Where to Find FREE Money for College By Shay Spivey, BSW, MSW
Copyright Š 2016 Shay Mays Published by Shay Mays. All rights reserved. No part of this publication may be reproduced, stored in or introduced into a retrieval system, or transmitted, in any form, or by any means (electronic, mechanical, photocopying, recording, or otherwise), without the prior written permission of both the copyright owner and the above publisher of this book. Every effort has been made to ensure that the information contained is valid, truthful, up-todate, and correct at time of publication. However, by the time this book is published, some of the information may have changed. The author makes no warranty to the accuracy, applicability, or completeness of said information. By reading this book, you
acknowledge that you will not hold the author liable for any loss or other damages that may occur. This is a guide. By reading this book you acknowledge that submitting an application does not guarantee admission or an award. Winners are chosen at the discretion of the individual entities. Layout: Shay Mays Cover Design: McLabz Soultions Printed in the United States of America
Table of Contents Brief Summary About the Author Introduction Understanding Scholarships and Financial Aid Federal Financial Aid State Financial Aid Local Library Free Websites College Financial Aid Office College Scholarships Office College Mentoring Programs Scholarship Books and Directories
High School Counselors Trio Programs Private Scholarships College Preparatory Programs Community Service Religious Organizations Athletic Scholarships Business and Professional Organizations Charities and Nonprofit Organizations Tuition Reimbursement by Employer Work for the University Local Community Programs Military College Resident Assistant Positions Free Tuition Colleges Scholarships for Older Adults What to Avoid
Summary The Next Step is Up to You Other Books by Shay Spivey Contact Shay Spivey
Brief Summary If you cannot afford to pay for college, this guide is for you! College is expensive, and many families cannot afford to pay the high cost of tuition. Student loans are one option, but an expensive one that often leads to years of debt. Fortunately, there are various “alternative� ways to pay for college that are often overlooked, forgotten, or simply unknown. Do you want to know Where to Find Free Money for College? Well, you are in the right place! This book shows you
over 20 places to find scholarships and free financial aid. You CAN go to college without taking out a fortune in student loans. Where to Find Free Money for College is a great resource for high school and college students, families, teachers, and counselors looking for college scholarships and financial aid.
About the Author Author and Social Worker, Shay Spivey, was awarded over $100,000 in college scholarships to fund her college education. Shay earned her Bachelor and Master of Social Work from Indiana University. Today, the Scholarship Advisor Program founder has written several books that show students and families how to access free money for education. In an effort to pay it forward, Shay teaches scholarship workshops in partnership with schools and
organizations that make education more accessible for disadvantaged students.
Introduction Thank you for taking the time to read my book and congratulations on your decision to search for alternative ways to pay for college! Scholarships are a hot topic! This guide shows you Where to Find Free Money for College. As a scholarship winner and college graduate, I have developed proven tips and techniques that helped me win over $100,000 in college scholarships and free financial aid. I am devoted to helping others find, apply for, and win
free money for college. You CAN go to college without taking out a fortune in student loans. Where to Find Free Money for College is your resource for finding alternative ways to pay for college outside of student loans. If you cannot afford to pay for college, this guide is for you!
College is Expensive College is expensive and tuition rates are continuing to increase. The average cost of tuition can range between $9,000 and $32,000 a year depending on which college you attend. Whether it is public or private; in-state tuition or out-of-state tuition; non-profit or for-profit; community or Ivy League, or a combination of the two or more of these affect tuition costs. Student Loan Debt Crisis Fact: Americans have accumulated more
than $1 trillion dollars in student loan debt. Students need to understand the impact of student loan debt on their future and the financial strain the debt can cause after graduation. Student loan debt is an enormous financial burden for college graduates. It is important that students make an effort to apply for free money to pay their college tuition before accepting student loans. Scholarships and free financial aid can help students avoid trap of student loan debt.
The Solution Education changes lives scholarships make it affordable.
and
Looking for free money for college? Scholarships are out there, and I will show you where to look. When searching for scholarships and free financial aid, I recommend using multiple methods. Sometimes, scholarships that are listed in one source may not be listed in another. Also, I recommend that students start their search early.
Understanding Scholarships and Financial Aid Scholarships: Scholarships are financial aid that does not require repayment. Applicants must meet basic eligibility criteria to be considered. Grants: Grants are financial aid that does not require repayment. Student Loans: Student loans are available as a means
of funding your education. Unlike gift aid, such as scholarships or grants, loans must be repaid. -A subsidized student loan has no interest charged while the borrower is in school. -An unsubsidized student loan charges interest at all periods, even while the borrower is enrolled in school.
Types of Scholarships Merit-Based Scholarship: Merit-based awards are based on a student's academic, artistic, athletic or other abilities. Need-Based Scholarship: Need-based awards are based on the student and family's financial record and require them to fill out a Free Application for Federal Student Aid (FAFSA) in order to qualify. Student-Specific Scholarship:
Student-specific awards are given to applicants that identify with a specific group (gender, race, religion, family and medical history, etc.). Career-Specific Scholarship: Career-specific scholarships are awarded to students who plan to pursue a specific field of study. Often, the most generous awards are for students that pursue careers in high-need areas. College-Specific Scholarship: College-specific scholarships are offered by individual colleges to highly qualified applicants. These scholarships are awarded based on academic and
personal achievement circumstances.
or
personal
Types of Financial Aid Scholarships Financial aid that does NOT have to be paid back. The Federal Pell Grant Financial aid that does NOT have to be paid back. Apply with the FAFSA. State Incentive Grant Financial aid that does NOT have to be paid back. Apply with the FAFSA.
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