Buyer’s Guide
About the Oldham Group $300+M Closed Volume in 2022
Over 220 Transactions closed in 2022
#62 The Oldham Group is a Collective of talented agents, staff, and support, led by Andrew and Jennifer Oldham - Founding Agents for Compass. Having closed over $1 Billion in sales volume during their career, Andrew and Jennifer lead a team that has substantially increased its business year over year while covering the expansive Santa Clara, San Mateo, San Francisco, Monterey, Santa Cruz, Alameda, and Contra Costa County real estate markets. Because their agents have been selected based on
Teams in the nation
#20 Teams in California
#14 Top 100 producing agents or teams in the SF Bay Area
their hyper-local expertise, they confidently represent a vast coverage area with in-depth knowledge across several counties. With over 85 years of combined real estate expertise in
oldhamgroupcompass
marketing, law, title, design, and escrow, they provide their clients talents and expertise unparalleled in the California
Oldham Group | Compass
market. Combining their knowledge and experience with their love and passion for residential real estate, local expertise, exceptional marketing, personal service and the backing of the
Oldham Group at Compass
nation’s best luxury brokerage, Compass, they will prove to you the Oldham Group difference. O L D H A M G RO U P
californialiving.me
Kemper Ray SF Bay Area Specialist A lifelong Bay Area resident, Kemper grew up in Belmont and attended Santa Clara University where he received his Bachelor of Science degree in Marketing. Kemper then began his career in product marketing at some of the top tech companies in Silicon Valley. A few years later, he found his passion for real estate and began his real estate career. As an agent he knows that his clients are looking for guidance and support in their transactions, but Kemper offers more than that. He is committed beyond just facilitating a sale or purchase – his goal is to create such a strong foundation with you that you’ll want him in your real estate life forever. Having gone through the process himself, he understands it’s a life changing experience and knows how important it is to anticipate clients’ questions and concerns. With his passion for helping people, his marketing expertise, and his strong negotiation skills, he gives clients the white glove service they truly deserve.
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Realtor® 650.339.1439 kemper.ray@compass.com DRE 02150507 Whether he’s playing ice hockey, hiking, cooking, or spending time with his family and friends, Kemper will always be there for you when you need it.
Jennifer Oldham Team Leader
Jennifer is a high-performing real estate professional, who is not only an experienced realtor and loan officer, but also a skilled negotiator and a real estate paralegal. What sets Jennifer apart is her ability to listen to her clients’ needs and use her indepth knowledge of the real estate market to negotiate the best deal to exceed the clients’ expectations. With more than two decades of experience working for residential real estate, title, escrow, and specializing in high net worth clients. Jennifer knows exactly what it takes to buy or sell a home. This is one of the reasons why she has been an award-winning Realtor since 2000. When working with clients, Jennifer first learns about what the client wants, then clearly explains the process, sets goals, and works hard to accomplish the best result. Jennifer has built the team on three simple principles: 1. Be Kind, 2. Be Professional, 3. Be an Expert. Jennifer ensures each one of the Oldham Group Team members exemplifies this mantra without exception. Jennifer started in real estate 20 plus years ago in the Bay Area, and never quit.
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Realtor® 408.835.4119 jennifer@compass.com DRE 01325650 She loves seeing great families find the right home, and wonderful agents expand their real estate acumen and experience. An adrenaline junkie, Jennifer has sought out and excelled at every possible extreme sport, from racing dirt bikes to competitive boxing, ice skating to skydiving, she has done it all. Her motto “Don’t eff it up!” pretty much sums up Jenn’s leadership style. Funny and full of love, this bad ass hugger makes long lasting connections with her clients and team members alike.
Andrew Oldham Team Leader/Attorney Originally a real estate lawyer, Andrew’s 40 years of real estate experience makes him uniquely able to tackle any real estate problem. From legal expertise, to escrow and title specifics, to brokerage, Andrew has done it all and he loves doing it, for his clients and his team. Before starting the Oldham Group, Andrew had a long career as a real estate litigator, and real estate entrepreneur. After passing the bar, his real estate law career took off and he spent years in escrow litigation as a freelancer and salaried lawyer. In the nineties, Andrew founded a real estate company called
Realtor® 408.393.0773 andrew.oldham@compass.com DRE 01207289
eHome. eHome took advantage of
When he’s not assisting clients and agents, or
burgeoning internet technology, and
working with Compass to help them improve
found a home for real estate there.
their tools and resources, Andrew loves
They raised 30 million in capital and
walking Asilomar beach with his wife and
were the first to make the MLS
business partner, Jennifer and their adorable
searchable for clients, not just agents,
Boston, Abby. Andrew prides himself on
and expanded to three states.
being a kind, and loving person first and foremost, and second (but just barely) an excellent real estate professional.
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Testimonials I would highly recommend Kemper to anyone looking to buy or sell their home! Kemper is a Bay Area native and knows so much about the area and the ins and outs of the various neighborhoods and cities along the Peninsula. He is a top notch communicator – always quick to answer questions or look into a property and is quick to help with last minute requests. He is helpful with accommodating anyone's schedule. He takes the time to truly understand what his clients are looking for and makes the process fun, easy, and enjoyable. Can't recommend him enough! Kemper did an amazing job helping my mom buy her new home. He was always very attentive, and listened to all of her needs. There were many times he went above and beyond, spending several hours a week talking to her about her thoughts, ideal plans, and went into detail about different options. Kemper worked with my mom for 6 months until she was ready to buy a new home, and he continued to be as eager and devoted as day 1. I highly recommend working with Kemper, his can-do attitude, optimism, and unquantifiable knowledge made this process seamless and a great experience for my family. Kemper is a fantastic agent that always puts his clients first. He is very flexible and often works late at night to get things done as soon as possible. Working with him has been a breeze and he made my life very easy even though my circumstances sometimes made things difficult. He is very knowledgeable in the industry and I could always rely on his expertise. Kemper was also very strategic in negotiations and I was able to get the property under listing price and get a great deal. Through Kemper's connections, I was even able to see houses online and in-person before they were even on the market which was a huge advantage. I highly recommend working with him!
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SIGNIFICANT SALES
150 Isabella Avenue El Camino to Alameda 6 BD 8 BA 5450 SF $11,188,000
25701 Lomita Linda Court Los Altos Hills 5 BD 7 BA 5647 SF $8,750,000
211 Yerba Buena Avenue North Los Altos 5 BD 5 BA 5270 SF $5,710,000
550 Lakeview Way Emerald Lake 4 BD 5 BA 3729 SF $5,600,000
609 Spargur Drive North Los Altos 5 BD 4 BA 3065 SF $4,850,000
5938 Country Club Parkway Silver Creek 4 BD 5 BA 5222 SF $4,700,000
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REDEFINING REAL ESTATE Founded in 2012, Compass pairs best-in class agents with cutting edge technology and unparalleled marketing. Our innovative approach has secured over $1.5 billion in capital from the world’s most prominent investors, allowing for the development of tools and recruitment of talent to build a once-in-a-generation company.
$254B+ 2021 Gross Transaction Value*
28K+ Top-ranked agents**
71
Markets***
*Gross Transaction Value is the sum of all closing sale prices for homes transacted by agents on the Compass platform. We include the value of a single transaction twice when our agents serve both the home buyer and home seller in the transaction. This metric excludes rental transactions. **Agents are defined as all licensed agents on the Compass platform as of 3/31/21. ***U.S. Markets is defined as metropolitan statistical areas, or MSAs, according to the U.S. Census Bureau.
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THE LUXURY DIVISION By virtue of admission into the Compass Luxury Division, our most prestigious properties are shared with an elite audience of luxury consumers, top brokers, and qualified buyers around the world.
32K+
LUXURY DIVISION NEWSLETTERS Over 32,000 high net worth individuals and leading brokers worldwide subscribe to receive our most luxurious listings every month.*
75K+
CURATED MAGAZINE Our bi-annual periodical of luxury properties, Curated Magazine reaches an elite international audience of over 70,000 luxury consumers and qualified buyers.*
20K+
LUXURY BROKER NETWORK As the largest independently owned brokerage, listings easily and effectively reach our growing network of 20,000 top agents across the country.**
240K+
LUXURY DIVISION WEBSITE Our specialized luxury property website, LuxuryatCompass.com, drives over 240,000 visits from luxury consumers and brokers annually.*
* Internal Compass data ** Agents are defined as all licensed agents on the Compass platform as of 3/31/21.
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The Compass Advantage Compass takes a tech-driven, personalized approach, combining a collaborative agent community, in-house creative agency, and the industry’s most tenured leadership team.
$35B+ Sales volume in 2022*
3,800+ Number of agents
280+ Number of employees
3
Amazing partners
Alain Pinel Realtors Pacific Union Paragon
*Source: Broker Metrics. Residential sales for eight Bay Area counties from 11/1/20 - 10/31/21.
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My Compass tools and programs help you find your next home
Collections Collections lets you compare multiple properties—their size, neighborhood, amenities—within a central visual workspace. I can monitor market activity in real time, stay in constant contact, and invite collaborators to join in on our search discussions.
Search Compass Search can sort by a wide range of features and amenities to pinpoint the perfect home. Plus, discover exclusive Compass listings you won’t find anywhere else and receive realtime notifications of new homes with customized Saved Searches!
Coming Soon and Private Exclusives What buyer isn’t looking for an edge over the competition? Browse unique properties that are only viewable on Compass.com and discover your future home before it even hits the market.
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Dynamic markets call for dynamic programs.
Buyer & Seller Solutions Exclusive to Our Clients
Exclusive Zillow Showcase Listing Only a few listings each month receive the opportunity to be a Zillow Showcase Listing, let’s make one of them your home!
Your home will gain prioritized exposure by potential buyers when they search for properties on Zillow with over 226 million average monthly unique users. Your listing will receive dedicated, branded "new property alert emails" sent to interested buyers. With a limited number of listings per city, Showcase helps your home stand out with best- in-class media like high-resolution photography, interactive floor plans, room-by-room photo organization and virtual tours to impress potential buyers.
Buy Before You Sell Move into your new home now, then sell your old home on the open market after with our partner's Buy Before you Sell program.
How does Buy Before you Sell Work?
01
Unlock equity from your home with ease Our partner will evaluate your property for the program and let you know how much of your equity you can unlock for the purchase of your new home.
02
Buy your dream home with confidence Make a strong offer on your new home without a home sale contingency — and avoid moving twice.
03
Sell your current home with peace of mind We'll list your home vacant on the market to attract the strongest offer possible.
Commonly Asked Questions How much does the program cost? It’s free to get started and see how much equity you can unlock. If you decide to transact using the program, there is a flat fee of 2.4%* of the departing residence home sale. How do you determine how much equity I can unlock from my current home? The amount of equity you can unlock is determined using our partner’s proprietary algorithm, which takes into consideration the estimation of your home’s value, current market conditions, projected market risk, borrower financials, outstanding loans, and more. You’ll be able to unlock a portion of the overall equity you have in your home upfront, prior to selling the home — and will receive the remainder of your equity after the home sells, less program fees and expenses. What if my home is already listed? There is no limit for how many cumulative days a property has been listed on the market at time of submission. However, the total number of listed days can affect your Equity Unlock Amount based on the risk profile of the property.
Cash Offer How does it work? 01
Get fully cash approved Our partner evaluates you for the program and, if approved, they underwrite you in full to empower you to make a Cash Offer.
02
Make a strong offer on your new home Write a Cash Offer under your name with our partner's proof-of-funds rather than a pre-approval letter, with no financial or appraisal contingencies.
03
Close in as few as 12 days You’re able to move in immediately upon closing.
04
Mortgage closing Our partner refinances you into a long-term mortgage ~20-30 days later.
Frequently Asked Questions How much does the program cost? Cash Offer has a flat fee of 2%** of the incoming residence purchase price. How long does the HomeLight Cash Offer process take? It depends on how quickly you are able to provide the requested documentation for your upfront underwrite. Our partner can complete the underwrite in a few days after they have the loan application and all supporting documents. Once you’re fully cash approved, they can close on your home in as few as 12 days after offer acceptance. The refinance of your short-term cash loan into a long-term mortgage takes 20-30 days on average. Does our partner still require an appraisal? Yes. In most cases, an appraisal is required. The appraisal occurs after your short-term cash loan closes, but before the refinance of the short-term cash loan into a long-term mortgage. This is to protect you from appraisal gap risk while removing the appraisal contingency on your offer. How does the short-term cash loan work? You are provided with a short-term Cash Loan at the same interest rate as your mortgage, which you combine with your own down payment to purchase your home. You will receive loan disclosures for both your short-term cash loan and your mortgage once you’re under contract with the seller. How do I know if I’m a good fit for the program? Cash Offer is a great fit for a variety of buyers — our partners are able to approve up to $2 million in loan value. We can also assist clients in need of a VA, and ensure a closing within 35 days. However, we’re currently unable to work with clients who require a USDA loan.
Buying and Selling in a Competitive Market? Make the strongest offer with a powerful combo: Buy Before You Sell + Cash Offer
Contingency- free offer
Negotiating power Buy Before You Sell + Cash Offer
Benefits
Fast close
Buy Before You Sell
Traditional Sale & Loan
✓
No home sale contingency No financing contingency
✓
No appraisal contingency
✓
Close in as few as 12 days
✓
Stronger offer under your name
✓
No expensive alternative financing
✓
✓
No costly in-between homeownership
✓
✓
How it works 01
02
03
04
Unlock a portion of equity from your current home with Buy Before You Sell.
Find your dream home and use Cash Offer to make a strong offer. You’ll use the equity you unlocked with Buy Before You Sell to make a competitive and non-contingent Cash Offer on your new home.
Win your dream home. Cash Offers are 4x more likely to win compared to offers with a loan contingency*.
Move into your new home while I prep, stage and list your old home to ensure it sells for its maximum market value.
Our mission is to help everyone find their place in this world.
Kemper Ray
Jennifer Oldham
DRE# 02150507 650.339.1439 kemper.ray@compass.com californialiving.me
DRE# 01325650 408.835.4119 jennifer@compass.com californialiving.me