Wharton Insurance Briefs

The auto insurance marketplace is tightening. Increases in claims severity and frequency due to inflation, worker shortages and supply chain disruptions are causing the rates to rise. Another factor impacting the auto insurance marketplace is distracted driving. Several studies revealed the extent of distracted driving which increased by 30 percent in the last four years. Here are three examples that made the list:

1) Driving with a pet. Some drivers held their pets, gave them water or fed them while driving.

2) Video chatting while driving, checking social media, eating and even watching a movie while driving.

3) Taking work-related phone calls, texts or emails while driving. Any type of distraction – whether a device, a sleepless night or stress – can make a difference between reaching your destination safely. You can help make our roads safer by taking some simple steps, like putting your phone on Do Not Disturb while driving or speaking up when you see a driver engaging in dangerous behaviors and not calling someone when you know they are driving. As always, please call me with any questions or concerns regarding your insurance program.

DeFilippis AAI Vice President Wharton Insurance Group

800-221-0003 (ext. 1320) (908) 513-8588 (cell) mdefilippis@whartoninsurance.com