FINANCIAL INFORMATION

Northeast Maritime Institute is a drug-free campus. Upon entry, all students must submit a negative chemical test and are subject to random chemical screening while enrolled at NMI.

Northeast Maritime Institute is committed to providing reasonable accommodations for student with documented disabilities. The Student Disabilities Coordinator works with faculty and staff to provide support for students with disabilities in compliance with the mandates of Section 504 of the Rehabilitation Act of 1973, the Americans with Disabilities Act (ADA) of 1990, and the ADA Amendments Act 2009.

At the post-secondary school level, a student must disclose his or her learning differences in order to receive reasonable academic accommodations. The Voluntary Disclosure of Disability Form is available from the Office of Admissions.

Once the disclosure form is completed, a student must submit documentation from a qualified professional stating the nature of the disability and its impact on the student’s learning in a college environment. The evaluation must be completed within three years prior to enrollment at NMI. An individualized education plan (I.E.P.) or 504 plan without underlying documentation is not acceptable.

Once documentation is received and reviewed by the Disability Coordinator and the Chief Academic Officer, a support services plan is developed with the student.

Reasonable accommodations will be arranged for a student, provided the accommodations do not substantially alter the fundamental nature of the academic class or program. For questions or concerns about documentation and accommodations please contact the Disabilities Coordinator at (508)992-4025.

TRANSFER ADMISSIONS

Admission applications from students wishing to transfer to NMI will be given full consideration. Transfer credit will be evaluated by the Chief Academic Officer and the Registrar with the advice of the appropriate instructor. The amount of credit awarded will be on a course-by-course basis. The evaluation of any request will include:

• a review based on a course description from an accredited institution where the course wastaken • a grade of “B” or better with an official transcript showing the grade • a request for transfer form should be submitted to the Registrar • the student must be in good academic standing at the time of the request

*no more than 15 credits of general education classes shall be transferred from another college

Students must anticipate spending 2 full years at NMI, regardless of the number of transfer credits accepted, in order to fulfill the course and licensure requirements of the degree/license programs. Students must fulfill federal and international regulations, including the Merchant Marine Training and Education Act of 1980; the United States Coast Guard regulations for obtaining a Merchant Marine Officer’s license, and the Standards of Training, Certification, and Watchkeeping for Seafarers (STCW) promulgated by the International Maritime Organization (IMO). NMI makes no representation or guarantee regarding transfer credits to other institutions. Acceptance of transfer credit is always at the discretion of the receiving institution. Students planning to attend another institution should check the policy of that institution regarding transfer credits. In the event a student is considering transferring to a new institution, NMI will provide guidance and assistance. This may include a review of charges and financial aid refunds, as well as providing transcripts, applicable syllabi and catalog

APPLICATION DEADLINES

Spring Cohorts:

August 1 – Deadline for Early Action October 15 – Deadline for Early Admissions November 15 – Priority Deadline Rolling Admissions for any date following

Fall Cohorts:

November 15 – Deadline for Early Action January 1 – Deadline for Early Admissions March 1 – Priority Deadline Rolling Admissions for any date following

FINANCIAL INFORMATION

The following costs apply to students entering during or after the Fall of 2019. Northeast Maritime Institute reserves the right to adjust the charges at any time before the charges are incurred by the student. Unless otherwise specified, all charges are annual.

ASSOCIATE DEGREE IN APPLIED SCIENCE IN NAUTICAL SCIENCE

Tuition: $22, 000.00 Flat fee for full-time enrollment (12-22 credits per semester) for Fall 2021and Spring 202s semesters

Fees: $1,300.00* Mandatory full-time enrollment fees including, but not limited to course lab fees, random drug testing program enrollment, activities and technology. External professional licensing fees are not included in this amount.

Room: $3000.00 Average cost for a double occupancy room in college housing.

Food: $3000.00** Average cost for food and meals which are not provided on campus and are not billed by the college.

Books and Supplies: $600.00** Average (non-billed) cost of books and supplies for the academic year. Approximately $300.00 per term; cost varies depending upon course schedule and whether books are purchased new, used, rented or open source.

*external costs associated with requirements for USCG or other licensing applications are not managed by NMI and are the student’s responsibility.

**Variable estimated costs based upon financial circumstances and elective expenses NMI Payment Plan NMI offers an optional Northeast Maritime Institute Payment Plan (NMIPP) to all students. An alternative to paying in full at the start of each term, the NMIPP divides the student’s academic year balance into 11 interest-free monthly payments.

REFUND POLICIES

Students who withdraw from a course after the start of the semester are entitled to a refund of tuition in accordance with the following:

Prior to the first week ..................................................................................................100%, less a deposit fee of $500.00 During the 1st week ......................................................................................................75% During the 2nd week .....................................................................................................50% During the 3rd week......................................................................................................25% After the 3rd week ........................................................................................................0%

Certain fees may be refunded on a pro-rated basis, if applicable. Application fees, acceptance deposits, and registration fees are non-refundable. All students wishing to withdraw must file an official withdrawal notice (available in the Registrar’s Office) to the Registrar’s Office. This notice must be signed by the student. Tuition credit will be calculated from the time the notice is received in the Registrar’s Office. Non-attendance of class does not constitute an official withdrawal.

Students who are dismissed for non-academic reasons receive no refund of tuition, fees, and room charges. In accordance with NMI refund policy, there will be no refund of room charges after the start of classes.

It is NMI’s policy to withhold all diplomas, degrees, official transcripts, and other official recognition of work completed at NMI from students with outstanding debts to NMI.

Change of Address: Students must inform the Registrar of any billing address changes.

Financial Aid Information: Northeast Maritime Institute makes every effort to provide financial assistance for qualified students. Deferred tuition payments, need-based and merit-based scholarships may be provided to qualified students. NMI may use information from a student’s FAFSA application and summary report to assist with determining financial aid qualification.

FINANCIAL AID POLICIES & PROCEDURES

Northeast Maritime Institute can create institutional financial aid packages including varying combinations of deferred tuition, work study and scholarships to students that demonstrate financial need in order to make their education affordable.

Students are requested to submit a Request for Financial Assistance and their FAFSA Student Aid Report (which includes the Expected Family Contribution to the Financial Aid Office by identified deadlines on the NMI website. Merit-based funding is offered annually based upon available funding and is allocated on a first-come first-serve basis.

Payment Plans: The Institute offers annual interest-free 11-month payment plans for student tuition balances. A payment plan agreement must be signed, and tuition balance must be paid in full prior to the end of each academic year per the agreement.

Deferred Tuition: The deferred tuition option allows students to defer the payment of tuition and fees until after graduation at an interest-free rate. The amount of deferred tuition offered to each student is based upon the student’s FAFSA summary and EFC. The student is required to sign a Deferred Tuition Agreement with the Institute acknowledging the amount he/she will be responsible for paying as well as the terms of the deferral.

Work Study: Work Study credit is available for students who demonstrate need based upon their FAFSA and EFC. Limited work study funds are available, and students are required to apply for work study positions each academic year.

SCHOLARSHIP COMMITTEE

The NMI scholarship Committee (SC) is responsible for reviewing all institutional scholarship applications and selecting recipients using the award procedure described below (see “Award Procedure”). The SC consists of the President, Chief Operating Officer and Chief Academic Officer. The SC is committed to following the expectations of award agreements between donors and the College and uses scholarship resources to encourage, in a fair, equitable and competitive manner, academic achievement of students enrolled in the programs at the College of Maritime Science.

Award Procedure: The College of Maritime Science facilitates scholarship opportunities in the Fall and Spring semesters to students enrolled in CMS programs. Scholarships and the associated funds are provided by private foundations and other sources. 1. Student notification: Requests for Financial Assistance are available on the Institute website to initiate the process for financial assistance review and access to merit-based scholarships. Deadlines for award periods are also included on the Institute website. External scholarships are also posted on the Institutes website and accessible to all students. Links to the external scholarship websites and/or applications are made available.

2. Scholarship accounts: The Financial Aid Office at the CMS is responsible for all accounting and reconciliation of scholarship accounts. The Financial Aid Office communicates directly with the SC, recipient and the scholarship providing entity to facilitate transfer and payments. 3. Number of awards and award amounts: The number and amount of institutional needs-based and merit based scholarships may vary from individual to individual and year-to-year depending on the amount of scholarships allocated by outside sources and each applicant’s academic and financial background. 4. Scholarship eligibility: Eligibility for institutional needs-based scholarships are established by the Institute based upon FAFSA Expected Family Contribution levels. 5. Application requirements: requests for Financial Assistance applications are available on the NMI website.

The application and attached FAFSA Student Aid Report initiate the applicant’s review by the

Scholarship Committee for access to institutional needs-based funds. Links to external scholarship opportunity websites and applications is made available on the NMI website. 6. Applications: All applications and supporting materials are compiled by the Financial Aid Office which ensures that the application is complete and meets the eligibility requirements prior to forwarding to the

ScholarshipCommittee. 7. Application review: For needs-based scholarships, the SC reviews FAFSA information to determine the level of financial need. Funds are allocated based upon the level of need and the amount of institutional funds available for distribution. Scholarships are generally allocated for a two-year period with a full-time program enrollment requirement and a minimum GPA requirement to maintain eligibility. The Financial Aid Office facilitates the review of applications by the SC by providing information on each applicant in relation to academic achievement and financial need. The Chair of the SC keeps a record of and schedules all meetings.

The Financial Aid Office provides a list of each scholarship and each scholarship recipient to the Accounting

Department at the appropriate time in the fall and spring semester. The Accounting Department ensures the award is posted to the student’s financial aid package for entry into the campus management student account system. The Financial Aid Office retains all scholarship materials, supporting data, and Scholarship Committee minutes, including number of applications, awards offered, amount (in dollars) for the award period, awards accepted and the list of SC members. 8. Scholarship awards: The Financial Aid Office notifies financial aid and scholarship recipients via email or mail. This notification provides information about the award, the award amount and the duration of the award. Requests for re- determination of needs-based financial aid awards may be addressed to: finaid@northeastmaritime.com Requests are reviewed on a case-by-case basis and there is no guarantee that financial aid award can be revised. 9. Scholarship disbursement: One half of annual scholarship awards are disbursed to student accounts each semester, unless otherwise noted as part of the scholarship award.

VETERANS BENEFITS

Students eligible for VA benefits should apply through the United States Department of Veterans Affairs in order to obtain a Certificate of Eligibility. Applications can be completed on-line at https://www.va.gov/education/how-toapply/ A copy of the Certificate of Eligibility must be provided to the Registrar by mail or mail, fax or email. Information about educational benefits is provided through the U.S. Department of Veterans Affairs. There are several different education programs available, each with a unique set of criteria that must be met.

Northeast Maritime Institute will not impose any penalty against a veteran or eligible dependents including late fees, denial of access to classes, libraries or other institutional facilities, or require that any covered individual borrow funds because of the individual's inability to meet his or her financial obligations due to the delayed disbursement of funding from the VA under Chapter 31 or Chapter 33. If your tuition benefit does not fully cover your bill for the term, the difference is expected to be settled by the duedate.

GI Bill® The Post-9/11 GI Bill® provides financial support for education and housing to individuals with at least 90 days of aggregate service after September 10, 2001, or individuals discharged with a service-connected disability after 30 days. You must have received an honorable discharge to be eligible for the Post-9/11 GI Bill®. This benefit provides 10