Lebanon County 50plus LIFE October 2019

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Complimentary | Lebanon County Edition | October 2019 • Vol. 14 No. 10

nsee dent Lice n e p e d is an In ciation lueCross BlueShield Asso B l a it p a C eCross of the Blu

Hooked on Fishing Lures page 4

veterans’ expo & job fair highlights page 7

special section: funeral preplanning

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Oct. 5, 2019 9 a.m. – 2 p.m.

Lebanon Expo Center • 80 Rocherty Road, Lebanon

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aGreatWayToSpendMyDay.com

Wine Samples • Selfie Station

Artwalk • Health Screenings

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Dear Pharmacist

4 Powerful Medicinal Herbs for Breast Cancer Suzy Cohen

E Oct. 5, 2019 9 a.m. – 2 p.m. Lebanon Expo Center

80 Rocherty Road, Lebanon

Relax and unwind!

Women of all ages have enjoyed this fun-filled event! Health & Wellness • Finance • Home Technology • Beauty • Nutrition Home-Based Businesses Puppy and more!

Hugging!

Wine Tasting

Holiday Spa Health & Shopping Treatments Beauty

Call about sponsor and exhibitor opportunitie s today!

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There’s no time like the present to begin the changes necessary for better breast health. The takehome message today is that you can change the way you break down estrogen in your own body. You have direct October is Breast Cancer control over Awareness Month it, and that’s important are more likely to cause cancer than because others. Like I said, you can change estrogen breakdown is different for the way your body breaks down the everyone. circulating estrogen. Let’s start with the basics. When Here is some valuable information you say the word estrogen, that’s about how to manufacture your own actually three compounds: estradiol, healthy estrogen metabolites and estrone, and estriol. Of the three, make it such that you break it down estradiol is more strongly associated into forms that are less likely to cause with causing cancer than the other cancer. two. If you are currently undergoing Men and women both make chemotherapy, please ask your doctor estrogen. It’s the breakdown product if these are right for you. from testosterone, actually. If you have low testosterone, you’ll have low Rosemary – I recommend this as estrogen too. a fresh herb from your grocery store. Your body breaks down estrogen Cook with it, and make tea with it. into metabolites, and some of those

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Rosemary is a powerful antioxidant that has anti-inflammatory effects similar to a COX-2 inhibitor drug. Rosemary has antimicrobial and direct benefits for breast and prostate health. It also has anti-tumor benefits. Rosemary works by helping you break down estrogen into the safer anti-cancer metabolites. Broccoli – It’s impossible to eat 4 pounds of broccoli every day, so take the supplement called indole-3-carbinol (I3C) or DIM, I3C’s metabolite. It helps to balance estrogen levels in the body and appears to have anti-cancer effects, particularly for the breast and prostate. Too much of it, however, can crash your thyroid levels, due to its goitrogenic effect. Flax seed – This is kind of like plant-based estrogen (termed phytoestrogen), which kicks off dangerous estrogens from your cells. Men with prostate problems could benefit. Women with estrogen dominance — hallmarked by heavy periods, breast pain, cramping, and anxiety — might benefit from flax seed.

I recommend buying fresh flax seed, grinding it in a coffee grinder, and sprinkling it on yogurt or oatmeal. Sage – Salvia officinalis is the botanical name. Just like rosemary, sage contains a lot of “carnosic acid.” This compound was shown in numerous clinical trials to exert apoptosis, which means cancer cells die off. When combined, the breast cancer drug Tamoxifen and carnosic acid work more effectively together at slowing down cancer growth. You can buy fresh sage herb to cook with or herbal extract at any health food store. There are many other alternatives that I haven’t elaborated on, such as vitamin D, curcumin, and iodine, so if you’re interested in those, come to my website and sign up for my newsletter. Please ask your physician or oncologist if these are right for you. Cooking with the fresh herbs should be just fine. This information is not intended to diagnose, prevent, or treat your disease. For more information about the author, visit suzycohen.com.

At Your Fingertips Helpful numbers, hotlines, and local businesses and organizations eager to serve you—all just a phone call away.

Social Security Information (800) 772-1213

Office of Aging Lebanon County Area Agency on Aging (717) 273-9262 Pharmacies CVS/pharmacy www.cvs.com real estate Heart & Home Properties (717) 276-9951 Senior Centers Annville Senior Community Center (717) 867-1796

United Way of Lebanon County 2-1-1

Maple Street Senior Community Center (717) 273-1048

U.S. Department of Veterans Affairs (800) 827-1000 Housing Assistance Housing Assistance & Resources Program (HARP) (717) 273-9328

Myerstown Senior Community Center (717) 866-6786

Emergency Numbers Poison Control Center (800) 222-1222 Food Resources Food Stamps (800) 692-7462

CONTACT Helpline (717) 652-4400

Medicaid (800) 692-7462

Kidney Foundation (717) 652-8123

Medicare (800) 382-1274

The Leukemia & Lymphoma Society (717) 652-6520

PennDOT (800) 932-4600

Lebanon County Area Agency on Aging Meals on Wheels (717) 273-9262

Lupus Foundation (888) 215-8787 Hearing Services Pennsylvania Office for the Deaf and Hard of Hearing (800) 233-3008 V/TTY Home Care Services Homeland at Home Serving all of Lebanon County (717) 221-7892 Hospice Services Homeland at Home Serving all of Lebanon County (717) 221-7890 Hospitals Medical Society of Lebanon County (717) 270-7500

Pennsylvania Crime Stoppers (800) 472-8477

Lebanon County Christian Ministries (717) 272-4400 Salvation Army (717) 273-2655 financial services Morgan Stanley Wealth Management (302) 573-4027 Health & Medical Services Alzheimer’s Association (717) 651-5020 American Cancer Society (717) 231-4582 American Diabetes Association (717) 657-4310 American Heart Association/ American Stroke Association (717) 207-4265 American Lung Association (717) 541-5864 Arthritis Foundation (717) 274-0754 Bureau of Blindness and Visual Services (717) 787-7500

WellSpan Good Samaritan Hospital 252 S. Fourth St., Lebanon (717) 270-7500 Hotlines Energy Assistance (800) 692-7462 Environmental Protection Agency Emergency Hotline (800) 541-2050 IRS Income Tax Assistance (800) 829-1040

Recycling (800) 346-4242

Lebanon County Housing & Redevelopment Authorities (717) 274-1401 Lebanon HOPES (717) 274-7528, ext. 3201 Insurance Medicare Hotline (800) 638-6833 Legal Services Pennsylvania Bar Association (717) 238-6715

Northern Lebanon County Senior Community Center (717) 865-0944 Palmyra Senior Community Center (717) 838-8237 Senior Center of Lebanon Valley (717) 274-3451 Veterans Services Governor’s Veterans Outreach (717) 234-1681 Lebanon VA Medical Center 1700 S. Lincoln Ave., Lebanon (717) 228-6000 or (800) 409-8771 Volunteer opportunitIes RSVP of the Capital Region (717) 454-8647

Not an all-inclusive list of advertisers in your area.

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Cover Story

Hooked on Fishing Lures Corporate Office

3912 Abel Drive, Columbia, PA 17512 Phone 717.285.1350 • Fax 717.285.1360 Chester County: 610.675.6240 Cumberland County/Dauphin County: 717.770.0140 Berks County/Lancaster County/ Lebanon County/York County: 717.285.1350 Email address: info@onlinepub.com Website address: www.onlinepub.com

PRESIDENT AND PUBLISHER Donna K. Anderson

EDITORIAL

Vice President and Managing Editor Christianne Rupp Editor, 50plus Publications Megan Joyce

ART DEPARTMENT Project Coordinator Renee McWilliams Production Artists Connie Molitor Lauren Phillips

BUSINESS DEVELOPMENT

Senior Marketing Consultants Joshua Binkley Jennifer Schmalhofer Angie Willis Marketing Consultant Cassidy Galeone Events Manager Kimberly Shaffer

ADMINISTRATION Business Manager Elizabeth Duvall

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50plus LIFE is published by On-Line Publishers, Inc. and is distributed monthly among senior centers, retirement communities, banks, grocers, libraries and other outlets serving the senior community. On-Line Publishers, Inc. will not knowingly accept or publish advertising which may be fraudulent or misleading in nature. Views expressed in opinion stories, contributions, articles and letters are not necessarily the views of the publisher. The appearance of advertisements for products or services does not constitute an endorsement of the particular product or service. The publisher will not be responsible for mistakes in advertisements unless notified within five days of publication. On-Line Publishers, Inc. reserves the right to revise or reject any and all advertising. No part of this publication may be reproduced or reprinted without permission of On-Line Publishers, Inc. We will not knowingly publish any advertisement or information not in compliance with the Federal Fair Housing Act, Pennsylvania State laws or other local laws.

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By Bart Stump The expression family members into “gone fishing” has approaching areas of taken on a whole tall grass along the new meaning for shore with promises Dale and Gail of “that looks like a Stump. good spot,” only to Since 1999 the sit back and heartily retired couple has laugh as nesting, taken their love territorial Canada of kayaking and geese loudly hiss and fishing in a whole boisterously attack new direction: their kayaks. finding and Perils during the The main display contains some of Dale and Gail’s recovering lost winter have included favorite finds and larger-than-life gag gifts. fishing lures from becoming stuck lakes throughout atop sheets of ice, south-central requiring sharp blows Pennsylvania. from their kayak All told, they paddles to break have amassed through. a collection Dale has containing over developed an 4,200 lures and ingenious method 6,500 bobbers. of retrieving items Visitors’ reactions caught high up in to seeing the tree branches. Using collection for the a three-pronged first time vary from gardening scratcher an audible gasp to a attached to three Gail adds a new addition to a display containing over stunned, slack-jawed threaded sections of 200 sinkers of every size and style. silence. tube and a piece of Hitting the PVC pipe, he can water with their reach up to 20 feet green two-person in the air, pulling kayak, the pair snagged items from slowly paddles the branches. along the shore, “Many a lure sharp eyes scanning would fall down the water’s edge, right on top of Gail underlying roots, or in the water if I and overhanging didn’t hook it just branches for lost right,” states Dale lures and bobbers. with a chuckle. “It’s good exercise During the Dale Stump attempts to free a tangled lure from a tree. drought of 1999, and very relaxing,” says Dale. Dale and Gail would Sometimes recovery is as simple as plucking the walk along the newly exposed shoreline looking for object from the water or using a paddle to coax it out lost fishing items. That year they found 507 items, from under some vegetation or among tree roots. including the contents of an unfortunate fisherman’s More adventurous approaches include leaning boat that had tipped over. precariously over the edge of the boat or plowing Other unusual finds include an ornate .22 rifle headlong into brambles as large spiders and snakes that was turned over to the proper authorities, golf fall from overlying branches. clubs, complete tackle boxes, and a radio-controlled During the spring, Dale, being quite the toy racing boat. prankster, has been known to trick unsuspecting Finding the lures and bobbers is only the first www.50plusLifePA.com


step. When the pair gets the items “It was neat to go down early in home, Gail dutifully records the the morning when no one else was on number and type of each item the lake. The sound of the breaking found in her journal and then ice echoed across the lake,” she says. carefully cleans them. Dale fondly recalls seeing large Dale is in charge of making numbers of carp noisily splashing any needed repairs and replacing in the shallows during the spring missing hooks. spawning season and making a game The next step is putting the lures out of trying to catch leaves in the and bobbers on display in a section boats as they fell from the trees in the of their basement affectionately fall. called the “shrine.” “It was something — you never “I decided we had too many lures knew which way the leaves were Lures of every type and color hang from the Gail Stump with the lure that landed her in the sitting around, and I wanted to going to go. It was a real workout, rafters. emergency room. display them,” explains Gail. but a lot of fun.” Various hanging wire baskets and Overall, being hooked on fishing clear jars house hundreds of brightly lures has provided a plethora of colored round bobbers. Stick delightfully memorable experiences bobbers are artistically hung on a for Dale and Gail and has started wall display while still other bobbers a wonderful tradition that is being are carefully sorted into smiley face carried on by the entire family. and light-up styles. Bart Stump, a history teacher, writes A dazzling array of lures in every from York, Pa., and has been published color of the rainbow hangs on in numerous magazines. chains strung from the rafters or On the cover – Gail and Dale Stump arranged by style in displays backed have amassed a collection of 4,200 by underwater scenes. Rapala fishing lures and 6,500 bobbers, minnows swim next to imitation all housed in a section of their crayfish. Lead-headed jigs hang basement affectionately called beside rubber worms. “the shrine.” Baskets of bobbers hang near vintage and modern fishing tackle. Various spinners and spoons All photos courtesy Bart Stump. dangle from the ceiling, light and grandchildren have gotten into gleaming off their shiny gold and the act. Not only do they retrieve lost silver blades. Multicolored poppers, lures and bobbers, they also provide The December issue of LIFE surface plugs, and artificial frogs are fishing-related gag gifts, such as a will include a special focus — suspended nearby. larger-than-life bobber cooler and a Dale points out his favorite lure, a gigantic Rapala fishing lure. white mouse. More importantly, the collection “I had to get out of the kayak to provides Dale, Gail, and their family get it. It was up in a tree near the with a compelling reason to get dam breast. It was really neat.” outside on the water and enjoy the An assortment of fishing fresh air and sunshine. lure catalogs add to the overall Gail keeps a detailed journal Whether you provide relief through standard care, compleatmosphere, and a brightly colored describing each outing. She includes mentary and alternative medicine, therapies, fitness opyellow-and-green tin sign has been the location, weather, wildlife seen, tions, or specialty products ... slightly altered to advertise Stumpy’s and other noteworthy observations. 50plus LIFE is the perfect venue to reach an ideal demoBait and Tackle. Highlights include deer grazing graphic who can benefit from your information. An adjacent wall display contains and bedding down along the shore, dozens of lead sinkers meticulously a snapping turtle laying eggs on the arranged by size and style. bank, bald eagles and ospreys soaring Closing date for advertorial: Oct. 25, 2019 Certain items have a place of overhead, beaver-cut trees, snakes Closing date for ad copy: Nov. 1, 2019 honor in the display, including the and turtles sunning on rocks, flocks small grasshopper lure that landed of geese and cormorants swimming Gail in the emergency room after it nearby, and even a chipmunk eating Let our readers know what their options are became embedded in her thumb. raspberries under a tree. and to whom they can turn when they hurt. “He [Dale] wanted to cut it out, When asked about their favorite but I wouldn’t let him,” states Gail. memories, Gail fondly reminisces Please contact your sales representative at 717.285.1350 “The doctor at the ER told me I was about a winter jaunt in which a thin or info@onlinepub.com today the first patient that year to have a layer of ice covered the lake and to reserve your space! hook taken out.” how melodious it sounded as the The collection has become a family ice cracked and broke apart as they affair, as Dale and Gail’s children Online & In Print. onlinepub.com paddled through it.

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Orthopedics & Pain

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Home Care Services & Hospice Providers Listings with a screened background have additional information about their services in a display advertisement in this edition.

Homeland at Home

Pleasant View Care at Home

www.homelandathome.org Homeland Hospice: (717) 221-7890 Year Est.: 2008 Homeland HomeCare: (717) 221-7892 Year Est.: 2016 Homeland HomeHealth: (717) 412-0166 Year Est.: 2017 Counties Served: Adams, Cumberland*, Dauphin*, Franklin, Fulton, Juniata, Lancaster, Lebanon*, Northumberland, Perry*, Schuylkill, Snyder, York* *Homeland HomeHealth currently serves five of 13 counties. RNs: Yes LPNs: Yes CNAs/Home Aides: Yes

(717) 664-6646 www.pleasantviewrc.org/care-at-home Homeland at Home is a community outreach of Homeland Center, a nonprofit CCRC that has served our region with excellent and benevolent care since 1867. Our expert team is dedicated to providing a continuum of At Home services—from nonmedical personal assistance to skilled nursing and compassionate hospice and palliative care. We are privileged to care for you and your loved ones … any place you call “home.” We offer community and staff educational programs, including a “My Reflections” end-of-life planning workshop, as well as 15 unique bereavement support groups.

Year Est.: 2007 Counties Served: Lancaster, Lebanon RNs: Yes LPNs: Yes CNAs: Yes Home Aides: Yes Medicare Certified?: No

Surrey Home Care Services (610) 647-9840 www.surreyhomecare.org

Medicare Certified: Yes

Year Est.: 1981 Counties Served: Chester, Delaware, Montgomery RNs: Yes LPNs: No CNAs: Yes Home Aides: Yes Medicare Certified?: No

Hospice & Community Care

Visiting Angels

Direct Care Workers: Yes PT/OT/Speech Therapists: Yes Social Workers: Yes Spiritual Counselors: Yes Complementary Therapies: Yes

(844) 422-4031 www.hospicecommunity.org

Year Est.: 1980 Counties Served: Adams, Berks, Chester, Dauphin, Lancaster, Lebanon, and York RNs: Yes LPNs: Yes CNAs: Yes Home Aides: Yes Medicare Certified?: Yes

Hospice & Community Care provides personalized hospice and palliative care in homes, senior living facilities, and hospitals and at the Bob Fryer & Family Inpatient Center for 24-hour hospice care. Clinical staff on-call 24/7 with 24-hour admissions. Physicians and nurse practitioners boardcertified in hospice and palliative medicine. Grief support available free at Pathways Center for Grief & Loss.

Caring and professional staff provide supportive services to help maintain independence within the comfortable setting of home. Personal services, companion care, dementia care services, and transitional care offered — call for a free consultation.

Surrey, a nonprofit, provides in-home services including personal care, social companions, medical procedure transportation, geriatric care management, RN care management, and live-in caregivers. We also offer housecleaning and weekend respite care.

(800) 365-4189 www.visitingangels.com Year Est.: 2001 Counties Served: Adams, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York RNs: No LPNs: No CNAs: Yes Home Aides: Yes Medicare Certified?: No

Visiting Angels provides seniors and adults with the needed assistance to continue living at home. Flexible hours up to 24 hours per day. Companionship, personal hygiene, meal prep, and more. Our caregivers are thoroughly screened, bonded, and insured. Call today for a complimentary and informational meeting.

Landis at Home

(717) 509-5800 www.LandisAtHome.org Year Est.: 2007 Counties Served: Lancaster RNs: Yes LPNs: Yes CNAs: Yes Home Aides: Yes Medicare Certified?: No

A licensed home-care agency, offering a variety of services to persons in their homes within 15 miles of the Landis Homes campus. Services, provided by carefully screened and qualified caregivers with oversight from RNs, may be used for a short visit or up to 24 hours a day. Call for a free, in-home consultation. Landis at Home is an affiliate of Landis Communities.

If you would like to be featured on this important page, please contact your account representative or call (717) 285-1350.

This is not an all-inclusive list of agencies and providers. These advertisers are eager to provide additional information about their services.


Veterans’ Expo & Job Fair Makes Lebanon Debut By Megan Joyce After more than two decades with the U.S. Navy, Derek Lindsay had traded a military uniform for a suit and tie. Currently unemployed, the Cleona resident made his way around the floor of the recent Lebanon County Veterans’ Expo and Job Fair, in search of prospective employers who would take his Navy experience as a hospital foreman and transform it into civilian work. “I just finished up my bachelor’s degree in healthcare management … so I’m trying to find a job,” Lindsay said. “I retired from the Navy after 26 years ranked as a senior chief.” Lindsay was not alone in his job-seeking mission that day, as transitioning military personnel, veterans, and their families gathered for the recent Veterans’ Expo and Job Fair, held at the Lebanon Valley Expo Center and hosted by OLP Events. It was the first time the one-day event, which comprises both an expo and a job fair, was held in Lebanon County. Admission was free to the public. “Recent employment numbers suggest the country is near full employment, which makes it very difficult for employers to find qualified employees,” Donna Anderson, president/CEO of OLP Events, said in her remarks during the event’s opening ceremony. “And that’s why many of these great businesses are here today — because they know veterans make wonderful employees.” The Red Rose Veterans Honor Guard performed the Presentation of Colors, honoring each branch of the military, and Jack Cantwell, veteran and owner of SkyLimit Marketing, sang the national anthem and led the pledge of allegiance. Doug Etter, manager of public and community relations for the Lebanon VA Medical Center, expressed his gratitude to his fellow www.50plusLifePA.com

veterans in the room. Etter retired as a colonel from the U.S. Army in July after 34 years. “We as a VA are here to take care of my brothers and sisters,” Etter said. “So, my brothers and sisters, thank you for your service. As one who has consumed the dregs of combat with you, I understand, I’ve been there, and I appreciate you more than you can know.” Jo Garvin, from the Quilts of Valor Foundation, presented Quilts of Valor to William H. Dangro, U.S. Army technical corporal, and John E. Bidding, Marine Corps weapons specialist E5 and squad leader. The quilt is a lifetime award bestowed upon deserving veterans and active service members for their service to the nation. During the Korean War, Dangro, of Lancaster, was wounded three times the Battle of the Chosin Reservoir and spent 33 months in a communist prisoner of war camp. Bidding, of Camp Hill, served two tours of duty in Vietnam and earned the Good Conduct Medal, the Vietnamese Service Medal with two stars, the National Defense Service Medal, and several others. The Veterans’ Expo connected active and retired military members with benefits and resources available through local businesses and organizations. At the Job Fair, veterans and employers met face-to-face to discuss available positions, and students at Barber Styling Institute performed free haircuts. Company representatives were looking to fill openings in sales, labor, management, tech, medical services, transportation, clerical, manufacturing, engineering, construction, retail, financial services, and more. “We just try to reach out to the public, and this is a special group,” Brittani Helman, HR generalist with exhibitor Ace Hardware, said. “We have jobs we think would be a

good fit for them, so we’re just trying to employ the best. They’re hard workers; they show up to their job every day.” The Job Fair included a Resource Center that provided information for translating military careers to civilian opportunities. George Dillman, investor education coordinator for the Pennsylvania Department of Banking and Securities, discussed financial services and planning. Also available in the Resource Center were representatives from the Lebanon VA Medical Center, offering information on veteran benefits and resources, and staff from PA CareerLink of Lebanon County, who assisted with onsite computer registration for the organization’s job

programs and services. “If you are a veteran and you need a job, I hope you will find joy today in the employment offers that you receive,” Etter said. “And if you are looking for people who are dedicated, who know how to accomplish difficult tasks, who are able to work under great stress, who will not be positively testing in drug tests but will work creatively and cooperatively, then you want to hire a veteran.” The Veterans’ Expo and Job Fair will return to Lancaster County Thursday, Nov. 1, at the Farm and Home Center, 1383 Arcadia Road, Lancaster. For more information, call (717) 285-1350 or visit www.veteransexpo.com.

Proudly sponsored by: Principal Sponsors BUSINESSWoman

Marketing Sponsors

Disabled American Veterans Pennsylvania Veterans of Foreign Wars

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Media Sponsor

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Elder Law Attorneys

Specific areas of elder law in which the firm concentrates:

Bellomo & Associates, LLC 3198 East Market Street, York, PA 17402 717-845-5390 fax 717-845-5408 info@bellomoassociates.com www.bellomoassociates.com

4

4

2009

2009

Yes

Yes

Yes

Yes

Estate planning; wills and powers of attorney; Medicaid and long-term care planning; probate and estate administration; guardianship.

Yes

Estate planning, wills, trusts, powers of attorney, estate administration, guardianships. York County Bar Association Estate Planning and Probate Law Section, chairman since 2001, friendly and efficient service and staff.

Yes

Asset protection; long-term care; medical assistance; veterans’ benefits (veteran certified); estate planning, wills, trusts, powers of attorney; estate administration; guardianships. Attorney/CPA on staff.

Yes

Compassionate guidance with Alzheimer’s planning, Medicaid benefits, wills, powers of attorney, estate administration, and care coordination. Nurse on staff. Care crisis? Call for a free consultation with our care coordinator.

Yes

Advanced estate planning and all aspects of administration and probate, including all tax returns (CPA on staff); asset protection: Medicaid planning; all trusts, including special needs and charitable giving; guardianships; veterans’ benefits. 16 convenient locations in PA and MD with evening and weekend appointments available, and we make house calls too!

Blakey, Yost, Bupp & Rausch, LLP David A. Mills, Esquire

17 East Market Street, York, PA 17401 717-845-3674 fax 717-854-7839 dmills@blakeyyost.com www.blakeyyost.com

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7

1980

1990

No

Yes

No

Daley Zucker Meilton & Miner, LLC 635 North 12th Street, #101, Lemoyne, PA 17043 330 East Park Drive, Harrisburg, PA 17111 717-724-9821 fax 717-724-9826 ppatton@daleyzucker.com www.daleyzucker.com

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7

2004

2004

No

Yes

No

Keystone Elder Law P.C. 555 Gettysburg Pike, Suite B-200, Mechanicsburg Satellite office in Carlisle 717-697-3223 toll-free 844-697-3223 karen@keystoneelderlaw.com www.keystoneelderlaw.com

2

2

2010

2010

Yes

Yes

Yes

Mooney Law

HARRISBURG: 105 North Front St.; YORK: 40 East Philadelphia St. CARLISLE: 2 South Hanover St.; SHIPPENSBURG: 34 West King St. GETTYSBURG: 18 E. Middle St.; HANOVER: 230 York St. Additional offices in Duncannon, Frederick (MD), Greencastle, Halifax, Lancaster, Lebanon, Mercersburg, New Oxford, Stewartstown, and Westminster (MD) 717-200-HELP; toll-free 877-632-4656 — CALL 24/7 info@mooney4law.com www.PAElderIssues.com; www.Mooney4Law.com

4

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1997

1997

Yes

Yes

Yes

If you would like to be featured on this important page, please contact your marketing consultant or call (717) 285-1350. This is not an all-inclusive list. These advertisers are eager to provide additional information about their services. * Indicates that at least one attorney in the firm is a member. Information contained herein was provided by the firm.

Two Hours a Week in Nature Boosts Well-being Staying healthy isn’t all about exercise and diet — as important as they are. An article on the Science News website suggests that spending just two hours a week in nature is crucial to your health and well-being. A study of data from 20,000 people in England, conducted by the University of Exeter, found that folks who spend 120 minutes a week out in nature tend to report significantly better health and psychological well-being than those who don’t commune with nature at all in a typical week or who

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spend less than two hours outside in parks, woodlands, and beaches. Your two hours don’t have to happen all at once, either. The findings showed that the benefits accrued in either a single visit or several short periods. The benefits also were evident across the board regardless of gender, age, ethnicity, financial status, and disability. The bottom line: Get outside now, and you’ll feel better soon. www.50plusLifePA.com


Tips to Keep You Safe from Medicare Fraud By Brian O’Connell

With Medicare open enrollment season about to begin, it’s a good idea for enrollees to recognize and take action to stop Medicare fraud against them in its tracks. Just how bad is the Medicare consumer fraud problem? According to the Coalition Against Insurance Fraud, Medicare fraud — against consumers, government, and private health insurers — is the “largest type of insurance fraud by far,” with tens of billions of dollars lost each year by consumers. Forms of Medicare Fraud There are several ways that Medicare enrollees can be victimized by fraud. These scams are at the top of that list: Via phone — Identity fraudsters often target older Medicare enrollees via a phone call, telling seniors they’re with the government or a doctor’s office, and try to steal Medicare account data that they later use to commit fraud. Via email — Medicare fraud artists also frequently use email “phishing” techniques to reach out to Medicare enrollees, again claiming to be from the government or from a local hospital or doctor’s office. The scammers often try to elicit a Medicare enrollee’s personal data through email directly, claiming they need the user’s personal data to complete some important paperwork, and ask the Medicare beneficiary’s Social Security number and/or bank account and credit card account information. Or, they’ll attempt to get a senior to click on a malware-loaded email link, which then steals the consumer’s data. Actions to Protect against Medicare Fraud The good news? Medicare enrollees can take direct action to mitigate or even eliminate Medicare fraud, experts say. Get started with these tips: Lock down your medical information. “Be suspicious if anyone other than your doctor or medical www.50plusLifePA.com

provider asks for billing Medicare, your information, advising especially because procedures with this includes your higher rates of Social Security payment, and number,” says filing false claims Diana Golub, a have been on the licensed medical rise in the last professional decade.” and director Be careful of options at with all AIA Direct physician in Bradenton, Medicare Open Enrollment Period interactions. Florida. On its fraudOct. 15 – Dec. 7 “Make sure prevention you protect your webpage, Medicare card, and don’t share your Medicare.gov advises Medicare Medicare number. Think of it like a enrollees to not allow anyone, except credit or debit card number. Be aware your doctor or other Medicare of online or phone scammers. You providers, to review your medical don’t have to pay a processing fee or records or recommend services. purchase a temporary card should you “Also, don’t contact your doctor to misplace your Medicare card.” Review your Medicare claims. Review your Medicare claims to make sure there aren’t any errors or suspicious activity, advises Justin Lavelle, chief communications officer at BeenVerified, an online background-check platform. “Each time you receive healthcare services, write the service date on your calendar and save all the statements or receipts you may get back from your providers,” Lavelle says. “Check them for errors by comparing your healthcare service dates — as listed on your calendar — with what is listed on your statements.” In addition, check to ensure the prescriptions you’ve filled match the ones listed on your statements. If you find any errors, call (800) MEDICARE, Lavelle says. Don’t accept any services you don’t need. If your provider is putting pressure on you to get healthcare services you feel you don’t need, you can refuse the care and request another physician give you a second opinion. “Don’t feel that because it is your physician, someone you’ve trusted in the past, that you must move forward with all of their healthcare recommendations,” says Lavelle. “Medical professionals falsely

request a service that you don’t need, and don’t let anyone persuade you to see a doctor for care or services you don’t need,” the agency states. If you believe that you’ve been victimized by Medicare fraud, take these action steps: • Call CMS at (800) MEDICARE or (800) 633-4227. • Report it online to the Department of Health and Human Services Office of the Inspector General. • Call the Office of the Inspector General at (800) HHS‑TIPS or TTY: (800) 377‑4950. • Call your state insurance department or local law enforcement. Brian O’Connell is an analyst at InsuranceQuotes (www. insurancequotes.com).

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Melinda’s Garden

Plan Ahead for Amaryllis Blooms All Winter Long

Melinda Myers

Let amaryllis fill your home with flowers for the holidays and keep the blossoms coming all winter long. When you plant several different types of amaryllis bulbs, from both the southern and northern hemispheres, you can be sure to get a long-lasting, colorful show that will brighten your mood and surroundings throughout the winter months. Kick off the holiday season with amaryllis bulbs that are imported from growers in Peru. As we enter autumn, it’s springtime in South America, and these bulbs are eager to start blooming. Pot them up before early November for flowers in December. Amaryllis varieties grown in the southern hemisphere include deep-red Mandela, frosty-white Denver, coral-pink Bolero, and two-tone Charisma. Combine these impressive blossoms with greens, poinsettias, candles, and other holiday

Photo credit: Longfield Gardens

Amaryllis Double King

décor, or give them as living gifts to friends, family, and neighbors. Most amaryllis bulbs that are grown in the U.S. are imported from Holland, and their natural bloom time is January through March. Exactly when the flowers will open is impossible to predict. The best strategy is to choose a number of different varieties and plant them three to four weeks apart during November, December, and January. This way you will always have flowers coming into bloom. Start your indoor flower display with an early bloomer such as Evergreen, which is always quick to break out of dormancy. Its flowers have narrow, lime/chartreuse petals on 20-inch plants. Enjoy the impressive display as each bulb produces two stems with four to six blooms. Minerva’s extra-large, cherry-red flowers have a white star in the middle and an apple-green throat. They are eye-catching from afar and spectacular up close.

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Apple Blossom is a longtime favorite with snow-white petals brushed with pink and a lime-green throat. Or grow a double amaryllis, such as Double King, with layers of burgundy-red petals and up to a dozen flowers. Enjoy some of the more unusual amaryllis colors and flower styles by planting varieties such as Naranja, with its tropical red-orange blossoms, or Sweet Nymph, a romantic double amaryllis with stunning, coral-pink petals. Add elegance to your indoor garden with Picotee. Its 8-inch flowers are white with a thin, red line around each petal. As winter turns to early spring, celebrate with an explosion of indoor blooms from Red Pearl, Spartacus, and other proven performers. The velvety, burgundy-red flowers of Red Pearl have a deep maroon throat that sets off the glittering gold stamens. Spartacus turns heads with its crimson petals and bold, white stripes. Display your amaryllis on a mantle, kitchen counter, or entryway table where you can watch the amazing show as the first sprout appears, followed by buds and the spectacular trumpet-shaped blooms. Amaryllis are also beautiful, long-lasting cut flowers. For best selection, order your bulbs early and store them in a cool, dry, dark place until you are ready to plant. Once you pot up the bulbs and place them in a warm, bright location, flower buds should appear in about six to 10 weeks. Protect yourself from the winter blahs by investing in amaryllis. You can count on their big flowers and bright colors to lift your spirits and ease your way to spring. Melinda Myers has written more than 20 gardening books, including Small Space Gardening. She hosts The Great Courses’ How to Grow Anything DVD series and the nationally syndicated Melinda’s Garden Moment TV and radio program. www. melindamyers.com, www.longfield-gardens.com

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The Beauty in Nature

October Farmland Clyde McMillan-Gamber

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Squirrel Meet handsome hunk Squirrel! Squirrel is a 1-year-old neutered male. With his soft, gray-andwhite fur and bright eyes, he will surely steal your heart! Squirrel loves people. Squirrel is FIV positive. This simply means he may only go to a forever home with other cats that are FIV positive. Please give thoughtful consideration to

adopting handsome hunk Squirrel! For adoption process details, please visit www. lebanonhumane.org, call (717) 628-1369, or stop in the Humane Society of Lebanon County, 150 N. Ramona Road, Myerstown.

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Autumn reminds us that winter is coming, with its short daylight each day and cooling temperatures. And in spite of fall’s many beauties — including lovely flowers, colored leaves and berries, exciting bird migrations, and crop harvests — autumn sometimes conjures sad feelings in me because it represents summer’s end and winter’s coming. The first subtle signs of fall occur in southeastern Pennsylvania during the middle of August, with shorter amounts of sunlight per day, migrating swallows, and some leaves on black gum and red maple trees turning red. But autumn climaxes in the unique and attractive month called October. There is no other month like it. October is the month between summer’s warmth, green plants, and beautiful flowers and winter’s cold, which brings those grays and browns when deciduous trees are bare. October is the time of dying vegetation and wildlife preparations for winter. But there is beauty in the dying and excitement in the preparations. Several kinds of pretty flowers still bloom along sunny country roadsides, stream sides, and cornfields and in abandoned fields in October. Some of those attractive blooms are yellow ones on goldenrods, evening primroses, and butter and eggs; pink blossoms on smartweeds, bouncing bets, red clovers, and knapweeds; and white flowers on white asters. The small, white blossoms of white asters dominate some meadows and fields in October to the point that those open habitats look like snow fell only on them. These aster blooms are the last great source of nectar for

bees and a variety of other insects, particularly pearl crescent butterflies that ate the tissues of asters when they were larvae. Because pumpkin and soybean fields are not plowed until later, there is an abundance of decorative colored leaves in those sunny, human-made habitats in October. Tall red root, lamb’s quarters, and pokeweeds sport red leaves in those fields. And foxtail grasses turn yellow on those same lands. Seeds form on weeds and grasses that are edible to mice and a variety of seedeating birds, including sparrows and horned larks. Red foxes, American kestrels, red-tailed hawks, and screech owls catch and eat some of those mice and small birds through fall and winter. And along rural roadsides in October, staghorn sumac tree leaves are red while the foliage on sassafras trees are red, orange, and yellow. Meanwhile, Virginia creeper leaves are red, and poison ivy foliage is red, orange, and yellow on roadside fences and poles, adding more beauty to farmland. Staghorn sumac also produces red berries, and poke and sassafras grow purple ones that are pretty to us and edible to mice, American robins, cedar waxwings, and starlings. Grasshoppers, field crickets, woolly bear caterpillars, yellow sulphur butterflies, and other kinds of invertebrates are noticed among the roadside grasses in October. They help make farmland more interesting and are food for kestrels and skunks. When riding or walking along local farmland roads in October, watch for these lovely plants and animals. They will lift spirits and brighten days. www.50plusLifePA.com


On Life and Love after 50

Marriage vs. a Committed Relationship Tom Blake

As a senior-relationship columnist, I receive many interesting questions from older singles. Recently, Nancy emailed, “Are you married legally to Greta?” (The “Greta” to whom Nancy was referring has been my life partner for 21 years.) Nancy added, “I’m 65 and have a man I’d like to spend the rest of my life with. We’ve been together — on and off — for eight years. We don’t want to marry legally, but we would like a commitment ceremony. “I stayed home raising my ex-husband’s and my children for 25 years. We were divorced in 1996; he remarried. After he passed away, I started receiving his Social Security benefits because of the length of time married to him. If I were to marry legally, I’d lose the benefits. “Is there a way to be together with my guy without legally marrying so I don’t lose my exhusband’s Social Security benefits?” Before addressing Nancy’s questions, I strongly suggest she contact an attorney to ensure she doesn’t do anything to jeopardize receiving her deceased husband’s benefits. My answer to Nancy’s initial question: No, Greta and I are not “married legally.” We aren’t even married illegally. We’ve been together 21 years and have lived together 18 of those years, 13 of them in her home and the last five in my home. We have been blessed with the relationship the way it is. We travel often and share many expenses. Our life is as good as it gets. We see no reason to marry. Nancy also wanted to know if Greta and I have had a commitment ceremony. No, again. Every day is a commitment to each other; we don’t feel the need to have a ceremony. Other readers have shared thoughts on the marriage-vs.-committedrelationship topic. Annie said, “I met my partner five years ago. We are in a committed relationship and living together. We are surprised at the number of friends who ask, ‘When is he going to make me legal?’ “We don’t feel the need to be married. Our kids don’t care one way or the other. I wear a ring on my wedding-ring finger. We are turning 65 this year and have earned the right to do as we wish.” Nina stated, “I’m in my mid-50s, six years divorced, alone, have great friends, a pretty good life, and am fine with this for now. I don’t want to remarry, even if I find someone with whom love is real and mutual. I would like to be in a committed, loving relationship.” Jennifer shared, “Older people have already completed the child-raising task. They don’t need to nail down a reproductive agreement. “They have often spent a lifetime working and accumulating assets, and they frequently like to keep their finances separate. Sometimes, it’s simpler just to remain single, even while living together. “Those who, for religious or other reasons, are uncomfortable with this www.50plusLifePA.com

arrangement can still get married.” Marcia wrote, “Russ and I did not marry for myriad reasons. We know of couples who’ve had religious ceremonies under God, and they are happy.” Final thoughts to Nancy: Getting married would likely cause you to lose the Social Security benefits you are receiving. Don’t marry. Another reason not to marry: You said your eight-year relationship has been “on and off.” That’s not a good omen for marriage. A commitment ceremony? If you wish. Just be sure it’s not legally binding. Exchange rings, invite family and friends, have a ball — whatever you choose. The most important thing for seniors is to appreciate life, whether single, married, or in a committed relationship. For dating information, previous articles, or to sign up for Tom’s complimentary, weekly e-newsletter, go to www.findingloveafter50.com.

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October 2019

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Calendar of Events

Lebanon County

Community Programs/Support Groups Free and open to the public

Senior Center Activities

Oct. 3, 7 p.m. Spotted Lanternfly Public Meeting Lebanon Valley Agricultural Center 2120 Cornwall Road, Suite 1, Lebanon (877) 345-0691

Annville Senior Activity Center (717) 867-1796 200 S. White Oak St., Annville Oct. 3, 11 a.m. – Tai Chi Oct. 7, 10 a.m. – Paint a Halloween Pumpkin Oct. 21, 12:30 p.m. – Pinochle Club

Oct. 23, 6-7 p.m. Alzheimer’s and Dementia Family Support Group Linden Village 100 Tuck Court, Lebanon (717) 274-7400

Oct. 18, 7 p.m. Concert: Music of Irving Berlin Lebanon Community Concert Band St. Luke’s Episcopal Church 22 S. Sixth St., Lebanon (717) 272-6262

If you have an event you would like to include, please email information to mjoyce@onlinepub.com for consideration.

Library Programs Annville Free Library, 216 E. Main St., Annville, (717) 867-1802 Oct. 1, 6:30 p.m. – Adult Coloring Club Oct. 22, 6:30 p.m. – Be a Power User: Online Power Library System Lebanon Community Library, 125 N. Seventh St., Lebanon, (717) 273-7624 Mondays in October, 10 a.m. to 2 p.m. – Tech Help Oct. 16, 6:30 p.m. – Apple iPads for Seniors, Part One Matthews Public Library, 102 W. Main St., Fredericksburg, (717) 865-5523 Oct. 15, 10 a.m. to 2 p.m. – Tech Help

Myerstown Community Library, 199 N. College St., Myerstown, (717) 866-2800 Oct. 3, 6:30 p.m. – Intro to Computers, Part Two Palmyra Public Library, 50 Landings Drive, Suite B, Annville, (717) 838-1347 Oct. 9, 10:30 a.m. to 2:30 p.m. – Tech Help Richland Community Library, 111 E. Main St., Richland, (717) 866-4939 Oct. 9 and 16, 1:30 p.m. – Android Phones for Seniors, Parts One and Two

parks and recreation All events held at Park at Governor Dick unless otherwise noted. Oct. 5, 11 a.m. – The Art of Flint Knapping Oct. 6, 1:30 p.m. – Take a Walk in Penn’s Woods Oct. 27, 1:30 p.m. – Golden Eagle Hikers

Pet Insurance on the Rise The North American Pet Health Insurance Association reports that total premiums for pet insurance have hit a new level, reaching $1.42 billion in 2018. In the United States, pet insurance increased 18% for 2.43 million pets. In Canada, the rate grew 10.9% for 277,000 pets. The most common coverage was for accident and illness plans. Accident and illness premiums for dogs came in at $566 yearly in the U.S. and $734 in Canada. For cats, the U.S. premium was $354, and the Canadian rate was $400.

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Maple Street Senior Community Center (717) 273-1048 710 Maple St., Lebanon Thursdays, 11:30 a.m. to 1 p .m. – Well-Dressed Soup and Salad Bar Oct. 17, 9 a.m. to 3 p.m. – Fall Billiards 8-Ball Tourney Oct. 18, 10 a.m. – Fraud Bingo with George Dillman, Pa. Banking and Securities Myerstown Senior Community Center (717) 866-6786 Myerstown Baptist Church, 59 Ramona Road Myerstown Oct. 17, 10 a.m. – Packing Party for Operation Christmas Child Program Oct. 24, noon – Autumn Luncheon at Country Fare Restaurant Oct. 29, 10:30 a.m. – Presentation: AAA Information in General Northern Lebanon Senior Community Center (717) 865-0944 335 N. Lancaster St., Jonestown Mondays, Wednesda ys, Fridays, 10:30 a.m. – Walk with Ease at YMCA Tuesdays, 10:30 a.m. – Carpool to Root’s and Lunch Wednesdays, 1 p.m. – The Fabulous ’60s Palmyra Senior Community Center (717) 838-8237 101 S. Railroad St., Palmyra Oct. 3, 11:30 a.m. – Fall Fest at Heisey’s Diner Oct. 23, 10:30 a. m. – MindMatters Video Education: Memory as We Age Oct. 30, 11:30 a.m. – Silly Covered Dish Potluck Privately Owned Centers Senior Center of Lebanon Valley, Inc. (717) 274-3451 710 Maple St., Lebanon Washington Arms – (717) 274-1401 303 Chestnut St., Lebanon Submit senior center events to mjoyce@onlinepub.com.

www.50plusLifePA.com


It Was 50 Years Ago Today

‘Suspicious Minds’ Randal Hill

The King of Rock ’n’ Roll was pretty much washed up as a recording star by the late 1960s, especially in comparison to the days when he seemed to own the radio airwaves. Many offered their own opinions for the decline of Elvis Aron Presley: The explosive arrival of the Beatles. His choice of weak “Suspicious Minds” recording material. Each Elvis Presley, October 1969 film a bigger disappointment than the last. But in late 1968, things changed. Suddenly Presley found himself on a roll. His December television special, Singer Presents … Elvis (better known as “the ’68 Comeback Special”) was viewed — and enjoyed — by 42% of America’s total television audience. People seemed ready to re-embrace the Grand Old Man of Rock who, in pop-music years, was in his dotage at age 33. In January 1969, Presley left Hollywood and RCA Victor’s recording studio and came to his hometown of Memphis to cut a series of tracks at the American Sound Studio. Maybe — just maybe — he could get his groove back there. A dozen of the tunes that Presley recorded over a 10-day period that January ended up on his June 1969 LP, From Elvis in Memphis. The album’s highlight had been the single “In the Ghetto,” his only recorded nod to social consciousness. One of the songs left off the album had been “Suspicious Minds,” which had been written a year earlier by Texas-born songwriter Mark James. In a 2017 interview, James recalled how the tune came about. “Late one night, fooling around on my Fender guitar and using my Hammond organ pedals for a bass line, I came up with a catchy melody. I was married to my first wife then but still had feelings for my childhood sweetheart, who was married back in Houston. “My wife suspected I had those feelings, so it was a confusing time for me,” James said. “I felt as though all three of us were caught in this trap that we couldn’t walk out of.” James was so pleased with his creation that he decided to record “Suspicious Minds” himself. But the song quickly died a quiet death after it was issued on New York’s little Scepter Records label. When someone at American Sound Studio showed Presley the failed James 45 during a recording break, Presley immediately felt that this was the song — if done right — that could return him to the “big time.” He made eight attempts to get things right with “Suspicious Minds,” with everything coming together perfectly sometime between 4 and 7 a.m. on the day that he recorded the future classic that would quickly change the arc of his latter-day career. After a 13-year absence, Presley returned to the concert stage that July and premiered “Suspicious Minds” at the Las Vegas International Hotel. The audience loved it. In August, RCA Victor released what would become the King’s 18th and www.50plusLifePA.com

final No. 1 Billboard single. “Suspicious Minds” became a centerpiece of Presley’s live performances, and he offered it with high-octane enthusiasm right up to his final concert in 1977. Randal C. Hill is a rock ’n’ roll historian who lives at the Oregon coast. He may be reached at wryterhill@msn.com.

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October 30th is Create a Great Funeral Day Baby Boomers are Catalyst in Shift Beyond Traditional Burial By the year 2035, adults age 65 and older are projected to outnumber children for the first time in American history, according to the 2019 Cremation and Burial Report, released by the National Funeral Directors Association. With this large of an aging population comes a natural increase in the death rate. This rise is concurrent with the ever-growing popularity of cremation, which, for the fourth consecutive year, has outpaced the rate of burial. By 2040, according to the report, the cremation rate in the U.S. is projected to be 78.7% while the burial rate is predicted to be just 15.7%,

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signifying that cremation is no fading trend — it is the new norm, set in motion by baby boomers’ evolving end-of-life preferences. “The main reasons for the continued rise in cremation rates are cost, the perceived environmental impact, an increasingly transient population, weakening of traditional religious prohibitions, and changing consumer preferences,” said Mike Nicodemus, licensed funeral director and NFDA vice president of cremation services. “Baby boomers have been a significant factor in this shift, and their preferences will inform decisions made by the funeral profession for years to come.” This shift has given funeral-home owners a unique opportunity to adjust business practices to address the impact of cremation and meet changing consumer preferences. The number of licensed crematories in the United States increased 8.9% over the last two years, and approximately one-third of funeral homes operate their own crematories, with another 11% planning to open their own in the next five years. The increase in the cremation rate also raises the question of what happens to cremated remains after the fact. Families have many options and, according to the report, as of 2019, approximately 42% of cremated remains are returned to families, 35.2% are buried at a cemetery, 16% are scattered at non-cemetery locations, and 8.1% are placed in a columbarium. As the cremation rate rises in the coming years, non-burial options for cremated remains are expected to gain popularity as well.

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FREE calculator when you request your free quote!*** * Savings amounts are averages based on information from The Hartford’s AARP Auto Insurance Program customers who became new auto insurance policyholders between 1/1/17 and 12/31/17 and provided data regarding their savings and prior carrier. Your savings may vary. ** Based on customer experience reviews shared online at www.thehartford.com/aarp as of November 2018. *** The gift offer is good for first time responders who provide a valid email address. Responders will be sent an email to confirm the gift. All responders in IA, IL, MA and RI who do not provide an email address are still eligible to receive the gift The gift offer is not available in GA, ND, NM or PA, but residents may still request a quote. The gift is available only as a limited time offer. Please allow 4-7 weeks for delivery. † If you are age 50 or older, once you’re insured through this Program for ait least 60 days, you cannot be refused renewal as long as applicable premiums are paid when due. Also, you and other customary drivers of your vehicles must retain valid licenses, remain physically and mentally capable of operating an automobile, have no convictions for driving while intoxicated and must not have obtained your policy through material misrepresentation. Benefit currently not available in HI, MI, NH, NC and TX. §§ Limitations apply. AARP and its affliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states. The AARP Automobile Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in CA by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MN, by Sentinel Insurance Company; and in MA, MI and PA, by Trumbull Insurance Company. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify. The program is currently unavailable in Canada and U.S. Territories or possessions. 1 In Texas, the Auto Program is underwritten by Southern County Mutual Insurance Company, through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company. 006131

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October 30th is Create a Great Funeral Day The FAQs of Funeral Preplanning 50plus LIFE spoke with Michael C. Baublitz, funeral director/preplanning counselor at Etzweiler Family Funeral Service in York, to get some quick answers to common questions asked by those considering a preplanned funeral.

Does an individual have the option of planning ahead without paying ahead? Anyone has the ability to plan their own or loved one’s funeral; however, without prepaying, the cost is not guaranteed — but it does provide guidance to a family.

What are the general advantages of preplanning your funeral? The services are specific to the individual’s thoughts, needs, and wants, while eliminating the burden to loved ones during a very stressful time. I always enjoy creating a unique and one-of-a-kind service for individuals and their families. How does preplanning help the person’s survivors? Preplanning avoids confusion, anxiety, and conflicts during a very emotional time for families. Having a plan to follow allows the family certainty of a loved one’s wishes. How lengthy is the usual preplanning process? The preplanning consultation typically takes about an hour per person. The meeting can take place at either the funeral home or the individual’s residence, wherever they are comfortable. What are some of the chief considerations for someone wishing to preplan? There are many options available to choose from, such as traditional services, which typically include casket, viewing, religious service, and burial, or memorial service and cremation. Another consideration is the amount of funds available to prepay for their final wishes. Prepaying options include lump-sum or a monthly payment plan. Can changes be made to the plan after it’s been “finalized”? Yes, the plan is a blueprint, as such, until the time comes to implement the services.

What advice do you have for someone wishing to broach the subject of preplanning with a loved one, such as a parent or spouse? Broaching the subject of preplanning a funeral is half of the battle. It begins with educating oneself of the options available via a funeral preneed counselor. This can make the conversation less stressful and more productive for the individuals.

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Does preplanning protect against cost inflation? The simple answer is yes, if prepaid through a funeral home. Services and merchandise are guaranteed against any cost increases/inflation. How are funeral prepayments protected? For example, what if the funeral home goes out of business? The prepayment or money is protected by being placed into a funeral escrow account. It can be transferred at any time or for any reason.

A study by the National Institute on Aging suggests older individuals with hearing loss are significantly more likely to develop Alzheimer’s and dementia over time than those who retain their hearing. They suggest that an intervention — such as a hearing aid — could delay or prevent this by improving hearing!

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October 2019

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Soldier Stories

Robert Naeye

He Survived Firefights, Hepatitis, and a Landmine that Failed to Detonate

Central Pennsylvania resident Dan Dorsheimer had been in Vietnam for only three weeks when he went out on his first patrol as an Army infantryman. The events that followed would be seared into his memory. His platoon destroyed a South Vietnamese village and killed a young Vietnamese girl. He stepped on a landmine, which miraculously failed to explode. But despite experiencing Dorsheimer at a fire support base, 1968. intense combat and becoming severely ill twice, he would survive his tour and return to his hometown. Dorsheimer was born in February 1948 and raised in a family with a distinguished history of military service. His maternal grandfather served during World War I. His father fought in the brutal Battle of Okinawa in World War II, where he earned a Purple Heart. His brother also served in Vietnam. “When our country called, we answered the call, and I’m very proud of that,” says Dorsheimer. Dorsheimer graduated from high school in June 1966. Almost one year later to the day, he was drafted. He went into the Army so he would only have to serve two years. He spent eight weeks in basic training at Fort Knox, Kentucky, followed by nine weeks of advanced infantry training at Fort McClellan, Alabama. “We didn’t hear a lot of positive things in those 17 weeks of training. They really beat us up physically and emotionally. That’s just how it was,” says Dorsheimer. At the end of his training, Dorsheimer’s worst fears became reality: He received a letter ordering him to report to Fort Lewis, Washington, in the first week of November 1967. He realized he was going to ’Nam at a time when the war was intensifying and American casualties were starting to mount. After a brief period of rest back home, Dorsheimer’s parents drove him to Baltimore for the flight to Washington. “My mother watched the news; she knew what was going on in Vietnam. She was a mess. She didn’t know if she was ever going to see me again alive,” recalls Dorsheimer. After stops in Hawaii, Wake Island, and Guam, Dorsheimer landed at Cam Ranh Bay in November 1967. He wondered why men were cheering as he got off the plane but then realized they were going home. They told him “to have fun.” Dorsheimer recalls being scared to death. The next day, Dorsheimer flew on a cargo plane to the village of Pleiku in South Vietnam’s Central Highlands. There, he was assigned as a replacement to a company in the Army’s 4th Infantry Division. To some extent, Dorsheimer lucked out. During his 366-day tour of duty, the North Vietnamese Army and Viet Cong concentrated their forces to the north and south of the Central Highlands, so, as Dorsheimer says, “We didn’t see a whole lot of combat for an infantry unit.” Still, he saw horrible things and watched some of his buddies die. He calls

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his first three weeks in Vietnam “a nightmare,” and that experience included watching a fellow 19-year-old kid blow himself up while mishandling a grenade. On his first patrol, his platoon went out in the morning on a search-anddestroy mission to a nearby village that was thought to be sympathetic to the Viet Cong. The 40 or so men crossed a river and entered the village. Dorsheimer with two ARVN (Army of the The inhabitants lived in Republic of Vietnam) soldiers. primitive conditions, with thatched dwellings and dirt floors. The Americans only saw old men, women, and young children. As a newcomer, Dorsheimer depended on the officers and hardened veterans for his survival. But right away, he worried that his comrades were having too much fun searching and destroying. Before departing the village, the commanding officer ordered the men to burn it down. The men set fire to the grass with their lighters, which then lit the hatched dwellings. Dorsheimer admits that he helped. “These people had nothing — they were primitive peasants,” he recalls. “And that wasn’t the worst of it. We killed their chickens, their pigs, and we shot their water buffalo. These people had nothing. We destroyed absolutely everything in that village. Everything.” Dorsheimer was only 19, but he understood that ruining the livelihood of the locals was not exactly the best way to establish their faith in democracy. Walking back to the base camp, the line of men suddenly stopped. The point man looked at Dorsheimer, who heard a “poof.” He realized he was in trouble. He looked down to see smoke coming out from his right boot. He was told not to move. He had stepped on a small landmine consisting of plastic explosives. Fortunately for the rookie soldier, the mine failed to detonate. Even if it did, Dorsheimer probably would have survived. “It wasn’t meant to kill you. It was meant to put a hole in your foot and put you in the hospital.” As the men neared base camp, they saw a Vietnamese person cross their path in a rice paddy. Someone behind Dorsheimer yelled, “Go ahead and fire.” After turning over the body, they realized they had killed a young girl. Making matters worse, some of the men laughed. “I’m thinking, ‘What the hell is going on here?’” recalls Dorsheimer. “I wasn’t brought up that way.” Dorsheimer’s company went on numerous jungle patrols but rarely made contact with the enemy. Still, these were arduous missions, with the soldiers carrying heavy loads, going many days without showers, and eating the same dreary rations day after day. About five months into his tour, Dorsheimer contracted hepatitis and had to be medevacked to an aid station. By the time he got there, he was lapsing in and out of consciousness. He was freezing, but his head felt like it was on fire. He was running a high fever, so the medical personnel packed him in ice www.50plusLifePA.com


“like Charlie the Dorsheimer. Tuna.” But the attacks While ceased. recuperating This young at Cam Ranh soldier would Bay, he had survive several an incredibly more firefights unlikely chance and a bout encounter with of malaria. a fellow high Dorsheimer school graduate, received several Rick Criswell, ribbons and who was serving a letter of in the Army’s commendation Taking a meal, August 1968. st 101 Airborne for his service, Division. but he is quick The two to dismiss any spent several notion that he days together was a hero. at the hospital “I didn’t do and had a more than any photo taken. of the guys They sent a beside me. copy to the People back local weekly at base camp newspaper, wrote this stuff which up to try to published it on build morale,” Rich Burton, left, and Dan Dorsheimer. the front page he insists. of the April 19, Despite 1968, issue. everything he endured and all his Tragically, Criswell died in unpleasant memories, Dorsheimer action four months later. Shortly has built a successful postwar life. after returning home from the war, He retired in 2011 after working 22 Dorsheimer landed a job with a small years for Coca-Cola, and he has been bottling company. By an extraordinary married to his wife, Fran, for 28 years. coincidence, he discovered that Their son, Sage, currently lives in Criswell’s mother worked there too. He Williamsburg, Virginia. went to see her and saw that she was Like many Vietnam veterans, reading the paper. Dorsheimer has found it difficult for “I turned around and said, ‘Mrs. other people to relate to his wartime Criswell, hi, I’m Dan Dorsheimer.’ The experiences. tears rolled down her cheeks. It was “For 46, 47 years, I didn’t talk about Rick’s mother, probably two years after it because no one cared. Even the she buried her son. That picture in the veterans [here in town] really didn’t [newspaper] was quite possibly the last acknowledge us at the Legion and the picture she saw of her son before she VFW. Yeah, they signed us up, but saw him dead in that casket. they told us, ‘That’s not a real war.’ “She never came back to work, and Yeah, tell that to the 58,000 people I have never seen her to this day. Why who died.” did that happen?” But like most Vietnam veterans, his Dorsheimer vividly recalls a war experiences remain a defining part pitched firefight after recovering of his life. from his illness. He watched one of “I was 19 when I landed, 20 when his fellow soldiers die from a bullet I left. I’m proud of my service, as is fired from a nearby village. Suddenly, my father, my grandfather, and my two American jets zoomed by at low brother. I’m not proud of some of the altitude and dropped canisters of things that we did. We did some really napalm on the village, incinerating nasty things.” everything. Derry Township resident Robert Naeye “No fireworks display can do writes regularly for The Hummelstown Sun. what these two canisters did,” says www.50plusLifePA.com

Nov. 7, 2019 9 a.m. – 2 p.m.

Farm and Home Center

1383 Arcadia Road, Lancaster

This event is FREE to attend. Veterans (of all ages) and the military community and their families are invited to join us!

The Expo brings federal, state, and local agencies together with area businesses to provide information and resources to veterans and their families.

The Job Fair brings veterans and spouses who need jobs together with employers who can benefit from this rich source of talent to aid their organizations.

At the Expo

Veterans Benefits & Services Medical/Nonmedical Resources Products and Services Available Support/Assistance Programs Education/Training Services

At the Job Fair

Employers Job Counseling Workshops Employment Seminars Resume Writing Assistance Hosted by:

Sponsor & Exhibitor Opportunities Available

www.veteransexpo.com (717) 285-1350 www.olpevents.com

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