CANDY BRICK
A Candy Brick Welcome to Croatia
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The Heart Shaped Peninsula
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Buying a Property in Croatia
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The Candy Brick Approach
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The Villas
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The Location 13 Features
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How Can I Become the Owner of a Candy Brick Villa?
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Financial Summary 31 Candy Brick Investment Club
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About Candy Brick 34 The Candy Brick Team
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Contact us
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Disclaimer 41
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A Candy Brick Welcome to Croatia
First, thank you for showing interest in Candy Brick villas. We would like to give you a sweet welcome to Istria, Croatia. In the Mediterranean region of Istria you can see incredible potential, beauty and charm, continual positive changes and investments, and growing prosperity. Istria’s property market is in good health, with favourable conditions from every point of view. We are a property development company building luscious villas in Istria. We offer a strategic investment and rental plan for our villas making them stress free and maximising your financial return. Our unique benefits are: - You get a ₏30,000 rental income guaranteed by contract removing any uncertainties about your income; - Return of investment of 8.6%, that is 60% higher than the Croatian average; - Stress free income, with management of the villa our responsibility; - No electricity bills! The villas are autonomous and self sufficient. And, any excess electricity produced can be sold to the grid. We were founded with competence, determination and a spirit of sharing. Our mission is to merge beauty, wellness and value into an extremely profitable experience for all.
Marta Stone Chief Operating Officer of Candy Brick
We hope you enjoy discovering more about Candy Brick villas and we invite you to visit us in Istria.
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The Heart Shaped Peninsula Istria is the largest peninsula in the Adriatic sea and is an enchanting region that offers spectacular coasts, unique Roman monuments, and exquisite cuisine. It also offers an extraordinary opportunity to build your wealth with an investment property. This is because Croatia is hot right now with both the number of tourists and property prices increasing1. And due to the recent success of the Croatian national football team in the 2018 FIFA World Cup, and the use of Croatia as a backdrop for Mamma Mia! Here We Go Again, Game of Thrones and Star Wars, enthusiasm for the country shows no sign of diminishing. In 2017, 18.5m tourists visited Croatia generating 102m overnight stays. These were increases of 13% and 12% respectively compared with 2016. Istria received over 4.2m of these tourists, generating 27.5m overnight stays2. Tourist accommodation in Istria is in high demand and very often is fully booked months in advance. Part of this increase is due to an organic growth, with many tourists returning after enjoying themselves and new tourists arriving through word of mouth recommendations from family and friends.
1 https://www.thetimes.co.uk/article/mamma-mia-croatia-is-so-hot-right-now-3l5b628pm 2 https://www.dzs.hr/default_e.htm
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Traditional tourists to Istria come from Germany, Slovenia, Austria, Italy, Czech Republic and Slovakia due to their vicinity, allowing them to come by car. However, in the past 10 years, the number of tourists from France, the Netherlands, UK, Ireland, and Poland has increased. In fact, Istria’s airport in Pula had a 31% increase in passengers between 2016 and 2017. A lot tourists coming to Istria are high spending families or couples attracted by its cultural, natural and gastronomic attractions. Another factor that makes Croatia generally attractive to tourists is it being very safe, with an absence of crime and internal problems. Croatia has been ranked among one of the safest countries in the world for tourists to visit, being ranked 24th in the 2017 Travel & Tourism Competitiveness Report3 . Croatia is also very tourist friendly with most local people speaking at least three languages (Croatian, Italian, English, or German)4. Also making Croatia attractive to property investors is that property prices are growing on average 2.3% annually. Istria has some of the highest growth with an average of 3.13%. In particular, properties in Pula saw a rise in value of 11% last year5. However, there is limited space to build on Croatia’s Mediterranean coastline, with 90% protected and set to be untouched.
3 http://reports.weforum.org/travel-and-tourism-competitiveness-report-2017/country-profiles/#economy=HRV 4 https://www.huffingtonpost.com/entry/7-reasons-to-invest-in-croatia-before-everyone-else_us_58fae32fe4b086ce5898113b 5 https://www.croatiaweek.com/property-prices-rise-2-3-in-croatia-last-year/
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This growth is expected to continue, being stimulated by investments in Croatia. Between 2014-2020 the EU allocated almost €7b to boost economic competitiveness6 and €12.7b for structural investments. Between 2021-2027 these amounts are expected to rise. Private investors are also pouring money into Croatia, with €7b expected to be invested in hotel construction and renovation, convention centres, campsites, nautical tourism and theme parks by 2020. And with Croatia’s economic outlook being upgraded to BB+ and healthy GDP growth expected (2.6% in 2018 and 2.5% in 2019), more investments are foreseen in the coming years7. Examples of such are: - €270m by the Valamar Group to build both new resorts and refurbish it’s current facilities8; - €80m to build the most luxurious hotel in Croatia, in Rovinj, Istria, by the end of 20189; - A €65m new resort and marina in Pula to be completed by 202010 ; - €11m for a new winery in Motovun, Istria, that includes a hotel, restaurant, multi-purpose hall, wellness centre, lounge bar, and nightclub11.
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A growing country with a secure economic situation and advantageous fiscal conditions is a country where you can invest with peace of mind. In Istria, many investments are taking place, which are additionally increasing the value of the properties in the region.
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6 https://mzo.hr/en/rubrike/op-competitiveness-and-cohesion-2014-2020 7 http://thedubrovniktimes.com/news/croatia/item/4828-croatia-s-economic-outlook-positive-fitch-ratings 8 https://www.hotelmanagement.net/own/why-valamar-riviera-investing-big-croatian-hotels 9 https://www.total-croatia-news.com/business/20071-new-park-hotel-in-rovinj-confirmed-as-strategically-important-investment 10 https://www.total-croatia-news.com/business/25940-new-nautical-complex-in-pula-worth-65-million-finally-taking-shape 11 https://www.croatiaweek.com/new-futuristic-winery-to-open-in-istria/
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Buying a Property in Croatia Despite this positive outlook, a foreign property investor wanting to buy a property in Croatia may come into difficulties and may be disappointed with their return on investment. The following are the most common problems we see foreign investors face.
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Purchasing Investing away from your hometown means you can face obstacles such as language, lack of knowledge of local customs and laws, and having no trustworthy contacts. Not having these on your side may mean you end up signing a contract that doesn’t protect your interests. We have heard horror stories of contracts not handing over ownership, pre-existing mortgages on the property, and problems with the property only being discovered after the sale.
Quality Buyers often look for quality, and sellers often say they offer quality. But quality is one of the most abused and empty words. Price seems to be a good indication of quality. However, the highest price can be misleading. It is simple and fast to manipulate numbers, and often villas are built for a lot of money, but the construction hasn’t been properly supervised and the build quality suffers. Without a standard set for quality, and an agreement establishing this, it is very hard for quality to be guaranteed.
Renting Apart from having to dedicate a lot of time and effort into marketing your property to prospective guests, there are significant risks and uncertainties when renting your property, such as:
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- Late or no payments; - Guests damaging the property and not paying for repairs; - Unexpected maintenance costs; - The law supporting the tenants not you, in case of problems. These risks and uncertainties mean that often you don’t know what your income will be, and it’s normally lower than expected. It also means you don’t know what your costs will be, and they are always higher than expected.
Management Renting a property is also very time consuming. Once you have guests booked in, you have to welcome them at whatever time they arrive, make sure the property is clean, do the laundry, fix any problem, and be available 24/7 for their every need. If you don’t have a team responsible for managing your property, it can be more engaging than a 9 to 5 job. If you do go for a management company, they can end up taking a significant portion of your income.
Re-sale problems The day may come when you want to capitalise on your asset. But selling your property in a foreign country can be as difficult as purchasing and how can you guarantee an agent will represent fully the value of your property. It is important that you are fully represented to maximise your return. It is equally important that you invest in a country where property prices are growing, so you don’t lose value when re-selling your property.
The Candy Brick Approach The best way to protect yourself from such negative situations is choosing the right partners. When you’re the owner of a Candy Brick villa, all these risks and uncertainties, are distant memories. Instead, a Candy Brick villa is a pleasant experience for your eyes, mind and wallet. We’ve made this possible with the Five Candy Brick Guarantees. These ensure you passive earnings, steady capital appreciation and full legal protection.
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Legal Guarantee
Rental Guarantee
The Candy Brick Legal Guarantee protects your interests and ensures there are no legal issues surrounding the property.
The Candy Brick Rental Guarantee ensures you a consistent rental income. This is possible because with the Rental Guarantee, you’re not renting your villa to tourists, but to Candy Brick property management company. We then sub rent your villa to tourists, looking after the marketing and bookings.
We suggest a series of conditions to put in the contract that cover all scenarios, leaving now doubts and unexpected risks. This is possible because Candy Brick villas have no legal problems. Not having a legal guarantee means you’re not protected if the property has serious problems of a legal nature.
Quality Guarantee As an investor you may want to resell your villa within a few years. Candy Brick villas are designed to last and are projected to grow in value over the years. How do we at Candy Brick define quality? - Robust construction from the foundations to the roof; - Solid and resistant interiors to withstand all the tourists it will host; - Functional and interesting particularities; - Strong multidisciplinary team with many years experience in constructing residential properties in Istria; - We only work with high quality partners who pass our strict selection criteria. This means you don’t have to worry about the quality of construction, materials, or interior furniture. The Candy Brick Quality Guarantee covers all these aspects.
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We give you two possible rental incomes: - Full Rental Guarantee: €30,000 p.a. Here you rent out your villa for a full year, getting 2 weeks complimentary stay (excluding July and August). - Summer Rental Guarantee: €25,000 p.a. Here you rent out your villa for the summer season, from June to September, and for the rest of the year you are free to use it. With the Candy Brick Rental Guarantee the risk of vacant weeks is on us.
Full Management Guarantee To enjoy your rental income with minimal effort and cost, we offer the Candy Brick Full Management Guarantee. Here you have trusted and professional staff not just looking after the bookings, but also taking care of the guests and the villas. So, you don’t need to think about: - Welcoming guests; - Cleaning and laundry; - Gardening and pool maintenance; - 24/7 guest management; - Fixing and covering any damages caused by the guests. If you want Candy Brick property management to take care of all these tasks, we can offer them at €6,000 per full year, or €5,000 for summer rental. Guests will also be very happy with your choice in Candy Brick property management, as we offer them the following additional services: - Extra cleaning or maintenance during the stay; - Personalised welcome package at check-in including samples of various local products; - Guests with children will find a corner with games; - Guests with pets will receive a treat for their furry friends; - Fresh and crunchy Istrian bread delivered in the morning, but also delicious doughnuts with rose marmalade and fresh seasonal fruit; - Meal delivery service with partnered restaurants;
- Concierge services for booking restaurants, spas, trips and transportation; - Entertainment services; - Relaxing massage; - Bocce training with an ex-Croatian champion (Bocce is one of the favourite sports in Croatia); - Baby-sitting service; - Taxi service; - In case of any problem with the villa, guests have at their disposal a number which they can call at any time.
Exit Guarantee With the Candy Brick Exit Guarantee we look after the eventual resale of your property. This will speed up the process of your sale and increase the perceived value of your home. This is because you will be able to take advantage of our expertise in selling and our wide network of interested investors. And, buyers will know they are buying an original Candy Brick villa. With property prices rising in Istria and growing interest in wanting to buy a property here, we are confident to offer the resale for free if it isn’t sold within 18 months, or is sold for a lower price than the original purchase price.
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The Villas Candy Brick villas bring you wellness and serenity. Every aspect has been meticulously planned to the smallest detail and regulated by contract. There are no uncertainties. When you stay at your villa you will experience comfort, relaxation, and genuine fun with family and friends.
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The Location The villas are all located in the commune of Marčana, a charming area that is close to some of the most beautiful natural spots in Istria, such as Krnica, Rakalj, Šegotići, Peruški, Pavićini, and Kavran. Further away you’ll find Labin, Rabač, Rovinj, Fažana, Pula, Medulin, and Kamenjak. Their position guarantees privacy and tranquility, whilst at the same time being close to major attractions and communities. In this way it is attractive to tourists and guarantees guests. In fact, Marčana is getting more popular with tourists each year. Between the first half of 2017 and 2018 the number of arrivals increased by 83%. Arriving to your villa is also easy, driving from either the Slovenian border or from Pula, your villa is just a short trip from the new and fast A9 highway. Alternatively, Pula airport is only 20 minutes away, and the ferry terminals of Pula, Rabac and Rovinj are also close.
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Matelići Project The point indicates the position of the Candy Brick villas in Matelići, a quiet and safe location. The villas are surrounded by a green belt of trees that provide a tranquil view when you’re either swimming in the pool or reading a book on the terrace. The project is near completion, and is scheduled to be finished by the end of October 2018. We are building three independent villas, each with their own pool, on a plot of land covering an area of almost 8,000m2. All three villas of this project are already sold out.
Pula Amphitheatre Brijuni Fažana Medea Winery Oio Vivo - Olive Oil
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Kamenjak Pula Airport
Glavani Park - Adventure Park Kayak Boat & Quad Bike Rental Duga Uvala beach
Rakalj Boat Rental
Luka Beach Stari Rakalj Eco Goat Farm and Artisan Cheeses Cres Island Diving Centre Krnica Harbor Lubenice Beach
Krnica Project The point indicates the position of the Candy Brick villas in Krnica. The villas are 2km from the sea and benefit from glorious sea views. The centre of Krnica is 350m from the villas and offers a local grocery store and restaurant. The project is to commence in September 2018 and to be completed by May 2019. We are building six independent villas, each with their own pool, on a plot of land covering an area of almost 4,500m2.
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Features Candy Brick villas are both modern and elegant, and all have the following characteristics:
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Zero electricity bills! The villas are autonomous and self sufficient. Three systems make this possible; photovoltaics placed on the roof generate enough energy, and an air-pump and solar water heater provide heating and cooling for the villa. When the villa is not in use, any excess electricity produced can be sold to the grid
Total living area up to 179m2
All rooms have ceilings of 2.70m
Well lit interiors thanks to large triple glazed windows overlooking the garden
Underfloor heating and wall mounted fan coils
Italian tiling
Open plan kitchen and mini bar
32m2 heated pool with lighting and stairs
Private Mediterranean garden and barbecue area
Rainwater collector Spacious living room with fireplace Comfortable mattresses and pillows for a fantastic night’s sleep Glass railings on balconies and terraces 3 double bedrooms with en-suite bathrooms and a sofa bed in the lounge, so you can host up to 8 people Bluetooth speakers in the bathrooms Beautiful and functional interior design throughout Automated locks for easy guest management Fully furnished to a high standard Reinforced concrete foundations and stairs, brick walls and thermal insulation up to 15cm 2 private parking places
The Candy Brick villa shown is from the Matelići project.
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Krnica villas with sea view
Plot Number
Villa
Land Size
Concept
1604/22
Villa Vida
863 m2
Concept 2
1604/20
Villa Subašić
582 m2
Concept 1
1604/15
Villa Pjaca
638 m2
Concept 1
1604/16
Villa Mandžukić
763 m2
Concept 1
1604/1
Villa Modrić
741 m2
Concept 2
1604/3
Villa Rakitić
596 m2
Concept 2
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Concept 1
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3
2
1
4 5 6
7
8
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Floor Plan
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13 14 10
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1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
Covered entrance 3.20m2 Entrance 3.70m2 WC with laundry 3.20m2 Living 39.60m2 Technical room 4.50m2 Covered terrace 15.30m2 Pergola 10.40m2 Pool 30.00m2 Hallway and stairs 9.50m2 Bedroom 1, 13.00m2 Bathroom 1, 4.70m2 Bedroom 2, 12.30m2 Bathroom 2, 4.50m2 Bedroom 3, 13.10m2 Bathroom 3, 4.80m2 Terrace 8.00m2
Total living space : 179.80m2 Building area : 205.00m2
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Concept 2
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25
4
6
3 1
2
5
7
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Floor Plan
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10
8
16
13
9
11 12
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
Entrance and stairs 5.70m2 Living 38.50m2 Hallway 1.20m2 WC with laundry 4.00m2 Covered terrace 17.60m2 Technical room 4.30m2 Pool 30.00m2 Hallway and stairs 7.20m2 Bedroom 1, 12.00m2 Bathroom 1, 4.70m2 Bedroom 2, 10.30m2 Bathroom 2, 4.60m2 Bedroom 3, 13.40m2 Bathroom 3, 5.00m2 Terrace 1, 9.40m2 Terrace 2, 2.80m2
Total living space : 170.70m2 Building area : 205.00m2
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Interiors
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How Can I Become the Owner of a Candy Brick Villa? A Candy Brick villa costs €350,000. Once you have decided on your villa, you can reserve it by signing the purchase agreement and paying an initial 10% reservation deposit. When the villa is successfully completed, ownership will be transferred over to you on the payment of the balance. You can purchase a Candy Brick villa either as a private person or as a company. We recommend you opening a d.o.o. (private limited) company in Croatia for the following reasons:
- It is very fast, only taking a few days to establish, and is relatively cheap, costing around €1,000 to incorporate and €1,000 in annual management costs; - Companies with an income lower than 3 million Croatian kuna (HRK) only pay 12% corporate tax. After deducting your costs (including depreciation12), it amounts to about 2% of your rental income (€780);
12% corporate tax
- You won’t have to pay VAT which is an additional 25% (€87,500) in Croatia. It is reimbursed by the government within 30 days. If you can’t cover this amount for 30 days, we can offer you an interest free loan to cover it;
Reimbursed VAT
- You can avoid tax on dividend if you loan your company the amount to buy the villa via an interest free loan, and pay yourself back steady interest free loan repayments.
Interest free loan
12 Accounting practice. It is the lifetime charge of the purchase price of your villa taken from as a cost from your income statement. Normally 5% of the total value of the villa (€17,500) for 20 years. Don’t worry though, you villa will actually appreciate, just be happy for the less tax you will pay!
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€1,000 to establish d.o.o. + €1,000 annual management
If you decide to go for this option we will help you and introduce you to one of our partners for accounting services.
Financial Summary Price of your villa €350,000 Rental Guarantee income €30,000 Full Management cost €6,000 Annual depreciation cost €17,500 Profit before tax: €6,500 Tax expense €780 Profit after tax €5,720 Cash in bank account €23,220 Return on investment
8.6% before costs and taxes, 6.7% after. 60% higher than the Croatian average13.
Please note, these calculations have been made excluding other marginal and communal costs, such as your water and rubbish collection, that you can use to reduce your profit before tax. We have also not included the additional income you could make from selling the excess electricity your solar panels make to the grid. This could be between €3-4 a day when the villa is not in use. In the future this income could increase up to 10x should the government reintroduce feed-in tariffs. Nor have we included the benefit of spending 2 weeks for free in your villa, worth €2,500 (excluding July and August). For financing, if you need it, the best thing to do is contact your bank. Your bank knows your specific situation and will be offering the best solution according to your needs. Getting a mortgage for your villa in Croatia is also possible from a Croatian bank. Again, this would need to be discussed depending on your specific situation. 13 https://www.globalpropertyguide.com/Europe/rent-yields
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Candy Brick Investment Club
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Candy Brick villa owners automatically become members of the exclusive Candy Brick Investment Club. Club members gather once a year in an exclusive location in Istria to celebrate results and outline new goals.
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About Candy Brick We are based in Vodnjan, Croatia. Candy Brick is a brand owned by Millennium Star Assets d.o.o. with headquarters in Zagreb, Croatia. Millennium Star Assets d.o.o. is a wholly owned subsidiary of Millennium Star Assets Ltd based in London, UK. Millennium Star Assets Ltd has expanded its activity from renovation projects in Italy to building new villas in Croatia. It is currently investing heavily in the construction of villas in Croatia and running a separate rental and management business. Millennium Star Assets Ltd is a private limited company owned by 152 shareholders with fully paid up capital of ÂŁ4,625,862. Millennium Star Assets Ltd has zero current or long term liabilities.
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The Candy Brick Team In Candy Brick there is individual brilliance. However, what makes Candy Brick solid is that together we make an exceptional team. Many of our team members have worked before on projects together.
David Ruscelli Chairman Investor in real estate and trader. IT specialist with 12 years experience as a programmer and system integrator. Leader of the largest Italian community focused on long term, solid and high value investments (with over 10,000 members). Co-creator of the PEM® financial plan. Active supporter of a school construction project in Chrey village (Cambodia).
Marta Stone Chief Operating Officer and Co- founder Co-owner and director of companies in Croatia, Romania and the UK, focused on real estate investing and trading. Marta has overseen the complete planning and development of the Candy Brick project in Matelići. She is fluent in English, Polish and Italian.
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Mauro D’Urbano Chief Executive Officer and Co-founder Investor in real estate and trader. Leader of the largest Italian community focused on long term, solid and high value investments (with over 10,000 members). Co-creator of the PEM® financial plan. Active supporter of a school construction project in Chrey village (Cambodia).
Paul Pietrangelo Chief Financial Officer Entrepreneur and fundraiser. He has helped start 3 companies, growing one to over 60 staff in 4 years. In addition, he has raised over €20m for other highly innovative SMEs and overseen their effective use of these funds.
Miraç Bal Chief Investment Officer Miraç has worked in high level sales and marketing positions at both Ericsson Finland and Group Function. Since July 2015, he then founded and acted as CEO at EvdekiBakıcım, the largest portal for carers and babysitters in Istanbul, Turkey.
Nicole Di Nardo Communications Manager Nicole is a Brazilian graduate designer from the University of South Wales. Being involved with design since she was a kid, she followed her passion and is extending her skills through marketing and communication.
Luca Carta Business Development Director Digital and real estate entrepreneur. Luca has had 2 successful exits worth over €1m for his digital businesses and is also involved in the construction of apartments and villas value up to €5m. He has been the commercial director of an automotive multinational for 5 years, increasing revenues by €500m and gross profit to 50%.
Maria Concetta Di Girolamo Project Director Since Maria graduated in law in 1997 she has been working in the real estate sector. As a project manager she has overseen the complete management of complex construction projects from the phase of identifying the building area, to the delivery of the units. Within this time she has developed strong knowledge in the areas of real estate law, finance, sales, and administration.
Saša Ćus Engineering Supervisor Saša has been in structural engineering for 38 years and has a very accomplished career. He has worked on projects all over Istria and the world, including residential houses, 25 hotels, apartment blocks, Pula airport, 2 shipyards, 4 marinas, and a steam-electric power station.
Dušan Ivković Project Manager Dušan is an organised and committed project manager with a long and varied career. He has 16 years experience in projecting and building houses, 5 years working for the transport department, 4 years as a traffic safety inspector, and 4 years in road construction.
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Zdravko Đokić Constructor
Agata Aggielook Interior Designer
Zdravko is the owner and manager of ĐOLE since 2012, a well renowned construction company with a wide variety of competencies and skilled constructors. Zdravko has been in the construction business since 1989 and has built over 300 properties.
Agata has been practising interior design for 14 years. She has an eye for refinement and detail. In addition, she also practises landscape design and is responsible for designing also the exterior areas of our projects.
Erica Laganis Architect
Blanka Šverko Administrative Officer
Erica has a Masters in Architecture from the Università’ degli Studi di Firenze. She has been practising for over 6 years and has worked on 16 projects ranging from interior design, residential architecture, commercial architecture and renovation.
Blanka is a well organised, fast, and enthusiastic administrative officer. She can speak Croatian, English, German and Italian, and has worked in administration and tourism for over 10 years. Blanka has a lot of energy and manages to oversee the entire administration of Candy Brick whilst also looking after her child.
Deni Tomisic Geodesist Deni is an expert geodesist from Istria with 11 years experience. He has solved countless difficult cases for foreign real estate investors in Croatia.
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Contact Us For more details, or to discuss your specific needs, please contact Candy Brick at info@candybrick.com or call us on +385 (1) 7776 443. Stay tuned with Candy Brick. To receive further updates and news concerning the project, follow Candy Brick on: Facebook https://www.facebook.com/candybrickcroatia Instagram https://www.instagram.com/candy_brick/ Or have a look for regular updates on our blog http://www.candybrick.com/blog-2/
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Disclaimer
This report was made by Candy Brick for exclusive information purposes without any claim of exhaustiveness and completeness of the information illustrated, which may require further insight into subjective needs. The purpose of the report is to provide information on the real estate market in Croatia and about the possibility of owning newly built villas branded Candy Brick. Candy Brick is constantly committed to provide the most up-to-date and accurate information on properties, location, real estate market, economic data, costs and possible revenues, and more; however, it can not be held responsible for the truthfulness and timeliness of the information itself. In addition, given the evolving business and corporate environment, the information provided in this report may be updated. Updates and additional information are provided on Candy Brick’s communication channels, and via email info@candybrick.com. Candy Brick’s commitment is to provide potential buyers with the best property, service, and economic conditions possible, and even in case of limited rent in some periods of the year. The transaction does not assume any other type of transaction than the purchase of a property for later enjoyment or partial leasing. The report has been sent only on explicit request of the receiver and is on no account solicitation for any kind of purchase or investment. For any clarifications about the information contained in the report or approval for sharing, please contact: info@candybrick.com. Catalogue edition no.3 Year of issue: 2018
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Candy Brick - Luscious Investment Properties in Croatia TrgovaÄ?ka ul. 137, 52215 - Vodnjan, Istria, Croatia +385 (1) 7776 443 info@candybrick.com