Northwest Boomer and Senior News Portland Metro Edition November 2016 by Northwest50Plus

PORTLAND-METRO & VANCOUVER EDITION NOVEMBER 2016 • FREE!

PATRON OF THE ARTS Glenda Goldwater has decorated her home with posters from floor to ceiling.

■ Glenda

Goldwater may be the most recognizable figure in Portland’s art scene

Photo by NWBSN staff

By MAGGI WHITE BOOMER & SENIOR NEWS

There isn’t much that stops Portland bon vivant Glenda Goldwater from visiting an art gallery, a baseball game in Hillsboro or watching the Hops play. Not even the fact that a car ran into her leg, forcing her now to use a cane for balance, slows her down. Goldwater has no fear of being alone or being out at night. The 81-year-old knows how to wield pepper spray, even having to use it once in San Francisco after getting off the bus and being accosted by two youths. She sprayed, they fled.

Fix it Page 10

Photo by Wilder Schmaltz

Always stylish, on the day of her interview she is a vision in a blue ensemble that includes matching oversized glasses and a dazzling ring on her finger. She’s devoted to live theater, symphony concerts,

INSIDE DIGGIN’ IT

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HEALTHY VIBES

TIPS TO HELP RECOVER BETTER FROM SURGERY Page 11

the latest gallery openings, and is easily spotted because her kinky white hair rises high off her head like a boxing promoter. “Culture is a part of me,” says Goldwater, who volunteers as a greeter at the Rental Sales Gallery twice a month, is a member of the Contemporary Arts Council and also belongs to the Hollywood Senior Center. She also attends live theater at Portland Playhouse, Coho Theater, Third Rail, Profile and Artist Repertory. Despite her love for Portland, she equally adores France. She was stationed there for a year and a half as a librarian for the U.S. Army from

See ARTS p. 2

CALENDAR OF EVENTS

SEE WHAT’S COMING THIS MONTH Page 12

Oregon’s oldest & largest boomer and senior publication

2 PORTLAND-METRO/VANCOUVER EDITION

NW BOOMER & SENIOR NEWS • NOVEMBER 2016

ARTS CONTINUED FROM PAGE 1

Photos by NWBSN staff

Glenda Goldwater (top) stands out with her shock of white hair and oversized glasses, as well as her tattoos, like this one on her arm (above) that reads, in French, "Down with the one percent,” a nod to her support for former presidential candidate Bernie Sanders.

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1959 to 1964. Despite the many years since she’s lived there, Goldwater emphatically declares she’ll be on the first plane to Europe if her favored presidential candidate doesn’t get elected. “What do I love about France?” she muses. “The people, the wine, the villages. All my tattoos are about France.” Her father made a career out of the Navy, and hid his tattoos under his clothing. “He would be horrified if he knew about mine,” she confides of the markings on her legs, chest, hands and forearms which feature her French car, the French flag, the motto of the revolution, a dinner plate with a wine glass and menu, books and cats. In her recent support of presidential candidate Bernie Sanders, Goldwater added another tattoo: “Down with the 1 percent.” She’s retired from the San Francisco Public Library, where she directed several branches and departments. She left the city because it became too expensive, and now lives in a modest home in southwest Portland. She’s widowed and has one “child” – a cat named Fluffy. During her travels to cultural institutions like the Metropolitan in New York and the Louvre in Paris, she was inspired to start collecting posters and art. That collecting zest now covers all the wall of her home, from the baseboard to the ceiling. She may be the most rec-

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ognizable woman in the local arts community, and says she is happier now than at any time in her life. She’s also active in the Unitarian Church, and admits that in Portland, she gets a lot of attention. “It’s wonderful here in Portland,” Goldwater says. “I can’t sing on key, and I’m not very graceful,” but “my physical condition guarantees me immediate seating on the bus.” Since giving up driving, she relies on public transportation, calling it “marvelous,” and “the drivers are so nice. It’s easy if you know when the bus is coming.” If there’s something she’d like to change, it’s the fact Portland cannot attract Broadway dramas because it doesn’t have a suitable venue. “The Keller Auditorium is good for Broadway musicals, but dramas would get lost there,” she says. “I’m a cultural maven and the last thing we should give up is a very vibrant theater. We need Arlene Schnitzer to build a suitable theater for Broadway dramas.” And Goldwater, with closets full of clothes, also wishes Portlanders dressed up more. “My mother had certain standards,” she says. “No one should wear shorts to church. You don’t have to spend a lot. You can have one good outfit, one suit that is appropriate attire for everything. It doesn’t have to be cashmere, just a nice suit and tie.” It’s not a big concern, but “casual Fridays” shouldn’t be every day of the week, she adds, an opinion that should come as no surprise to anyone. ■

NOVEMBER 2016 â&#x20AC;¢ www.nwboomerandseniornews.com

PORTLAND-METRO/VANCOUVER EDITION

Medicare 101: What you need to know 4 PORTLAND-METRO/VANCOUVER EDITION

NW BOOMER & SENIOR NEWS • NOVEMBER 2016

By MICHELLE TE

BOOMER & SENIOR NEWS

Annual open enrollment for Medicare has started and it’s important to know what that means for you. Enrollment is open through Dec. 7. Any Medicare Advantage (Part C) or prescription drug plan (Part D) changes must be made between those dates so that coverage begins without interruption on Jan. 1. “It is important to compare Medicare Advantage and Prescription Drug plans every year,” says Lisa Emerson, Senior Health Insurance Benefits Assistance (SHIBA) coordinator with the state of Oregon. “Plans change year to year, as do your individual health care needs, including prescription medications. You could potentially save money by shopping for a new plan.” Retiring employees who no longer have health insurance available through their workplace instead must buy it through the federal government. But which plan should you buy, how often should you review it, and how do you know whether it’s the best plan for you? There aren’t always easy answers to these questions, but there is free assistance. SHIBA counselors provide unbiased, personalized phone and in-person counseling. Pri-

SHIBA counselors helped educate their audience on Medicare basics at a “birthday party” in Roseburg.

vate health insurance agents provide assistance in reviewing plan options at no out-ofpocket cost to beneficiaries. Medicare.gov has a “plan finder” tool to aid in comparing plans and completing online enrollment. And even the health insurance companies themselves have agents who assist in describing benefits of their specific plans. Much of that information is available in this issue of NW Boomer and Senior News, where our Medicare guide provides plan descriptions and benefits.

What Medicare is — and isn’t Medicare was created by the federal government in 1965, and is health insurance for

Americans age 65 years or older, those under age 65 receiving Social Security Disability Insurance for more than 24 months, and those with endstage renal disease or amyotrophic lateral sclerosis (ALS). There are more than 760,000 Oregonians with Medicare. Nationally, Medicare enrollment is increasing at a rate of more than 10,000 beneficiaries per day. To enroll in Medicare and its other plans, begin signing up three months before you turn 65. You have seven months to sign up. If you are already enrolled in a plan, but want to make a change, you have until Dec. 7. Medicare Part A and Part B cover basic hospital and med-

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ical services at approximately 80 percent. Medicare allows private insurance companies to sell Medicare-approved policies. The first is Medigap, jointly regulated by the state, and which pays the out-of-pocket costs after Medicare pays its portion. It is available with or without drug coverage and a stand-alone prescription drug plan can be purchased for those who choose to enroll in a Medigap plan. Some of the items not covered by Parts A and B include long-term care, dental care and dentures, outpatient prescription drugs, alternative care, hearing aids and exams for fitting hearing aids, routine vision and eyeglasses, routine annual physicals with lab tests, and most travel outside the United States. Medigap helps cover the “gaps” in insurance that Original Medicare (Parts A and B) do not cover, such as deductibles and co-insurance. The plans are named by letter, Plan A through Plan N. The plan benefits are standardized, meaning Plan A in one private insurance company is exactly the same as Plan A in another company. During the enrollment process, health insurance companies may consider your medical history, and may refuse your application if you do not enroll

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Vol. 18 - Number 11 Oregon’s oldest & largest 50+ publication General Manager Patty Gilbert pgilbert@nwseniornews.com Managing Editor - All Editions Michelle Te mte@nwseniornews.com Graphics/Production - All Editions Pam Cooley-Newberry pcooley@nwseniornews.com Accounting - Barb Calvisky bcalvisky@nwseniornews.com Circulation pgilbert@nwseniornews.com

within the required time period. They also may offer you a lower initial rate for the first 12 months, and then rates may increase overtime. To view a company’s rate history, visit oregon.gov /DCBS/shiba/topics/Pages/ medigap.aspx. Medicare Advantage (Part C) was approved in the 1990s as another way to receive your Medicare benefits. Medicare Advantage plans are sold by private health insurance companies that contract with Medicare and offer “coordinated care.” Medicare pays these plans to provide all your Medicare-approved services. When you join a Medicare Advantage plan, you agree to that plan’s terms and conditions. Where you live often determines which Medicare Advantage plans are available to you. Note that it is unlawful for you to be enrolled in a Medigap plan and a Medicare Advantage plan at the same time.

Where to begin SHIBA is a state-sponsored Medicare information and assistance program and receives federal grant funding from the Administration for Community Living to provide communitybased counseling services to thousands of Oregon Medicare beneficiaries in an effort to help them understand their Medicare benefits and enrollment options. SHIBA counselors help beneficiaries compare plans and enroll by using the Medicare Plan Finder tool found online at Medicare.gov/find-a-plan. Beneficiaries and their families can also use this tool to compare plans and complete their online enrollment. Here are tips from SHIBA for comparing plans: Find your insurance cards: You may need your red-whiteand-blue Medicare card to review benefit details or enroll in a new plan. If you have a Medicare Advantage or prescription drug plan, you may also need that card. Update your list of prescription drugs: Check with your doctor to make sure you understand each prescription. Is a generic available? Can you eliminate any unneeded medications? Based on your list, do you have the right plan for you?

See 101 p. 8

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Northwest BOOMER & SENIOR NEWS is published monthly and locally owned and operated by Eagle Newspapers, Inc. The entire contents of this publication are copyrighted by Northwest Boomer and Senior News. Any use of all or any part of this publication is prohibited without written consent of the publisher. This publication is printed using soy-based inks on paper with post-consumer recycled content. No VOCs are released into the atmosphere.

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Linn-Benton Edition Clark Seeley cseeley@nwseniornews.com Jack Wallrich: jackwallrich@comcast.net Lane Edition Jo Schechter josuccess@comcast.net Contributing Writers: Maggi White, Pat Snider, Grace Peterson, Barry Finnemore, Deb Allen, Mary Owen, Dan Christopher, Vanessa Salvia

NOVEMBER 2016 • www.nwboomerandseniornews.com

Medicare Plan Guide Here’s what some major providers have to offer. For more detailed information, contact each company directly.

Monthly Premium

Choice of Doctors

See more listings on p. 16

Providence Medicare Extra Plans (HMO) 503-574-5551 800-457-6064; TTY: 711

Providence Medicare Choice Plans (HMO-POS) 503-574-5551 800-457-6064; TTY: 711

Providence Medicare Prime + Rx (HMO-POS) 503-574-5551 800-457-6064; TTY: 711

PacificSource Medicare My Care Rx 22 Medical HMO with Rx - 888-863-3637 TTY: 800-735-2900

FamilyCare Health Advantage Rx (HMO) 503-345-5701 866-225-2273 TTY/TDD: 711

Without RX: $109 With RX: $162

Without RX: $45 With RX: $88

$78

In-network

In-network or out-ofnetwork providers

Over 3,000 network providers

More than 4,000 in-network providers

Per Doctor Visit

$10

$15/$30 in/out-of network

$5/$45 in/out-ofnetwork

$5 PCP/$25 Specialist

$0 PCP visit, $40 Specialist

Routine Physical Exams

$0/20% in/out-of-network

$0/30% in/out-of-network

$0 copay

Emergency Care, USA/Foreign

$75

$75 copay, waived if admitted, worldwide coverage

USA/Foreign; $75 worldwide; waived if admitted

Days 1-5: $250/day Days 6 & beyond: $0

Days 1-5: $300/day Days 6 & beyond: $0 20% out-of-network

Days 1-5: $340/day Days 6 & beyond: $0 30% out-of-network

Days 1-5 $295 copay, Days 6+ $0 copay

$275 days 1-6, $0 after; unlimited days

Choice of Hospitals

Providence and other community hospitals, including Tuality, Tuality Forest Grove, Santiam, Salem, Silverton, Cottage Grove, Willamette Valley and PeaceHealth Southwest Medical Center

Providence and other community hospitals, including Tuality, Tuality Forest Grove

Legacy Mount Hood; Legacy Emanuel; Legacy Good Samaritan; Legacy Meridian Park;

Legacy Mount Hood, Legacy Emmanuel, Legacy Good Samaritan, Legacy Meridian Park, Adventist, Silverton, Columbia Memorial Hospital

Ambulance

$250 one way

$300 one way

$250

$275 copay

Days 1-20: $0/day Days 21-100: $150/day

In-network: Days 1-20: $0/day Days 21-100: $150/day Out-of-network: 20%

In-network: Days 1-20: $0 Days 21-100: $160/day Out-of-network: 30%

$20/day (1-20) $140/day (21-100)

Days 1-20 - $0, Days 21-100 - $125

Prescription Drug Plan

Without RX: Part B drugs only With RX: Integrated Part D benefit

Integrated Part D drug benefit

Enhanced Part D drug benefit

Enhanced Alternative Part D Drug Benefit

Prescription Drug Copay, Deductible

Preferred generic/preferred network pharmacy $6*; preferred generic/network pharmacy: $12; generic/preferred network pharmacy $15*; generic/network pharmacy $20; Preferred brand $47*; non-preferred drugs 25%; Specialty drugs 33%; *preferred pharmacy, 20% discount on 3 mo. supply

Preferred generic/preferred network pharmacy $6*; preferred generic/network pharmacy: $12; generic/preferred network pharmacy $15*; generic/network pharmacy $20; Preferred brand $47*; non-preferred drugs 25%; Specialty drugs 30%; $100 deductible *preferred pharmacy, 20% discount on 3 mo. supply

Vision

Routine eye exam: $15. Basic lenses cov- Routine eye exam: $20 in-network/out-of network; ered in full, every 2 yrs. Frames or contact Covered up to $45 out-of-network. Basic lenses lenses (in lieu of glasses) $100 allowance covered in full, every 2 yrs. Frames or contact lenses (in lieu of glasses) $100 allowance every 2 yrs. every 2 yrs.

Hospitalization

Skilled Nursing Care

Hearing Exams & Hearing Aids Mental Health Therapy Members Other Details

Preferred generic/preferred netTier 1: Perf. $1/Std. $6; work pharmacy $7*; preferred Tier 2: Pref. $12/Std. $17; generic/network pharmacy: $12; Tier 3: Pref. $37/Std. $47; generic/preferred network pharmacy $15*; generic/network phar- Tier 4: Pref. $90/Std. $100; macy $20; Preferred brand $47*; Tier 5: 30% non-preferred drugs 25%; Spe- Tier 6: Select Care Drugs: $0; cialty drugs 29%; $200 deductible Add’l gap coverage for select brand & *preferred pharmacy, generic drugs. $150 (Tiers 3, 4 & 5) 20% discount on 3 mo. supply

No routine coverage Optional Routine vision buy up plan available

Routine exam $25 copay every 2 yrs; $200 allowance for eyewear/2 yrs.

Eye exam $0; $200 glasses frames credit; OR $60 contact lenses credit

$40 copay; Hearing aids not covered

$30 in-network; 20% out-of-network; no coverage for hearing aids

$40 in-network; 30% out-ofnetwork; no coverage for hearing aids

Routine exam: $45 copay (covered every year). Hearing aids $699-$999 copay per aid (covered every year)

$20

$30 in-network 20% out-of-network

$40 in-network 30% out-of-network

$25 copay/visit

$40;

50,000+ (All MA plans)

Open for enrollment

Silver&Fit no-cost gym Out of pocket limit: $3,400 per No deductible for $0 drug tier; Silver&Fit no-cost gym Silver&Fit no-cost gym membership; $0 copay for membership; $0 copay for membership; $0 copay for yr; Silver&Fit Fitness program: $40 monthly gym credit; online video visits with online video visits with online video visits with 24/7 nurse hotline 24-Hr. NurseLine; Providence Express Care Providence Express Care Providence Express Care Optional Preventive Dental Virtual; Optional dental Virtual; Optional dental Virtual; Optional dental $28/month plans starting at plans starting at plans starting at $33.70/mo; $33.70/mo; $33.70/mo; 24-hr. nurse advice line 24-hr. nurse advice line 24-hr. nurse advice line Routine Vision plan $8.80/mo.

Service Areas

Clackamas, Columbia, Clackamas, Columbia, Lane, Marion, Multnomah, Lane, Marion, Multnomah, Polk, Washington & Polk, Washington & Yamhill counties in Yamhill counties in Oregon. Clark County, WA Oregon. Clark County, WA

Website & other Phone Numbers

503-574-5551, 800-457-6064 503-574-5551, 800-457-6064 503-574-5551, 800-457-6064 www.Medicare.PacificSource.com TTY:711 TTY:711 TTY:711 1-888-863-3637 ProvidenceHealthAssurance.com

Clackamas, Multnomah & Washington counties in Oregon

ProvidenceHealthAssurance.com

Clackamas, Multnomah and Washington Counties

TTY: 800-735-2903

“The Only Street in Paris, Life on the Rue des Martyrs” by Elaine Sciolino (WW Norton)

I wish I’d read this book when I was in Paris because this makes me want to get on a plane and return. Sciolino is a storyteller at heart and in this charming book she brings to life not only street but a French way of life that is seductive. Her trained journalist’s eye and attention to detail captures not only the street’s amazing history but also its humanity. Now in paperback, I’d give this five stars. Sciolino is a former Paris bureau chief for the New York Times. This is not a guidebook but the result of her infectious curiosity.

“Stop Breast Cancer Before it Starts” by Dr. Samuel S. Epstein (Seven Stories Press)

Tier 1 - $0; Tier 2 - $20; Tier 3 - $35; Tier 4 - $90; Tier 5 - 28% $200 deductible, Tiers 2-5 only

$20 no coverage for hearing aids

ProvidenceHealthAssurance.com

GOOD READS

PORTLAND-METRO/VANCOUVER EDITION

Clackamas, Clatsop, Multnomah and Washington Counties

FamilyCareInc.org 866-225-2273 TTY/TDD 711

Retain this chart for future reference. Prices and terms are subject to change. Be sure to contact your provider or prospective provider for complete coverage details and possible updated information. Chart information is current as of Oct. 18, 2016.

Here’s a book by a leading authority on the causes and prevention of breast cancer. Excluding skin cancer, breast cancer is the most frequently diagnosed cancer in the United States and he doesn’t believe this should be. An expert on preventative causes, he asks the question: With all the talk about early detection, mammograms, improved treatment, and the race for the cure, why don’t we ever hear about breast cancer prevention? In this book he presents preventative choices that empower women to take charge of their health. And he answers his question. Controversial? Yes. Must read? Yes. Reviewed by MAGGI WHITE

6 PORTLAND-METRO/VANCOUVER EDITION

NW BOOMER & SENIOR NEWS • NOVEMBER 2016

You Y ou like what you like, whether it’ it’s s a type of apple or the right Medicar Medicare e plan. That’s why Providence Medicare Advantage Plans of fer a no - cost gym member ship, access to thousands of in-net work provider s at Providence facilities and beyond, and no - cost, online video visits.

So, how do you like them apples?

Call us for information or a personal appointment at 1-8551-855- 998-8569 998-8569 (TTY: (TTY: 711). Service is available between 8 a.m. and 8 p.m. (Pacific time), seven days a week.

Enroll Enroll at P ProvidenceHealthAssurance.com/2017plans rovidenceHealthAssurance.com/2017plans

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HP16-90320 HP16-90320 10/16 10/16

YOGA PAIRS

NOVEMBER 2016 â&#x20AC;˘ www.nwboomerandseniornews.com

PORTLAND-METRO/VANCOUVER EDITION

â&#x2013; Partner up! You no longer have to go solo during your yoga class By BARRY FINNEMORE BOOMER & SENIOR NEWS

Courtesy photo

Kliff Hopson and Gail Lordi often look forward to the yoga class they take together every Friday. Although they enjoy yoga on their own, theyâ&#x20AC;&#x2122;ve found that partnering up in class improves their relationship.

Kliff Hopson says the only thing better than â&#x20AC;&#x153;payday Fridayâ&#x20AC;? is â&#x20AC;&#x153;payday and partner yoga Friday.â&#x20AC;? The Vancouver, Washington, electrical engineer relishes those days not only because heâ&#x20AC;&#x2122;s paid by his employer, but itâ&#x20AC;&#x2122;s also one of the days he practices partner yoga with his wife, Gail Lordi, a massage therapist and yoga instructor. Hopson started practicing yoga as an individual in a class more than two decades ago, but it wasnâ&#x20AC;&#x2122;t until 2010 that he tried partner yoga at a workshop he and Lordi took while living in Alaska. Hopson says partner yoga differs from â&#x20AC;&#x153;soloâ&#x20AC;? yoga in that itâ&#x20AC;&#x2122;s about connecting and communicating with a partner. â&#x20AC;&#x153;Partner yoga is a relationship thing,â&#x20AC;? he says. â&#x20AC;&#x153;With solo yoga,

Iâ&#x20AC;&#x2122;m in my own head. When Iâ&#x20AC;&#x2122;m doing partner yoga, I am interacting with my wife, weâ&#x20AC;&#x2122;re smiling at each other and looking into each otherâ&#x20AC;&#x2122;s eyes, and we are breathing together. Itâ&#x20AC;&#x2122;s really fun.â&#x20AC;? Earlier this year, Lordi began leading partner yoga classes at Vancouverâ&#x20AC;&#x2122;s Breathe Yoga and Massage. The classes have drawn steady participation from those in their late 20s to their 70s, and from those new to yoga to the more experienced, she says. Partner yoga benefits the body and mind in that participants can go deeper into poses with the help of a partner who serves as an anchor, building flexibility as well as trust. Breathing together brings partners in sync and helps each person become more aware of their body, Lordi says.

See YOGA p. 8

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$0 Monthly Plan Pr Premium emium $0 Medical Deductible $0 Primary Primary Care Care Doctor Copay Copay $0 Lab Tests Tests $0 Routine Eye Eye Exams

â&#x20AC;˘ $0 Tier 1 Generic Drug Copay Copay â&#x20AC;˘ Up to $480/Yr $480/Yr Reimbursement for Any Gym Membership Eyeglass â&#x20AC;˘ $200 Prescription Prescription Eyeglass Credit Cr edit

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8 PORTLAND-METRO/VANCOUVER EDITION

YOGA CONTINUED FROM PAGE 7

“One of my favorite aspects of partner yoga is how in sync you become,” she says. “I have a lot of students who mention that. It just feels so nice to have synchronicity together. It can take yoga to a whole different level.” With partner yoga, one person can be standing to the side and helping his or her partner in a pose. With other poses, partners act as counterbalances. Lordi says she asks students who are new to her partner yoga class about their experience level and if they have had a physical injury in the past. If a participant has a hip issue, for

NW BOOMER & SENIOR NEWS • NOVEMBER 2016

example, she’ll help with a variation of a pose or have them be the anchor. “We go slow with each pose,” she says. “My main goal is to help people to be aware of their anatomy and to stretch in a way that doesn’t injure.” Partner yoga also helps people “move in a new way,” says Melonie Nielsen, a massage therapist and yoga instructor who has owned Vancouver Yoga Center for 16 years. “Our bodies fall into patterns,” says Nielsen, who has led partner yoga classes off and on for about a decade and has seen a growing interest. With partner yoga, “we are trying to get out of old patterns and into new ones.” Partners help each other

fore,’ or, ‘Wow, that’s a deep stretch.’ When they’re with a partner, it gets into areas they didn’t know they were getting into.” Partner yoga can be practiced by couples, friends or two people who have just met. But regardless of the nature of a relationship, it can deepen bonds and build healthy communication, Lordi says. “I think it appeals mostly to

couples, but I have had quite a few individuals who have come on their own and I match them (in class),” she says. “We welcome that. It’s fun to do partner yoga with someone you haven’t met before because … it really opens up a whole other level of communication.” Lordi says her goal is for partner yoga classes not only to be fun and lighthearted given the greater level of interaction between participants, but also disciplined so that participants’ limitations and boundaries are understood. “Even if you (practice partner yoga) with a friend, you have new dynamics, because it’s working with that partner in a new way than you have before,” she says. “That makes it a really fun experience.” For those new to yoga, Nielsen recommends they attend a solo yoga class and become familiar with the poses, teacher and yoga group, which would make the transition to partner yoga smoother. It’s not uncommon for those considering partner yoga to feel shy about their body, or concerned about injuries or that they are “not good enough” at yoga. But Nielsen urges putting those thoughts aside. “You’ll have a really good experience, and I think it will be empowering,” she says. ■

best price. Apply for help with drug costs: If you have limited income and assets, you may qualify for extra help with prescription drug costs. SHIBA counselors can help you apply for this benefit through Social Security. In addition, SHIBA publishes an annual Medicare guide, which is available online and in print during the open enrollment period. SHIBA counselors also schedule group presentations on Medicare and related topics. For example, at a Welcome to Medicare “birthday party” in Roseburg in September, SHIBA counselors not only supplied a birthday cake, but also helped educate Oregonians

age 64 and older on Medicare basics, including important enrollment deadlines, Social Security’s services, long-term care planning, and more. “Many seniors miss the deadline to sign-up for Medicare,” says Cynthia Hylton, SHIBA education and outreach team member. “Depending on each person’s unique situation, enrollment periods vary, so we encourage everyone to contact a certified SHIBA counselor to get personalized help. We try to make it fun, educational and helpful. There’s no reason that learning about Medicare — or dealing with health care, in general — has to be difficult. We want to make this as easy for people as we can.” ■

Courtesy photo

Kliff Hopson and Gail Lordi show another one of the yoga poses attainable when you have a partner. deepen stretches, and in that way partner yoga can re-energize an individual’s solo yoga practice, she says. In fact, Nielsen will sometimes have participants in her solo yoga class partner up. “I use it a lot as a teaching tool (in solo yoga) when things get stagnant,” she says. “People are pleasantly surprised. They’ll say, ‘Wow, that’s an area I haven’t felt be-

101 CONTINUED FROM PAGE 4

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Is tuition running rampant? NOVEMBER 2016 • www.nwboomerandseniornews.com

By DAN CHRISTOPHER

BOOMER & SENIOR NEWS

If ever there was a question that gets answered with a storm of finger pointing, it’s asking, “Why is the cost of college and student debt so high?” Struggling to weather that storm are graduating students and their families in Oregon and across the nation who are often left with daunting college loans that linger for years. In Oregon alone, students and their parents are borrowing more than $1.3 billion a year.

The blame game Where should we put the blame? Some would cite overpaid professors, lower state funding, fancy school amenities and increased federal aid. Others argue that easier access to federal student loans simply opens the door for more borrowing. So universities, as the argument goes, permit costs to rise because they know that students can easily borrow

more money to cover heftier college expenses. David Feldman, author of “Why Does College Cost So Much?” argues, “Increasing federal aid will rarely change how high a college sets its tuition.” He adds, “A college’s sticker price is set by its wealthiest students’ ability to pay — and the wealthiest students never take out loans.” Political hot button Especially during this cantankerous election year, politicians have fired up this hot button issue with proposed legislation that appeals to students and voters. Sen. Ron Wyden (D-Oregon) has signed onto legislation called The Red Act that would allow student borrowers to refinance debt at lower rates, would increase grants, and would pump more money into community colleges. U.S. Rep. Suzanne Bonamici (D-Oregon) put her signature on legislation that would enroll student borrowers into

PORTLAND-METRO/VANCOUVER EDITION

Illustrative photo

The rate of student debt has increased exponentially, and there doesn’t seem to be an end in sight.

affordable repayment plans linked to their incomes. Presidential candidates have also ballyhooed college cost proposals that range from pumping more federal dollars into higher-education — to

Your plan: Get the most out of these years Our plan: Help you get the most out of Medicare PacificSource is your plan for more coverage and more doctors. Fill in the gaps of Medicare with a PacificSource Medicare Advantage Plan. Accepted by most doctors in the region, our plans offer prescription drug coverage and worldwide coverage for urgent and emergency care when you travel, along with features like no deductible for medical services and a low annual out-of-pocket maximum. Now that sounds like a plan. Medicare.PacificSource.com

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putting America on a track to debt-free college.

Student debt The Institute for College Access and Success reported that nationally, seven in 10 sen-

iors who graduated from fouryear public and nonprofit colleges in 2014 had an average student debt of $28,950. In Oregon, the average student debt after graduation: ■ The University of Oregon — $24,508. ■ Western Oregon University — $28,331 ■ Oregon State University — $21,955 ■ Portland State University — $28,410 The Institute’s survey also showed that while the number of students carrying debt after graduation rose only slightly during the previous 10 years (from 65 to 69 percent), the actual dollar amount of debt at graduation rose more than twice the rate of inflation. Expressed another way, public college tuition has risen by nearly four times since 1974. According to federal statistics, that’s above the increase in household incomes. Just since 2008, the number

See TUITION p. 20

Incontinence: It’s time to talk about it

10 PORTLAND-METRO/VANCOUVER EDITION

By MAGGI WHITE BOOMER & SENIOR NEWS

One out of four women will experience pelvic floor issues, yet it’s a topic rarely discussed. These hidden health issues include everything from incontinence to sexual problems. Dr. Rebecca Posthuma Batalden, a local board-eligible urogynecologist, is part of a growing specialty rising, in part, from the large aging population. “Pelvic floor symptoms are very prevalent,” she says, “but nobody talks about it because they are embarrassed.” Instead, women with urinary issues become so concerned with the availability of nearby restrooms that they give up pleasurable activities such as tennis and golf rather than have embarrassing situations.

Bladder control and prolapse — a pelvic herniated or dropping — should not be kept secret from your doctor, she says. As with all health issues, early treatment is less invasive with better outcomes. A physician and surgeon, Batalden recently moved from Boston, where she completed her fellowship in female pelvic medicine and reconstructive surgery at Massachusetts General Hospital and Harvard Medical School. She did her residency in obstetrics, gynecology and women’s health at the University of Minnesota, worked for Doctors without Borders in Africa, and for Indian Health Services on a Navajo reservation. While Batalden says she does see younger patients in their 20s and 30s, pelvic-floor problems are primarily a “second half of life” issue. “When women have no bladder control they can be

NW BOOMER & SENIOR NEWS • NOVEMBER 2016

File photo

Experiencing incontinence can hold you back from doing activities that you love, but fixing the problems are easier than you might think. tired, fearful, tied to a bathroom,” she says. “This happens at a time of life when they should be freer and doing things that bring them pleasure.” She says urinary issues and

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prolapse are not a normal part of aging. “With prolapse you can feel pelvic pressure that is very uncomfortable,” Batalden says. “Heavy lifting, chronic straining are factors as well as childbirth.” The symptoms lead to “less sexually active lives because of discomfort and embarrassment,” she says. “It’s an uncomfortable situation and not confidence building no matter how understanding your partner is.” Part of the secrecy is that in the 1960s and ‘70s, no one talked openly about it, Batalden says. “It could have been part of family history but was too shaming or embarrassing. It wasn’t something you talked about at the bridge club.” Treatment can help women feel better, she says, as well as a willingness to discuss the problem with others so you don’t feel alone. “Actress Kate Winslet talked about her incontinence in a magazine article and she is, I think, in her mid40s. That helps bring an openness to the issue,” Bataldan says. Many women just endure discomfort and don’t talk about it with their partners. They stay home more and it’s a major reason women end up in nursing home, she adds. Keeping it a secret also can be expensive, whether it’s buying products in case of incontinence, or the extra cleaning involved after an accident. Yet specialists offer an understanding ear and a safe atmosphere in which to privately discuss fears, Batalden says. She quotes Hippocrates on her website: “Wherever the art of medicine is loved, there is also a love of humanity.” She adds, “There is no truer expression of this than in women’s health. The field of urogynecology empowers women, regardless of age, to live their life to the fullest potential.” Getting women to open up

about their pelvic floor issues is the first step, Batalden says. Once they are able to talk about what’s going on, then a treatment plan can be discussed. She says there are a range of treatments and rehab on muscles and nerves. Most of them are in-office procedures. Some patients benefit from surgery. “We try to find what fits the woman’s goals best,” she says. “We want them to get back to doing everything they used to do and to experience what’s important to them without constraints. The vast majority gets relief.” Kegel exercises are important to do every day to strengthen the pelvic floor, but at least half of all women either haven’t heard of them or do not know how to do them correctly. “Kegels can prevent prolapse and incontinence as well as exercise and the right nutrition,” she said. “The sooner you address things, the better chance of successful treatment; there are so many options,” Batalden says. Portland boasts a strong heritage in the field of urogynecology, and has more doctors trained in the field than other U.S. cities its size, she says. It was pioneered in the area by Dr. Amanda Clark, who recognized her passion for the evolving gynecologic practice as a faculty member at OHSU during the 1990s. At the time, women with pelvic floor disorders were being shuffled among urologists, gynecologists and colorectal surgeons. Clark applied and was accepted to study the field at St. John’s Hospital in London. When she returned to OHSU, she created a urogynecology fellowship in the Department of Obstetrics and Gynecology; one of the few fellowship programs in the United States at that time. She accepted her first fellow in 1995; it’s now a highly-

See TIME p. 17

HEALTHY Vibes

NOVEMBER 2016 â&#x20AC;˘ www.nwboomerandseniornews.com

PORTLAND-METRO/VANCOUVER EDITION

Five ways to heal better from a surgery

By TERESE SCOLLARD, MBA, RD, LD, FAND

PROVIDENCE NUTRITION SERVICES

November and December are popular months for having surgery, as health insurance deductibles are met. But before you go under the knife, first take a close look at whatâ&#x20AC;&#x2122;s on your fork and spoon. What you eat â&#x20AC;&#x201D; and how much you eat â&#x20AC;&#x201D; can help how your body heals. When you eat a healthy, balanced diet with extra protein, your body builds strength for surgery and for healing wounds, bones and infections. On the other hand, when you have poor nutritional habits, you have a higher risk of developing infections and other complications, increasing the time you spend in the hospital and the amount of care you need during recovery. Here are five tips to help you recover â&#x20AC;&#x201D; and feel â&#x20AC;&#x201D; better after surgery.

Get plenty of fuel Your body needs extra fuel to heal. Make sure youâ&#x20AC;&#x2122;re eating and drinking enough healthy foods and beverages in the weeks before your procedure. Eat two to three nutritional meals and one to three healthy snacks each day.

Eat foods from all the food groups A meat-and-potatoes diet might be what you grew up on, but now is the time to broaden your nutritional choices. Try to eat foods from all the food groups on a daily basis: protein, dairy, fruits, vegetables and grains.

Eat plenty of protein Protein is especially important for helping your body heal after surgery. Eat protein at every meal, especially at breakfast and after physical therapy. Good sources of protein include fish, chicken and other meats or meat substitutes, milk, cheese, yogurt, beans, nuts and seeds.

If you donâ&#x20AC;&#x2122;t feel hungry, try to eat anyway It can be common to lose your appetite as you age. But in the weeks before and after surgery, your body needs proper nutrition in order to heal. If you canâ&#x20AC;&#x2122;t stomach three large meals a day, eat smaller meals and snacks more often â&#x20AC;&#x201C; and include protein.

It's important to maintain a healthy diet before and after your surgery. Your meals should include protein, and there are many options. of malnutrition. Thatâ&#x20AC;&#x2122;s why dieting right before surgery is usually not recommended. If you donâ&#x20AC;&#x2122;t get enough nutrition before a procedure, it makes it harder for your body to heal.

But talk with your doctor about your particular weight situation. People who are underweight have more trouble recovering from major illnesses and sur-

geries. If your weight is considered low, adding 250 to 400 extra calories and 20 to 30 extra grams of protein daily can make a difference in your recovery. Choose nutrient-rich foods, such as cheese, avocados, nuts, peanut butter, eggs and yogurt smoothies. If you are at the right weight, try to keep it the same before and after your surgery by eating a healthy, balanced diet. If you lose weight before or after your procedure, eat more and boost your protein until your weight stabilizes. This information is for general educational purposes only â&#x20AC;&#x201D; always follow your doctorâ&#x20AC;&#x2122;s recommendations and check with your doctor if you have any questions. â&#x2013;

More information is available at Providence.org/nutrition.

Where the adventure begins...

Manage your weight Even if youâ&#x20AC;&#x2122;re overweight, losing weight in the weeks before and after surgery can slow healing, weaken your immune system and increase your risk

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12 PORTLAND-METRO/VANCOUVER EDITION

NW BOOMER & SENIOR NEWS • NOVEMBER 2016

Nerd Night – Trivia for Adults, 6:30 p.m., Garden Home Community Store, 7306 SW Oleson Road, Portland. 503-245-9932.

(through Jan. 2) Toiletries Drive for Neighborhood House, Garden Home Community Store, 7306 SW Oleson Road, Portland. 503-245-9932.

Artist reception, 5 to 8 p.m., Sequoia Gallery and Studios, 136 SE Third Ave., Hillsboro. Exhibit open through Dec. 2. 503-693-0401.

2 3

Prime Timers Dining Club, 6 p.m., Heidi’s Restaurant, 1230 NE Cleveland Ave., Gresham. 503-936-5861.

Book launch: “Lives of Museum Junkies” by Marilynne Eichinger, behind the scenes at OMSI, 7 p.m., The Old Library, BP John Administration Bldg., Marylhurst University, Free.

Crossroads Lecture: The Chinese Exclusion Act Case Files, by Patricia Hackett Nicola, 1 p.m., Washington County Museum, 120 E. Main St., Hillsboro. Free. Annual Holiday Bazaar, 9 a.m. to 3 p.m., Jennings McCall Center, 2300 Masonic Way, Forest Grove. 503-359-4465.

The Loafers and Fern Hill Bluegrass, 5 p.m., Multnomah Grange #71, 30639 SE Bluff Road, Gresham. $10/$5.

“Troop Beverly Hills,” 7 p.m., Sherwood Center for the Arts, 22689 SW Pine St. $3. 503-625-4ART.

(through Nov. 14) Siren Nation Music and Arts Festival, various locations. Sirennation.org.

615-3485.

Portland Youth Philharmonic, 7:30 p.m., Arlene Schnitzer Concert Hall, Portland. Porltandyouthphil.org.

Robbie Fulks, 7:30 p.m., Walters Cultural Arts Center, 527 E. Main St., Hillsboro. $18/$22. Brownpapertickets.com or 503-

First Friday opening reception: Film noir posters, 5 to 9 p.m., Angst Gallery, 1015 Main St., Vancouver, Wash.

(through Nov. 7) Oregon Symphony, “Beethoven’s Pastoral Symphony,” 7:30 p.m., Arlene Schnitzer Concert Hall. $23+. Orsymphony.org.

Vancouver Women’s Connection: Holiday Fashions and Shopping, 9:30 to 11 a.m., Royal Oaks Country Club, 8917 NE Fourth Plain Road, Vancouver, Wash. $21. 360-606-0475.

Song Circle, 6:30 p.m., Cedar Mill Library, 12505 NW Cornell Road, Suite 13, Portland. 503-644-0043.

Book Group: “Visitation Street” by Ivy Pochoda, Garden Home Community Store, 7306 SW Oleson Road, Portland. 503-245-9932.

Board Game Night, 6 to 9 p.m., Garden Home Community Store, 7306 SW Oleson Road, Portland. 503245-9932. (though Nov. 10) AARP Smart Driver class, 1 to 4:30 p.m., Portland Adventist Medical Center, 10123 SE Market St., Portland. 503-256-4000.

Forgetfulness, a VIEWS Conversation on Aging, 1 p.m., Juanita Pohl Center, 8513 SW Tualatin Road, Tualatin. 503691-3061.

Oregon Symphony, “Raiders of the Lost Ark,” 7:30 p.m., Arlene

Schnitzer Concert Hall. $40+. Orsymphony.org.

Holiday Wellness, a VIEWS Conversation on Aging, 10 a.m., Hollyfield Apartments, 4077 Sunset Dr., Lake Oswego. 503-953-3508. Ghost Town Poetry Open Mic with Nancy Flynn, Kristin Berger, 7 p.m., Angst Gallery, 1015 Main St., Vancouver, Wash.

644-0043.

Newberg Community Band, 7:30 p.m., Bauman Auditorium, George Fox University.

Il Divo: Amor and Pasion, 7:30 p.m., Arlene Schnitzer Concert Hall. $75+. Orsymphony.org.

Veterans Day Ceremony: Honoring Those Who Have Served, 11 a.m., Sherwood Center for the Arts, 22689 SW Pine St. 503-6254ART.

Patriot’s Weekend Wine Run, 2:30 p.m., Chelatchie Prairie Railroad, Yacolt, Wash. 360-686-3559 or bycx.com. Genealogical Society of Washington County, “The Quaker Family Tree,” 10 a.m., Hillsboro Main Public Library, 2850 NE Brookwood Pkwy. 503-6404431.

Bluegrass: Hardshell Harmony, Slipshod, 7 p.m., Freedom Foursquare Church, 660 SE 160th, Portland.

HOLIDAY POPS

The Highlands Arts and Crafts Faire, cookie bar, 10 a.m. to 4 p.m., 12930 SW Peachvale St., Tigard. 503-746-6701.

West African Kora music, 3 p.m., Cedar Mill Library, 12505 NW Cornell Road, Suite 13, Portland. 503-

Swap Meet, 6:30 to 8:15 p.m., Garden Home Community Store, 7306 SW Oleson Road, Portland. 503-245-9932 for list of accepted items.

The Lighter Side of Lincoln, by Norm Brecke, 7 p.m., Elsie Stuhr Senior Center, 5550 SW Hall Blvd., Beaverton. $3. Benefits Beaverton Historical Society. An Evening with Leslie Odom Jr., Newmark Theatre, Portland. $35.50/ $45.50. Portland5. com.

Poetry reading with Darius Kazemi and Stephanie Adams-Santos, 7:30 p.m., Marylhurst University. Marylhurst.edu/readingseries.

(through Nov. 19) Northwest Senior Theatre, “Jingle, Jingle, Jingle,” 2 p.m., Alpenrose Dairy Opera House, 6149 SW Shattuck Road, Portland. $5. 503-2272003.

Holiday Wellness, a VIEWS Conversation on Aging, 1 p.m., Juanita Pohl Center, 8513 SW Tualatin Road, Tualatin. 503-691-3061.

See CALENDAR p. 13

NOVEMBER 26, 7:30 PM NOVEMBER 27, 3 PM Jeff Tyzik, conductor Doug LaBrecque, baritone Pacific Youth Choir

Pops Conductor Jeff Tyzik, the Oregon Symphony, and the Pacific Youth Choir get the festive season off to a magical start with all your favorite carols and beloved holiday melodies.

For Tickets 800-838-3006

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NOVEMBER 2016 • www.nwboomerandseniornews.com

CALENDAR

CONTINUED FROM PAGE 12

(through Nov. 18) AARP Smart Driver class, 9 a.m. to 12:30 p.m., Mount Hood Medical Center Cascade Bldg., 24700 SE Stark St., Gresham. 503-663-2228.

Holiday Wellness, a VIEWS Conversation on Aging, 10:30 a.m., Salvation Army Rose Center for Seniors, 211 NE 18th Ave., Portland. 503-239-1221.

Owl Book

Group: “Desert Solitaire: A Season in the Wilderness” by Edward Abbey, 10:30 a.m., Cedar

Mill Library, 12505 NW Cornell Road, Suite 13, Portland. 503-644-0043.

Foreign Film Night: “Mad Tiger,” 7:30 p.m., Garden Home Community Store, 7306 SW Oleson Road, Portland. 503-245-9932.

Cornell Estates Christmas Marketplace Bazaar, 9 a.m. to 3 p.m., 1005 NE 17th Ave., Hillsboro. 503-640-2884. Give the Gift of Art gallery reception, 5 to 8 p.m., Currents Gallery, 532 NE Third St., McMinnville. 503-435-1316.

Writers Mill, 1 p.m., Cedar Mill Library, 12505 NW Cornell Road, Suite 13, Portland. 503-6440043. Beyond the “Springs of Silence,” honoring the work of Madeline DeFrees, 3

p.m., Holy Names Heritage Center, 17425 Holy Names Dr., Lake Oswego. 503-6070595.

PORTLAND-METRO/VANCOUVER EDITION

CALM: Coloring and Listening Moments for Adults, 6:30 p.m., Cedar Mill Library, 12505 NW Cornell Road, Suite 13, Portland. 503644-0043.

Holiday Wellness, a VIEWS Conversation on Aging, 2:30 p.m., Calaroga Terrace, 1400 NE 2nd Ave., Portland. 503239-3459.

(through Dec. 22) “A Very Merry PDX-mas,” a holiday musical revue, 7:30 p.m. Thursday to

Saturday, 2 p.m. Saturday and Sunday, Broadway New Rose Stage, 12850 SW Grant Ave., Tigard. $30+. Broadwayrose.org.

Voices in Verse: Open mic poetry, 10:30 a.m., Cedar Mill Library, 12505 NW Cornell Road, Suite 13, Portland. 503-644-0043.

(through Dec. 4) Holiday Ale Festival, 11 a.m. to 10 p.m. Wednesday to Saturday, 11 a.m. to 5 p.m. Sunday, Pioneer Courthouse Square, Portland. Send your calendar items to: Calendar, 4120 River Road N., Keizer, OR 97303 or email mte@nwseniornews.com by the 6th of the month for the following month’s publication.

HealtHy living Directory NAME & LOCATION

ComfortCare Dental www.comfortcare.net Milwaukie

503-653-8320 Oregon City

503-557-3747

FamilyCare Health 825 NE Multnomah St., Ste. 1400, Portland, OR 97232

503-222-2880 800-458-9518 (TTY/TDD 711) www.familycareinc.org

SERVICES OFFERED Complete Family Dental Care We focus on prevention and provide a variety of procedures for our patients. Services include: Preventive exam and cleaning, basic filling, crown and bridge, root canal, perio surgery, extraction, implant and denture. We have Mobile Dental Van servicing the senior population in Assisted Living Facilities. Our patients are like family to us.

Based right here in Oregon, FamilyCare Health is an HMO and PPO plan with a Medicare contract and a contract with the Oregon Health Plan (Medicaid). We offer six Medicare Advantage plans.

Local matters when it comes to your health. Call us or visit our website to learn more about FamilyCare Health.

Kaiser Foundation Health Plan of the Northwest

With Kaiser Permanente Senior Advantage (HMO), you may get more benefits and services than Original Medicare alone, which can help you stay healthy, active, and independent.

500 NE Multnomah St., Ste. 100 Portland, OR 97232

So, give us a call for more information — we look forward to talking with you soon.

1-866-935-0449 1-800-735-2900 TTY 7 days a week, 8 a.m. to 8 p.m.

Prime Geriatric Dental Care 11400 SE 37th Ave. Milwaukie, OR 97222

503-PRIME-55 503-774-6355

Compassionate Quality Care for the Whole Family Our office offers a 30-40% senior (55+) discount for patients without insurance. Services include all regular dental procedures. We also offer mobile dentistry and come right into your home or care community. Services include: exams, digital x-rays, cleanings, fillings, simple extractions and denture work. If you can’t get out, we will gladly come to you!

www.PrimeGeriatric.com

Providence Medicare Advantage Plans 3601 SW Murray Blvd. Beaverton, OR 97005 1-800-457-6064 (TTY: 711) 8 a.m.- 8 p.m. (Pacific time), seven days a week

Some decisions are easy. Choose a Providence Medicare Advantage Plan and get the health coverage you need with the wellness support you want from an organization that has been serving the Northwest for generations. Learn more at ProvidenceHealthAssurance.com. Providence Medicare Advantage Plans is an HMO, HMO-POS, and HMO SNP plan with a Medicare and Oregon Health Plan contract. Enrollment in Providence Medicare Advantage Plans depends on contract renewal. H9047_2017RCGA11

Author wants boomer romance stories

14 PORTLAND-METRO/VANCOUVER EDITION

NW BOOMER & SENIOR NEWS â&#x20AC;˘ NOVEMBER 2016

Author Jan Fowler is looking for stories of how couples met. Couples must have met after age 50 and be in a committed relationship, but do not need to be married. She will select 52 true-life accounts to be included in her forthcoming book about how boomer/senior couples meet. All selected contributors will be contacted for permission to print their stories, and will receive one complimentary

signed copy of Fowlerâ&#x20AC;&#x2122;s book when it is released. To submit a story, please describe your real-life first encounter in several short paragraphs. Here are some examples: â&#x20AC;&#x153;Tom and I met when he stopped to help change my flat tire on the shoulder of a busy highway, then followed me to safety. Afterwards, he stayed with me and calmed me down while my tire was being re-

Now Open! Call To Schedule A Visit Today.

Folks are moving in to The Ackerly for many reasons Of course â&#x20AC;&#x153;the funâ&#x20AC;? is o en mentioned The Ackerly at Timberland is now open and residents are moving in and making themselves at home OďŹ&#x20AC;ering independent living assisted living and memory care services The Ackerly is Northwest Portlandâ&#x20AC;&#x2122;s premier retirement community Call to schedule a personal visit today Weâ&#x20AC;&#x2122;re sure youâ&#x20AC;&#x2122;ll ďŹ nd The Ackerly to be a fun new addition to the Cedar Mill neighborhood

NW Cedar Falls Drive â&#x20AC;˘ Portland â&#x20AC;˘ - Independent Living â&#x20AC;˘ Assisted Living â&#x20AC;˘ Memory Care www leisurecare com

paired. We found each other very easy to talk to and were surprised to learn we had so much in common. We were both lonely and gradually discovered new purpose together. Iâ&#x20AC;&#x2122;m happy to report that weâ&#x20AC;&#x2122;ve been loving sweethearts for the past seven years!â&#x20AC;? â&#x20AC;&#x153;Gloria slowed down to ask me for directions while I was outside washing my brand new car. She and I felt an instant attraction for each other so she lingered just a little bit longer that day to talk some more. It was obvious that sparks of chemistry were flying, so we agreed to exchange contact info. One thing led to another and we were married in less than a year. She and I are now having the time of our lives!â&#x20AC;? Fowler is the author of the best-selling book, â&#x20AC;&#x153;Hot Chocolate for Seniors,â&#x20AC;? winner of the Gold Halo Award from the Southern California Motion Picture Council for Outstanding Literary Achievement; and several other journalism and writing awards. Submissions must include your full name, email address, phone number, mailing address and story of how you met. Email submissions to jan@janfowler.com, call 909-793-6419, or mail submissions to Jan Fowler Senior Productions, 1554 Barton Road, Suite 251, Redlands, CA 92373. The deadline is Nov. 30. â&#x2013;

ONE OF A KIND a special place that appreciates you fabulous home-style comfor t food beautiful neighborhood setting good friends and fellowship

Packages Packages starting starting at at $1,550 $1,565 aa month. month.

Call (503) 255-7160 today to tour or attend a â&#x20AC;&#x153;Lunch & Learnâ&#x20AC;? event. www.ParkviewRetirement.org Independent Retirement and Assisted Living

Seniors our concern ~ Christ our motivation!

RETIREMENT LIVING CHOICES Memory Care

Utilities Included

Planned Activities

Transportation

Housekeeping

LOCATION

BUY-IN MONTHLY RENTAL No. of Units

Asst. Living/RCF/Foster Care

COMMUNITY

PORTLAND-METRO/VANCOUVER EDITION

Independent Living

NOVEMBER 2016 • www.nwboomerandseniornews.com

“No Buy-In”

Avamere at Bethany

16360 NW Avamere Court Portland, OR 97229 503-690-2402

Avamere at Sherwood

16500 SW Century Drive Sherwood, OR 97140 503-625-7333 Patty Odenborg www.avameratsherwood.com

Avamere Living at Berry Park Retirement Living Apartments & Cottages 13669 S. Gaffney Lane Oregon City, OR 97045 503-656-7614 www.avamerelivingat berrypark.com

Beaverton Lodge 12900 SW 9th St. Beaverton, OR 97005 503-646-0635 www.beavertonlodge.com

Courtyard Village at Raleigh Hills

4875 SW 78th Ave. Portland, OR 97225 503-297-5500 Joanie Ceballos joaniec@courtyardvillage.com web:courtyardvillage.com

Creekside Village Retirement Residence A “Family Felt” Environment 5450 SW Erickson Ave. Beaverton, OR 97005 503-643-9735 www.creekside-village.com

Knights of Pythias Retirement Center 3409 Main Street Vancouver, WA 98663 360-696-4375

Call Lori Fiorillo to schedule your personal tour with complimentary lunch

Privately owned & operated by Knights of Pythias, a not-for-profit organization

Pacific Pointe Retirement Inn at King City 11777 SW Queen Elizabeth King City, OR 97224 503-684-1008 www.pacificpointe.net Call for FREE lunch & tour Come check us out!

Retirement Assisted Living Memory Care Call for pricing details.

● ● ● ● ● ● ●

No “Buy-In” Studio: $3550 1 BR: $4277 2 BR: 4949

● ● ● ● ● ●

55 Assisted Living 24 Memory Care No Buy In! Studio, 1 Bedroom & 2 Bedrooms: Rates starting at $1903/month 2 Bd cottages: $3525/month

●

● ● ● ●

98 total units

“No Buy-In”

Studio: $1850-$1915 1 BR: $2295-$2495 2 BR/1 BA: $2595-$3150 2 BR/2 BA: $2875-$2995 2nd Occ.: $415/mo.

●

● ● ● ●

121 Units

“No Buy-In”

Studio, 530 sf 1 BR/1 BA, 750 sf 2 BR/2 BA, 960 sf ●

● ● ● ●

180 Units

“No Buy-In”

568 sf, 1BR/1 BA + Lg storage closet 801 sf, 2 BR/1 BA + Lg storage closet

808 sf, 2 BR/2 BA + XL closet & pantry

●

● ● ● ●

120 Apts.

“No Buy-In”

Subsidized Studios & One Bedroom Apts. ● Private pay rates starting at $1045

● ● ● ●

(incl. 1 meal)

166 Units

“No Buy-In” Apartments Studio, 1 BR - Lg or Sm, 2 BR - Lg or Sm, 2 BR Cottages Call for rate information. 114 Units

●

● ● ● ●

AMENITIES Did you know that Avamere at Bethany offers dementia care in our Arbor Community? Our staff is proud to provide a high quality of care to each resident, recognizing the uniqueness of each individual. We also offer assisted living apartments where residents can start out independent and as their needs grow we grow with them. Bethany has 8 condo cottages that are independent living with all the perks of living insde the community. Call today to schedule your tour!

Avamere at Sherwood offers assisted living apartments and semi-private memory care suites. Amenities include: 24 hour care services available to residents, on-site Nurse and LPN available during the week and for immediate consultation, activities, housekeeping, 3 nutritious meals and snacks everyday, transportation available to medical appointments.

Stop by Avamere at Berry Park today for a visit of our newly remodeled community. We offer housekeeping, laundry, 3 meals/day in our beautiful dining room, transportation services, movie theatre, billiards lounge and a variety of activities here and off-site. Signature Home Care services are available on-site at affordable monthly rate providing you the independence you want, but assistance that you need. We can’t wait to welcome you home!

Some of the largest retirement apartments in the area. Pet-friendly, nonsmoking community. Two sets of onsite managers, front door video cameras - visible from residents’ TVs, indoor spa, mineral/saline pool, senior water aerobic classes, scheduled transportation, weekly shopping trips & excursions. Beautiful walking paths & raised bed gardens, satellite TV & much more.

24-hour staffing. Optional meals, two lovely courtyards, full kitchens in each apartment. Conveniently located next to Fred Meyer. Scheduled transportation and weekly housekeeping included. Please call for a tour and complimentary lunch. Embrace the beauty of retirement. There’s “No Place Like Home.” That’s why Creekside Village is where you’ll want to hang your hat. We serve 3 fantastic home cooked meals a day by our seasoned chef. 24-hour on-site emergency response. A walk around our beautiful grounds with a greeting from our creek side ducks makes for a pleasant experience. Just blocks from the Elsie Sturh Senior Center, Beaverton Library, and Beaverton Farmers Market.

Our non-profit organization offers very affordable housing. Amenities include meal program, housekeeping, laundry service, beauty shop, fitness center, art room, library, and a secured courtyard, 24-hr. security, secured entrance, emergency pull cords in each apartment. There are planned activities & weekly shopping trips at no cost. Stop by for a tour and lunch any time!

All-Inclusive - Enjoy freedom from cooking, cleaning, yard work & home maintenance! Walk to shopping, banks, post office, pharmacy & medical offices or use our scheduled transportation. Beautiful grounds & walking path, activities, 24-hr. staff & emergency call system. Great food, staff & residents! Executive Director has been at Pacific Pointe for 20 years. On-site health care agency should you need it. Reasonable rates.

16 PORTLAND-METRO/VANCOUVER EDITION

NW BOOMER & SENIOR NEWS • NOVEMBER 2016

Medicare Plan Guide Here’s what some major providers have to offer. For more detailed information, contact each company directly. Regence BlueAdvantage HMO 1-844-734-3623 TTY: 711 $0 See the plan service area below

Regence BlueAdvantage HMO 1-844-734-3623 TTY: 711 $0 See the plan service area below

Regence Medadvantage + Rx Classic (PPO) 1-844-734-3623 TTY: 711 $43 See the plan service area below

$101 See the plan service area below

8,100+ providers

19,000+ providers

$0 PCP/$25 Specialist

$10 PCP/$35 Specialist

In-Net: $10 PCP/$40 Specialist; Out-of-Net: 30%

Routine Physical Exams

Emergency Care, USA/Foreign

$75, waived if admitted within 48 hrs; worldwide coverage

Days 1-4: $300/Day, Days 5-90: $0/Day

Days 1-4: $395/Day, Days 5-90: $0/Day

12 hospitals

Monthly Premium

Choice of Doctors

Per Doctor Visit

Hospitalization

Choice of Hospitals

Ambulance Skilled Nursing Care

Prescription Drug Plan

Prescription Drug Copay, Deductible

Vision Hearing Exams & Hearing Aids Mental Health Therapy Members Other Details

See more listings on p. 5

Regence Medadvantage + Kaiser Permanente Kaiser Permanente Senior Advantage Basic (HMO) Senior Advantage (HMO) Rx Classic (PPO) 1-844-734-3623 daily 8a-8p 1-866-935-0449 daily 8a-8p 1-866-935-0449 TTY: 711 TTY: 711 TTY: 711 $44 Out of pocket max. $4900 2016 Medicare 5 Star Rating

$127 Out of pocket max. $2500 2016 Medicare 5 Star Rating

19,000+ providers

Over 4,000 network providers

In-Net: $10 PCP/$40 Specialist; Out-of-Net: 30%

$30 copay for primary $35 copay for specialist

$20 copay for primary $25 copay for specialist

$0 copay

$75, waived if admitted within 48 hrs; worldwide coverage

$75 copay worldwide coverage

In-Net: days 1-4: $395/Day, Days 5-90: $0/Day; Out-of-Net: 30%

$275 per day, days 1-6 $0, days 7-90

$200 per day, days 1-6 $0, days 7-90

12 hospitals

44 hospitals

Kaiser Sunnyside, Legacy Salmon Creek, Salem Hospital, and Westside Medical Center

$200

$275

$200 copay per trip

$150 copay per trip

Days 1-20: $20, Days 21-100: $150

Days 1-20: $0, Days 21-100: $160

In-Net: Days 1-20: $0, Days 21-100: $160 Out-of-Net: 30%

$0 per day, days 1-20 $50 per day (days 21-100) $0 per day, days 1-20 $50 per day, days 21-100

$0 copay per day, days 1-100

Includes Part D Coverage

Integrated Part D drug benefit

$0 Deductible Tier 1: $3 Tier 2: $8 Tier 3: $47 Tier 4: 40% Tier 5: 33% Tier 6: $0

$240 Deductible (waived for Tier 6) Tier 1: $5 Tier 2: $15 Tier 3: $47 Tier 4: 45% Tier 5: 28% Tier 6: $0

No deductible Generic: $5 preferred/ $10 non-preferred; Brand $45 preferred/$90 nonpreferred; Specialty: 33%; Vaccines: no charge; Generic & vaccines covered thru the gap

$0 exam, $100/yr. hardware allowance

$15 exam, $65/yr. hardware allowance

In-Net: $40 exam; $100/yr. hardware allowance; Out-ofNet: reimbursement schedule

Medicare covered exam: $25; routine coverage not covered

Medicare covered exam: $35; routine coverage not covered

Medicare covered exam: In-Net: $40; Out-of-Net: 30%; routine coverage not covered

Routine hearing exams $35 copay. Hearing aid not covered. See “Other Details”

Routine hearing exams $25 copay. Hearing aid not covered. See “Other Details”

$0 or $25

$10 or $35

In-Net: $40; Out-of-Net: 30%

$30 copay per visit

$20 copay per visit

1,752

2,418

13,258

17,214

21,000+

34,000+

$3,400 Max Out-ofPocket; $0 Medical Deductible; Silver&Fit; Dental and Hearing (exam and hearing aids) $39/month

In-Net: $0; Out-of-Net: 30% In-Net: $0; Out-of-Net: 30%

Routine eye exam: $35 Routine eye exam: $25 copay. See “Other Details” copay. See “Other Details”

Advantage Plus - Dental, Advantage Plus - Dental, $6,700 Max Out-of-Pocket; $6,700 In-Net and $10,000 $6,700 In-Net and $10,000 extra eyewear, and hearing extra eyewear, and hearing Combined (in and out) $0 Medical Deductible; Combined (in and out) aid package for $44 per aid package for $44 per Max Out-of-Pocket; Silver&Fit; Max Out-of-Pocket; month. month. $0 Medical Deductible; Dental and Hearing $0 Medical Deductible; Preventive Dental, (exam and hearing aids) Preventive Dental, Silver & Fit® fitness Email your doctor’s office Silver&Fit; $39/month Silver&Fit; program which includes and order prescription Comprehensive Dental Comprehensive Dental no-cost membership to refills on-line. $28/month $28/month participating local health clubs. Email your doctor’s office and order prescription refills on-line. Outside service area benefit

Service Areas

Website & other Phone Numbers

Multnomah & Washington counties in OR

Clackamas, Marion, Polk counties in OR and Clark County in WA

regence.com/medicare 1-844-734-3623; TTY: 711

Oregon counties: Benton*, Oregon counties: Benton*, Benton, Columbia, Coos, Linn*, Clackamas, Columbia, Linn*, Clackamas, Columbia, Curry, Douglas, Jackson, Marion, Multnomah, Polk, Josephine, Linn, Marion, Polk, Marion, Multnomah, Polk, Washington, Yamhill. Washington, Yamhill. Yamhill counties in OR Washington counties: Lewis*, Washington counties: Lewis*, & Clark County in WA Wahkiakum*, Clark, Cowlitz Wahkiakum*, Clark, Cowlitz * partial county * partial county www.kp.org/medicare www.kp.org/medicare regence.com/medicare regence.com/medicare Members: 1-877-221-8221 Members: 1-877-221-8221 1-844-734-3623; TTY: 711 1-844-734-3623; TTY: 711 Non-Members: 1-866-935-0449 Non-Members: 1-866-935-0449 (TTY: 711) (TTY: 711)

Clackamas, Lane, Multnomah & Washington counties in OR

CONTINUED FROM PAGE 10

sought accredited program. Other experienced and skilled gynecologic surgeons were predecessors and contemporaries of Dr. Clark, all resulting in a raised standard of care for women in the Portland area. They include Drs. John Bergstrom, Virginia Smith and Chong Chang. Dr. Clark is now at Kaiser. Although pelvic floor disorders can be symptoms of other disorders — including multiple sclerosis, connective tissue disorders and diabetes — Batalden says most problems are “pretty straight forward.” Women with bowel control issues, for examples, might be recommended to take a daily fiber supplement. “It is hard to get enough fiber and the same type of fiber every day, and the same amount,” she says. Whatever the issue, Batalden says she has a passion for helping women resolve their issues. “There is better treatment now because of research being done for these problems,” she says. “I love to help women get better and live the life they want and live it to the fullest. I get a lot of pleasure from my work

PORTLAND-METRO/VANCOUVER EDITION

Of note

TIME

DR. REBECCA POSTHUMA BATALDEN because I know women can feel so much better. The outcomes are positive and so

Meals on Wheels needs your help

NOVEMBER 2016 • www.nwboomerandseniornews.com

Batalden keeps an eye on her own health as well. She enjoys hot yoga, kayaking, hiking and traveling. She recently finished a 200-hour yoga alliance teacher training, as well as hiked her first “14er,” a Colorado hiking experience that involves hiking at least 14 of the state’s 58 peaks over 14,000 feet. She says she would love to teach yoga or become a white water rafting guide. many of them say they wish they had done something about their health sooner.” ■

Meals on Wheels People is recruiting 1,200 volunteers to help distribute cards to holiday shoppers at independent grocers as part of their Donate Dinner campaign the five days before Thanksgiving, Nov. 19-23. Donate Dinner provides shoppers the opportunity to “donate dinner to a homebound senior” when they shop for their Thanksgiving meal. Last year shoppers donated $180,000. Volunteers greet customers and hand them a card that explains how they can “donate dinner” when they check out. Each volunteer shift is two

CLASSIFIED

hours and available from 10 a.m. to 8 p.m. at 30 different locations throughout the greater Portland-Vancouver metro area. For a complete list of participating stores or to register for a volunteer shift, visit DonateDinner.org or call Kirsten at 503-953-8124. Since 1970 the Meals on Wheels People has provided a nutritional and social lifeline for older adults through 30 meal sites in Multnomah, Washington and Clark counties and Meals on Wheels delivery to homebound elderly. Visit mealsonwheelspeople.org. ■

ADS

Ads must be RECEIVED BY the 6th of the month PRIOR to publication Go to www.NWBoomerandSeniorNews.com for ad form and instructions.

9 Vacation Rental

available at this time. We are committed to providing equal housing opportunities. All utilities paid. Briarwood Manor, 643 Manbrin, Keizer, OR 97303, 503-981-8614.

LINCOLN CITY OCEAN FRONT, fantastic view, fireplace, TV/VCR/DVD, 2 bdrms, kit/dishwasher, no smoking, no pets. Very comfortable. 503-843-3157. HUD SUBSIDIZED UNEmail: holton@macITS for senior citizens net.com. 62 or older, disabled and/or handicapped, LINCOLN CITY OCEAN available at this time. VIEW. Historic WeWe are committed to coma neighborhood. 3 providing equal housblocks to beach, ing opportunities. All 2bdrm, 2ba. Fully equtilities paid. Glenwood uipped kitchen. DISH Manor, 1687 NW DiviTV/VCR/DVD. No smosion St., Corvallis. 541king. Pets maybe, with 753-3408. deposit. Email: dehamer7848@msn.com HUD SUBSIDIZED UNfor rates & pictures or ITS for senior citizens call 503-399-7848. 62 or older, disabled and/or handicapped, Units for Rent available at this time. We are committed to HUD SUBSIDIZED UNproviding equal housITS for senior citizens ing opportunities. All 62 or older, disabled utilities paid. Millwood and/or handicapped, Manor, 2550 14th Ave SE, Albany. 541-928EQUAL HOUSING 2545.

OPPORTUNITY

All real estate advertising in this newspaper is subject to the Fair Housing Act which makes it illegal to advertise “any preference limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or an intention, to make any such preference, limitation or discrimination.” Familial status includes children under the age of 18 living with parents or legal custodians; pregnant women and people securing custody of children under 18. This newspaper will not knowlingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination call HUD Toll-free at 1800-669-9777. The Toll-free telephone number for the hearing impaired is 1800-927-9275.

32 Cemetery Plots

CASH FOR PRE 1980 sport & non-sport gum or cigarette cards, model kits, comic books, old toys, old car or?? Private collector. 503-313-7538.

ONE LOT AT CITY VIEW Cemetery. Current value $2000. Selling for $1200, obo. Easy access & location. For information call 50330+ YEARS TRUSTED, 371-9555. REPUTABLE ANTIQUES BUYER. ALWAYS BUYWanted ING: old photos, postcards, costume CASH FOR GOOD CONjewelry, most anything DITION reloading eqantique or vintage. uipment & supplies. Please call 503-422541-905-5453. 8478.

BASEBALL & SPORTS CASH for DIABETIC MEMORABILIA wanted. TEST STRIPS. Help Buying old cards, pennants, autographs, photographs, tickets, programs, Pacific Coast League, etc. Alan, 503-481-0719.

HIGHEST CASH PAID TODAY FOR DIABETIC TEST STRIPS GUARANTEED! Free local pickup since 2010. We will beat anyone local by 20%! Call us NOW to get the MOST CASH TODAY!! Help others. HUD SUBSIDIZED UNCALL 360-693-0185. ITS for senior citizens 62 or older, disabled MUSICAL INSTRUand/or handicapped, MENTS WANTED. Portavailable at this time. land Music Co. always We are committed to buying! Reputable providing equal houssince 1927. Free aping opportunities. All praisals. 531 SE M.L.K. utilities paid. Surfwood Blvd. Ask for Doug. Manor, 4545 SW Hwy 503-226-3719. 101, Lincoln City, 541996-3477.

those in need. Paying up to $40 per box. Free pickup! Call Sharon, 503-679-3605. OLD ELECTRIC KEYBOARDS & ORGANS, synthesizers, amplifiesrs, speakers. Leslie, Baldwin, Hammond, ARP, Conn, Wurlitzer, Vox, Vibratone, Roland, Yamaha, Fender. 503-493-2983.

Oregon’s oldest and largest boomer & senior publication, NW Boomer & Senior News, seeks full-time advertising sales people in the Portland-Metro/ Vancouver area. This is a great opportunity for selfstarters that prefer setting their own schedule. Some sales and networking skills are a plus. Email your Letter of Interest and resumé to: Patty Gilbert pgilbert@nwseniornews.com

NOTICE: Oregon state law (ORS 701) requires anyone who contracts for construction work to be licensed with the Construction Contractors Board. An active license means the contrctor is bonded and insured. Verify the contractor’s CCB license through the CCB Consu-mer Website www.hirali censedcontractor.com or call 503378-4621.

18 PORTLAND-METRO/VANCOUVER EDITION

NW BOOMER & SENIOR NEWS • NOVEMBER 2016

Exploring the High Rhine By PAT SNIDER BOOMER & SENIOR NEWS

The Rhine River begins its 766-mile journey in the snowcapped mountains of Switzerland and flows north to empty into the North Sea in the Netherlands. Both historically and culturally, the Rhine has been a crucial link between northern and southern Europe since Roman times. It passes through some of the prettiest landscapes in Europe, especially the section in Germany between Bingen and Bonn where it cuts through the Rhine Gorge. This area, referred to as the Middle Rhine, reflects the most popular stereotypes of the river: castles, ruins, steep hillsides covered with vineyards, and quaint riverside villages. It has always been, but especially in the past years, a popular destination for river

cruises. However, there is another attractive section of the river unreachable by ships that offers many of the same attractions but in a more off-the-beaten path setting. Known as the High Rhine, it includes the portion of the river flowing out of

Lake Constance on the German/Swiss/Austrian border and continuing in a westward direction to the city of Basel, Switzerland, where it turns north and becomes navigable to river traffic. The reason the river in the High Rhine section is blocked

Photos by Pat Snider

This view (above) of the Rhine River and Schaffhausen is taken from a fortress built above the town. Above left, an example of the Renaissancestyle frescoed facades in Schaffhausen.

e Com s tU Visi y! Toda

to ships is the magnificent phenomenon of the Rhine Falls. The largest waterfall in Europe (excluding Iceland), it is not the tallest at 75 feet, nor the most scenic, but without question, the most powerful. The river, moving at a speed of about 75 feet per second, creates clouds of mist, rainbows, and a roaring noise both frightening and dramatic. The falls are easily reached by train, bus or foot from the town of Schaffhausen, Switzerland. Connoisseurs of luxury Swiss watches will recognize the name as it appears on the face of the IWC watches manufactured here. For tourists, Schaffhausen is better known for its well-preserved, medieval Old Town. It has been a thriving and prosperous market town since the 11th century. Wealthy merchants decorated their houses to show off their success, and the cobblestoned Old Town is crammed with buildings painted with colorful, Renaissance-style frescoes, and decorated with ornate oriels, or bay windows. With more than 170 of these windows, Schaffhausen is known as Erkerstadt, or “City of Oriel Windows.” There are narrow alleys to explore as well as busy open squares surrounded by fountains and outdoor cafes, and a beautifully restored, 12th-century cathedral with cloisters. For a dramatic view of the town, be prepared to climb 215 steps (I counted them) through vineyards to the Munot. This 16th-century circular fortress was built by forced labor after the religious wars of the Reformation. Views spanning across the city and up and down the Rhine Valley are a worthwhile reward for the physical effort to get here.

An enjoyable excursion from Schaffhausen is a cruise up the river to the town of Stein am Rhein. The two-hour trip covers a scenic stretch of the Rhine passing wooded landscapes, farms, hillside vineyards and river villages before arriving at the town’s dock. From here, narrow alleys lead up to the Rathausplatz, or Town Hall Square, one of those “Wow!” travel moments. The open space is surrounded by a collection of spectacular halftimbered buildings covered in picturesque frescoes, and is justifiably considered the most beautiful town square in Switzerland. The entire village (population 3,000) is an architectural jewel. Numerous frescoed facades featuring themes of mythology, history, nature, crafts and daily activities offer a glimpse of life in the Middle Ages. There’s a leafy, river promenade and restored cloistered Benedictine abbey to visit as well. While Schaffhausen and Stein am Rhein share a history going back more than 1,000 years, they also made more recent history when both were bombed by the U.S. Army during World War II. Switzerland has long maintained a position of neutrality, so this action was quite surprising. Many thought it was accidental since both towns sit on the north side of the Rhine, making it easy to assume they were in Germany. However, others claim the strikes were deliberate, a message to Swiss sources supplying munitions and acting as a banking haven for the Nazis. Regardless of the cause, neither of the Old Towns sustained serious war damage and remain as well-preserved examples of medieval towns. ■

NOVEMBER 2016 • www.nwboomerandseniornews.com

DIGGIN’ IT!

No rain? No-worry shrubs

By GRACE PETERSON MASTER GARDENER

I admit I’m a plant-aholic. I’m always checking out new introductions and what’s on sale, fantasizing about what new plant I can stuff into my already overly-stuffed borders. I spend a good portion of my spring traipsing from one nursery to another, acquiring musthave treasures. But history has taught me that before I succumb to temptation, I should evaluate a plant’s survival needs first. Such as whether it will be happiest in sun or shade, whether it can handle a freeze or two, how susceptible it is to bugs and diseases, and whether it’s going to pout at the first sign of dry soil. In other words, will this really cool plant survive the long rainless stretch between July

PORTLAND-METRO/VANCOUVER EDITION

and October without me standing over it with a dripping hose? Fortunately, plant breeders and nursery people are aware

of how important drought-tolerant plants are for creating a self-sustaining landscape. If you’re constructing a new garden or altering an existing one or would just The Glossy like something Abelia fuss-free with its to grow in a beautiful container, conpink sider these flowers sure-fire winand bracts. ners. Photo by Space proGrace listing hibits Peterson them all, but here are a few that I’ve had success with for many years in my garden. Mexican Orange (Choisya ternata) has five fingered evergreen shiny leaves and pretty white flowers in spring and fall. It grows best in full sun but will take some shade. It can get to 6 feet tall and wide

but takes pruning in stride. I’ve cut my shrub back to the ground and it survived just fine. There are several nice cultivars of this plant on the market and all are easy to grow. Heavenly Bamboo (Nandina domestica) is a light, airy evergreen shrub that is not a true bamboo (thus without the spreading tendencies). In winter the leaves take on burgundy tones and complement the red berries that hang in conical panicles. Plants can get tall but can be cut back in late winter to keep in check. There are several dwarf varieties that have wider leaves but don’t have the berries. They’re all drought tolerant once established and provide fantastic winter color in the garden. Osmanthus delavayi has

small evergreen leaves that complement the white tubular flowers that appear in April and May. On warm spring days their fragrance will carry a l l over the garden. This shrub takes pruning easily and will do well in a pot, looking great all year. A thick hedge of Glossy Abelia (Abelia grandiflora) has been growing in my front yard for over 20 years. I’ve never watered it and yet, come summer, fragrant blossoms appear that bees and butterflies go wild over. The remaining pink bracts look great throughout the fall months. I’ve seen this plant sheered into a tight mound but I think it looks best when it’s allowed to grow naturally and spread out. Fortunately there are many dwarf cultivars available. ■

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Located in a quiet neighborhood near medical services, shopping & banks, our 6-acre parklike campus provides single-level courtyard apartments amidst landscaped walking paths. A full calendar of activities & outings, incl. faith-based services, promotes friendship & a sense of community. Entree choices galore, fresh salad bar & dedicated staff make meal time a joy. Stop by for a personal tour & complimentary lunch. Small pets welcome. 24-hr. staff. Daily wellbeing checks.

“People Who Care...Caring for People”TM Our philosophy of service at Royalton Place Assisted Living encourages an active and independent senior lifestyle that supports residents’ privacy and dignity. Royalton Place provides Assisted Living, Memory Care, and Respite services. Our senior housing environment provides full-service senior living with resort-style amenities.

Our beautiful grounds are surrounded by quiet, quaint neighborhoods to provide peaceful and safe living. Living at Summerfield has it’s perks—including membership to the Summerfield Golf & Country Club! The golf course, clubhouse, swimming pool, tennis courts, exercise equipment & library are all available to our residents. Onsite managers, 24/7/365; pullcords in every apartment.

Choose from beautifully designed independent living cottages or apartment homes with kitchens, spacious bathrooms and 24-hour emergency call system. Three chef-prepared meals daily, all-day dining in our Bistro, scheduled transportation, weekly housekeeping, monthly social calendar filled with many events and adventures.

20 PORTLAND-METRO/VANCOUVER EDITION

implications, keep the gift under $13,000 a year for individuals or $26,000 a year if both grandparents give. Send the gift directly to the college as tuition, because the amount is not considered a gift, no matter how large. Create a 529 College Savings Plan that allows for grandparents to help reduce the education bill for their grandchildren and also enjoy tax benefits as they reduce their own estate.

TUITION CONTINUED FROM PAGE 9

of Americans with at least one outstanding student loan has grown from $29 million to $40 million, pushing the overall debt well beyond $1 trillion. And the payoff falls partly on the shoulders of grandmas and grandpas. Grandparents who can afford it should feel good about gifting money toward colleges and college loans. They can also enhance their gifts with some preferred methods of giving. To minimize federal gift tax

Value of a diploma In the midst of all this are the debates about the value of diplomas in today’s dollars. Does the salary that the

student earns after school justify the cost? Pew Research says a college degree is worth $17,500 more a year than just a high school diploma. It shows that today’s college grads will earn $2.3 million during their lifetimes compared with $1.3 million for high school grads. Another way of interpreting the college debt dilemma is to examine its impact on the nation and its economy. Students with lingering debt may have to: Delay buying a home, starting a family, establishing credit and moving away from home. Generally, they may have to delay their American

NW BOOMER & SENIOR NEWS • NOVEMBER 2016

Dream. If we’re looking for a happy ending to the rising cost of education, it’s not likely to show up soon, especially at the state level. At Oregon State University, Doug Severs, financial aid director, says shrinking state support for higher education is driven in part by the legislature’s need to fund other things, like state prisons. Severs says the state does “a fair job” with Oregon Opportunity Grants, but it could do better. He says OSU tries to help fill the gaps by seeking federal Pell grants for students. There’s an old joke that stu-

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dents today manage to cram a four-year education into five or six years. Perhaps because they keep changing majors, or they’re “trying to find themselves.” Or maybe it’s because having one, two or even three part-time jobs and other responsibilities are slowing their progress. Bottom line, the cost of college at both the undergraduate and graduate levels has been steadily rising and is likely to continue to do so — sometimes with financially- staggering burdens. Finger pointing and blame about the cost of hitting the books is easy. Footing the bill is not. ■

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