Special Session

By State Representative Robin Bartleman

The property insurance market in Florida is a “Reinsurance Assistance Program” (RAP) for insurance companies. This was a start to finding a solution and I look forward to in crisis, and we’re all suffering. It didn’t take me going door-to-door throughout District 103 during the campaign to find out that there’s a crippling problem in this state. My office has been receiving calls from constituents for months now seeking respite from steep insurance rate increases and homeowners being dropped from their insurance policies. Too many companies have folded or stopped writing policies in Florida, and it only got worse after this year’s hurricane season. The Governor announced in October that he would be calling for a Special Session before the end of the year. The goal of this session would be to provide permanent property tax relief for storm victims, provide appropriations for SWFL, and present additional reforms to the property insurance market to help homeowners. In May, during Special Session D, we were able to pass legislation that would begin to stabilize the state’s insurance market by creating additional reforms this December to provide relief to you and your families. Other reforms passed included: ▸ property insurers who utilize RAP must reduce policyholder premiums by June 30, 2022, to reflect their savings from the program ▸ creates the "My Safe Florida Home" pro gram to provide homeowners with insured home values of $500,000 or less with grant funds for home hardening ▸ creates separate roof deductibles ▸ protects property owners from nonre newal based on the age of their roof ▸ provides changes to property insurance litigation regarding attorney fees and assignment of benefits ▸ holds insurance companies accountable Although consumers won’t see relief for 12-18 months, I supported the bill because it was a start to tackle the unacceptable status quo for homeowners. I look forward to working on legislation in December to find solutions for consumers and will update you in January!

From my family to you, have a Happy Holiday and New Year!

▸As always, I’m here to help. Please reach out anytime at (954) 668-3662 or robin.bartleman@myfloridahouse.gov.

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