COMPLIMENTARY
osceola
March/April
Newspaper
2015
www.OHP.com
HUNTER’S CREEK
Woman s Health Center Warmly Welcoming New Patients Specializing in Minimally Invasive Procedures ~ In Office Surgery Center ~
OBSTETRICS & GYNECOLOGY • Pre-Natal Care • Routine Gyn Check-ups Most Insurance Accepted, Including Medicaid & Medicare • Family Planning Birth Control • Infertility Evaluation & Basic Treatment • Pelvic Pain, Endometriosis, Uterine Fibroids • Urinary Incontinence • Hysteroscopy with D & C • Heavy Periods * Pelvic Floor Reconstruction • Colposcopy- Evaluation and biopsy of cervix under microscope • Major Gynecology Surgery •In Office Scarless Tubal Ligation Michael Denardis, D.O. Obstetrician / Gynecologist
Mark Palazzolo, D.O. Obstetrician / Gynecologist
Marcietta Wilson- Coleman, D.O. Obstetrician / Gynecologist
Denise Klemczak, D.O. Obstetrician / Gynecologist
Rachel Lambert, DO Obstetrician / Gynecologist
Veronica Figueroa, M.D. Obstetrician / Gynecologist
Melina Alcivar, N.P. Nurse Practitioner Office Hours: Monday-Wednesday 8am-5pm Thursday 8am-7pm Friday 8am-5pm Saturday 8am- 12pm
Kissimmee Woman's Health Center 407 N. Main St., Kissimmee
407-518-1074
1160 Cypress Glen Cir., Kissimmee 1018 Cypress Parkway, Poinciana 13 Neptune Rd, Kissimmee
Table of Contents COMPLIMENTARY
osceola
March/April
Newspaper
2015
PAW PRINTS
SMART SKIN SERIES WITH DR. STEPPIE By Dr. Michael Steppie ................................. 10
Preventing the Preventable By Dr. Gary A. Borgman ............................. 19
BUSINESS & FINANCE LOOK THROUGH THIS “LENS” WHEN MAKING SOCIAL SECURITY DECISIONS Courtesy of Edward Jones ............................ 14
AUTO THE FOUR CYCLE ENGINE By Troy Josephsen ......................................... 20
HOME & GARDEN
www.OHP.com
COVER STORY ............................. 12-13
HEALTH & MEDICAL
LANDSCAPE PLANTS: WEEDS OR WILDFLOWERS? By Eleanor Foerste ....................................... 15
EMERGENCY ROOM FAQS INSIDER TIPS FROM FLORIDA HOSPITAL DOCTORS AND NURSES .......................... 6 IRREGULAR HEARTBEAT? PHYSICIANS FREEZE ATRIAL FIBRILLATION RIGHT IN ITS TRACKS
COMMUNITY CITY GIRL IN A COUNTRY WORLD DIVA GLAMPING 360! .......................21
FASHION PUT A SPRING IN YOUR STEP WITH FASHION’S NEWEST COLORS AND TRENDS
NEW TRAFFIC LAWS By Sheriff Bob Hansell.................................. 22
By Terry Lynn Morris................................... 17
Courtesy of Osceola Regional Hospital.......... 8 Visit us online at www.OsceolaWoman.com
www.facebook.com/osceolawomannewspaper
Mar
May 5, Tuesday • October 15, Thursday
11:30am ~ 1:00pm
Heritage Club Room OSCEOLA WOMAN NEWSPAPER
WOMEN of Influence
Inspiring, Motivating & Empowering Women
LUNCHEON
1875 Silver Spur Lane • Kissimmee, FL 34744 Guest Speak ers from Osceola Regional Women of Influence: Twis Lizasuain, Public & Media Relations Director, Osceola County Sheriff’s Office Jo Thacker, Partner Broad and Cassel Law Firm
Presented by
SCHOOL OF NURSING REGISTRATION Underway • Limited Seats • CALL US NOW! Classes Starting Soon
* Want to be an...
NEW PATIENTS AND EMERGENCIES WELCOME!
Join our ASSOCIATE DEGREE in NURSING program today!
EVENING APPOINTMENTS FINANCING AVAILABLE Personalized Service Smile Makeovers • Cosmetic Dentistry Porcelain Veneers • Invisible Fillings In Office “Spa” Bleaching • Root Canals • Implants Extractions • Pediatric Care • Partials Dentures Iv Sedation
407.957.5344 2618 13th St. / St.Cloud, FL (Right across from Kentucky Fried Chicken & Dairy Queen)
www.dentistorlando.com
Se Habla Español
Most Insurances Accepted
Because Varicose Veins & Leg Pain Are Never In Style... Call Today 407.518.4982 Se Habla Español
* Want to be an... ASK US about our MORNING - EVENING - WEEKEND Class Schedules*
LPN ?
Join our PRACTICAL NURSING program today!
LPN-RN
Bridge / Transition
FAST-TRACK options
LPN (Practical Nursing) program in just 1 year* LPN - RN Bridge Assoc. in Nursing Degree program in 1 year* RN Generic Assoc. in Nursing Degree program in just 1 yr. 9 months*
MED-LIFE 3465407-434-0008 W. Vine Street • Kissimmee
INSTITUTE
(off Dyer Blvd. by the SunTrust Bank)
www.MedLifeInstitute.com
*Limited seating and very competitive –– must satisfy and pass the State Board exam requirements for LPN or RN potential licensure; Timeframe and class times vary per individual programs and sessions...please, contact our Admissions Office for more details concerning course requirements and schedules.
Do you suffer from: - Leg pain, aching or cramping - Fatigue in the legs - Bulging veins - Restless legs - Ankle swelling - Leg ulcers, open wounds or sores - Burning or itching of the skin on the legs
?
If yes, call us today to request a consultation! We want to help you take control of your health! Dr. Hannum offers minimally invasive, in-office vein treatments. Both the Venefit procedure & laser are covered by majority of insurance plans!
Dr. Scott Hannum Vascular Surgeon, Vein Care Specialist Fellowship Trained / Board Certified
Kissimmee
720 W. Oak Street, Suite 380 Kissimmee, FL 34741
Poinciana Medical Arts Office 339 Cypress Pkwy, Suite 240 Kissimmee, FL 34759
www.facebook.com/HannumVascular 4 © March/April 2015 The Woman’s NewspapersTM
2014.BTS
Lizette A. Morad, D.M.D
RN ?
From the Publisher Mail to:
111 E. Monument Ave. Suite 401 Kissimmee, Florida 34741
Phone:
407-891-9771
Email:
kblain@osceolawoman.com gblain@osceolawoman.com
Web:
www.osceolawoman.com
Facebook: facebook.com/OsceolaWomanNewspaper Publisher Kena Blain Editor Gregg Blain Associate Publisher Michelle Feliciano Art Director Amy Posadas Graphic Designer Beatriz Lopez Staff Writer Jena Threadgill Freelance Writers Dr. Gary Borgman Cleve Grissom Troy Josephsen Terry Lynn Morris Dr. Michael Steppie Sheriff Bob Hansell Eleanor Foerste,
Univ. of Florida Osceola Co. Ext.
Maggie Josephsen
Dear Readers, March is Women’s History Month, with March 8th being International Women’s Day. This is a global day celebrating the economic, political and social achievements of women past, present and future. In 1975, International Women’s Day was given official recognition by the United Nations. JOIN US and BE THE CHANGE! This time makes me reflect about the women before us that have made history – gaining the right to vote, breaking the glass ceiling, ignoring the barriers placed in our way due to gender. They would be so proud to see women honoring their cause with determination and integrity. I found in data that was released by the National Federation of Independent Business in 2012, that women have been starting businesses at a higher rate than men for the past 20 years. In the past 15 years, the number of women-owned businesses grew by 54%. There are currently 8.3 million women-owned businesses in the United States. Women will create more than half of the 9.72 million new small business jobs expected to be created by 2018. Additionally, more businesses are being started from home offices throughout the country. This looks like a trend taking shape that is here to stay. In spite of all the hurdles I believe that entrepreneurship just might be the new women’s movement. Please check out our Facebook page this March as we begin posting Daily Inspiring messages for women. Changes will be coming for our next issue with a new look on our website. We will be starting a Blog and as well as adding exciting new articles on our site that we just won’t fit in every issue. So we will have some WEB Extras for our readers. Readers, please let us know how you like the new version of our name on the front cover. Send an email to info@osceolawoman.com Have Happy Women’s History Month & Easter. See you in May…………………
Kena Blain, Publisher
Happy 17th Birthday Chase Wille!! Osceola Woman NewspaperTM is published bimonthly and is available free of charge, by subscription, display stands in approved private and public establishments and authorized distributors only. Trademark and U.S. Copyright Laws protect Osceola Woman NewspaperTM. No part of this paper may be reproduced without the written permission of the publisher. Osceola Woman NewspaperTM is not responsible for any editorial comment (other than its own), typographical errors from advertisements submitted as camera-ready or any reproductions of advertisements submitted as camera-ready. If an advertisement does not meet our standards of acceptance, we may revise or cancel it at any time, whether or not is has been already acknowledged and/or previously published. The advertiser assumes sole responsibility for all statements contained in submitted copy and will protect and indemnify the Osceola Woman NewspaperTM, its owners, publishers, and employees against any and all liability, loss or expense arising out of claims for libel, unfair trade names, patents, copyrights and propriety rights, an all violations of the right of privacy or other violations resulting from the publication by this newspaper of its advertising copy. Publisher shall be under no liability for failure, for any reason, to insert an advertisement. Publisher shall not be liable by reason of error, omission and/or failure to insert any part of an advertisement. Publisher will not be liable for delay or failure in performance in publication and/or distribution of all or any portion of an issue is delayed or suspended for any reason. The publisher will exercise reasonable judgment in these instances and will make adjustments for the advertiser where and when appropriate. Osceola Woman NewspaperTM assumes no responsibility for unsolicited material or reproductions made by advertisers. This newspaper will be published by the 15th of every other month. The opinions of our authors do not necessarily reflect the opinions of Osceola Woman NewspaperTM, our publisher, our editorial team and/or our advisory board. The authors are solely responsible for the content of their submitted material.
© March/April 2015 The Woman’s NewspapersTM 5
Health & Medical
Emergency Room FAQs
Insider Tips from Florida Hospital Doctors and Nurses
E
mergencies don’t ask for permission. Or come with directions. They just happen — every day and everywhere. And going to the emergency room can be scary. What should you bring? What can you expect?
Emergency room physicians and nurses from Florida Hospital provide answers to these and other commonly asked questions.
Q: What should I bring with me to the ER? A: A photo ID is required along with insurance information for the patient. To
assist your medical team in providing the most efficient care, a list of currently prescribed medications is very helpful. You may also want to bring a charger for your phone. If the patient is a child, bring something comforting like a favorite blanket, as well as something to help pass the time such as a book, crayons or a game.
Q: Is there anything I should NOT bring with me? A: The ER can get crowded, so limiting family members to two visitors creates a
smoother process for everyone. We discourage visitation from those who have a weakened immune system and those who are vulnerable due to age, including small children and the elderly. Also, it is best to leave valuables and medications at home. A list of current medications and their dosage is most helpful. The hospital can provide those medications to you during your stay.
Q: Why does it seem like there is always a long wait, no matter which ER I choose? A: We understand that waiting in the ER can be frustrating, and it can be difficult
to predict wait times. Each patient is afforded adequate time for diagnosis and treatment to ensure the best care and outcome possible. Patients with a higher level of severity (meaning they are very sick or have a more critical injury) may take longer to evaluate. If a lot of severe patients come in, the wait time may be longer.
Q: Why does it take longer for me to be seen when someone else just walked in and
was called to a room right away?
A: A triage nurse evaluates every patient and determines a level of severity of illness or injury. This assessment determines if a patient requires immediate attention. If a patient arrives having a heart attack or stroke, they will be seen right away, even if the waiting room is full.
nurse will come in to introduce themselves, a doctor will also come in (some with a scribe who takes notes for your medical record) to assess you and ask questions regarding your chief complaint (“What brings in you in today?”), medical and surgical history as well as any current medications or allergies you may have. After this assessment, the doctor determines your plan of care (such as lab work, x-rays, CT scan, etc.) and enters these orders into the computer. The nurse or technician will come in to perform those tests, and you may be wheeled to another area if a CT or MRI is ordered. The length of time that each of these tests take is posted in your room for reference. Once all of the results are available to the doctor, he or she is able to make a decision if you should be discharged (you can go home!) or you need to be admitted. When you are admitted, the physician has determined further medical observation or interventions are needed.
Q: Are there times when I should go to an urgent care facility, like Centra Care,
instead of an emergency room?
A: We’ve created this handy chart for you to reference so you always know where to go.
Conditions Asthma Bleeding Burns Broken bones Chest Pains Cuts Eye irritation Fever Flu Shot Heart palpitations Loss of vision, numbness or slurred speed Persistent cold Persistent cough
Q: If I call 911 and come in on an ambulance, will I be seen faster?
Poisoning
Not necessarily. Patients arriving by ambulance are given an assessment for severity just like patients who arrive in their own car or on foot.
Skin rash
Q: What can I expect when I get back to a bed or room in the ER? A: Once you are in a bed, you will be asked to change into a patient gown, your 6 © March/April 2015 The Woman’s NewspapersTM
Seizures or convulsions Sore throat Sprained muscle
Emergency Room
Urgent Care
Know where to go — visit
FloridaHospital.com/ER
YOUR FAMILY OF CARE 8 ERs. 22 urgent cares. 1 emergency network.
Emergencies don’t ask for permission. Or even for directions. They just happen—everyday and everywhere. Which is why we built a convenient network of facilities across Central Florida to treat life’s unexpected detours. Whether mending a sprain at an urgent care location or saving the life of a loved one at an emergency room, our trusted expertise is ready when—and where—you need us. Just another example of our family caring for yours.
CH-14-22284
Florida Hospital is the #1-ranked hospital in the state for the second year in a row.
© March/April 2015 The Woman’s NewspapersTM 7
Health & Medical
Irregular Heartbeat? Physicians Freeze Atrial Fibrillation Right In Its Tracks
Y
our heart skips a beat. Followed by a thump. It palpitates and races, leaving you sweaty, dizzy, weak and short of breath. The symptoms of atrial fibrillation (AFib) can be debilitating and the complications could be deadly, but a new procedure at Osceola Regional Medical Center has physicians freezing the heart condition dead in its tracks. “We’re happy to offer our patients a minimally invasive, alternative treatment for atrial fibrillation. The new balloon based technology called cryoablation uses cryo, or freezing, energy to disable heart tissue that causes abnormal heartbeats,” said Naushad Shaik, MD, cardiac electrophysiologist at Osceola Regional Medical Center. In atrial fibrillation, the upper chambers of the heart experience erratic electrical signals. This results in rapid and abnormal heart rhythm. The heart normally beats at a rate of 60 to 100 beats per minute. In atrial fibrillation, the heart rate may range from 100 to 175 beats per minute. With the cryoablation technique, physicians use a balloon catheter to freeze disruptive heart tissue so it can no longer interfere with the heart’s normal rhythm. Before now, physicians would use extreme heat to destroy the tissue. “Traditionally, we would use radiofrequency ablation (RFA). With this procedure, a catheter sends short bursts of intense heat energy to problem areas that cause abnormal heart beats,” Dr. Shaik explained. “We were burning a circle around the veins that cause atrial fibrillation, so we could electrically isolate them. The new “cooler” procedure offers some advantages over RFA, including shorter procedure time and faster recovery for patients. It has been found to be less likely to damage heart tissue.
“There is more predictability of case time and less maneuvering around the left atrium. There is also less pericarditis as there is no burning to the left atrium, Dr. Shaik added. Nearly 3.5 million Americans are living with AFib. That number is expected to double by the year 2035. As many as 900,000 new patients are diagnosed each year, and the longer a person has untreated AFib, the less likely it is that normal rhythm can be reestablished. Dr. Shaik says it’s important to see a doctor, even if the symptoms are subtle.
“The more our residents know about how to care for their heart and warning signs to look for, the better equipped they will be to lower their risk of developing a heart condition. They will also be more likely to seek help if they notice something is wrong,” Dr. Shaik said. Although it isn’t usually life threatening, AFib can sometimes require emergency medical treatment. The condition could cause blood clots to form in the heart and eventually lead to a stroke. AFib accounts for as many as 20 percent of all strokes, and unmanaged AFib can be a contributing factor to heart failure.
“This is one of the main reasons we do the community lectures. We want people to know if From diagnostics to treatment, the Cardiac they are experiencing these symptoms, irregular & Vascular Institute offers a full range of heartbeat, fatigue, shortness of breath, it’s imperative to see a physician sooner “We want people to know if they are experiencing rather than later,” Dr. Shaik these symptoms, irregular heartbeat, fatigue, said. The community lectures are a part of Osceola Regional’s Central Florida Cardiac &
shortness of breath, it’s imperative to see a physician sooner rather than later,” Dr. Shaik said. interventional and electrophysiology procedures. Osceola Regional provides the county’s only Accredited Chest Pain Center with Percutaneous Coronary Intervention and Advanced Primary Stroke Center. In addition, the hospital has been recognized for quality heart surgery by the Society of Thoracic Surgeons, placing the program in the top 13% nationally.
Vascular Institute’s (CFCVI) Healing Hearts on Wheels community program. Physicians from the hospital go into the community to hold free, one-hour lunch seminars where residents can learn about heart conditions, treatment options and preventative measures. The lectures are presented in both English and Spanish.
8 © March/April 2015 The Woman’s NewspapersTM
“We pride ourselves on offering the highest levels of patient-centered, quality care. The addition of the cryoablation technology for AFib is just one example of how we are combining advanced technology with physician expertise to offer the best options and great outcomes to our patients,” Dr. Shaik said. For more information about AFib, Osceola Regional’s Cardiac & Vascular Institute or to view the hospital’s calendar of events, visit www.OsceolaRegional.com.
BiggerBetter.com
GROWING WITH
OUR COMMUNITY.
We started small. We started as an idea. Soon, we flourished into one of Florida’s finest hospitals. We continue to spread, stretching our branches within our surrounding community. Osceola Regional Medical Center is at the heart of your healthcare in Kissimmee and we keep getting bigger and better. So when you’re looking for healthcare that can stay ahead of your changing needs, choose the healthcare system that’s always on the grow … Osceola Regional Medical Center.
Experience the New Osceola at YouTube.com/OsceolaMedCenter. To find a doctor or to ask our registered nurses healthcare questions, call 1-800-447-8206. Osceola Regional Medical Center | 700 W. Oak Street, Kissimmee, FL | 407-846-2266
© March/April 2015 The Woman’s NewspapersTM 9
SMART SKIN SERIES WITH DR. STEPPIE Michael Steppie, MD
On Eczema
What is Eczema?
Eczema is commonly known as atopic dermatitis, but can also be split into types called nummular eczema and dyshidrotic eczema. Atopic dermatitis often begins in infancy or childhood and causes severe itching along with a red, patchy, dry rash. Nummular eczema typically appears in a round pattern, and dyshidrotic eczema usually begins with small water blisters on the hands and feet.
SERVING FOR
Eczema and atopic dermatitis can be unsightly, itchy and even painful. If you suffer from one of these skin conditions, our Orlando dermatology practice can help. Skincare specialists have successfully treated countless patients achieve clear, smooth, itch-free skin.
Signs and Symptoms
Eczema can appear in infants as young as two or three months old, beginning as an itchy, dry, red rash on the face and/or scalp. In children aged two years and older, it is more commonly seen on the neck, wrists, ankles and creases of the knees and elbows. Eczema in older children typically is bumpy in texture and can cause skin to thicken due to itching. Atopic Dermatitis is rare in adults unless they experienced in childhood. In adults, it presents as very dry and scaly and appears on the neck and face, around the eyes, on the trunk, and in knee and elbow creases.
Diagnosis and Treatment
At our practice, the diagnosis of eczema (nummular or dyshidrotic) or atopic dermatitis is based on clinical signs and symptoms, but the skin can be biopsied to determine type. Treatment programs are designed based on the type of eczema and individual patient needs, and aimed at reducing inflammation, controlling itching, preventing new flare-ups, and clearing infection. Common medications include topical creams and ointments, skin hydration instructions, and sometimes antibiotics.
Follow up and Outcomes
There is no cure for eczema, but it can be controlled with treatment. Allergy testing may be necessary if there are other conditions present such as hay fever, asthma, or food insensitivities. Family genes may play a role in eczema but it is not contagious. Associates in Dermatology treats conditions and diseases of the skin, hair and nails and boasts a staff of dedicated, caring physicians, physician assistants, nurse practitioners and paramedical clinical estheticians. The practice accepts most health plans.
General & Surgical Dermatology Cosmetic Dermatology MOHS Micrographic Surgery President and Medical Director & SKIN CANCER EXPERT
Patients’ Choice Award Winner for the 3rd consecutive year!
Your Family’s Dermatology Practice KISSIMMEE 725 East Oak Street ST. CLOUD 3106 17th Street POINCIANA 339 Cypress Parkway, Ste. 110 CELEBRATION 400 Celebration Place, Ste. A-120
Altamonte Springs • Clermont • Davenport SERVING CENTRAL FLORIDA Dr. Phillips • East Orlando • Ocoee • Sumterville FOR OVER 25 YEARS
SERVING CENTRAL FLORIDA FOR OVER 25 YEARS
10 © March/April 2015 The Woman’s NewspapersTM
Helping Businesses Grow & Succeed Interested in... • Increasing Sales • Improving Cash Flow • Starting a Business • Exporting
• Obtaining Financing • Winning Government Contracts • Preparing for Disaster
Let the Florida SBDC Help You! Call 407-847-2452 to schedule an appointment for NO-COST consultations or to learn more about the FSBDC at UCF visit www.sbdcorlando.com. We look forward in helping your business grow and succeed!
Hosted by
© March/April 2015 The Woman’s NewspapersTM 11
Cover Feature Professional Rodeo Cowboys Association Comes To Osceola by Maggie Josephsen
T
his March, in part due to Professional Rodeo Cowboys Association (PRCA) Commissioner Karl Stressman, Osceola County will host the 2015 Ram National Circuit Finals Rodeo (RNCFR). Last year, there were major renegotiations for the host cities of both the Wrangler National Finals Rodeo (NFR) and the RNCFR. After being edged out of the running by Las Vegas for the NFR, Osceola County stepped up to the plate to partner with the PRCA to host this prestigious event. Stressman said, “[The RNCFR] will pay in excess of a million dollars in cash and prizes, and [Osceola has] been wonderful partners for us. Rather than sulking and walking away feeling they hadn’t won the prize [of the Wrangler NFR], they stepped up to the plate and said, we’d really like to be partners.” In fact, Stressman said that PRCA and Osceola County are a great fit for each other. A lot of people seem to think Osceola County is much further from Dallas than Las Vegas. In reality, if you plug it in to your GPS Kissimmee is actually closer- not by much, but still closer. Additionally, Osceola County brings families together already with what it has to offer in tourism and that is one of the features PRCA looks for in its target markets. Stressman is pleased that both events have landed in such great host locations. “We now feel like the Professional Rodeo Cowboys Association has two of the finest tourism-driven areas in the country to have championship events,” he said. “This will be an exceptional event. [in Florida].” While Stressman ,PRCA Commissioner, is thrilled with the location of events, he is also facing a major challenge to professional rodeo-declining competitors. “The challenge is that the history of these events are real ranch tasks, and that history is
12 © March/April 2015 The Woman’s NewspapersTM
going away,” Stressman said. “When I was a kid, you still had the opportunity to get out on a horse and ride and rope a steer in a pasture if you had to, but that segment of the market is shrinking in that area. So we have to make it more of a mainstream participation activity.” Of course, in Osceola County, we still have ranches and families that can start their training young, but it is dangerous and expensive to pursue. Then there is the added challenge of young people whose attention is diverted from rodeo by other sports which are more accessible and less expensive to pursue through school athletics and intramural teams. Stressman hopes that by developing professional rodeo as a more lucrative career option, it will encourage more young participants who will develop into the professional rodeo stars of the next few decades. He hopes that more students as young as elementary school will begin to dream of rodeo careers, and that their families will encourage them to start training and working toward the goal of competing in the future. In addition, Stressman says that 51% of the PRCA fan base is women and he challenges any other sport out there to say that. Women are great fans who bring brand loyalty and strong buying power, and the PRCA is proud to have them. For more information on the Ram National Rodeo, please go to www.OHPark. com or for group sales call 321-697-3321. Interview by Kena Blain, Osceola Woman Newspaper. Article written by, Maggie Josephsen.
Business & Finance Look Through this “LENS” When Making Social Security Decisions Article courtesy of Edward Jones
Y
our Social Security benefits can be an important part of your retirement income strategy. But when should you start taking these payments?
You can begin accepting Social Security as early as 62, but your monthly checks will be much smaller than if you wait until your “full retirement age,” which will likely be between 66 or 67. And these monthly payments will get even bigger if you wait until age 70, at which point they “max out.” So, should you take your Social Security as early as possible and hope that the smaller monthly payments will be justified by the extra years of receiving them, or should you wait until you are older and hope that the bigger checks will be worth the delay?
over the annual limit ($41,880 in 2015). The withheld amounts could also affect spousal benefits. However, beginning the month you attain your full retirement age, benefits will no long longer be withheld based on how much you earn. Also, Social Security will recalculate your benefits at full retirement age to account for the benefits that were withheld. In any case, if you do plan to continue working, and you think you could have significant income, you’ll need to understand the effect that earnings will have on your annual benefits.
In weighing this decision, consider the acronym LENS, which stands for Life expectancy, Employment, Need and Spouse. Let’s look at each component:
Need — In deciding when to take Social Security, here’s a key question: Do you need the money? If you can support your lifestyle for several years with alternative sources of income (such as a pension) and modest withdrawals from your investments, you may be able to delay Social Security, thereby increasing the size of your monthly payments. Be careful, though, because relying too heavily on your investment portfolio can shorten its own “life expectancy.” It’s essential that you maintain a reasonable withdrawal rate for your investments throughout your retirement.
Spouse — Your decision of when to take Social Security will affect your spouse’s survivor benefit. Surviving spouses can receive their own benefit or 100% of their deceased spouse’s benefit, whichever is greater. So, if you Life expectancy — If your family has a history of longevity, and if you are were to take your Social Security early, when the payments are smaller, your in excellent health, it may make sense for you to take Social Security later, PreNeed4x3Oct13_Layout 1 10/1/13 2:27 PM Page 1 benefits will also be permanently reduced. If you are older spouse’s survivor when your monthly benefits will than your spouse, or otherwise be higher. You’ll also want to expect your spouse to outlive consider your spouse’s life exyou, it might be a good idea to pectancy. delay taking Social Security to maximize the survivor benefits. Employment — If you want to
Do your loved ones know your
keep working in your “retirement years,” be aware that your earnings could affect your Social Security payments. Specifically, if you take Social Security early — that is, before your full retirement age — your benefits will be withheld by $1 for every $2 in earned income above a certain amount ($15,720 in 2015). During the year in which you reach your full retirement age, this withholding changes to $1 for every $3 in earnings
final wishes?
As you think about when to take Social Security, look at your decision through the LENS described above. It could help clarify your options.
Pre-planning your funeral offers more than just peace of mind. • Ensures wishes are carried out • Keeps costs at today’s prices • Relieves your family of difficult decisions • Prevents emotional overspending
OsceolaMemGds.com St. Cloud
Poinciana
407-957-2511 407-931-4811
14 © March/April 2015 The Woman’s NewspapersTM
Kissimmee
407-847-2494
This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. For more information on investing your money please contact Cleve Grissom at 407891-7833.
Home & Garden
LANDSCAPE PLANTS: WEEDS Or WILDFLOWERS? by Eleanor Foerste
H
ow do you know if the plant in your yard is a weed to pull or a wildflower to keep? The phrase “growing like a weed” may be
a hint.
Florida landscapes and natural areas are facing a common enemy: exotic invasive species. These include weeds with pretty flowers or fruit or animals brought in as pets. We have aquatic weeds and fish invading our waterways and invasive snails, lizards, snakes, and other animals that are eating our native plants and wildlife. All exotic species are not invasive. We enjoy oranges and roses from the orient but they do not grow rapidly and take over our yards. They behave and stay where we put them. Exotic invasive species are types of plants and animals that arrived in Florida after early explorers traveled across the state. Once they escape cultivation or care, they cause environmental and/or economic harm. They have come in on ships, in luggage, in lumber, in packaging from other counties, or released by residents when they were no longer wanted. When the invasive species arrived, they did not come with the natural enemies that prevented them from becoming a problem in their homeland. Without this natural biological control and management system of predators or diseases, the species arrived here and thrived, overtaking landscapes and natural areas and competing with native plants and animals for food, space and sunlight. How do you know what plants to keep and what to pull? Contact UF IFAS Extension Office at Osceola Heritage Park (OHP) or call 321697-3000 for plant identification and growing tips for Florida Friendly Landscapes including vegetables and fruits. Master Gardener volunteers and Extension faculty can help you recognize invasive plants and animals to remove and provide information on plants for special places such as shady, wet or dry areas. If you know someone who has an exotic pet they can no longer care for such as a fish, turtle, lizard, bird or snake, please let them know that letting them lose into the wild is not legal or humane. The Florida Fish and Wildlife Conservation Commission is cosponsoring a Pet Amnesty Day at Extension Services at OHP on Saturday, May 16 to collect unwanted pets and give them to others that can care for them. There will be a variety of educational exhibits free to the public. Contact me for more info at efoerste@ufl.edu. Written by Eleanor Foerste, UF/IFAS Osceola County Extension. For additional information call 321-697-3000.
OSCEOLA PLUMBING INC. 407.892.1554 On Call Services Commercial & Residential New Installation & Repairs RE-PIPES • LEAKS • STOPPAGES • WATER HEATERS • info@osceolaplumbing.com • www.osceolaplumbing.com RF11067605 © March/April 2015 The Woman’s NewspapersTM 15
16 © March/April 2015 The Woman’s NewspapersTM
Fashion
Put a Spring in Your Step with Fashion’s Newest Colors and Trends by Terry Lynn Morris
S
pring is here! It’s time to pack away your heavier sweaters and jackets (keep the lightweight versions on hand for cool spring nights and chilly, air-conditioned interiors) and go shopping! This spring’s colors and top trends once again offer the widest variety I’ve seen in years, but the options can be overwhelming. Here are some tips to consider before shopping so you can spring fashionably forward without breaking the bank. Know “your” colors: Your skin tone and hair color has everything to do with selecting the appropriate colors that look good on you, regardless of what’s “in.” For example, according to the color trend experts at Pantone®, this season there is a move toward the cooler and softer side of the color spectrum with understated brights, pale pastels, soft cool hues and nature-like neutrals. Personally, I don’t wear these colors because I’m a classic “winter” with intense hair and eye color. I look best in bold shades, black, white, red and jewel tones. I’m in luck this season, though: black and white is everywhere in a variety of textures, patterns, and silhouettes. Blue and white is a subtle variation that can make a statement. And headto-toe white is the newest styling trick. Mix textures, layer multiple pieces, and team various shades. Lastly, believe it or not, yellow is the saturated color of the season - from amber and canary to saffron and marigold. Think you can’t wear it? Think again; the trick is figuring out your skin’s undertone, then finding the hue that best complements it. Know what styles make you look your best: Let’s start with my personal favorite, the dress. What could be easier – one zip and you’re out the door! And according to dressbarn (we have one of their stores on property), studies show wearing a dress makes you smile more. Trending in dresses this spring are sweet prints
and patterns that pop. As for color - happy blue year! The color in every hue is huge this spring, along with white and pink. Of course, you’ll want to find a shape and size that best fits your figure. Here’s a guideline: A sheath or fitted dress works well if your waist is in line with your shoulders, while a shift or fitted dress works best if you are bigger on top and proportionally wider in shoulders, bust or back. A wrap or faux wrap dress works well if you have a little extra in the middle; it hides a multitude of sins! And an A-line or fit & flare work well if you are bigger on bottom and proportionally wider in hips, bottom or thighs. Know your trends: Check out the fashion websites to see what’s trending for spring and add a handful of items to refresh your wardrobe. Straight from the 2015 Fashion Week runways are these trends: the classic shirt dress, but reimagined with drop waists, double high slits, and more; tiny check plaids; culottes, which can be taken to work this season by
pairing with blazers, tailored button-downs, and high heels; medium-size “obi” belts, flattering when knotted to the side; one-shoulder cuts in blouses; roomy denim jeans; polo-style shirts; military looks; and feet rejoice! Comfortable shoes, whether flats, slides or sneakers. At our G by Guess Outlet store these trends emerge in edgier looks, from midi-skirts, rompers, swing tanks and high-wasted shorts for ladies to super-cool herringbone jackets with military details for the guys. Add a fresh new look without adding to your bottom line. Stores are bursting with new merchandise, so shop now for the widest variety, plentiful sizes, and at great prices, too. Outlet shopping centers have incredible finds, often at 20-70% and more off retail. Learn more at www.LBVFS.com and hop on over soon! Written by Terry Lynn Morris, Director of Marketing, Lake Buena Vista Factory Stores.
St. Cloud Health Foods Gluten Free Foods
SUPER TUESDAY
20% OFF
All Nutritional Supplements First Tuesday of the Month
407-892-1962
4042 13th Street, St Cloud
Next to Staples • Open Mon-Sat 9am to 6pm
St. Cloud Health Foods
© March/April 2015 The Woman’s NewspapersTM 17
Board Certified Civil Trial Lawyer
Gary Doane, p.a. Personal Injury ~ Wrongful Death 230 E. Monument Ave., Suite D • Kissimmee, Florida 34741 407-648-2000
Do You Have the Heart for Hospice? Hold a hand • Lend an ear • Offer to help VITAS volunteers provide friendly visits with patients and families, office assistance, sewing skills, pet visits and more. For more information about volunteer opportunities, please email Central.FloridaVolunteers@VITAS.com. Make VITAS your choice for hospice in Central Florida.
407.875.0028 SINCE 1980
VITAS.com
18 © March/April 2015 The Woman’s NewspapersTM
Paw Prints Preventing the Preventable by Dr. Gary A. Borgman
In
a perfect world we would all fare better if we could somehow greatly reduce or totally prevent the preventable diseases and conditions of both mankind and our pets. Of course that is not the case. Veterinarians devote a lot of their time and efforts in the daily practice of preventative medicine, through one on one education to pet owners. There is no shortage of educational materials in the press, on the internet, in books, and of course word of mouth. After 42 years of practicing companion animal medicine and surgery in Florida, we still see too many cases of preventable maladies so we’ll list and discuss some of the more common preventable conditions seen. • Pet obesity remains the most common nutritionally based medical condition. We always assign a body condition score to pets when examined. Although hypothyroidism or other hormonal imbalances can be at play, it is almost always a human behavioral issue. Unlimited access to dry food is the primary cause. Humans who consider their pet as family often feed human food and snacks with the same results these same foods can cause in humans. • Dental disease and the resulting adverse effects on oral, heart, kidney, and liver health remain a very common clinical problem. There are specific foods, snacks, and oral hygiene practices which can be helpful. As with humans, many household pets need regular professional cleaning (scaling, polishing and oral surgery). We offer complimentary dental examinations to dogs and cats (as long as the Rabies vaccine is current). • We should emphasize that Florida Law and county ordinances mandate a current Rabies vaccine for all dogs and cats. If an unvaccinated dog or cat bites or scratches
a human, the pet will be placed into quarantine at the animal shelter. Very few people contract and die from Rabies in the United States, but the disease is out there, mostly in wild raccoons or feral cats. Other mammals in the wild can also transmit Rabies. • Canine Distemper and Parvo virus are an ever present threat to dogs. Vaccinations are very effective. Leptospirosis (a zoonotic kidney disease, also transmittable to humans) is mostly preventable through vaccination. Fortunately we do not have the threat of Lyme disease in our area but we do vaccinate dogs traveling to the areas of the country where the deer ticks are found. Bordatella and Parainfluenza are two more diseases that can be prevented through vaccinations. • Our feline patients also need Rabies vaccination per law and ordinance, even if they are indoors. Feline Panleukopenia (a Parvo virus), feline upper respiratory viruses, and Feline Leukemia virus are also preventable
diseases through vaccinations. • Canine Heartworm disease is a serious threat, which is preventable with monthly medication. Cats also can get Heartworm disease but the risk is much lower than for dogs. • Finally, we should mention flea and tick infestation. Fortunately we have many very effective products to control and mostly prevent infestations. There are now a number of products which prevent, control and eliminate many of the intestinal parasites so common to our warm, moist climate. Written by Dr. Gary A. Borgman, Kissimmee Animal Hospital, Inc. The veterinarians and staff of Kissimmee Animal Hospital (Tel 407-846-3912) and Poinciana Pet Clinic (Tel 407-518-0880) are available to answer your questions about preventable conditions of our dogs and cats. We are here to help and to serve..
Julie F. Weinberger, Esq. Morgan A. Weinberger, Esq.
Marital & Family Law
Serving Osceola County since 1974 Birds, pocket pets, & exotic animals – Welcome Annual Wellness Examinations, Preventative Medicine & Vaccines Complete Medical, Dental & Surgical Facility State of the Art Ultrasound/Telemedicine In House Laboratory, X-Ray and Dental X-Ray Hours: M-F 8am–6pm Sat 8am–1pm Early Patient Check–In 7:30 Appointments Preferred/Walk-Ins Welcome
403 E. Vine Street
407-846-3912
Now offering complimentary pet dental health exams Call for details Kissimmee’s ONLY
Satellite Office: Poinciana Pet Clinic 407-518-0880 884 Towne Center Drive (Located in Pioneer Realty Building) www.KissimmeeAnimalHospital.com
DivorceContested & Uncontested Child Custody/Parenting Plan Timesharing Mediations Property Settlements Dept. of Revenue Cases Alimony Modifications Child Support Paternity
407-847-2999 Gary Borgman, D.V.M.
Andrew Prather, D.V.M.
Danielle Trow, D.V.M.
1005 Emmett St. Kissimmee attyweinberger@aol.com attymorganweinberger@gmail.com
© March/April 2015 The Woman’s NewspapersTM 19
Auto
The Four Cycle Engine by Troy Josesphsen
In
1876 Germany, Nikolaus Otto, Gottlieb Daimler and Wilhelm Maybach began the development of the four-cycle engine. This 139-year-old concept is still the predominant principle behind most automobile engines. All modern advancements in auto computing and electrical systems are designed to increase the efficiency of this basic model. The four-cycle engine generates power through a four stage process that takes place in the engine’s cylinders. • Stage 1: Intake – The piston, connected to the crankshaft, moves down the cylinder. At the same time, the intake valve at the top of the cylinder opens, drawing in a mixture of air and fuel. • Stage 2: Compression – The piston travels up through the cylinder with valves closed, compacting the air and fuel into a smaller space. • Stage 3: Power Stroke – The spark plug at the top of the cylinder ignites and the resulting explosion
powers the piston downward. This is the only part of the process that creates power. Different cylinders are at this stage of the process at different times for smooth, continuous power throughout the engine, and this is why engines with more cylinders have more power. • Stage 4: Exhaust – The piston moves up again after the power stroke to force out spent gases through the exhaust valve at the top of the cylinder. This clears the chamber for the process to start again. Over the years, several methods have developed in order to create more efficient and powerful engines with this same basic structure. Carburetors and fuel injection systems have evolved to more accurately control the air-fuel mixture injected into the cylinder, which creates a more exact combustion. Also, the timing of the spark during stage 3 is more accurate due to advancements in computer control over different engine stages, such as idling or when moving. For those who want higher performance
or more speed, turbo chargers force more air and fuel into the combustion chamber, which creates a larger explosion that forces the piston down faster, effectively creating more power. One way car companies have enacted fuel efficiency in some models is by programming the computer to shut down unnecessary cylinders once the car is at speed. Although modern technology has continued to augment this century-old design, the basic functionality of this cycle determines how your engine runs. It is critical to ensure that you maintain your engine through manufacturer recommended maintenance tasks such as oil changes, tune ups, and fuel injection cleanings. Written by Troy Josephsen, Eastside Car Care. For more info, please contact Troy at 407-957-2415.
CONTRACTORS
“Exceeding your expectations by providing you with outstanding design and construction services.”
TRADITION TOWNHOMES DESIGN & BUILD ADDITIONS & REMODEL CONCRETE DRIVES & PATIOS
407-957-5022 1418 Park Commerce Court Saint Cloud, Florida 34769 dquinnbuilds.com 20 © March/April 2015 The Woman’s NewspapersTM
info@dquinnbuilds.com
Contracting #CRC1328206
City Girl in a Country World - Diva Glamping 360!
Community
by Michelle Feliciano
service”- these were the two words I read “N oacross the top of my cell phone screen when
I arrived at Forever Florida. Since this girl is from New York City and not used to being out in the middle of the woods, this was a lot to take in. I immediately wondered how I would be able to check my emails or post on social media about all of the fabulous activities I was going to do during my weekend getaway. Then it hit me- the whole point is to actually get away. That was lesson number one for me (and I hadn’t even been there for more than five minutes): Focus on being in the moment and learn how to enjoy the beauty around me. As the women arrived one by one, we all introduced ourselves and learned about our jobs, where we live (some came from New Jersey, California and Las Vegas!), and other little fun facts. Right away, I felt warm energy and great connections from the women there. After we got our bunks settled and everything unpacked, we gathered for dinner and ice breakers. Once dinner was done, we were able to begin our first workshop of the weekend. Lisa Lieberman-Wang CEO, Founder of FINE to FAB, was the first guest speaker. She had us complete exercises that helped us get to the bottom of the beliefs we have been conditioned to believe either through family, friends, society, or anything else that had influenced us along the way. These exercises taught me lesson number two: It’s important to check in with myself periodically to see how I’m feeling deep down. We all made discoveries that night which helped us bond right from the start. Day two began with an early morning, breathtaking nature walk. We learned about the history of Kenansville, Florida and how people lived out there hundreds of years ago. The tour guides educated us on different plants, trees and birds as we encountered them. Next was guest speaker Dr. Sara Dochterman who guided us through a labyrinth exercise complete with prayer and channeling our thoughts. Afterwards we shared our discoveries which revealed where our mind can take us and how it relates to ongoing issues in our lives. The next session was with Dr. Pat Anderson who presented her line of Essential Oils. She showed us how they could be used everyday and how beneficial they could be for different health related issues. The rest of the afternoon was filled with horseback riding (my first time!) and a fun coach ride where we were reunited with the tour guides to learn more about Florida wildlife. We ended the day with mindfulness activities from guest speaker Dr. Romie Mushtaq. She shared her 5 Steps to Mindfulness which included self care, compassion for others, gratitude, prayer/meditation
and being of service to others. She concluded with a forgiveness exercise to help with moving on from the past. Day three began with tips from Massage Therapist Robyn Schwartz on how to de-clutter the mind, body and soul. She focused on the areas of our mind that are cluttered and how we could move towards a tidier and clearer mind. What better way to clear the mind than to exercise right afterwards? We were able to get in a fun, heart pumping exercise out in the sunshine with Becca Tebon (one of the co-divators who created Diva Glamping 360). Our final guest speaker was Actress and TV Host, Forbes Riley. Our session, Getting Fit with Forbes, taught us how to work out with the SpinGym and was paired with a wall squat that had us all sweating! Our day ended with archery and skeet shooting (again, another first for me!) and it was an absolute blast! The activities and meals were all inclusive throughout the entire weekend. Each meal consisted of yummy, organic food cooked and provided by Lucy’s in the Kitchen, located in Melbourne. Our final morning together consisted of more yummy food, exercises, lots of laughter and hugs. Although we all just met, it was nice to know that we created a support system that we can count on even when we entered back into our real world. That continues to be the goal for Becca Tebon and Deana La Rosa, the women responsible for Diva Glamping 360! They want you to step out of your ordinary and live in an EXTRAordinary way. Their mission is to help you rewire your brain to think and believe- “I can. I will.” I can honestly say I walked away with a variety of tools that will help me in my personal life, my career, my faith and my relationship with myself. While on these retreats, prepare yourself for fitness, food and a fantastic time because girls really do wanna have fun! Missed this session? There’s still time to enjoy one of their upcoming retreats! The next one is from May 1st – May 3rd and the following one takes place from October 16th – October 19th. For more information on Diva Glamping 360 and how to register visit: www.divaglamping360.com. Written by Michelle Feliciano, Osceola Woman Newspaper.
© March/April 2015 The Woman’s NewspapersTM 21
Community
New Traffic Laws by Sheriff Bob Hansell
E
ach year the Florida Legislature amends or creates new traffic laws. The following are some highlights: Child restraint requirements- A change to FSS 316.613 now adds an age requirement for the use of car seats. For children aged 4 through 5 years old, a separate carrier, an integrated child seat or a child booster seat MUST be used. Prior to this change, children in this age range were allowed to be restrained with a regular seatbelt. Driving in the left lane- FSS 316.081 makes it unlawful to “continue to drive in the left lane” on a street or highway with more than two lanes in the same direction (Think 417, I-4 or even Hwy 192) if the driver knows or reasonably knows that some-
one is trying to pass them. Even if you are driving at the speed limit, you still MUST move into the right lane and let the other traffic pass. Move over law- Hopefully you all know about the “Move Over Law” which states you must move over a lane or drive 20 miles under the posted speed limit when passing an emergency vehicle with their lights flashing. New for this year, the same information about slowing down or moving over also applies to sanitation workers (garbage trucks) who are in the course of their duties. Please remember that for most roads in Celebration, this means you MUST SLOW DOWN TO 5 MPH when passing by a deputy, FHP, fire rescue vehicle with their lights flashing or a sanitation vehicle with workers present.
constructed or re-built stop light intersections, you may have noticed the left turn arrow flashing yellow after the green arrow turns off. This is a new state standard for stop lights and you’ll no doubt see more of this. When the yellow arrow is flashing, the oncoming traffic still has a green light. While the yellow left arrow is flashing, you may legally make the left turn, using caution, but still must yield to traffic. Even at intersections without the flashing yellow arrow, you may pull into the intersection, without blocking traffic, to await clearance to complete your turn. You will not get a red light ticket for this as long as your tires have passed the white stop bar prior to the light turning red. Written by Sheriff Bob Hansell, Osceola County Sheriff ’s Office.
Flashing yellow arrows- While not a new law, but as an enhancement at newly
32nd Annual E.P. Murphy Golf Classic Osceola County Sheriff’s Office Sheriff Bob Hansell
Saturday, May 9, 2015 Kissimmee Bay Country Club Shotgun Start: 8:00 a.m. • Luncheon/Awards: 1:00 p.m. For more information call (407) 348-1141 or email: tliz@osceola.org 22 © March/April 2015 The Woman’s NewspapersTM
City of Kissimmee
101 Church Street
.
www.facebook.com/KissimmeeCityHall
.
Kissimmee, Florida 34741
Fou IN
nded 188
407.847.2821
.
www.kissimmee.org
3
GOD WE TRUST
@kissimmee_gov
© March/April 2015 The Woman’s NewspapersTM 23
• • • • • • • •
Synthetic Blend Oil Change Tire Rotation and Pressure Check Brake Inspection Vehicle Check-Up Fluid Top-Off Battery Test Filter Check Belts and Hoses Check
ONLY $ 95
29.
Up to five quarts of Motorcraft® oil and oil filter. Taxes, diesel vehicles and disposal fees extra. Hybrid battery test excluded. See participating Quick Lane® for exclusions and details through 04/30/15.
LL A E C I V WE SEERS & MODELS MAK
Give us a try and you will see why
EXTENDED DEPARTMENT HOURS MONDAY - FRIDAY 7:30AM - 7:00PM SATURDAY 8:00AM - 5:00PM
life is better in the Quick Lane®.
407-892-KISS (5477) 1118 13TH STREET • ST. CLOUD, FL WWW.KISSELBACKFORD.COM