FINANCIAL ASSISTANCE Provider Program FEMA Applicants may apply online using the Electronic Loan Application (ELA) via the SBA’s secure website at https://disasterloan.sba.gov/ela.
Contact SBA Customer Service Center at 800-659-2955
To be considered for all forms of disaster assistance, applicants should register online at www.DisasterAssistance.gov or by mobile device at m.fema.gov. If online or mobile access is unavailable, applicants should call the FEMA tollfree helpline at 800-621-3362. Those who use 711-Relay or Video Relay Services should call 800-621-3362. Additional details on the locations of Disaster Recovery Centers and the loan application process can be obtained by calling the SBA Customer Service Center at 800-659-2955 (800877-8339 for the deaf and hard-of-hearing) or by sending an email to disastercustomerservice@sba.gov.
SBA
Tamarack Foundation
Economic Injury Loans – Working capital or inventory replacement. Deadline of March 27th, 2017 for application. Registration required within six months. U. S. Small Business Administration – Disaster Loans (Fact Sheet) Creative Business Flood Relief Grant: Offering grants and bridge loans of up to $5,000 for artist businesses. In addition, the foundation has created a resource guide for creative small business that includes federal and state funds as well as resources to help assist in this time.
New River Gorge Regional Development Authority
See the Resource Guide » Micro-Loan Program – Funds for qualifying applicants within Raleigh, Fayette, Summers, or Nicholas counties. *terms and conditions apply
Workforce WV
Independent Contractor – Unemployment funds Federal Disaster Unemployment assistance available to residents of Kanawha, Greenbrier, and Nicholas counties.
https://www.dropbox.com/sh /51rh4dumiybq0c9/AAC_Gy gxA3AylZuonPxV8Olca?dl= 0
Alissa Novoselick (304) 925-5330 ANovoselick@gmail.com www.TamarackFoundation.o rg
Joe Brouse (304) 254-8115 JBrouse@NRGRDA.org http://workforcewv.org/workf orce/entry/federal-disasterunemployment-assistanceavailable-to-residents-ofkanawha-greenbrier-andnicholas-counties.html
SERVICES Provider Robert C. Byrd Institute
Service RCBI is reaching out to members of the manufacturing community who have had industrial equipment damaged by the flooding. We would like to evaluate your affected machinery and, if we can, help get you up and running again as quickly as possible.
Contact Call Arley Carpenter, Director of Manufacturing Services, tollfree at 800.469.7224 to schedule a visit by our experienced team of manufacturing engineers. Onsite visits will begin Tuesday, July 5, to assess your operations.
One-on-one business coaching, disaster recovery planning, loan application assistance, financial review.
Joe Brouse – (304) 254-8115 or jbrouse@nrgrda.org
SAM’s Club
Free membership/shopping for any business needing recovery supplies.
1220 N. Eisenhower Dr Beckley, WV 25801
ViaAir
Free flights out of the area for flood victims and/or free flights into the area for relief workers and family.
(304) 986-4000 www.FlyViaAir.com
West Virginia State Bar
The State Bar has received funding from the national settlement to be used solely for "foreclosure prevention legal assistance and community redevelopment legal assistance." The settlement agreement and donation terms restrict the allowable grantees to legal service organizations domiciled in West Virginia. Application deadline is Oct. 13st, 2016.
Thomas R. Tinder Executive Director West Virginia Bar Foundation Post Office Box 4845 Charleston, WV 25364
The West Virginia VOAD is the state chapter of the National VOAD. The WV VOAD consists of organizations active in disaster response throughout the state of West Virginia.
http://wvvoad.communityos.org/ cms/floodassistance
New River Gorge Regional Development Authority & The WV Hive Network
Voluntary Org Active in Disasters
The VOADs role is to bring organizations together and enable them to understand each other and work together during times of disaster preparedness, response, relief and recovery.
Joe Carlucci – jcarlucci@nrgrda.org
Tel. 304-343-9823 tom@wvbarfoundation.org
BUSINESS RECOVERY CENTERS Provider Service FEMA & SBA Greenbrier County businesses
Contact Greenbrier Valley Economic Development Corp. 804 Industrial Park, Suite 5 Maxwelton, WV 24957 Opening: Wednesday, July 6 Hours: Monday – Friday, 8:00 a.m. to 5:00 p.m.
FEMA & SBA
Kanawha County businesses
Charleston Area Alliance 1116 Smith St. Charleston, WV 25301 Opening: Wednesday, July 6 Hours: Monday – Friday, 8:30 a.m. to 5:00 p.m.
WVSBDC Small Business Coach
Assist with Loan Packaging
Joe Carlucci 116 North Heber St Beckley, WV 25801 304-767-8127
Disaster Recovery Center locators
http://asd.fema.gov/inter/locator/ho me.htm
GENERAL FLOOD RELIEF ASSISTANCE Type Contact Emergency Numbers http://www.dhsem.wv.gov/Important%20Contact%20Numbers/Pages /default.aspx Need / Volunteers / Community www.WVFlood.com Services Register for Disaster Recovery https://www.disasterassistance.gov Assistance
FREQUENTLY ASKED QUESTIONS Question Guidance My business property was You should start by filling out a FEMA Registration: damaged in the flood. Where Go to https://www.disasterassistance.gov/ do I start seeking assistance 1. Go to “Get Assistance” on the top navigation bar with repairs and clean-up? 2. Go to Apply Online Also your WVSBDC Business Coach will have resources available as they come available. Contact those coaches that are closest to your county: http://www.wvcommerce.org/business/businessassistance/smallbusi ness/aboutus/locations.aspx?mediatrackingcode=198_88SMBZ_577 LOCA My workers are not able to report as usual due to flood circumstances. What are my options as an employer?
Start by registering with FEMA. Next an SBA representative will contact you regarding economic relief in the form of a small low interest loan. The rates, terms and conditions are very reasonable, and it can be used for working capital or replacement of inventory.
Are there tax implications that I need to be planning for or tracking during the recovery process? I need to re-build. Where can I get construction quotes?
Yes! Save your receipts!!! This will come in handy when it’s time to file for either relief, or taxes this year.
You can start by just polling your insurance agent. They know and work with all of the contractors in your region. If you have some trouble or they’re all very busy, there’s a ton of online resources out there like http://www.thebluebook.com/ this is a network of commercial and residential contractors that might be able to get you started.
*Note: This guide is not meant to be an all-inclusive resource. Use of this guide is on a creative commons basis. We do not endorse, refer, or otherwise validate all of the resources, their organizations, or their staff, and reserve the right to hold ourselves exempt from legal recourse arbitrary or otherwise.
LOAN PREPARATION CHECKLIST STEP 1
Personal Financial Statement (all owners having 20% or more ownership) o Proof of Cash/Equity Injection (20% of loan request) o List of Collateral/Assets Credit Report Sign Release of Information Form (Banker)
STEP 2
Business plan Narrative o Resumes of Owners and Hired Managers Start up Costs o Itemized Use of Loan Proceeds o Purchase Agreement (if applicable) o Third Party Estimates Equipment List with Pricing (Vendor Quotes if available) Construction/Renovation Estimates (by licensed contractor) Letters of Intent/Contracts Lease Agreement or Proposed Lease Plan Insurance Quotes Financial Data (Cash Flow Projections)
STEP 3
Personal income Tax Returns (past 3 years) Pertinent Certifications Required for this Project/Business Licenses and Permits Articles of Incorporation (Corp) or Organization (LLC)/Partnership Agreement Letters of Reference
STEP 4- Existing Companies Only
Historical Financial Statements/Tax Returns (last three years) Aging of Accounts Receivable/Payable Balance Sheet and Income Statement (within 90 days)