LISTING OF THE WEEK
HOUSE PLAN
Outdoor living
Country style
The Listing of the Week is a new two-story home with outdoor fireplace/living area in Nichols Hills.
A country-style porch wraps most of the Freemont’s front facade.
PAGE 3F
PAGE 3F
REAL ESTATE
Kenneth Harney
F
THE OKLAHOMAN | NEWSOK.COM
SATURDAY, JUNE 25, 2011
AGENCY FULFILLS YOUNG COUPLE’S DREAM OF BUYING A NEW HOME BY DYRINDA TYSON Special Correspondent dyrinda@gmail.com
MOORE — A little more than a year ago each was living at home with parents — she was in nursing school, he was in a different job. “The only bill I had was a truck payment,” Matt Clark said, laughing. “I didn’t even pay for my cellphone.” “And I didn’t even work,” Lauren Clark said. Then, life took off. Now they’re husband and wife — they got married in October — building their careers and sharing their lives with Baron the boxer. Lauren Clark, 23, graduated from nursing school at the University of Oklahoma and now works at Carter Home Health. Matt Clark, 25, has taken a new job as an oil field technician for Baker Hughes. And they’ve bought a house. “It was crazy,” Matt Clark said. “Getting into this house, planning a wedding, stressing out about a wedding, new jobs, this and that, (Lauren) getting out of nursing school — we had a lot of irons in Dennis Shockley, executive director of the Oklahoma Housing Finance Agency, presents a doghouse to the fire.” Two hurdles usually stand be- new homeowners Lauren and Matt Clark at their home in Moore, as Baron the boxer stands by. The Clarks bought the house through the agency’s OHFA Advantage loan program. tween potential buyers and their PHOTO BY PAUL HELLSTERN, THE OKLAHOMAN dream homes — credit worthiness and coming up with “that lug of a down payment assistance,” DenOKLAHOMA nis Shockley said, recalling buying HOUSING FINANCE his first house in 1979. “I had to get AGENCY a gift letter from my parents for $2,000.” For more information on Then there were applications the Oklahoma Housing and “a stack of papers this high” Finance Agency and its to sign, said Shockley, executive programs, talk to a home director of the Oklahoma Housing lender, call the agency at Finance Agency, which helps 848-1144 or go online to Oklahomans like the Clarks buy www.ohfa.org. homes through down payment assistance programs and low-interest mortgage loans. Shockley and other officials sistance, which helped them sewere at the Clark home recently to cure their dream home in a Moore observe Home Ownership Month neighborhood a short distance as declared by Gov. Mary Fallin. from Indian Hills Road where NW Shockley and staff brought Baron 24th Avenue morphs into Eastern the boxer a home of his own, a Avenue. The program is OHFA Matt and Lauren Clark’s kitchen in Moore. They bought the house with a loan through the Oklahoma Housing Finance Agency’s OHFA roomy wooden doghouse match- Advantage. PHOTO BY PAUL HELLSTERN, THE OKLAHOMAN ing the shutters on the Clarks’ Matt Clark said his sister al- Advantage program. house. ready lived in the area, and when Baron sniffed at it uncertainly he and his bride-to-be came upon Matt Clark recalled, “and then we “It was easy,” Lauren Clark said. but finally ventured inside, draw- a house still under construction started talking to the lender.” “It was crazy easy,” Matt Clark ing a collective “aahh.” on Manchester Drive, they fell in The lender, First Mortgage Co., agreed. The Clarks are among about love with it. They dropped by the put them in touch with the finance They moved into their 1,45040,000 people the Oklahoma neighborhood’s model home to agency. The process proved to be square-foot home in July. Built by Housing Finance Agency has get details and found a longtime smooth, they said, with occasion- Home Creations, the house has helped since 1980. In their case, it family friend working there. al calls from the lender for addiSEE HOME, PAGE 2F was 3.5 percent down payment as“So she got us into the house,” tional information.
Money diet can help buyers saving for home Contrary to popular belief, these days you may not need a whopping 15 to 20 percent down to finance a home. Though mortgage-lending standards remain stringent, low down payment options are becoming more widely available. Still, nearly all homebuyers need cash, if only for closing costs and moving expenses. Are you cash-tight yet still want to take advantage of today’s home prices? If so, amassing a war chest of cash could make your homebuying offer even more competitive. “The more cash you have, the better deal you get,” said Mary Kuehn, a veteran real estate agent affiliated with the Council of Residential Specialists (www.crs.net). Kuehn said that homeowners selling in today’s market are especially nervous about a deal fall-
Ellen James Martin SMART MOVES
ing through due to a financing glitch. That’s why some sellers who receive multiple bids will take a slightly lower offer from purchasers who have more cash in the deal, realizing they’re probably better fixed financially. For those who believe the economy will gradually improve over time and that current homebuying bargains won’t last forever, Kuehn said the sacrifices involved in a crash savings program could be worth it. Here are pointers for those who wish to embark on a crash savings program to buy a home:
I Examine your attitudes about spending. What stops people from sticking to a money diet? Financial planners say emotional impediments — not a lack of professional financial guidance — are often to blame. “People come to financial advisers hoping for a miracle. But we’re not miracle workers,” said Shawn Koch, a planner affiliated with the Garrett Planning Network (www. garrettplanningnetwork. com). Koch said many people attempting a crash savings program first need to deal with the reasons for their bad money habits, such as impulse spending or a sense of material entitlement. I Start by doing an inventory of your current financial situation. A major obstacle to saving for a home is uncontrolled day-to-day spend-
ing, Koch said. But before you can decide how to reallocate your funds, she said you need to review where your money has gone for a period of several months. This can be done either with pen and paper or a personal finance tool such as Quicken software. Such a review can bring surprises, Koch said. For example, she said many of her clients are shocked to learn how much they’re spending on restaurant meals, carryout food and coffee breaks. Doing a spending inventory can be time-consuming because you must sift through credit card and checking account statements. Indeed, for those who don’t routinely track their spending, this process could take the better part of a weekend. But Koch said it’s essential to determine where cuts are possi-
ble before you can slash spending. I Sign up for an automatic savings plan. Because they live paycheck to paycheck, many people find it hard to summon the discipline to extract a chunk from each paycheck for savings. And they fear automatic withdrawals from their pay. But financial planners say automatic withdrawals can be the answer for people who aren’t methodical savers. And they say those who have direct debits taken from their pay rarely miss the money. Meanwhile, their savings accounts add up quickly. “With an automatic debit plan, you just set it and forget it. That’s a big plus for anyone trying to save money for a house,” Koch said. To contact Ellen James Martin, email her at ellenjamesmartin@gmail.com. UNIVERSAL UCLICK
THE NATION’S HOUSING
Medical bills hurt housing? Are medical bill collection accounts buried away inside millions of consumers’ credit files, functioning as a drag on the housing market? PAGE 8F
IN BRIEF
DEER-PROOF YOUR GARDEN The common advice for gardeners pestered by deer is to plant things the deer don’t like. But which plants are those? Ruth Rogers Clausen has the answer. Clausen, a garden writer who was once horticulture editor for Country Living magazine, outlines the best selections in “50 Beautiful Deer-Resistant Plants: The Prettiest Annuals, Perennials, Bulbs, and Shrubs that Deer Don’t Eat.” Clausen focuses on 50 plants she considers exceptional and includes growing information, design tips and suggestions for deerresistant companion plants. Each plant is given a rating indicating how well it’s likely to resist deer damage, because as Clausen notes, deer will eat pretty much anything if they’re hungry enough. “50 Beautiful Deer-Resistant Plants” is published by Timber Press and sells for $19.95 in softcover.
SPACE-SAVING CONVERSION The home-organizing company Org has introduced a bed that converts easily to a desk to save space. A balancing mechanism lets you switch from bed to desk and vice versa without disturbing the bedding or the items on the desktop. The twin size takes up 82-by-44 inches of floor space. The desk comes in a range of styles and finishes. The desk needs to be installed by an Org dealer, and prices start around $3,000 installed. Dealers and more information on the bed are on Org’s website, www.home org.com. MCCLATCHY-TRIBUNE INFORMATION SERVICES
INDEX Permits Stone Handy
5F 8F 9F
2F
SATURDAY, JUNE 25, 2011
REAL ESTATE
THE OKLAHOMAN | NEWSOK.COM
Left: New homeowners Matt and Lauren Clark show their kitchen in their new home in Moore. PHOTO BY PAUL HELLSTERN, THE OKLAHOMAN
Home: Open floor plan is appealing FROM PAGE 1F
three bedrooms, two baths and an open floor plan seamlessly marrying kitchen, dining and living rooms. “That’s what attracted us,” Matt Clark said. “The open floor plan.” Taupe walls and slightly darker carpeting make good use of the sunlight streaming through the back windows. Beyond the windows is their next project: the patio. “We want to extend it out and put out furniture,” Lauren Clark said. “Absolutely,” Matt Clark added. “We want to do one of those independent brick fireplaces with a cedar pergola that’s flush with the roof line.” A pergola is a structure supported by wooden beams along the side with latticework overhead. Shockley said helping people buy homes has been the Oklahoma Housing Finance Agency’s focus since it was established in 1976. The agency works with a select stock of reputable lenders, and it monitors those loans closely. This has kept foreclosure rates among clients well below 1 percent, according to agency figures. Special allocations target specific groups such as police officers, firefighters and teachers. It also tries to make the process as simple as possible, Shockley said. “It can be a scary process,” Shockley told the Clarks, “but you’ve jumped over the broomstick, and you’ve gotten the house. You’ve done it.”
Mark and Lauren Clark bought a house a family can grow into. The 1,450-squarefoot home by Home Creations has three bedrooms, including this one used for weightlifting, and two baths. PHOTO BY PAUL HELLSTERN, THE OKLAHOMAN
Right: Matt and Lauren Clark’s master bedroom in Moore. The Clarks bought the house with a loan through the Oklahoma Housing Finance Agency’s OHFA Advantage program. PHOTO BY PAUL HELLSTERN, THE OKLAHOMAN
Matt and Lauren Clark’s home in Moore, with Baron the boxer’s doghouse, a housewarming gift from the Oklahoma Housing Finance Agency. PHOTO BY PAUL HELLSTERN, THE OKLAHOMAN
REAL ESTATE
THE OKLAHOMAN | NEWSOK.COM
HOUSE PLAN
3F
HGTV’s ‘Showhouse’ to feature OKC homes FROM STAFF REPORTS
Moore-based Home Creations and two metroarea interior designers will be featured in HGTV’s premier of “Showhouse Showdown” on Aug. 29, but the public can see the decked-out houses at a cookout and dual open houses Sunday. The first 100 people will be given score cards for voting. HGTV will interview some people for the show. The event will start at noon at 16416 Montague Drive, in the Montague addition, east of Rockwell Avenue on the south side of NW 164. Open houses will follow at 16112 and 16113 Capulet Drive from 1 to 3 p.m. HGTV declined to identify the designers, saying that releasing their identities before scoring could sway the vote. “ ‘Showhouse Showdown’ will feature two identical Home Creations homes decorated by two professional designers
Freemont mixes country, elegance for family living A wide country-style porch wraps around most of the Freemont’s front facade. Arched multipane windows add a graceful touch of elegance to a home designed with family living in mind. And once the kids leave home, the owners need rarely climb the stairs. Upstairs bedrooms can be kept ready for grandchildren and other visitors. Stand in the vaulted entry and you are right in the center of the home. French doors on the left open into a living room brightened by a wide window bay. To the right, another set of French doors opens into a dining room, with a smaller bay window and an arched window higher up. Directly ahead, a polished wooden staircase curves up to a second-floor bridge that overlooks the entryway and the family room. This bridge offers a vantage point for observing the scenes below. Two more bay windows brighten and
expand the family room and eating nook. Both include doors that open onto a huge deck. The family room also has a fireplace. A powder room is conveniently close to the front door as well as to all the other rooms on the Freemont’s ground floor. Large and luxurious, the owners’ suite has a walk-in closet, separately enclosed water closet and a raised, oversize spa tub. A window over the spa bathes the area in natural light. Upstairs, the bedrooms share a twocompartment bathroom with vanities in both sections. The front bedroom has a vaulted ceiling, a half-round window and a larger closet. For a review plan, including scaled floor plans, elevations, section and artist’s conception, send $25 to Associated Designs, 1100 Jacobs Drive, Eugene, OR, 97402. Please specify the Freemont 10-006 and include a return address when ordering. For more information call (800) 634-0123.
LISTING OF THE WEEK
Nichols Hills residence has outdoor living area
The Listing of the Week is at 1800 Huntington in Nichols Hills.
The Listing of the Week is a new two-story home with outdoor fireplace/ living area in Nichols Hills. The 5,449-square-foot home at 1800 Huntington Ave. has five bedrooms, 5½ baths, three living rooms, two dining rooms and an attached three-car garage. Cast stone and 13foot custom walnut French doors open to a grand entry. The gourmet kitchen
SATURDAY, JUNE 25, 2011
has custom walnut cabinets, a fireplace and two large work islands. The home has travertine and herringbone walnut floors and a stone-and-iron staircase. The home has three tankless hot water systems, three-zone heating and air, a loft, library, theater room, balcony, covered porch, covered patio, circle drive, security sys-
PHOTO PROVIDED
tem and underground sprinkler system. The home, finished in 2011, is listed for $2,369,000 with Mike Grissom of Paradigm AdvantEdge Real Estate. For more information, call 414-7585 or 348-4422. Nominations for Listing of the Week are welcome. Send information on single-family homes to The Oklahoman, Richard Mize, P.O. Box 25125, Oklahoma City, OK 73125. Nominations may be faxed to 475-3996.
who will be competing for the best design award,” said Anita Wagoner, sales and marketing director for Home Creations. “The homes have the same floor plan, but the difference in decor will demonstrate the flexibility available in a Home Creations home for decorating options. “These homes will include cutting-edge decor plus creative and innovative techniques that homeowners can do aftermarket if they choose. The homes will demonstrate the ability to take a midsize floor plan built by Home Creations and make it look like a buyer’s ultimate dream home.” Home Creations takes pride in building a structurally sound home that includes tornado safety features and is Energy Star-qualified, Wagoner said. “Although we include many upgrades in the price of our homes, these ‘Showhouse Showdown’ homes will show other possibilities if you want to
pay for additional upgrades, or just simply decorate creatively,” she said. “We give our buyers a home priced very affordably for the quality construction included, and we are excited for them to see what can be done with those homes when decorated.”
4F
REAL ESTATE
SATURDAY, JUNE 25, 2011
THE OKLAHOMAN | NEWSOK.COM
L.A. homes on sale include singer’s, Lugosi’s BY LAUREN BEALE Los Angeles Times
LOS ANGELES — Pop singer Katy Perry and her husband, comedian and actor Russell Brand, are listing their home at $3,395,000. The gated property includes a stately 1922 Mediterranean-style main house and a swimming pool. The 4,600-squarefoot home, with a classic exterior that belies its white contemporary interiors, has four bedrooms and 4½ bathrooms. Adding a touch of whimsy is Perry’s vintage pink refrigerator, which she brought from a previous residence. It is not included in the sale. The pair added more trees and landscaping during the year and a half that they owned the house to increase privacy. A 25foot-tall tepee that Brand bought for Perry stands in the yard. Perry converted the three-car garage into a wardrobe styling room. “It’s 60 feet of costumes,” said Ernie Carswell of Teles Properties, Beverly Hills, who has the listing. Perry, 26, started out as a gospel singer before releasing studio albums including “One of the Boys” (2008) and “Teenage Dream” (2010). Brand, 35,
A home once owned by actor Bela Lugosi, known for his early portrayals of Count Dracula on stage and screen, has come on the market in the Hollywood Hills at $2,367,000. MCCLATCHY-TRIBUNE PHOTO
Pop singer Katy Perry and her husband, comedian and actor Russell Brand, are listing their Los Feliz home in Los Angeles, Calif., $3,395,000. MCCLATCHY-TRIBUNE PHOTO
stars in the remake of “Arthur,” released in April, as well as “Get Him to the Greek” (2010) and “Forgetting Sarah Marshall” (2008). Given Brand’s time on movie sets and Perry’s world tour, they have decided to make the New York pied-a-terre they bought last year their central residence and forgo maintaining the compound in Los Angeles. Public records show the couple bought the house in 2009 for $3.25 million.
Home is a castle A home once owned by actor Bela Lugosi, known for his early portrayals of Count Dracula on stage and screen, has come on the market in the Hollywood Hills at $2,367,000. Called Castle La Paloma, the imposing redbrick 1926 Tudor features interior arches, vaulted beamed ceilings, copper gutters and a slate roof. Its 5,000 square feet include an oversize living room, a library, a breakfast room, a butler’s pantry, five bed-
rooms, four bathrooms and a service wing. There are city, canyon and mountain views from the site, which is more than a quarter acre. Lugosi, who died in 1956 at 73, also starred in “White Zombie” (1932), “Bride of the Monster” (1955) and his final film, “Plan 9 From Outer Space” (1959). The Movieland Directory places Lugosi at the Beachwood Canyon address in the 1940s. MCCLATCHY-TRIBUNE INFORMATION SERVICES
For retirees, new mortgage presents challenges BY AL HEAVENS The Philadelphia Inquirer
PHILADELPHIA — The road to retirement can be paved with good intentions — such as paying down the mortgage faster so that, by the last day on the job, your house really is all yours. With millions of homeowners struggling to make even regular mortgage payments these days, an accelerated payoff goal may seem beyond reach. Yet many financial planners still advise debt-free retirement — including freedom from mortgage payments. Why? So you’ll require less income to support yourself during retirement, said certified public accountant and financial planner Jacquelyn M. Basso, of Jacquelyn M. Basso & Associates of Downingtown, Pa. “You are on a fixed income, and earn less than when you worked, and cannot spend more than you make,” she said of the typical retiree. “So removing the mortgage from the equation can make life easier.” Not all retirees have the vast assets that financial planners recommend to help make it through comfortably, though. And, Basso said, many retirees who want to downsize to smaller homes have found that they don’t have as much equity as they thought to exchange their current homes for new ones. These retirees are opting to take on new mortgages, rather than tap into savings or investments that might be needed over the long term. Even then, Basso said, changes in the rules require borrowers to come up with bigger down payments — 20 percent rather than the zero percent of housing’s boom times. “That finds many taking what they need out of their nest eggs, the money they need to live on,” she said. Consider these questions beforehand, AARP recommends: Will you be able to afford a new mortgage payment, as well as utilities, maintenance and insurance on your home, after you retire, when your income will probably go down? Will having a mortgage offer you a significant tax deduction? Some retirees say they are having trouble getting mortgages, even with a
guaranteed income and the highest credit scores. But New Jersey builder Bruce Paparone said he checked with other builders, including one with two over-55 communities, and a mortgage broker he deals with, and “they have not had any issues with financing the senior market.” Philip Cassidy, of Sun Home Loans in Trevose, Pa., said many newly retired people may be having problems because they cannot yet “zero in” on an exact amount of income to take as necessary living expenses. When asked to report the amount of income, Cassidy said, they esti-
mate low, and that hurts their mortgage qualification. Age is not the issue. “We cannot, do not and will not discriminate based on age,” said Philadelphia mortgage broker Fred Glick. “Even a 90-year-old can get a 30-year mortgage.” Still, whether you are a 35-year-old couple with high-paying jobs or retirees with great credit and fixed incomes, “getting a mortgage these days is more cumbersome than it used to be,” said Jerome Scarpello, of Leo Mortgage in Ambler, Pa. To prepare for retirement, and the possibility
you may need to carry a mortgage, you need to have a financial plan to establish priorities to give you some room to breathe more easily, Basso said. “Get rid of the bad debt,” she said, especially any high-interest creditcard debt. And if you cannot pay off your current mortgage, try to refinance it at today’s lower rates at a shorter term. MCCLATCHY-TRIBUNE INFORMATION SERVICES
THE OKLAHOMAN | NEWSOK.COM
Permits Oklahoma City Maccini Construction Co., 1214 NW 18, apartment, erect, $1,258,000. Architecture Inc., 5911 N Sapulpa Ave., school, addon, $1,200,000. Construction Solutions Inc., 3625 Northwest Expressway, business, add-on, $1,114,000. Architecture Inc., 6301 N Ann Arbor Ave., school, remodel, $1,000,000. Savannah Builders LLC, 12908 Carriage Way, residence, erect, $600,000. Rod Smith, 220 E Wilshire Blvd., warehouse, erect, $550,000. Jason Powers Homes, 5416 Lazy Fawn Trail, residence, erect, $400,000. Beacon Homes LLC, 19205 Blossom Court, residence, erect, $375,000. Jeff Moore Homes LLC, 11301 SE 44, residence, erect, $350,000. Dodson Custom Homes LLC, 9201 Bella Vista Lane, residence, erect, $333,625. Jason Powers Homes, 12100 SW 53, residence, erect, $320,000. George Lemcke & Co., 16421 Josiah Place, residence, erect, $300,000. Sechrist Construction, 3604 Galatian Way, duplex, erect, $300,000. Sechrist Construction, 3608 Galatian Way, duplex, erect, $300,000. CMS Willowbrook, 3500 NW 150, school, remodel, $280,000. Wood Ridge Homes LLC, 6801 SE 160, residence, erect, $275,000. Remington Builders Inc., 13325 Ambleside Drive, residence, erect, $270,000. Ward Construction, 7725 W Reno Ave., shell building, add-on, $250,000. Lami Grubb, 7628 W Reno Ave., retail sales, remodel, $244,000. Justice Homes Inc., 15400 Meadow Vista Drive, residence, erect, $225,000. Paul Methvin Homes Inc., 4200 SE 86 Place, residence, erect, $220,000. Vesta Homes Inc., 217 SW 174, residence, erect, $220,000. Baer Hall Homes, 404 SW 170, residence, erect, $220,000. Glenstone Properties LLC, 1821 NW 196, residence, erect, $215,000. Glenstone Properties LLC, 1817 NW 196, residence, erect, $215,000. Gudell (Jason), 15700 Kestral Park Court, residence, erect, $215,000. Manchester Elite Homes LLC, 14901 Trumball Circle, residence, erect, $214,050. Vesta Homes Inc., 17 SW 174, residence, erect, $208,000. Authentic Custom Homes LLC, 17209 Ridgewood Drive, residence, erect, $205,000. Manchester Elite Homes LLC, 14825 Trumball Circle, residence, erect, $200,600. D.R. Horton, 9704 Allie Hope Lane, residence, erect, $200,400. Connelly Paving, 1112 NW 58, parking, install, $200,000. New Generation Homes LLC, 121 SW 174, residence, erect, $200,000. New Generation Homes LLC, 29 SW 174, residence, erect, $200,000. RNH Designs & Development, 14343 N MacArthur Blvd., church, remodel, $200,000. Justice Homes Inc., 15312 Meadow Vista Drive, rehabilitation center, erect, $200,000. Justice Homes Inc., 15408 Meadow Vista Drive, residence, erect, $200,000. Gudell (Jason), 320 NW 155, residence, erect, $200,000. Gudell (Jason), 324 NW 155, residence, erect, $200,000. R&R Homes LLC, 3204 Sahoma Trail, residence, erect, $199,000. Authentic Custom Homes LLC, 8325 NW 142, residence-attached, erect, $187,500. R&R Homes LLC, 3213 Sahoma Trail, residence, erect, $185,500. R&R Homes LLC, 3217 Sahoma Trail, residence, erect, $185,500. Heartland Homes LLC, 17512 Red Tailed Hawk Way, residence, erect, $184,685. Biltrite Construction LLC, 12620 Horsepen Road, residence, erect, $180,000. McDermott Construction Co. LLC, 9112 NW 92 Terrace, residence, erect, $180,000. Kevin Keslin, 7628 W Reno Ave., retail sales, remodel, $180,000. New Generation Homes LLC, 305 SW 174, residence, erect, $180,000. Steve and Stacy Davis,
3209 Chesterfield Place, residence, erect, $180,000. Taber Built Homes LLC, 19212 Garden Creek Lane, residence, erect, $180,000. American Fine Homes, 10921 SW 30, residence, erect, $178,000. Horizon Group Properties Inc., 7654 W Reno Ave., retail sales, remodel, $175,000. Vintage Custom Homes LLC, 113 SW 174, residence, erect, $175,000. Rice Custom Homes LLC, 19120 Pinehurst Trail Drive, residence, erect, $175,000. Blevins Construction, 6313 Bentley Drive, residence, erect, $170,000. Authentic Custom Homes LLC, 8416 NW 142, residence, erect, $165,330. Eason Homes LLC, 9221 Megans Way, residence, erect, $160,000. Authentic Custom Homes LLC, 2312 NW 194, residence, erect, $159,318. Berryman Enterprises Inc., 8541 Candlewood Drive, apartment, fire restoration, $150,000. Ron and Pam Kingsley, 5200 Carrington Place, residence, add-on, $150,000. McAlister Construction Inc., 9204 Misty Lane, residence, erect, $150,000. No name provided, 2127 W Memorial Road, restaurant, remodel, $150,000. D.R. Horton, 11128 SW 41 Place, residence, erect, $144,000. GS Investments LLC, 14715 SE 75, residence, erect, $140,000. Klepper Capitol Group, 7642 W Reno Ave., restaurant, remodel, $140,000. Tom Vorderlandwehr Inc., 9128 NW 91 Circle, residence, erect, $138,400. Westpoint Homes, 6009 NW 151, residence, erect, $130,000. Westpoint Homes, 15521 Brook Hill Drive, residence, erect, $130,000. Westpoint Homes, 5908 NW 151, residence, erect, $130,000. Maurice’s, 7628 W Reno Ave., retail sales, remodel, $125,000. D.R. Horton, 11137 SW 40, residence, erect, $122,000. Harbor Homes, 305 SW 172 Circle, residence, erect, $110,000. D.R. Horton, 11129 SW 40, residence, erect, $109,000. Dowell Properties Inc., 400 N Walker Ave., office, remodel, $107,100. Dowell Properties, 400 N Walker Ave., office, remodel, $103,700. Dodson Custom Homes, 2305 NW 195, residence, erect, $103,250. Gardner Construction, 5609 SE 67, office, remodel, $100,000. Monarch Construction Co. LLC, 3100 Canton Trail, residence, erect, $100,000. Monarch Construction Co. LLC, 3028 Canton Trail, residence, erect, $100,000. Talbots Inc., 7638 W Reno Ave., retail sales, remodel, $88,000. Dowell Properties, 400 N Walker Ave., office, remodel, $80,800. Rausch Coleman Homes LLC, 6117 Courtyards Court, residence, erect, $80,000. Rausch Coleman Homes LLC, 8116 Erryn Lane, residence, erect, $80,000. Rausch Coleman Homes LLC, 7712 Sunny Pointe Lane, residence, erect, $80,000. Rausch Coleman Homes LLC, 6129 Courtyards Court, erect, erect, $80,000. Cornerstone Group LLC, 10613 SW 33 Terrace, residence, erect, $70,000. Nashert Contracting Group, 6600 Edenborough Drive, apartment, remodel, $68,000. Nashert Contracting Group, 6602 Edenborough Drive, apartment, remodel, $68,000. Nashert Contracting Group, 6604 Edenborough Drive, apartment, remodel, $68,000. David Kraszewski, 1901 N Lincoln Blvd., office, remodel, $65,000. Cornerstone Group LLC, 10621 SW 33, erect, erect, $62,000. Dowell Properties, 400 N Walker Ave., office, remodel, $61,900. April Harrington, 1235 SW 2, manufacturing, remodel, $60,000. Gardner Construction, 4232 N Santa Fe Ave., office, remodel, $60,000. Goodman Networks, 12362 N MacArthur Blvd., towerantenna, remodel, $56,000. Nashert Construction, 6610 Edenborough Drive, apartment, remodel, $54,300. Nashert Construction, 6612 Edenborough Drive, apartment, remodel, $54,300. Destin Construction, 235 N MacArthur Blvd., officewarehouse, remodel, $50,000. Colony Construction, 3025
REAL ESTATE Oak Hollow Road, residence, add-on, $50,000. Commercial Permit Group, 7642 W Reno Ave., retail sales, remodel, $50,000. SRV Inc., 7642 W Reno Ave., retail sales, remodel, $50,000. Russell Lee, 4015 N Pennsylvania Ave., restaurant, remodel, $45,000. 2721 N Walker Ave, 815 NW 12, office, remodel, $40,000. Site Quest Ltd., 4341 S Nebraska Ave., tower-antenna, install, $40,000. Site Quest Ltd., 11108 SW 15, tower-antenna, install, $40,000. Shaun Harvey, 7900 SW 101, storage, add-on, $40,000. Dowell Properties Inc., 400 N Walker Ave., office, remodel, $39,300. Dowell Properties Inc., 400 N Walker Ave., office, remodel, $35,275. No name provided, 317 NW 22, accessory, erect, $35,000. ARC Goldenrule, 2001 S MacArthur Blvd., manufactured home, move-onmobile home park, $30,000. ARC Goldenrule, 2001 S MacArthur Blvd., manufactured home, move-onmobile home park, $30,000. ARC Goldenrule, 2001 S MacArthur Blvd., manufactured home, move-onmobile home park, $30,000. ARC Westlake, 9717 NW 10, manufactured home, move-on-mobile home park, $30,000. Levi Evans, 3308 SE 89, manufactured home, moveon-mobile home park, $30,000. Levi Evans, 3308 SE 89, manufactured home, moveon-mobile home park, $30,000. Levi Evans, 3308 SE 89, manufactured home, moveon-mobile home park, $30,000. No name provided, 3308 SE 89, manufactured home, move-on-mobile home park, $30,000. Mohsen Construction, 12700 SW 47, residence, remodel, $30,000. Chameleon Project Management, 7628 W Reno Ave., retail sales, remodel, $28,500. Antonio Zamarron, 236 NW 87, residence, fire restoration, $26,000. David J. and Teresa L. Porta, 5816 NW 31, residence, add-on, $25,000. Nashert Construction, 6606 Edenborough Drive, apartment, remodel, $24,000. Alloy Building Co., 11801 SE 152, storage, erect, $20,300. Dale Welchel, 12825 SE 69, accessory, erect, $18,000. Dolores Ramos, 2808 NW 162, storage, erect, $15,000. We Buy Houses, 540 SW 24, fourplex, fire restoration, $15,000. Two Structures LLC, 13108 Red Cedar Circle, residence, remodel, $15,000. William B. Cage, 5735 Osborne Way, accessory, erect, $15,000. MB Construction & Remodeling LLC, 1233 NW 98, residence, remodel, $14,500. Dandy Homes, 5117 E Interstate 240 Service Road, manufactured home, moveon, $10,000. David and Brenda Forest, 3114 Dutch Forest Lane, canopy-carport, add-on, $10,000. Liberty Construction Co., 424 NW 137, canopy-carport, add-on, $10,000. No name provided, 6401 S Portland Ave., canopy-carport, erect, $9,500. Gabriel Howard, 2235 NW 15, accessory, erect, $9,000. Kevin Bachman, 15401 Brenton Hills Ave., accessory, erect, $8,500. Nathan J. Skinner, 10317 Casa Linda, residence, addon, $7,600. Ava Anderson, 225 NE 14, residence, remodel, $5,000. Newell Roofing and Construction Services LLC, 501 S Mustang Road, remodel, remodel, $5,000. No name provided, 5008 S Anderson Road, manufactured home, move-onmobile home park, $5,000. Jamars & Long LLC, 4431 NW 63, retail sales, remodel, $5,000. Grover Franklin Bice, 10621 Rustler Lane, storm shelter, install-storm shelter, $4,300. Gladys Timmons, 10044 S Fairview Drive, canopycarport, erect, $4,100. Henry Hutcherson, 5308 Monte Drive, storm shelter, install-storm shelter, $4,000. Quin S. Corbin, 10924 Blackjack Ridge Road, storm shelter, install-storm shelter, $4,000. Flat Safe Tornado Shelters, 5813 N Barnes Ave., storm shelter, install-storm shelter, $3,880. Timothy and Juanna Byrne, 2824 SW 125 Terrace, storm shelter, install-storm shelter, $3,800. Flat Safe Tornado Shelters, 10340 Exter Ave., storm shelter, install-storm shelter, $3,775. Carolyn Bechtold, 3732
NW 69 Terrace, residence, add-on, $3,700. Tommy and Sonna Smart, 808 SW 112, storm shelter, install-storm shelter, $3,500. Rajiv Paruchuri, 9400 S Barnes Ave., storm shelter, install-storm shelter, $3,400. Andrew and Diana Nick, 14413 Sylena Way, storm shelter, install-storm shelter, $3,395. Daniel A. Calderon, 17913 Vermejo Drive, storm shelter, install-storm shelter, $3,395. Paul D. Grubb, 1416 NW 181, storm shelter, installstorm shelter, $3,395. Smartsafe Shelters, 4700 NW 151 Terrace, storm shelter, install-storm shelter, $3,395. Delbert and Frances Parker, 8009 Highland Ave., residence, add-on, $3,200. Smart Shelters Inc., 8805 NW 121 Terrace, storm shelter, install-storm shelter, $3,145. Sheri Frances, 11908 Blue Haven Court, storm shelter, install-storm shelter, $3,050. Flat Safe Tornado Shelters, 12109 SW 18, storm shelter, install-storm shelter, $3,000. James H. Hendrix, 6213 Latham Court, storm shelter, install-storm shelter, $3,000. Keith Pullen, 1521 NE 13, residence, fire restoration, $3,000. Robbins Services, 3355 S Purdue Ave., office-ware-
SATURDAY, JUNE 25, 2011 house, remodel, $3,000. Smart Safe, 12621 Jasper Ave., storm shelter, installstorm shelter, $3,000. Tommy L. Turnipseed, 7801 Valley Creek Drive, storm shelter, install-storm shelter, $3,000. Ali Alimoradi, 15309 S May Ave., storm shelter, installstorm shelter, $2,995. Carolyn R. Willis, 2201 SW 117, storm shelter, installstorm shelter, $2,995. Jay and Lisa Brewer, 6004 NW 162, storm shelter, install-storm shelter, $2,995. Le Huu Le and Anh Dao Pham Le, 8041 NW 124, storm shelter, install-storm shelter, $2,995. Nathan Tucker, 3101 Brush Creek Road, storm shelter, install-storm shelter, $2,995. Jon and Suzanne Tiehm, 18417 Abierto Drive, storm shelter, install-storm shelter, $2,900. Arsenio and Nancy Chaves, 312 SE 25, residence, add-on, $2,800. David Le, 2813 SW 136, storm shelter, install-storm shelter, $2,800. Donald V. Drew, 10704 St. Michel Circle, storm shelter, install-storm shelter, $2,800. Michael James, 6329 NW 85, residence, install-storm shelter, $2,800. Terrence R. Willie, 6716 NW 120, storm shelter, install-storm shelter, $2,800.
5F
Elijah and Marie Poynor, 13317 Eastvalley Road, residence, install-storm shelter, $2,600. Clare M. Ferguson, 7408 Jack Drive, storm shelter, install-storm shelter, $2,500. James and Lorea Alexander, 18817 SE 74, storm shelter, install-storm shelter, $2,500. Joe Rodriguez, 13908 S Brookline Ave., storm shelter, install-storm shelter, $2,500. Lyndol Elzie, 4908 Oakwood Lane, storm shelter, install-storm shelter, $2,500. Robert Winstead, 21 SW 169, storm shelter, installstorm shelter, $2,500. Biggs Backhoe & Trucking, 3605 Austrian Pine Lane, storm shelter, install-storm shelter, $2,470. Bob Moore Lawn Master Outdoor Living, 6344 S Robinson Drive, accessory, erect, $2,389. Charles K. Walker, 10800 Granada Lane, storage, erect, $2,000. Robert Whetzel, 11317 NW 103, storage, erect, $1,500.
Demolitions Vickey Mason, 2143 Glen Ellyn, residence. L&S Demolition, 1801 NE 19, garage. L&S Demolition, 1509 NE 14, garage. No name provided, 317 NW 22, accessory building.
6F
SATURDAY, JUNE 25, 2011
REAL ESTATE
THE OKLAHOMAN | NEWSOK.COM
Eighty percent of homeowners in some parts of North Las Vegas, Nev., are underwater on their mortgages.
MCCLATCHY-TRIBUNE PHOTO
Underwater homeowners face woes BY ASHLEY POWERS AND ALEJANDRO LAZO Los Angeles Times
NORTH LAS VEGAS, Nev. — Charles Mills can barely afford to stay here. But he also can’t afford to move. That’s why the 44year-old heavy-equipment operator was preparing to leave his wife and young daughter here and go where he could find work — the Oklahoma oil fields. Mills has a mortgage to pay, even if its size pains him. He purchased his house in 2006 for $308,500. Current value: $105,797. “We talked about it: What can we do with the house?” Mills said. “Nobody’s going to buy it. Nobody’s going to rent it. If we walk away, my credit’s shot. We’re stuck.” In some parts of North Las Vegas, more than 80 percent of homeowners have plunged “underwater,” meaning they owe more on their mortgages than their properties are worth — a stunning concentration of aborted plans and upended lives. Mobility in search of new opportunity has long been a cornerstone of the American economy, much the way home ownership has long offered a path to
firmer financial footing. But the housing bust has left tens of thousands of homeowners across Nevada essentially trapped. They’re considered the new normal here. They turn down higher-paying jobs elsewhere because they can’t move. “We don’t even walk around our own neighborhood anymore,” Mills said. “Why? To say hi to strangers?”
Retirement dreams Elsewhere on Midnight Breeze Street are Steve and Gay Shoaff, who once talked of selling and retiring somewhere pretty. Gay, 57, even toured a place in Wyoming. But the Shoaffs have been living mostly off savings since the construction industry sputtered. Steve, 60, worked as a drywall taper and foreman. “I’d say, ‘Gay, we’re going to become millionaires on this house,’ ” Steve recalled one day as he and his wife unwound in the backyard they’d spent thousands of dollars sprucing up. Gay mustered a smile. Their $187,980 home is now assessed at $99,220. “This house won’t be worth what we paid on it until after we die,” she said.
Some economists would agree, predicting that a full recovery in parts of the West’s “foreclosure belt” — California, Nevada and Arizona — won’t occur until at least 2030. Nationwide, 23.1 percent of homeowners with mortgages are underwater. No state is more underwater than arid Nevada, with about two-thirds of borrowers holding such mortgages, according to research firm CoreLogic. Some economists argue that, in a way, these homeowners are worse off financially than those who lost their houses through foreclosure and were forced to move on. Those borrowers often were able to live rent-free for years because of the snail’s pace of foreclosure proceedings. Meanwhile, their underwater neighbors poured money into mortgages, not savings or investments. They couldn’t chase higher-paying work. Homeowners with negative equity are at least a third less mobile than others, according to a recent study in the Journal of Urban Economics. But abandoning their homes was an option that appeared too dicey. “Walking away, it does
Homeowner Charles Mills is underwater on his home, as are about 80 percent of his fellow residents in North Las Vegas, Nev. His home is worth at least $100,000 less than he paid. MCCLATCHY-TRIBUNE PHOTO
wreck your credit history for a while and you can’t get another mortgage for seven years,” said Richard Green, director of the University of Southern California Lusk Center for Real Estate.
Keeping it clean James R. Follain, a senior fellow at the State University of New York’s Rockefeller Institute of Government, argued in a recent study that former homebuilding hot spots, such as Las Vegas and California’s Inland Empire,
may crumble in the manner of Rust Belt manufacturing towns. So while Mills was gearing up for Oklahoma, the Shoaffs tried to keep their neighborhood from looking like so many in the Las Vegas Valley. Drive down Midnight Breeze, and you’ll spot few obvious signs of the real estate bust: no bank-owned signs, no broken windows, no doors jammed with unclaimed pizza fliers. That’s partly because Gay busies herself yanking weeds from yards
and ripping foreclosure notices. On a recent evening, however, the Shoaffs took a walk through the neighborhood. In a backyard a few blocks away, someone had shoved over a foosball table, smashed a computer and ruined the hot tub with what appeared to be white paint. Gay’s face fell. This house was likely another foreclosure casualty, its owner long gone. MCCLATCHY-TRIBUNE INFORMATION SERVICES
THE OKLAHOMAN | NEWSOK.COM
REAL ESTATE
SATURDAY, JUNE 25, 2011
7F
Homebuyers avoid unlucky numbers BY CHING-CHING NI
prosper,” she said. With younger Chinese and very rich buyers from mainland China who pay for multimillion-dollar homes in cash, the number four is not necessarily a deal breaker, but it’s not preferred, said real estate agent Cordella Wong of Coldwell Banker. “Psychologically, changing the number four
Los Angeles Times
LOS ANGELES — Pity the poor couple trying to sell a house with a street number 44 in Arcadia, Calif. Most local buyers are Chinese — and for them, such a number can kill a deal. That’s because, in Mandarin and Cantonese, the word for four sounds like the word for death. So 44 essentially adds up to double death. Josh Grohs, managing partner of a local real estate development firm, buys up Arcadia houses, tears them down and then builds new homes. He knows his market and the dangers of picking the wrong property. “This property is worth $1.4 million if the address was not two fours. If they don’t change it, that would knock $300,000 to $400,000 off the property,” Grohs said of the owners of No. 44, who do not want their street name mentioned for fear of making a bad situation worse. “No one would have thought anything of it 30 years ago,” he said. “Now it definitely, 100 percent, does not make their home that attractive.”
Repeating history Twenty years ago, Arcadia dealt with similar complaints from residents about numbers when the city started seeing a dramatic rise in Chinese homeownership. At the time, like numerous other cities, it decided to allow people to change inauspicious numbers — for a fee. But five years ago, it abandoned that program after city workers complained about how onerous and confusing the process of changing addresses had become. Lately though, with Chinese buyers the only bright spot in a sluggish real estate market, complaints about bad numbers have been on the rise again. “I don’t remember the last house I built I sold to a white person in Arcadia, except maybe for one,”
Imy Dulake stands at 448 Oxford Drive in Arcadia, Calif. In Mandarin and Cantonese, the word for four sounds like the word for death, prompting owners of the house to pay to change their address from 444 to 448 to help attract potential buyers. MCCLATCHY-TRIBUNE PHOTO
said Grohs. “The only reason we’re not feeling the pain of, say, Glendora and Monrovia is because of the Asians.” Last month, the City Council voted 3 to 2 in support of bringing back the old address-changing program, pending a study of the costs. Some of those facing numbers problems bought their properties many decades ago, before the Asian influx. Asians, predominantly Chinese, now make up nearly 60 percent of Arcadia’s population. “If we can save somebody from taking a financial bath, we should,” said Bob Harbicht, the council member who first brought the topic up. But his colleagues don’t all agree. “There are 20,000 homes in Arcadia. One in four has a number four in it. That’s a potential of 3,000 addresses that could be changed,” said Councilman Roger Chandler, who is against restarting the program. “We have people who want to change the entire 1400 block. And a lady who lives in apartment No. 911 who feels it’s bad luck. Where
“There are 20,000 homes in Arcadia. One in four has a number four in it. That’s a potential of 3,000 addresses that could be changed. ... Where do we stop?” COUNCILMAN ROGER CHANDLER
do we stop?” Supporters say changing building numbers isn’t such an unusual thing. After all, they say, when President Ronald Reagan left office, he and wife Nancy Reagan acquired a property at 666 St. Cloud Road in Bel-Air but had the address changed to 668 to avoid the “number of the beast.” “Many high-rises don’t have a 13th floor. It’s harder to rent them,” said Harbricht. “It’s strictly a business decision.”
Numbers matter Veteran Arcadia real estate agent Imy Dulake of Coldwell Banker tried to
show a condominium to Asian clients about five years ago. The address: 444 W Huntington Drive. “We drove up there and the buyer saw the number 444 and didn’t even want to see it,” said Dulake. At the time, the city still allowed residents to change one digit of an address, but changing the number of a condominium building would have been too hard. Around the same time, though, Dulake got a listing for a house at 444 Oxford Drive. She persuaded the homeowner to get a new number, 448, which was an improvement because eight sounds like “to
would make the buyer more comfortable, and it’s good for resale value,” said Wong, who recently helped a client change an address in San Gabriel. As for herself, Wong said she once lived in a house numbered 2440. “Nothing bad happened to me,” she said. MCCLATCHY-TRIBUNE INFORMATION SERVICES
8F
REAL ESTATE
SATURDAY, JUNE 25, 2011
THE OKLAHOMAN | NEWSOK.COM
Medical collections may hamper credit WASHINGTON — Are medical bill collection accounts buried away inside millions of consumers’ credit files — even bills that were fully paid or settled years ago — functioning as a drag on the housing market? That might sound farfetched, yet some credit and mortgage industry experts say negative medical collection records are playing a little-recognized but significant role in depressing otherwise creditworthy loan applicants’ scores. Lower scores, in turn, are disqualifying borrowers from getting mortgages in today’s toughened underwriting climate or forcing them to pay higher interest rates, fees and down payments. According to a 2008 study by the nonprofit Commonwealth Fund, an estimated 28 million Americans were contact-
Kenneth Harney THE NATION’S HOUSING
ed by collection agencies on medical debt issues during a two-year period, and 72 million reported difficulties in paying outstanding medical bills. Now a bipartisan group in Congress is sponsoring legislation that would limit the credit score impacts of paid-off and settled collection accounts that sometimes are the product of disputes and botched record-keeping by insurance companies, hospitals and doctors. Titled the Medical Debt Responsibility Act, the bill would require the three national credit bu-
reaus — Equifax, Experian and TransUnion — to expunge medical collection records of $2,500 or less from files within 45 days of their being paid or settled. Currently, by contrast, paid-off collections can remain in files for as long as seven years, exerting their heaviest negative impacts on consumer scores during the initial two years. The bill is co-sponsored by Reps. Heath Shuler, D-N.C., Don Manzullo, R-Ill., and Ralph Hall, R-Texas. Craig Watts, director of public affairs for Fair Isaac, developer of the FICO score that is widely used by mortgage lenders, confirmed that “the mere presence of a collection account on the credit report” has an impact on a person’s score. The amount of the collection generally has only a “minor” effect, and the nature of the account —
auto loan, credit card, medical bill or whatever — is not a factor. In other words, collections are collections and signify nonpayment of a debt that forced a creditor to pursue the debtor. Critics charge, however, that medical bills are different from other types of credit accounts since often the consumer does not choose voluntarily to spend money but is forced to do so by uncontrollable events such as illness or accidents. Terry Clemans, executive vice president of the National Credit Reporting Association, whose members prepare a large percentage of the reports used by mortgage lenders, said the negative impacts of collection accounts on a borrower’s scores vary, but in extreme cases can be “in the high double digits or even more than a hundred” points.
Rodney Anderson, executive director of Supreme Lending, a national mortgage banking and brokerage firm based in Dallas, said he and his staff regularly encounter borrowers who are unaware of medical collection accounts on their credit files that depress their FICO scores and increase total loan costs by thousands of dollars. In one case, a borrower had a $150 unpaid medical collection item that cost him $1,500 extra on upfront points on a Fannie Mae conventional mortgage. The idea of Congress intervening and requiring deletion of medical bill records from national credit files does not sit well with everyone, however. Though the credit bureaus had no immediate comment on the legislation, their trade group, the Consumer Data In-
dustry Association, opposed a similar bill that passed the House 336-82 last September. The association said it is still studying the current bill. Fair Isaac, for its part, recently posted a blog that warned against “subjective tinkering” with credit scores. “When lenders … are prevented from seeing these negative records,” the company said, “(they) are likely to loan to borrowers who are riskier than they appear.” Where’s this all headed? It’s a complex issue, with solid arguments on both sides. Don’t be surprised if the House passes it this year. But if the big banks weigh in against it, look for it to have a much tougher time getting through the Senate. Ken Harney’s email address is kenharney@earthlink.net. WASHINGTON POST WRITERS GROUP
Home inspector is not liable for faulty air unit DEAR BARRY: We recently bought a foreclosed home from a bank and were not told the truth about the heating and air conditioning system. Everyone said the system was a heat pump. It was stated as such by the real estate agents, the home inspector and the purchase contract. The home inspector reported that the system needed to be repaired or replaced, but since it was a bank-owned home, it was sold as-is. After moving in, our electric bills were so high that we
Barry Stone INSPECTOR’S IN THE HOUSE
called an HVAC contractor. He told us the system is an electric furnace with an air conditioner, not a heat pump. Can we sue the agents and the home inspector for replacement of this system? Kathy DEAR KATHY: There is
no basis for a claim against the agents or the home inspector. The inspector told you that the system needs repair or replacement. When the home inspector advised you that the system had problems, an HVAC contractor should have been called at that time. Then you would have learned in a more timely manner the type of system in the home. As for the faulty disclosure, most people who are not professional HVAC contractors have
no idea of the difference between an electric furnace and a heat pump. Those who disclosed the system as a heat pump were doing so in good faith, believing that this was truthful disclosure. DEAR BARRY: Our house is 48 years old, and we have worked on it for the past 30 years. One problem is that it needs closet space. My husband wants to convert one of the bedrooms to make a large walk-in closet, with a passageway through the master bathroom. That would decrease the num-
ber of bedrooms from four to three and would reduce the size of the bathroom. I am concerned that this will affect our ability to sell the home in a few years. Marie DEAR MARIE: If you decrease the number of bedrooms, you will definitely decrease the property value, and that will definitely matter when you eventually sell the home. Before you sell, an appraiser will determine the value of the property, and a major consideration will be the number of
bedrooms. Eliminating the number of bedrooms also makes the property less desirable to many buyers. A fourth bedroom is important in today’s market because so many people use an extra bedroom as a home office. If a larger closet is important to you, consult a licensed architect to see what other ways the floor plan can be altered without decreasing the value of the home. To write to Barry Stone, go to www.housedetective.com. ACTION COAST PUBLISHING
REAL ESTATE
THE OKLAHOMAN | NEWSOK.COM
SATURDAY, JUNE 25, 2011
9F
Window condensation cause for concern Q: We have a twostory house built in 1939 with original doublehung windows in good shape and aluminum storm windows. In winter the inside of the storm windows on the second story (bedrooms) get some condensation on them. Besides putting up foam tape around the house windows, do you have any suggestions without spending a lot of money to try to correct this? Also, is the condensation something to worry about? A: There is a dead air space between the house windows and the storm windows, which is why having storm windows helps from an insulating standpoint. When air is
Paul Bianchina HANDY @ HOME
allowed to move into that space, it carries moisture vapor with it, which condenses on the cold glass and turns to liquid water. To answer your second question first, yes, the condensation is something to be concerned about. Repeated wetting of the wood can lead to mold, mildew, dry rot, and windows that simply do not work very well. Whenever you see the condensation appear, you should remove the storm window and dry
out the wood rather than allowing it to remain damp. There are two things that you need to address here. The first is the weatherstripping, because if you can eliminate the air movement, you’ll stop or greatly reduce the condensation. The metal weatherstripping you describe is difficult to repair, so you’ll want to find an alternative. I would suggest taking a picture of the windows, and then go and discuss this with a local glass shop. With the picture for reference, they should be able to help you select the appropriate type of retrofit weatherstripping to solve the problem. I would also recommend that you weatherstrip both the
house windows and the storm windows, rather than just one of them. Because you’ve mentioned that only the upstairs windows are doing this, the second issue to address is that there appears to be more moisture in the air in that area. This could be due to an adjacent bathroom without an exhaust fan; it could be poor circulation from your heating system; it could even have to do with the placement of the furniture and drapes in that room. I’d encourage you to do a little detective work and see if you can find reasons why the extra moisture is being created, and see if you can’t remedy that. When your finances allow, I would strongly suggest that you look into
replacement windows. The improvement in energy efficiency, operation and noise reduction with new insulated windows as opposed to older singleglazed units with storms is considerable. The new windows will also definitely add resale value. Q: I have a metal door that has a strip of vinyl material at the bottom. Can this be replaced? A: If you know the manufacturer of the door (you may be able to find it on a sticker on the edge or top of the door, or inside the frame) then you can check that company’s website on the Internet and see about getting replacement material. There may even be a local dealer who will have a replacement door sweep.
An easier option, and what I ended up doing with my own metal exterior doors, was just installing an aftermarket sweep. Because exterior doors are a standard thickness, any home center or hardware store should have a replacement sweep that will work. They’re also easily adjustable up and down, so you can get a good seal against the threshold. You’ll probably want to remove the hinge pins and take the door off its hinges, then set it on a couple of sawhorses. That will give you easy access to the bottom sweep. Remodeling and repair questions? Email Paul at paulbianchina@inman.com. All product reviews are based on the author’s actual testing of free review samples provided by the manufacturers. INMAN NEWS
Both coasts top most expensive homes list BY AMY HOAK MarketWatch
CHICAGO — Six of the 10 most expensive housing markets in the country are in California, according to Coldwell Banker’s annual Home Listing Report. At the top of the most expensive list: Newport Beach, Calif.,
which was the costliest place to buy a four-bedroom, two-bathroom home for the second year in a row, according to the report of 2,300 markets in North America. The report considers the average home listing price of fourbedroom, two-bathroom homes listed on ColdwellBanker.com. The homes were listed on the site
between September 2010 and March 2011. The average U.S. home that fit this criteria listed about $293,000. The average listing price in Newport Beach: $2.5 million. That California cities made up such a large part of the top 10 list isn’t much of a surprise.
“Year in and year out, California and the West Coast dominates,” said Jim Gillespie, chief executive of Coldwell Banker Real Estate. There were also a couple of top 10 cities from the East Coast. Here is the list of the 10 most expensive housing markets: 1. Newport Beach, Calif. 2. Pacific Palisades, Calif.
3. Stone Harbor, N.J. 4. Rancho Palos Verdes, Calif. 5. Saratoga, Calif. 6. Los Gatos, Calif. 7. Weston, Mass. 8. Greenwich, Conn. 9. Mercer Island, Wash. 10. Cupertino, Calif. MCCLATCHY-TRIBUNE INFORMATION SERVICES
Niagara Falls has nation’s most affordable home BY AMY HOAK MarketWatch
CHICAGO — Niagara Falls, N.Y., is well known for its beautiful views and its popularity among tourists. But here’s something you might not have known: It also has the most affordable housing market in the country. That’s according to a new report from Coldwell Banker.
Piedmont
RE for sale Edmond
314
Gorgeous home located in Oak Tree, gated community, 3 bed plus study, 2K bath, on golf course, 2600 square feet, hardwood floors, granite counter tops, crown molding, 405-226-0981. Edm schools 3bed 2bath 2car gar. 5yrs old. Nice $138K obo 409-7877
Acreage For Sale
MWC 302
PIEDMONT OPEN SAT 2-4 & SUN 2-5. Model home. New hms on 1/2 ac lots. Info also available for new hms in other additions. From NW Expwy & Sara Rd go 4.5 mi N. Cleaton & Assoc 373-2494 PIEDMONT OPEN SAT 2-4 & SUN 2-5. Model home. New hms on 1/2 ac lots. Info also available for new hms in other additions. From NW Expwy & Sara Rd go 4.5 mi N. Cleaton & Assoc 373-2494 CASHION ACREAGES w/trees & creek 6 & 11 ac tracts avail starting @ $25,000. Owner fin possible. Lisa 919-5717 Cleaton & Assoc 373-2494 1N to 10A, E. of OKC, pay out dn. before 1st pmt. starts, many are M/H ready over 400 choices, lg trees, some with ponds, TERMS Milburn o/a 275-1695 paulmilburnacreages.com OWNER FINANCING 1-28 Acres Many Locations Call for maps 405-273-5777 www.property4sale.com CASHION ACREAGES w/access to private lake great bldg site! $32,900. Lisa 919-5717 Cleaton & Assoc 373-2494 Payout dn pmt before 1st pmt starts. Your opportunity to own land, 40 areas, E, NE, SE of OKC 1N A. Milburn o/a 275-1695 terms Unfinished 2 story on 15A 3 or 4bd NE of Harrah, animal sheds, storage bldg Milburn o/a275-1695 terms Call for Maps! See why we sell more acreages than anyone in Okla. E of OKC. o/a 275-1695 40ac., hunting land only, Hughes Co., Must Sell $30,000 obo 405-889-9272 I-40 Harrah Rd, 2+2, 1N A $55K Carry with dn offer. Sr disc. 386-5278
Farms, Ranches For Sale, Okla. 308 80 acres N. Piedmont, blacktop frontage, $425K, 405-823-3177. Central Okla. Horse Farm, 320 acre reputation breeding & training facility, custom home, highly improved, large lake, $2.8M, 405-823-3177. Be Square Properties LLC
317
Lease-Buy 11bd/7ba/4cr 10400 SE 12th St. $10k + $2,890/mo 281-739-9455
OKC Northwest
324
If you're looking for 3/2/2, PC Schools, 1553', that is awesome! For $124K. Must see! 7513 NW 126th, 330-1880. Open Sun 2PM, 4401 NW 26th, REDUCED! 3/2/2 + Florida room, $115,900, Bateman Co, 324-2022. Bank Owned 4/3.5/3, 3 liv 2 din, 05 blt, 3604sf, lots storage, Piedmont Schls, $209,900 CB 414-8753 BANK OWNED Historic 4/1.5 2 liv/din, 2342sf, hw floors $114.9k CB 414-8753
OKC Southeast
325
CUSTOM BUILDING 1.5-2-5 acre tracts avail. or build on your lot. Open Daily 5pm-8pm New 3 bd, 2 ba house on 1.4 ac., 15 min. to Tinker, lots of trees. 919-4933 3 and 4 bedroom homes for rent. Section 8 OK. Available now! 405-4138475 or 405-413-0540 Rental property, 3 half duplex units, 3/2 & 2/2, $45,000 each, 692-6243.
OKC Southwest
The Home Listing Report considers average listing prices of four-bedroom, two-bathroom homes on ColdwellBanker.com. The report looked at 2,300 markets in North America, analyzing properties listed between September 2010 and March 2011. Some of the most affordable markets in the country are suffering with weak economies, and
326
Price Reduced $8,000 1412 SW 67th sharp 3bd brick home 1car ch/a, large covered patio, great area, priced to sell only $69,900. Fidelity RE 692-1661, 410-4200 Completely remodeled 3bd 1.5ba 2 living, 2nd living could be 4th bed, seller will pay all buyer's closing costs. Only $79,900 Fidelity692-1661, 410-4200 OWNER FINANCE 3117 SW 27th $21,000 3904 S Young $12,000 FLESHMANS INC 235-5473 or 314-3551 OWNER FINANCING $2000 down No Credit Ck 3020 SW 39 3/1 $56,000 » 596-4599 410-8840 » 2740 SW 46th Place 3 bed, 1 bath, 1 car, ch&a, $74,900 405-371-8807 Home for Sale by owner 2942 SW 53rd 3bed, 1.5ba, $82,000 503-7612 Bank Owned Updated 4/3/2 2 liv, 2629sf, .24ac, Moore Sch $189.9K CB 414-8753
327
FABULOUS 3bd 2ba on 5ac (mol) approx 2858' chef's kit w/island, huge Florida rm w/hot tub & more! Lisa 919-5717 Cleaton & Assoc 373-2494 COUNTRY LIVING-PIEDMONT 1332 Edmond Rd NW 5 Acres 3 BD, 2N Ba 1 Liv 2 Din, 30x50 Shop w/ H&A $249.9K Leon 373-4820 Overland Ex Realty INCREDIBLE 3bd 2ba approx 1880' outbldg 7 koi pond 3rd car gar access to bckyd & parking pad, $172,900. Lisa 919-5717 Cleaton & Assoc 373-2494 NEW HOME 3bd 2ba w/study approx 1690' on K ac (mol) $166,900 Lisa 919-5717 Cleaton & Assoc 373-2494
Suburban, NW
(El Reno, Guthrie, Cashion, Deer Creek,
Etc.)
332
Rent to Own El Reno - 615 N. Evans 2bd 1 ba - Call for maps Easy Approval 405-273-5777 www.property4sale.com
Industrial Property
336
40ac., hunting land only, Hughes Co., Must Sell $30,000 obo 405-889-9272
Mobile Homes, Manufactured Houses 339 Special Disaster Programs Zero Down! Own Land/ Family Land Zero down. Instant rebates/furniture allowance up to $8000. Free phone application WAC 405-631-7600 NEW 32 x 80 MUST GO! Factory pricing. Full tape & texture, Upgrade Appliances, JUST BEAUTIFUL www.THCOK.com 405-787-5004 Huge 3bd/2bth 2 large living Stainless steel appliances New carpet, lots of upgrades $499mo. wac 405-470-1330 NEED MOBILE HOME FINANCING? 550-599 credit scores no problem! WAC. Over 25 homes in stock 405-631-3200 Ready NOW! $325mo. 3bd/2bth, fireplace, ceramic tile 2x6 walls, vinyl siding/shingle roof 405-787-5004 Huge 28x70, 2 living areas. Stainless steel applicances. New carpet, lots of upgrades, $499mo. wac 405-787-5004 LIKE NEW $325 mo. wac 3bed, fireplace, ceramic tile 2x6 walls, vinyl siding/shingle roof 405-787-5004 Abandoned D/W set up on 5 acres. Brick foundation, driveway, ready to move in. Free phone application 405-631-7600 Used 16x80 $12,800 28x70 REPO $18,500 www.midstatehousing.com 405.527.5669
Mobile Homes, Manufactured Houses 339 Take over pmt $355 Oak Ridge community 3bd/2ba all elec Edmond 341-9209 Disaster Relief Program All homes at cost and special Interest rates 405-787-5004 '97 16X80, 3 bed, 2 bath, great condition, $18,000, you finance, 405-470-2886. 3/2 Bath Repo set up in quiet park. Ready to move in Free phone app 631-7600 Over 100 Repos on Land or 0 down w/your Land! WAC 866-764-3200,405-631-3200 **NEW** 1216 sq ft $25,995 - 1 only Maxeys Homes 631-3600 Owner Financing Mustang Area 3-5k down/ $350mo, 787-4035 Repo Triplewide 3x2 301-2454, 517-5000 Rent to Own: Nice 2&3bd MWC $350&up 390-9777 Repo Solitaires 301-2454, 517-5000
Real Estate Notices
345
I BUY HOUSES Any condition. No cost to U 495-5100
Real Estate Wanted
346
I BUY & SELL HOUSES 27 YRS EXP 650-7667 HOMESOFOKCINC.COM We Buy Houses Fast Any size or condition. »» 405-412-7800 »»
Vacation Property For Sale 347 LAKE TEXOMA: Waterfront Home on Soldiercreek, 3 bd $575,000 405-641-0841 MOBILE HOME on 3/4 acres, in Caney Creek on Lake Texoma. 2BR 1BA. $55,000. 405-823-6717
Commercial RE Business Property For Sale 351
Family owned business in Ft. Supply, Ok. Home of Historical sites, 1 mile from Ft Supply Lake, best camping in Oklahoma. Near 400 acres+ wildlife hunting near high populated Oklahoma prison WS Key Prison and NW Mental Hospital. Only store in town on very busy NW passage Highway to all Western States. Good fishing area doing a high volume business. Store is a mini Grocery Store with home cooked meals & hot deli, know for famous home made sandwiches. Sinclair fuel covers 6 lots including bake shop and 6 camper sites. Older Couple Retiring. Asking price $425,000. Call Evenings 580-256-2860
include Midwestern cities that never experienced high housing prices during the boom but saw prices fall as their local economies deteriorated, said Jim Gillespie, CEO of Coldwell Banker Real Estate. Other affordable markets include areas of the country dealing with an overabundance of new housing supply. There were 775 U.S. markets
where listing prices for these homes averaged $200,000 or less, Gillespie said. “What this points out is that real estate is extremely affordable for those who have a secure income, a good down payment and credit score and can documents their assets,” he said. Here are the most affordable housing markets, according to the report:
Commercial Property For Sale
OKC Northwest
COMMERCIAL BUILDING AND FOUR ACRES 3311 N 4TH STREET, NORTH ENID, OK 73701 THE BUILDING CONSISTS OF OFFICE SPACE, WAREHOUSE & SHOP AREA, BREAK ROOM & FOUR RESTROOMS TOTALING 12,440 SQUARE FEET. OFFICES HAVE CENTRAL HEAT & AIR, SUSPENDED OVERHEAD INFRA RED GAS FIRED HEAT & A HOTSY OIL BASE HEAT SYSTEM IN THE WAREHOUSE & SHOP. SEVERAL OVERHEAD SERVICE DOORS FOR MACHINERY ACCESS. WELL LOCATED ON HIGHWAY & EASY OUT OF TOWN ROUTES. PLENTY OF PARKING FOR HEAVY & LARGE EQUIPMENT. CONTACT GEORGE TRAYNOR 580-541-1603
»» ALL BILLS PAID »» 1 Beds-Move in Today! $99 First Month 2 Beds & Townhomes, too DREXEL ON THE PARK Pool & Park 293-3693
Investment Property! Medical/Office Building on 1.81 acres! 3 yr triple net lease. Keesty, Metro Brokers, 405-850-5675 200 ft. hwy frontage Atoka, .7 ac $250k 580-509-9202
Florence Apt 429 NW 11 Downtown view! 650sf Midtown Studio, Granite counter. Free Laundry! $750mo $400dp 409-7989 804 NW 21st Mesta Park 2bd 1ba 1000sf $600mo $300dp Free laundry 409-7989 no sec8
Apartments Bethany/ Warr Acres 420.5
Edmond
422
MAYFAIR Great location! 1/2 bd W/D hdwd flr quiet secure ngbrhood ¡947-5665
MOVE IN NOW! Pd. water/garbage Quiet. Try Plaza East•341-4813
1 bed, air, furnished, all bills paid, $380+dep, refs 789-3110 or 618-7972
MWC
$99 Move In Special 1 & 2 Bd, $345 - $446 mo 5944 NW 40 470-3535
424
Business: If you want to sell I do it well. If you want to buy I'm your guy. Call Bill at FNBC at 405-526-3622/226-0981.
$200 OFF RENT 1 & 2 bedrooms. Spring Tree Apartments. 405-737-8172.
OKC Northwest
431
$200 off
INVESTOR BLOWOUT! 2118 N Prospect $27,500 1224 NE 19th $27,500 Fin. Avail. Kruger Inv. Jim, 235-9332 / 812-1657
1 & 2 BEDROOMS Furnished & Unfurnished NEWLY REMODELED GATED COMMUNITY
Wholesale properties, 104 unit $13K per door, 4 plex $169K, duplex $69K, 405-409-7779 Seabrooke Realty
3037 North Rockwell
Small Business/Storage 1250sqft, 28Wx50L, 14x14 O/H door, $500 month. 89th St. & I-35 S. OKC, 631-4447 Nichols Hills shopping center, 7608 N Western. 1200sf MOL, $930/mo. $930 dep. Call 370-1077
Office Space For Rent
CAVE CREEK ON ROCKWELL
495-2000 $100 off
First Month’s Rent LARGE TOWNHOMES & APARTMENTS • Washer, Dryers, pools • PC Schools, fireplaces
Williamsburg 7301 NW 23rd
787-1620 $99 Special
1 & 2 BD & Townhouses •City bus route/Shopping •Washer/Dryer hookups
Valencia Apts
363
GREAT Space OFFICE Various NW locations MOVE IN SPECIALS 300-6000sf 946-2516
1, 2 & 3-Room Offices $175 & up ¡ 50th & N Santa Fe area 235-8080
1304 NW 9th nice 1bd, All Bills Paid, $350 mo Fidelity692-1661, 410-4200 Plaza Apts 1744 NW 17th 1bd 1ba 800sf $500 mo. $250 dep 409-7989
1 & 2 BEDROOMS, QUIET! Covered Parking Great Schools! 732-1122
Business Property For Rent 360
Furnished/Unfurnished Bills Paid » Wkly/Monthly Wes Chase Apts, Elk Horn Apts, Hillcrest 370-1077
$99 Move In Special 1 & 2bds, carports, coin lndry $345-445 470-3535
Established Business For Sale
Investment Property For Sale 355
431
2221 N. Meridian
946-6548
$200 OFF
Washer/Dryers, Fireplaces PC Schools-Townhouses
PARKLANE
8100 N. MacArthur Blvd. »»» 721-5455 »»» $89 FIRST MONTH Be sure to show this ad for special. Affordable Luxury Spacious, too 416-5259 TUSCANY VILLAGE Walford Apts-Midtown518 NW 12 large 1bd 1ba 1100sf $875mo $775dep washer/dryer hkup Corner Studio 650sf $625 mo, $525dp; Basement Studio $425mo $325dp 409-7989
» MOVE IN SPECIAL » LARGE 1, 2 & 3 BEDS Rockwell Arms, 787-1423
Quiet Casady!
Low Rents $550 751-8088 •ABC• Affordable, Bug free, Clean » 787-7212» 800 N. Meridian 1bd All bills paid 946-9506
OKC Southwest
433
2 bedrooms, D&S Apts. 6101 S. Klein Ave., ch&a No Sec 8. No Pets. 631-2383 $99 SPECIAL Lg 1bdr, stove, refrig., clean, walk to shops. $335 mo. 632-9849 Furnished/Unfurnished Bills Paid » Wkly/Monthly Wes Chase Apts, Elk Horn Apts, Hillcrest 370-1077 $99 Move In Special!!! Lg 1 and 2 Bdr, $345 to $420 mo. 632-9849
Yukon
438
»»»»»»»»»»»»» » Yukon All Bills Paid » » 1 bd From $495 Move» » 2 bd From $595 In» » 3 bd From $695 Today» » Open7days/wk354-5855 » »»»»»»»»»»»»
Condominiums, Townhouses For Rent 441 For Rent: 1b 1ba condo with W/D. NW OKC $450/mo. »» 818-4455
Duplexes OKC Northwest
453
» Large 2 bd » 2 K ba » 1500 sf, fp, wet bar, 2 car, PC Schools » $810/mo, No Section 8. 831-8218 7005 Crestmont Drive
OKC Northwest
453
828 & 838 NW 113th St. 2bd, fenced, stv, frig, carport $530 + $500dep. Sec. 8 ok No pets. 748-6129 » PC 8020 NW 80th Nice 2/2/2, appls, FP $745/mo 721-1831 3/2/2, 9905 Mashburn Blvd, $875 mo, No Sec 8, 412-8540 jjcrent.com
OKC Southwest
455
Clean 2 bed 2 bath 1 car, 1420 A SW 35 St, $600 mo, $400 dep, 550-8059
Yukon
460
Duplexes, 3 bed, 2 bath, 2 car, some new, some gated, call Rick, 405-830-3789.
Hotels/Motels 462 Furnished/Unfurnished Bills Paid » Wkly/Monthly Wes Chase Apts, Elk Horn Apts, Hillcrest 370-1077
RE for rent Bethany/ Warr Acres 464.5
6200 N. College Street nice & safe neighborhood 3bed, 2bath, no pets. $1,100. 405-410-2166
Choctaw
465
3309 Cox 3 bed, 1.5 bath, ch&a fenced yard, $725 plus deposit 412-7013 3bd 3ba 3fp 4car 1 Acre Stonegate Addn Choct schls $2000mo 818-1308
Del City
465.5
3bd 2ba 2car fp 1440sf $850 Home&RanchRlty 794-7777
Edmond
466
413 Clermont 3/2/2 $1150 1408 Ridgecrest5/3/2 $1695 731 Rockridge 3/2/2 $950 1317 Pennington 2/2/1 $725 Express Realty 844-6101 www.expressrealtyok.com 3 bed, 2 bath with study, community pool. Coffee Creek Sub Division $1,295. 245-3166
Harrah
466.5
3 bed, 2 bath, like new, large yard, Harrah school no smoking or indoor pets, 1 year lease, $850 mo + $700 dep, 454-3956
MWC
468
2225 Highland Road, 3 bed, 1K bath, with den & fp, exc cond, $850, 659-4259. 3712 Woodside 3/1/1 $565 1300 McDonald 3/1/1 $495 681-7272 504 E. Indian, 4bd 2ba fresh paint, clean, $725 Fidelity410-4200, 692-1661 7404 SE 15, Nice 3/1/1 Clean. Hardwood Floors. $600 • 732-3411 4 bdrm 1 ba ch&a, fenced yard, W/D hkup, Sec 8 ok 417-3333 Mid Del School
1. Niagara Falls, N.Y. 2. Riverdale, Ga. 3. Coolidge, Ariz. 4. College Park, Ga. 5. Detroit 6. Hastings, Fla. 7. Cleveland, Ohio 8. Lithonia, Ga. 9. Trotwood, Ohio 10. Sioux City, Iowa MCCLATCHY-TRIBUNE INFORMATION SERVICES
Moore
469
4909 SE 86th Terr. 3/2/2 sunroof, remod. $1100+ dep. 285-0305, 823-6550
Mustang
470
3bedroom, 2 bath, garage, $995/month 405-213-8074
OKC Northeast
474
1708 N Elton 2/1/1 $450 2108 NE 18th 2/1 $425 681-7272
OKC Northwest
475
3 Bd, 2 Ba, 2524 N. Reeves Ave near Bethany. Hardwood floors, Immaculate. $950 month, $1200 deposit. No Sec. 8. Available 7/1! 1 year lease. 627-3791 1126 NW 55th Brookaven Addn beautiful 2-level bkyd, 2 bd hdwd flrs, ch&a No smokers, $640 + $400dep. 524-0739 2900 Brushcreek in Quail Creek, 4 bd, 4 ba, 2 car, 2 FP, heated pool, just remodeled, $2475 mo, $2000 dep, 850-9795. 525 NW 114 St. 3 bd, 2 car gar, stv, frig $800 + $600dep, No pets, Sec. 8 OK »» 748-6129 »» 6016 N. Quapah 3/2/1 fenced $825mo, $600dep www.tms4rent.com TMS Properties 348-0720 2616 NW 50 2bd 2ba 2car 1200sf Contemporary condo all appls $1050 mo $1000 dep 409-7989 6021 NW 58th Terr 3bed 2bath 1car, PC Schools, $975mo, $975dep 1600sf 409-7989 no section 8 Beautiful 3BD 2BA 2car built around an atrium, master w/fireplace 3000sf $1285 mo 255-4300 K Off Special 928 NW 109th 3bd 2ba 2car $825/mo $800/dep 1300sf 409-7989 No Sec8 Brick 3bd 2ba, landscaped, 1600sf, fenced, storage, sunroom $1075 255-4300 Beautiful duplex in Quail Creek 3bd 2ba 2car 2100sf atrium, $1075 255-4300 Sec 8 Ok, 3 bd, Complete Redo. 1156 NW 91st $700, $700dep, 942-3552 OCU-SHEP-HIST 4bd 2ba hdwd flrs, $450; 1 bd gar apt, $350; T.I. 524-0222 245 NW 79th 2/1.5/carport Sec 8 ok $550mo, $250dep TMS Properties 348-0720 1317 NW 104 Terr. 3bed, 1bath, ch&a, gar. $700/ mo, $600/dep 812-6461 NW 47th near Classen, 2 bd, 1 ba, ch&a, no gar, ref/dep, $575, 755-0097. 11705 N Francis 2/1.5/2 2story, $650mo, $500dep TMS Properties 348-0720
OKC Southeast
476
5529 South Dimple 3 bed, 1.75 ba, 2 car gar, CH&A, fenced yard, nice, $675/month, Sec 8 ok. 413-6204
OKC Southeast
476
1404 SE 41st, 3 bed, 1 bath, large back yard, W/D hook with appliances, 214-755-5509 3 bed, 2 bath, 2 car gar, Sec 8 Ok. $675 + dep. fncd bkyd. Call 850-0011 Nice 2 bed, 1 bath fenced yard, $450MO 793-7196. 112 SE 40th 1/1 224 SE 58th 1/1 681-7272
$325 $425
2804 SE 46th, 4/2/2, $795 rent, $500 dep, sec 8 okay ¡ 324-2611 2 bed, 1 bath, $400/mo $200/dep 889-9272 700 SE 50th
OKC Southwest
477
4108 S Robinson Large 2bd home, fresh paint, water & garbage paid, only $495 Fidelity RE 692-1661, 410-4200 1424 SW 24th 1/1 $350 3407 S Lee 2/1 TH $395 3240 SW 45 3bd 1ba$450 3000 SW 37 3/1 2 liv $595 681-7272 New, nice, brick, 3, 1.5, 1c, quiet street, ch&a, new carpet & paint, Western Hts Schls, $635 mo, 787-1598 2316 SW 47, 2/1/1 $495mo, $500dep 2704 SW 60 PL, 3/1/1 $695mo, $500 dep No pets or Sec8. 376-9876 3105 SW 120th 3/2/2 $1100 mo, $800 dep www.tms4rent.com TMS Properties 348-0720 2444 SW 50th nice 3bd home, good area, large corner lot, clean $575mo Fidelity692-1661, 410-4200 2804 SW 46th Ter $645+ dep, sharp 3/1/1, fenced, 637-1777 or 685-6817. 8000 S Youngs, 740-4201 3 bd, 1.5 ba, 2 car, ch&a, 2 stor bldgs, $820 + dep. Lg Lux 3/2/2 New Carpet, FP, Good Area, Very Clean! PC Schools $825. » 685-0332 3bd 1ba lg gar $550mo $400dep. » SE 2bd 1ba $400 +$400dep 631-8220 UPDATED 2bd 1ba w/wash/dryer. $585mo »» 818-4455 »»
Village/ Nichols Hills 481.5 1116 Park Manor 3/1.5/1 New tile/carpet, fenced, fp office, laundry rm $1500mo $1200dp TMS Prop348-0720
Mobile Home Rentals 483 Nice, Clean 2bd, 1ba in Spencer, No pets 200dep $375mo ¡ 740-2383 Rent to Own: Nice 2&3bd MWC $350&up 390-9777
Rooms For Rent
489
Housemate M/F or couple, no pets, 3 bed, 1O bath, share rent + utilities, $400, 405-208-2983.
10F
SATURDAY, JUNE 25, 2011
THE OKLAHOMAN
NEWSOK.COM