ABOUT OUR TEAM
T H E O L D H A M G R O U P | C O M PA S S
Expert A first generation Irani-American, Daniel is a dog loving, sports fan who spends his free time in downtown Los Gatos with his girlfriend and their pup, Prince. Guiding his clients through the real estate journey, and being their trusted and valued friend through the process is one of his favorite parts about being a realtor. Proud workaholic, he goes above and beyond for his clients and his team. His entrepreneurial and competitive spirit make him an asset to the Oldham Group and all of his clients.
DREdaniel.assadi@compass.com408.775.444402052607
OLDHAM GROUP My Team
SiliconAssadiDanielValley
https://www.compass.com/agents/daniel-assadi/
Realtor®
californialiving.meDREatrem.kho@compass.com408.209.1423Realtor®02120454
In many ways, Atrem always knew she’d work in the real estate industry. Growing up, She was always fascinated by spaces. Atrem has a degree in Interior Architecture from Pratt Institute and has worked in Hospitality and Luxury Residential Interior Design Firm for four years since graduating in 2018, and now with the Oldham Group will be able to help people find their dream Forhomes.Atrem, success is about giving the best service and helping people by leaving an impact. She wants to be the client’s “Realtor Siri” for any information on CMA’s, New Listings, etc. In her free time she enjoys the beautiful outdoors, hiking, working out, sunset dinner dates, and most importantly lots of family time.
InteriorKhosravianiAtremDesignSpecialist
OLDHAM GROUP My Team
DRE #: theoldhamgroup@compass.com888.842.493001207289
OLDHAM GROUP
My Team
From start to finish, you will be in capable hands, ensuring each detail is mastered. Trusted home improvement vendors and integral team members provide concierge service, while Andrew and Jennifer provide personal service and expert attention. Warmly embracing your real estate challenges, considerately guiding you through the process, systematically tackling each step, and responsively delivering your every need with calming confidence.
We understand a home is much more than where you rest your head at night. A home can be a lifetime of memories, an escape from stress, a feeling of security and love, and often a home represents the most significant financial asset of a family. Understanding the importance of a home is our job and our lifetime careers. It is our duty and our aspirations to see your transaction is not only as stress-free as possible but is a financially savvy move for you and your family. Compass and our team have innovated great programs like Compass Concierge, a program where we ensure your home achieves the highest price through cosmetic renovations. Beautifying your home will get the attention to attract the most buyers. And we do this with no points and costs, and we advance the expenses of this renovations at no cost to you. We do this because we want you to capture the equity you have earned over the years. Our team is very proud to have helped families realize their dream homes, start their real estate journeys, and transition to their next great life adventures.
Jennifer and Andrew Oldham Team Leaders
californialiving.meOldhamOldhamoldhamgroupcompassGroup|CompassGroupatCompass
About The Oldham Group
The Oldham Group is a Collective of talented agents, staff, and support, led by Andrew and Jennifer Oldham - Founding Agents for Compass. Having closed over $1 Billion in sales volume during their career, Andrew and Jennifer lead a team that has substantially increased its business year over year while covering the expansive Silicon Valley, San Francisco Peninsula, and Monterey Peninsula real estate market. Because their agents have been selected based on their hyper-local expertise, they confidently represent a vast coverage area with in-depth knowledgeacross Monterey Peninsula, Silicon Valley, and San Francisco Peninsula. With over 85 years of combined real estate expertise in marketing, law, title, design, and escrow, they provide their clients talents and expertise unparalleled in the California market. Combining their knowledge and experience with their love and passion for residential real estate, local expertise, exceptional marketing, personal service and the backing of the nation’s best luxury brokerage, Compass, they will prove to you the Oldham Group difference.
$300+M Closed Volume in 2021 Over 230 Transactions closed in 2021 Rankings #73 in the Nation #20 in California #14 out of the top 100 producing agents/teams in the Bay Area
All Cash Offer Program
How it works?
Our partner will use their funds to make an all-cash offer on the house on your behalf and close in 8 days. You don't need to move a muscle.
Our partner will verify your income, assets, and purchasing power so that they're ready to make the strongest offer possible - one that's all cash.
As soon as your loan closes, we sell the home to you at the same purchase price with either the standard 21-day no fee close or the express option that includes a small program fee of 1% of the home purchase price. Move on in!
You do the celebrating and our partner does the buying. They purchase the home and hold it while you secure financing.
4.The offer is accepted
This is the fun part: You tour homes with us until you find the right one.
3.Make an all-cash offer
2.Find your dream home
5.Take ownership and move in
1. Get approved
Trade-In Program 1.Get a guaranteed offer 2.Make a strong offer on your new home 3.Move in on your schedule 4.Get full market value when we sell your home How it works?
Oncetimeline.youroffer is accepted, everything comes together in days, not months. Our partner buys your home at the guaranteed price so you get the cash to close on your dream home and control when you move.
We list your past home. If your home sells for more than our partner paid for it, they give you the additional cash minus selling costs and program fees.
Our partners will work with us to make an offer on your current home - and guarantee it. That's the price they'll pay you for your current home as soon as you're ready to move into your new home.
When you've found the home of your dreams, you'll be ready to make an offer with no lending or home sale contingency. This means you're more likely to close and can do so on your own
We’ve finally entered a more balanced market where you can buy a home, negotiate price, and protect yourself with inspections and appraisals. Sellers are motivated right now. Honestly, some are even a bit discouraged because their property has been on the market for longer than they expected. You might actually be in a position to negotiate something off the asking price, which hasn’t happened in almost 2.5 years. The increase in interest rates may be offset by the decrease in prices you are seeing in the market. I can show you how you might be in a better position.
When it comes time to get a mortgage, remember you have lots of options. You don’t have to get a mortgage today, you can get a temporary mortgage in the form of an ARM and then if the recession happens, the FED will likely lower rates and at that time you can get your permanent mortgage. I can appreciate the thought of continuing to wait right now, but I want to remind you that there will be many other buyers who are thinking the same way. When it comes time for you to start your search again, they’ll be doing the same and you’ll face increased competition. Focus on quality: when there are few options, buying quality is even tougher.
While interest rates are up today vs 4 months ago, they’ve actually gone down over the past few weeks. Getting a mortgage may be easier right now versus later if a recession hits and banks tighten lending standards even further.
Important reasons to start looking again
The market has finally stabilized with more inventory becoming available, so this is the best time to buy a house in the past 2 years. Are you aware that even with the increased interest rates in today’s market, you are likely to pay a lower price which also means your down payment is less than just a few months ago yielding a very similar, maybe even lower, total cost for you?
The US has underbuilt millions of units, and remember that construction slows in a recession. This could lead to even worse shortages, which cause price gains, when the market recovers — and it always recovers. It will just be a matter of time. Let’s discuss your long term goals. Historically, owning property has served as a great investment. Very few people own a home for 2 3 years. Most live in their home for 7 13 years. Almost all homes bought in 2007, prior to the Great Recession, recovered fully and escalated in value. Those owners built equity and were not paying (rising) rent to a landlord.
Important reasons to start looking again
01 Find an Agent Set up a time to sit down with me to discuss the neighborhoods you’re considering and how I can help guide your search.
03 04
02 Get Pre-Approved Before beginning your search, your first step is to get preapproved for a mortgage loan (unless you will be paying the full price of your home in cash). I can recommend mortgage brokers. Based on your income and credit history, the mortgage broker will determine how much a bank will lend you, which will help determine the price range for your search.
THE PROCESS
Visit Properties Now is the time to consider your ideal home’s location and amenities. You will attend viewings and open houses spanning a range of areas and property types. Additionally, I will activate notifications for exclusive Coming Soon and Off-Market properties as they hit the market.
Once you identify a home you like, you can put in an offer, which is an agreement to pay a certain price for the home. This offer is packaged with a Proof of Funds (POF) and PreApproval Letter. Note: if your offer is lower than the list price or with terms not acceptable to the seller, the seller can return with a counter-offer price or acceptable terms, which you can accept, reject, or make another counter offer. I will provide advice throughout. Submit an Offer and Negotiate
Your attorney's job is vital to protecting your interests, and to review paperwork on your behalf. You will want to select an attorney who is familiar with these transactions. I can provide you with a recommended list of well regarded attorneys in the area 05 06 It is the buyer’s duty to select all desired inspections and determine the overall condition of the property within the agreed timeline and contractual contingencies. You will also review the disclosures and preliminary title report. You may approve or negotiate credits/repairs. Prior to closing, remember to schedule a final walk thru of the property to verify property is still in acceptable condition and any negotiated repairs were done Home Inspections
YCongratulations!ouarenowahomeowner.
A final walkthrough of the property is scheduled and completed just before closing The walkthrough confirms that no damage has been done to the home since the time of inspection and that the major systems and appliances are in working order.
Closing
08 07 09
Final Walkthrough
Organize an appraisal with your bank Your completed mortgage application with all supporting documentation should be submitted to your chosen lender upon receipt of the fully signed Purchase Agreement. The bank then issues loan approval. Consequently, you'll wire the closing funds with the homeowner’s insurance in place, and then the loan will be funded with clearance to close Loan and Appraisal Welcome Home! 10
Attorney Review
Once all the conditions of the contract have been satisfied, the closing is held. The closing documents are signed, payment is exchanged, and you receive the keys to your new home!
Certain criteria that have to be met in order to finalize the sale
Contingency
Earnest Money Deposit (EMD)
Recording Fees
Closing Costs Expenses incidental to a sale of real estate, such as loan fees, appraisal fees, and title insurance
The percentage of an individual's monthly gross income relative to the amount of debt owed A good faith deposit the buyer makes with an offer to show that you are serious about buying the property. In exchange, the seller agrees to stop marketing the property
Inspection
Pre Approved Advanced approval from a bank or other lending institution for a home mortgage.
Appraisal Debt-to-income ratio
The buyer reviews the house just before closing to make sure everything is in the same condition and that all home inspection items are fixed.
KEY TERMS
Title Insurance Insurance to protect the buyer and lender against losses arising from disputes over the ownership of a property
Assessment of the property’s market value, for the purpose of obtaining a mortgage and performed by a licensed appraiser Assessed Value Value placed upon property for property tax purposes by the tax collector
Pre-Qualified
A fee paid to the local government to officially report a sale of a home; usually paid by the buyer Get a better understanding of common real estate language and practices.
An expert conducts a formal review of the property to find visible issues that need to be repaired. Buyers typically make their offers contingent on an inspection, but sellers can conduct a pre offer inspection to appeal to buyers The buyer may choose to do additional inspections like radon and a sewer scope Lien Search A background check on the property and the seller to ensure there are no outstanding debts or claims upon the property.
Final Walkthrough
Potential buyers provide an overall financial picture and mortgage brokers provide an estimate of what level of loan you will likely be pre approved for.
Collections lets you compare multiple properties their size, neighborhood, amenities within a central visual workspace. I can monitor market activity in real time, stay in constant contact, and invite collaborators to join in on our search discussions Collections Search Compass Search can sort by a wide range of features and amenities to pinpoint the perfect home. Plus, discover exclusive Compass listings you won’t find anywhere else and receive real time notifications of new homes with customized Saved Searches! What buyer isn’t looking for an edge over the competition? Browse unique properties that are only viewable on Compass.com and discover your future home before it even hits the market. Coming Soon and Private Exclusives MY COMPASS TOOLS AND PROGRAMS HELP YOU FIND YOUR NEXT HOME
FIND YOUR DREAM HOME WITH COMPASS No matter where your move may take you, my national Compass network can help! In real estate, relationships are everything. My national network of agents covers 45% of the country's population, making Compass a coast-to-coast network of collaborative, hardworking agents. When you're looking to move to a new area, I leverage these local and national connections to make your dream homeyours. 69 markets 26,000+ agents #1 brokerage based on Closed Sales Volume*
*Source: RealTrends article published 3/16/2022, based on Closed Sales Volume for 2021. This information is based on Compass’ 2021 public earnings report. Definitions: Closed Sales Volume – the total sales price of all the closed units. Listings Taken – number of properties that were listed for sale with a real estate agent. Listings Taken Volume – the total price of the listings that were placed on the market.
Compass is a licensed real estate broker, licensed to do business as Compass RE in Delaware, Idaho, New Jersey, Pennsylvania and Tennessee, Compass Real Estate in Washington, DC, Maine, Vermont, Wyoming and Idaho, Compass Realty Group in Missouri and Kansas, and Compass South Carolina LLC in South Carolina. All material is intended for informational purposes only and is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale, or withdrawal without notice. No statement is made as to the accuracy of any description of measurements (including square footage). This is not intended to solicit property already listed. No financial or legal advice provided. Equal Housing Opportunity.
Atrem Khosraviani DRE #: 02052607 408.209.1423 atrem.kho@compass.com
I LOOK FORWARD TO WORKING WITH YOU
I go above and beyond to help my clients search for their perfect home, providing guidance and advice throughout every step of the buying process. Together, we'll collaborate closely to find homes that fit your needs, budget, and lifestyle. Working with me means you'll have a seamless experience and be well positioned to make your dream home yours when you find it. I make sure my clients cross the home closing finish line with confidence and ease.
Daniel Assadi DRE #: 02052607 408.775.4444 daniel.assadi@compass.com