Luxury
Home & Lifestyle
Luxurious Pet Pampering New York & The Hamptons Private Jet-Setting On A Whim Pura Vida! Costa Rican Pampering Interior Design Legends & Gurus PGA & LPGA Schedule and more...
Estate planning is about protecting your most important assett... your family.
We are parents and estate planning attorneys serving, collaborating with, and empowering everyone through excellent education and counsel by giving them peace of mind about the future of their children and loved ones. At Wills & Wellness, we’re focused on three things only and on doing those three things well. We believe in personalized, client-driven service for each and every client. Our approach is educational and proactive. We first determine your individual needs, desires, values, and concerns, and then with your direction we tailor your plan to best fulfill your goals.
Wills & Wellness 3461 Ringsby Court, Suite 215 Denver, CO 80216 720-266-8190 www.willsandwellness.com
Dreams are what matter the most. Let us help you pursue and protect yours.
Bryan S. Dean Call/Text: (720) 339-8705
Email: Bryan.Dean@amfam.com www.BryanDeanAgency.com Home, Auto, Business & Life Serving Colorado - Offices located in: Denver | Lakewood | Aurora
Denver’s premier wedding and special events venue with a view. Just minutes from downtown Denver and overlooking the scenic city skyline, The Brittany Hill is the #1 wedding venue in Denver. From Denver weddings, Denver conferences and Denver Special Events, to fundraisers and black-tie events, The Brittany Hill is ready to accommodate any event you can imagine. The Brittany Hill’s vision is to create a unique and captivating Denver Wedding Venue that incorporates the ambiance of its surroundings.
The Brittany Hill
9350 Grant St Thornton, CO 80229 (303) 451-5151 info@thebrittanyhill.com www.thebrittanyhill.com
A good real estate agent doesn't disappear once the closing papers are signed. Integrity, Intelligence & Determination Top Producer w/ Over 33 Million Sold & Over 20 Years Experience x Vail & Denver CO Residential Luxury Real Estate Specialist x CRS, SFR & CLHMS Certifications x
Monica Graves Your Castle Mountain Properties 1776 S. Jackson ST, #412 Denver, CO 80210
303-901-5224 Mobile 303-901-4272 Office monica@remonica.com www.remonica.com
When our patients have experienced a musculoskeletal injury or disease that compromises their ability to fully live their life, it’s our goal to get them back to health quickly & safely. At Orthopedic Associates, we are committed to providing excellent care to our patients with compassion, understanding & respect. WE SPECIALIZE IN: • Sports Medicine • Shoulder & Elbow • Hip & Knee • Foot & Ankle
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Hand & Wrist Arthritis Physical Therapy Hip Preservation
• Total Joint Replacement Surgery • Non-Surgical Spine & Back • Arthroscopic Surgery
Our physicians are widely recognized as leaders in their field, thanks to the longevity of our practice, our expertise & dedication to patients. We are excited to have Dr. Choudhry join our practice to provide a full complement of upper extremity/hand care from the shoulder to fingerips.
(left to right) Yani Zinis, DO; Sara Meadows, DO; Imran Choudhry, MD; Joel Gonzales, MD; Andrew Parker, MD; Leslie Vidal, MD; Brian Larkin, MD; Eric Lindberg, MD
Rose Medical Center, Founders Building 4700 E Hale Pkwy #550, Denver, CO 80220 303-321-6600 | www.denverortho.com
You earned it... we’ll help you keep it. At Balanced Books Ltd. we recognize that workplace diversity means respecting and valuing the differing skills and experiences we all bring to the workplace. We also acknowledge the diversity of our existing workforce and are committed to building on the richness of the perspectives, experience, knowledge and skills that this diversity brings to our organization. Business Services • Federal & State Income Tax Return Preparation • Federal & State Audit Representation • Compilation & Reviews of Financial Statements • Monthly Sales & Use Tax Report Preparation • Forensic Auditing for Theft or Embezzlement • Installation of Turn Key Accounting Systems • Business Plans & Strategic Consulting • Bank Reconciliation Reports • Business Valuation Services • Merger & Acquisition Consulting
Individual Services • Income Tax Planning • Income Tax Return Preparation • Audit Representation • Forensic Accounting • Estate Valuation Services • Will & Estate Planning & Consulting • Real Estate Transaction Consulting • Business Feasibility Studies • Certified Quickbooks ProAdvisors
Balanced Books Ltd. Business & Personal Accounting Services
387 Corona Street, Suite 511 Denver, Colorado 80220
720-515-8113 info@balancedbooks.net
Luxury Home & Lifestyle 1. Sustainable Driving Goes Luxury 3. Exclusively His...The Man Cave 5. Cocktails Anyone? 7. A Private Aviation Option 9. It’s a Ruff Life - Luxury Pet Care 11. Pet Bling - Luxury Pet Products 13. Costa Rica - Pampered in Paradise 15. Voluntourism - A Do Good, Feel Good Vacation 17. Travel Bling - Luxury Travel Products 19. A Day in Manhattan 21. The Best Things of 2015 23. Color is King - Paint Strategies for the House 25. The Smart, Healthy, Green Luxury Home 27. Kitchen Bling - Luxury Kitchen Products 29. Landscaping Dreams 31. Design Legends - Mitchell Gold & Bob Williams 33. Design Trands - The New Glamour 35. Design Spotlight - Jennifer Mabley & Austin Handler 37. Closet Clutter Tips from California Closets 38. Toys R 4 Us - Dream Luxury Automobiles 39. Estate Planning - A Process, Not an Event 41. Top Three Things to Know Before Stressing Out 43. Watch Bling - Precious Time 45. 2015-2016 PGA Tour Schedule 47. 2015-2016 LPGA Tour Schedule
Imagine More! Conceive! Create! Go beyond what you’ve known. Beyond where you’ve been. Beyond what you ever hoped a home could be. Rosann can help you imagine new possibilities where uninspired ideas once dwelled. She listens carefully, researches thoroughly, and explores unceasingly until buying or selling a home is a seamless walkway to a marvelous future. She does it with business experience, negotiating skill, creative marketing, and unfailing personal service. It all starts with seeing new possibilities. Envisioning new ideas. Capturing new energy. And using the unlimited power of imagination.
Rosann Asselin RE/MAX Professionals 9200 E Panorama Cir, Ste 140 Englewood, CO 80112 www.randrteam.com rasselin@remax.net
303-717-7048
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Custom Residential DESIGN/Build, Remodeling & Roofing Contractor
Aguilar Construction Services is a fully insured and licensed general contractor with over 18 years experience. ACS strives to adhere to the four pillars of top quality contractors: Quality, Schedule, Safety and Cost. ACS provides an array of services including roofing, restoration, design/build and construction industry consulting. ROOFING - Our roofing services include, but are not limited to, complete removal and replacement, partial replacement, fire and water restoration, patching, flashing, vents, gutters and downspouts, and insurance adjuster communication. DESIGN/BUILD - Aguilar Construction Services’ Design/Build Division strives to take your ideas and turn them into a functional reality. From additions to basic remodels, ACS will work closely with you to get the most out of your project budget. RESTORATION - Industry leaders in disaster restoration and renovation. Whether it is a fire, storm, or water damage, you can count on ACS to be by your side from the very first moment and to restore your home back to normal.
P.O. Box 7425 • Denver, CO 80207 720-746-9296 • info@aguilarcs.com www.aguilarcs.com
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Estate Planning - A Process, Not an Event You’ve signed all of your estate planning documents, and if your plan includes a trust, you’ve completed your trust funding. You sit back, relax, and enjoy the peace of mind that comes with completing this important task. But don’t bask in that feeling for too long—estate planning is an ongoing process, not a one-time event. Your estate plan is designed in light of what is known at the time: a snapshot of you, your family, your financial situation, and the tax laws as they existed at the time your estate plan was prepared. All of these things change during your lifetime, and when major changes occur, your estate plan needs to be updated. Maintaining an estate plan is akin to maintaining a car. Both need periodic attention if you expect them to perform the way you want when you need them. While a car will have time and mileage checkpoints for servicing, your estate plan will have event checkpoints. Generally, any significant change in your personal, family, financial, or health situation should prompt a review of your estate plan. Changes in tax laws can also require updates to your plan, so it’s advisable to review your existing plan at least every three years with an experienced attorney. At Wills & Wellness, we check-in with our clients at least annually, and we routinely provide guidance on changes in tax laws. Planning Tip: Annual check-ins are advisable, because life can change quickly. Also, proper estate planning should always consider estate and gift tax rules, and these rules can vary dramatically from year-to-year. The top federal estate tax rate remained steady at 77% until 1976. In 2001, the top estate tax rate was 55% with a $675,000 exemption. Today the top rate is 40% with a $5.43 million exemption. Many states have also enacted their own estate or inheritance tax in recent years as federal rates have declined and exemption amounts have become more generous. If your estate plan does not keep up with these and other changes in the tax laws, it may not work the way you intended when it was established. This could cause your estate to pay too much in taxes and leave less to your beneficiaries. Or your estate could be distributed in ways that you did not anticipate. Currently, individuals can gift up to $5.43 million ($10.86 million if married) in lifetime gifts without paying gift taxes. For most Americans, this will allow them to transfer as much as they want to family members without having to worry about gift or estate taxes. For those with larger estates, combining the $5.43 million gift and GST tax exemptions with discounting, installment sales, and other advanced planning techniques can allow the taxfree transfer of large amounts of wealth. 39
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Planning Tip: A very large amount of life insurance can be purchased with $5.43 million or $10.86 million. Giving the money to a trust that buys the insurance can allow the insurance policy proceeds to pass to younger generations free of probate, income taxes, and estate and GST taxes. Having a plan in place and reviewing it regularly will maximize the probability that it will be current on that unknowable future date when it is needed. When you do your plan review, take time to also update and organize your financial records. This way, when the unexpected happens, your family members will not be doubly stressed by having to search for insurance policies, bank records, and other assets. If you haven’t already done it, you need an estate planning lawyer’s advice to craft an estate plan. You need the same kind of lawyer’s advice and assistance to change one. Trying to make a change yourself by writing on your original plan documents is a sure-fire recipe for disaster. Maybe your changes won’t be valid. Maybe they will actually void your plan documents altogether. Maybe they will lead to confusion that will require a judge and jury to straighten out. Maybe the change will have tax consequences you didn’t anticipate. Your estate planning lawyer will be able to provide critical guidance to make the appropriate changes to your plan, thus giving you peace of mind that everything has been done correctly. This will put you back where you were when we started this conversation: sitting back, relaxing and basking in the peace of mind that comes with knowing that you have just the planning you need. Keeping your estate plan up to date will give both you and your family assurance that it will work the way you want whenever it is needed. And that is one of the most thoughtful and considerate things you can do for yourself and those you love. The attorneys at Wills & Wellness love to walk with families through this planning process, and we welcome the opportunity for you to join our client family. Contact us today to gain peace of mind – for you and your family!
Estate planning is about protecting your most important assett... your family.
Wills & Wellness
3461 Ringsby Court, Suite 215 Denver, CO 80216 720-266-8190 www.willsandwellness.com
Top Three Things to Know Before Stressing Out “According to The National Institute for Occupational Safety and Health stress and anxiety is estimated to affect well over 19 million Americans and growing.” We all know that stress causes dis-ease in the body. I know first hand as I went through divorce and cancer at the same time. In less than two years I experienced a divorce; a double mastectomy; 16 chemotherapy treatments; 6 weeks of daily radiation; a MRSA staph infection; 12 surgeries (due to third degree burns on my front they had to graft my back on to my front so now I really don’t know if I’m coming or going most days) along with an additional year of chemo. I share this personal information as I believe that the greatest teachers in this world are those who teach from the trenches of life. I am a mother of three beautiful children and I have been happily remarried for 5 years to a man who I had a crush on in college. We had a big fat Greek wedding in Denver, CO and as my children embraced him on that day they said, ‘You not only get our mom you get all of us too.’ I have been blessed in countless ways and thank God I am in a position to reach my hand into the storms of life and help guide others through challenging opportunities back into healing, restoration and a fulfilling life experience. Believe it or not your stress flows directly from your thought life. Any time you perceive a situation as a potential threat to your safety or connection with others your stress hormone begins to soar. Your thoughts form your choices, how you respond to the world around you. Your choices form your life. If you focus on one thing this month may it be your thought life. Stay awake at the gate of your thoughts. Life happens and will continue to happen. It remains objecting until you label it as a threat to your perceived ability to handle it successfully. Stress is simply the power you give to outside circumstance to define your worth, value and capability. Three little serpents wreak havoc in your mind and body: fear, doubt and worry. Fear that is void of actual danger is a label you place on a situation you do not feel capable of handling successfully or will dilute in some way the person you are committed to being in this world. Failure is a label you place on undesirable outcomes. You can’t always help those “life pop-ups” that take us by surprise and you can choose how you want to respond to them. As you expand the space between what happens outside of you, along with your choice of response to it, you regain your ability to fully occupy a space of confidence and courage. When I was told I had advanced cancer one week prior to my final divorce court date, I chose to focus on life and healing no matter what the statistics revealed. Your choice of focus expands or contracts your attitude, which unleashes your ability to tune into the resources or lack of resources to overcome or be overcome. Basically, your attitude is your closest friend or worst enemy and you get to choose it. You walk around your days missing vital pieces of information that you delete or distort because they do not fit with the structure of reality you have created for yourself throughout your lifetime. The problem comes when you think these impoverished views of reality are real representations of life. For example if you have created a structure that is based on this belief: “Nothing ever works out for me!” then know that you will tune into everything that backs that belief up. Your thoughts create what you tune into so choose wisely. You are not a victim in this process unless you choose to be. There is actually a part of your brain that tunes into what you focus on in life: The reticular activating system (RAS) is located in the brain stem and plays a major role in behavioral motivation. It is very empowering to know that you can choose how you want to view circumstances in life: as a burden to be endured or an opportunity for learning and growth. 41
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Take to heart Henry Ford’s famous quote: “Whether you think that you can, or that you can’t, you are usually right.” Belief and action create your reality; God believes you can, do you? Top 3 Things to Practice Before Stressing Out: • Practice acuity. Start to observe those statements or responses to life that perhaps are impoverished and do not serve your sense of well being and inner peace. Become curious as to what pieces of information you might be deleting that if recovered would help to expand your options in life. The more options you can create, the less stress you will experience. • Remove universal quantifiers in life, they will keep you stressed out and stuck in a set belief system that does not flow with the growth of life around you: Nothing ever works out for me; nobody cares; everyone is against me; I never get noticed or appreciated; everyone gets acknowledged over me. • Use your RAS (reticular activating system) to help you tune into the positive in life. Focus on what is working out for you, what is beautiful, good, right and true in this world. You are in charge of your thoughts; your thoughts are not in charge of you. Seek out positive connections with those around you. Gratitude along with consistent sincerity and reverence for all of life will guide you back to inner peace every time you choose them over fear, doubt and worry. According to the American Psychological Association, stress costs the industry 300 billion dollars a year in job turnovers; absenteeism and stress related illnesses. Had Enough? Experience one of Lauren’s 30 Day, 3 Min a Day Wellness & Excellence Programs, Corporate Packages Available: http://laurenemiller.com/follow-up-programs Give your employees and clients the gift of stress solutions made easy. To book Lauren for interviews; keynotes, workshops and 1:1 Programs email: jdfulford@q.com Lauren E Miller, Stress Relief/Personal Excellence Educator; Founder and Managing Partner of Grab & Go Stress Solutions, International Award Winning Author/Speaker/Trainer/Coach. Through product resources; mainstream media; 1:1 coaching; workshops; seminars and 30 day, 3 minute a day programs, Lauren equips thousands of people world wide with effective, sustainable skillsets that produce positive behavioral shifts which expand the ability to excel in life without all of the stress and anxiety resulting in purpose driven, confident living; goal achievement and work-life satisfaction. Explore more of Lauren’s work in the world at her main website: Http://LaurenEMiller.com
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Imagine More! Conceive! Create! Go beyond what you’ve known. Beyond where you’ve been. Beyond what you ever hoped a home could be. Rosann can help you imagine new possibilities where uninspired ideas once dwelled. She listens carefully, researches thoroughly, and explores unceasingly until buying or selling a home is a seamless walkway to a marvelous future. She does it with business experience, negotiating skill, creative marketing, and unfailing personal service. It all starts with seeing new possibilities. Envisioning new ideas. Capturing new energy. And using the unlimited power of imagination.
Rosann Asselin RE/MAX Professionals 9200 E Panorama Cir, Ste 140 Englewood, CO 80112 www.randrteam.com rasselin@remax.net
303-717-7048
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Custom Residential DESIGN/Build, Remodeling & Roofing Contractor
Aguilar Construction Services is a fully insured and licensed general contractor with over 18 years experience. ACS strives to adhere to the four pillars of top quality contractors: Quality, Schedule, Safety and Cost. ACS provides an array of services including roofing, restoration, design/build and construction industry consulting. ROOFING - Our roofing services include, but are not limited to, complete removal and replacement, partial replacement, fire and water restoration, patching, flashing, vents, gutters and downspouts, and insurance adjuster communication. DESIGN/BUILD - Aguilar Construction Services’ Design/Build Division strives to take your ideas and turn them into a functional reality. From additions to basic remodels, ACS will work closely with you to get the most out of your project budget. RESTORATION - Industry leaders in disaster restoration and renovation. Whether it is a fire, storm, or water damage, you can count on ACS to be by your side from the very first moment and to restore your home back to normal.
P.O. Box 7425 • Denver, CO 80207 720-746-9296 • info@aguilarcs.com www.aguilarcs.com
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So sophisticated that it’s dubbed the “Apple Store” of dispensaries
Euflora is a new luxurious high-tech recreational dispensary with three locations including the main store in the popular 16th Street pedestrian mall. It is our goal to provide all out of state tourists and Colorado residents alike whom are over the age of 21 with the best cannabis products in an interactive and friendly store.
As seen on
Three Locations to Serve You! Downtown Denver 16th Street Mall 401 16th St Mall Denver, CO 80202 (303) 534-6255
East Aurora Gun Club Road 6260 S Gun Club Rd Aurora, CO 80016 (303) 766-8677
West Aurora Buckley Road 4343 S Buckley Rd Aurora, CO 80013 (303) 680-1016