GettinG to Know the Different investment types
By: otm Capital
ďƒ˜ An investment is an asset or item that is purchased with the hope that it will generate income or will appreciate in the future. ďƒ˜ An investment is the purchase of goods that are not consumed today but are used in the future to create wealth
Types
BanK proDuCts Banks can provide a safe and convenient way to accumulate savings and offer services that can help you manage your money. Different types of accounts are: Money Market Accounts Certificates of Deposit (CDs) Federal Insurance Savings Accounts
BonDs A bond is a loan an investor makes to a corporation, government, federal agency or other organization in exchange for interest payments over a specified term plus repayment of principal at the bond’s maturity date.
When you invest in a stock, you become one of the owners of a corporation. Stocks represent ownership shares, also known as equity shares. Whether you make or lose money on a stock depends on the success or failure of the company, depends upon various factors.
annuities An annuity is a contract between you and an insurance company in which the company promises to make periodic payments to you, starting immediately or at some future time. Types: ďƒ˜ Deferred ďƒ˜ Income
savinG for retirement, anD manaGinG inCome onCe you retire, are two important aspeCts of personal finanCial manaGement.
Commodity Futures
Life insurance products are often a part of an overall financial plan. They come in various forms, including term life, whole life and universal life policies
OTM Capital is established with a combined experience to offer various investment services by setting up high standards in the marketplace with greater outreach.