Published by Ocean City Today for the Coastal Association of Realtors. Advertising in this publication is limited to members and affiliated members of the Association.
The COASTAL ASSOCIATION OF REALTORS® (CAR) is a trade organization for real estate professionals in Wicomico, Worcester and Somerset Counties on the Eastern Shore of Maryland. Its membership consists of more than 1,000 REALTORs® and affiliate members serving the home-buying and home-selling needs of the public since 1957.
The term REALTOR® is a registered collective membership mark, which may be used only by real estate professionals who are members of the NATIONAL ASSOCIATION OF REALTORS® and subscribe to its strict Code of Ethics.
The COASTAL ASSOCIATION OF REALTORS is located at 314 Franklin Avenue, Suite 106 • Berlin, MD 21811. Phone: 410-641-4409. On the Web: www.coastalrealtor.org
OCEAN CITY TODAY is the leading newspaper publisher on the Maryland coast, with Ocean City Today publishing weekly on Friday, Bayside Gazette and Ocean City Digest publishing on Thursdays and Real Estate, the Coastal Real Estate Resource publishing key weekends throughout the year. On the Web: www.oceancitytoday.com
REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY PAGE 2 JANUARY 2023 410-641-0039 WWW.OCEANCITYTODAY.COM Editor .........................................................................Stewart Dobson Managing Editor............................................................... Lisa Capitelli Account Managers................... Mary Cooper, Vicki Shrier, Amanda Shick Classifieds/Legals/Production Manager .................... Nancy MacCubbin Senior Designer .............................................................. Susan Parks Graphic Artist ................................................................... Kelly Brown Publisher..................................................................... Christine Brown Admin. Assistant................................................................... Gini Tufts Real Estate THE COASTAL REAL ESTATE RESOURCE Coastal Association of Realtors/Ocean City Today
Nanette Pavier Cell: 443-235-3498 Main Office: 7700 Coastal Hwy., Ocean City, MD 410-289-8888 For Updated Prices & More Listings: Call 443-235-3498 Scan code or Visit my Website WWW.OCEANCITYMDCONDOS4SALE.COM It’s Time To Own A Beach Home! Your Delmarva Resort Specialist Licensed in Maryland & Delaware NAR Designated Pricing Strategy Advisor Heron Harbour Sales Center 120th St Open Friday-Monday 11-4 2 Outdoor Pools, Indoor Pool, Fitness Center, Tennis Courts, Sauna and Club House Marina Community of Heron Harbour Isle offers Condos with 1 Bedroom up to 3 Bedrooms, Townhouses with 3 or 4 Bedrooms & Single Family Homes Visit the Sales Center for information on current listings and view the wonderful community amenities. 201 S Heron Dr 3A Harbour Club 2 Bed 2.5 Bath & Boat Slip SOLD $445,000 201 S Heron Dr 4D Harbour Club 2 Bed 2 Bath SOLD $365,000 208 N Heron Dr #13 Seascape 2 Bed 2 Bath & Boat Slip SOLD $380,000 INDEX OF ADVERTISERS Nanette Pavier/Holiday Real Estate.............................................Page 2 Northrop Real Estate.....................................................................Page 3 Team Bouse House/Re-MAX Advantage Realty..........................Page 4 CMG Home Loans........................................................................ Page 4 MD Dept of Housing and Community Development ...................Page 5 Hileman Real Estate......................................................................Page 6 Berkshire Hathaway PenFed Realty/Ocean Pines........................Page 7 Berkshire Hathaway PenFed Realty/Ocean Pines........................Page 8 Berkshire Hathaway PenFed Realty/Ocean Pines........................Page 9 Berkshire Hathaway PenFed Realty/Ocean Pines......................Page 10 First Shore Federal......................................................................Page 10 Buckley Property Services............................................................Page 11 Mortgage Link ..............................................................................Page 11 Leah LeCates/Holiday Real Estate .............................................Page 12 Affiliate Members ....................................................................... Page 12 Long & Foster...............................................................................Page 12 Maryland Title Service.................................................................Page 13 Coastal Assocation of Realtors.....................................................Page 14 Vacasa...........................................................................................Page 15 OCVacations.com........................................................................ Page 16
REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY JANUARY 2023 PAGE 3 Dire M OCEAN CITY 3 ct: MILLTTON 4 3.837..74 : 44 e | Offic 7 7 MILLSBORRO O opRea 55 | Northr MILLSBORRO O altyy..com A g Bl 0 ACCH BERLIN R n C o e Her1 Whit $5,000,000 WAATTERFROONT OCE 3013 4 ,9 $2 urt o 33 ockl St 00,000 9 AN CITY REHOBO venue 1 Tiderunner A TH BEACH BETHANY BE erlin 2 St BERLIN R e d Driv ar 26 Mall 790,000$1, WAATTERFROONT GEOR WA d 155 Ol $1, 2 W AT T R 3 R d f Roa Whar 20,000 ERFROONT RGGETOWN OCE MIL wVie e 944 Lak ,00 0 $8 eet #4 antic Str 600 Atl 7 $950,000 LTTON ANCITTY N L ane #3 0 Drive T 6 Cinde $ 7 Maid At Arms Lane 114 $850,000 1 9 urt o rberry C ,000 R and Bar 12905 S $750,00 eet erberry Str 2 Wint 03 ,000 $7 WAATTERFRO O AN CIT MIL 8 S Nic k 277447 $ 7 FRANKFORD e ana Driv i Y 34072 00 4 9 $774 LSBOR 2 enue #6 v us A a l RO O LEWES o st e Charl 34092 ,00 0 $6 OCE rail 8 Indian T 1 386 AN VIEW TY N 2001#d n Lane T BETHA 7B 7593 $ 6 SELB nwickShoalsBl 4Fe 3802 $650,000 BYYVILLE NY BE #4 d 25,000 ACH OCE R ad rB207 MIL R elc ArborCir 22173 ,00099$5 WAATTERFROONT LTTON WAATTERFRO O AN CI SAL lb $ 3 SALISBUR dl ll $380,000 7 B7593 nwick Shoals Bl RY Y LISBUR d bll 69,000 dy RoaBa RY Y MARDEL ll OCE b $250,000 o R r B207 Arbor Cir 22173 AN CITY A SPRINGS d n Roa 2001 #d om/ ert a 29 W 98 4 e #B10 417 Ro in Driv u ourn Mi ll Roa o C 2924 vd B l e l Mi l 5650 Ro ty thropr Visit nor ro reeal y..c /ccoastallistings to view more homes.
Existing home sales decline again in Nov.
(Dec. 22, 2022) Existing-home sales declined for the tenth month in a row in November, according to the National Association of Realtors.
All four major U.S. regions recorded month-over-month and year-over-year declines.
Total existing-home sales — completed transactions that include single-family homes, townhomes, condominiums and co-ops – waned 7.7 percent from October to a seasonally adjusted annual rate of 4.09 million in November.
Year-over-year, sales dwindled by 35.4 percent (down from 6.33 million in November 2021).
“In essence, the residential real estate market was frozen in November, resembling the sales activity seen during the covid-19 economic lockdowns in 2020,” said NAR Chief Economist Lawrence Yun.
“The principal factor was the rapid increase in mortgage rates, which hurt housing affordability and reduced incentives for homeowners to list their homes. Plus, available housing inventory remains near historic lows.”
Total housing inventory registered at the end of November was 1.14 million units, which was down 6.6 per-
cent from October, but up 2.7 percent from one year ago (1.11 million).
Unsold inventory sits at a 3.3month supply at the current sales pace, which was identical to October, but up from 2.1 months in November 2021.
The median existing-home price for all housing types in November was $370,700, an increase of 3.5 percent from November 2021 ($358,200), as prices rose in all regions.
This marks 129 consecutive months of year-over-year increases, the longest-running streak on record.
Properties typically remained on the market for 24 days in November, up from 21 days in October and 18 days in November 2021.
Sixty-one percent of homes sold in November 2022 were on the market for less than a month.
First-time buyers were responsible for 28 percent of sales in November, which was unchanged from October, but up from 26 percent in November 2021.
NAR’s 2022 Profile of Home Buyers and Sellers – released last month – found that the annual share of firsttime buyers was 26 percent, the low-
REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY PAGE 4 JANUARY 2023 and we wish our support means a lot to us, Yo who have made our year something to ambouseoc@gmail.co 443-783-76 Hats off to all of the great customers a you the best! celebrate! m nd friends 54 Robbouseoc@gmailco 443-783-6655 Rob: 11551 Coastal Hwy • Ocean 410-723-3600 Office: Realty RE/MAX Advantage Robbouseoc@gmail.coom City MD 21842
on page 6
Continued
REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY JANUARY 2023 PAGE 5
Existing home sales continue their decline
Continued from page 4
est since NAR began tracking the data.
All-cash sales accounted for 26 percent of transactions in November. That’s identical to October and is an increase of 24 percent from November last year.
Individual investors or secondhome buyers, who make up many cash sales, purchased 14 percent of homes in November, down from 16 percent in October and 15 percent in November 2021.
Distressed sales
Distressed sales – foreclosures and short sales – represented 2 percent of sales in November, virtually unchanged from last month and one year ago.
According to Freddie Mac, the 30year fixed-rate mortgage averaged 6.31 percent as of December 15. That’s down from 6.33 percent last week, but up from 3.12 percent one year ago.
“The market may be thawing since mortgage rates have fallen for five straight weeks,” Yun added.
“The average monthly mortgage
payment is now almost $200 less than it was several weeks ago when interest rates reached their peak for this year.”
Realtor.com’s Market Trends Report in November shows that the largest year-over-year median list price growth occurred in Milwaukee (+38.1 percent), Memphis (+26.9 percent) and Miami (+24.8 percent).
Phoenix reported the highest increase in the share of homes that had prices reduced compared to last year (+28.4 percentage points), followed by Austin (+23.8 percentage points)
and Denver (+21.0 percentage points).
Single-family,Condo Sales
Single-family home sales declined to a seasonally adjusted annual rate of 3.65 million in November, down 7.6 percent from 3.95 million in October and 35.2 percent from one year ago.
The median existing single-family home price was $376,700 in November, up 3.2 percent from November 2021.
REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY PAGE 6 JANUARY 2023 LIKE US ON 410-208-9200 • 800-337-7368 • 11065 Cathell Road, Ocean Pines • 8202 Coastal Highway, Ocean City • 410-723-9450 Licensed in MD, DE • www.hilemanrealestate.com • e-mail: hilemanre@aol.com Neighbors Serving Neighbors - One Home at a Time Terri: 410-430-6875 Bethany: 410-430-2602 www.PO2Team.com Powerof2@PO2Team.com Licensed in MD, DE BEAUTIFUL WATERFRONT DEAL ISLAND Large Loft, BR/2BA. Experience Island Living, Rare Navigable Waterfront w/180 Ft. Bulkhead. Breathtaking Sunrises and Sunsets! Main Floor has Open Floor Plan - Living Room, Kitchen, w/New Granite Counters! UpperLevel Loft has 2 Spacious Rooms w/Fabulous Water Views of Tangier Sound!! Watch Boaters Sail by from the Marina. Home has Laundry Room, Double Car Garage w/High Bay Doors to Store Extra Large Items! Public Boat Ramp Less than 5 Minutes! Bring Your Boat, Jet Skis, Kayaks, Canoes. Owner Has More Renovations to Complete and will Work with Buyers to Choose Some Renovations of Their Choice! All Negotiations thru Listing Agent. Don't Let This Pass You By!! New Price! $390,000 Greg Nohe REALTOR Licensed in MD & DE 443-413-3077 Archangelnohe @gmail.com Brenda Nohe REALTOR® Licensed in MD & DE 410-493-3847 BrendaSG1944 @icloud.com Debora E. Hileman OWNER/BROKER GRI & CRS Licensed in MD, DE 443-235-5982 Cell Debbie@Hileman RealEstate.com REALTOR®, GRI Licensed in MD 410-430-0587 Cell Cindy@HilemanReal Estate.com Cindy Crockett Sonia Zaffiris Associate Broker GRI, CRS Licensed in MD, DE 410-251-6217 soniasez@aol.com EVERYTHING YOU WANT IN A HOME SEARCH CAN BE FOUND RIGHT HERE! Located in Pennington Estates, within walking distance to Dining, Shopping, Banking, and more. Oversized lot contains almost 3/4 acre, a fenced-in rear yard, 18x12 Storage Shed, Double Garage, Screened Porch, Rear Paver Patio & Stone Surround Deck with Gas Grill. Numerous upgrades throughout, such as 9 Foot Ceilings, Tray Ceilings, Crown Molding, Plantation Shutters, Silestone Quartz Counter Top, Top-of-the-line Stainless Steel appliances, Farm Sink, under-counter Kegerator, Pot Filler Faucet over Stove Top, Invisible 5.0 Dolby Surround Sound, Security System, Custom Tiled Showers, Designer Vessel Sinks, Large Laundry Room, Brew Room, and Bonus Room! $649,900 OAKMONT ESTATES Contemporary-style one level 3BR/2BA home! Primary suite offers new carpeting, dual sink vanity, walk-in closet, soaking tub. Great room includes gas fireplace and new carpet which leads to an open kitchen/dining area and sunroom all w/new vinyl flooring. Lg laundry room off 2-car garage adds storage. Don't miss out on this amazing opportunity. Schedule your home today! $392,900 CRS, PMN, GREEN, SRES Licensed in MD, DE 443-497-3128 Cell Smilin4shore@comcast.net Lynette Bridges-Catha LARGE 3/4 ACRE WATERFRONT LOT In the Whitetail Sanctuary Section of Ocean Pines. New Boat Dock already in place for your Boating Enjoyment! Absolutely gorgeous views of Manklin Creek and the Isle of Wight Bay. Located at the end of a peaceful Cul-de-Sac. Opportunities like this don't come often! Please call for plans and details. $599,900 ONE OF A KIND! Rare opportunity to own a Riverfront Island Home on 3.6 Acres with private bridge access. Spacious 4 Bedroom, 4.5 Bath home with nearly 4000 sq.ft. Enter into an impressive 2 story Great Room with 6 skylights. Each Bedroom has its own bath. Natural Shoreline includes a private boat dock with boat lift & 2 jet ski lifts. $1,750,000 Terri Bradford Associate Broker, GRI Bethany Drew Associate Broker, GRI NEED SOME ELBOW ROOM? How does 7 acres sound, with some major utilities already in place? Partly cleared and partly wooded, with a cleared building site, an 85 foot Well and Standard Septic installed in 2001. Existing chain link dog pen with concrete slab. Forest Conservation Easement and small area of non-tidal wetlands in rear. $179,900 THIS IS THE HOME FOR YOU 2BR/1BA, w/open kitchen & front deck. Many newer upgrades which include siding, windows, front decking, flooring, HVAC, and garbage disposal. Own the land & the home (NO GROUND RENT)! White Horse Park is the best kept secret at the beach w/water access and amenities galore - only 12 minutes to Ocean City Beaches, boardwalk, and fun. Water, sewer, trash, lawn maintenance, plus many amenities are included. Some occupancy restrictions during the off season. Buyers should do their own due diligence to measure property and confirm all information to their satisfaction including but not limited to schools, sizes, tax information. $162,500 WATERFRONT RETREAT! Fully furnished 4BR/3BA home located on a canal in mid-town Ocean City. Open living/dining area showcases LVP flooring, and a fireplace w/built-ins. Kitchen offers quartz counter tops, tile flooring, and a pass-through window w/a breakfast bar. Lower level includes a bedroom, full bath, laundry room, and a game room that could be converted into a garage. Primary suite has LVP flooring and a bath w/walk-in shower. Recently hardscaped yard features paver walkway and 12x12 patio, as well as a cozy deck that overlooks the canal. Additional features include newer roof (2021), mini dock (2021), and windows (approximately 10 years old). Great location w/just a short distance to the Boardwalk, mini golf, restaurants, and all the other fun places Ocean City has to offer! Call for your personal tour! $1,274,900
Inventory, mortage rates principal causes
Existing condominium and co-op sales were recorded at a seasonally adjusted annual rate of 440,000 units in November, down 8.3 percent from October and 37.1 percent from the previous year.
The median existing condo price was $321,600 in November, an annual increase of 5.8 percent.
“For most of this year, prospective home buyers have faced the dual challenges of elevated mortgage rates and limited housing inventory,” said NAR President Kenny Parcell, a Realtor from Spanish Fork, Utah, and
broker-owner of Equity Real Estate Utah.
“Consumers can rely on Realtors to provide informed guidance on changing market conditions and trusted expertise throughout all steps of the home buying process.”
Regional Breakdown
Existing-home sales in the Northeast decreased 7.0 percent from October to an annual rate of 530,000 in November, down 28.4 percent from November 2021. The median price in the Northeast was $394,700, lwhich
is a slight increase of 3.5 percent from the prior year.
Existing-home sales in the Midwest retreated 5.6 percent from the previous month to an annual rate of 1.02 million in November, falling 30.6 percent from one year ago.
The median price in the Midwest was $268,600, up 3.9 percent from November 2021.
In the South, existing-home sales dwindled 7.1 percent in November from October to an annual rate of 1.84 million, a 35.0 percent decrease from the previous year.
The median price in the South was $340,100, which is an increase of 4.4 percent from this time last year.
Existing-home sales in the West fell 12.5 percent from October to an annual rate of 700,000 in November, down 45.7 percent from one year ago. The median price in the West was $569,800, a 2.0 percent increase from November 2021.
“The West region experienced the largest decline in home sales and the smallest increase in home prices compared to the other regions of the country,” Yun said.
REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY JANUARY 2023 PAGE 7
REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY PAGE 8 JANUARY 2023
REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY JANUARY 2023 PAGE 9
REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY PAGE 10 JANUARY 2023 #HoffyKnowsHomes A in the “I 410Ocean C 5000 C 1 No. S $409,000 Hebron 6815 Whetston $647,000 MD Ocean Pines, E r. 19-A Mallard Dr Berks , chairman and CEO arren Buffett, Wa oing 80 miles per s g ’s So g.wing re gro ’r e business has the resources of a compa e real estate brokerag ain from the s ga yo Oce 11001 410-520-2600 est Ocean City MD 21842 We y..#109 524-7000 ity MD 21842 oastal Hwy er $ ve ge ke Brokerage in Ocean Pines with ov 9748 Stephen Decatur Hwy W n any operation join up with the best—you will g And we’ et on a train that’ ~ W OLD! SOLD! SOLD! SOLD! y Inc. ay hire Hatha et stuck on the sid ; don’t ghour ny that has billions of dollars o W ou. trengths of those around y 410-208-3500 an Pines MD 21811 Manklin Meadows Lane $112 Million SOLD wa /BH SOLD! $499,000 MD Ocean Pines, Point 7 The eline.” th? f net wor ho else Wh in 2021! HSPFROceanPines aurie hoffyhoffman.pe ochoffy@gmail Direct: 410Realtor®, License m fm Hoffy Hoff L nfedrealty.com .com 320-0430 d in MD an S Dr e SOLD! aurieduncan.p beachsaleslau Direct: 443Licensed in MD & REALLTTOR® Duunca Mick Miicky, Call M Pi Be P bbkeey D k enfedrealty.com rie@gmail.com 460-8827 DE an e y ! ke e $2 Mick 105 120th St # y 50,000 MD , 187B • Ocean City w/Soft Close, SS • New Granite Co • Lots of upgrades $599,995 DE View, 16 Masters Dr • Ocean • 2BR/2BA, 2nd F SOLD • Condo Fees include Attached Storage S • • Freshly Painted (20 AC (2021) VA Appliances, ops, Cabinets To unter l. Unit + Den T $295,000 11436 Manklin Crk • Oce HV munity gardens, o shopping, dog park, w Removal, Exterior Assigned ater, oval, W Area Common hed, Newer Roof MD an Pines, 20) HomeServices Lo mickey.lobb@pe Direct: 443-8 Licensed in M , GRI Realtor® America, Inc.® Equal Housing of An i Affiliates, LLC. ©2022 BHH $ 1421 Manklin 1 nfedrealty.com 80-2064 D y e HomesServ Affiliates, LLC. Berkshir ndependently owned and operated franchisee of BHH g Opportunity 266,000 • Berlin A in Creek Rd #4 • W/D (2019) has A a New Carpet, W • Primary BR has Updates Bathro VT/Carpet Floo L • Primary BA e Hathaway HomeServic he Berkshir ices and t playground , com tennis center alking distance t • W Insurance Parking Spot, Sno rash Rem T Maint., Floors T , L Vaanity lk-In Closet aulted Ceilings, Va oms (2022) ring throughout, V New V V ed service marks of the egister e r es symbol ar
Artificial intelligence useful but caution should be taken
(ORLANDO, FLORIDA) Augmented reality and image generation through generative artificial intelligence are two emerging technologies that could play a key role in the future of real estate, according to experts at 2022 NAR NXT, The Realtor® Experience in Orlando.
Sessions at NAR's annual conference covered the role these technologies may soon play and the possible legal and ethical ramifications Realtors should keep in mind when using them.
Dan Weisman, NAR's director of emerging technology, discussed how augmented reality could become a mainstream tool for creating a new experience for home buyers and sellers. He noted that although virtual tours are used in the real estate industry, augmented reality may change how consumers preview a potential house.
"Through the use of a phone, augmented reality will allow us to scan rooms, get dimensions, detect objects, remove them and even replace them with a décor that may be more fitting to your client. This technology will create a totally different virtual experience for a potential buyer of a home," Weisman said.
Weisman also took the stage at the Emerging Business and Technology Forum to discuss how artificial intelligence has allowed consumers to easily create and manipulate photos.
He showcased examples of tools like Dall-E 2 and Google Imagen, which can take a written description and use artificial intelligence to produce and alter images with of photorealism.
"There is power in this technology that ties into the real estate space," Weisman said. "It could have an impact on renovation previews, listing photo modifications, and stock photo generation."
Weisman showed an example photo of a backyard with a sandbox. With a simple text prompt, the sandbox was removed. With an additional prompt, it was replaced by a fire pit.
"This technology will give you the power to change photos to better portray what your client may envision for the space," he said.
Matt Troiani, NAR senior counsel, director legal affairs, discussed some of the legal and ethical ramifications this new technology may create.
“The biggest takeaway is to be very mindful about how you use these tools," Troiani said.
REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY JANUARY 2023 PAGE 11 VICES, L L S E R PR O P BUC KLEY ppraisal company C om p an y C . TY E R arerefinancing, thhth through the full-service commercial A RealEsta A appraisalprocessfrom Otifiddli Our certified and li and residential real estate ap App raisal te mstarttofinish.Whetheryoua idtillidth icensed team will guide you Ocean City and surrounding areas as well as Sussex C Family owned and operated business ser Services can help with all your appraisal n negotiating a contract, or financing your mortgage, B appraisal process from start to finish. Whether you a vices.co tySer wwww..BuckleyProper 410-524-7124 • office@buckleypr Fax: 410-524-7123 • Phone: , MD 2 103 120th Street, Suite B, Ocean City Approved for FHA-MD & D HUD Appraiser-MD Certified General Appraiser Owner and Chief AM GREER BUCK PA P ounty Delaware. ving eeds. uckley Property are refinancing, m opertyservices.com 1842 E & DE KLEY
REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY PAGE 12 JANUARY 2023 CURRIOUUS 410-72664901 L leah@leahlecates C e LEAHL .com CATES Coastal Association Affiliate Members Arrange the Change Sharon Knowles Authority Inspections John James Bay Acquisitions Inc Harry Hammel Bayshore Appraisals, Inc Janet Jones Brennan Title Company John Brennan Daniel Erb Bright Title and Settlement Services, LLC Sam Greenfeld Brumbley Appraisal Services Alfred Brumbley Caliber Home Loans Joel Bailey Capitol Title Group Kathy Burton Maura Burton Pilar Burton CMG Home Loans Shawn Hunt Devon Easlack Amanda Garcia Kaitie Huttenberger Beth Hunt Zack Hunt Aaron Jones Samuel Kotzur Kristine Labert Coastal Appraisals, LLC Jennifer Yuhas Coastal Lending Group, LLC Ashley Crist Coates, Coates & Coates Thomas Coates W. Hank Fisher Commission Express Jason Horwitz Community Title Network Devin Holland CTW Real Property Appraisals C Terence Wittstadt D3 Corp John Gehrig Davis, Bowen & Friedel, Inc Jennifer Skarren DeChant Appraisal & Realty Srv Michael DeChant Deeley Insurance Group Laura Bren Jill Gormley Delmarva Appraisals LLC Beverly Wilson Direct Mortgage Loans-Stephen Decatur Hwy Billy Apostolou Direct Mortgage Loans-Ocean Gateway Julie Keenan Draper & Kramer Mortgage Corp Matthew Patterson Eastern Title and Settlement Josh Greene Caitlyn Macwha Elite Valuations, Inc Kathleen Hoffman Stephanie Rinck First Home Mortgage Corp Conner Saulsbury Robert Budd Eric Short First Shore Federal S & L Susan Vincent Randy Merritt Jr Debra Tingle Gary K. Marshall Insurance Agency David Galeone Gismondi Insurance Assoc Beth Gismondi Greater OC Chamber of Commerce Nancy Schwendeman Guaranteed Rate Affinity Paul Soule High Tech Home Inspections Scott Donnelly Christopher Lane House Master Kathy Hoffman Integrity Appraisals Karen Vara L Turner Appraisals LeRoy Turner Lakeside Title Delmarva, LLC Diana Dovel Jenny Catron Liberty Pure Solutions, Inc Rick Kelly LightHouse Home Inspections Dennis O’Brien Loan Depot Richard Proctor Danielle Caine Main Street Home Loans Norman Tucker Kim Tucker Debbie Wayland Marr Appraisals Inc Kenneth Marr Elizabeth Filgueras Maryland Department of Housing and Community Development Cecilia Weller Maryland Title Service Helene Parks Richardson Karen Graham Joseph Raskauskas Chrissy Roberts Gina Williams Mid-Atlantic Settlement Services Susan Lloyd Kelly Green Mortgage Network Hope Morgan Patrick Clark Hamilton Morgan Joan Mulvaney Kaytlyn Senkbeil Movement Mortgage Joe Brach Liz Buckley Christina Fuller Justin Kozera Kenneth Lee Caleb Miller Allen Payne Pam Rocco Jason Shoff MSC Home Inspectors James Howard OCMD Appraisals Justin Drost Oracle Home Inspection Paul Vaillancourt PrimeLending Rod Flowers Pro-Spect Inspection Services Nicholas Strayer Jonathan Fourquet-Laboy Tim Harriger Eric Hastings Bradley King Sage Title Group, LLC Jennifer Thompson Salisbury Neighborhood Housing Cheryl Meadows Michelle Neal Amanda Smith Shorlock Home Inspections, LLC Jay Aydelotte Cody Aydelotte Superior Appraisal Service Carrie Brown T & G Builders, Inc Gary James John Rego Tidemark FCU Sam Kazmi The Gold Standard Inspection Company Todd Williams Diana Bruce The Mortgage Link, Inc Chrissy Summers Waterstone Mortgage Jason Cook Maurice Heckscher Melissa Mattie Kerry Runkles Wesbanco Laura Vest Whitecap Mortgage Jocelyn Succarotte Mark Succarotte Whitehead Rental Management Austin Whitehead
COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY PAGE 13 JUS SO ST LD D 410.723 Helene@ Helene contact .2000 Off BeachSettle Parks R ice ments.com ichardson
AGH Forensic Nurse Examiners (FENS)
Art League of Ocean City
Atlantic Club
Atlantic General Hospital Foundation
-Campaign for the Future Beyond Your Walls, Inc.
Chesapeake Housing Mission
Coastal Hospice: The Macky and Pam Stansell House Community Players of Salisbury Cricket Center
Crisfield Arts and Entertainment District
Crisfield Volunteer Fire Department Diakonia
Eastern Shore Alzheimer's Association
Eastern Shore Pregnancy Center
Eastern Shore Running Club Scholarship Fund Epoch Dream Center
GOC Chamber of Commerce Foundation Grace Center
Habitat for Humanity of Wicomico County Habitat for Humanity of Worcester County Help and Outreach Point of Entry (HOPE) Hope 4 Recovery Hope And Life Outreach (HALO)
Humane Society of Wicomico County Humane Society of Worcester County Junior Acheivement of the Eastern Shore
Life Crisis Center
Lower Shore Land Trust
Maryland Food Bank of the Eastern Shore
Mid-Atlantic Symphony Orchestra
Most Blessed Sacrament School
Ocean City Power Squadron
Parsonsburg Volunteer Fire Department
Rackliffe House
Salisbury Christian School
Salisbury Neighborhood Housing
Tim Kennard River Run
United Needs & Abilities
United Way of the Lower Eastern Shore Village of Hope Wall that Heals (Veterans Memorial) Wicomico Child Advocacy Center (CAC) Wicomico County Parks & Rec/CFES Wicomico Environmental Trust Wicomico Grows Kindness
Wicomico Libraries Reader Van Worcester County Veterans Memorial at Ocean Pines
Worcester Goes Purple Worcester GOLD
Worcester Youth and Family Counseling Services
Wyatt's Warriors Foundation Young Life Salisbury
REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY PAGE 14 JANUARY 2023
REALTORS® are members of the National Association of REALTORS®
These are the organizations we have supported. 314 Franklin Ave., Berlin MD 21811 www.CoastalRealtors.org Ask your Coastal member to apply for your non-profit grant. These are the organizations we have supported.
REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY JANUARY 2023 PAGE 15
REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY PAGE 16 JANUARY 2023 In a period of massive national, corporate consolidation in the Ocean City vacation rental market, Resort Rentals LLC stands apart as the local rental agency with local professionals who know Ocean City and personally care for your property. 20 years in business, over 35 years local rental experience Local office with local agents • Proven history of success • Record rentals in 2021 Special Introductory Offer! 14% Commission for 2 Years. Trust Your Investment with Local Professionals
