HOUSE PLAN
LISTING OF THE WEEK
Classic style
Brick remodel
High arched windows echo the lines of the Southaven’s dramatic arched portico, giving this contemporary Mediterranean-style home an air of graceful elegance.
The Listing of the Week is a large, remodeled brick home on 0.7 acre in the Bush Hills neighborhood of northwest Oklahoma City. PAGE 3F
PAGE 3F
REAL ESTATE
Paul Bianchina
F
THE OKLAHOMAN | NEWSOK.COM
SATURDAY, OCTOBER 29, 2011
Gatewood showcases historic homes, garden during tour
HANDY @ HOME
’TIS THE SEASON Before cold weather arrives, now is the time to do what it takes to get your home ready for the change of seasons. PAGE 8F
IN BRIEF
BY DYRINDA TYSON For The Oklahoman dyrinda@gmail.com
Behold the simple split stairwell, a common ingredient in homes developer G.A. Nichols built in the early part of the 20th century. In Blair and Maggie Humphreys’ home at 1222 NW 20, it opens to the kitchen on one side and the living room on the other. “You see it throughout Heritage (Hills), Mesta (Park), Gatewood and some of the other neighborhoods around here,” Blair Humphreys said. “But what is really interesting is to look at how they’ve been transformed over time. Some people get rid of them. I think every house on this side of the street has this kind of stairwell, but some people have closed it in, some have left it open.” Visitors will have a chance to see for themselves Sunday during the Gatewood Historic District’s 15th Annual Home and Garden Tour. The tour runs noon to 5 p.m. and takes in five homes and one garden spanning different styles and treatments. The Humphreys’ home, a 1922 Tudor Revival they moved into in 2010, is the tour’s feature home. Proceeds from the tour will be put back into the neighborhood projects, a median beautification being one of the latest examples, said tour chairwoman J’Anna Knight. “And the other thing is not just to come by and see people’s stuff, it’s also to appreciate the historic homes we have in Oklahoma City,” she said. Advance tickets are $10 at 23rd Street Antique Mall, 3023 NW 23; Antique Avenue, 5219 N Western Ave.; Garden Gate Antiques, 1307 N May Ave.; Broadway Antique Mall, 114 S Broadway in Edmond; Bad Grannies, 1759 NW 16;
CELEBRATING SOUTHERN STYLE
Blair and Maggie Humphreys chose this 1922 Tudor Revival at 1222 NW 20 partly because of the Gatewood neighborhood’s walkability. The home will be among several open from 1 to 5 p.m. Sunday for the Gatewood home tour. PHOTO BY PAUL B. SOUTHERLAND, THE OKLAHOMAN
and Velvet Monkey, 1701 NW 16. Tickets can also be bought online at www. gatewoodokc.com or bought on tour day for $12 at the individual homes.
Distinctive features Stained leaded-glass roses will greet visitors walking into the Humphreys’ home, and a leaded-glass peacock graces a nearby door leading into the office-mud room. Originally the home’s library, its marble floors make it a perfect place to stow the family’s dog, Stella, when she’s muddy. “The marble floors are easy to clean,” Maggie Humphreys said. The home also features an antique elevator — “It’s disconnected,” Blair Humphreys said — and the Oklahoma City skyline is etched on the khaki-colored wall overlooking baby
Bonn’s crib. The city theme is continued throughout the 5-monthold boy’s nursery. But the real showcase is downstairs in a kitchen expanded and equipped to suit Maggie Humphreys, who attended culinary school while they were living in Boston. A commercial stove dominates one wall, cabinets stretch floor to ceiling nearby, and Moorish tile gleams across the backsplash. The counters feature dark quartzite — “the stone that’s between marble and granite, a natural stone,” she explained. Blair Humphreys is an assistant professor at the University of Oklahoma, where he teaches urban design and is director of the Institute for Quality Communities. Maggie SEE TOUR, PAGE 2F
DEVICE AIDS IN KITCHEN
Maggie Humphreys, holding 5-month-old Bonn, and Blair Humphreys with their dog Stella are shown in the living room of their home at 1222 NW 20, one of several on the Gatewood Historic District’s 15th Annual Home & Garden Tour. The event will be from noon to 5 p.m. Sunday. PHOTO BY DOUG HOKE, THE OKLAHOMAN
Pointers offered for first-time homebuyers A couple in their early 30s — a past president of the National UPS manager married to an eleAssociation of Exclusive Buyer mentary schoolteacher — were Agents (www.naeba.org). “Right eager to move out now, buyers have of their rental a lot of good cards property to buy a in their hands. All Ellen first home. But they have to do is James having heard horplay their cards Martin ror stories about right.” properties lost Are you a wanthrough foreclonabe first-time sure, they vowed to homebuyer who SMART MOVES keep themselves on would like to fula tight housing fill your purchasbudget. ing plans in the near future? If so, “Right now, practically all these tips could prove useful: I Seek out a mortgage lender first-timers are cost-conscious to help define your spending and financing-conscious,” said limits. Tom Early, the real estate broker Experts on real estate advise who assisted the couple in their first-time buyers to determine search. their mortgage borrowing capaUltimately, the pair picked a bility before heading out to look multilevel house with four bedat properties. That way they rooms, a home theater, a built-in won’t get their hearts set on a sound system and a spacious property that’s unreachable for master suite. The new place is them. This is especially imporalso on the edge of a golf course. “It was just unbelievable all the tant during a period of stringent lending standards. house they could get within their Early encourages first-timers budget. They’re very happy they to meet face to face with a lender decided to buy now,” said Early, a
Gracious living is a hallmark of the South, and it’s the look celebrated in “Southern Living Style.” The book introduces readers to dozens of rooms that embody Southern sensibilities and helps them achieve a similar feeling in their own homes. Included are designer tips, fresh ideas and analyses of what makes the rooms work. One section is devoted to furniture face-lifts, showing the reader stylish possibilities for those hand-medowns and flea market finds. “Southern Living Style” is published by Oxmoor House and sells for $29.95 in hardcover.
and spend up to an hour in that meeting — sufficient time to make sure all their questions are answered. Soon after this meeting, the lender should issue a “pre-approval letter” that spells out their full borrowing capacity. I Do a household budget before shopping for property. Before granting you a preapproval letter, your lender will likely ask about your major obligations — such as payments on your credit cards and car loans. But chances are the lender won’t ask about your other obligations — such as a commitment you’ve made to a religious or charitable institution. First-time buyers should also take into account the money they’ll inevitably spend to put their property into move-in condition with their preferences for paint, flooring and landscaping. Also, make sure you factor in your carrying costs for homeownership, such as your energy bills. I Limit yourself to a fixedrate mortgage rather than a
variable one. John Rygiol, a veteran real estate broker who owns his firm, said there are few instances that justify first-time buyers taking an adjustable-rate mortgage. Of course, many first-timers view their initial purchase as a steppingstone to a larger home. These buyers may intend to remain in the place no longer than five years before moving to a better one. That would seem to justify taking an ARM with a low initial rate that won’t adjust upward for several years. Still, years of experience have convinced Rygiol that all homebuyers should hedge themselves against the uncertainty of a longer-than-expected stay by selecting a fixed-rate loan, which he said is especially advantageous during uncertain economic times. “Low and stable mortgage interest rates are one of the few benefits left in this economy,” he said. Email Ellen James Martin at ellenjamesmartin@ gmail.com. UNIVERSAL UCLICK
The Bagwell gives you an extra pair of hands in the kitchen. The device is a small rack that holds a gallon-size plastic storage bag open, making it easier to fill. It’s also useful for holding a bag upside down to dry after you’ve washed it. It’s dishwasher safe and folds flat for storage. The Bagwell sells for $9.99 plus shipping and handling at www.thebagwell. com or (866) 9627335.
HOME SALES DOWN Home sales were down in September on the heels of a strong gain in August but remain well above a year ago, according to the National Association of Realtors. Sales, which are completed transactions that include single-family, townhomes, condominiums and co-ops, declined 3 percent to a seasonally adjusted annual rate of 4.91 million in September from an upwardly revised 5.06 million in August, but were 11.3 percent above the 4.41 million units in September 2010. FROM STAFF AND WIRE REPORTS
INDEX Harney Permits
4F 6-7F
2F
SATURDAY, OCTOBER 29, 2011
REAL ESTATE
THE OKLAHOMAN | NEWSOK.COM
Tour: Neighborhood is a ‘nice blend’
This 1926 home at 1932 NW 18 belongs to Garin and Amanda Wente. PHOTO BY PAUL B. SOUTHERLAND, THE OKLAHOMAN
Nancy O’Donnell gutted and restored the kitchen in this 1926 Tudor Revival at 1940 NW 21 and presents it on the Gatewood home tour from noon to 5 p.m. Sunday. PHOTO BY PAUL B. SOUTHERLAND, THE OKLAHOMAN FROM PAGE 1F
Humphreys’ days, meanwhile, are filled with caring for Bonn. The home’s location initially drew them, Blair Humphreys said. Returning to Oklahoma City after graduate school in Boston, they were looking for a home combining several factors. “I was trying to convince Maggie that we should move into a rough neighborhood because idealists want to change the world,” Blair Humphreys said with a laugh. They toyed with the idea of moving into other areas, but everything jelled once they looked in Gatewood. “This ended up being a nice mix because it’s a walkable distance to the Plaza District. We can walk down to Cafe Antigua and have breakfast on Saturday mornings sometimes, so you have all that. Or I can walk to a Red Box — doesn’t sound like something special, but it’s fun when you take your dog.” Throw in neighborhood character and nearby relatives, and the picture is complete. “It’s just kind of this nice blend, which worked out for us,” he said.
Other homes
I 1940 NW 21, Nancy O’Donnell. O’Donnell, who has lived in the neighborhood since 2002, has gutted and restored the kitchen of her 1926 Tudor Revival after researching kitchens of 1920s and 1930s. The result is a “sanitary kitchen” with white subway tile, black accents and glass-paned cabinets, interspersed with family heirlooms to create a functional but personal space. I 1223 NW 20, Rachel and Clay Hubbard. Newlyweds Rachel and Clay Hubbard found their home through their cousins, Blair and Maggie Humphreys, who live across the street. The Hubbards have completely remodeled the first floor of their 1922 two-story Colonial Revival with an eye toward restoring it to its original luster. I 1811 NW 19, Tra Pippin. The paint is barely dry on the extensive remodeling of this two-story Prairie School home, which G.A. Nichols built in 1924. Pippin had the home gutted and refitted with new concrete drives and walkways, energy-efficient heat and air systems, wiring, plumbing and more. Aluminum siding was pulled off the exterior and replaced with new wood, and almost half the wooden flooring was replaced; marble was laid down in the sun room. I 1932 NW 18, Garin and Amanda Wente. The Wentes have redone the kitchen in their twostory 1926 Eclectic Dutch Colonial Revival with granite countertops, an extended bar and new flooring and appliances. The home already featured expansive rooms and bathrooms, but they’ve re-
Blair and Maggie Humphries’ home features this split staircase, with one side leading to the kitchen and the other leading to the living room. PHOTO BY DOUG HOKE, THE OKLAHOMAN
Tra Pippin extensively remodeled the home at 1811 NW 19, which will be featured on the Gatewood home tour. PHOTO BY PAUL B. SOUTHERLAND, THE OKLAHOMAN
Rachel and Clay Hubbard’s 1922 Colonial Revival 1223 NW 20 is among several on the Gatewood home tour. PHOTO BY PAUL B. SOUTHERLAND, THE OKLAHOMAN
painted the entire interior and installed new light fixtures throughout. I 2005 N Gatewood Ave., John and Charlene Greb (garden only). This garden’s revival got its start in 1999 when the Grebs’ then-14-year-old son Christopher decided it was time to stop talking about installing a pond and start digging — literally. He picked up a shovel one day and by that evening the pond had taken shape. The garden has been evolving since.
REAL ESTATE
THE OKLAHOMAN | NEWSOK.COM
HOUSE PLAN
SATURDAY, OCTOBER 29, 2011
3F
LISTING OF THE WEEK
Remodeled brick home sits on a spacious lot
The Listing of the Week is at 3701 NW 46.
The Listing of the Week is a large, remodeled brick home on 0.7 acre in the Bush Hills neighborhood of northwest Oklahoma City. The 3,934-square-foot home at 3701 NW 46 has three bedrooms, 2½ baths, two living rooms, two dining areas, an attached three-car garage plus a separate single garage. The family room has a wet bar, fireplace and ceiling fan. The kitchen has stainlesssteel appliances, eating space and a breakfast bar. The master bedroom has a fireplace, walk-in closet and bath with double vanities. The home has new car-
Southhaven has air of graceful elegance High arched windows echo the lines of the Southaven’s dramatic arched portico, giving this contemporary Mediterranean-style home an air of graceful elegance. Some of that elegance spills over into the interior, especially in the living room, dining room and owners’ suite. But the rest of the home is clearly designed to fill the needs of a busy, informal modern family. The spacious kitchenfamily room comfortably handles day-to-day living activities. An eating bar long enough to accommodate five or six stools partially separates the two areas. Range and oven are in a large work island that adds counter space, and a stepin pantry increases storage capacity. A sunny nook with a bay window faces the rear, providing an ideal
Cheryl Cupps
Cupps joins Metro Brokers’ Edmond office EDMOND — Cheryl Cupps has joined Metro Brokers of Oklahoma’s Edmond office, 2300 S Broadway, Suite 107, as a residential real estate sales associate. Cupps has a master’s in business administration and holds the Seller Representative Specialist and Certified Distressed Property Expert professional designations. She will maintain offices in Edmond and Moore.
vantage point for keeping an eye on a backyard pool, if the owners so desire. The long wraparound screened porch is accessible from the family room and the nook. Ceilings in the entry and family room are a lofty two stories high, while 12-foot ceilings enhance the feeling of spaciousness in the living room and dining room. Columns support a high plant shelf that defines the two areas. On the second level, an open balcony spans the passageway between entry and family room, offering
overlooks in both directions. Features in the Southaven’s sumptuous owners’ suite include a sitting area with bay window, huge walk-in closet, enclosed water closet, dual vanity and a tub brightened by glass blocks. Two additional bedrooms and a guest suite with a private bath are upstairs. A review plan of The Southaven, including floor plans, elevations, section and artist’s conception, can be purchased for $25, plus $5 for shipping and handling. Write to Associated Designs, 1100 Jacobs Drive, Eugene, OR 97402, go to www.associateddesigns. com or call (800) 634-0123.
PHOTO PROVIDED
pet, window treatments, combination woodwork, lots of storage space, outbuildings, large front and back patios, a security system and underground sprinkler system. The home, built in 1964, is listed for $399,900 with Micki Hernupont of Keller Williams Realty. The home will be open from 2 to 4 p.m. Sunday. From NW 39 Expressway and Portland Avenue, go north to NW 46, then west to the home. Nominations for Listing of the Week are welcome. Send information on single-family homes to The Oklahoman, Richard Mize, P.O. Box 25125, Oklahoma City, OK 73125. Nominations may be faxed to 475-3996.
Scott Wilkie joins Edmond office of Churchill-Brown EDMOND — Scott Wilkie has joined ChurchillBrown & Associates Realtors’ Edmond office at 201 N Bryant as a residential real estate sales associate. He has 10 years of experience selling real estate in California. He holds the Certified
Sales Professional and Certified Marketing Professional professional designations. He holds a bachelor’s degree in mechanical engineering and worked in engineering and construction before beginning a career in real estate.
Scott Wilkie
4F
SATURDAY, OCTOBER 29, 2011
REAL ESTATE
THE OKLAHOMAN | NEWSOK.COM
Condo rule revisions are causing headaches WASHINGTON — Condo industry leaders, from the 30,000-member Community Associations Institute to individual unit owners and realty agents, say a little-publicized switch in federal mortgage policy is causing huge problems for condominium sellers, buyers and homeowner association boards across the country — even depressing prices and blocking refinancings. They say a series of rule revisions by the Federal Housing Administration has caused thousands of condo projects to become ineligible for FHA mortgages. This, in turn, has abruptly shut off loan money for would-be condo buyers and refinancers, forcing them to pursue conventional bank loans requiring much higher down payments — sometimes 20 percent and higher versus the FHA’s 3.5percent minimum — that they often cannot afford. For its part, FHA says the rule changes it has
adopted, which focus on project budgets, insurance and financial reserves, have been prudent and are designed to avert losses from delinquencies and foreclosures. But the agency confirms that thousands of condo projects have failed to obtain or apply for required recertifications under the new rules. Out of about 25,000 condo projects nationwide with expiration dates for FHA eligibility between last December and Sept. 30, only 2,100, or 8.4 percent, have been approved or recertified by the agency, according to Lemar Wooley, an agency spokesman.
‘A nightmare’ “This has been a nightmare,” said Ryan O’Quinn, a unit owner in a town house community in Calabasas, Calif. O’Quinn, who is a member of the board of directors of the homeowners association, has been trying to sell his condo since May. He has had
Kenneth Harney THE NATION’S HOUSING
multiple offers and been in escrow four times — twice with the same purchaser — but because the community’s eligibility has lapsed, buyers who need FHA financing have been rejected by lenders. In the meantime, O’Quinn has cut his asking price several times for a total of $81,000 — a value decline that his agent, Anna Nevares of Redfin, a realty brokerage, attributes directly to FHA’s policy revisions. Not only did FHA fail to inform the condo board about the changes, said O’Quinn, but every time the board submitted applications for recertification, they were rejected on technical grounds. In one in-
stance, he said, the agency turned down the application solely because the reserve-fund bank account for the condo project did not carry the words “reserve fund.” In the Maryland suburbs outside Washington, D.C., similar scenarios have been playing out. Nancy Jacobsen, executive vice president of Community Paperworks Inc., a consulting firm that assists condo associations, said, “There are entire ZIP code areas where not one condo can meet the new requirements.” Unit owners in such projects find themselves unable to refinance into today’s 4-percent mortgage market or to sell. Bernard Robinson, an owner of a unit in District Heights, Md., said that because of delinquencies on homeowner association payments in his development that exceed FHA’s limit, he and his wife have not been able to refinance. “We are qualified to refinance personally,” he said
in an interview, but because the development is not certified, “our unit isn’t. We’ve exhausted all our options. They’re going to force us to walk away.”
FHA criticized Critics say FHA did not consult adequately with the condo industry before changing its rules, a charge FHA denies, and contend that the agency did not think through some of its policies. Andrew Fortin, government affairs director of the Community Associations Institute, said the rule that is hampering Robinson’s refinancing — that no more than 15 percent of the unit owners in a project be 30 days or more delinquent on their association dues — is often impossible for volunteer boards of directors in large projects to keep track of, much less to certify to FHA. Even worse, according to other critics, the new rules put board members into legal jeopardy by requiring
them to sign certifications attesting that the condo documents comply with all local statutes and that they have no knowledge of situations that could cause any unit owner to become delinquent at some later date. The mandatory certification carries a maximum penalty of $1 million in fines and 30 years imprisonment if found to be incorrect. Large numbers of condo boards have balked at this requirement, critics say, leading to the drastic drop in certification requests and condo eligibility. Bottom line for unit owners, sellers and buyers: If an FHA loan figures in your plans, first check with the association board. If the project isn’t certified, you are cut off — at least for now — from some of the most favorable mortgage terms in the marketplace. Ken Harney’s email address is kenharney@earthlink.net. WASHINGTON POST WRITERS GROUP
Credit score myths, misperceptions are rampant BY EILEEN AJ CONNELLY AP Personal Finance Writer
NEW YORK — A poor credit score can make it hard to get a mortgage, a new car or a decent interest rate on a credit card. Yet 42 percent of those polled in a recent Visa Inc. survey never bother to check their score. By ignoring this vital measure of credit worthiness, consumers may be missing an opportunity to improve their score. And for many, failure to take any action could cost them thousands in higher interest payments. One reason for neglecting this issue is that scores usually come with a price tag. FICO Inc., the company that created credit scoring, sells its scores for $19.95 on its website, www.myfico. com. The company also offers periodic score monitoring services starting at $4.95 per month. The three main reporting companies, Equifax, TransUnion, and Experian, most commonly provide FICO scores to lenders; but FICO scores aren’t the only one’s out there. The credit agencies also calculate their own scores that they sell to consumers Equifax and TransUnion sell VantageScores, which range from 501 to 990. VantageScores are used by some lenders but have a far smaller piece of the market than FICO scores. Some Equifax products also include FICO scores. Experian offers both VantageScores and its own calculation, called a PLUS score, which ranges from 330 to 830. PLUS scores are “educational” scores that are not used by lenders. Lenders are now required to provide the scores they considered to applicants who are denied credit or given a higher interest rate. But even the FICO scores provided to lenders by the three agencies won’t likely be identical, either because the details on credit reports can vary or because they use different formulas created by FICO. Watch out for promises of free credit scores. These offers usually require you to sign up for a score monitoring service that charges a monthly fee. The website CreditKarma.com is genuinely free, but offers only an approximation of a score, not an actual score that is used by a lender. It helps to know what information is used to develop a credit score. A FICO score is calculated from the following data: I 35 percent: An individual’s payment history, whether or not payments are made on time. I 30 percent: Amounts owed and how much available credit is being used. I 15 percent: Length of
credit history, or how long each account has been open. I 10 percent: A person’s use of new credit or recent applications that resulted in a credit score check. I 10 percent: What types of credit the individual is using — mortgages, car loans, personal loans, credit cards, and so on. The Visa survey, however, found that many consumers are misinformed about the type of data used to calculate scores. The main points are well known. The survey found 78 percent of the respondents knew that bill payment history is factored in, and 71 percent were aware that current debt levels have an impact. But just 13 percent knew that bankruptcy would be considered as part of payment history. And an alarming number of those polled also had wrong ideas about other types of information being included in the equation. For instance, 64 percent believe that income is a factor, and 60 percent think employment history counts. Nearly 59 percent said they thought the interest rates on current debt matters for scores, and 53 percent think assets or savings is weighed. A substantial number also mistakenly believe that demographics play a role. Among the mistaken be-
liefs are that traits like gender, race, national origin or the ability to speak English are factored in — with the No. 1 misconception being the 39 percent that thought age is included. In fact, FICO points out on its website that it’s illegal to consider age, race, religion, national origin, gender and marital status in credit scoring. The company says it only considers the payment and account information found in a credit report. If you find you have a low score, but you know your payment history and other factors are good, it may indicate there’s incorrect information on your credit report. That means a head-inthe-sand approach to the numbers could result in missing out on early detection of issues like identity theft. It may even put getting a new job in jeopardy. Employers cannot access credit scores, but a poll last year by the Society for Human Resource Management found that 47 percent of all employers check credit reports for at least some job applicants, usually those who will have some financial duties. The group found 13 percent check all applicants. Several states prohibit checking credit history as a condition for most hiring, including California, where Gov. Jer-
ry Brown recently into law a limit on credit report checks for employment purposes starting Jan. 1. Everyone is entitled to one free credit report from each of the three credit
agencies every year. Reports can be requested at www.annualcreditreport. com. The Visa poll was conducted Sept. 9-11 by GfK Roper as part of its weekly
OmniTel survey. It involved telephone interviews with roughly 1,000 adults nationwide and has a margin of sampling error of plus or minus 3 percentage points.
THE OKLAHOMAN
NEWSOK.COM
SATURDAY, OCTOBER 29, 2011
5F
6F
SATURDAY, OCTOBER 29, 2011
Permits Oklahoma City Neal McGee Homes Inc., 12316 Carriage Way, residence, erect, $462,382. Brian Yager, 11001 Davis Road, residence, erect, $370,000. Richmond Signature Homes, 1401 NW 174 Court, residence, erect, $340,000. 4 Corners Construction LLC, 15025 SE 59 Terrace, residence, erect, $259,000. Rasid Amat, 11121 Katie Beth Lane, residence, erect, $250,000. Beacon Homes LLC, 16012 Evan Shaw Court, residence, erect, $246,500. Permit Place Inc., 6401 Northwest Expressway, medical clinic-office, remodel, $243,530. J.W. Mashburn Development Inc., 5625 NW 121 Circle, residence, erect, $229,000. Parce Tagmir, 12101 SW 119, residence, erect, $226,000. Willa Construction Co. Inc., 13628 Rachel Court, residence, erect, $225,000. Willa Construction Co. Inc., 13632 Rachel Court, residence, erect, $225,000. Jason Powers Homes, 12708 NW 6, residence, erect, $225,000. Heartland Homes LLC, 2432 NW 175, residence, erect, $223,500. Blue Ribbon Construction LLC, 5905 Creekmore Drive, residence, erect, $220,000. Johnston Builders LLC, 5601 NW 125 Court, residence, erect, $218,000. Johnston Builders LLC, 5612 NW 125 Court, residence, erect, $203,000. Jason Powers Homes, 12716 NW 6, residence, erect, $200,000. Timber Craft Homes LLC, 8324 NW 142, residence, erect, $191,422. Blue Ribbon Construction LLC, 5901 Creekmore
Drive, residence, erect, $191,000. Heartland Homes LLC, 10705 Middlesbrough Lane, residence, erect, $181,500. Bob Miracle, 9312 NW 99 Circle, residence, erect, $180,000. Sun Contracting LLC, 15000 Bay Ridge Drive, residence, erect, $160,000. Sun Contracting LLC, 7001 SW 92, residence, erect, $160,000. Cedarland Homes LLC, 12008 Chesterfield Lane, residence, erect, $159,900. Cedarland Homes LLC, 12209 Fox Hill Way, residence, erect, $159,900. Sun Contracting LLC, 12504 Horsepen Road, residence, erect, $155,000. Marathon Builders Inc., 2900 Coventry Manor Drive, residence, erect, $150,000. Smith & Pickel Construction, 6150 NW Grand Blvd., canopy-carport, erect, $150,000. Aztec Building Systems, 47 NE 37, office-warehouse, remodel, $150,000. Jester (Bill) Jr., 6001 Bent Wood Drive, residence, erect, $150,000. St. Croix LLC, 8505 St. Michael Court, residence, erect, $145,000. St. Croix LLC, 1224 SW 85 Terrace, residence, erect, $145,000. Martinez Masonry Construction LLC, 2214 SW 51, residence, erect, $130,000. American Building Contractors & Developers LLC, 10925 SW 31, residence, erect, $110,000. American Building Contractors & Developers LLC, 3216 Canton Trail, residence, erect, $110,000. American Building Contractors & Developers LLC, 3300 Canton Trail, residence, erect, $110,000. American Building Contractors & Developers LLC, 10929 SW 31, residence,
REAL ESTATE erect, $110,000. Harbor Homes, 301 SW 171, residence, erect, $110,000. Ideal Homes of Norman LP, 505 Christian Lane, residence, erect, $104,000. Home Creations, 2337 NW 196, residence, erect, $101,600. Rausch Coleman Homes LLC, 8400 SW 48, residence, erect, $100,000. Rausch Coleman Homes LLC, 4812 Hunter Blvd., residence, erect, $100,000. AT&T Mobility, 15504 Jefferson’s Garden Court, tower-antenna, erect, $100,000. Ideal Homes of Norman LP, 18532 Abierto Drive, residence, erect, $98,000. Home Creations, 2333 NW 196, residence, erect, $97,700. Ideal Homes of Norman LP, 13316 SW 4 Terrace, residence, erect, $96,000. USA Shade & Fabric Structures Inc., 1030 W Interstate 240 Service Road, canopy-carport, erect, $95,430. Nuel Perrin, 5300 SE 44, storage, erect, $92,250. Ideal Homes of Norman LP, 18309 Cola Drive, residence, erect, $90,000. Design One Building Solutions Inc., 3600 NW 174, residence, add-on, $80,000. Archer (Jim) Homes, 13600 Tuscany Drive, residence, add-on, $80,000. Caston Construction, 901 N Lincoln Blvd., office, remodel, $80,000. Home Creations, 19633 Rondo Drive, residence, erect, $77,900. Home Creations, 19621 Rondo Drive, residence, erect, $77,400. Nuel Perrin, 5300 SE 44, storage, erect, $75,000. Ma+ Architecture, 2501 N Blackwelder Ave., school, remodel, $65,000. Ideal Homes of Norman LP, 1700 NW 143, residence, erect, $64,000. SB Paint & Sandblast LLC, 14720 N Council Road, residence, add-on, $60,000.
J.I. Walker, 4200 S Douglas Ave., medical clinicoffice, remodel, $50,000. The Roberts Group, 16301 Scotland Way, residence, add-on, $35,000. Janis Bolden, 13425 SW 104, residence, erect, $30,000. Luis R. Jaquez, 1244 SW 30, residence, add-on, $30,000. Samuel and Juanita Martin, 1303 NE 23, day care center, remodel, $30,000. Graham Construction & Development, 4100 Will Rogers Parkway, officewarehouse, remodel, $27,925. Creative Concrete, 4601 S MacArthur Blvd., office, erect, $27,500. Kimberlee T. Judy, 1600 NE 21, duplex, fire restoration, $25,000. Mildred Threlkeld, 121 SE 23, residence, fire restoration, $25,000. Sysco LLC, 11915 SW 15 Terrace, manufactured home, move-on-mobile home park, $25,000. The Roberts Group, 16217 Scotland Way, residence, add-on, $25,000. Wisby (Emmitt), 5915 NE 66, residence, fire restoration, $25,000. James Peters, 10724 Daryl Drive, residence, erect, $22,000. Francisco Cazarez, 3820 NW 26, residence, add-on,
THE OKLAHOMAN | NEWSOK.COM $20,000. Hai Luong, 7830 Deer Meadow Drive, accessory, erect, $20,000. AT&T Mobility, 15504 Jefferson’s Garden Court, accessory, erect, $20,000. Superior Fence, 3313 S Byers Ave., office-warehouse, remodel, $20,000. Durham Steel Building, 8440 S Shields Blvd., automotive sales, erect, $18,600. Tricia Mitchell, 15005 Meadow Creek Lane, storage, add-on, $18,000. Kompugard, 17200 N May Ave., retail sales, remodel, $16,000. N.E. Construction, 6700 W Memorial Road, office, move-on, $15,000. Maccini Construction, 1214 NW 18, canopy-carport, erect, $15,000. Syco LLC, 11901 SW 16, manufactured home, move-on-mobile home park, $14,000. Donald Snow, 1421 S Sulzberger, residence, fire restoration, $12,700. Tec-An Inc., 3900 SW 29, office-warehouse, remodel, $11,500. Tec-An Inc., 3900 SW 29, office-warehouse, remodel, $11,500. Mary Thomas, 5021 Ryan Drive, residence, add-on, $11,000. Barkocy Construction Inc., 6212 N Shartel Ave.,
office, erect, $10,000. Garry Timmons, 2009 NW 40, accessory, erect, $8,500. 7850 Co., 2400 S MacArthur Blvd., manufactured home, move-onmobile home park, $8,000. Best Choice Landscape & Roofing Inc., 2729 SW 44, business, remodel, $7,500. Eduardo Melendez, 122 SW 40, residence, remodel, $6,000. 7850 Co., 2400 S MacArthur Blvd., manufactured home, move-onmobile home park, $5,000. 7850 Co., 2400 S MacArthur Blvd., manufactured home, move-onmobile home park, $5,000. Earl and Sue Watts, 5807 Bluewater Road, storm shelter, install-storm shelter, $4,800. Gary and Tammy Hazelrigg, 12 Pentree Drive, accessory, erect, $4,800. John Pierce, 9821 SW 28, storm shelter, installstorm shelter, $4,720. Linda Briceno, 817 Flamingo Ave., storm shelter, install-storm shelter, $4,720. David W. Rhymes, 6217 Woodbridge Road, residence, install-storm shelter, $4,500. Titan Building Co., SEE PERMITS, PAGE 7F
REAL ESTATE
THE OKLAHOMAN | NEWSOK.COM
Permits FROM PAGE 6F
6000 N State, canopycarport, add-on, $4,500. David Smith, 7812 NW 131, storm shelter, installstorm shelter, $4,395. Gary Robinson, 2604 SW 141, storm shelter, install-storm shelter, $4,395. James Baker, 12937 Burlingame Ave., residence, install-storm shelter, $4,325. Michael D. Ohlheiser, 3341 Goodger Drive, residence, install-storm shelter, $4,295. Richard Mullins, 13500 Raintree Lane, storm shelter, install-storm shelter, $4,295. Wade McGlashen, 13013 Lindon Drive, storm shelter, install-storm shelter, $4,295. Alan Welch, 5308 SE 45 Place, storm shelter, install-storm shelter, $4,200. Arland Baker, 5800 Republic Drive, storm shelter, install-storm shelter, $4,200. Joseph Harroz, 12625 Downsview Lane, storm shelter, install-storm shelter, $4,050. Ben West, 10704 Woodridden, storm shelter, in-
stall-storm shelter, $4,000. Kevin and Kimberly Moses, 1108 SW 158, storm shelter, install-storm shelter, $4,000. Beverly Lapel, 3020 SW 129, residence, installstorm shelter, $3,950. Matthew Reser, 5809 N Billen Ave., residence, install-storm shelter, $3,895. Bobby Bible and Thelma Bonner, 8324 NW 84, storage, erect, $3,800. Patricia Dennis, 9904 Country Club Road, storm shelter, install-storm shelter, $3,775. Billy S. Hill, 2704 SW 138, storm shelter, installstorm shelter, $3,500. John H. Stevens, 10804 Tammy Terrace, manufactured home, move-on, $3,400. Leanor Medina, 1020 SW 30, storm shelter, install-storm shelter, $3,400. Aaron Patton, 2318 NW 49, storm shelter, installstorm shelter, $3,295. Danielle Carpenter, 8021 Erryn Lane, storm shelter, install-storm shelter, $3,295. Travis Bargor, 8405 NW 107, storm shelter, installstorm shelter, $3,295. Darin Freund, 1104 NW 190 Place, residence, install-storm shelter, $3,200.
Diana Heath, 12318 Laurie Lane, storm shelter, install-storm shelter, $3,100. Diane Reese, 5305 NW 123, storm shelter, installstorm shelter, $3,100. James Karacher, 5304 NW 123, storm shelter, install-storm shelter, $3,100. Barbara Laird, 9104 NW 83, storm shelter, installstorm shelter, $3,000. Bryan Jones, 8909 Estelle Court, storm shelter, install-storm shelter, $3,000. Casey Windrix, 232 SW 173, residence, installstorm shelter, $3,000. Jeff Foster, 2544 NW 179 Court, storm shelter, install-storm shelter, $3,000. John Jennings, 8816 Tracy Drive, storm shelter, install-storm shelter, $3,000. Ryan Hall, 6313 Whispering Grove Drive, storm shelter, install-storm shelter, $3,000. Samuel and Jessica Sigmon, 13417 Cedar Trail, residence, install-storm shelter, $3,000. Stephen Hooper, 1800 Mulholland Drive, residence, install-storm shelter, $3,000. Thomas Evans, 2812 NW 44, residence, remodel, $3,000. 4 Corners Construction
SATURDAY, OCTOBER 29, 2011
LLC, 9901 Stefano Circle, accessory, erect, $3,000. 4 Corners Construction LLC, 9909 Stefano Circle, accessory, erect, $3,000. Jennifer Wynn, 11312 NW 105, storm shelter, installstorm shelter, $2,995. Marshal and Leah MacHugh, 4108 Hunterfield Ave., residence, installstorm shelter, $2,990. Martinez Masonry Construction LLC, 7720 Harold Drive, residence, erect, $2,904. John Boswell, 4205 Mariner Drive, storm shelter, install-storm shelter, $2,900. Stephen Schmitt, 1820 N Ann Arbor Ave., storm shelter, install-storm shelter, $2,900. Ground Zero Shelters, 600 SW 149 Place, residence, install-storm shelter, $2,900. Dao Nguyen, 617 SW 68, storm shelter, installstorm shelter, $2,800. Harry Pelphrey, 6901 SE 104, storm shelter, installstorm shelter, $2,800. Ron Duncan, 12812 NW 6, storm shelter, installstorm shelter, $2,800. Ryan Aldrich, 910 Valley Court, storm shelter, install-storm shelter, $2,800. Tan Ho, 3013 SW 92, storm shelter, installstorm shelter, $2,800. Max Williams, 3212 No-
ma Road, residence, install-storm shelter, $2,750. Teresa Sarrault, 12800 Country Lane, storm shelter, install-storm shelter, $2,740. Vu Nguyen, 2325 SW 137, residence, install-storm shelter, $2,700. Bouning Khamphanthala, 2429 NW 44, storage, erect, $2,700. Gary Harrell, 14101 Corso Strada, residence, installstorm shelter, $2,700. Gerry Speed, 7204 NW 121, storm shelter, installstorm shelter, $2,700. Hien Thu Vo, 11112 Shoreside Drive, residence, install-storm shelter, $2,700. Robert Daniel, 15701 Wood Creek Lane, storm shelter, install-storm shelter, $2,700. Brett Wachter, 12216 Chesterfield Lane, storm shelter, install-storm shelter, $2,500. Marie Adams, 3309 NW 43, storage, erect, $1,912. Lloyd A. Grissom, 3008 SW 63, storage, erect, $1,400. Beverly Rupert, 7307 NW 105, storage, erect, $1,215. Juan Rodriguez, 1544 SW Binkley, residence, add-on, $1,000. No name provided, 2747 W Memorial Road, restaurant, remodel, $1,000.
7F
Clark Construction, 401 SW 80, office, remodel, $1,000.
Demolitions Midwest Wrecking, 5900 N Robinson Ave., nursing home. Midwest Wrecking, 3500 S Harvey Ave., residence. Orange & Sons, 6300 NE 71, church. Midwest Wrecking, 3140 SW 65, single-family residence. Midwest Wrecking, 3132 SW 65, single-family residence. Ray’s Trucking, 2201 NE 25, residence. M & M Concrete & Wrecking Inc., 1534 NW 49, residence. M & M Concrete & Wrecking Inc., 1527 NW 49, residence M & M Concrete & Wrecking Inc., 1531 NW 49, residence. M & M Concrete & Wrecking Inc., 2125 SW 9, residence. Ray’s Trucking, 4001 Woods Drive, residence. Ray’s Trucking, 4001 Woods Drive, residential shed. L & S Demolition, 850 N Meridian Ave., residence. Midwest Wrecking, 814 S Harvey Ave., service garage.
Report says young adults are key to housing rebound BY STEVE GOLDSTEIN MarketWatch
WASHINGTON — The key to getting the nation’s housing market to bounce back from depressed levels lies in an unlikely source, two bond-fund analysts argue: the increased number of twenty-somethings who stay with their parents or live with room-
Homes For Sale
mates. Daniel Jerrett and Onsel Emre, fixed-income analysts at Putnam Investments, have authored a paper arguing that the low rate of household formation holds out hope for an upturn in housing. A household formation is when children move out of the house, people get married, roommates split
309.9
Updated 4/2/1 new paint, windows, carpet. 1220sf Warranty + closing costs $72.5KRlty Exprts 414-8753
Open Sunday 2-4 FSBO 2 bd, 1 ba, ch&a on 3 lots, zoned comm'l $65K¡ 615 W 2nd 620-4848 or 341-7127
HUNTING HUNTING 40A Caddo Co. $40,000 40A Caddo Co $60,000 160A Caddo Co $200,000 320A Caddo Co $384,000 320A Kiowa Co, mountain & valley. Scenic $480,000 320A Wichita Mtn, remote & refuge like $480,000 320A KingfisherCo$480,000 HUNTING LAND LEASE 40A Caddo Co $500 160A Tillman Co $2000 2 GIRL SCOUT CAMPS 1 Near OKC Exceptionally Gorgeous $770K-$990K Tumbleweed Terr. RE John McElroy 580-569-4213 1N to 10A, E. of OKC, pay out dn. before 1st pmt. starts, many are M/H ready over 400 choices, lg trees, some with ponds, TERMS Milburn o/a 275-1695 paulmilburnacreages.com PIEDMONT PARADE HOME OPEN SAT & SUN 1-7 New hms on 1/2 ac lots. From NW Expwy & Sara Rd go 4.5 mi N. Cleaton & Assoc 373-2494 60 ac w/home & barn between Dover & Crescent, $220K JC Barr Broker 405-433-5635, see info @ barr-haugen.com 9481 Lakeridge Dr Guthrie, OK 3bd/2bth Mobile Home on 2.5 acres (m/l) Woodlake Properties 273-5777 Norman Extra Sharp 2bd w/1car garage, tastefully decorated, ch/a, park like O acre lot, nice area, only $93,900! Fidelity RE 410-4200, 410-4200 OWNER FINANCING 1-28 Acres Many Locations Call for maps 405-273-5777 www.property4sale.com CASHION acreages 6-12 ac tracts starting @ $25,000 w/owner fin possible Lisa 919-5717 Cleaton & Assoc 373-2494 Call for Maps! See why we sell more acreages than anyone in Okla. E of OKC. o/a 275-1695 Prime Edmond Bldg Acre I-35 Covell area $49,500 Express Realty 844-6101 2 or 3bd House E of Harrah 2K A, small barn. TERMS Milburn o/a 275-1695
S. Texas ranch, 11000+/ac, great hunting & fishing, Broker 254-770-8770
2828 Canton, 4/2.5/3, waterfront, common pool & playground, 2140 sf, $224,000, lease purchase w/$10,000 dwn; 514-3800
Custom Home 406 Windsor Rd, FSBO, Buyers Lease for immediate move in. 10 min from Tinker 3bed, 2.5ba, 3 Car Garage, 2142 1FP, 1-story Custom Home, 2005 central heat, central A/C, city sewer, community pool, .2204 ac., $217,900 Laurance 325-660-5559 1710 N Douglas 3/1, .5A 1200 Lauren Ln 3/2/1 10300 St Patrick 3/1 417-2176 HOMESOFOKCINC.COM
21201 SE 59, 1.5A, 3/2/2 as is $45K OBO 417-2176 HOMESOFOKCINC.COM
Bank Owned 5/3.5/2, 3 liv 3235sf, blt 96. Updated! $217.9K Rlty Exp 414-8753
RENT TO OWN 4101 NE 19th Circle 2bdrm 1bth on 1N acres (m/l) Easy Approval 405-273-5777 www.property4sale.com
PIEDMONT OPEN SUN 2-4 Price red 3343 Washington Ave NE From NW Exp & Sara N to 164th E to hm on N side 3/2/3 + office on 5 ac MOL $234,900 Carmen 8330106 Cleaton & Assoc 373-2494
apart or couples separate. According to Census Bureau data, household formation has broken below the 500,000-to-3.5 million yearly rate where it has held for many years as more people in their 20s choose to live with their parents or stay with their roommates longer. But the household formation rate appears to be
Business Property For Rent 312 S. Carney Carney, OK 3bd/2bth Mobile Home on large lot Woodlake Properties 273-5777
4bd 2.5ba + office on 1 ac MOL 30' abv ground pool w/huge deck, sprink sys, storm shelt $218,500 Lisa 919-5717 Cleaton & Assoc 373-2494
Nice 14x76 compl. redone 2bd/2ba, New: appls, carpet, decks, ch&a, paint & outbldg $11,500 obo Close to UCO¡405-227-1981
PRICE RED 4/2/3 on .28 ac MOL Must see! $172,000 Lisa 919-5717 Cleaton & Assoc 373-2494
Repos! 3, 4, 5 bedroom available. Move to your land ZERO DOWN!! Huge Discounts. Free phone app. WAC 405-631-7600
PIEDMONT OPEN SUN 2-4 Price red 3343 Washington Ave NE From NW Exp & Sara N to 164th E to hm on N side 3/2/3 + office on 5 ac MOL $234,900 Carmen 8330106 Cleaton & Assoc 373-2494 PIEDMONT PARADE HOME OPEN SAT & SUN 1-7 New hms on 1/2 ac lots. From NW Expwy & Sara Rd go 4.5 mi N. Cleaton & Assoc 373-2494
Hunting Property
336.0
160 acres near Red River in SW Oklahoma, wildlife, house, irrigation wells, asking $192,000, Brink RE, 580-335-4126.
Abandoned D/W set up on 1-5 Acres. Several to choose from. Ready to move in. 405-631-7600
3bd 2ba 2car Belle Isle. New roof, updating, lrg open living, Priced to sell quickly $145,000 2531 NW 55th Terr. 361-2523 Bank Owned 3/2/2 2035sf + enclosed patio/sauna, corner lot, PC Sch $124.9k Realty Experts 414-8753 3400sf Up&Down Duplex + 2 bd Apt, 4 Garages. $57,000 Cash Best Deal in OKC! ¡ 301-6495
For Sale By Owner/Realtor, 8425 Timberwood Lane, 3 bed, 2 bath, 2 car, call for appointment, 405-397-5055.
Completely remodeled 3bd home w/indoor laundry room, large shaded fenced back yard, nice area, clean, only $48,900 Fidelity410-4200, 692-1661
Office Space For Rent 3600 sq ft pool hot-tub 206 W. College Ave. Guthrie, OK, 7 offices, conference, reception, kitch, workout spa, secluded. Guthrie $1100/ month. 405-417-1042 Nichols Hills shopping center, 7608 N Western. 1200sf MOL, $1300/mo. $1300 dep. Call 370-1077
Over 100 Repos on Land or 0 down w/your Land! WAC 866-764-3200,405-631-3200
OFFICE SPACE available. $7/sf. Great for medical, professional. 3801 NW 63rd. 640-8206
Rent to Own: Nice 2&3bd MWC $350&up 390-9777
GREAT Office Space Various NW locations 300-6000sf 946-2516
Or...$5000 towards a New Home. 9 Communities in NW, SW, SE (Moore), MWC, Choctaw...Offer Expires 10-31. Call for details 405.326.5728
»»»»»»» Hunting Property AUCTION Sat, Oct. 29 11 AM Kiamichi Tech Center, Talihina, OK. 9 Properties (2718Ac) in SE OK. unitedcountry.com/jayok hendrenrealest@brightok.net UC Hendren & Associates 918-253-4133. or LeRoy 918-695-0808 or Kevin 580-271-0449. »»»»»»
OWN FOR LESS THAN RENT 3bd Double on Corner Lot $428mo financing avail. 405-324-8010
$549/mo Including Lot 3bed/Quiet Area/ Great Schools 405-324-8000 THCOK.COM $5000 Towards Your New Home! You Pick the Home, You Pick the Lot! 9 MH Communities in SW/NW/SE (Moore) MWC/Choctaw. Call for Details 405.326.5728 Special Govt Program Own Land/Family Land ZERO Dn! Instant Rebates up to $10,000 use toward furniture, lower price, improvements. E-Z app by phone WAC 405-631-7600
$200 OFF
Washer/Dryers, Fireplaces PC Schools-Townhouses
PARKLANE
8108 N. MacArthur Blvd. »»» 721-5455 »»» Walford Apts-Midtown518 NW 12 large 1bd 1ba 1100sf $900mo $800dep washer/dryer hookup. Studio 600sf $650mo $400 dep. Basement efficiency $425mo $325dp 409-7989 »» ALL BILLS PAID »» $189 FIRST MONTH ALL FLOORPLANS No hidden charges 293-3693 DREXEL ON THE PARK $89 FIRST MONTH Bring this ad for Special. Affordable Luxury Spacious, too 416-5259 TUSCANY VILLAGE
Plaza 1740 NW 17 K Off Special! 1bd 1bath 850sf $525mo $250/deposit 409-7989 FIRST MONTH $159 Your choice 1,2,3 bed PC Schools, N Rockwell The Belmont 455-8150 Briargate Apts 1bd 1ba K Off Special, 850sf, wood flrs, elec only $525mo $250 dep, 409-7989 No Sec 8
NICE BRICK HOME 2632 NW 14th St, OKC Household Furnishings MON., NOV. 14th 10AM Preview: Nov 6th & 13th 2-3pm 866-874-7100 LippardAuctions.com
I BUY HOUSES Any condition. No cost to U 410-5700
Nice 2bd 1.5ba w/d hkup cov parking ch&a 975sf 3815 NW 23rd $585mo $250 deposit, 550-8066 Furnished/Unfurnished Bills Paid » Wkly/Monthly Wes Chase Apts, Elk Horn Apts, Hillcrest 370-1077 $99 Move In Special 1 & 2bds, carports, coin lndry $345-445 470-3535
Commercial Property For Sale NNN Investment Midwest City 10-year lease term 9.0% cap rate Ric Russell Cassidy Turley 415.677.0431 nrussell@ctbt.com /
Established Business For Sale Pet Resort on 3 acres near Ardmore serving awesome clientele. 52 dog rooms. Cat room. Grooming. Training. Easy access from I35. 12% growth every year for 7 years. Adjoining 4yr old 3bd 1K ba Victorian style home. Lake Murray 5 miles away. Bob 580-812-1875
Investment Property For Sale FSBO rental properties in Duncan, good income, sell 1 or all, for info call Dutch, 909-593-9402.
» MOVE IN SPECIAL » LARGE 1, 2 & 3 BEDS Rockwell Arms, 787-1423 MAYFAIR Great location! 1/2 bd W/D hdwd flr quiet secure ngbrhood ¡947-5665
MOVE IN NOW! Pd. water/garbage Quiet. Try Plaza East•341-4813
Commercial RE READY NOW 3bd/2bth, Large Living, Free Fenced Yard $324/mo wac 405-577-2884
Yukon
$79 SPECIAL!! Newly remodeled 1 2 & 3 beds Putnam Green 405-721-2210
I BUY & SELL HOUSES 27 YRS EXP 650-7667 HOMESOFOKCINC.COM Riverbend Addition Lakefront with pool, 3 or 4 bed, 3.5 bath, 3 car plus, $349,900 6804 GreenMeadow Ln 722-6598 or 417-5178
Nice newer car lot for lease. 1200sf building includes office & 2car gar. Lot measures 95x180. 3407 N Shields, Moore $2500mo 405-826-2853
AUCTION
$100 lot rent for 6 months. Move Your Mobile Home FREE!
bottoming, and this may signal better times ahead for housing since it would signal increased demand, the Putnam analysts said. Multifamily housing starts are booming even as single-family starts are languishing. Moreover, rental vacancy rates are dropping even as homeowner vacancy rates are more stable.
MAYFAIR Great location! 1/2 bd W/D hdwd flr quiet secure ngbrhood ¡947-5665
BANK ON IT!
Free Month Rent! 1&2bd QUIET! Covered Parking Great Schools! 732-1122 $200 OFF RENT 1 & 2 bedrooms. Spring Tree Apartments. 405-737-8172.
2bd $575 Casady 751-8088 800 N. Meridian 1bd All bills paid 946-9506 1bd 1ba $350mo, stove, fridge, very clean 818-4089 •ABC• Affordable, Bug free, Clean » 787-7212»
WILLIAMSBURG 7301 NW 23rd
787-1620
»»»»»»»»»»»»» » Bills Paid 681-7561 » » 1 bd From $550 Move» » 2 bd From $650 In» » 3 bd From $740 Today» » Call for Special » »»»»»»»»»»»»
1&2 BEDROOMS
$99 SPECIAL Lg 1bdr, stove, refrig., clean, walk to shops. $345 mo. 632-9849
CAVE CREEK ON ROCKWELL
523K SW 26 (&Walker) 1bed 1ba 800sf garage apt $315/mo $175 dep 409-7989 no sec 8
Furnished & Unfurnished NEWLY REMODELED GATED COMMUNITY
3037 North Rockwell
495-2000
$99 Special
Furnished/Unfurnished Bills Paid » Wkly/Monthly Wes Chase Apts, Elk Horn Apts, Hillcrest 370-1077
1 & 2 BD & Townhouses •City bus route/Shopping •Washer/Dryer hookups
Nice 1bd 1ba dwn str. no sec 8. $369 mo $200dep 2123 SW 46 550-8066
2221 N. Meridian
$99 Move In Special!!! Lg 1 and 2 Bdr, $345 to $420 mo. 632-9849
Valencia Apts
946-6548
ward cycle in housing. In turn, they expect the U.S. economy to be stabilized when this happens. “When housing makes the turn from headwind to tailwind for U.S. economic growth, the uncertainty of the ongoing recovery could finally begin to clear,” the Putnam analysts said. MCT INFORMATION SERVICES
438
»»»»»»»»»»»»» » Bills Paid 354-5855 » » 1 bd From $550 Move» » 2 bd From $650 In» » 3 bd From $740 Today» » Call for Specials » »»»»»»»»»»»»
Condominiums, Townhouses For Rent 441 Thousand Oaks Unit 336 (1 blk W of Council on NW 10th) Extra sharp 1bd condo, washer, dryer, fridge, stove, wood deck, storage closet. Tenant pays elect only, $525. Fidelity RE 410-4300, 692-1661
Oldetowne » 2bd 1ba 9129 Pepperdine attach gar. 2 mi. to Tinker 769-7177
1708K NE 15th, 1 bed, 1 living, 1 bath, 1 kitchen, $380 month + water & electric, 405-474-1904.
House for Rent 309 Belmont, Edmond 947.5858, 727.871.0797 Updated 3bed, 2ba, 1 car garage, 1500, 1 FP, no smokers-no pets $750. month $600. dep
8632 NW 111 3/2/2 $1795 12304WalnutCrk3/2/2 $995 2903 Quail Crk 2/2/2 $1250 2440 Huntleigh 3/1.5/2$895 Express Realty 844-6101 www.expressrealtyok.com
2075RaineysBlvd4/2/3$1895 1929 Chaparral 3/2/2 $1795 720 Mallard 3/1.5/2 $950 Express Realty 844-6101 www.expressrealtyok.com
3/1, ch&a, W/D hkups. New paint, crpt, disp. Non-smkg. Close to OCU, shopping. 2020 NW 41st $700mo, $500dep 405-642-4776
Edm schls 3bd 2ba 2car $1100 mo lease, possible purchase neg. 409-7877
Houses All Areas- Free List 4 bed from $595-1295 3 bed from $495-995 2 bed from $395-795 605-5477 2545 SW 59th 214 W Michael nice 2bd brick home 1car ch/a, fenced, clean, only $550 Sec 8 ok, Fidelity Real Est 410-4200, 692-1661 1-4 Bed Homes Available From $425-$750 Call for address and showing. 598-7845 9321 NE 13 Pl, 4bd, 1.75baths w/den 1car garage $795/mo 408-5836 2 bed 1 bath country setting, carport $550mo + dep no pets 837-2223
Executive Home 7212 N.W. 121 - 3 br, 2 ba, large living area, formal dining. No smokers. $1,300. 340-3608 9921 McKinley 3bd sec8 $600 245 NW 87 3bd Sec 8 $600 405 NW 90th 2bd $425 FLESHMANS INC 235-5473 or 314-3551
Rental List at 4524 S May 1-4 Beds from $325-950 SW Home Rentals 681-7272
1018 N. Lackey 2bed, 1ba, Garage, $525 No Sec. 8. Call 903-523-9060
Large 1bd 2609 N Dewey $425 +gas/elec 232-9101
206 W Jacobs Nice 3 bd 1 ba $600 • 732-3411
Lansbrook Exec. 6036 Harwich Manor, 4 br, 2.5 ba, $1400+$1400 dep. PCN schools, 359-4915
Lg 1bd, redecorated, stove+ frig, gar, W/D $400+dep, 2611K NW 11th. 314-9511 Gas Pd Nice Efficiency $350 1608 NW 16th 232-9101
Furnished/Unfurnished Bills Paid » Wkly/Monthly Wes Chase Apts, Elk Horn Apts, Hillcrest 370-1077
4bd 2ba MH 2050sf 5acre $975 (WAC - No Horses) Home&RanchRlty 794-7777 1513 SE 6th 4/1.75/2 $1095 681-7272
3 bed, 1 bath, ch, appls, dining room, near hospitals. $600+dep. 735-7178 1020 Clover Ln 1200sf 3bed 2ba $800 mo, $700 dep 409-7989 no sec 8 1501 NE 33rd 3bd $600 FLESHMANS INC 235-5473 or 314-3551
2 Bed 1Bath PC Schools 6125 NW 55th Street 405-773-4777
1920 Karen Dr 2/1 2208 Doris 2/1 3931 SE 10th Pl 2/1/1 3921 Pearl Way 3/1/1 837 Scott St 3/2/1 681-7272
$425 $450 $450 $650 $750
Houses All Areas- Free List 4 bed from $595-1295 3 bed from $495-995 2 bed from $395-795 605-5477 2545 SW 59th 4100 Kim Dr. 3 BR, 1.5 BA, ch&a, gar, large yard, no pets. $725+dep 672-8996 $595 2bd 1ba, very clean, stove, fridge 818-4089
Cute rental 3 bed 2 bath $685. Call 789-1111
2930 NW 12th large 1bd duplex, water paid $395 3232 NW 28th 2/1 $475 2117 NW 34th 2/1/1$475 2744 NW 20 2/1.75 $595 1445 N Bradley 3/1.5/2$900 681-7272 13305 Green Valley Dr Executive Home 4bd 3ba 2car, Edmond Schls, 2500sf Granite Counters, Covered Patio & more $1500mo $1500dep 409-7989
3513 S Woodward 2bd $400 FLESHMANS INC 235-5473 or 314-3551 2 bed, stove & refrig, sec 8 OK, fenced yard, 256-6830 » 641-6203 3600 SW 22nd nice 2bd home, clean, fenced $425 Fidelity410-4200, 692-1661 Need permanent tenants 816 SW 49, 3 bd, carport $575 w/disc, 631-1283 2820 SW 61, 3 bd, 1.5 baths, single garage, $695/mo 408-5836
7128 Michelle Ln 3/2/2 FP, $850mo No smoke, No pets ¡ 650-3067 4141 NW 28 3b 1ba $695 RedbudRealEstate.com or 748-8520 1805 W. Park Pl. 5bd, 2ba, ch&a $850mo, $300dep ¡ 314-9606 Sect 8 accepted! 1135 NW 9th, 4bd, 2ba Homes4lease 917-9002 Very Large 4bed 2ba 2car gar sec 8 welcome. More info call 341-7791 3137 NW 39th Terr. 3bd new remod. hrdwd flrs appls nice $695mo 721-3757 »» SECTION 8 OK»» 3 bed, 1149 NW 81st, $795 per mo, 942-3552 Exceptional 3bd 2ba home 1900sf $1075 255-4300
1119 Park Manor 3 bed, 2 full & 3 half baths, 2car, office, wd flrs, $1650mo, $1500dp TMS Prop348-0720
1229 Sumac, 2000+ sf executive home, 3bd 2ba 2 living, 2 car, on nicely landscaped cul-de-sac lot, $1350 mo Fidelity RE 410-4200, 692-1661
406 Willowood Dr Luxury 3/2/2 duplex in quiet Silver Eagle neighborhood. Community pool, gardener, secure entry. $875/mo. No Sec. 8. Call Keith, 405-413-2555
Quiet 3/2/2 brick home $895 huge yard 255-4500 Picnic in backyard! 3bd duplex 1800sf $845 255-4300
1120 NE 19th 3/2 $595 681-7272 4810 Casper, Nice 3 bd 1 ba 1 car $600 • 732-3411
2123 SW 51, 4 bd, 3.5 baths, double garage, X storage, $795 a month 408-5836
New Home 8604 NW 125 3/2.5/3, 2620sf, study, bonus, $2200mo $2200dp $500 pet 245-6857
3712WoodsideDr3/1/1 $495 1305PinewoodCt3/1/1 $550 681-7272
Rent to Own - nice area by schools&shops. $750 +dep. Refs req'd. 3bd, 1.5 ba, ch&a, fnc'd yd, brick, 834-5635 btwn 8-8 for info
Remodeled 3bd, SW 39th & May $500 ¡ Extra Nice 2bd, SW 46th & Blackwelder $500 703-4713
Near SW Integris Hosp. 2 bd, ch&a, All New Inside $575mo + dep. No Sec 8, No pets. 691-5479
2621 NW 50th 2bd 2ba 1car 1200sf, $950, $800 dep, no Sec 8 409-7989
Duplexes, 3 bed, 2 bath, 2 car, some new, some gated, call Rick, 405-830-3789.
2936 SW 48 Remodeled, beautiful 3bd 1ba 1car 1100sf $675 mo, $600 dep. 409-7989 no section 8
2929 NW 67th, 2bd, ch&a, Very Nice $695+ dep. No Sec 8, No pets. 691-5479
1016 Willowbrook 3bd 1.5 baths w/den $750/mo 408-5836
3-4 Br, Stone Meadows Study, fridge, W/D, garden tub, FP, 3 Car Garage, 709 SW 156th Pl, 318-834-4083
Houses All Areas- Free List 4 bed from $595-1295 3 bed from $495-995 2 bed from $395-795 605-5477 2545 SW 59th
BY OWNER: Rent or Lease Purchase. 3 bed, ch&a, fncd yard $595mo Nice Area. ¡¡¡ 990-9235
2 br, 1K ba W/D hkup clean, no pets, no sec 8 $550mo+ $350dep 286-6559
Lake side 2-3 bedroom TH 2.5 bath, 2 car garage, gated, Yukon Schools, from $825. 789-3705
3912 S Harvey Nice 2bd rock home w/basement 1 car garage, clean, only $495 Fidelity 410-4200, 692-1661
Nice 3bd liv din stove/frig h/w flrs w/d hookup 1941 NW 15th $625. Also 2bd 2908 NW 18 $595. 301-5979
2316 Cashion Pl. 2bd, ch&a, stove, frig, W/D, new carpet/paint, fncd yd $695+$500dep 822-3783
Houses for rent
$100 off
1st Mo Rent Selected Units LARGE TOWNHOMES & APARTMENTS • Washer, Dryers, pools • PC Schools, fireplaces
“With would-be buyers still sitting on the sidelines and construction interests more firmly focused on the conversion of multifamily units, rental properties have bright prospects. The troubled state of the U.S. consumer will contribute to this growth,” the Putnam analysts said. They expect the rental sector to lead the next up-
Nicoma Park, 3bd, 2ba, nice park, water & sewage paid, $550+$350dep. 769-2328 Rent to Own: Nice 2&3bd MWC $350&up 390-9777
Houses All Areas- Free List 4 bed from $595-1295 3 bed from $495-995 2 bed from $395-795 605-5477 2545 SW 59th 29 SE 33rd 1/1 $350 824 SE 22nd 1/1 $375 925 SE 70th 3/1.5/2 $550 681-7272 3 bed, 1O bath, 2 car, 2 liv, ch&a, fp, 3429 SE 47th, $750, 405-824-4309
usespectrum.com Mgmt » Leasing » Sales PROFESSIONAL REAL ESTATE SERVICES SINCE 1982 Spectrum Management 848-9400
2/1+bonus rm 900sf, 2.5ac no horses $650+dep WAC Home&RanchRlty 794-7777 4Bd, 1K Ba, fncd, $0 dep. $700, Sec. 8, Other homes avail. 1-800-529-0307 code 37
Moore-Room for Rent For details call 405-799-0071.
8F
REAL ESTATE
SATURDAY, OCTOBER 29, 2011
THE OKLAHOMAN | NEWSOK.COM
Preparing home for winter can save money Fall is in the air, which means another chilly winter can’t be too far behind. Before the cold weather arrives, here’s your annual checklist of things to do to get your home ready for the change of season.
Paul Bianchina HANDY @ HOME
Inside
I Check smoke detectors. Take time to check the operation of detectors and to change the batteries. If you have an older house with a limited number of smoke detectors, install additional ones at each sleeping room, and make sure there is one centrally located on each level of the home as well. I Install a carbon monoxide detector. As houses get closed up for winter, the chances of carbon monoxide poisoning from
malfunctioning gas appliances increases substantially. If you have a furnace, fireplace, water heater or other appliance that’s fueled by propane or natural gas, or if you have an attached garage, install a carbon monoxide detector. They’re inexpensive, available from many home centers and other retailers and offer easy, plug-in installation. I Service your heating system. Perform a complete system check of your
furnace annually, either by yourself or by a trained furnace technician. Check for worn belts, lubrication needs or other servicing that might be required; refer to your owner’s manual for specific suggestions, and follow any manufacturer safety instructions for shutting off the power and fuel to the furnace before servicing. Check the condition of duct joints and insulation, and of course, change the filter. I Upgrade your thermostat. An older thermostat that’s a couple of degrees off can result in a lot of wasted energy, and so can forgetting to turn the thermostat down at night. You can take care of both problems with an upgrade to a programmable ther-
mostat. Programmable thermostats are digital and typically very accurate, and they allow for easy, set-and-forget programming of temperatures for different times of the day, including energy-saving nighttime and workday setbacks.
Outside
I Trim trees. Trees that overhang your home can be a real hazard. They can deposit debris on your roof, scrape against shingles during wind storms and, worst of all, snap off with potentially devastating results. Have a professional tree trimming service inspect the condition of overhanging tree limbs and safely cut them back as needed. I Check the gutters.
Clear the gutters of leaf and pine needle debris, and check that the opening between the gutter and the downspout is unobstructed. Look for loose joints or other structural problems with the system, and repair them as needed using pop rivets. Use a gutter sealant to seal any connections where leaks may be occurring. I Break out the caulk. A few hours and few tubes of caulking can make a big difference in your heating bills and your comfort levels this winter. Caulk around windows, doors, pipes, exterior electrical outlets and any other exterior penetrations where cold air might enter. Use a good grade of acrylic latex caulk, either in a paintable
white or, if you don’t want to paint, use clear. I Adjust exterior grade. Fall is also a great time to look at the grade around your home, and make sure everything slopes away from your foundation to avoid costly problems with groundwater. Add, remove or adjust soil grades as necessary for good drainage. I Change light timers. If you have exterior lights that are controlled by timers, including lowvoltage ones, check the timer settings. Change the “on” times to an earlier hour to reflect the earlier winter darkness, so you always have adequate outside light available. Remodeling and repair questions? Send email to paulbianchina@inman.com. INMAN NEWS
Mortgage insurer subsidiary seized by regulators ASSOCIATED PRESS
PHOENIX — Insurance regulators in Arizona have seized the main subsidiary of private mortgage insurer PMI Group Inc., which will begin paying claims at just 50 percent. The seizure follows heavy losses at PMI since the housing market bubble burst. Two months ago, state regulators ordered the Arizona-based subsidiary, PMI Mortgage Insurance Co., to stop selling new policies after it came under scrutiny because it didn’t have enough money on hand to meet the require-
ments of regulations in that state. A statement on PMI’s website says a court order, signed by an Arizona Superior Court judge, gives Arizona’s Department of Insurance full possession and control of the subsidiary. PMI says claims will be paid at just 50 percent, in lieu of a moratorium on claim payments. Meanwhile, PMI said it will “continue to support our customers’ ongoing policy servicing needs, and loss mitigation programs.” Private mortgage insurance protects lenders from losses if a homeowner de-
faults and the lender doesn’t recoup costs through foreclosure. The insurance costs the borrower a monthly fee, typically a set percentage of the total mortgage loan. Like other mortgage insurers, PMI has been able to sell profitable policies in recent years, but the gains from those sales haven’t outpaced losses from policies sold before the housing market collapsed. As flagging home prices have strapped borrowers, the company has had to pay more claims. The company’s shares have traded below $1 apiece since late July. PMI shares
topped $50 in 2007. Since then, the Walnut Creek, Calif., company has posted more than $3.5 billion in losses due to claims paid out on foreclosed homes. That includes a loss of nearly $135 million for the
second quarter. PMI hasn’t reported third-quarter results. PMI CEO L. Stephen Smith told analysts in early August that the company has seen a sharp rise in previously denied claims that
banks appealed and were able to get reinstated by producing better documents to back up them up. Smith said then that his company was working with a financial adviser to search for ways to raise capital.