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SCHOLARSHIP AND FINANCIAL AID INFORMATION | 2018-2019
nwmissouri.edu/admissions #bearcatsconnect
A PROFESSION-BASED EDUCATION
You can afford
AVERAGE UNDERGRAD AWARD $ IN-STATE
OUT-OF-STATE
CALCULATE YOUR SAVINGS
WITH THE NET PRICE CALCULATOR AT NWMISSOURI.EDU/ADMISSIONS/EDUCATION/ VALUE.HTM
Northwest is among the most
80%
affordable public universities in the Minimal tuition increases over the last five years have been the lowest in the country.
5,476
8,286
$
An education that is targeted to your profession at a price that is below the national average and other Missouri universities.
state of Missouri.
OF UNDERGRADUATES RECEIVE SOME FORM OF FINANCIAL ASSISTANCE
UNDERGRADUATE ACADEMIC YEAR FEES
2017-2018 SCHOOL YEAR Missouri Residents: $319.05 per credit hour
Non-Missouri Residents: $537.85 per credit hour
Textbooks and Laptop included SAVES YOU
$7,300 OVER 4 YEARS
1,200 student employment positions available on campus.
TUITION/FEES
+
1 Trimester
2 Trimesters
Fall (14 hrs.)
Fall & Spring (28 hrs.)
Missouri resident
$4,466.70
$8,933.40
Nonresident
$7,529.90
$15,059.80
ROOM AND BOARD RATES*
1 Trimester
2 Trimesters
Fall (14 hrs.)
Fall & Spring (28 hrs.)
Hudson/Perrin standard
$4,885
$9,770
Traditional standard
$4,357
$8,714
Modified suites standard
$4,634
$9,268
Tower suites standard
$4,811
$9,622
Apartment basic
$576 plus utilities per month (w/o board)
Find additional room and board options at nwmissouri.edu/bursar/roomcosts.htm.
REQUIRED FEE New Student Fee
$165 one-time fee
OPTIONAL FEES Parking permit per year Supplemental textbooks Online courses Blended courses
$90 $85 estimated per trimester $40 per credit hour additional to standard rates $10 per credit hour additional to standard rates
AVERAGE YEARLY COST Missouri resident Nonresident
$18,868.40++ $24,994.80++
+ Costs are for 2017-2018 and are subject to change. Standard tuition and fees include tuition, designated fees, primary textbook usage fee, wellness fee, activity fee and technology fee charged per credit hour. Does not include supplemental textbooks. Based on 14 credit hours per trimester for undergraduates.
* Freshmen are required to live on campus. The rate includes double occupancy room, meal plan and cable service. ++ Based on 14 credit hours per trimester, (Hudson/Perrin rate) double occupancy room, Silver meal plan and new student fee. The 2018-2019 Financial Aid Budget will be available in spring of 2018.
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Merit-based
freshmen scholarships
Combine your ACT score with your GPA to see your scholarship eligibility.
MERIT-BASED FRESHMEN AWARDS SAT SCORE
980-1050
1060-1120
1130-1190
1200-1270
1280-1600
ACT SCORE
19-20
21-22
23-24
25-26
27-36
HIGH SCHOOL GPA
2.75-2.99
Northwest Merit $1,000 University Scholar $1,500
3.00-3.24
Tower Scholar $2,000
3.25-3.49
Academic Excellence $3,000
3.50-3.74
Distinguished Scholar $4,000
3.75-4.00
No separate scholarship application is required. This program is in effect for students entering Northwest for the first time in fall 2018. Merit-based scholarships have an admission application deadline of May 1 to guarantee scholarship awards. For students who complete their admission application after May 1, scholarships will be awarded contingent upon available funding.
HIGH SCHOOL GPA
OUT-OF-STATE FRESHMEN AWARDS SAT SCORE
980-1050
1060-1120
1130-1190
1200-1270
1280-1600
ACT SCORE
19-20
21-22
23-24
25-26
27-36
2.75-2.99
Green and White Advantage1 $3,282
3.00-3.24 3.25-3.49
Bearcat Advantage2 $6,564
3.50-3.74 3.75-4.00 (50% waiver of out-of-state tuition) 2 (100% waiver of out-of-state tuition)
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Renewal Requirements All freshman awards require the completion of 24 credit hours per academic year and the following Northwest cumulative GPA: • Distinguished Scholar: 3.50 • Academic Excellence: 3.00 • Tower Scholar: 3.00 • University Scholar: 2.75 • Northwest Merit: 2.75 • Bearcat Advantage: 3.00 • Green and White Advantage: Renews to Bearcat Advantage with 3.00 Northwest cumulative GPA.
"As a Nebraska Resident, the Bearcat Advantage made Northwest convenient and affordable!" — Jake Hain Seward, Nebraska
NORTHWEST MISSOURI STATE UNIVERSITY
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COMPETITIVE AND ADMISSION-BASED Requirements
Award amount
Renewal requirements
(fall/spring)
PRESIDENT’S SCHOLARSHIP
$8,000 ■■ Competitive; 10 awarded ■■ Notification to student by March 3 ■■
ACT: 27-36 and minimum 3.75 GPA ■■ Accepted for admission by January 25 – fall award ■■ See Disclaimers, page 8 ■■ Must attend Northwest’s Distinguished Scholars’ Day ■■
freshmen scholarships
3.50 Northwest cumulative GPA and completion of 24 credit hours per academic year ■■ Renewable only to those who initially received the award as a freshman ■■ Maximum award: 8 trimesters within consecutive academic years ■■
HIGH SCHOOL GPA
MULTICULTURAL SCHOLARSHIP*
SAT SCORE 980-1050 ACT SCORE
19-20
1060-1120
1130-1190
1200-1270
1280-1600
21-22
23-24
25-26
27-36
3.00 Northwest cumulative GPA; completion of 24 credit hours per academic year. ■■ Renews to an award amount of $1,000 ■■ Maximum award: 8 trimesters within consecutive academic years ■■
2.75-2.99 3.00-3.24
$1,000
3.25-3.49
$1,200
3.50-3.74 3.75-4.00
$1,500
*ELIGIBILITY: American Indian or Alaska Native, Asian, Black or African American, Hispanic/Latino, Native Hawaiian or other Pacific Islander, U.S. citizen or a graduate from eligible high schools on our website listing. For further information, contact the Office of Diversity, Equity and Inclusion at 660.562.1317.
NORTHWEST A+ SCHOLARSHIP
First-time freshman ACT: 18-36 and minimum 2.50 GPA ■■ Attend an A+ eligible Missouri high school and indicate A+ on admission application ■■ Accepted for admission by April 1 ■■ Actual award made upon confirmation of completed A+ requirements ■■ See Disclaimers, page 8 ■■ ■■
$1,500 – May receive in addition to other Northwest automatic scholarships ■■ Limited number awarded ■■ Only available to students beginning in the fall trimester ■■
■■
Renewable for one year by completing 24 credit hours at Northwest during the year with a 3.30 Northwest cumulative GPA
INTERNATIONAL BACCALAUREATE (IB) DIPLOMA SCHOLARSHIP
First-time freshman Accepted for admission by May 1 ■■ Scholarships will only be awarded to students after confirmation that the IB Diploma has been earned. Send in a hard copy of your IB diploma to the Office of Scholarships and Financial Assistance or have it sent electronically from the International Baccalaureate Office ■■ ■■
$1,000 – May receive in addition to other Northwest automatic scholarships ■■ Maximum of 20 awarded on first-come, first-serve basis ■■
■■
Nonrenewable
■■
Nonrenewable
SHOW-ME SCHOLARS SCHOLARSHIP
First-time freshman Attend a high school that participates in the Show-Me Scholars Initiative and indicate participation on admission application ■■ Accepted for admission by May 1 ■■ Provide proof of completion of the requirements for the Show-Me Scholars program by returning the scholarship contract by June 2 to the Office of Scholarships and Financial Assistance ■■ ■■
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$500 – May receive in addition to other Northwest automatic scholarships ■■ Return contract by June 2 ■■
ADMISSION-BASED
transfer scholarships
Program in effect for students entering Northwest for the first time in fall 2018. Admission deadline for fall awards – May 1. Transfer applicants with fewer than 24 transferable hours may be eligible for freshman scholarships. Requirements
Award amount (fall/spring)
Renewal requirements
PHI THETA KAPPA SCHOLARSHIP
Student must be a member of Phi Theta Kappa ■■ 42 transferable credit hours completed by deadline of application ■■ 3.50 cumulative GPA in transfer ■■ Accepted for admission by February 1 – fall award ■■ See Disclaimers, page 8 ■■
■■
$3,500
■■
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$2,500
■■
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$1,500
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$1,000
■■
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$1,000
■■
Minimum 3.50 Northwest cumulative GPA and completion of 24 credit hours per academic year ■■ Maximum award: 6 trimesters within consecutive academic years
TRANSFER DISTINGUISHED SCHOLARSHIP
First-time student at Northwest 24 transferable credit hours completed by start date ■■ 3.50-4.00 cumulative GPA in transfer ■■ ■■
Minimum 3.50 Northwest cumulative GPA and completion of 24 credit hours per academic year ■■ Maximum award: 6 trimesters within consecutive academic years
TRANSFER ACADEMIC SCHOLARSHIP
First-time student at Northwest 24 transferable credit hours completed by start date ■■ 3.30-3.49 cumulative GPA in transfer ■■ ■■
Minimum 3.30 Northwest cumulative GPA and completion of 24 credit hours per academic year ■■ Maximum award: 6 trimesters within consecutive academic years
TRANSFER MERIT
First-time student at Northwest 24 transferable credit hours completed by start date ■■ 3.00-3.29 cumulative GPA in transfer ■■ ■■
Renews to the University Scholar program with completion of 24 credit hours per academic year and a Northwest cumulative GPA of 3.30 – $500 ■■ Maximum award: 2 consecutive trimesters of Transfer Merit and 6 trimesters of University Scholar
MULTICULTURAL SCHOLARSHIP*
First-time student at Northwest 24 transferable credit hours ■■ 3.00 cumulative GPA ■■ ■■
3.00 Northwest cumulative GPA and completion of 24 credit hours per year ■■ Maximum award: 6 trimesters within consecutive academic years
*ELIGIBILITY: American Indian or Alaska Native, Asian, Black or African American, Hispanic/Latino, Native Hawaiian or other Pacific Islander, U.S. citizen or a graduate from eligible high schools on our website listing. For further information, contact the Office of Diversity, Equity and Inclusion at 660.562.1317.
TRANSFER Non-Missouri resident awards Requirements
Award amount (fall/spring)
Renewal requirements
BEARCAT ADVANTAGE
First-time student at Northwest At least 24 transferable credit hours: must have a cumulative GPA of 3.00 ■■ If less than 24 completed hours, follow the freshman criteria found on page 3 ■■ Non-Missouri resident ■■ ■■
■■
Estimate: $6,564 (100% waiver of out-of-state tuition based on 30 credit hours for fall/ spring trimesters)
3.00 Northwest cumulative GPA and completion of 24 credit hours per academic year ■■ Maximum award: 132 total credit hours earned (including dual credit and transfer hours) ■■
NORTHWEST MISSOURI STATE UNIVERSITY 5
Profession-based education + excellent placement rates =
Return on investment NEED-BASED Requirements
university grants
Award amount (fall/spring)
Renewal requirements
AMERICAN DREAM GRANT
Based on need First-time freshman ■■ Complete FAFSA and all verification documents by Feb. 1 priority filing date ■■ Missouri resident: ACT 18-36 and 2.50 GPA ■■ Non-Missouri resident: must be eligible for Bearcat Advantage ■■ Be Pell Grant eligible
Varies Will fill gap between cost of tuition and standard fees minus all federal, state, institutional funds ■■ Awards subject to available funding ■■ Summer funding not available
■■
■■
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Renewable for four years with the following stipulations: ■■ Reapplication of FAFSA by Feb. 1 for consideration of state grants used in determining American Dream funding ■■ Be Pell Grant eligible ■■ Completion of 24 Northwest credit hours ■■ 2.00 Northwest cumulative GPA for Missouri residents ■■ 3.00 Northwest cumulative GPA for non-Missouri residents ■■ Combination of federal, state, and institutional grants and scholarship plus American Dream Grant covers regular tuition and standard fees
GO GREEN GRANT
Based on need Based on merit ■■ First-time freshman ■■ Must be enrolled full time ■■
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Varies Funds are limited
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Nonrenewable
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Nonrenewable
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Nonrenewable
NORTHWEST GRANT
Based on need First-time freshman ■■ Must be enrolled full time ■■
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Varies Funds are limited
BEARCAT GRANT
Based on need and academic criteria First-time freshman ■■ Must be enrolled full time
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■■
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Varies Funds are limited
PRIORITY DEADLINE
FEB. 1
STATE-SPONSORED scholarships/grants Description
Who is eligible?
Award amount
How to apply
ACCESS MISSOURI PROGRAM ■■
Provides grant assistance to full-time undergraduate students who are Missouri residents attending participating Missouri post-secondary institutions
U.S. citizen Missouri resident enrolled full time ■■ Expected Family Contribution (EFC) less than 12,000 as determined by FAFSA
Statutory award amounts $1,000 – $2,150* ■■ Renewal requires 2.50 cumulative GPA each trimester, reapplication of FAFSA by Feb. 1 each year and meeting need eligibility requirements
■■
■■
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Complete and submit the FAFSA by Feb. 1 ■■ Contact Missouri Department of Higher Education at dhe.mo.gov or 800.473.6757 or Office of Scholarships and Financial Assistance ■■
*Actual award amounts contingent upon annual state appropriations MISSOURI BRIGHT FLIGHT ■■
Missouri graduating high school senior who enrolls full time in Missouri post-secondary school
Top 3%: Composite ACT=31 or SAT=Critical Reading 800, Math 800 ■■ Top 4 and 5%: Composite ACT=30 or SAT=Critical Reading 760-799, Math 770-799 ■■
Top 3%: Statutory maximum award $3,000 per academic year* ■■ Top 4 and 5%: Statutory maximum award $1,000 per academic year* ■■ Must complete 24 credit hours at cumulative 2.50 GPA ■■
■■
Contact Missouri Department of Higher Education 800.473.6757 or dhe.mo.gov
*Actual award amounts contingent upon state appropriations each year RETURNING HEROES EDUCATION ACT ■■
Tuition reduction for combat veterans from Missouri who are pursuing a program leading to certificate or bachelor’s degree
Any combat veteran who served in armed combat after Sept. 11, 2001 ■■ Was a Missouri resident when first entered military ■■ Discharged from military service under honorable conditions ■■
PRIVATE
■■
Limits tuition and fees to $50 per credit hour for certificate and bachelor degree programs
■■
Initiate by completing form (each year) nwmissouri. edu/finaid/forms. htm and return with copy of DD-214 to the Office of Scholarships and Financial Assistance: fax 660.562.1674
scholarships
These scholarships are funded by private donors. They are not specific to any particular major, but may be limited by academic, geographic or grade-level criteria. Please visit nwmissouri.edu/FinAid/privresource.htm for specific eligibility requirements and more information.
MAJOR-SPECIFIC scholarships These scholarships are funded by contributions to the Northwest Foundation or by private donors and are specific to designated majors. Visit nwmissouri.edu/finaid/majorspecific.htm for full eligibility requirements and contact information for separate application. Most major-specific scholarships can be applied for by completing the Standard Scholarship Application. [This application can be found in CatPAWS once a student has been accepted.]*Major-specific and private scholarship award amounts funded through the Northwest Foundation may fluctuate and are contingent upon funding. All deadline dates are February 1, 2018, unless otherwise noted. NORTHWEST MISSOURI STATE UNIVERSITY 7
DISCLAIMERS
Freshmen merit-based scholarships cannot be stacked with each other. Maximum award is 8 trimesters within consecutive academic years. Transfer admissions-based scholarships cannot be stacked with each other. Undergraduate scholarships are restricted for use during a student’s first undergraduate program. All scholarship recipients must be enrolled full time (12 Northwest hours per trimester) to receive University scholarships. Students must be accepted for admission by specified dates before scholarship awards can be offered. Merit-based scholarships have an admission application deadline of May 1 to guarantee scholarship awards. For students who complete their admission application after May 1, scholarships will be awarded contingent upon available funding. Students participating in a study abroad program where fees are waived will not receive the Green and White Advantage or Bearcat Advantage that trimester. Major-specific and private scholarship award amounts funded through the Northwest Foundation may fluctuate with funding availability. Freshman President’s and Northwest A+ are only available to students beginning in the fall trimester. Transferable credit hours do not include AP, CLEP, IB, military or nongraded credit hours. Renewal requirements must be met within the academic year sequence (fall, spring and/or summer) in order to maintain continuous award of the scholarship. Northwest’s scholarship programs are subject to change from year to year based on funding levels and University priorities. While Northwest will attempt to honor renewal programs based on the student’s year of admission, the University cannot always guarantee this. Bearcat Advantage has a maximum award of 132 earned credit hours (including dual credit and transfer hours).
SCHOLARSHIP
questions
Office of Scholarships and Financial Assistance 800 University Drive Maryville, MO 64468-6001 800.633.1175 locally: 660.562.1363 fax: 660.562.1674 email: finaid@nwmissouri.edu
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Admissions and financing
Timeline
AUGUST – OCTOBER Apply for admission Complete Standard Scholarship Application, available September 1 Beginning October 1 complete FAFSA for 2018-2019 (Northwest school code 002496) Attend a “FAFSA Frenzy” event at Northwest or local high school
NOVEMBER -DECEMBER Search and apply for scholarships Complete housing application and submit prepayment or commuter card Attend Financial Aid Night or Northwest Night at an area high school Complete Standard Scholarship Application Respond to any request from Northwest to verify information submitted on FAFSA application Review and accept financial aid award letter (if applicable)
JANUARY-MARCH Complete housing application and submit prepayment or commuter card Search and apply for scholarships Check for early deadlines Missouri residents need to submit FAFSA by February 1 for Missouri state aid programs Submit Standard Scholarship Application by February 1 Receive financial aid award letter from Northwest. Respond by accepting or declining financial aid offered on CatPAWS account Apply for a major-based living and academic learning community
APRIL Sign up for SOAR or Transfer Student Preregistration event Browse RoomSync, a roommate matching software available through Facebook, to locate your future roommate
MAY For students who complete their admission application after May 1, scholarships will be awarded contingent upon available funding. Request final transcripts be sent to Northwest from high school or colleges attended View transfer course equivalency tool online to see how your college courses transfer to Northwest: nwmissouri.edu/admissions/apply/transfer/ equivalencies.htm
To view your comprehensive Fall Enrollment Timeline,
visit nwmissouri.edu/admissions/apply/freshmen/timeline.htm NORTHWEST MISSOURI STATE UNIVERSITY 9
FOCUS: Your
finances
FINANCIAL ASSISTANCE BASICS
We understand that paying for a college education may seem like a real challenge for you and your family. In order to assist you, we have put together some basic information about the financial aid process and types of aid available at Northwest.
What is financial aid? Financial aid is money available from federal, state, institutional and private sources to help students and their families meet college costs. Financial aid will help pay for direct educational costs such as tuition, books and fees as well as personal living expenses such as housing, food and transportation. Financial assistance is designed to assist families in paying for the cost of attending college.
Who is eligible? Almost anyone who needs financial aid to attend Northwest may receive financial aid. However, pursuant to federal regulations, you must meet the following requirements in order to be eligible for federal financial aid: n Be a U.S. citizen or eligible noncitizen. (International students with student visas are not eligible for financial aid); n Be enrolled in a program leading to a degree or certification; n Have a valid Social Security number; n Be making satisfactory academic progress (as outlined in catalog); n Have a high school diploma or a high school equivalency credential (GED/HiSET); n Register with Selective Service (if required. You may register when completing the FAFSA); n Certify that you will use student aid funds only for educational purposes, that you are not in default on a federal loan or owe money back on a federal grant by completing the FAFSA application.
HOW TO APPLY FOR FINANCIAL AID You may submit a 2018-2019 FAFSA by: FAFSA on the web (preferred): fafsa.ed.gov Mailing a paper FAFSA directly to the central processor. Do not mail your FAFSA by registered, certified or express mail; special mail service will only delay processing. Make sure to list Northwest’s FAFSA school code (002496) on the FAFSA so that we may receive your results. 10
It is strongly recommended that the IRS Data Retrieval Tool is used to transfer 2016 IRS income tax information into the student’s FAFSA. If you are selected for the verification process, please submit your documents promptly, so that the packaging process is not delayed. Keep your address current with the Office of Scholarships and Financial Assistance. All financial
aid materials and requests will be mailed to your permanent address. You must reapply for financial aid every academic year.
Your signature and acceptance of awards are required before any financial aid will be credited to your account. A quick response helps avoid delays.
FAFSA SCHOOL CODE
002496
DETERMINING NEED
Your need is defined as the difference between the cost of attending Northwest and what is computed on your Student Aid Report (SAR) as an expected contribution by you and your family (Expected Family Contribution or EFC). Cost of attendance includes both direct educational costs (such as tuition, fees, room and board [if living on campus], books, and supplies) and indirect educational costs (such as transportation and personal expenses). Financial aid can be applied toward both direct and indirect educational costs.
WHAT TO EXPECT AFTER YOU SUBMIT YOUR FAFSA The processor will send you a Student Aid Report (SAR) for your records. Review all information on the SAR for accuracy. If there are any errors, make necessary changes online and resubmit to the central processor.
If you have listed Northwest as a school to receive your information, Northwest will receive your application information electronically. Respond to any additional requests from the Office of Scholarships and Financial Assistance needed to verify information on your application. Processing will begin in December for students who have all information completed. If you (and your family) have unusual circumstances (such as unusual medical expenses, a family member who recently became unemployed or changes in income or assets), contact the Office of Scholarships and Financial Assistance and request a Special Conditions application or access the application at nwmissouri.edu/finaid/forms.htm.
NORTHWEST MISSOURI STATE UNIVERSITY 11
Your financial aid award
How to respond once you receive notification of your award n Access your secure site on CatPAWS. Read and accept Conditions of the Award.
n Indicate awards you wish to accept or decline and submit your electronic response.
Direct Subsidized and Unsubsidized loans
Parent PLUS Loan Acceptance
n Complete Loan Entrance Counseling (if first-time borrower) Go to: studentloans.gov.
n The parent can log in at studentloans.gov, with his or her FSA ID and then click on “Request a Direct PLUS Loan.” If the parent who signed the FAFSA is not the one completing the PLUS Request, the other parent can request a FSA ID at fsaid.ed.gov. If you choose this method your parent will be contacted to confirm their decision to accept this loan.
n Complete Master Promissory Note (If first-time borrower) Go to: studentloans.gov (requires FSA ID used to complete the FAFSA). A single MPN is used for all Direct Loans (Subsidized and Unsubsidized) while at Northwest.
Private Educational Loans n Commonly referred to as alternative loans. For more information on these loan programs, contact the Office of Scholarships and Financial Assistance.
Financial aid examples Family size: 4 Students in college: 1 Family income: $40,000 Missouri resident ACT: 24 H.S. GPA: 3.5
$9,572 Scholarships/grants
$2,400 work study
$5,500 $4,317 student loans parent loan
$1,898
Estimated balance per trimester*
$18,868 = ESTIMATED annual DIRECT EXPENSE (TUITION, FEES, ON CAMPUS HOUSING/MEALS)
Family size: 5 Students in college: 2 Family income: $75,000 Missouri resident ACT: 22 H.S. GPA: 3.2
$6,726 Scholarships/ grants
$2,400 work study
$5,500 student loans
$7,163 parent loan
$3,321
Estimated balance per trimester*
$18,868 = ESTIMATED annual DIRECT EXPENSE (TUITION, FEES, ON CAMPUS HOUSING/MEALS)
Family size: 4 Students in college: 1 Family income: $125,000 Out of State ACT: 28 H.S. GPA: 3.8
$11,064 Scholarships/grants
$2,400 work study
$5,500 student loans
$24,995 = ESTIMATED annual DIRECT EXPENSE (TUITION, FEES, ON CAMPUS HOUSING/MEALS) *Before parent loan and work study 12
$9,389 parent loan
$4,216
Estimated balance per trimester*
FEDERAL AID programs Description
Who is eligible?
FAFSA SCHOOL CODE
002496
Award amount
How to apply
PELL GRANT
Eligibility determined by federal government ■■ Award is based entirely on need ■■ All eligible students receive this grant ■■
■■
All undergraduates with high financial need and good academic standing
Between $606 and $5,920 ■■ Complete and submit the per year depending on need FAFSA at fafsa.ed.gov ■■ Amounts are prorated for less than full-time enrollment ■■
SUPPLEMENTARY EDUCATIONAL OPPORTUNITY GRANT ■■ ■■
Based on need Funds are limited
■■
All undergraduates with high financial need and good academic standing
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Varies
■■
Complete and submit the FAFSA
TEACH GRANT
For students who plan to complete or are completing coursework necessary to begin a career in teaching in specified high-need fields ■■ Must be repaid as Direct Unsubsidized loan if student does not teach at least 4 years within 8 years of completing program as a teacher in a Title I school, in a specified subject area (science, math, foreign language, bilingual education, special education or other high need area) ■■
Regular student Citizen or eligible noncitizen ■■ Not in default ■■ In good academic standing ■■ ■■
Up to $4,000 per year for first undergraduate – $16,000 aggregate ■■ Up to $4,000 per year for graduate students – $8,000 aggregate ■■ Prorated amounts for less than full-time enrollment ■■ Requires Agreement to Serve/Promise to Pay to include promissory note ■■ Award combined with other assistance cannot exceed cost of attendance
Complete and submit the FAFSA ■■ GPA at least 3.25 for each payment period (from high school if first-year students or from college for other students) ■■ OR above 75th percentile on admission test such as SAT, ACT, GRE ■■ ed.gov/about/offices/ list/ope/pol/tsa.doc
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WILLIAM D. FORD DIRECT SUBSIDIZED LOAN
No interest while student is enrolled at least half time ■■ No repayment until 6 months after student drops below half-time enrollment ■■ Interest rate for 2017-2018 is 4.45% ■■ Based on need ■■
All students with need and academic good standing ■■ Must be enrolled at least half time ■■
Annual maximum: $3,500 – first year $4,500 – sophomore $5,500 – juniors and seniors ■■ Cumulative loan not to exceed $23,000 ■■
Complete and submit the FAFSA ■■ Master Promissory Note and entrance counseling are required ■■ Complete online at studentloans.gov ■■
WILLIAM D. FORD DIRECT UNSUBSIDIZED LOAN
Same as Direct Subsidized Loan except interest must be paid or capitalized during enrollment period ■■ Interest rate for 2017-2018 is 4.45% ■■
All students Non-need based ■■ Must be enrolled at least half time and have academic good standing ■■ ■■
Annual limits not to exceed $2,000 above subsidized loan grade level limit ■■ Aggregate limit for combination of all subsidized and unsubsidized loans not to exceed $31,000
Complete and submit the FAFSA ■■ Master Promissory Note and entrance counseling are required ■■ Complete online at studentloans.gov
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WILLIAM D. FORD DIRECT PARENT PLUS
Repayment may be deferred until ■■ All undergraduates 6 months after date student drops ■■ Must be enrolled at below half-time enrollment least half time and have ■■ Interest rate for 2017-2018 is 7% academic good standing ■■ Accruing interest to be paid monthly or quarterly or capitalized quarterly ■■ Need is not a factor ■■
■■
Parent’s annual maximum eligibility is equal to the cost of attendance minus other financial aid received
Complete and submit the FAFSA ■■ Separate Master Promissory Note is required ■■ Complete online at studentloans.gov ■■ FSA ID is required and can be obtained online ■■
FEDERAL WORK STUDY
Part-time employment on campus Maximum 20 work hours per week ■■ Based on need ■■ Funds are limited ■■ ■■
All undergraduates with financial need ■■ Must be enrolled at least half time and have academic good standing ■■
■■ ■■
Typically minimum wage Paid monthly in a check directly to the student for hours worked
Complete and submit the FAFSA ■■ Northwest job postings may be found at nwmissouri. edu/hr/student/jobs ■■
NORTHWEST MISSOURI STATE UNIVERSITY 13
OTHER SCHOLARSHIP/GRANT Description
Who is eligible?
Award amount
programs
How to apply
REGULAR EMPLOYMENT
Part-time employment on campus ■■ Maximum 20 work hours per week ■■ Need is not a factor ■■
■■ ■■
All students Must be enrolled at least half time
Typically minimum wage ■■ Paid monthly in a check directly to the student ■■
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Contact Student Employment Office 660.562.1140 nwmissouri.edu/HR
TUITION EXCHANGE PROGRAM
An association of 586 colleges and universities offering scholarships to members of faculty and staff families employed at participating institutions ■■ Participating institutions are available at tuitionexchange.org ■■
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Determined by the home institution
■■ ■■
Varies Dependent upon policies of home institution
Contact liaison officer at home institution 12 months prior to using TE program. ■■ Certification is sent to importing school ■■ Northwest will notify award approvals/denials ■■ Contact liaison each year for required recertification ■■
VETERANS AFFAIRS EDUCATION BENEFITS
Funding available to Veterans and Reserves soldiers ■■ Includes Chapters 30, 31, 33, 35, and 1606 ■■
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Determined by the Department of Veterans Affairs
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Varies
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www.vets.gov/education/ apply
TUITION ASSISTANCE
Assistance available from the Department of Defense ■■ Includes Federal and State Assistance ■■
Determined by the Department of Defense ■■ Active Duty, National Guard, or Army Reserve ■■
■■ ■■
Varies Tuition assistance covers tuition only, no fees
■■ ■■
Federal - www.goarmyed.com State - www.moguard.com
NORTHWEST NATIONAL GUARD SCHOLARSHIP ■■
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Institutional scholarship for qualifying Guard members
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Must be enrolled full time (12 hours undergraduate, 6 hours graduate)
$700 for students living in residence halls ■■ $475 for students living off-campus ■■
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Submit a letter of good standing from your unit to the Office of Financial Assistance and Scholarships
Northwest students annually receive more than 18 million dollars in scholarships and grants. For information about how Northwest can help finance your education through foundation scholarships visit, nwmissouri.scholarships.ngwebsolutions. com/scholarx_scholarshipsearch.aspx
Website resources ACT Online act.org
FSA ID website fsaid.ed.gov
Peterson’s Education & Career petersons.com
AmeriCorps nationalservice.gov/programs/ americorps
Greater Kansas City Community Foundation growyourgiving.org
The Sallie Mae Fund thesalliemaefund.org
CollegeNET collegenet.com
Hispanic Scholarship Fund scholarships.hispanicfund.org/ applications
Direct loans/entrance counseling studentloans.gov Direct loan servicing studentloans.gov FAFSA on the web fafsa.ed.gov Federal tuition assistance goarmyed.com Financial aid info page finaid.org
Imodules Student Scholarship Program scholarships.imodules.com Iowa Vocational Rehabilitation www.ivrs.iowa.gov Mapping Your Future mappingyourfuture.org Missouri Vocational Rehab dese.mo.gov/vr
SAT - College Board collegeboard.org Scholarship search fastweb.com State tuition assistance moguard.com Student guide studentaid.ed.gov/resources#funding Title 4 Institutional Codes finaid.org/fafsa/tiv.phtml U.S. Department of Education ed.gov Veterans Affairs benefits.va.gov/gibill NORTHWEST MISSOURI STATE UNIVERSITY 15
YOUR PLACE TO School of AGRICULTURE Agricultural Business Agricultural Education Agricultural Science Agronomy Animal Science Animal Science (Pre-Vet) Horticulture Farm Operation - 2 year1 Geographic Information Science: Precision Agriculture
SCHOOL OF BUSINESS Accounting: Private Industry Public Industry Advertising Business Economics Business Education Business Management Business Meta Major* Business Technology: Interactive Digital Media Management Networking Data Sciences: Business Economics Finance: Corporate Finance Financial Computing Financial Management Financial Services International Business Marketing Organizational Behavior/Human Resources Management Business Technology - 2 year1
SCHOOL OF COMMUNICATION AND MASS MEDIA Advertising Communication: Interpersonal Communication Organizational Communication Public Relations Rhetoric Interactive Digital Media: New Media Mass Media: Applied Advertising Broadcast and Production Multimedia Journalism Sports Media Media Studies Spanish Spanish - 1 year3 Spanish Education Speech/Theater Education
SCHOOL OF COMPUTER SCIENCE AND INFORMATION SYSTEMS Business Technology: Interactive Digital Media Management Networking Computer Science Mobile Computing2 Data Science and Informatics Business
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Computer Science Geographic Information Science Molecular Biology Geographic Information Science: Civil/Public Data & Technology Earth Technology Emergency Response Management Geographic Precision Agriculture Interactive Digital Media: Computer Science Management Information Systems
MATHEMATICS Mathematics Data Sciences Mathematics Mathematics Education
SCHOOL OF HEALTH SCIENCE AND WELLNESS Applied Health Science Aging Studies Exercise Science Biology: Biomedical Sciences Biology/Psychology Biomedical Sciences: Chiropractic Chemistry: Medicinal Clinical Laboratory Sciences Emergency and Disaster Management Food and Nutrition: Dietetics Physical Education Radiologic Sciences** Recreation: Corporate Recreation/ Wellness Recreation and Park Management Therapeutic Recreation Pre-Dental Hygiene Pre-Dentistry+ Pre-Medicine Pre-Nursing Pre-Occupational Therapy Pre-Optometry Pre-Osteopathic and Allopathic Medicine Pre-Pharmacy+ Pre-Physical Therapy Pre-Radiology Pre-Respiratory Therapy Pre-Speech Pathology Pre-Veterinary Medicine+
SOCIAL SCIENCES Criminology Adult System Diversity Juvenile System English English: Creative Writing English Education Geography History Liberal Arts and Sciences Philosophy Political Science Political Science:
Public Administration Criminal Justice Global Affairs Social Science Education University Liberal Arts Meta Major* Pre-Law Writing Creative and Publishing Professional Writing
FINE AND PERFORMING ARTS Art (Studio): Ceramics Drawing Painting Photography Printmaking Sculpture Art Education Graphic Design Interactive Digital Media: Art: Visual Imaging Instrumental Music Education: Non-Piano Piano Music Speech/Theatre Education Theatre: Performance Technical Theatre and Design Vocal Music Education
SCHOOL OF EDUCATION Agricultural Education Art Education Biology Education Business Education Chemistry Education Early Childhood Education Education Meta Major* Elementary Education English Education Instrumental Music Education: Non-Piano Piano Mathematics Education Middle School Physical Education Social Science Spanish Education Special Education3 Cross Categorical Speech/Theatre Education Unified Science/Education: Biology Chemistry Earth Science Vocal Music
UNDECIDED OR DECIDING Business Meta Major* Education Meta Major* University Liberal Arts Meta Major* Science Meta Major*
PSYCHOLOGY Biology/Psychology Human Services Industrial Psychology Organizational Behavior/ Human Resources Management Psychology
SCIENCES Biology Biology: Biomedical Sciences Cell/Molecular General Biology Biology Education Biomedical Sciences: Chiropractic Chemistry: Biochemistry General Chemistry Medicinal Chemistry ACS Chemistry Education Clinical Laboratory Sciences Data Sciences: Molecular Biology Geology: Environmental General Marine Biology Nanoscale Science: Nanoscale Biology Nanoscale Chemistry Nanoscale Physics Science Meta Major* Unified Science Education: Biology Chemistry Earth Science Wildlife Ecology and Conservation Pre-Engineering
+ program falls under Biology: Biomedical Sciences. *Meta majors are designed for students who are still deciding on a major but know their area of interest.**Completion program partnership with St. Luke’s School of Radiologic Technology, Kansas City. 1www.nwmissouri.edu/academics/disclosure. 2 Completion program only available at Northwest - Kansas City 3Not a stand-alone program; must be completed with another major
Office of Admissions 800 University Drive Maryville, MO 64468-6001
local: 660.562.1148 fax: 660.562.1821 admissions@ nwmissouri.edu Scholarships and Financial Assistance 660.562.1363 finaid@nwmissouri.edu
Residential Life
660.562.1214 reslife@nwmissouri.edu
Students with Disabilities 800.633.1175 ada@nwmissouri.edu
nwmissouri.edu
800.633.1175