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The Truth About US Healthcare with 28 percent college graduates, and 27 percent with advanced degrees. “We can take a number of paths to increase our listener base,” said Chaet. “I like the podcast angle, but we’re open to other channels such as syndication to see that our messaging is available to more consumers.” Jones is thrilled with the show’s immediate impact and positive trajectory. “People are hungry for healthcare information,” said Jones. “In America, we’ve practiced sick care. But in the future, we need to be practicing preventative and wellness care. How do you transition from one to the other? That’s what we’re trying to help people understand.”
What is Your Most Valuable Asset and How Do You Protect It? BY NICK TRAWINSKI
So, what is your most valuable asset, really? Your retirement account? Your Home?
For more information on Healthcare Now, contact John Kelly at (407) 701-7424 or HealthcareNow@OrlandoMedicalNews.com Tune in 7-8 am every Saturday on 950 AM/ 94.9 FM-The Answer.
You are…along with your continued ability to earn an income. Without your income nothing else is possible. According to Medscape the average US physician makes about $290,000 per year. This means that the average physician has a career earning potential of just over $10 million dollars. According to Life Happens. org, 1 in 4 people will suffer a long-term disability prior to their age of 65. If a physician suffers a disability at the age of 45, they have the potential to lose nearly $7 million dollars of future income. You already spend thousands of dollars a year insuring your expenses like your home with homeowners insurance and your car with car insurance, but how much disability insurance do you have? And more specifically, how much Own Specialty Disability Insurance do you have?
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‘Rising Star’ Shines United States. My chair is a Black woman who leads the No. 8 materials science department in the country. And my dean is one of only about 70 female engineering deans or directors in the country.
You recently participated in UF’s Black Voices in Research storytelling event. Why did you take part? Through vulnerability we can change perspective on our own prejudices. We are all prejudiced, we all carry bias, but taking time to say, “This is my experience,” and then having other people respond with, “Oh, wait! That resonates with me,” allows us to see each other from a different context. It allows us to connect and build a network. Through these connections, we’re able to become better researchers and better scientists, and that’s the true mission.
What is Own Specialty Disability Insurance? Own Specialty Disability Insurance is a type of Long-Term disability policy that was designed with physicians in mind. It provides you with a tax-free income replacement if a sickness or injury prevents you from working in your medical specialty. It also continues to pay your full tax-free benefit even if you elect to continue to work in another occupation.
What did you want to be when you grew up? When I was 10, I was obsessed with biology. I watched a PBS series on mold … so I decided I was going to grow some with a plastic container, some bread and water. I wiped my fingers in dust, put the dust on the bread, sealed the container and hid it in my mom’s dresser. I remember my mom finding the mold a week later — I was successful! From there, my love of biology grew.
Do you have Own Specialty Disability Insurance? Own Specialty disability insurance for physicians can
What do you like to do when you’re not researching? Other passion projects, such as working out and being physically active, are an absolute requirement for me. My favorite is Zumba or dance fitness. I also enjoy reading and learning about personal finance. With COVID-19 limitations, I’ve also enjoyed calls with friends and setting up different communities virtually.
What was your reaction when you found out you were on the Forbes list? I found out that morning when everything was already released. I’m the kind of person happier doing my work, planning and interacting with my students, or training them to do things and seeing their excitement. So, when I found out, I was kind of like, “OK.” I let my family know and then I tweeted about it because I thought it was worth celebrating, but literally within the next 30 minutes I went back to my writing group and kept writing the rest of the day because I was trying to complete additional proposals.
So, no celebration at all? Yeah, well, I think I bought myself my favorite meal: chicken tenders and fries. I know it’s not the healthiest, but it’s really good every now and then.
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only be purchased through one of 7 disability carriers: Ameritas, Guardian, MassMutual, Mutual of Omaha, Ohio National, Principal or The Standard. If you have Long-Term Disability Insurance through your employer (group coverage), The American Medical Association (AMA), or Northwestern Mutual then your income is at risk in the event you suffer a disability because you may not have true Own Specialty Disability coverage.
How Much Does It Cost to Protect My most valuable asset with True Own Specialty Disability Insurance? If you rely on your income to afford your lifestyle then you cannot afford to go without Own Specialty Disability Insurance. The cost to purchase a policy varies on the coverage you need, your sex, age, medical specialty, medical history, and the state in which you reside. The average U.S. doctor pays $500 dollars a month for coverage. When purchasing your coverage be sure to inquire about any available hospital or professional association affiliation discounts which might be available to help you save on your premiums. Nick Trawinski is the Principal Agent at InsuranceMD, an independent insurance agency working exclusively with physicians advocating that every physician has True Own Specialty Disability coverage. We provide physicians with quote comparisons from all 7 carriers, and we shop for any available discounts to ensure each physician is getting the best coverage at the best price. We care about your disability insurance; you can request quotes here and schedule a call with one of our experienced agents to help you determine how much Own-Specialty coverage you qualify for at the best rate available. Visit InsuranceMD.com
