Heart of the Lakes Property Portfolio | Fall 2015 by Oak Realty

HE ART O F T H E LA K E S PROPERTY PORTFOLIO

FALL 2015

STEV E B RU GGEM A N

DE A N H OG LU ND

GARY DAGNE R

MI K E MCN ELLIS

Broker, Realtor®, gri, crs steve@oakrealtymn.com (320) 274-6363

Associate Broker dean@oakrealtymn.com (320) 980-2445

Realtor®, gri gary@oakrealtymn.com (320) 309-1739

Realtor®, gri, lmc, ccse, a-reo™ mike@oakrealtymn.com (320) 266-0198

CA RLA SUN DB L A D

TOM G AY

AMY MC NE L L I S

T I F F I NI KIEB EL

Realtor®, gri carla@oakrealtymn.com (320) 493-1361

Realtor® tom@oakrealtymn.com (320) 492-1641

Realtor® amy@oakrealtymn.com (612) 963-4190

Realtor® tiffini@oakrealtymn.com (763) 464-2048

HOLLIE DAGNE R

JE N N A P OT T E R

CO R E Y C ZYCAL L A

ANGI E BOYER

Realtor® hollie@oakrealtymn.com (320) 309-1739

Realtor® jenna@oakrealtymn.com (612) 801-4967

Realtor® corey@oakrealtymn.com (320) 980-5897

Office Manager angie@oakrealtymn.com (320) 274-5737

Inside 8

LAKESHORE

38 RESIDENTIAL OFFICES

A N N A N DA LE OFFIC E

720 Elm Street East | PO Box 298 Annandale, MN 55302

Local: 320.274.5737 Fax: 320.274.8210

LOTS & LAND

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AGENT PROFILES

ONLINE www.oakrealtymn.com

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PUBLISHING INFORMATION The Heart of the Lakes Property Portfolio is published each Spring, Summer, Fall and Winter. Advertising inquiries can be directed to homes@oakrealtymn.com. M A PLE LA KE OF FIC E

501 Maple Avenue North | PO Box 564 Maple Lake, MN 55358

Local: 320.963.2088 Fax: 320.963.2089

DISTRIBUTION The Heart of the Lakes Property Portfolio is distributed at a number

of local businesses and establishments. If you would like a copy mailed directly to your home or business, just drop us an email, we would be happy to send you one.

DIGITAL EDITION You can view an interactive digital version of each Property Portfolio

edition online at www.issuu.com/oakrealty. Contact us or sign-up on our web site to have it emailed directly to you.

Icon indicates Virtual Tours and Property Trailers available.

Although the foregoing data has been compiled from sources deemed reliable, Oak Realty LLP does not guarantee its authenticity. It is intended for informational purposes only, is subject to prior sale, omission, error, revision and cancellation without notice, and should be independently verified with the source of such information.

As a company, there are few things that we

believe

EDUCATION FIRST Our focus in every working relationship is on educating our buyers and sellers to the very best of our ability. If you are well educated, we believe you will feel comfortable with the sales process and be prepared to make the best decisions for yourself.

LOCAL KNOWLEDGE MATTERS We know the neighborhoods, woods, roads and water. How is the fishing? What length would the school bus ride be? Is this road

plowed in the winter? There are thousands of good questions. Your agent will have answers.

RELATIONSHIPS ARE IMPORTANT We maintain strong relationships with service providers in our

area that you may need in your purchase or sale. This assures you

that you will have quality answers and solutions when questions or an unexpected problem arise.

TEAMWORK IS ESSENTIAL Our agents are independent, but are supported by the whole of the office. We believe that working together impacts our service in a

powerful way. When we help each other out, we are able to better serve our customers.

NEGOTIATION IS KEY Putting an offer on the table as a buyer, or reviewing an offer that is being presented to you, is a pivotal moment in any search or

sale. Guidance that is clear, informative, and sincere is important.

Our agents will take you through each step with your best interest in mind.

WE ARE A MARKETING COMPANY We are driven by creativity, excellence and innovation. Advertising should be smart and targeted. One checklist does not apply to all, so expect a plan that is customized to your one-of-a-kind property! Beware, we love to talk marketing!

THIS SHOULD BE FUN We donâ&#x20AC;&#x2122;t deny that buying and selling real estate can be among

the most important decisions you will make, but we hope it will be fun too. We are privileged to be your guide, and hope that in the end, it is a road you will be glad you traveled.

wonderful

W hat a

place this is.

The Heart of the Lakes is located a half hour South of St. Cloud and an hourâ&#x20AC;&#x2122;s drive Northwest

of the Twin Cities on Highway 55. Although near these bustling areas and their conveniences, the Annandale Area is absent of traffic, alive with small town tradition and just when you need it most, it can be oh, so wonderfully quiet.

A peaceful but convenient destination also means a valuable one. This is truly a market all its

own. Comparables are unique by body of water, neighborhood and community. Working with the most established real estate team in the area guarantees you dependable professionals that are fun, comfortable to work with and incredibly knowledgeable. A firm understanding of the local market is key to a successful search or sale.

p[ MINK LAKE

MINK LAKE

$149,900 | #4573664

$139,900 | #4628201

FRENCH LAKE

$169,900 | #4572102

Scenic double lot with gradual slope to the Mink Lake! Adorable year-round cabin nes- Summer weekends are now booked. Affordable

lake with stunning lake views. Diamond in tled on a large level lot that gradually slopes to one-level cabin on a sandy, level lakeshore lot. the rough. The home needs interior updating 100’ of sandy shoreline. Enjoy stunning views It has as a knotty pine interior, a great up north

and repairs. A new roof was put on the home of the lake from the kitchen, living room, and feel. Large lakeside deck for entertaining. and garage in 2014. Large lower level bed- wonderful deck. Nice sized rooms, a full bath- Ready for barbeque’s, swimsuits and bonfires room with views of the lake. Property being room, and a large yard make this a hard place the true essence of lakeshore living. This propsold as-is.

to leave.

erty is being sold furnished, ready to enjoy!

p SWARTOUT LAKE $99,900 | #4637286

LAKE AMELIA

$219,000 | #4621275

CEDAR LAKE

$574,900 | #4327529

Settle in for the summer at this seasonal Beautiful level lot on Lake Amelia. Hard lake Open concept living and great finishings in charming cabin on waters’ edge. One level liv- bottom for great swimming! Perfect for build- this beautiful Cedar Lake home. Laundry/mud ing with two bedrooms, 3/4 bathroom, kitchen, ing your dream home or using as a camping room with 2nd refrigerator, tile, sink and builtspacious living room and lakeside porch with a lot. East facing lake views for amazing sunris- in lockers. Stainless steel appliances, wood wall of glass leading you to a spacious lakeside es. Property has minimal tree coverage with plank flooring, and awesome views. Entertain-

deck. Enjoy 77 feet of level lakeshore and large mature pines on the borders. Storage shed, ment room with abundant space and dry bar. Great landscaping! More on page 24. level lakeside lot. Comes furnished! deck and porta potty included!

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LAKE AUGUSTA

$149,500 | #4634970

LAKE MARIE

$52,000 | #4549681

MINK LAKE

$65,000 | #4572517

Seasonal lake getaway! 2012 park model with Great opportunity to own frontage on the Youâ&#x20AC;&#x2122;ll find this .52 acre lot tucked in a bay

2 bedrooms and 1 bath, located lakeside with south side of Lake Marie in the Scenic Shores on the south side of Mink Lake with 99 feet

great views of the water and steps from the development. Two parcels combine for .31 of shoreline. Mink and Somers lake connect beach area. Shared amenities on 25-acre resort. acres and 120 feet of shoreline. Lake Marie through a channel to give you 427 acres for

Easy access to channel which flows in 3,000+ and Lake Louisa join together to give you 335 fishing and recreation. This could be a great lot

acre Clearwater Lake. Get away all summer acres of fishing and recreation. Septic suitabil- to put up a seasonal weekend retreat with hill long!

ity evaluation has been completed.

side views amongst the trees.

p COKATO LAKE

$94,900 | #4572837

MINK LAKE

$199,000 | #4628790

CLEARWATER LAKE $149,900

Affordable 1.74-acre lake lot with a gentle Gorgeous one level home with end of road lo- Fantastic condo set on the shores of Clearwa-

slope down to 150 feet of shoreline on Coka- cation for maximum privacy. Interior was com- ter Lake in the Maple Hills Resort community. to Lake. A fishermanâ&#x20AC;&#x2122;s dream, stocked full of pletely renovated 9 years ago to show the true Two bedrooms, loft, kitchen, living room, din-

walleyes in 2008. Wanting to build your dream up north feel. Huge lakeside deck for enter- ing room with a fireplace, updated bathroom lake home? Then now is the time. Enjoy the taining and sunset views. Cozy wood burning and lakeside deck & balcony. The association short 45 mile commute to metro.

fireplace with knotty pine woodwork through- offers an outdoor swimming pool, playground out giving you the warmth you desire.

and beach. They do the work, you enjoy lake!

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MINK LAKE

$129,900 | #4602514

MAPLE LAKE

$174,900 | #4576401

CLEARWATER LAKE ACCESS $59,900 | #4334222

Two bedroom, 1 bathroom cabin with 100â&#x20AC;&#x2122; One of the last few buildable lots on Maple Beautiful level lot with deeded access to of lakeshore, and plenty of yard space on this Lake. Many mature trees, with beautiful lake 3,000-acre Clearwater Lake. Quiet neighbor-

large lot for yard games, bonfire and so much views. Level lot, with South facing views. hood with paved streets. Enjoy a short walk more! Level lot to the lake and peaceful views! Great opportunity to own quality lakeshore. to Clearwater Lake access that includes boat Nice 2-car detached garage. With a little TLC Site plan has been approved by Wright County landing, nice shoreline and great fishing. Short this property could bring the best to Minne- Planning and Zoning, and open to all builders. drive to town with many shops, parks and amesota summers! nities to enjoy. Two lots available at this price.

MINK LAKE

$189,900 | #4592402

GRASS LAKE

$99,900 | #4109330

MAPLE LAKE

$149,900 | #4576923

Nice home with 125â&#x20AC;&#x2122; of lakeshore! Two bed- Remodeled 3-season cabin with resort ame- 410 feet of lakeshore on the north side of Marooms, one bathroom, this home was remod- nities incl. a beach, boat docks, outdoor pool, ple Lake. Perfect for your camper to enjoy the eled in 2003. In 2007 sellers added a new fur- and 17 acres of common grounds. Comfortable lake for the summer, and a great place to stay!

nace and central air. Two large decks, one in interior with a remodeled bathroom and fresh Many full grown trees provides a nicely wood-

the front and one overlooking the lake. Nice paint. Vaulted upper level has two bedrooms ed area, on a level lot with gentle slope to the

patio down near the lake to enjoy! Large lot and views of Grass Lake from a new deck. New lake. Just a few miles from town, but brings a and nice cabin, make the most of summer!

Lak eshor e

siding, roof, deck and storm door.

cabin/lake feel!

p[ LAKE SYLVIA

$999,900 | #4328707 Come home to this beautiful West Lake Sylvia lake home, and surround yourself with 5+ acres of mature woods and privacy. Perched above the

lake with spectacular views, this thoughtfully finished year-round home or vacation retreat was built in 2007 with quality and comfort in mind. It is the details that make this home shine. Douglas Fir wood floors with a fascinating history, custom Knotty Alder cabinets that close silently, in-floor heat in every bathroom and wonderful top of the line appliances. Retreat to a master suite that has its own sliding doors to the lakeside deck, a customized walk-in closet, and spacious master bath with whirlpool tub. Use the expansive upper level recreation room for family fun and entertaining. A setting perfect for the couple or family seeking a spectacular home in the trees, this property is ready to be enjoyed.

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p MAPLE LAKE

$898,000 | #4632605 Welcome to your own slice of heaven! Take in opens to a fantastic wet bar your guests will love both overlooking the lake. Finished with half

the views from the great room with two-story and a recreational space perfect for coming in log cedar exterior, railings, staircase and inside

vaulted ceilings and a wall of glass, cook in a off the lake with custom lockers large enough trim along with top-of-the-line upgrades and

stunning kitchen with all the upgrades, and dine for all your seasonal accessories. Retreat to the wonderful mature gardens and special touches in style. The lower level is thoughtfully designed master suite with a full bathroom and his/her throughout. Take a walk out to 155’ of sandy

for entertaining, with a large family room that closets or relax in the loft or large lakeside deck shore and enjoy all that Maple Lake has to offer.

MARIA LAKE

$425,000 | #4595190 This spectacular Maria Lake property offers personal family retreat. There are several loca- Trophy deer and wild Turkey roam the woods

something for the whole family. Enjoy the pri- tions that offer amazing views of Maria Lake. and whopper Northern swim in the lake. Road vacy and solitude of owning this large lakeside Parcel contains several knolls and level area’s coming into the property is a private road, and parcel. Maria Lake has no public access for perfect for a Walkout, Rambler or a 2 Story has a shared road agreement with two other greater peace and quiet. With 48 acres you’ll style home. Plus more than enough room for properties. What more could you ask for? find several good building sites to build your a large detached garage and Pole Building.

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MISSISSIPPI RIVER, CLEARWATER $209,000 | #4633909

LAKE MARIE

$79,900 | #4484881

Mississippi River front property at a great price! New steel siding and Great lake front lot, perfect to build a home of your dreams nestled in roof, 3 bedrooms, 3 stall garage with 3rd stall heated for a 12x24 work- the trees. Gorgeous mature trees set on a private and quiet lot. 150 feet shop. Large open living and dining area with wood laminate flooring of natural shoreline set on Lake Marie that spans across 141 acres. You

and beautiful custom made, built in hutch. Amazing views of the river will love how scenic the long and narrow lake is, as well as the great from the screened in deck off the dining area. Many perennial flow- fishing it offers. Paddle down to the Fairhaven Mill Historic Wayside

er beds as well as raspberries, strawberries and apple trees. Abundant Park and drop in a line. Located at the end of a cul-de-sac road in wildlife and bird watching! Family room in lower level with fireplace!

Kimball School District.

p[ LAKE SYLVIA

$509,000 | #4612732 Tucked in the trees, just off a quiet road, this dining room, living room with a gas fireplace laundry room with entrance to the garage. Lake Sylvia home offers privacy with fantas- and wall of glass offering stunning views from Take a walk outside and enjoy all the space

tic views. Three bedrooms with views of the the wrap-around lakeside deck. Entertain in this home has to offer complete with beautiful lakeshore, exercise room, vaulted foyer and the lower level family room and bar area that mature landscaping. A lawnmower shed, tool

upgraded full bathroom make up the main walks out to the lakeside patio and is finished shed, garden shed, and lakeside gazebo makes level. Upper level offers an upgraded kitchen, off with an office, upgraded 3/4 bathroom and this home one-of-a-kind.

p GOOSE LAKE

$429,900 | #4643559 This stunning and mindfully built home is as spacious as it is energy efficient. 2 large bedrooms, 3 bathrooms and convenient walk through office

occupy the mail floor along with the magnificent great room with 20 foot vaulted ceilings, gas fireplace and floor to ceiling windows and is open to the dining area and kitchen. An incredible space to entertain family and friends. The lower level is finished off as a family room with bar and

game room, 2 bedrooms and a full bath as well as a workshop and lots of storage space. Property sits on over 13 acres to explore including lake shore on environmental Goose Lake! A screened in porch will protect you from the Minnesota pests as you enjoy the views of your property. The 30x40 pole shed is a dream come true! Heating and cooling system is geo-thermal.

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p LAKE SYLVIA

$474,900 | #4511745 Retreat to almost two acres on the shores of Lake Sylvia tucked away in the trees. The spacious main level includes; vaulted ceilings, can lighting

throughout, kitchen with top-of-the-line appliances, living room with ceiling fan, family room, and bathroom. A fantastic wall of glass includ-

ing, three sliding glass doors, offers unmatched views of Lake Sylvia. Turn in after a long summer day to a lofted master suite boasting a sitting area, office, large closet with custom shelving and bathroom. Take a walk out to your lakeside patio and fire pit with views of the shoreline. The

192 feet of sandy lake shore is ideal for swimming or relaxing on waterâ&#x20AC;&#x2122;s edge. Your 36x55 dream shed awaits you and includes; large driveway

entrance, double overhead door and single overhead door, insulated, overhead lighting, roughed in bathroom, and loft. This gorgeous Lake Sylvia home is waiting for you this season!

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MISSISSIPPI RIVER, CLEAR LAKE $329,900 | #4621836

Wonderful home set on the shores of the Mis- counter space that opens to a vaulted dining beautiful perennials. Plenty of storage space sissippi River. Main floor has stunning views room. The lower level offers two bedrooms, full with a double garage and an additional riveroffered from the vaulted living room with two bathroom, laundry room, craft room, and mud side shed. Take a walk down to the Mississipsliding glass doors leading to a sun room and room leading to your fantastic backyard. En- pi River and relax on waterâ&#x20AC;&#x2122;s edge or from the

3-season porch that walks-out to a river side tertain your family and friends on the 24x28 adjacent island that comes with the sale of the deck. Large kitchen has plenty of cabinet and patio and enjoy the mature landscaping and property.

Scenic Drives

Take a turn off your regular route, and explore the area.

When was the last time you took the long way home? While our many lakes unify our area with a common thread, the

land and views surrounding those lakes varies greatly. Take time this season to explore the back roads and scenic drives around the Annandale Area. Cruise the tight, windy roads around Lake Sylvia, including a trip down the well-known

Peninsula drive to enjoy the fall colors. Head out to the rolling hills around South Haven, or take in the wide open skies and fields in Albion Township. Meander between Clearwater and Bass Lake, then head East for a beautiful drive around Sugar Lake. If you keep an eye out, you just might see a few of our Oak trucks along the way.

p PLEASANT LAKE $419,900 | #4639365

Wonderful one-level home just steps away from the water with beautiful Pleasant Lake views from nearly every room. You will find lakeside rooms dripping with natural light including a sun room with a wall of glass, dining room just off the vaulted kitchen with Oak cabinets and large

pantry. Gather in the vaulted family room with a fantastic gas burning fireplace. The home is finished off with an office area just off the kitchen, laundry room, heated mud room off the garage with extra storage space and welcoming foyer and covered entry. Located on a quiet dead-end road

with year-round and seasonal neighbors and is close to walking paths and Clearwater-Pleasant Regional Park. Settle in for the day on 75 feet

of level, sand shoreline with a great beach, boulder retaining wall and new landscaping. Additional wooded lot across the road is also included. Enjoy the best seat in the house during the 4th of July fireworks!

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B O ER M M SU OW 16 S N 20 L K TA O EN R

Stony Point Vista

VACATI O N RENTAL

15291 76TH STREE T N W, S OUT H H AVE N ON W E ST L AK E SY LV I A

Make plans for your summer and fall getaway on beautiful Lake Sylvia! This newly remodeled cha-

let-style home comfortably sleeps 6-8 guests. The master bedroom is on the main level and has a king size bed and walk through 3/4 bathroom. The second bedroom is located in the loft and has a full size

bed and twin bunk beds. For additional sleeping space, the lower level has a comfortable full size air hid-a-bed. The views from the lake side deck are gorgeous, be ready to experience some of the most amazing sunsets ever! The deck wraps around the home for plenty of outdoor living space. Home is

fully furnished and has everything you need to enjoy your stay, including BBQ grill and pontoon (for

an additional fee). Enjoy a cozy evening in the vaulted living room by the fireplace with incredible lake

views through the wall of windows. Beautiful boulder landscaping and granite steps guide you to the lake. Comfortable lawn chairs and sun umbrellas are provided on the shoreline for your enjoyment. If campfires are your thing, just ask! We will make sure you are provided with plenty of firewood. Great swimming and fishing right off the dock!

CARLA SUNDBLAD Cell: 320.493.1361 carla@oakrealtymn.com

Call for 2014 Rental Availability!

Va c a t i on Renta l

CLEARWATER LAKE $143,900 | #4634507

SUGAR LAKE

$69,900 | #4574904

This adorable 4-season cabin is perfect for a summer or winter retreat. Nice property with 50 feet of shared private access to Sugar Lake. Cute

The amazing lake side deck will be the spot for relaxing and entertain- cabin setting with knotty pine ceiling and walls. Views of Sugar Lake

ing friends and family. A lakeside patio and bonfire pit area are just through many windows on the front of the cabin. A nice level lot. Seller

steps away from desirable Clearwater Lake. Panoramic lake views and will leave furnishings, including furniture and appliances. A great spot

tons of natural lighting in the cabin. Level lot will be the space for yard if youâ&#x20AC;&#x2122;re looking for a seasonal cabin to hang out near the lake! Easy

games and additional outdoor patio area for grilling up that memorable access from I-94, and less than an hour from the twin cities. Sugar Lake summer BBQ.

is a known Muskie lake for the fishermen out there!

LAKE JOHN

$949,000 | #4585741 Wonderful development opportunity spanning across almost 51 acres. The location is perfect, just outside of Annandale set on the shores of Lake

John with 1,000 of lakeshore. Developers will be able to offer country living and the convenience of being close to town with city amenities. Southbrook Golf Course is just across the road offering; walking paths, a driving range, clubhouse with restaurant and a playground. With this fantastic location including a rolling hills, wooded areas and mature land, lots will be highly sought out. Property includes a 1,116 square foot

house, old farm home, barn, shed and silo with a private well and septic. The house includes; two bedrooms, 1 bathroom, kitchen, dining room, foyer, living room, and an unfinished walk-out basement in the Annandale School District. This property is ideal for a future housing development!

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p[ CEDAR LAKE

$574,900 | #4327529 This spectacular Cedar Lake home will be perfect for the whole family. Enjoy open concept living with a main floor that boasts top of the line finishings. A mud/laundry room with tile floors, refrigerator, and built-in lockers is perfect for everyone coming off the lake. Cozy up to a built-in

gas fireplace in the main floor living room, also including gorgeous wood plank flooring that continues to the dining room and kitchen. Entertain with a spacious kitchen and dining room including stainless steel appliances, pantry, hickory cabinetry, and granite countertops. Lower level walkout is spacious with a family room, 3â &#x201E;4 bath and dry bar. Enjoy a vaulted master bedroom with amazing views of Cedar Lake. Take a step

outside and enjoy a wrap-around deck, boulder landscaping, fire pit, and granite steps with a stamped concrete sidewalk leading to the sandy shoreline.

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p GRANITE LAKE

$279,900 | #4607267

CLEARWATER LAKE $149,900 | #4605973

Fantastic home set on the shores of Granite Lake. Retreat to the main Charming one-level, seasonal cabin on the water’s edge. Cabin comes level with two nice sized bedrooms, completely remodeled bathroom and fully furnished and ready to enjoy. Interior has a lovely knotty-pine

a large master bedroom that could also be used as a living room with throughout and includes a spacious living room, bedroom, bathroom

a large walk-in closet and wonderful views of the lake from the deck. and kitchen. Screened in porch has spectacular views and is perfect for Lower level offers a family room with two-sided wood fireplace, dining those breezy summer nights. Enjoy a storage shed for all your lake toys

room, kitchen and screened-in porch. Enjoy the lakeside bunkhouse, 150’ and tools. You will love 90’ of shoreline on Clearwater Lake, with great of level shoreline and duck hunting on the lake in the fall. Conveniently waters for boating, fishing or just relaxing in the warm sun! located 5 miles from Annandale and a short drive to 3 golf courses!

p LAKE SYLVIA

$999,900 | #4565314 Stunning estate set on 181â&#x20AC;&#x2122; of crystal clear water and hard bottom shoreline. The home will welcome you with warmth from a wood burning fireplace in the vaulted living room, flagstone and Oak wood flooring and picturesque views of the lake. The kitchen has been fully remodeled and is

finished off with a wet bar, granite, center island, tile back splash and stainless steel appliances. Retreat to a master bedroom where you can relax in front of the fireplace or in a large soaking tub in the master bathroom boasting marble, double sinks and two walk-in closets. The lower level

is a haven for entertaining with comfortable spaces including a family room with an electric fireplace and sliding glass door to the lakeside, wet bar, office, 2nd bedroom with a private bathroom and sliding glass door to the lake, 3rd bedroom and a 3/4 bathroom. Spend your days soaking in the sun from a large lakeside deck with paver patio below or the meticulous landscaped terrace leading to the lake. End your night in the gazebo relaxing in the hot tub while taking in the views of Lake Sylvia. 26

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LE 6 B 01 A IL G 2 VA N A RI S SP N O LY TI R A A RV & E R

Shadowlands Guest House 6225 PILGER AV E N UE N W, A N N A N DA LE ON LAK E SY LV I A

VACATI O N RENTAL

Experience the Heart of the Lakes finest waters with a vacation stay in a luxurious waterfront home on

Lake Sylvia, available to guests seeking a getaway to an exceptional lake country setting. Come, stay, and see what the beauty of this area is truly all about.

Set on 4 private acres of the renown Lake Sylvia Peninsula, this spacious waterfront home is available for year-round enjoyment. Its thoughtful floor plan comfortably accommodates up to 10 adult guests. Relax

by the wood burning fireplace or take in the stunning views from the lakeside deck or screened in porch. Families with children don’t pass it by. With an expansive lakeside lawn that stretches along 450+ feet of pristine shoreline, this is a haven for fun and play.

You will enjoy the crystal clear waters of the private swimming beach, the beautiful apple orchard and

mature trees, and certainly the home itself. A full screened porch allows you and your guest’s pleasant outdoor dining rain or shine. Gathering spaces throughout invite you to relax, rejuvenate, and reconnect

with family and friends. Great for boating, summer and winter fishing, snowmobiling, summer and winter

skiing, and so much more. Property offers a kayak, paddle boat, stand up paddle boards, canoe, hammock and lakeside fire pit. Isn’t it time you treated yourself to a week away?

ANGIE BOYER Tel: 320.274.5737 angie@oakrealtymn.com

Call for 2014 Rental Availability!

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D E ST I N AT I O N | FAI RHAV EN

Happily quiet & simply sweet .

Known for the historic 1867 Fairhaven Mill, beautiful Fairhaven Farm and a small bar named Corkyâ&#x20AC;&#x2122;s, Fairhaven is

a quiet community of less than 400 residents just a few miles North of South Haven. Other than taking in this view of the Fairhaven Christian Church steeple peeking through the trees as you head North on County Road 2, you can easily miss its treasures. Make a stop at Fairhaven Mill Park and see the historic mill, watch the water rushing over the dam, and fish a quiet bay on Lake Marie.

Visit Fairhaven Farm, where delicious fruits are the heart of a beautiful 50-acre property on the edge of town. Enjoy

pre-picked and u-pick apples, raspberries, plums, pears and grapes. A popular family destination in the fall, with a pumpkin patch, corn maze and horse-drawn hayrides, the farm also hosts summer dinners catered by local favorite

Cottage Gourmets. The last weekend in June the community celebrates Old Settlers with a picnic and parade, another reason to make Fairhaven a destination and not just a stop while passing through.

LAKE POKEGAMA, GRAND RAPIDS $3,200,000 | #4585054

Escape to Minnesota’s renown “North Woods.” This majestic13.5-acre retreat, with 912’ of beautiful shoreline on Lake Pokegama, has only changed hands once since 1895. Spread throughout its secluded woods are 4 simple cabins, each with two bedrooms and their own bath, a half-

log sided home built in 1938, a pole building built in 2009, and new a-frame style cabin tucked in the pines that was completed in 2011. Its beauty and privacy does not come at the expense of conveniences. Grand Rapids (Pop. 10,869) offers countless amenities and services, just a few

miles away. A regional airport, shops, and new medical facilities are all close by, not to mention a championship 18-hole course is across the road. This remarkable setting is a recognized treasure. Enjoy it with as few or many as you’d like for decades to come.

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LAKE SYLVIA

$249,900 | #4442838 This is truly the scenic lot on gorgeous Lake above. As you drive through the paved private water clarity across 1,524 acres and wonderful Sylvia that you have been searching for. Set on entrance of the Northridge Addition you will fishing. The location is ideal for your dream

1.2 nicely wooded acres with stunning views of notice the privacy and seclusion the two nat- home and the Lake Sylvia shoreline is everythe lake, this is your dream lot. Build your new ural unbuildable lots offer along with a shared thing you are looking for! home tucked in the woods overlooking 232 and private boat access used only by the assofeet of glistening shoreline with towering trees ciation. Lake Sylvia is known for its 17 feet of

INDIAN LAKE

$109,900 | #4394090

TURTLE LAKE

$116,900 | #4647633

Beautiful level buildable lot has wonderful views of Indian Lake and Here is an excellent opportunity to own 222 feet of shoreline on Turtle is surrounded by mature trees. Enjoy 102 feet of lakeshore on 129 acre Lake northeast of Browerville. Turtle Lake boasts 13.5 feet water clar-

Indian Lake. Perfect spot for your dream home with spectacular views! ity with excellent fishing. Two parcels make up 1.32 acres which give

There is a public access on the Southeast side of the lake. Anglersâ&#x20AC;&#x2122; have you plenty of space to build you next home or weekend retreat. With its a good opportunity to catch a nice sized pan fish or crappie. This is gradual slope to the lake, this would be a great site for a walkout home definitely the perfect spot to build a home with views of the lake from or cabin. You will also belong to the Sylvan Shores Association which just about every corner you turn.

will allow you access to a clubhouse, pool, campground and more.

Sunset Retreat

VACATI O N RENTAL

6633 COU N TY ROA D 3 N W, A N N A N DA LE ON L AK E SY LV I A

Experience lakeshore living from this charming cabin, on the most spectacular shoreline located on Lake Sylvia in the Heart of the Lakes. You will relax in a large screened in porch overlooking the level, natural

shoreline and crystal clear waters. Enjoy a bonfire on watersâ&#x20AC;&#x2122; edge while watching the loons during sunset. This summer getaway has plenty of room for the whole family to gather and spend time with each other. Settle in comfortably with three bedrooms, a spacious living room and a full kitchen. This cabin has many

resent updates including a new dock, perfect if you are brining your boat. The rental should have all you

need for your vacation; linens, towels, fully stalked kitchen and a charcoal grill. Gather your fishing poles and water toys and take in the sun on 100 feet of pristine sand shoreline. Tucked in the trees, you will

fall in love with lakeshore living. Enjoy many shops, restaurants, parks, and boat/water toys/jet ski rentals nearby. Lake Sylvia spans across 1,524 acres, two lakes connected by a wide channel with 17 feet of water clarity. Pets are always welcome here. Could you use a quiet escape?

ANGIE BOYER Tel: 320.274.5737 angie@oakrealtymn.com Call for 2014 Rental Availability!

Va c a t i on Renta l

FAL L PANCAK E BR E AK FAST

October 18, 9 a.m.-1 p.m., Pioneer Park

Events

CO MMU NI TY T R I C K O R T R E AT

Friday, October 30, 3-5 p.m., City Wide H AL LO W E E N S P O O KTAC U L AR

Saturday, October 31, 5-8 p.m., Pioneer Park AH S FAL L P L AY “ T H E L I T T L E ME R MAI D”

Friday-Sunday, November 20-22, AHS

HOLIDAY H OM E TOUR

CANAD I AN PAC I F I C H O L I DAY T R AI N

Saturday, November 22

Date/Time TBD, Lion’s Memorial Park

V ILLAGE CH R IST M A S

L I O N’ S C LU B BR E AK FAST W I T H S ANTA

Saturday, December 5, 9 a.m.-1 p.m., Pioneer Park

Sunday, December 20, 8:30 a.m.-Noon, Lampi Auction

KIWA N IS C H R IST M A S PA N CA K E B R E A KFAST

NE W Y E AR ’ S E V E BAL L D R O P

Sunday, December 6, 9 a.m.-Noon

Thursday, December 31, 11:45 p.m., Clock Tower Park

DOWN TOWN H OLIDAY C E LE B R AT ION

Saturday, December 12

Seriously Local At the heart of who we are, and why we all love what we do, is the Annandale area itself. The Heart of the Lakes, as it has long been called, is a wonderful lake country area that attracts young families and retirees.

Many who once vacationed here now live here full time, and itâ&#x20AC;&#x2122;s no wonder why. Itâ&#x20AC;&#x2122;s a charming small town with great schools and endless recreation. It is important to us that we surpass being just knowledgeable of the area, and that we also provide you with service that goes above and beyond. As clients of ours, you will be treated like a neighbor... because you are.

There are a couple of things at the core of what “Seriously Local” means: NICHE MARKETING Our focus is here. We know the local market, and its history, extremely well. If you’re looking at property and want to know specifics about fishing or a local school bus route, we have your answers. If you’re selling, these are things your buyer will want to know about too. As an independently-owned office, we make all of our own decisions, and at the heart of those decisions are what is best for serving our clients and the community.

LOCALLY-FOCUSED TECHNOLOGY We won’t adopt a tool or system just to impress you, but we will implement technology that makes sense for you as a buyer or

seller. For that reason our web site, www.oakrealtymn.com, is useful and full of local information. It offers quick links to area lakes, a fantastic map search, and upcoming open house information. Our daily hot list is a favorite, and the only resource of its kind for immediate updates solely on the Heart of the Lakes market. HEART FOR THE COMMUNITY This area is much more than the place we work. We are all active in the community, from various non-profit/civic groups to lake

associations, schools and churches. We love participating in local traditions like Annandale’s historic 4th of July parade and the Chili Cook-Off, among many others. We also join in to support other surrounding communities in their celebrations as well.

p[ ANNANDALE

BUFFALO

CLEARWATER

$169,900 | #4638172

$136,000 | #4600418

$80,000 | #4611676

Set on a large city lot with a private backyard Affordable 1965 manufactured home on Affordable 4 bedroom and 2 bath home is situthis home features a deck that overlooks the wooded .96-acre lot. Spacious 14x16 3-season ated in quiet neighborhood close to golf coursscenic pond with a fountain, mature trees, a fire porch. Detached 24x24 garage with 9x24 lean es and parks. With some minor repairs and uppit, and a Cal Spa Gazebo made for entertain- to. Home needs updating but would make an dating would be a very nice home. Great room ing. Master suite in the lower level boasts an affordable home. Located just off Highway 24 sizes with plenty of windows to let the natural upscale bathroom with heated floors and his for easy access to interstate and other major light in throughout the home. and her walk in closets!

highways.

p[ MAPLE LAKE

$119,900 | #4434686

MAPLE LAKE

$214,900 | #4602736

MAPLE LAKE

$274,900 | #4647601

Great investment property in the heart of Ma- Gorgeous one-story! Well maintained, this 4 Nice rambler on approximately 6.5 acres (exact ple Lake. Nice duplex with the option to rent bedroom home sits on a large corner lot with acreage to be determined by survey upon sale). both units or use as single-family home and impeccable landscaping and a backyard that 1,496 fsf. Three bedroom, two bathroom home. rent upstairs unit. It is located within walking borders a private field! Enjoy mornings on the Large open family room with big windows to

distance to many businesses and schools. The porch and evenings on the deck. All living fa- look out to the front yard. Beautiful country livlocation is perfect on a corner lot with large cilities on the main level! Conveniently located ing, yet close to town. Three nice outbuildings, mature trees.

Residential

in a pleasant neighborhood near Highway 55!

and a new mound septic system.

p MAPLE LAKE

$144,900 | #4643448

ANNANDALE

$169,900 | #4606576

MAPLE LAKE

$189,900 | #4626160

Cute rambler out in a country setting, with Wonderful townhome with 3 bedrooms, 2 two Wonderful home offering a vaulted living room lake views of Maple Lake. Home has two bed- bathrooms, an attached double garage and with fantastic natural light, dining room with rooms and one bathroom, along with a large tons of storage. Upgrades include Oak floors, sliding glass door and kitchen including all the

family room. 6 panel oak doors, oak woodwork, tiled bathrooms, 6-panel doors in the lower appliances and a pantry. The upper level also newer shingles on the roof, and will have an level, large front porch and fenced back patio. has two bedrooms, a full bathroom and a launupdated multiflow sewer system. This home is Short walk to many shops, businesses, church- dry room. Walkout to the landscaped backyard move in ready, and quick closing available!

es, schools, parks and beaches. Ready to enjoy! in the Paumen Addition community.

p DELANO

$314,900 | #4635324

SOUTH HAVEN

$249,900 | #4618805

ANNANDALE

$394,900 | #4649992

Great 4 bedroom, 4 bathroom modified two Set on 30 rolling country acres, this property Three Bedroom, four bath home sitting on 7.5 story home with upgrades throughout! Hard- is a haven for wildlife and privacy. The home acres. Beautiful views around, and the house is wood floors through kitchen and dining area. overlooks a large pond with stunning views tucked into the wooded area of the lot! NewGranite countertops in the kitchen, custom offering a kitchen, living room 3 bedrooms, 2 er shingles, master bath remodeled, and some cabinets, and a large corner pantry. Three bed- bathrooms, large screened-in porch and spa- new carpet! Two nice outbuidlings, one with rooms on one level, including master suite. cious wrap-around deck. The property offers a electricity. Close to Clearwater Lake! detached garage with heated office area.

Res ident ia l

p ANNANDALE

$169,900 | #4643858 Nicely updated home just on the edge of town, room and a recently updated three-quarter workshop leading to the garage and an abunset on a beautifully landscaped lot. The home bathroom. The upper level has a nice loft area dance of storage closets and areas. Walk out to

offers wonderful gathering spaces along with leading to the second bedroom with a ceiling the spacious large backyard deck overlooking fantastic storage! Entertain in the main level fan and great natural light. The lower level has spectacular gardens and landscaping finished with a family room, living room, kitchen, din- more room than you could imagine; a craft off with a garden shed including a covered ing room, master bedroom with a private bathroom, office, storage/utility area, laundry room, front porch. Are you ready to enjoy the views?

p[ ANNANDALE

$374,900 | #4566323 Set on 4 1/2 acres of mature landscaping this and walk-in pantry all in one! Dine and enjoy a vate bathroom, whirlpool tub, heated tile floors, home was built with stunning detail. Family built-in hutch with lights, double sided gas fire- separate shower and a walk-in closet. Low-

and friends will gather in the spacious kitch- place, vaulted ceilings and stunning Brazilian er level includes; 2 bedrooms, full bathroom, en with custom cabinets, large picture window, cherry wood flooring. Main floor also boasts; enormous family room with gas fireplace, extra breakfast bar and upgraded lighting. Keep or- living room with double-sided gas fireplace, 1/2 eating area with tile floors and walks out to a ganized with a roomy laundry room, desk area, bathroom, gorgeous master suite with full pri- beautiful backyard that is perfectly landscaped.

p ANNANDALE

$500,000 | #4602396 This beautiful two story home sits on 4.5 acres, thermal system and in floor heat in basement cial appliances, custom cabinets, and concrete

(approximately 2.5 wooded) nestled between and garage. Two story great room with fireplace countertops. Garage is oversized two car, fully Sugar Lake and Indian Lake. This home is on the main level, and large master suite. To- finished and heated. Basement has plumbing

great quality, and has upgrades throughout the tal of three bedrooms, and 3 bathrooms, along and electrical, complete, and partial sheet rock.

home. Constructed with Insulated Concrete with exercise room and huge bonus room over Security system in home, and sprinkler system. Form (ICF), is heated and cooled with geo- the garage! Large kitchen has Viking commer- This home is ready to move in!

Re s ident ia l

p ANNANDALE

$209,900 | #4647704 Stunning home set in the Southbrook Golf case leading to the upper level. The upper level closet, second bedroom and a full bathroom. Course community. This well kept home offers has spacious gathering spaces; a kitchen with a Entertain in the lower level with a large famiwonderful upgrades creating fantastic charm stone back-splash and Oak cabinets & floor- ly room, recreation room leading to the back-

throughout. Welcome your guests to a beau- ing, dining room with stunning views leading yard patio, third bedroom, 3/4 bathroom and

tiful entryway and foyer including an Oak to the family room. The upper level is finished a laundry room. You will be amazed with the staircase, wainscoting, and a widening stair- off with a master bedroom with a large walk-in perfectly landscaped lawn and landscaping.

p KIMBALL

$289,900 | #4612222 Welcome to this fantastic home set on 5 acres of beautifully landscaped grounds with over 3,342 feet of living space. Dreaming of an indoor

pool, your dreams have been answered! A wonderful addition to this home; an indoor pool with cover and hot tub, vaulted ceilings, bar area, sliding glass door to deck and a wall of glass is a haven for entertaining. The home offers updated bathrooms, updated kitchen with stainless steel appliances, large spacious living areas and updated windows in the pool room, living room and family room. Relax on the back deck and enjoy the views and private setting finished off with an array of perennial gardens. Have plenty of storage space with a tuck-under garage and double detached garage. Located just outside of Kimball on a quiet road offering seclusion, but still close to many town amenities.

Res identia l 43

ANNANDALE

$230,000 | #4623085 Little House in the Big Woods! This well condition with a new roof. It is heated with a ed land is also available at an additional cost. maintained cabin sits amongst 20 acres of wood burning furnace located in the basement, Property is being sold as is and may require a

heavily wooded land including a mature mixes it gets toasty warm fast! It’s a hunter’s para- new septic system. Potential for splitting into of hardwoods, aspen and pine. The area around dise! Perfect habitat for wildlife including deer 10 acre parcels with building eligibilities. the cabin is cleared out with lush grass and lots and turkey. Build your dream home or enjoy of area for gardens. The cabin is in amazing the cabin as it is. Adjacent 20 acres of wood-

p BECKER

$255,000 | #4648007 Attractive three bedroom rambler situated on to the 16x20 back yard deck. All bedrooms are footage! Set up for 4th bedroom, family room

level 2 ½ acre lot with room to grow! Stunning on one level with the master having a private ¾ and bathroom! Supplement your heat with the

step-down living room has laminate flooring bathroom and walk in closet. A mud room and pellet stove in the basement. Enjoy family and and bay window over-looking the front yard. main floor laundry room is located off the 3 neighborhood games and activities on the exThe kitchen and dining area has ceramic tile car attached garage. Finish the already framed pansive yard, with sprinkler system. floor, tile backsplash, vaulted ceiling and access in basement and increase your livable square

Residential

MAPLE LAKE

$549,900 | #4648670 Sitting on 39 beautiful acres, this horse farm House has a lot of finished square footage with huge loft with balcony! Beautiful setting, with

is complete with rolling pasture ground, a pole oversized rooms, sunken living room, large din- nice white fenced pastures ready for your horses shed with heated workshop, and a seven box ing area great for entertaining, and a large deck or animals. Outdoor riding ring, outdoor wash stall barn. Barn is set up with fly system and a to enjoy your morning coffee. Many great fea- station, and so much more! A must see! hay loft. Tucked back in it’s own private set- tures include hardwood floor, tile floors, large ting, home sits and overlooks the gorgeous land! windows that provide great natural light, and a

p GROVE CITY

$199,900 | #4629295 Excellent peaceful and private setting on just on main level that includes a tiled shower. The There is one more building with fencing for over 4 acres. The home has highlights of the 30x30 detached garage is fully insulated and the hobby farm you have always wanted. Set on

past with original woodwork and doors on the heated with steel siding on the interior. The a corner lot, you will enjoy the privacy of the upper level, along with an updated kitchen and shop measures 30x50 and offers a full concrete country while being minutes away from town. living room on the main level. There are 4 bed- floor with drain. An additional outbuilding

rooms up with ¾ bath and an additional ¾ bath measures 28x55 and also has a concrete floor.

Re s identia l

ANNANDALE

$124,000 | #4632422

KIMBALL

$289,900 | #4612222

This three bedroom home in the heart of Annandale is close to shop- Five acres of beautifully landscaped grounds with over 3,342 feet of ping, restaurants, schools and churches. All bedrooms are on one level living space including an indoor pool! Hot tub, vaulted ceilings, bar

and have beautiful hardwood floors. The same wood floors extend in area, sliding glass door to deck and a wall of glass make this a haven for

the hallway and living room. There is a lot of room in the lower level entertaining. Updated bathrooms, updated kitchen with stainless steel to remodel for a family room and 4th bedroom. Enjoy relaxing outside appliances and large spacious living areas. Relax on the back deck and

and visiting with the neighbors on the large front deck, the back yard is enjoy the private setting with an array of perennial gardens. Plenty of large for plenty of room for playsets or gardens.

storage space with a tuck-under garage and double detached garage. Located on a quiet road. Read more on page 43.

p KIMBALL

$158,000 | #4631937

CLEARWATER

$259,900 | #4584864

Great location in Greely Addition with easy access to Highway 15. This This spectacular multi-level home is nestled on 3 private wooded acres. clean and open multiple level home is finished on all levels. Complete The elegant brick front adds a stately appearance and welcoming curb with 2 bedrooms on the upper level, a large private bedroom in the appeal for this 4 bedroom home. Impeccably maintained, this home is

lower level with a walk in closet and two full bathrooms striking vaulted move in ready. You will love the lower level walk out family room with

ceiling on mail level give the living room, kitchen and dining room a gas fireplace, and additional living space on the next level down. The

great open feel. Enjoy the outdoors easily with attached deck off the amazing outdoor space has many mature trees and several perennial and dining area. The huge family room on lower level is perfect for engaging vegetable gardens. Park in the attached garage and put additional toys with friends and family.

Residential

in the heated detached 2 car garage.

p ANNANDALE

$171,900 | #4617800 Exquisite historical home built in 1903 by W.S. the home. The grand staircase is one of a few Mr. Ives for his wife for their 25th anniversary! Ives, lumber barren of the Ives Lumber Com- striking features in the front parlor, in addition The main floor has all birch hardwood floors and

pany. Nothing but the highest quality materials to beautiful stained glassed windows, fireplace the upper level is Oak. The stately front porch

was used in the construction of this home. Today and the elegant turret that extends to the second was rebuilt in 2005. Additional updates include the home exhibits much of the original excel- level master bedroom. The formal dining room rebuilding/reglazing of the windows, newer lence including stunning woodwork throughout boasts a built-in buffet and chandelier bought by boiler, central air and updated wiring.

p KIMBALL

$279,900 | #4594227 Charming country walkout rambler on 5 acres made easy with a spacious open kitchen and main level exposed aggregate patio with ad-

of woods and rolling meadows. Ample storage dining room including wood fireplace, newer joining fire pit. Lower level walks out ample

for all your extras or need a home shop then appliances, metal ceiling, and granite coun- green space to enjoy all your outdoor activities. this property offers 24x45 (heated and insulat- tertops. Spacious lower level master bedroom Beautiful blend of home and acreage will not ed) with 8x18 lean to, 2nd 24x45 shed, 18x24 with views of your acreage. Maintenance free disappoint. shed and 26x40 detached garage. Entertaining exterior with lower level concrete patio and

Re s ident ia l

A nnandale

L a ke Syl v i a

A n n a n da l e

So ut h Ha ve n

C e da r L a k e

Lake Sylvia

Fr e n ch L a k e

M aple Lak e

GALLERY OF SOLDS

S il ve r Lak e

L i me sto n e L a k e

M aple Lak e

A n n an d a l e

GARY DAGNER Cell: 320.309.1739 gary@oakrealtymn.com

CE DA R SOUTH OF C LEARWAT ER [ Final phase of development, with oversized city lots starting at $19,900. Easy access to St. Cloud or the Metro. Located one block from the community park. Use your own builder or use ours! Buyer incentive, financing available.

HERITAGE PARK O F KIM B A LL A development with the future at heart. Parks and paths to enjoy, rain gardens (a beautiful solution to water pollution), easy access to skiing, golfing, boating and shopping, use your builder or one of ours. Single family and twin home lots available. Oversized city lots starting at $14,900.

GARY DAGNER Cell: 320.309.1739 gary@oakrealtymn.com

CARLA SUNDBLAD Cell: 320.493.1361 carla@oakrealtymn.com

ANNANDALE

$69,900 | #4590130

ANNANDALE

$29,900 | #4384905

LIMESTONE TRAILS from $84,900

Wonderful spacious lot in the Kadabra Addi- This nice level, city lot has a great location in Seven lots available in this large acreage develtion, enjoy neighborhood living with privacy. the heart of town with a 22x24 double ga- opment along Limestone Lake, North of Ma-

Lot is heavily wooded acreage. Development rage already on the property. Build your new ple Lake. Large lots with mature trees, trails offers paved streets and a convenient location home with Pleasant Lake and City Park (ball and a 25+ acre out lot and lake access. Ideal for

with a short drive to town. Kadabra Addition field, beach, fishing pier and more) just a few those who want to be surrounded by nature! is just off of Highway 55, great for commuters. blocks away. Walk to businesses, churches and Private and secluded. schools. This lot is ready for your ideas!

p CLEAR LAKE

$119,900 | #4607227

SOUTH HAVEN

$72,000 | #4572629

SOUTH HAVEN

$69,900 | #4574098

9.81 wooded acres ideal for a future home. Lo- Scenic private heavily wooded 2.1 acre lot lo- Beautiful buildable lot tucked in the trees. cated close to the access on Elk Lake. Great cated on a dead end road. County land backs A 28x48 newer garage is already there and

acreage to build your dream home on. Tuck up to property so there is plenty of room to perfect for storage with two overhead doors. your new home into the woods for peace and enjoy nature at its best. Located close to many Stunning landscaping and mature trees is great

tranquility. Also a great hunting spot until you area lakes. Open to all builders. Come and for the setting you are looking for to build your build.

build your new custom dream home.

Land

home or camp out. Bring your own builder or use one of ours to build your dream home.

p[ GOLF COURSE LOT $41,900 | #4424401

SOUTH HAVEN

$69,900 | #4554179

CLEARWATER

$250,000 | #4616508

Lovely lot set on the tee box of Hole 3 at Beautiful 3.99-acre building site, rolling pri- Unique investment opportunity overlooking

Southbrook Golf Course in Annandale. This is vate land perfect for a walk-out or any floor the Mississippi River located on Clearwaterâ&#x20AC;&#x2122;s the perfect spot to build a walkout home with plan. Have stunning views from every corner Historic Main Street! Zoned Old Town Dis-

stunning views of the course. Enjoy the conve- you turn. Open back parcel perfect for pole trict this land could be subdivided as individual nience of a short drive to town. A great neigh- building. Enjoy privacy and seclusion that residential lots or used as one large commercial

borhood to live in with walking paths and a country living has to offer. Close to Highway lot. Almost 2 acres conveniently located near new playground!

SOUTH HAVEN

$35,000 | #4513271

55 and Annandale School District.

LAKE MARIE ACCESS $35,000 | #4530386

I-94 and County Road 24!

GOLF COURSE LOT $46,000 | #4537541

Beautiful country building site, with prai- Heavily wooded .60-acre walkout lot ready to This beautiful building site overlooks the rie grass and wildflowers as a backdrop for build your new home with deeded access to 4th tee box and fairway of Southbrook Golf you new home. Two separate 2-acre parcels Lake Marie. Building pad has just been com- Course in Annandale. It is a large lot on a quiare available. The other is priced at $37,000 pleted so you can see where your new home et cul-de-sac in an established upscale neigh(#4513270). They are located on paved County will sit. The lot is set up for a great walkout borhood. This is the perfect spot to build your Road 44 East of Fairhaven, in Kimball School home. Enjoy seasonal views of the lake. dream home, enjoy golfing and dining at the District. clubhouse! Nice walking paths throughout.

La nd

MARK ET R E T RE AT A quiet development of large country lots, located between the City of Annandale and Cedar Lake. An ideal location for families or retirees, just a few miles from Annandale Schools and neighboring the scenic Whispering Pines Golf Course. Convenient access to Highway 55.

LOT B LO C K

D I ME NS I O NS

1 1

257x464x213x459 2.5

Fully

$89,900

3 1

201x439x424x471 3.1

Fully

$99,900

2 1 4 1 5 1 6 1 STEVE BRUGGEMAN Cell: 320.889.5245 steve@oakrealtymn.com

1 2 2 2 3 2 4 2 5 2 6 2

AC R E AGE WO O D E D P RICE

231x459x259x439 2.53 202x471x377x540 3.35 200x540x515x281 2.79 146x281x398x345 2.5

280x357x330x363 2.52 315x368x281x363 2.5

152x363x263x368 2.55 224x381x376x300 2.5 291x409x251x381 2.5 407x246x409x269 2.5

Fully Fully Fully Fully Fully

None None Fully Fully

$99,900 $107,900 $105,900 $105,900 $84,900 SOLD SOLD

$99,900 $99,900

Partially SOLD

Excellent Contract for Deed financing terms available. Call today for more information.

MEADOWS OF SOUTH HAVEN

MAPLE LAKE

COKATO

From $61,900

$74,900 | #4522262

From $17,900

all walkout lots. Excellent Contract for Deed

titlement. Some low, rolling and many mature

your new home. Beautiful trees mark the cor-

5 lots available in Meadows of South Haven, terms available.

9.99 acres of beautiful land with building entrees. Adjacent to State land. Close to town.

3 nice lots in the City of Cokato, ready for ner of Swanson and 3rd St.

LOTS AT SOUTHBROOK GC

33 ACRES, KIMBALL

KIMBALL

Off Course from $28,900 | On Course from

$139,900 | #4531497

Build your new home in this wonderful

vestment potential. City water available on

its. Investment potential. City water avail. on

$41,900

neighborhood. Cart paths throughout, new community playground, bike path to town.

Tillable land on West side of city limits. In-

south side. Currently leased year to year basis.

33 acres tillable on West side of City Lim-

south side. Currently leased year to year basis.

CEDAR SOUTH, CLEARWATER

SILVER CREEK HEIGHTS, MAPLE LAKE

KADABRA ADDN, ANNANDALE

From $19,900

From $45,900

Neighborhood living with privacy! Heavily

munity located conveniently near I-94 with

to any builder. Near I-94, choice of 3 school

71 oversized, city lots available in this comeasy access to St. Cloud and the Metro.

Upscale development with private lots open districts. Call for full list of lots/acreage/prices.

SOUTH HAVEN

KIMBALL

$18,000 | #4640848

$350,000 | #4631596

South side of Lake Marie. Deeded access to

Kimball development. Utilities, blacktop, curb

Great level lot to build a home or cabin on the the lake. Wonderful views, 3/4-acre lot.

26 twin home lots in the new Heritage Park of and gutter are in. Views of Powder Ridge!

HUNTER LAKE BLUFF, CLEAR LAKE

LITCHFIELD

From $17,900

Build your dream home on 40 acres or use

7 scenic residential lots ready for your new home, located just off Highway 10 in Clear Lake. Each approximately a 1/3 acre in size.

LAKE MARIE DEEDED ACCESS $4,900 | #4623028

Non-buildable lot. Great camping site, enjoy boating for the day. Great site for storage if you already have a small lot on Marie.

MARKET RETREAT, ANNANDALE From $84,900

Large country lots located between Annandale and Cedar Lake. Quiet, wooded develop-

ment. Close to Hwy 55, town, and golf course.

$79,900

for hunting. Prime land, bordered by county roads. Contract for Deed financing available.

CLEAR LAKE $99,900 | #4607165

Scenic 20-acre recreational property, lowland

and woods. Elk River runs through the back

of the property. Build, camp, hunt or all three!

$69,900 | #4590130

wooded acreage. Paved streets, close to town! Perfect spot to build your dream home!

CLEARWATER $75,000 | #4626336

Environmental, 4.14-acre lake lot ready for

recreational enjoyment. Electricity avail. on the lot. Ample tree coverage for privacy!

MAPLE LAKE $59,900 | #4618296

Beautiful 1.6-acre lot 3/4-mile North of Ma-

ple Lake. Great countryside views. Close to Ney Park Reserve, and close to town.

ANNANDALE $64,900 | #4624903

Nice building lot, just over 3 acres, near Ma-

ple Lake, Buffalo, Howard Lake and Cokato. Rural area, great spot to build a dream home!

ANNANDALE $42,500 | #4610999

Great location on the edge of town. 1-acre lot with mature trees. Located close to Lake John and Southbrook golf course.

CLEARWATER $24,000 | #4611202

Ideal in town location with access to major highways close by. Rolling city lot with matures trees. Walking distance to area parks.

La nd

ANNANDALE $898,000

ANNANDALE

$149,900 | #4616182

$649,900 | #4606465

This building in the Annandale Business Park Wonderful lot located in the Heart of Annan- Great business opportunity for a single or has great potential. Four offices, a full kitchen dale. Across the street from McDonaldâ&#x20AC;&#x2122;s this is multiple businesses. Front 3,200 sq. ft. area

and dining area, storage, 16 individual rooms a prime high visible location with high traffic includes four offices, conference room, 54x39 and ample blacktop parking. 6,940 finished sq. off of State Highway 55. Fantastic prime com- showroom, and his and hers handicap bathft. and handicap accessible, with a large yard mercial site, subject to rezoning. There is access rooms. Back (heated) 20,000 area includes

and patio space. 28x22 detached garage for ad- from both Highway 55 and Cedar Street. In- bathroom, eight garage stalls, and three loadditional storage. Quality construction!

CLEAR LAKE

$350,000 | #4448623

cludes a 20x22 garage set on 1.05 acres.

ANNANDALE

$84,900 | #4555861

ing docks.

ANNANDALE

$72,000 | #4546799

Great business opportunity for land develop- Got stuff ? You can own your own storage con- Storage condo complete with power, heat, ment. Five lots are finished with curb, gutter do today, complete with power, heat, a 16x12 16x14 overhead door with opener, and 16â&#x20AC;&#x2122; side

and water and sewer hook-up. 25 lots are plat- overhead door with opener, and 14 foot side walls. Perfect for storing year-round recreted with water and sewer access in curb, but walls. Create your own little workspace within, ational toys. Common restroom. New building gutter and black top are not in. Approx. 34 and store your belongings here! acres have the potential for future development and overlook a gorgeous wildlife area.

Comme r cial

to also be constructed soon, call for all new options, specs, and details.

ANNANDALE $249,900

ANNANDALE

$169,900 | #4558117

BUFFALO

$159,900 | #4617999

3.5-acre lot in Annandale Business Park. Prop- Check out this tremendous business oppor- Wonderful opportunity to own a 1,500 square erty is currently zoned residential and used for tunity with a prime location on the corner of foot commercial building in the heart of Buffa-

residential purposes in Corinna Township, but Hwy 55 with lots of traffic and high visibility. lo! There is a second entrance in the back with there is potential to have it rezoned within the Property is currently being used as a used car a small deck, large parking lot and the interi-

city limits of Annandale to be Highway Com- dealership, and in the past an automotive fa- or is nicely updated and offers a 1â &#x201E;2 bathroom. mercial. Nice Highway 55 exposure. Great po- cility. Good sized office for keeping the books, This building is waiting for ideas for your next tential for a home based business also.

and large storage room with utility sink.

business adventure!

p SOUTH HAVEN

$229,900 | #4648965 This is a great opportunity to own a turn-key prep area, his and hers bathrooms, crawl space, friendly service while seating over 91 guests. established business in the heart of South Ha- outside patio with covered picnic tables, 11x8 Located on a corner lot in the heart of South

ven. The 1,392 square foot building includes a storage shed, outside 15x10 walk-in refriger- Haven, this is a perfect location to operate a dining/bar area with 15 tables allowing seating ator and freezer and newer steel roof. La Laâ&#x20AC;&#x2122;s thriving business. Are you ready for your next for 76, bar top with 15 stools, walk-in cooler, Bar & Grill has a wonderful reputation for business venture? storage closet, kitchen with many appliances, great food, they are known for burgers, and

C o m m e r cia l

ANNANDALE

$649,900 | #4606465 Great business opportunity for a single business or multiple businesses located in the Heart of the Lakes. Front 3,200 square feet area boasts an

attractive brick accent exterior and mature landscaping that is very welcoming, four large offices, conference room, his and hers bathrooms along with a spacious showroom area at the front of the building all with central air and forced air. Attached 20,000 square feet of open heated ware-

house includes bathroom, great lighting, open space offering endless ideas, high ceilings and 8 overhead doors great for moving equipment around. Spread out with 3.4 acres and have plenty of space for parking with a large blacktop parking lot. Building also includes 3 loading docks all in a prime location with easy access to high traffic State Highway 55 in Annandale. Are you ready for your new business adventure?

Comme r cial

97 ACRES, BUFFALO $1,590,300 | #4550359

Wonderful development opportunity spanning across almost 98 acres with lot dimensions of 3560x1095. An upscale development borders the

property and is conveniently located on the East side of Buffalo and a half mile from Buffalo High School. Developers will be able to offer

country living with city amenities and the convenience of being close to town. Great for commuters with the land being close to State Highway

55 offering a smooth drive to the Twin Cities. With this fantastic location including a pond and mature land, lots will be highly sought out for

offering stunning views with a country feel. Property includes a 1,332 square foot farmhouse built in 1910 with multiple buildings and silos. Farmhouse includes; three bedrooms, two bathrooms, large kitchen/dining room, foyer, living room, loft, unfinished basement, well & septic and a wrap-around deck. This property is perfect for a future housing development!

C o m m e r cia l

k Cree 0th 10 t S

Grass Lake

Fairhaven

Av Excelsior

Morrison Av

Mitchell Av

ew c

70th St NW55t

67th St

Av NW op La t hr

47th St

Willima Lake

43rd St Knox Av

46th St

Mo ore Av

Lake Henry

Albion S Wildli Manageme

Locke Av NW

St N W

Knox Av

37 NW

Kr a Av ft

rr i s on Mo

Know

13th St

5 c

10th St NW

l es Av

Mitchell Av NW

NW v

Granite Lake m b

Kraft Av Knox Av

Newcomb Av

li v er

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Mo wer

20th St NW

West Albion

Dans Lake

Netnolin Av NW

Av NW

34th

Newcomb Av

Peyton Av

Av NW

Pilger

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om b e Av s Av N W

23rd St

Anna

Elm

Klever

New t

Nevens

Oliver Av NW

Norton

Oliver

36th

Heml Park St

Mower y Av

Av ton Or

Peloquin Av

37 th

French Lake

25th St

St NW

Mont- gomer y Av NW

Norton Av Nugent Av

Norling Av

O slan

Peyton Av NW

Pilg e r Av

Pla tt Pleason Av NW

Pleason Av

Rive r

Quimby Av NW

row

Av NW

Osborn Av

W lg er

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on Pleas A v er Por t

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Quimby Av NW Quimby Av

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Quiring Av NW

Rhoades Av

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10t

Mor riso

47th St

French Lake

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ce ren ir C

For

Lake

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Kil

Kimball Av

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th Nor

Quinn Av el l nn

inn Av Qu

t Reardon Av

40th St

L aw re n ce

Peloquin Av

Av Fairhaven

Quist

Quir

Rocklin Av

46th S

Stanley Eddy Memorial Co Park

70th St

65th St

ve Ne St NW Goose

t NW

D Lake r

73rd St

Av ling Nor v ris A Nor

67th St

55th St NW

136

7th St NW

St NW

53rd St

47t h St

65th

Lake John

68th St

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60th St NW

5 8 th St 57th

45th St NW

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62nd

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hr o p

45 th

50th St NW

12th St

64th St

rn Osbo

Nort h Fork Crow Ri ver

71st

68th St Orth Av Oâ&#x20AC;&#x2122;Ryan Av

Pittman Av

53rd

Lake Sylvia

75th St NW

Rhoades Av NW

750th

77th St NW

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62nd

76th St

Clearwater Pleasant Regional Park

Linn Av NW

St NW 79th W

rup rth Nov A

2 St NW

77th St

v ris A No r

35th St NW

3 0th

v in A

a. Rockwood Av NW b. Rocklin Av NW

Eagle

Re d

Moose Lake Quist Av

No rris A

qu Pelo

Cr eek

Av Platt 76

St N

Krame

80t h

Osborn

90th St NW

Clearwater Lake

10 3r d

80th St NW

West 71st St Lake t h S Sylvia t 0 7

n Av NW

A v NW st

135

90th St NW

Quin

inton Qu 61

Newcomb Av

136

65th St

Quinton Av Pickeral Rockwood Av Lake

41st St

Mud Lake

Lake Frances

od wo

Rockwood Av NW

60th St NW

W Av N

m er

100th St

100th St N

Osbo rn A

st ui Q

ve dA

54th

Mead Lake

ew Ros oo

Union Lake

Quinton Av

Av NW

Little John Lake

Rockwood

Scott Lake

n rto Nov A

101

Pittman Av NW

Lake Betsy

02n d

90th St NW

101st St

Quinn

Pittman

2 nd 10

97th St NW

Lake Augusta 1

W vN t rA La

92nd St

107th St

Monroe Av

Custer St

v yA

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li v e

g Norlinv A

Reardon Av

105th St NW

South Haven

136 O

h 1 08t

s Av

107th St

wle Kno

109th St

110th St 10 9th St 109th St

o ntg

Lake Louisa

th S t

Av NW

Lathrop Av 112

Lake Marie

Quitter Av h St 108t

W Kr amer Av N

Kimball

t 118 St

Crofoot

Ar m

Banyon Baker A v

Black

Bolton Av

Baker Av

Clementa Av NW

Bice op A

Blackwood Av

Bice Av

Av NW

Baker Av NW

Clementa

Bishop Av NW

A v NW Clementa

Baker Av NW

Bishop Av

Craig Cir NW 15t h St NW Berthiaume Lake

10th St NW

14 S th

Cul ver

21st St 18th St

Baker Av NW

Clementa Av NW

Colber t Av NW

Dempsey Av NW

Bolton Av NW

Crofoot Av

Cus

hin g

Dillon Av NW Av

25th St NW

Colbert Av

C us

ell y

Dempsey Av NW

Elder Av Douglas Av NW

St th 59

ers on Em

3 St 4th

DeSoto Av

Elder Av NW

Ferman Av

Av NW

Fiedler A

Fillmore

Foley Av NW

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vN W

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Oak Av

Av NW

Gowan

13 33rd St

Belan

Greer Av N

Dempsey Av

ffie ld A v NW

Ellio t Av

Endicott Av NW

Gr eer

Gowan Av NW

Grover Av

Gr e Grover Av er Av NW

Endicott Av NW

Grunwald Av Griffi

Av NW Gulden Av

Crofoot Av

Gowan Av NW

Hart Av Hart Av

Highland Av

Hoyt Av NW

Douglas Av NW

Grover A v

Howe Hoyt Av NW

Highla nd Av

Iresfeld Av NW

Estes Av NW

Ferman Av

Fetch Av

1 d e Av n

Gulden Av

er H Av oll ist

Av NW

Hoyt Av

Illsley Av NW

Gowan Av NW

Av Ha rt

Ho lliste r Av

Ingram

Isaak Av

Illsley Av NW

Hart

re sfe ld

Ivor y Av

Jefferson Av Jasper Av

Jenkins Av NW

oll ist e r Av

Av NW

Iresfeld Av

Ireland Av N

Keats Av NW

Keats A v Keats Av

Light Foot Lake

n Ba rto

a Cr

40th St NW

Abbie

109

S. Twin Lake

Albert Lake

11th

50th St NW

45th St

N. Twin Lake

ot Av ofo Cr

J en n

Sullivan

50th St

v on A Av Bice

Keats Av NW

Grover Av

Av N

Illsle y

Irelan

Illsley Av

Av NW

ba l l

Kim Keats Av

mball Ki A v

Av NW Kilbury Av NW Av N W

54th St g Av hin Lake

Bart

B olton

Klev er

Ar mita

rto

106

W rN yD l nne 60th St NW

Av lon

Dil 10th St

op sh v A

15th St NW

124

10th St NW

53r

30th St NW

rid

Little Rock Lake

80th St NW

t 6th S

33rd St

25th St NW

Bish

132

Rock Lake

45th St NW

37th St NW

Ida Lak

86th St 7th 88th 8 St

Av6

lver Cu rtis Cu

Eld

10th St NW

Mud Lake

Dr NW

42nd St

Mary Lake

Greer Ln

58th St

nn Do

12th St

7 15th St NW

vit t

Jeske Av

Albion Center

nd St N 62

id dr El

K Camp

s ing

105

26th St

t an v Gr A

7th S t NW

22nd St

20th St NW

Kimball Av

St NW

Hend rick s White Lake

NW Maxim 22nd St Lake

Ramsey Lake NW

8 4 5th S t

30th

Henshaw Lake

53rd

Maple Lake

cks

Abbey Lake

4th St W

st S

35th St

Arno Ci

W L vN g E 94th e

Eagle Lake

50th St NW

Slough Lake

Maple Lake 37 54th St

Division

Gunderson Av

65th St

72n St NW

Crai g

63rd St

Maple Lake State Wildlife Management Area

47th St

73rd

s Est e

85th St

Albion Lake

St NW

ri nd He

ll ba

11 Lake Chad

Mary Lake

Av N

101st

Bis

91st St

90th St NW

Crofoot A

45th St

65th

111

50th St NW 51st St

Av N

Edward Lake

Swartout State Wild life Manageme nt Area

Swartout Lake

Robert E Ney Memorial tN Park 73 rd

Spru ce

State ife ent Area

Corinna State 63rd St NW Wildl ife Manageme nt Area

60th St NW

h St

Av NW

67t

75th St

Ney Memorial Co Park Resv W

NW Av

75th St

72nd

h St N W

Somers Lake

63rd S

80 t

78th St

rm Fe

67th

83rd St NW

97th St N

85th St NW

85th St

95th St

106

95th St

d wo o

119

107th St

90th St NW

106

64th

70th St Ireland Av

67th St

71st

Gri

Mink Lake

off Imh Av

Millstone Lake

83rd St NW

a m Av Ingr Inman Av

th St NW

75th St Iten Av

70th St

78th St

a Isa k Av

andale

80th St

79th

106th St

NW Av ne Av ak Is a

80th St NW

lock St

105th St

127th St NW

LAKE MARIA STATE PARK

Silver 123 110th St Lake

Endicott

Cedar Lake

Ir v i

143

v hA ffit

I er Av sp Ja v Inman Av 91st A St 84th

Klever Av

123

m gra

t St

t NW 112th S

123 St

Schroeder Co Park

112th St NW

Lake Maria

91s

Kennedy Av

Ing ra

96th St

Silver Creek

Indian Lake

10 7t

120th St NW

116th St

115th St NW

111th h St 110t l

107

St 102nd Grunwald Av

100th

96th

bu ry

st St 21

127th St NW

D illo

Jesk e Keats Av

98t 7th

3r d 12

St NW

th 128

102nd St Jeske Av

106th

th 117

Limestone Lake St

d oo ng w El li

103rd St t st S 101

Sugar Lake

105th St NW

105th St

h. Hoyt Av

111 th ye o H 109th St Hendricks Av ff 108th St

Sandy Lake

th St NW

Lake

o Bish

Kimball Av

t NW

Imho

10 8

119th St

120th St 119th St

A d 117 th S

115th St 114th St 113th St 112th St

1 4th 23 r d 12 Greer Av

Av rt Ha

Jarvis

120th St NW

Bass Lake

125th St NW

0th 128

Suconnix State Wildlife Management Area Long Lake v

127th St

73rd Av

SC HOOL S ECTI O N LA KE

73rd Av

OT T E R L AK E L AK E CAR O L I NE

LA K E M A R IE

LA KE LO UIS A

L AK E AU GU STA

South Haven

Kingston St

135

744th Av

90th St

Quinn Av

L A KE BE TSY

ist Av

P LEAS AN T LAKE

Hem

Quinn Av

L AK E J O H N

Annandale

ton

Quin

Morrison

Rockwood Av

77th St

L AK E UN ION

L AK E SY LV I A

62nd St

Mowery Av

P IC K E R E L LA K E

58th St

38 Oliver Av

55th St 53rd St

M OOS E LA K E

129

42nd St

27th St

French Lake

Moore Av

DAN’ S L AK E

Mo rr

West Albion Mitchell

25th St

20th St

43rd St

F R E NC H L AK E Oliver Av

Pleason Av

40th St

iso n

41st St

Locke Av

45th St

47th St

son

45th St

rri Mo Av

47th St

55th St

53rd St

47th St

L AKE F RA N CIS

G RAN IT E

20th St

12th St

NO RT H F O R K C R O W R I V E R

67th St Osborn

Rockwood Av

742nd Av

t hS

80th St

737th Av

90th St

136

Pittman Av

101 101

16th St

Mowery

CLEA RWATER RI VE R

CLEARWA

100th St

97th St

Kr a Av ft

Montgomery Av

105th St

740th Av

C L E AR WAT E R R I V E R

136

Nevens Av

Oliver

83rd Av

G RAS

Fairhaven

137th St

Ac or Rd n

44 CLE

144

140th St

145th St

120

Ave

BA S S LAKE 115 St

Ireland

117 115

S UG A R LA K E

127

Duffield

Jarvis Av

120th St

L I ME STO NE L AK E

125th St

Ferman

128

130

127th St

m Ki

SS LAKE

r Grove

EA RWAT E R RI VER

Silver Creek

143

112 112

123

108

123

39 123

95th St

MI L L STO NE L AK E

7 24 24

106

CEDA R LA K E

90th St

106

85th St

MI NK L AK E 83rd St 83rd St

S O ME R S L AK E

75th St

72nd St

70th St

8 65th St

63rd St

MAP L E L AK E

A LB ION LA K E

45th S

R AMS E Y L AK E

45th St O

LIN

55 55

37th St

30th St

Endicott Av

Keats Av

12th St

105

Foley Av

Albion Center

nin Av gs

25th St

20th St

Jen

132

Dempsey Av

Hoyt Av

17th St

Dillon Av

H E N S H AW LA K E

E L AK E

45th St

k ric

Kilbury Av

Maple Lake t

Grover Av

Gulden Av

Illsly Av

50th St

Dillon Av

Iresfeld Av

45th St

60th

SWA RTOU T L A K E 50th St

65th St Douglas Av

60th St

L AK E MARY Elder Av

Illsly Av

Klever Av

67th St

Dempsey Av

75th St

80th St

Dempsey Av

Jenkins Av

78th St

Endicott Av

79th St

Gowan Av

80th St

78th St

Knox Av

Av on Dill

mlock St

7 Endicott

AT ER L A KE

Howe Av

Hoyt Av

Ireland Av e

136 105th St

S I LV E R L AK E

IND I AN L AK E

R O C K L AK E

ion

10th St

Dill 10th St

109

Dagner & Associates in 1988 and also with Oak Realty in 1997. No other agent, besides Steve, has been with Oak Realty as long.

An Annandale High School graduate, Gary

attended school in Iowa and later worked in the golf industries of the Annandale area and Phoenix, Arizona, where he says he gained experience working with people in a STEVE BRUGGEMAN

DEAN HOGLUND

Br ok e r/O wne r, CRS, G RI

A s s oc i a te B r ok e r

Steve, owner/broker of Oak Realty, joined his

A lifetime resident of the Hasty, Silver Creek,

he took over the company and today is the

Dean’s career background has spanned a vari-

father in the family business in 1986. In 2000, backbone of what he says is the “best team

of Realtors® around.” He says Oak separates itself from others by an unmatched strength

in niche marketing. “We have a limited num-

ber of agents that are specialists in an area they truly love, many have spent most or all of their lives living in Annandale.”

He is proud of Oak’s strong philosophy of quality customer service, and the focus the

Monticello, Maple Lake and Annandale areas, ety of positions in real estate sales, land and business development. He has owned a number of small businesses and also three real es-

tate companies. Dean has extensive experience

property, he says. Steve moved to Annandale

at the age of 11, and grew up on Pleasant

Lake where he resides today with his wife

estate by observing both the active and sold

sides of the market. He is also experienced in the distressed property market (short sales and foreclosures). For the past 20 years he has been an active, full time agent in real estate.

estate. He strives to make the experience of

Country Properties and Real Estate in Maple Lake, Emily and Outing.

action and assures them he has their best in-

with clients and finding them the right

gave Gary a unique knowledge of local real

Associate Broker, he owned and operated Lake

cense in 1992. Before joining Oak Realty as an

er as a team. Paying attention to detail and building successful personal relationships

ny Dagner & Associates in Annandale, which

Gary is a well rounded agent dealing with

Dean’s focus is to make certain his buyers and

getting the right information is the key to

He was part owner of local appraisal compa-

as a real estate agent and got his Broker’s li-

company maintains on accurately understanding client needs and working togeth-

professional and respectful manner.

sellers are completely satisfied with the transterest in mind. Dean currently operates Oak Realty’s Maple Lake office.

Dean and his wife Bonnie live on Pleasant

Lake in Annandale. They are blessed with three children and seven grandchildren.

first time home buyers on up to high end real buying and selling less stressful by focusing

on helping clients make decisions that bring

them to a happier place. He says he loves to see the smiles on his clients faces when they close on their home purchase.

Gary and his wife Hollie reside in Clearwa-

ter with their 3 children. He is an avid golfer, and enjoys gardening and vacationing in his spare time. He is active with their children and their busy lives.

Kelly. He is a motorcycle enthusiast and enjoys traveling with his family.

He is a past president of the Lions Club and Chamber of Commerce, and a member of

the Pleasant Lake Association. Like Don, his favorite time of year in Annandale is the

4th of July. He says the best parts of his job

have been taking over the family business, showing others the area and lakes, and en-

joying the atmosphere created by the people

GARY DAGNER

MIKE MCNELLIS

Re a l to r ® , GRI

Re a l to r ® , GRI , L MC , CC S E, A-RE O™

Steve specializes in investment properties

Gary has been with Oak Realty for 18 years,

Mike has lived in Annandale longer (since

is a big believer in Annandale, “It’s a great

years. He followed his father’s footsteps into

er person in our office. His family roots run

who work at Oak.

and high-end vacation homes, and says he place to invest in.” 62

A gent P r of iles

and has lived in the Annandale area for 30

the real estate and appraisal business with

1960), and on more area lakes, than any oth-

deep, beginning just after the Civil War when

his great-grandfather homesteaded land in

Oak Realty welcomed Carla to their sales team

over 30 years he worked in the Information

various local trades including farming, con-

the Annandale area since 1987 having lived in

Dallas, and in Annandale.

the French Lake area. His family worked in

struction, and bar & restaurant establishments. His father opened and operated Annandale’s first coin-operated Laundromat.

Mike also enjoyed working a variety of jobs

in April of 2007. Carla has been a resident of parts of California and North Dakota before

settling in the French Lake countryside where

she and her husband, a lifelong resident of the area, raised two sons, Jake and Philip.

in the area, including his start as a pizza cook.

Carla received a bachelors degree in social

nandale Carpet & Appliance. He has been a

worked for many years as a social worker for

From 1980-88, he owned and operated An-

Realtor since 1995. Mike says he considered a career in real estate long before he made the move. When he did, he looked at other

companies before deciding Oak would be the strongest, most progressive company to work with. He sees Oak more as a family, than a

team. “Everyone pulls together to help one

another out…You can’t stay in a bad mood

here, no matter how busy or hectic it gets.” He says he loves when “it all comes to togeth-

er” - finding a home that meets the needs of

his clients and knowing he made the process as easy as possible for them.

Mike enjoys spending time with his family: his wife Barb, 2 grown daughters, who live in Buffalo and Rockford, and a granddaughter and

grandson. He also enjoys the company of his

black lab Lucy and yellow lab Rosie. His hobbies include upland bird hunting and ice fish-

ing, and collections associated with both. One of his treasures is his 1966 Mustang. He’s been

work from Gustavus Adolphus College and Wright County, in addition to several other health care related positions.

Systems field, in La Crosse, San Antonio, Tom and his wife Judi have been married 46

years. They have three adult children and six grandchildren. Their families live in Minnesota and Texas. Tom is active in the An-

nandale community through the Lions Club, church, coordinating a golf league at one of

the local golf courses, playing in a number of the charity golf tournaments, and helping with the Heart of the Lakes Triathlon.

Familiar with the greater Annandale area

About his own real estate experiences, Tom

portunity to introduce new individuals, cou-

and appreciated most was the honesty and

and it’s people, she is excited to have the opples and families to the area and all it has to

offer. There is nothing more satisfying to her than to present a new home owner the keys

to their new home and welcoming new residents to the area. Carla has excellent com-

munication skills and a focused work ethic, qualities that have allowed her to excel in her

explained, “Over the years what I looked for

integrity of the Realtors. These qualities made the experience enjoyable.”

Tom invites your call. “As well as knowledge of the area, I will offer you these qualities -

honesty and integrity - key values of the Oak Realty Team.”

position at Oak Realty.

Carla proudly calls herself a retired Hockey

Mom, who in her spare time enjoys camping

with her friends and family, and being active in her community. She also sits on the Buffalo Hospital Foundation Board. She enjoys working on various crafts including knitting and sewing.

a member of countless local clubs and organi-

AMY MCNELLIS

zations. His favorite is the Greater Lake Sylvia

Re a l to r ®

Association for which he is a board member and the Loon Nesting Program, of which he’s

Amy joined Oak Realty in the Spring of

been a member since 1987.

2009. Raised on Lake Sylvia, Amy has been

living in the metro area for 7 years, but plans

to get back to Annandale, and the joys of small town living, permanently. TOM GAY Re a l to r ®

CARLA SUNDBLAD Realtor® , G RI

Amy worked in the mortgage and advertising fields before getting her real estate license. She is enjoying the quick changes and

Tom and his family moved to Annandale 25

challenges of the real estate industry, and ap-

life. He grew up in La Crosse, Wisconsin

as well as the helpful, team atmosphere in

the University of Wisconsin-La Crosse. For

on the area lakes” is one of the most enjoy-

years ago to return to the midwest way of

preciates the mentorship of her father Mike

and earned a Bachelor of Science degree at

the office. “Seeing familiar faces and working

A ge n t P r of iles

able parts of her work, she says. Spending time with her family and friends, and being at her parents home on Lake Syl-

via, are her favorite ways to relax. Like a true Annandale native, the 4th of July is her favorite time of year.

Hollie is a lifelong resident of Clearwa-

ates the people, location, and diversity of the

School. Gary and Hollie built their home off

your next search or sale.

ter and graduated from Annandale High

the family farm to raise their three children Josh, Siera and Hogan.

Hollie worked for 15 years in the electrical industry before joining husband Gary in real estate. With a degree from Rasmussen Col-

lege in Digital Design and Animation and her previous work experience, she is comfortable assisting and providing services for

their clients. With these skills she is assist-

ing Gary in the ever changing technology in

Annandale Area and is ready to help you in She and her husband Derek reside in Clear-

water, where they enjoy being close to both of their families in the Becker/Clearwater area. In addition to being an active participant in various athletic leagues, Jenna enjoys spending time with her many nieces

and nephews. Her favorite time of the year is the 4th of July, especially in the Heart of the Lakes!

the real estate market.

In her free time she enjoys photography, scrapTIFFINI KIEBEL Realto r®

booking, cross country skiing, walking and spending time with her family and friends.

Tiffini grew up in Maple Lake. She attend-

ed Concordia College - Moorhead where she

completed a degree in Business with a minor in Office Administration. She worked with a

financial advisor prior to nearly ten years in

COREY CZYCALLA

also worked for Lake Country Properties in

Corey joined Oak Realty in the Summer

at Oak Realty in 2007, continuing to assist

customer service, Corey enjoys working in

Re a l to r ®

the mortgage lending field, during which she Maple Lake. Tiffini joined the growing staff

of 2013. With 10+ years spent working in

buyers and sellers with their real estate needs.

JENNA POTTER

She and husband Marty, a Maple Lake el-

Re a l to r ®

ementary teacher and coach, currently live

outside Maple Lake with their two daughters, Ella and Alexandra. In her spare time

she enjoys scrapbooking, photography, golf-

ing, sports and spending time with family and friends.

A native of Becker, MN, Jenna is excited about the experience she has gained since

starting with Oak Realty in 2012. She is a 2008 graduate of University of Wiscon-

accountable for what he says, are incredibly important to his work.

lived in Annandale for 6 years, where her fam-

ment, creating her biggest passion of working with and helping others.

Jenna is grateful for the wonderful people she has met and been able to help with their

real estate needs and looks forward to help-

ing new clients while retaining relationships

A gent P r of iles

ents, exceeding their expectations, and being

with a minor in Business. Before getting into

experience in sales, marketing, and manage-

needs. Listening to and educating his cli-

He and his wife Megan, along with daughter

real estate, Jenna gained a great amount of

Real to r®

and future residents with their real estate

sin-Stout where she received a degree in Re-

tail Merchandising and Management along

HOLLIE DAGNER

the community he lives in, helping current

with past ones. She prides herself in her care

for others and dedication to do whatever it takes to make her client happy. She appreci-

Peyton, son Everett, and son Bennett, have ily grew up and have been longtime residents.

He is currently the president of the Annan-

dale Lion’s Club. His favorite time of year is the annual 4th of July events, especially

helping with the Lion’s Concession Trailer. In his free time, he enjoys golfing, bowling and time spent with his family and friends.

HISTORY Oak Realty was founded in 1974 when Don Bruggeman purchased Daryl Gunnarson Realty, and changed the name to Oak Realty after

its location on Oak Avenue, Annandale’s charmed Main Street. Our

red and white leaf was born and along with it, a tradition of providing quality real estate service in the Heart of the Lakes area. ANGIE BOYER O ff ice Ma n a ge r

Angie joined Oak Realty in its Annandale

Office in June of 2009. She grew up in Annandale on Clearwater Lake and is now rais-

ing her family in her hometown she loves dearly and the place her family has called

In 1986 Don’s son Steve joined the business. Opportunities to own lakeshore property were abundant in those days. Lake homes and cabins in

the area ranged from $40,000-$100,000 and real estate companies literally held the keys to their front doors. The Sunday Star Tribune was widely-agreed to be the resource for new listings, and buyers often came through our office door with that ad in hand, eager to look at property.

We expanded into the 90’s and outgrew the office on Main Street. In

home their entire lives.

1996 Oak built a new office with more space and visibility on Highway

Angie holds an AAS Degree in Advertising

began to change the industry in profound ways. By 2001 we had our

Design from Minnesota School of Business, and a Diploma in Graphic Design from Minneapolis Business College. She helps

keep all of Oak on the leading edge of tech-

nology, she shares fresh ideas in marketing and advertising, and keeps our busy office

running smoothly. She enjoys working with such a close-knit group, and for a hometown company where there is opportunity to give

55. Steve purchased the business in 2000, and soon after the internet first web site and the fat MLS books were collecting dust in the corner. Oak Realty acquired Lake Country Properties in neighboring Maple Lake in 2007, our local presence expanded to two offices, and our staff grew again. In 2014 we celebrated a milestone, 40 years in business. The

anniversary also marked a new beginning. Though excited about where

perseverance and hard work has brought the company in its early years, we’re even more excited about what lies ahead.

Our approach to business has changed greatly due to the shift in how

back to the community she loves.

buyers and sellers can obtain information. Over the years, however, the

In her free time, Angie treasures spending

founding over 41 years ago, our success has been carried by our ability

time with her family, her husband Shawn, daughter Justice and son Chance, labs Jackson and Drake, and kitten Arial, being ac-

tive in her children’s activities and relaxing

at her parents’ lake home. “I also enjoy going

on motorcycle rides, traveling and camping, whether it be an hour away or across the country.” Her favorite holiday is the 4th of

July and all that the warm weather brings to The Heart of the Lakes!

true relationship between agent and client hasn’t changed. Since our

to build longstanding relationships. Relationships based on honesty, respect and fair business practices. We love taking our customers for a drive through the area and educating them on the various lakes, neigh-

borhoods and their histories. While the majority of today’s buyers (and sellers) have done research online before speaking to an agent, many are quick to realize there is a lot to learn about this area, and a visit with a local expert is a great place to start.

We are proud to be an innovative company. We enjoy seeking new solu-

tions to bring into our business and have continued to do so as we grow and change. We want tools that help us do our job better and more

efficiently, and systems that help you buy or sell property with great-

er confidence. While no one can predict the future, it seems almost a

certainty that the Heart of the Lakes will continue to retain its warm character and draw new people to its lakes and countryside. For those that its lifestyle appeals to, (frankly, we wonder how it couldn’t) our friendship and services will be there.

A ge n t P r of iles

Seasons

CA PT UR IN G T H E E S S E NC E O F T H E H E ART O F T H E L AK E S

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