LISTING OF THE WEEK
HOUSE PLAN
Updated bungalow
Updated Prairie
The Listing of the Week is an updated bungalow in Oklahoma City’s Miller neighborhood. PAGE 8F
Low-pitched roof lines, wide eaves and bold squared porch support columns mark the Crownpoint as a contemporary Prairie-style home. PAGE 6F
REAL ESTATE
Mi-Ling Stone Poole
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THE OKLAHOMAN | NEWSOK.COM
SATURDAY, FEBRUARY 19, 2011
ASK MI-LING
TAKE CHARGE OF HOME Now is the time to throw all your inhibitions to the wind and be confident about making your own decisions about your home. PAGE 4F
IN BRIEF REMOVING STAINS
Snow remained in shaded areas of roofs for days after the back-to-back heavy snowstorms earlier this month. The prospect of ice damming and roof leaks the past several years has had some homeowners considering roof treatments not usually applied in Oklahoma, says David Smith, general manager of Basey’s Roofing in Oklahoma City. PHOTO BY JIM BECKEL, THE OKLAHOMAN
Q: The vegetable drawer in my refrigerator is stained with blue streaks, probably from a plastic grocery bag. How can I remove them? A: Try rubbing the stain gently with a cloth or paper towel dampened with mineral spirits. Test a small amount on your plastic crisper drawer to make sure it won’t melt the plastic. Be sure to wash the drawer thoroughly when you’re done. You can find mineral spirits where paint is sold.
When storms hit, service companies feel the punches BY DYRINDA TYSON Special Correspondent dyrinda@gmail.com
Steve Hampton thought he did everything right as the first of two snowstorms barreled toward central Oklahoma earlier this month. He said he made a point of checking a breaker box in a bedroom of his semirural home east of Yukon to make sure the power was on for a heater in his well house. The switch showed it was on. “So I was, as far as I knew, good to go,” he said. “But I wasn’t.” The retired disabled Army veteran and his wife, Linda, woke the next morning to a swirling, nightmarish world of cold and no water. He checked the circuit box again,
he said. It still showed the power on. “So I flipped it off and on and trotted back to the well house and found one of the pipes had frozen,” he said. “There was water everywhere.” He said he found the connection in the breaker box was broken, meaning the heater never came on in the well house. With a storm raging outside, their fate was sealed, at least for a few days. They had to rough it. “And just to top it off, my wife and I decided to pick those three days without water to have the stomach flu,” he said. “Which I think was just a case of the nerves SEE SERVICE, PAGE 2F
SPRAY KEEPS ROSES ROSY
Sherae LeJenne with Omni Carpet and Tile Cleaning pulls up carpet in a home in southwest Oklahoma City. Company owner Johny Misialek says his business this month has been three times busier than usual because of the winter storms. PHOTO BY DAVID MCDANIEL, THE OKLAHOMAN
Should you hang onto your house or sell now? After an empty-nest couple in their early 50s downsized to a waterfront condo, they confronted a wrenching decision. Should they sell the large family house where they’d lived for 15 years or keep it indefinitely as a rental property? “We went round and round, debating the pros and cons of renting vs. selling, and ultimately they decided to sell. But because they loved the house, it was a very, very hard decision,” said Ronald Phipps, the couple’s real estate broker. Phipps, president of the National Association of Realtors, said many homeowners now face the rent vs. sell quandary. On the one hand, selling appeals to those who want, or need, to liquidate any equity they have in the home. But on the other hand, many are tempted to postpone a home’s sale on the belief that it will appreciate in
Ellen James Martin SMART MOVES the near future. Emotional ties also can cause people to hang on. The couple who’d moved to the waterfront condo felt no pressure to extract the equity they had in the Colonial house where they had raised their children. Yet on an emotional level, they dreamed that one day they’d make the property part of their kids’ inheritance. “Unfortunately, when they asked their grown kids if any of them would ever like to live in the house, they all rejected the idea,” Phipps said. Another reason the couple decided to sell rather than rent was because “with 6,000 square
feet of living space, they thought the house wouldn’t go up in value as much as smaller, more energy-efficient homes,” Phipps said, adding that “they decided to take the proceeds from their sale and invest in smaller rental units.” Are you perplexed about whether to rent out or sell a home where you no longer live? If so, these pointers could prove helpful:
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Take into account the realities of life as a landlord. It may sound easy to convert your residence into a rental property. But Eric Tyson, the author of “Personal Finance for Dummies,” said many who become landlords for the first time find it surprisingly aggravating. One problem is that the quest for creditworthy renters can be more difficult than expected, especially during an economic
period characterized by high unemployment and reduced incomes. Another issue is maintaining the property. “It’s not like when you’re living in the house and can do a repair when you get around to it. When you’re renting out your house, you’re responsible for the safety and upkeep of the property all the time,” Tyson said. Consider asking a real estate appraiser to estimate your home’s future value. Fred Meyer, a real estate broker and consumer advocate, said many face the sell vs. rent decision after relocating out of state for a new job. And those who don’t need to pull their equity out of the home to buy in their new locale often find the idea of renting out their property appealing. But Meyer said you need a solid estimate on the appreciation potential
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of your place to make a wise decision. In other words, will the home’s future value warrant the aggravations of renting? Don’t let emotion rule the day. Given that a family home is filled with pleasant recollections for many people, some longtime owners are inclined to avoid a sale because they’re unhappy at the idea of cutting their ties. But Meyer cautions that letting emotions color your thinking can cause you to hang onto your property when selling makes more sense financially. “If you’re a Rockefeller, you can keep the house forever — even if that’s not prudent. But for the rest of us, deciding whether to sell has got to be a business decision,” he said.
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To contact Ellen James Martin, e-mail her at ellenjamesmartin@gmail.com. UNIVERSAL UCLICK
Jaz Rose Spray promises to help keep roses healthy and strong by boosting their natural tolerance to stress. The product contains methyl dihydrojasmonate, a type of molecule called a jasmonate that occurs naturally in plants and helps them resist disease and environmental stresses. The manufacturer, New Biology, said the spray helps roses tolerate conditions such as temperature extremes, drought and salt buildup in the soil, while also helping them produce leaves that stay green and blooms that are brighter and last longer. Jaz Rose Spray has been endorsed by the American Rose Society. It can be ordered at www.jaz sprays.com and costs $4.50 for a 32-ounce bottle. A 16-ounce bottle of concentrate — enough to feed 20 to 40 roses for one year — costs $32.99. A superconcentrated form sells for $68.99 for 32 ounces, enough for 150 to 200 roses for a year. Shipping is extra. MCCLATCHY-TRIBUNE INFORMATION SERVICES
INDEX Permits Harney Handy@Home
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REAL ESTATE
SATURDAY, FEBRUARY 19, 2011
Buddies Tristian Bargewell, 12, James Allison, 11, and Jacob Freitas, 13, grabbed shovels and set out asking neighbors in their Del City neighborhood to hire them to clear snow from sidewalks and driveways. A second winter storm in a week dumped snow in the Oklahoma City area Feb. 9. PHOTO BY JIM BECKEL, THE OKLAHOMAN
Service: Plumbers, roofers stay busy FROM PAGE 1F
because we were not happy campers.” He worked the phone. “Long story short, I called plumbers, plumbers, plumbers,” he said. “And everybody was frozen up, broken pipes and whatnot.” It was the same for many homeowners across the Oklahoma City area as winter weather pummeled central Oklahoma on Feb. 1 and again Feb. 8, bursting pipes and taxing roofs in the process. And that meant business was brisk once things thawed out enough for repair trucks to make their way out into the area — but there could be too much of a good thing. David Morecraft, owner of Plumb Crazy Plumbing in Oklahoma City, said he had crews working 18 hours a day. “To be honest with you, a lot of this could’ve been prevented if people would have taken some minor measures before the storms came in,” he said. Those include opening cabinets and leaving faucets dripping to keep the water moving through pipes, plus closing up foundation vents on raised-foundation homes. Likewise, the friendly local roofer can’t do much once ice has pushed its way up and under shingles on the roof, creating an ice dam. But they can help when it comes time to replace your roof, said David Smith, general manager of Basey’s Roofing in Oklahoma City. “In the last couple of years, with all the snow and ice we’ve had, more than normal — and this year after the hailstorms — people have been requesting snow and ice underlayment in some areas because they’d had leaks prior,” he said. Underlayments — moisture-proof membranes — can be installed in key areas underneath shingles to keep moisture out. Such precautions typically aren’t taken in Oklahoma because ice damming, and roof damage from it, is statistically rare. But with damming occurring four of the past five years, extra measures are growing in popularity. Job No. 1 is removing the snow and ice, of course. By this past Monday, with temperatures hitting the 60s — after reaching the 70s some places the day before — roofs were mostly clear, although snow still remained in shaded areas. Meanwhile, the work went on. “To say we have been incredibly busy would be an understatement,” said Johny Misialek, owner of
Heavy snow earlier this month lingered on roofs for several days, raising fears of ice damming, which is rare in Oklahoma but has been reported the past several years in the Oklahoma City area. PHOTO BY JIM BECKEL, THE OKLAHOMAN
A crew from Heartland Roofing in Bethany removes snow from the roof of a home in Edmond. The homeowner had experienced ice damming and a roof leak and didn’t want a repeat. PHOTO BY RICHARD MIZE, THE OKLAHOMAN
Omni Carpet and Tile Cleaning in Norman. He estimated his company was “about 300 percent” busier than it normally would be in February, and the frigid temperatures limited the number of jobs that crews could get through in a day. “What’s bad about the weather is we can’t work when it’s frozen outside. You can’t work past, like, 9 o’clock, because it’s too cold, and it’ll freeze the lines in the vans,” he said. “And you really can’t get started till about 10 o’clock (in the morning) when the sun comes up, or your pipes are going to freeze in the van.” The one-two punch of one storm after another made it hard for companies to get a handle on their workloads. For Jerry Chance, owner of Flood Masters, this meant 17-hour days and a lot of phone juggling — and maybe a little guilt. “I just hate that previous customers have been
In the last couple of years, with all the snow and ice we’ve had, more than normal — and this year after the hailstorms — people have been requesting snow and ice underlayment in some areas because they’d had leaks prior.” DAVID SMITH
GENERAL MANAGER OF BASEY’S ROOFING IN OKLAHOMA CITY
calling, and I’ve been trying to take care of all of them, but I can’t take care of all of them,” he said. Three companies came from out of town to help with the bigger jobs — Flood Masters’ roster includes facilities such as nursing homes as well as private residences — and they’ve hit the streets with his regular crews. For Steve Hampton, the household drought came to an end on a Friday afternoon, three days after the
storm hit. Plumb Crazy Plumbing was able to squeeze in a call, and his water was soon flowing again. “And I was sitting there with my checkbook — it’s hard to smile when I’m making out a check for two- or three-hundred dollars,” he said. But the total turned out to be about half that. He said he happily wrote out the check. “These people are rock stars in my book,” he said.
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THE OKLAHOMAN | NEWSOK.COM
REAL ESTATE
Left: When selecting upholstered furniture, check for comfort, durability and style. MCCLATCHY-TRIBUNE/AHFA PHOTO
Most men want comfort and ‘guy style’ furniture BY JEAN PATTESON The Orlando Sentinel
When men buy “guy stuff” — cars, lawn mowers, electronics — they’re on their home turf. For those purchases, “Men can rely on familiar brand names and test drives to guide their decision-making,” said Jackie Hirschhaut, spokesman for the American Home Furnishings Alliance. But even though men are becoming more involved in decorating their homes, according to research by the American Furniture Manufacturers Association, “For most men, furniture stores are unfamiliar territory,” Hirschhaut said. Sofas and chairs top the list of furniture men are most likely to buy, she said. And the qualities men want in those pieces are comfort, durability and attractive styling. Beauty is in the eye of the beholder. But once a guy has settled on a style of sofa or armchair — traditional, contemporary or something in between — he’ll need to check for comfort and durability. How does he do that if he doesn’t feel at home in a furniture showroom? For men — or women — shopping for upholstered furniture, Hirschhaut offers the following tips: Kick the tires. Not literally, of course. But do put likely pieces through your version of a quality test. Lift one corner of a sofa to see if the frame feels sturdy. Press gently outward on the arms to make sure there is no “give.” Ask what materials are used and how joints and stress points, such as arms, are
reinforced. Frames made of link-dried hardwood and hardwood plywood hold pegs, screws, staples and nails more firmly in place than do softwood plywood and strand board. If the sales associate cannot answer your questions, find another associate — or a store with a better-informed staff. Look under the hood. Some stores have handy “cutaways,” which show how upholstered pieces are assembled. But you probably will have to rely on the know-how of a trained sales associate to explain the hidden benefits of a piece. A variety of construction techniques offer comfort and durability, but in general, the number of springs in a foundation and the way they are reinforced determines the cost and quality level. Take a test drive. Don’t buy a sofa, chair or recliner without sitting, slouching or reclining in it — for at least a few minutes. Put your feet up. Put your head back. Settle into the piece the way you would at home. Furniture cushions may be constructed using springs, cotton or polyester fiber or down, but most are made from some type of polyurethane foam. Generally, the higher the density the foam, the more durable (and expensive) the cushion. But the only way to tell whether the piece is going to feel comfortable to you is to sit in it yourself. Think safety. Make sure the piece carries a gold UFAC tag, which indicates it was manufactured according to fire-safety standards developed by the Upholstered Furniture Action Council. Those
Choosing wood goods? BY JEAN PATTESON The Orlando Sentinel
Wood furniture is easier to buy than upholstered styles because the materials and construction techniques are not hidden under layers of fabric and fillings. What you see is what you get, more or less. It’s important to understand that all woods have characteristic colors and characteristics, such as knots and grain markings. And each wood reacts differently to the various stains and finishes used in manufacturing. Even within matched sets of chairs, there will be variations of color and grain. Also, manufacturers often treat wood with a variety of finishes, including distressed, antiqued, high-gloss and painted. The more complex the finish, the more costly the furniture. Remember, a piece described as having a “cherry finish” may not necessarily be made of cherry wood. Much of today’s furniture uses engineered wood such as plywood or fiberboard. The latter is made from a mix of wood fiber and adhesive, which is fused under intense heat and pressure to create a uniformly strong product that resists warping, splitting and has no knots or other surface imperfections. A laminate made of plastic, foil or paper printed or engraved to look like real wood usually is applied on top of the engineered wood, which is generally less expensive than real wood. When buying wood furniture, follow these tips from the American Furniture Manufacturers Association: Operate all doors and drawers. Do they open and close easily? The fronts of higher-quality drawers should be attached with dovetail joints. Check that hardware is attached securely and straight. Drawer interiors should be smooth. Higher-quality pieces should have support blocks on drawer bottoms and dust panels between drawers. Dressers and chests-ofdrawers should not wobble or creak. Turn chairs upside-down and examine the joints, which should be snug and free of excess glue. Check under tables that the corners are reinforced and the legs securely attached. If a table has leaves, make sure the opening/closing mechanism works smoothly. Measure the length of walls where furniture will be positioned and the width of doorways before purchasing pieces. For entertainment centers, measure the height, width and depth of the TV and other components. MCCLATCHY-TRIBUNE INFORMATION SERVICES
standards reduce the likelihood of the furniture catching fire from a smoldering cigarette, which is the leading cause of upholstery fires in the home. MCCLATCHY-TRIBUNE INFORMATION SERVICES
SATURDAY, FEBRUARY 19, 2011
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SATURDAY, FEBRUARY 19, 2011
THE OKLAHOMAN | NEWSOK.COM
Get confident with your design creativity Over the years, many of you have told me that you lack the confidence or the talent to create a beautiful room in your home. And more importantly, some have even admitted that they have problems making decisions when it comes to selecting the right colors, furnishings and staying within a budget. Well now is the time to throw all your inhibitions to the wind and be confident about making your own decisions about your home. If you’re not able to hire a decorator or interior designer, take a moment to interview your family and yourself to begin creating a design specifically for your lifestyle and budget. Here are a few ques-
Mi-Ling Stone Poole ASK MI-LING tions to get you started. What is the purpose of the room you would like to decorate? Who lives in your home? Kids, pets, elderly? List three of your favorite colors and write down why you like them. What is your budget? Define your design style: country, Tuscaninspired and so on. Now take a moment to look through a few magazines and tear out a photo of a room you love. Then ask yourself why you love
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this room. Is it the color of the walls, the style of the furnishing or the textures that pop out at you? Remember, the most important aspect of designing a space is to perform a function. If you’re designing a family room, obviously comfort is the main concern. Placement of a TV or computer is also on that list, and from there you move to colors
and textures. Don’t freak out when it comes time to pick a color. Just go to your closet and select a piece of clothing that makes you feel great. It could be a dress, your husband’s tie or even a lovely scarf. If you’re still not sure, go pillow shopping and find a throw pillow with all of the colors you love. Once you buy it, you can
drop it in a sack and carry it with you to the paint store. I’ve also used place mats, towels and fabric samples, plus the samples are free. Now that you have all the colors in place, refer back to your photo, and I’ll bet some of those colors are in the picture. Take a deep breath — you’ve selected your palette. Now that you have the
courage, pull everything together in a large threering notebook with clear sleeves. Include the paint samples, fabric swatches and photographs. Congratulations, you are on your way to a beautiful design. Now go out and create your own unique comfort zone. For more design and lifestyle tips, go to www.mi-ling.com.
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REAL ESTATE
‘Home From the Heart’ survey seeks your ideas BY ASSOCIATED DESIGNS
Quality of life blossoms and blooms more profusely in a home that suits the wants and needs of a family. If your current home doesn’t suit your family’s wants and needs, perhaps it’s time to consider a change. Designing a home from scratch may seem daunting at first. That’s where we come in. Filling out Associated Designs’ 2011 “Home From the Heart” survey form is a fun and easy way to begin. First, you’ll want to consider major choices such as exterior styling, square footage, number of bedrooms and layout of family living areas. After that, you start filling in the details. You may even want to sketch out your ideas to see how all the spaces would fit together. At Associated Designs, which provides the weekly house plan to The Oklahoman’s Real Estate section, we consider readers to be the true experts on what contemporary families really want. Some like formal dining and living rooms, while others would fill those spaces with a home office and an
Jennifer Maddox
Jennifer Maddox joins Keller Williams Keller Williams Realty, 1624 SW 122, has added Jennifer Maddox as a residential real estate sales associate. She has had her real estate license for four years.
exercise room. Many now opt for having a great room that is open to the kitchen as their only gathering area. Increasing numbers are considering “green building” techniques and products. By gathering surveys from hundreds of families, we can get a handle on how preferences are evolving. So when you finish your survey, we’d love it if you’d send us a copy, along with any other ideas you have, in words or sketches. In past years, readers from every U.S. state and Canada have participated. Many have thanked us for the experience, noting that completing the survey
was enjoyable and helped clarify their thoughts. Home designers nationwide will be interested in the survey results, but Associated Designs is more than interested. We will design a home based on a compilation of the surveys. Results and the 2011 Home From the Heart will be ready for publication in this and other participating newspapers in about three months. So, pick up a pencil and this survey, then find a quiet place to sit and daydream. Let the home that’s in your heart take shape, and get it down on paper. We’d love to hear from you.
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REAL ESTATE
HOUSE PLAN
Building permits Boldt Construction, 13900 N Lincoln Blvd., Nestle Purina, manufacturing, add-on, $2,214,000. Timber Craft Homes LLC, 10309 Berrywood Drive, residence, erect, $350,000. Thornbrooke Homes LLC, 15212 Wilford Way, residence, erect, $300,000. Larry Toombs, 14104 Canterbury Drive, residence, erect, $180,000. D.R. Horton, 9125 NW 86, residence, erect, $140,000. Ideal Homes of Norman LP, 18412 El Greco Drive, residence, erect, $136,000. Oklahoma Diamond Group LLC, 11804 Cherry Point Lane, residence, erect, $125,000. Ideal Homes of Norman LP, 2409 SW 138, residence, erect, $123,000. Ideal Homes of Norman LP, 501 Firefork Ave., residence, erect, $116,000.
Spacious Prairie-style home features open great room Low-pitched roof lines, wide eaves and bold, squared porch support columns mark the Crownpoint as a contemporary Prairie-style home. Frank Lloyd Wright is the acknowledged master of the Prairie house, one of the few indigenous American styles. Families who enjoy attracting and watching wild birds will particularly appreciate those wide eaves. Feeders hung there are safe from the rain and all but the trickiest squirrels. Immediately after entering, you pass double doors that lead into what could be a dining room, parlor or home office. A half bathroom is directly ahead, bedrooms are to the left and the great room is ahead and slightly to the right. The great room fills the heart of the home and is open to the kitchen and nook as well. In the G-shaped kitchen, an array of counters, cupboards and built-in appliances wrap around all four sides. From at or near the kitchen sink, you can serve informal meals and snacks to family and friends seated along the raised eating bar, enjoy watching flames dance in the gas fireplace, or keep track of activities on the partially covered patio. A good-size utility room is around the corner, along with indoor access to a twocar garage. A bench by the door is designed for shucking off messy footgear, which can then be stowed beneath the seat. A shelved storage closet lines the
Pella window distributor earns honors FROM STAFF REPORTS
Womble Co., Oklahoma’s Pella window and door distributor, has earned the company’s national Distinguished Customer Satisfaction Award for 2010. “It is an honor to recognize the Pella teams who achieve the highest level of customer satisfaction and service excellence,” said Ed Engelbrecht, Pella Corp., vice president of direct sales. “Their efforts are a reflection of Pella’s reputation for quality and a direct influence on our organization’s continuing success.” Womble has Pella Window & Door Stores at 537 E Britton Road in Oklahoma City and 6560 E 41st in Tulsa. This is the second consecutive year Womble has achieved the award, and the third time since 2005.
THE OKLAHOMAN | NEWSOK.COM
The great room fills the heart of the home and is open to the kitchen and nook as well. In the G-shaped kitchen, an array of counters, cupboards and built-in appliances wrap around all four sides. From at or near the kitchen sink, you can serve informal meals and snacks to family and friends seated along the raised eating bar, enjoy watching flames dance in the gas fireplace, or keep track of activities on the partially covered patio. hallway leading to a guest suite, which could also be a home office or hobby room. In the spacious owners’ suite, amenities include a walk-in shower, private toilet, two vanities, a deep walk-in closet and direct patio access. The Crownpoint’s other two bedrooms share a bathroom that has a combination tub and shower. For a review plan, including scaled floor plans, elevations, section and artist’s conception, send $25 to Associated Designs, 1100 Jacobs Drive, Eugene, OR, 97402. Please specify the Crownpoint 30-790 and include a return address when ordering. For more information, call (800) 634-0123.
Ideal Homes of Norman LP, 18545 Abierto Drive, residence, erect, $82,000. Western Construction LLC, 2401 NW 23, office, remodel, $75,000. Ideal Homes of Norman LP, 2700 NW 185, residence, erect, $74,000. Quality Construction Co., 4327 NW 30, residence, fire restoration, $60,000. Edmond Kitchen & Bath LLC, 925 NW 17, residence, remodel, $50,000. Zack Townsend, 13405 N Coltrane Road, storage, erect, $40,000. Monty Nelson, 3308 SE 89, residence, move-onmobile home park, $30,000. Kevin McKinley, 115 SW 83, residence, add-on, $25,000. Construction Solutions Inc., 2301 W Memorial Road, office, remodel, $21,420. Forrest Park LLC, 5004 S Eastern Ave., manu-
factured home, move-onmobile home park, $10,000. Sarah Steiner, 3308 SE 89, manufactured home, move-on-mobile home park, $10,000. Antonio Chavira, 501 SE 44, manufactured home, move-on-mobile home park, $8,500. Flat Safe, 11808 SW 1, storm shelter, installstorm shelter, $3,850. Charles and Rose Ann Emmerling, 5033 Ryan Drive, storm shelter, install-storm shelter, $3,800. Brian Philpot, 14009 Bermuda Circle, storm shelter, install, $3,295. Kris Raper, 2824 NW 169, storm shelter, installstorm shelter, $3,000.
REAL ESTATE
THE OKLAHOMAN | NEWSOK.COM
SATURDAY, FEBRUARY 19, 2011
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FHFA backs off plan to stop transfer fees WASHINGTON — Thousands of homeowners associations and condominiums across the country just sidestepped a potentially costly problem: Earlier this month, a federal agency backed off its controversial plan to make obtaining mortgages in their communities much more difficult, and to dry up a key source of revenue that associations use to pay for improvements and property maintenance. A proposal last August by the Federal Housing Finance Agency would have effectively banned the covenanted transfer fees that many homeowners associations collect when houses or condos resell. Typically, the fees range anywhere from one-quarter of 1percent of the resale price of the house to threequarters of a percent. The
Kenneth Harney THE NATION’S HOUSING
revenues are then spent on anything from community improvements — upgrading roads, bike paths, recreation facilities — to building up required capital reserves. The agency proposed banning the fees from all mortgages eligible for purchase by the major government-controlled enterprises it oversees — Fannie Mae, Freddie Mac and the Federal Home Loan Banks. The same proposal also banned loans containing private transfer fees where the money flows not to community
improvements but to investors seeking long-term revenue streams. “This was a really big deal” to convince the Federal Housing Finance Agency to reverse its position, said Cort Chalfant, senior vice president of Rancho Sahuarita, a master-planned community with 12,000 residents near Tucson, Ariz. Chalfant said the threequarters of 1 percent transfer fee collected on resales in Rancho Sahuarita is spent on upgrading amenities and facilities. Without the fees, the association would have to raise its annual homeowner assessments dramatically, putting financial pressure on current homeowners “at a lousy time (economically) to do that,” he said. Chalfant estimated that if it had been adopted, the
federal agency’s proposed rule would have cost the association $10 million over the coming decade, and would have decimated sales and property values since none of the houses would be eligible for conventional mortgages. Peter Kristian, general manager of the Hilton Head Plantation Property Owners’ Association, in Hilton Head, S.C., said the impact on his community of 4,100 homes would have been equally devastating. Kristian’s association raises roughly $250,000 to $300,000 a year for public benefit improvements through onequarter of 1 percent transfer fees on resales. When the FHFA proposed its initial rule, it was critical of covenanted homeowners association transfer fees for being
“unrelated to the value rendered, and at times may apply even if the property’s value has significantly declined since the time the covenant was imposed.” The proposal also was highly critical of investordriven private transfer fee programs, such as one marketed by Freehold Capital Partners, a New York-based company that imposes 1 percent transfer fees on home resales for 99 years. The company claims that it has signed up “thousands” of development projects worth “hundreds of billions of dollars” around the country. The revenue streams created by Freehold’s private covenants are intended to flow to private participants in the program — the developers themselves — bond investors who pro-
vide capital upfront and others. But the agency did not distinguish between homeowner associations’ public benefit transfer fee programs and Freeholdtype investor-driven, private-benefit variants in its proposed ban — all would have been prohibited. The FHFA’s revised proposal essentially says: Oops, sorry. We were a little too broad-brush first time around. Now we get it, and we’ll exempt homeowners associations that use the proceeds of transfer fees to benefit the property or community. Purely investor-oriented programs such as Freehold’s, however, would still be barred. Ken Harney’s e-mail address is kenharney@earthlink.net. WASHINGTON POST WRITERS GROUP
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REAL ESTATE
THE OKLAHOMAN | NEWSOK.COM
Turn flea market find into bathroom vanity If you like to watch the design shows on for their vanities as well. Look for a furniTV or flip through the occasional home ture piece that’s within that comfortable remodeling magazine, you’ve no doubt height range or could easily be altered. seen some beautiful vanity cabinets that For example, you may be able to add or look like high-end furniremove the feet from a ture pieces instead of stanpiece of furniture or a botdard cabinets. With imagtom trim piece to adjust its ination and creativity, it’s height. Paul easy to duplicate that look Bianchina Getting things ready in your bathroom without What you need to do to spending a fortune on a deprepare your piece of fursigner cabinet. niture for its new life as a HANDY @ HOME Start with right piece vanity depends on exactly Just about any piece of furniture that’s what you’re starting with. Since there are the right size and shape will work for your so many different possibilities, let’s take a new vanity cabinet. You might consider a small chest of drawers as an example. dresser, large nightstand, sideboard, First, remove all drawers and set them dressing table, desk or any furniture piece aside, then examine the overall constructhat strikes your fancy. They can be found tion of the piece. Typically it’s going to used at antique stores, flea markets and have a wooden top, which is not an ideal secondhand stores, or new through any surface for all the water found around a number of retail outlets. vanity sink, so that needs to be removed. Before shopping, measure the length of Examine it carefully to see how it was the space where the piece will go. Because attached. Some have screws that hold you probably won’t find one that’s the them in place from below, others have perfect size, determine what would be the wooden blocks that hold the tops with shortest and longest pieces that would glue or nails. Take your time, and work the work comfortably for that space. top off carefully. Try to get it off intact, beYou’ll also need to consider the height. cause it’s often good to use as a template A standard vanity cabinet is about 30 for the new top. inches high, including the counter. A Set the furniture piece in place where standard kitchen cabinet is 36 inches high, it’s going to go, and check where the and some people prefer that taller height plumbing will enter. Ideally, you’d like to
cut a hole in the back of the piece to accept the plumbing while doing as little damage to the drawer slides inside as possible. In some cases, you may be able to just remove the back completely. Either way, the ultimate goal is going to be to adapt the drawers to their new use as well. With the plumbing access cut or the back removed, set the piece in place and level it, using shims under the feet if needed. Secure it to the wall by screwing through the back into the studs or by using metal L-brackets attached to the inside.
Topping things off With a furniture piece, you’ll find that solid tops such as granite, marble or Corian look best. Some types of small ceramic tile are appropriate with some furniture pieces, and if you’re on a budget, you can do a nice top out of laminate. Other more unusual tops such as concrete or even some types of metal will work as well. Have the countertop supplier measure for the top, and make it to fit. They may be able to use the old top as a template, or else they’ll make their own templates. Along with the new top, you’ll need a sink. Standard sinks, which drop into a hole in the countertop, are fine, as are under-mount sinks. The only drawback with these is that you lose interior space within the furniture piece. Another alternative is a vessel sink,
which basically sits on top of the counter and requires only a single hole for the drain to pass through. You’ll want to have the sink picked out at the time you order the countertop, so it can be cut and drilled accordingly. The final step is the drawers. One of the nice things about using a chest of drawers for a vanity is that it has lots of drawer space already built in, so long as you can get it to work around the plumbing. If a drawer is barely hitting the plumbing, you may need to cut only a small notch in the drawer back to accommodate things. If there’s a lot of plumbing interference in the center of the drawer but none along the sides, consider cutting out the middle of the drawer and building new drawer sides along each edge of the cutout. That will still give you drawer space for smaller items, and when the drawer’s closed, you won’t see the difference. In some cases, you won’t be able to use the drawer at all. As you did with the top, examine the drawer’s construction, and then carefully separate the drawer box from the drawer front. Then, using glue or wooden blocks installed from inside the chest, simply reinstall just the drawer front back into its original position. Remodeling and repair questions? E-mail paulbianchina@ inman.com. All product reviews are based on the author’s actual testing of free review samples provided by the manufacturers.
INMAN NEWS
LISTING OF THE WEEK
1918 bungalow offers many updated features The Listing of the Week is an updated bungalow in Oklahoma City’s Miller neighborhood. The 1,227-square-foot home at 2805 NW 12 has two bedrooms, one bath, one living room, two dining areas, a detached one-car garage and single-car carport. Updates in 2010 included new carpet, storm windows, a front storm door, kitchen and bath tile, a garbage disposal, ceiling fans in the living and dining rooms and both bedrooms, and new paint inside
and out. It has a covered front porch, central heat and a chain-link fence. The home, built in 1918, is listed for $59,900 with Linda Finch of Paradigm AdvantEdge Real Estate. For more information, call 348-4422. Nominations for Listing of the Week are welcome. Send information on single-family homes to The Oklahoman, Richard Mize, P.O. Box 25125, Oklahoma City, OK 73125. Nominations may be faxed to 475-3996.
The Listing of the Week is at 2805 NW 12.
PHOTO PROVIDED
REAL ESTATE
THE OKLAHOMAN | NEWSOK.COM
SATURDAY, FEBRUARY 19, 2011
9F
Sellers, agent negligent in disclosing leaks DEAR BARRY: We bought our home six weeks ago. The sellers had inherited the property and claimed to know nothing about its condition. After moving in, there was a rainstorm. The roof leaked, and the bedroom ceiling became wet. Our home inspector had said the roof was fairly new and in good condition. The termite report, however, disclosed water stains on the bedroom ceiling. Unfortunately, we did not receive the termite report in time. Our real estate agent never gave us a copy. We obtained one directly from the termite company
Barry Stone INSPECTOR’S IN THE HOUSE
three days before the close of escrow. By that time, our deadline for negotiation had expired, and our belongings were packed in a moving van. When we complained to our agent, he apologized for not having provided the termite report, but he assured us that the stains were probably caused by old leaks and were “no big deal.”
He also insisted that the sellers couldn’t have known about the leakage or they would have disclosed it, according to law. But the sellers must have known because they paid for the termite report. Who is liable for the roof repairs — the sellers, our agent or the home inspector? Jen DEAR JEN: The sellers were required to disclose the defects that were listed by their termite inspector, including evidence of possible roof leaks. When you realized that they had not provided disclosure, you could have put a hold on the deal, even though the
contingency period had expired. The sellers had violated their legal obligation to disclose known defects. That violation invalidated the negotiation deadline and now exposes them to liability for repair costs. But they are not alone in their liability. Your real estate agent is also liable for roof repair costs for the following two reasons: 1. Your agent should have provided you with a copy of the termite report as soon as it was available. There is no acceptable excuse for failing to convey the document. This oversight essentially negated your ability to
consider vital disclosure information during the contingency period. 2. Your agent had no business suggesting that the roof leak was “no big deal.” That statement was patently irresponsible. Unless he is qualified to evaluate a roof, and unless he walked on the roof before making his evaluation, there was no reasonable basis for making that statement. If he had truly been looking out for your interests, rather than trying to close the deal, he should have demanded further evaluation of the roof by a licensed roofing contractor before the close of escrow. Finally, there is the
question of liability for the home inspector. In most cases, a leaky roof has some form of visible defect. If your home inspector overlooked visible roof defects, he could be liable for professional negligence. All parties involved in this transaction should be notified that there are unresolved issues that cannot be ignored. A second home inspection should be performed by a highly qualified inspector to determine what other issues should also have been disclosed. To write to Barry Stone, certified building inspector, go to www.house detective.com. ACCESS MEDIA GROUP
New reverse mortgage aims to cut costs for seniors BY KATHLEEN LYNN The Record
HACKENSACK, N.J. — Reverse mortgages allow seniors to use their home equity while staying in their homes. But the mortgages have been criticized for their high upfront fees, among other things. A new loan has hit the market, however, offering sharply lower startup costs in exchange for a tighter limit on the amount that can be borrowed. “It opens up new options for people to think about in terms of how they tap their equity as a retirement resource,” said Barbara Stucki, vice president of home equity initiatives at the National Council on Aging. Even with lower costs, advisers say older homeowners should be cautious about reverse mortgages, because the loans can use up the value of their homes, and because in some cases, salespeople have persuaded them to put the loan proceeds into unsuitable investments. The new loan, called the
Home Equity Conversion Mortgage Saver, charges an upfront insurance premium of 0.01 percent of the value of the home — a fraction of the 2 percent charged by the traditional Home Equity Conversion Mortgage. Both types of mortgages are insured by the Federal Housing Administration, which backs the vast majority of the reverse mortgage market. On a $400,000 home, a borrower who chooses the Saver would pay $40 in upfront insurance premiums, compared with $8,000 on a regular reverse mortgage. The trade-off is that less money is available to the homeowner — 10 to 18 percent less, depending on the age of the borrower. At recent interest rates, a 72-year-old owner of a $400,000 home could borrow up to $192,875 under the HECM Saver, compared with $246,398 under the traditional HECM, said Peter Bell, president of the National Reverse Mortgage Lenders Association, a trade group representing about 400 lenders. The
317
Open Houses 334.2
OWNER FINANCING $2000 down No Credit Ck 522 E Douglas Dr 2/1, $49k ¡ 596-4599 ¡
OKC SW, Open 2-4, beautiful 3 bed, remodeled, 3045 SW 64th Terr, $67,500, 323-1351.
Moore
Mobile Home Parks Community /Acreages 338
MWC
318
Spacious completely remodeled 3bd 2ba 2car on cul-de-sac lot, new roof & carpet, new light fixtures, fp, Greenbriar Eastlake, Westmoore Schls, only $129,900. Fidelity RE 410-4200, 692-1661
Acreage For Sale
302
ADORABLE! 3bd 2ba approx 1465' lots of updates lrg rms liv w/fp & built-ins master has his/hers closets & vanities only $124,900 Carmen 833-0106 Cleaton & Assoc 373-2494 PIEDMONT OPEN SAT 2-4 & SUN 2-5. Model home. New hms on 1/2 ac lots. Info also available for new hms in other additions. From NW Expwy & Sara Rd go 4.5 mi Cleaton & Assoc 373-2494. 1N to 10A, E. of OKC, pay out dn. before 1st pmt. starts, many are M/H ready over 400 choices, lg trees, some with ponds, TERMS Milburn o/a 275-1695 paulmilburnacreages.com OWNER FINANCING 1-28 Acres Many Locations Call for maps 405-273-5777 www.property4sale.com Country Living 2100 Sq. Ft. Home & Imp., 5 Ac. Lake, 80 Ac. Grass, 80 Mi. SW OKC, $249,000, 405-663-2200 entzauction.com Payout dn pmt before 1st pmt starts. Your opportunity to own land, 40 areas, E, NE, SE of OKC 1N A. Milburn o/a 275-1695 terms Call for Maps! See why we sell more acreages than anyone in Okla. E of OKC. o/a 275-1695 Tuttle Area 2K A $18,950 $1450Dn $187 Mo @7O % 18mi SWofOKC 745-5889
Condominiums, Townhouses For Sale 304 Eff.-sized condo Stratford Place, 440 sq ft, gated, 1ba, storage, EC. $36,500. 405-313-4635
RE for sale MWC
Sharp 3bd home 2car garage ch/a, Westmoore schl, completely remodeled, only $94,900 Fidelity RE 410-4200, 692-1661 BANK OWNED 3/2/2, 2 liv, 1600sf, corner lot, brick $99,900 ArleneCB 414-8753 BANK OWNED 4/2.5/2 2179 sf 2 liv brick $87,466 Arlene CB 414-8753
OKC Northwest
FORECLOSURES 179, 1-4 bdrm homes in NW OKC start @ $18,074 Patrick@Allied 740-6616
5017 Quapah Ave. near Deac., 3bd + Conv. room 1267sf. $85,500. 408-1792 Sell by Owner 474-2644 1605 NW42 New Rf, Air, Remd.82K Open Sun 2-4
OKC Southwest
PRICE REDUCED! Extra sharp 3bd 2ba 2car huge living room, extra nice area, mint cond, only $119,900 Fidelity RE 410-4200, 692-1661
326
SALE/RENT TO OWN $145K, 1939sf, 3/2/2. 1/4 AC. 16 SW 102. WestMoore Schools 401-0139
Piedmont
327
PIEDMONT OPEN SAT 2-4 & SUN 2-5. Model home. New hms on 1/2 ac lots. Info also available for new hms in other additions. From NW Expwy & Sara Rd go 4.5 mi Cleaton & Assoc 373-2494. NEW HOME on 1/2 ac corner lot still time to pick colors 3/2/3car tandem gar, office approx 1830' only $175,600 Carmen 833-0106 Cleaton & Assoc 73-2494 BEAUTIFUL NEWER hm w/wkshp on 2.5 ac MOL 3bd 2.5ba approx 2392' 30 x 40 shop w/conc flr & elec, sprinkler sys $259,900 Carmen 833-0106 Cleaton & Assoc 373-2494
Yukon 317
324
330
10109 SW 30th St. Keller Williams Northpointe ‘‘‘ 314-7553 ‘‘‘ Priced for quick sell 3/2/2 1577sf, blt '95, .26 acres $114K Arlene CB 414-8753
Move Your Mobile Hm FREE. 9 OKC properties to choose from, Move before 2/28 & receive $100 lot rent for 6 mo. Some Conditions Apply Call Today 405.326.5728
Mobile Homes, Manufactured Houses 339 Huge clearance sale!! Special Program. Own Land/Family Land ZERO down. Financing avail. for most everyone. Turnkey, we do it all. 1000 Furniture package w/purchase. Free Phone Application/ EASY.WAC 888-878-2971 405-204-4163 $5000 Towards Your DREAM HOME! + $100 lot rent for 6 months, expires 2/28 Call for Details, Some Conditions Apply No App Fee~405.326.5728 REPO REPO REPO 3bd. Vinyl Sided/ Shingle/2x6 walls Free del/set, Financing available @$335mo. 405-787-4035 $$$ Do you think you cannot qualify for a new mobile home? Think again!! Free phone application YES YOU CAN! 405-631-7600 Land/Home For The New Year We have homes on land ready NOW! Call today 405-787-5004
lower borrowing limit means the FHA is less likely to lose money on the loan, making the smaller insurance premium possible. At the same time, many of the private lenders that make these loans have sliced their origination fees, Bell said. While in the past they charged origination fees totaling thousands of dollars — on top of the insurance premiums — many lenders have now cut or waived the origination fees. They have been able to do that because investors are paying a premium for securities backed by reverse mortgages, Bell said. Because lenders’ origination fees vary, it pays to shop around among lenders for the best deal, Stucki said. “A few percentage points in the cost of the loan or service fee could make a big difference,” Stucki said. While the startup costs on reverse mortgages have dropped, the annual insurance premium has risen, from 0.5 percent of the outstanding loan balance to 1.25 percent. That has been necessary to protect
Out-of-State Property
341
Trade your place in Moore /Norman area for mine, 3 blks f/ beach in Florida butler659@comcast.net
Real Estate Notices
345
Nice Homes Metro Some owner carry 417-2176 www.homesofokcinc.com I BUY HOUSES Any condition. No cost to U 495-5100
Real Estate Wanted
346
10 acres 2200sf Repo 301-2454 517-5000 Repo 16x80 3bd 2ba 301-2454 517-5000 Rent to Own: Nice 2&3bd MWC $350&up 390-9777
1, 2 & 3-Room Offices $175 & up ‘ 50th & N Lincoln area 235-8080
Warehouse Space For Rent 363.5 K Office, K Warehouse for lease. Various sizes. 221 W Wilshire 842-7300
’’ Stop by for a ’’ Sweetheart of a Deal Pop a Balloon this mo. to see your savings! 2 & 3 bedrooms Starting at $599/mo OFHA & OCHA accepted. Gateway Apartments
405-478-3260 $199
MOVE IN SPECIAL 1,2,3 Bedrooms available Rent starting at $390mo Plant yourself in a community with room to bloom Village on the lake
405-721-5744
$200 OFF
8100 N. MacArthur Blvd. »»» 721-5455 »»»
PARKLANE
Vacation Property For Sale 347
HOME ON LAKE TEXOMA
2 lake front lots across the lake from Chickasaw Point Resort and Golf Course. Large outdoor redwood decks, designer furniture. 2 stall boat dock, one with floored platform to accommodate jet skis, both with lifts. 2bed, 2.5ba, 2 Car Garage, 1800 1FP, 1story Custom Home, 1995 electric heat pump, central A/C, septic sewer. Call 580-924-4449.
Commercial RE
Bank owned 18 units $350K, 4 plex near OCU $169K - 6 units hrdwd flr $225K, Income Property $200K 12% CAP, $1 MM earns $10,000 per month, Seabrooke Rlty 409-7779
Doublewide 3x2 $19,900 301-2454 517-5000
Various NW locations MOVE IN SPECIALS 300-6000sf 946-2516
431
I BUY & SELL HOUSES 27 YRS EXP 650-7667 HOMESOFOKCINC.COM
Abandoned D/W set up w/ 4.5 acres. Brick foundation, driveway &all improvements Read to move in. WAC 405-631-7600 405-635-4338
We Buy Used Homes! 405-476-5599 Leave msg w/details about home
GREAT Space OFFICE
OKC Northwest
Washer/Dryers, Fireplaces PC Schools-Townhouses
Investment Property For Sale 355
**NEW** 1216 sq ft $25,995 - 1 only Maxeys Homes 631-3600
363
I BUY & SELL HOUSES 27 YRS EXP 650-7667 HOMESOFOKCINC.COM
As low as $1250 Down Buys a New 2bd/2bth Mobile Hm $550/mo. payment in Quiet Park No App Fee~405.326.5728
First Time Homebuyer!! 3/2 bath set up in quiet park. Ready to move in. Free Phone Application/ EASY. WAC 405-631-7600
Office Space For Rent
the FHA from losses during the housing market’s meltdown. Reverse mortgages used to have only adjustable interest rates, but the FHA recently added a fixed-rate option. While many borrowers like the idea of knowing the interest rate won’t rise, experts caution homeowners to think twice. To get the fixed rate, the homeowner must take out the full loan amount as a lump sum, and will be paying interest and insur-
Business Property For Rent 360 UPSCALE CLUB for lease Located off I-40 inside America's Best Value Inn. Amenities include full service bar, laser lights, great sound equipment, etc. 150 person capacity. For questions or more info call Ajay 602-684-1002 Small Business/Storage 1250sqft, 28Wx50L, 14x14 O/H door, $500 month. 89th St. & I-35 S. OKC, 631-4447 New I-35 frontage bldg for rent: ofc/shop/whse, 1900sf $800mo 793-7877
Apartments Edmond
422
2 bed, 1 bath, walking distance to shopping center and UCO, pool, $540, 340-8147. MOVE IN NOW! Pd. water/garbage Quiet. Try Plaza East•341-4813
MWC
424
1 & 2 BEDROOMS, QUIET! Covered Parking Great Schools! 732-1122
Moore
425
$99 move in special Lg 1bd quiet, clean, coin lndry on site, pool $365mo 794-5595
OKC Northwest
431
$200 off
1 & 2 BEDROOMS Furnished & Unfurnished NEWLY REMODELED GATED COMMUNITY
CAVE CREEK ON ROCKWELL 3037 North Rockwell
495-2000 $100 off
First Month’s Rent LARGE TOWNHOMES & APARTMENTS • Washer, Dryers, pools • PC Schools, fireplaces
Williamsburg 7301 NW 23rd
787-1620
OKC Southwest
ance on all of it, even if only a small amount is needed. “Most people would be better served with the adjustable rate, because they don’t have to take all the money upfront,” said Susanna Montezemolo, a vice president with the Center for Responsible Lending. She also pointed out that elderly homeowners who suddenly have a large pool of money can be targeted by salespeople selling potentially unsuitable financial products, such as de-
433
$99 SPECIAL Lg 1bdr, stove, refrig., clean, walk to shops. $325 mo. 632-9849 1 & 2 beds, D&S Apts, 6101 S Klein Ave., ch&a. No Sec 8. No Pets. 631-2383 Furnished/Unfurnished Bills Paid » Wkly/Monthly Wes Chase Apts, Elk Horn Apts, Hillcrest 943-1818 $99 Move In Special!!! Lg 1 and 2 Bdr, $325 to $395 mo. 632-9849
Yukon
438
»»»»»»»»»»»»» » Yukon All Bills Paid » » 1 bd From $495 Move» » 2 bd From $595 In» » 3 bd From $695 Today» » Open7days/wk354-5855 » »»»»»»»»»»»»
Florence Apts-Midtown1bd 1ba Studio 600sf, Granite Counter tops, wood floors, CH/A, All Elect, Free laundry $650 $400 dep. 409-7989
Condominiums, Townhouses For Rent 441
CANTERBURY GARDEN MOVE IN SPECIAL Big 2 Bedroom w/ample storage, ch&a, Sec. 8 Ok. Broker 677-9116 www.hoppishomes.com
GATED BRITTON & MAY 2BD/2BA FP W&D DONNA 831-4183 $750
$149 First Month Your choice, any apartment ALL BILLS PAID 293-3693 Drexel on the Park LIMITED TIME ONLY $1 FOR 1 MONTH Nicest Place in Town 416-5259 Wilshire Village Furnished/Unfurnished Bills Paid » Wkly/Monthly Wes Chase Apts, Elk Horn Apts, Hillcrest 943-1818 » MOVE IN SPECIAL » LARGE 1, 2 & 3 BEDS Rockwell Arms, 787-1423 MAYFAIR 1/2bd quiet secure nghbrhd W/D hdw fl college no sec 8 947-5665
1 Month Free!
Large 1-2bd Casady751-8088 •ABC• Affordable, Bug free, Clean » 787-7212» 800 N. Meridian 1bd All bills paid 946-9506 1bd 1ba $295-325 Stove, fridge garage405-625-7600
OKC Southwest
433
Nottingham Square Apts 1-2-3 beds now accepting Appls for Section 8. 2444 Nottingham Way, Moore, OK 73160. 9-5 M-F 405-794-5033. Subsidized through HUD based on income - limits posted in office for review. Appls processed first come first served. Vacant apts filled from waiting list. We do not discriminate on the basis of race, sex, familial status, handicap, age, or national origin.
Duplexes Edmond
Hotels/Motels 462 Furnished/Unfurnished Bills Paid » Wkly/Monthly Wes Chase Apts, Elk Horn Apts, Hillcrest 943-1818
RE for rent Bethany/ Warr Acres 464.5 5907K NW 40th, 1 bed, 1 bath, fenced yard. No Sec 8. $450/mo 921-6981
Choctaw
12901 NE 10th unit #1, nice 2bd mobile home, ch/a, freshly painted, only $495 Fidelity RE 410-4200, 692-1661
Del City
1012 & 1014 Chowning, 2/1/1, near UCO, $620 + dep, 285-0305/823-6550.
465.5
4009 Terry Way 3/1.5/2 $695; 3121 Neighbors Ln 3/1/1 $650 - $350 dep. Sec 8 OK. 324-2611
Edmond
466
12400 NE 89. 3/2/3 5ac. $1295; 1812 Raquel 3/2/3 $1025 348-0436
MWC 444
465
468
1002 Bell Dr. Immac 2/1/1, no pets/smoker $650 + dep. 705 Holoway Dr. updated sale. 3/1.5/1 787-8099
446
» 3 bd 1.5 ba, 2 car, » ch&a, fncd backyard Nice! » $650 » 476-5011
OLDETOWNE 3 bed, 2 miles to Tinker, »»» 769-7177 »»»
933CrabtreeCove3/1/1 $525 1041SycamoreDr3/1/1 $475 681-7272
OKC Northeast
Rent to Own: Nice 2&3bd MWC $350&up 390-9777
MWC
452
2 bd ch&a, new carpet, fresh paint sec 8 welcome. $500 mo+dep. 1537 NE 42nd. 204-4308
OKC Northwest
453
No Steps, Roll-in Shower, Grab Bars, Wide doors afh911.com 943-8243 PCW 2bd 1.5ba 1car ch&a No Sec 8, No pets, $550/ mo., $300dep 495-6446
Village/ Nichols Hills 459.5 K Off Special 6527K Avondale 2/1/1 1100sf $950mo $800dep or 6523Avondale 3bd 3.5ba 2car 2300sf $900/mo $900dp 409-7989 no sec8
Yukon
460
Duplexes, 3 bed, 2 bath, 2 car, some new, some gated, call Rick, 405-830-3789.
Moore
469
13125 Moccasin 3bd 2ba 2car Eastlake Estates, fireplace, ch/a, huge yard, Westmoore Schls $995 mo, $500 dep. Purchase option available. Fidelity RE 410-4200, 692-1661 Rent, Rent to Own605-5477 2bd from $395-595 3bd from $450-895 4bd from $595-995 housesforrentofokc.com Beautiful Home!! 3BD/2BA/2Car Excellent nghbhood.$980.593.1432 1212 N. Norman 3bd 1ba 1car 900sf $675+dep Home&RanchRlty 794-7777 1004 Nail Pkwy, 3/1/1 $695/mo, $350/dep Sec 8 OK. 324-2611
OKC Northeast
474
SECTION 8 1453 NE 8TH 2BDS/1B C/HA 405-417-5600
ferred annuities. Montezemolo said homeowners should not take reverse mortgages lightly. “They’re an option for someone who is cash-poor but equity-rich and can’t meet living expenses,” she said. “For people who want to tap into their equity to have a vacation or something, it becomes a very expensive vacation if you start adding up all the fees.”
OKC Northwest
MCCLATCHY-TRIBUNE INFORMATION SERVICES
475
3347 NW 12 3bd 1bath 1239sf, fridge, stove, wood & carpet floors $725/mo $500/dp 409-7989 no sec 8 205 NW 88 3bd Sec8 $600 220 NW 90 3bd Sec8 $550 1513 NW 47th 2bd $450 FLESHMANS INC 235-5473 or 314-3551 Rent, Rent to Own605-5477 2bd from $395-595 3bd from $450-895 4bd from $595-995 housesforrentofokc.com 3 bed, 1 bath, washer/dryer hookup, Britton area, no pets, $625 mo, $500 dep, 343-6119. 6021 NW 58 Terr 3bd 2ba 1car $950mo $800dp 1600sf, PC SCHOOLS 409-7989 no sec 8 Elegant 3BR Executive Home. Marble, granite. Rare, never rented, 2300sf $1645 255-4300 3 bed, 2 bath, 2 car, ch&a, PC Schools, $1050 mo + $700 dep, 6701 Greenway Dr, 720-1951.
OKC Southeast
476
3 bd, 1 ba, 1 car, ch&a $650+ $400dep. Sec 8 Ok 3108 Parker 205-3328 VERY CLEAN HOMES 3-4 BEDROOMS $600$1000 MO 405-808-6979
OKC Southwest
477
Extra clean 2 bed, 1 bath, ch&a, 1 car garage, fenced backyard, $500 month, $500 deposit. $250 pet deposit, 1 year lease, 376-2165 Rent, Rent to Own605-5477 2bd from $395-595 3bd from $450-895 4bd from $595-995 housesforrentofokc.com 1720 SW 14th 3bd $450 3513 S Woodward 2bd $400 4044 SW 26th 2bd $400 FLESHMANS INC 235-5473 or 314-3551 1160 SW 77th Terrace sharp 2bd duplex, ch/a, fireplace, fenced yard, only $650 Fidelity RE 410-4200, 692-1661
Sect 8 accepted 1129 NW 9th 3bed, 1ba, Kim 200-9151
3 bed, 1 bath, 1 car, nice inside, fenced yard, ch&a, 3045 SW 39th, $650, $300 dep, 692-7459
11009 N McKinley 3bd 2ba 2car 1500sf $825/mo $725dp 409-7989 no sec8
2625 SW 45th Sharp 3bd, with 1 car garage, clean, fenced $650 Fidelity410-4200, 692-1661
4913 NW 57th 4 bed, 2 bath, 2-story, $995mo, 1st & last 405-596-5709 2/1/1, ch&a, dishwasher $500mo/$100off 1st mo. MG Realty ¡ 831-0207 328 NW 119 3bd 2bath 2car $900/mo $800/dp 1300sf 409-7989 no sec 8 340 NW 120 3bd 2bath 2car $850/mo $800dp 1200sf 409-7989 no sec 8 2473 NW 40, 3BR, 1BA, fncd yd, $625/mo + $450 dep, 1 yr lse, 694-9730. 324 NW 92nd, 3 bed, 1.5 bath, 2 car , CHA, $600 + Deposit. 413-6204 3bed 1 bath, carport. 3133 NW 33 $550mo 414-4004
3100 SW 48th large 2bd 1-car garage, ch/a, $750 mo, all bills paid Fidelity RE 410-4200, 692-1661 K Off Special 5215 S Land 3bd 1ba 1car 1000sf $700/mo $400/dp 409-7989 no sec 8 3009 SW 20th 2/1 $450 633 SW 33rd 2/1 $350 1424 SW 24 1bd dplx $350 681-7272 3/2/2, 1750 sf, Kings Park w/comm. pool, club house, tennis ct, $1050 +dep, avail 3-1, 682-5885 4605 S. Santa Fe 4 bed, 2 bath, CH&A w/d hookups, w/appliances, 405-570-5865 1105 SW 24th nice 2bd 1car garage, fenced $450 Fidelity410-4200, 692-1661
3/4Bd in West & SE OKC, $600-$700/mo, Sec. 8, $0 dep. 1-800-529-0307 code 37
2bd, fenced yard, 1 car gar. $550mo, $300dep. 2608 SW 27th 631-5695
1033 Hoyt 3/1/1 681-7272
$575
2bd/1ba/2car w/opnr, lrg din 615 SW Grand Blvd $650mo/$650d 605-9338
476
Nice 2b 2b 1c ch&a fp w/d hkup fncd bkyd $595mo 1yr lse 503-5742
OKC Southeast
529 SE 72nd 3/1.5 $550 1041 SE 40th 3bd 1bath 2 living $475 1121 SE 21 2bd 1ba $450 805 Binkley 3bd 1ba $395 681-7272 Rent, Rent to Own605-5477 2bd from $395-595 3bd from $450-895 4bd from $595-995 housesforrentofokc.com Large 2 bed studio apartment, new carpet and paint, appliances, 130 SE 38th, $450, 745-4414.
Norman
473
West of I-35, 3 bed, 2 bath, laundry hookup, large fenced yard, rent $885, 691-1388.
Mobile Home Rentals 483 $ FREE RENT 1ST MO $ » FOR SALE OR RENT» 2BR $350+, 3BR $450+, MWC NO PETS 427-0627
10F
SATURDAY, FEBRUARY 19, 2011
THE OKLAHOMAN
NEWSOK.COM