The Definitive Guide To Buying Your First New Car

Your policy will be up for renewal each year. You will notice that each year that you have the car; the premium will drop slightly unless you move or add another person on to the policy.

Lowering Your Monthly Premium (Return to Contents)

There are ways to lower your monthly premium after you have purchased your new car.

 Combine auto and home owners insurance

 Add car theft devices

 No traffic tickets or citations

 Raise the deductible

 Report changes

 Calculate mileage for the year accurately

 Buy a car with safety features

Combine Auto And Home Owners Insurance

Many times, you can combine your auto and home owners insurance so that you can pay one monthly bill. Insurance companies may offer you a discount on your policy if you combine plans.

Add Car Theft Devices

Car theft devices include alarms, keyless entry, audio systems that have removable faces, and steering wheel restraints. These devices can be installed or you can buy them for a reasonable price. Adding theft devices to your car will lower your monthly car insurance payments.