Hawaii Renovation 12 December 2010 by Oahu Publications, Inc

HAWAII

DECEMBER 12, 2010

AN ADVERTISING SUPPLEMENT PUBLISHED BY OAHU PUBLICATIONS, INC.

Serving Hawaii Since 1981

808-695-3976 SHOWROOM HOURS M-F 8-4, SATURDAY 9-4

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HAWAIIRENOVATION

Mortgage Interest Deduction is

Under Attack merican voters have a clear message for Congress: “Don’t touch my mortgage interest deduction!” However, a recent draft proposal released by the co-chairs of the National Commission on Fiscal Responsibility and Reform (NCFRR) threatens this deduction that often provides thousands of dollars of tax savings each year to American homeowners. The NCFRR — a bipartisan commission created by President Obama to help address the nation’s budget deficit — recommends either eliminating the mortgage interest deduction altogether or severely limiting it among many other changes.

This means many homeowners could have a much higher tax debt each year than they are used to, which could have a serious negative impact on their family’s financial situation. Currently, the mortgage interest deduction allows homeowners to reduce their taxable income by the amount of interest paid on their home loan each year. Homeowners can deduct the interest for up to $1 million of mortgage debt and up to $100,000 of home equity loan debt on both primary and secondary homes that aren’t rented out. A recent nationwide survey of 800 likely voters commissioned by the National Association of

Home Builders (NAHB) shows that no matter their political party affiliation or homeownership status, Americans don’t want their mortgage interest deduction to be taken away. Here are some important results of the survey: p sta• Homeownership tus. Even people who aren’t able to claim a mortgage interest deduction support it. Eightytwo percent of renters and 72 percent of owners think tax incentives to promote homeownership are reasonable. y affilia• Politicall party tion. Sixty-nine percent of Republicans, 83 percent of Democrats and 70 percent of Independents

think it is reasonable for the federal government to provide tax incentives to promote homeownership. n to o other • Comparison tax x credits. An overwhelming majority of Americans — 81 percent — feel that the mortgage interest deduction should remain in the tax code. This compares to 82 percent for medical expenses, 76 percent for state/local taxes, and 66 percent for charitable deductions. Critics of the deduction argue that it favors high-income taxpayers over lower to moderate income earners who need it most. But according to the Joint Committee on

Taxation, 89 percent of taxpayers benefiting from the deduction make less than $200,000 annually. Research by NAHB economists — using the Internal Revenue Service Statistics of Income data — also shows that as a share of household income the biggest beneficiaries are younger households, which typically have large mortgages, small amounts of equity in their homes and growing families. A copy of the report can be found at www.nahb.org/ TaxIncentivesStudy. Current homeowners rely on the mortgage interest deduction to help offset the costs of homeownership each year

and prospective buyers take the deduction into consideration when choosing homeownership over renting. Any change to the tax code that limits or eliminates the deduction will negatively affect homeownership in America. Learn more about the threat to the mortgage interest tax deduction and connect with others on Facebook at HYPERLINK “http://www.facebook.com/SaveMyMID” www.facebook.com/Save MyMID or contact Building Industry Association of Hawaii, ktn@bia hawaii.org. Karen Nakamura is the executive vice president of the Building Industry Association of Hawaii.

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HAWAIIRENOVATION

Purchasing a Photovoltaic System

That Lasts a Long Time

hoosing a photovoltaic system for your home or business is, for most, a firsttime experience. The evaluation process for selecting the correct system or contractor can be difficult. Most consumers do not know enough about technology and depend on their ability to research products. Or, consumers will simply depend on the contractors to provide the necessary information. Pacific Islands Construction’s goal is to educate consumers so that

they make informed decisions. The economics of purchasing a photovoltaic system that lasts a long time versus one that fails prior to the life expectancy of 35 years is easily understood. The longer the system lasts, the greater the return on one’s investment. And the more power it produces over its lifetime, the greater the return on the initial investment. Photovoltaic modules depreciate in their ability to produce energy between .5 percent and .7

percent each year based on recent studies. Some modules become less efficient faster than others and over time, this will make a difference on how much energy is produced. A panel that depreciated by .5 percent a year will, after 10 years, produce 95 percent of the energy it did when you first bought it. The higher the percentage of depreciation, the less savings you will realize over a lifetime. Knowledge of module construction should be an important part of your

decision-making process. Solar modules sit on the roof and are exposed to the effects of corrosive and harsh environments. The packaging that surrounds the cells consist of the metal frame, the glass cover and backing material. Packaging degradation during normal surface life will affect the function and integrity of the module. It can lead to performance issues such as poor energy production, array performance failure, and even safety hazards such as electric shock. Examples of pack-

aging failures include glass breakage, metal frame breakdown, dialectric breakdown, bypass diode failure, encapsulant discoloration, and backsheet cracking and delamination. In addition, electrochemical corrosion can be introduced to the module because of the failures in the packaging, causing the degradation of power output/performance and ultimately module failure. Thus, it is important to know the thickness of the metal framing and the quality of

the anodized aluminum the manufacturer has used in constructing the module. One question to ask yourself is, “Has the manufacturer put in quality when constructing the module?” Because of Hawaii's harsh environment, you will want to know more about what makes a particular solar module sturdy enough to stand up over time and to provide the service life expected. For more information on Pacific Islands Construction, call (866) 5157163.

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HAWAIIRENOVATION

Give your Kitchen a

Facelift with Essential

Cabinet Refacing id you have to dig through all your dusty pots and pans to find your roasting pan? Well, now is the time to start planning your kitchen remodeling by saying “out with the old and in with the new!” Re-organize, de-clutter and make a plan with your remodeling expert from Essential Cabinet Refacing Inc. (ECR) on how you could have a more efficient and modern kitchen. Remember that ECR can do the job and make it fit your budget. Refacing is an excellent way to

use your money wisely. ECR has more than 20 years experience in satisfying customers. The company can save you money by refacing your cabinets — a method that gives the kitchen a new look without having to rip everything out. The doors and drawers are replaced and the faces of the cabinets are resurfaced, but the rest of the cabinet box remains intact and in place. Your kitchen will have an

entirely new look! Refacing saves on cost and makes everything more convenient for you.

HPS Home Improvement Services Hawaii’s Leader in Home Improvement Cost/Benefit/Value, Licensed Handyman Services, and Hurricane Protection

ECR can also make problem areas more efficient and accessible. Need more cabinet space

and have room for a new pantry? Need to replace your dishwasher with a cabinet? Need some rollout drawers in the pan cabinet for easier access? ECR can build it. All the company’s cabinets are custom-made in its Sand Island shop so the price is very affordable (no middle man or sales commission). If you are ready to have all your cabinets replaced, ECR can build

all-new custom cabinets — made to order. Owners Ringo and Michele Pauly have their offices and shop at 212 Mohonua Place. Showroom hours are from 8 a.m. to 4:30 p.m. Monday through Saturday. For information or to schedule a free, no obligation estimate, call 8477835, fax 841-6743 or visit the website essentialcab inetrefacing.com.

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• Repairs • Remodels Protect Your Home From • Updates • Interior/Exterior Hurricanes With HPS! • Masonry • Tile/Granite Tested Strongest & Most • Laminate/Engineered wood flooring Affordable •• Expert Licensed • Best Avail Quality Ext-Int Prep & Painting Installations •• Meets State Tech Specifications • Remodel/add a room, and much more! • Numerous Great References

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Don't miss Hawaii's premier drive time, call-in, home repair and upgrade news/talk/non-infomercial show: "Fix It Fridays on The Mike Buck Show", Co-hosted and content produced by Gerald Peters of HPS, Fridays live 3-4 pm, KHVH 830 AM, now in its 7th year. 4 | HAWAII RENOVATION | DEC. 12, 2010

HAWAIIRENOVATION

Top Hawaii Contractors Choose Western hile sliding doors provide excellent views, ventilation and access, the sun, salt and wind in Hawaii can make your door inoperable. Do you struggle to open and close the door? Do you hear wind whistling through? If so, now may be the time to replace that old slider with one manufactured by Western Window Systems. In addition to having a

door or window that is easy to operate, you will find additional benefits at Western Window Systems. Western doors come with energy-efficient glass that not only helps keep your home cooler but also filters out the ultra-violet light that destroys your curtains, carpet and furniture. In addition, the glass and the sturdy frame help reduce those annoying

street noises. Western products are designed to withstand high winds and

the corrosive salt air. This is particularly important if you live in a

high rise condo. Western doors use the finest stainless steel hardware and rollers, providing you with years of smooth quiet operation. Western windows and doors are custom-made to fit your exact opening. While a stock-sized door may seem to be the

answer, a door or window that is half an inch short can make a huge difference in performance and wind protection. Windows Hawaii is currently discounting Western products by 20 percent. For free estimates, call 671-0808.

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HAWAIIRENOVATION

Give the gift of peace of mind during the holiday season

ith the holidays just around the corner, we’re all looking forward to the wonderful times the season brings. Getting together with our family and friends, cooking those extra special meals, and making our homes more festive by putting up decorations and lights. It’s a great time to appreciate our good fortune and share the holiday spirit with those we love. It’s also a good time to think about how all the holiday activity can add extra stress on our home wiring systems, and what it would mean if something went wrong. While normal day-today usage may be no cause for concern, consider the added demand on your wiring systems when you run cook tops,

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ovens and microwaves to make those holiday feasts and put up decorative lighting to add to the season’s magic, all while the football game is on the flat screen TV and the kids are playing video games in their rooms. All of this adds up to a potential overload of your home’s system. No cause for worry? According to the United States Fire Administration (USFA), fires occurring during the holiday season claim the lives of over 400 people, injure 1,650 more, and cause over $990 million in damage each year. “People often don’t think of the potential risks when increasing their home’s electricity usage during the holiday season,” says Ray Hose’, President of American

Electric. “We encourage everyone to take extra precautions to prevent potentially life-threatening accidents.” One way to ensure the safety of your home, your family and your friends this season is to have a thorough inspection of your home’s wiring systems. American Electric, trusted since 1946, offers CurrentSAFE, the gold standard in electrical preventive maintenance. With state of-the-art infrared and ultrasonic equipment, American Electric’s highly trained professionals are able to scan behind walls to uncover hidden problems, then provide you with a detailed report immediately afterwards that lists the deficiencies found and the recommended action needed

to fix the problem. “Many potential hazards are not visible to the home owner,” notes Calvin Jeong, Director of Residential Services. “With CurrentSAFE technology, we can actually spot hidden weaknesses and other problems in the home’s wiring system, before they can become a danger.” While it’s a smart idea to get a professional inspection of your own home wiring, it’s also a great gift for someone whose safety and wellbeing is important to you. Perhaps you have elderly parents who may not have the extra funds to keep up with home maintenance. Or young adult children who’ve just moved into a new place and are setting up

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and making sure we get the most value for our dollar these days,” says Hose’. “As a company that’s been in the community for decades, we want to do our part to celebrate the holidays with our valued customers.” So, don’t risk having your holiday fun go up in smoke. Consider giving a CurrentSAFE Home Inspection Certificate this year. It’s a gift of peace of mind-for your loved ones, for your family, and for yourself. Call American Electric at 440-5098 to learn more, or to purchase a CurrentSAFE. Home Inspection Certificate.

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a home of their own, but don’t pay as much attention to safety issues as they should. A CurrentSAFE inspection could prove to be life saving if an electrical hazard is discovered and tragedy is averted. “I would highly recommend it if you have an older home to have your home inspected by American Electric. Because the report that I got really opened my eyes,” commented Ray Okimoto, a recent CurrentSAFE customer. And in the spirit of the holidays, American Electric is offering special CurrentSAFE Gift Certificates. “We’re all watching our budgets

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HAWAIIRENOVATION

Honolulu Lights:

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DESIGN

SOLUTIONS By y Melissaa Chang

harlyn and Vincent Au discovered Honolulu Lights on a whim: They had admired the chandelier in the Kahala storefront

window, and were getting ready to renovate their home. “Owners Adir Gadiel and Shuly Zion are friendly, so next thing we know, we’re talking story, and we asked them to come by for a complimentary consultation,” Sharlyn said. “I wish we had known them when we were first making the plan for the house, since the contractor had made plans according to what he thought was right, which it wasn’t. “They went with our existing plan, and made it work without covering up any holes,” she said. “I’m sure it would have been better if they didn’t have to fix the mistakes, but they did it with no problem!” Vincent adds, “We thought we knew what we wanted, but they talked everything through and had us look at things in a different way. They don’t push any product, they just work with you and are conscious about budget, which we are.”

The Aus were able to maximize light in their kitchen for cooking in a way that would also be good for dining. Adir and Shuly kept double checking the work to make sure the light didn’t “leak” and there was enough light in the evening. “They have an eye for light that we wouldn’t normally care about, but it looks great in the end,” Vincent says. “They love their work, and you can see lighting is their passion. I’m glad we worked with them.” Honolulu Lights is open Monday through Thursday, from 9 a.m. to 6 p.m., Fridays from 9 a.m. to 5 p.m., and Sundays from 11 a.m. to 5 p.m.

New Home, Multi-Family, Additions & Renovations We are also licensed and experienced in excavation, grading, cutting slopes, and driveway alterations

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DEC. 12, 2010 | HAWAII RENOVATION | 7

HAWAIIRENOVATION

The Show Goes On

Homeowners find solid advice for their problems, thanks to radio’s ‘Fixit Fridays’

ixit Fridays Home Improvement Radio Hour on The Mike Buck Show is providing Hawaii home and condo owners and renters the opportunity to get their repair, upgrade and remodel questions answered live and via the Internet. The show is broadcast on Fridays between 3 and 4 p.m. on Clear Channel Broadcasting Network Hawaii News/Talk Station KHVH AM-830. It is now completing its seventh year. The content producer and on air co-host is contracting and handyman expert Gerry Peters of HPS Construction Services. You can call the station during the show at 5218383, and 1-833-565-8383

toll free for neighbor island residents. Buck and Peters accept and provide suggested fixes or products on calls about any home or condo or apartment problem or question, from the very smallest on up. They also cover questions about problems relating to unhappy experiences with unlicensed handymen or licensed contractors, and how to address them. The show features its own website, Fixitfridays.com, and listeners can access the on air program or between shows at HYPERLINK “mailto:live@fixitfridays.co m”live@fixitfridays.com. Or, they can call the station numbers during the broadcasts and simply ask to have

their questions repeated on air by Buck without having to go live. Some of the most frequent questions are simply about pests like termites, ants, roaches and centipedes. Plumbing, especially bathroom leaks and noises, is also a common question. Buck and Peters also provide a lot of information about energysaving devices as the “Think Green” revolution develops. Advice onelectrical problems is frequent, and the show goes out of its way to recommend professional, specialty licensed solutions in the name of safety, especially relating to older homes with electrical problems.

HPS Construction Services is a fully licensed general contracting firm with over a dozen specialty licenses, and a long track record of providing Oahu and Maui home and condo owners with full services for projects from

the smallest, to sizeable upgrades and remodels. HPS is particularly well-known for its expertise in providing hundreds of affordable, cost-effective quality kitchen and bath upgrades and remodels, including tub-to-

shower conversions, plus being Hawaii’s hurricane protection leader for nearly 20 years, and providing the only full crew, full-time licensed handyman services on Oahu. For more information on HPS, call 847-4400.

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ACCREDITED BUSINESS

YEAR-END CLEARANCE SALE & CHRISTMAS PARTY

SATURDAY, DEC 18th, 2010 ~ 8AM TO 2PM ONLY! Food, Fun, & Super Deals on Wood, Laminate,Tile and Accessories •• • • •• GIVING BACK TO THE COMMUNITY A portion of our sales this day will be donated to Institute for Human Services and Lanakila Meals on Wheels

HAWAIIRENOVATION

ustom floors and countertops can enhance the look and feel of any home. And if your remodeling needs call for a large selection of granite and marble or in-house fabrication and installation, JMI Tile and Marble on Sand Island is a rock-solid choice. JMI has been providing topquality materials and services for both residential and commercial projects for more than 20 years. “We import stone and granite

from around the world, and our staff can help homeowners, contractors and designers create materials for nearly any custom project that calls for quality and precision,” says JMI owner Joe “Jovite” Morency. After years of high-end installation and fabrication, JMI has amassed one of Hawaii’s largest inventories of exotic marble and granite from which to choose. A wide variety of color selections is currently available, including Granite 2cm polished, Giallo Or-

Quality Work, Competative Prices

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MAKING SOLID CHOICES AT JMI TILE AND MARBLE

namental, Giallo Veneziano, Black Galaxy, Labrador Antique, Mascarello, Super White, Juparana Persa, Spectrolite, Blue Pearl Royal, Emerald Pearl, Juparana Fantastico, Jupearana Fantastico, Jupearana Vyara and Absolute Black Brushed Finish. “JMI can handle all aspects of stone and tile projects,” explains Morency. “In

Need a unique or practical gift idea?

fact, anyone planning to renovate their home or business can save more than 60 percent off the current market price, thanks to our inventory clearance now under way.”

For more information or to schedule a free, no obligation estimate, call 277-4002 or visit the JMI showroom, located at 1186 Mikole St. at the end of Sand Island Access Road.

Give a family member a

HOME INSPECTION CERTIFICATE for peace of mind this holiday season! Perfect for parents living in an older home, or adult children moving into their first home! For offer details, call American Electric at

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DEC. 12, 2010 | HAWAII RENOVATION | 9

HAWAIIRENOVATION SERVCO RAYNOR GARAGE DOORS:

The Best in Wood Door Construction

aynor ArborShore garage doors provide all the features of a top-of-the-line garage door currently found on the market and much more. Combining our stringent controls in lumber selection, and incorporating the best techniques in wood garage door construction, all at an extremely competitive price, means there are simply no short cuts in the construction of our ArborShore garage doors. The Raynor ArborShore Collection garage doors feature the very best in wood garage door construction, utilizing

vertical grain lumber, fully matured Alaskan Western Red Cedar, and uniform wood-tone consistency, all with lead times as short as four weeks. No other manufacturer can deliver this level of quality like Raynor can. ArborShore offers a wide variety of options in both SwingOut and Bi-Fold designs, as well as several hardware and glass options to choose from. The ArborShore door sections are warranteed for five years to the original purchaser. Doors ordered with the Deluxe Stain Option, featuring a

second clear top coat, receive an additional year, for a total of six years. Eight different stain options are available. Visit Servco Raynor Overhead Door’s showroom at 2841 Pukoloa St. in Mapunapuna or visit us at HYPERLINK “http://www.servcoraynor.co m” www.servcoraynor.com to see for yourself the style and functionality of Raynor doors. The showroom is open Monday through Friday 10 a.m. – 6 p.m. and Saturdays 10 a.m. – 3 p.m. by appointment. All Raynor garage doors are installed and serviced by experienced and qualified Servco Raynor technicians.

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• “With focus and determination, Chris resolved unavoidable problems that arose, i.e. 40-day rain. • He completed the job in a timely manner. • Chris’s completion of the project gave me total satisfaction and happiness. • Paragon Builders is a reliable and trustworthy company which I would recommend to anyone planning to do any renovations.” Ann Keamo, Realtor, Aiea

Courtesy of Archipelago Hawaii

Paragon Builders: –Specializes in quality work –Does custom upscale remodeling and renovatons –Is an award winning company –Is insured and bondable –Winner of the 2009 BIA Renaissance Residential Remodeling Division –Call for a consultation today

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10 | HAWAII RENOVATION | DEC. 12, 2010

HAWAIIRENOVATION

Free Hot Water:

Too good to be true? T he Solar Photovoltaic (PV) market has really started to take off and the idea of generating your own electricity for free is a great one. Did you know that it takes approximately 18 solar PV panels to off-set the cost of heating the hot water for a

typical household? By far, the most cost effective way to take advantage of solar power is to install a solar hot water system. The return on investment (ROI) for a typical residential solar hot water system is currently a little over two years and two

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months, with the existing tax credits factored in. After that period, you will have paid for your system and you will continue to save money for the life of the system. Even if you wanted to install a solar PV system, you would need 18 less panels if you had a

solar hot water system! If you don’t have the money readily available to take advantage of the savings from a solar hot water system, First Hawaiian Bank is currently offering special financing for solar water heating systems, through their EnergySmart Loan Program. This gives you 5 years of interest free financing, as long as you use a Hawaii energy approved contractor. You may visit their web site or contact any local branch for details. A 5-year loan at 0 percent interest would not only allow you to save money while paying for your system, it could allow you to take advantage of the tax credits before the system is fully paid for! We proudly install Heliodyne solar hot water systems. All of their components are made in the USA and Heliodyne has been in business since 1976. Receive a free quote today on a Heliodyne solar hot water system. If you’ve already got a system in place, we are happy to service any and all brands. We also install solar PV systems and provide many

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Homeowners user friendly Mini Excavators, Dingos & Bobcats available. ACCREDITED BUSINESS

ISLANDWIDE DELIVERY

• Tubs, Showers, Counters, Vanities, any type of Wall Surrounds • Rust, Fiberglass, Tile Crack Repair and Refinishing • The thickest tub liners available on the market • Specialist in Cost Effective Alternatives for property managers, realtors, hotels, homeowners & senior citizens • Walk through tub cut for Seniors or disabled • Complete remodeling consultation

Before

After

All Island Bath

Call for a Free Estimate

Over 20 Years Experience Locally owned & operated.

GUY KAKUGAWA

358-7780 • www.allislandbath.com

Good thru 12/30/10

Under $300 after State and Federal Tax Credits

Includes... • 1 - 1800 lumens light fixture (equal to two 75 watt incandescent bulbs) • 1 - 30 watt Solar panel • 25’ of 18 gauge wire - Provides full light spectrum equal to daylight that Qualifies for 30% enables plant growth Federal & 35% State Tax Credits! - Light with minimal heat For Solaro Day Only and no UV rays *Made in USA

Corroded windows need replacement? Solution...Easy Fit/RetroFit Aluminum or Vinyl Windows - Fits into existing window opening - No need to tear out the window frame - Awning, sliders, single hung, jalouise louver formats

For participating window dealers call: 486-8894

• No Interest • No Payments up to 18 Months!

www.rmasalesco.com 99-134 Waiua Way • Aiea, HI 96701

Locally owned & operated since 1961

Call for a Free Estimate 808-377-6686 825 Halekauwila St., Honolulu

www.energyprohawaii.com DEC. 12, 2010 | HAWAII RENOVATION | 11

HAWAIIRENOVATION DO YOUR PART (and save money) BY CONSERVING

WATER

ater may not be the renewable resource you think it is. In fact, 36 states anticipate shortages by 2013, according to U.S. government estimates. But the good news is you can reduce the amount of water you use in the home, which in the end will save you money on your water bill. You can cut back on the waste with every toilet flush, every time the shower runs or each time you wash vegetables in the sink. The Environmental Protection Agency promotes water efficiency and enhances the market for efficient products, programs and practices using the WaterSense label.

Several manufacturers that actively support WaterSense are taking the federal mandate of 1.6 gallons of water per flush to a new level. Kohler Co. has developed toilets which use only one gallon of water, and several models are available at the 1.28 gallons-per-flush level. Visit savewateramerica.com to take a brief quiz that will help determine usage and identify ways to save in your home. For each person who takes the quiz, Kohler will donate $1 in water-saving products to Habitat For Humanity for use in their homes.

Now is the time. to update. your lighting.

40% OFF

All In-Stock and display fixtures

FREE Shipping on all Special Orders Offer expires to December 31, 2010

Honolulu Lights Call

630-6741 or 285-3663 for a Free Consultation

SOLAR PHOTOVOLTAIC SYSTEMS

Residential & Commercial Electrical Services

12 | HAWAII RENOVATION | DEC. 12, 2010