BUSINESS HIGHLIGHTS ... AARON VALENCIA DJ + THE LAW OFFICE OF ERIC W. JOHNSON RESIDENT SPOTLIGHT ... KESSLER FAMILY
go green in 2014
march 2014
PRSRT STD US POSTAGE PAID GARDENA, CA PERMIT #40
CONTENTS
M A R C H 2 0 14
FROM THE EDITOR
Amber Weber
EDITOR, OUR HOMETOWN
12 CLEAN & GREEN
04 BRAVO Announcements
05 NEWS On your doorstep
12 COVER STORY Chula Vista Clean & Green Cover/Feature Photography by Schafer Photography
Our Hometown seeks to connect residents to each other and to key resources to build community. It celebrates achievements, informs readers of important news, introduces businesses to potential customers and invites readers to consider ideas—sometimes bold, sometimes old—that matter. All these are why I’ve chosen to join the talented team of people who create this magazine. My husband has worked in Chula Vista for eight and a half years, and I developed strong ties for the area when I too became employed in Chula Vista. During a year and a half in a grant-funded position in the Office of Mayor Cox, I learned of countless ways organizations work together and share resources. I witnessed a level of collaboration in Chula Vista that made people in other cities envious. Most importantly, I saw the results of this crosssector labor that made me proud of my work, my colleagues, and of our city. The March edition of Our Hometown is a prelude to April’s Earth Month because it’s never too early to reduce, reuse or recycle. Growing up, I was the person in my family responsible for lugging the recycling bin to the curb each month. After moving to Southern California, I learned new ways to conserve water. My husband developed a rain catch system for our back yard and has three 55-gallon barrels lining the side of the house. Our laundry machine, with earth-friendly detergent, also waters the back yard. We even have two compost bins, in which we recycle both our and our neighbors’ kitchen and yard waste. We want to keep our planet beautiful and sustainable, and I encourage you to read our feature article with the expectation of answering the question, “What can I do to preserve the earth?” When the opportunity of serving as editor presented itself, I couldn’t resist saying yes. I hope you will help me share the news and stories that make Chula Vista a great place to live and work. Please send ideas to editor@ ourhometownmag.com and join me in this new adventure.
16 ON TOPIC Planning for "The Big Day" Naming Beneficiaries
22 CALENDAR
Out & About
24 BUSINESS HIGHLIGHTS Aaron Valencia DJ Law Offices of Eric W. Johnson
26 RESIDENT SPOTLIGHT Kessler Family
BRAVO
Look what great things your community is up to...
To EL PRIMERO BOUTIQUE B & B HOTEL for being selected as one of CoolCalifornia’s three “Small Businesses of the Year" by the California Air Resource Board in 2013. Businesses were evaluated on their reduction of greenhouse gas emissions and documentation of the costs and benefits of their actions. With several businesses in the running, El Primero went above and beyond what was asked of them, demonstrating effective ways to conserve and protect our precious natural resources. Providing a climatefriendly environment to their patrons was also important. Sol and Pie Roque, owners of El Primero, also participated in sending used hand tools to the survivors of last year’s Philippines super typhoon to help rebuild homes and schools. El Primero Boutique Bed and Breakfast Hotel is located on 416 Third Avenue, Chula Vista, CA 91910.
Photo Credit to Ana Romo
To GENEVIEVE FONG, winner of the b2be 90-Day Challenge. Genevieve nominated her husband Jason for the b2be 90-Day Challenge by liking Our Hometown Magazine on Facebook and telling us why she should win. It was a compelling story, and Genevieve was very excited to win a 90-day membership to b2be for her husband. Pictured from left to right are Jason, Sofia, Evan and Genevieve. Special thanks go out to Felipe Padilla, Sales & Marketing Manager at b2be Sports & Wellness, for providing a wonderful prize to a deserving family.
To the SOUTH BAY ALLIANCE FOR ARTS EDUCATION, in collaboration with the Sweetwater Union High School District Visual and Performing Arts Department, for presenting “A Celebration of the Arts in Education.” The event took place on Feb. 5, 2014 at 7:00 p.m. in the Jack Tygett Performing Arts Center at Chula Vista High School. The celebration featured performances by the Community Opus Project, the Chula Vista Middle School Cavalier String Orchestra and Eastlake High School’s Advanced Strings.
The event also featured testimonials from current and past arts students. The keynote speaker, Russ Sperling, Coordinator of Visual and Performing Arts for the San Diego County Office of Education, illustrated how arts education engages students in a wide variety of beneficial ways. The celebration applauded the strong support of the arts in classrooms by school districts across the South Bay. To learn more, contact Keith Davis at (619) 397-3855.
IF YOU WOULD LIKE TO CONTRIBUTE TO BRAVO, send a quick note to Our Hometown’s editor at EDITOR@OURHOMETOWNMAG.COM and we will do our best to put your good news announcement in an upcoming issue. Submissions should be sent by the 10th of the month. We look forward to hearing from you! 4 OUR HOMETOWN · MARCH 2014
On your doorstep
Adopt-A-Beach Clean Canyons Program
I
Love A Clean San Diego (ILACSD) is excited to announce the addition of two Chula Vista canyons, Del Rey Canyon and Rice Canyon, that are now available through its Adopt-A-Beach Clean Canyons program. ILACSD has partnered with the Chula Vista Charitable Foundation, the City of Chula Vista Open Space Division and the California Coastal Commission to protect our canyons—and ultimately our beaches—from the harmful effects of litter and pollution. Local Chula Vista businesses are already gearing up to adopt. Pride Martial Arts, a Chula Vista martial arts studio, recently adopted Rice Canyon and is eager to bring the studio’s young students to clean up and learn environmental conservation. ILACSD encourages other businesses to adopt a canyon. It’s a fun team-building activity and a chance to get outdoors and give back to nature. Youth also benefit from the Clean Canyons program. In February, members of the local Job Corps cleaned up Rice Canyon and reflected on their experience. Arlette Camacho of Job Corps said, “My students had a great time giving back to the community. It felt good to make a difference and actually see it.” Whether you're an individual volunteer, part of a community group, or a business looking to make a difference, you can register to adopt these canyons at www.adoptsd.org.
Big Smiles and Bigger Hearts Needed
PUBLISHED BY Standout Media Group, Inc
PUBLISHER Michael Monaco sales@ourhometownmag.com
EDITOR Amber Weber editor@ourhometownmag.com
DESIGNER Melissa Monroy design@ourhometownmag.com
CONTRIBUTOR Jen Amos
AT UPCOMING CYE SCHOLARSHIP CONTEST The Council for Youth Empowerment, a 501(c)(3) nonprofit organization, is looking for its 2014 ambassadors for the South Bay area. CYE allows its ambassadors the opportunity to give back to their community 365 days of the year. CYE will hold its next scholarship contest in the South Bay in June 2014.
To apply for the role of an ambassador, you must be ages 10-24 and have a big smile and a bigger heart. CYE is also accepting Little Princesses ages 4-12 to have small ambassador roles during the 2014-2015 reign. Orientation will be held on March 31 at San Miguel Ranch Community Room at 401 Calle La Marina in Chula Vista, CA 91914 from 6:30-8:30 p.m. Please arrive on time. Contact the director, Angelica Wallace, at (619) 772-2054 or at MissSouthBay@cox.net for more information.
CONTRIBUTOR Keren De Leon Copyright 2013. All rights reserved. Reproduction in any form, in whole or part, without written permission is prohibited. Standout Media, Inc. is not responsible for the views of contributing writers and assumes no responsibility for errors appearing within. Opinions expressed are those of the writers and not necessarily those of the Publisher or advertisers. StandOut Media has the right to refuse advertising. Contact Standout Media Group, Inc at (619) 840 7722
MARCH 2014 · OUR HOMETOWN 5
On your doorstep...
FREE CLINIC in Honor of Chelsea King “Teach, Learn & Protect” in March.
Come Ride or Run With Us! Cycle EastLake & EastLake Half
Benefiting The EastLake Educational Foundation
April 26, 2014
• 100K Cycling Tour • 25 Mile Marty Garcia Memorial Ride • 18 Mile Mountain Bike & Poker Ride
(Prizes at the end of the ride for the best hands)
• Family Roll & Stroll • 10K Run NE W ! • EastLake Half Marathon
First Event Begins at 6:00am Located at the Otay Ranch Town Center 2015 Birch Road, Chula Vista, 91915
It’s Back!
The Pulse Endurance Honey Springs Challenge All participants will be timed from the base of Honey Springs to the top. The top 3 Overall Men and Women will receive awards from Pulse Endurance Sports.
Register Online Now at www.eefkids.org/cycle For more information, contact Nicole Graichen at 619-997-6470 or nicole@eefkids.org
Event Sponsored By:
I
n March 2010, the San Diego community suffered the tragic loss of an inspirational young woman, Chelsea King. This led Pride Martial Arts of Chula Vista to pledge to do everything it can to ensure children have the tools necessary to stay safe. Pride Martial Arts co-owner and Fourth Degree Black Belt Ms. Ahn explains, “There is nothing more important to us than being able to protect our children.” In honor of Chelsea King, Pride Martial Arts has dedicated the month of March as “Teach, Learn & Protect” month. Pride Martial Arts is offering a free Self Defense clinic on March 28 from 6-7:30 p.m. and a Child Abduction Prevention seminar on March 29 from 1-2:30 p.m. for anyone in Chula Vista to attend. The clinic will focus on empowerment, situational awareness and tactics for preservation. The training is offered to children and women of all ages and is free. For more information and to reserve your spot at the seminar or clinic, contact Pride Martial Arts at (619) 421-1282.
Event Partners: All proceeds benefit the EastLake Educational Foundation (EEF). This school year the EEF granted $150,000 to fund technology programs at the local schools totaling more than $1.5 million since 1995.
6 OUR HOMETOWN · MARCH 2014
Pride Martial Arts is an American Taekwondo Association (ATA) school. Its 9,000-sqare-foot training facility located at the “District” in Eastlake is home to over 350 students.
On your doorstep
ART AWARD Nominations DUE APRIL 1 Do you know someone who has contributed to the arts in Chula Vista?
N
ominations for the 2014 Gayle McCandliss Art Awards are now being accepted by the City of Chula Vista. High school teachers, administrators or counselors may submit student award nominations for any junior or senior who resides in Chula Vista.
Any Chula Vista resident may nominate another local resident who has supported the arts. Categories include the “Rising Star” award for high school juniors and seniors involved in dance, theater, music, media, visual and literary arts. The “Bravo” award recognizes those who have helped build community pride and art appreciation, and the “Literary” award celebrates local writers. In 2013, student Rising Star winners were selected from Otay Ranch, Eastlake, Olympian, Hilltop, and Chula Vista High Schools, while the Bravo award was given to Neisha’s Dance Studio and owner Neisha Hernandez.
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The fund for the McCandliss Art Awards is named after arts supporter and former Mayor Gayle McCandliss. Applications are due by 5 p.m. on April 1 at the Civic Center Branch Library, 365 F Street. More information and nomination forms are available at www.chulavistalibrary. com. Contact Stephanie Loney, Principal Librarian, at sloney@chulavista.lib.ca.us or (619) 691-5288 with questions.
MARCH 2014 · OUR HOMETOWN 7
On your doorstep
DROWNING Prevention accElEratinG innovation throuGh thE intEllEct Students in the Chula Vista Elementary School District experience a rigorous 21st century learning environment that is rooted in effective teaching practices and highquality instruction. We nurture every child’s imagination, intellect, and sense of inquiry. Working with stakeholders, we harness the potential of a collective intelligence rich with the imagination and creativity necessary for students to become difference makers. CVESD is frequently honored for student academic achievement, high performing schools, and quality instruction.
thE district’s nEWEst school Enrique S. Camarena Elementary is the District’s newest campus, and is located at 1650 Exploration Falls Drive in the Windingwalk community of Chula Vista. Learn more about District attendance boundaries and student enrollment by contacting (619) 425-9600, x 1571
www.cvesd.org • (619) 425-9600 ext. 1570 Each child is an individual of GrEat Worth
DROWNING IS
100 %
8 OUR HOMETOWN · MARCH 2014
PREVENTABLE
By Rebecca Kelley
D
uring these sunny, warm months, lasting memories are created in and around water. As children and families head to the pools, beaches and lakes with the rising temperatures, it’s important that water safety skills are at the forefront of their minds to ensure safety while having fun in the water. Every day, about 10 people die from drowning, and these accidents are the leading cause of death among children under the age of five. Research shows participation in formal swimming lessons can reduce the risk of drowning by 88 percent among children ages one through four, yet many children do not receive formal swimming or water safety training. Under the leadership of Captain Mike Filson, the Chula Vista Fire Department, American Medical Response San Diego and the South Bay Family YMCA have come together to place drowning prevention at the forefront of Chula Vistans’ minds and hearts. The three organizations have been steadfast partners for nearly half a decade. “As firefighters we often hear comments such as, ‘I only turned away for a few seconds,’ ‘I thought they were safe in the house’ or ‘I assumed another adult at the party was watching the children swim.’ Unfortunately, a child can drown in just a few seconds. It happens quickly and quietly with very little splashing and no cries for help. We also know that drowning is preventable. Please take the steps necessary to ensure your kids are safe. Sign them up for swim class, learn CPR, and designate a water watcher anytime kids are in or near the pool. I am looking forward to another safe swim season,” stated Captain Mike Filson, Chula Vista Fire Department.
On your doorstep
Sign them up for swim class, learn CPR, and designate a water watcher anytime kids are in or near the pool.
With more than 2,200 pools nationwide, YMCAs are collectively the largest operator of swimming pools in the United States of America. The South Bay Family YMCA taught more than 8,000 individuals how to swim last year. “As the individual responsible for the high standards and program quality for YMCA aquatics, drowning prevention is always at the forefront. But more importantly, I’m a father of two young boys. And, they both know how to swim. Drowning is one hundred percent preventable.
It’s up to us, as parents, to be the catalyst for change. At the Y, we not only teach youngsters how to swim, but adults as well. We recently taught a seventy-five-yearold woman. It was on her bucket list,” stated Blaze Zarev, South Bay Family YMCA Aquatics department head. “Paramedics with American Medical Response (AMR) ambulance in San Diego County unfortunately see many boaters, swimmers, and divers hurt or killed in water-related accidents. AMR is proud to partner with the YMCA to bring heightened awareness and education to the public that will help reduce the risk of water-related accidents in our neighborhoods,” said Michael Murphy, General Manager of AMR Ambulance. If we can address drowning as a community, we’ll be stronger. Be informed and educated about what you can do to prevent drowning.
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On your doorstep
Former Chula Vista City Manager John Goss
LEFT LEGACY FOR FUTURE Former Chula Vista City Manager John Goss passed away on January 10, 2014 after a sudden illness.
Your home is where most of life’s special moments take place. But owning a home also comes with a fair share of responsibilities. If you live in an HOA, a California-certified Community Manager can help. These dynamic professionals act as a “Champion” for your community by guiding HOAs through complicated issues to improve the quality of life for you and your neighbors. Learn more...
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“Under John’s leadership, we put in place a roadmap for the City to add residents, facilities, and infrastructure that continues to guide us today,” said Chula Vista City Manager Jim Sandoval. “He made tremendous contributions to city and county governments and mentored staff on how to develop creative solutions to benefit residents.” Goss was active in the League of Cities and City/County Management Association. He received numerous awards during his 40-year career including the Mark E. Keane Award of Excellence from the International City/ County Management Association.
Connect with Our Hometown Magazine on Facebook! 10 OUR HOMETOWN · MARCH 2014
Photo Courtesy of utsandiego.com
Your HOA Deserves A Champion!
As Chula Vista City Manager from 1983 to 1998, Goss oversaw the planning, growth and development of a city that grew from 80,000 to 170,000 people (now more than 250,000), and from 22 to 52 square miles. “Smart growth” principles guided this development, even before “smart growth” became a popular term. The City’s annexations, including the Montgomery District area in 1986 and the Otay Ranch in the 1990s, eventually created a physically defined City, bounded by the Sweetwater River Valley on the north, San Diego Bay on the west, Otay River Valley on the south and the Otay Lakes on the east.
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Connect with Our Hometown Magazine on Facebook! MARCH 2014 · OUR HOMETOWN 11
Go Green in 2014
If you haven’t made a new year’s resolution yet, º°º°º°º°º°º°º°º°º°º°º°º°º°º°º°º°º°
Courtesy of Schafer phot s o t o h ograp P hy
12 OUR HOMETOWN · MARCH 2014
written by michelle castag nola
Go Green in 2014
let’s Go Green in 2014. ºº°
It has a nice ring to it, & Chula Vistans can do it!
A
lthough April is considered
Earth Month, a lot of green is already going on. There is no better place to go green than Chula Vista, the city with a “beautiful view” that is recognized as one of the most environmentally conscious cities in the nation.
On a beautiful day I talked with Charles Ludwick, a resident of Chula Vista and the owner of Chula Vista Lawn. We talked about the drought (the worst the region has seen in over 160 years) and the possibility of having mandatory water restrictions. We also talked about the largest water waster in landscaping: people’s lawns—that pretty green carpet that rarely gets used and has no environmentally beneficial properties. Charles reminded me that lawn owners can be responsible by eliminating run-off and not watering the sidewalk, not using pesticides and fertilizers and adjusting watering times to water less. That all sounds good, but we still don’t see many people, let alone birds, bees, butterflies or other wildlife using the lawn, so what can you do? You can remove your lawn and create a sanctuary for yourself as well as one for wildlife. There are rebates that may completely cover the cost of creating an amazing landscape. It could include beautiful native plants, fragrant flowers, and lush colors and textures to enjoy day after day. Sweetwater Authority and Otay Water District, through www. watersmartsd.org, along with your landscaper can have you going green in no time. For example, the Chula Vista Chamber of Commerce replaced its lawn with a no-water landscape. Local artist Michael Leaf created for the Chamber an artistic masterpiece of a bird feeder and bird bath. This qualified the landscape through the National Wildlife Federation as a Certified Wildlife Habitat, a free certification through the City’s NatureScape Program.
photos courtesy of schafer photography
Chula Vista is filled with amazing people who keep our city green and clean every day. Many are innovators who think outside the box to utilize resources to the greatest capacity possible. The concept of “Reduce, Reuse, Recycle” is not new and can be done with almost anything. For example, when you get your coffee to go, have a reusable coffee mug ready instead of a paper cup. Or, stow your kids’ lunches in Tupperware-style containers instead of plastic bags. These small efforts add up to big reductions in what normally goes into the landfill. But can you reuse water? Why, yes, you can! Eastlake High School Music Director Charlie Wolf has been doing it for a while; he actually invented his own gray water diverter. Now everyone can get one, as long as you follow the California Plumbing Code for single-source systems. Sweetwater Authority has a rebate of $75 toward the purchase and installation of a “laundry to landscape system.” The City’s Conservation Section just hosted a gray-water workshop with over 60 participants, so some of your neighbors may have already installed a system. For more information, contact www.sweetwater.org or call (619) 409-6779.
MARCH 2014 · OUR HOMETOWN 13
14 OUR HOMETOWN 路 MARCH 2014
let’s Go Green, continued Many businesses have also adapted to using less water or less harmful products, but few have taken it to such extremes as ARYA Cleaners. “The reason for our radical change was not just the environment, but it was personal too. My family and I live in this community. How we care for it directly impacts my family. It’s the right thing to do,” commented Sassan Rahimzadeh of ARYA Cleaners.” ARYA Cleaners was one of Chula Vista’s first “CLEAN” businesses and has also been recognized by the State of California with a Small Business Excellence Award. Our community with a beautiful view stays this way thanks to everyone helping out, but one particular individual has been doing extra. For more than 10 years, Mr. Victor Uranga has walked the streets of Eastlake picking up trash. “Why?” you may ask. “Why not?” replies Victor, with his 13-gallon trash bag overflowing. Can you imagine how many tons of trash he has saved from going into our bay? There are over 10,000 storm drain inlets and over 200 miles of
storm drain pipe in the City of Chula Vista. All storm drains in the City are directly connected to nearby rivers and streams, which eventually lead to the San Diego Bay. Trash, bacteria and fertilizers from our neighborhoods run off into nearby creeks, rivers and the ocean. These pollutants can harm fish and plants that live downstream and can make people sick. Keeping trash out of our bay can be done through school or community groups through the I Love A Clean San Diego Adopta-Canyon program. We have two canyons in Chula Vista that can be adopted, and Rice Canyon and Del Ray Canyon are just waiting to become sparkling green. As April and Earth Month approach, there are many events that can get you started to Go Green in 2014. To learn more about local Earth Month events, see the calendar in April’s edition. For more information on other City of Chula Vista environmental programs, visit www. chulavistaca.gov/clean.
º°º°º°º°º°º°º°º°º°º°º°º°º°º°º°º°º°ºº°
Go Green in 2014
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Lic. Pending MARCH 2014 · OUR HOMETOWN 15
ON TOPIC
Planning The Big Day
{ You’ve Said “I Do”…What ’s Next? } By Veronica Carrillo
We know you are excited and a thousand ideas run through your mind.
First, take a deep breath and enjoy your engagement.
Then, sit down with your fiancé and talk about the kind of event you want.
Next, establish a workable budget for your overall event.
“The mark of a good DJ is the ability to connect with the host and guests and get
This is a crucial part of the planning process. With your budget in mind,
them dancing. With
you will be able to select the kind of venue you’re looking for, the number
an endless selection of
of guests, and the type of banquet to serve. Another thing to consider is
songs, there’s always
entertainment:
hire live music or a DJ? Both have advantages.
Aaron Valencia of DJ Sound Express notes,
something everyone likes to dance to.”
Make Your Special Day Truly Memorable The club’s distinguished atmosphere and breathtaking views provide everything you need for your dream wedding. We offer a range of packages to suit your style and budget; and our experienced on-site events team will ensure that every detail of your special day is handled flawlessly. Schedule a tour, call (619) 479-4141, ext. 225 or email privateeventmanager@chulavistagc.com
4475 Bonita Road, Bonita, CA www.chulavistagc.com
16 OUR HOMETOWN · MARCH 2014
Planning The Big Day
1
2
3
4
Once you’ve agreed on a budget, start looking for that special venue to host your wedding reception. Many couples start by researching a location central to the area where their family and friends live. The internet is a great research tool. Agree on a few potential venues and make appointments to visit them. If you like what you see, ask to see a list of wedding packages or event promotions to see if they fit your budget. When considering a wedding or a reception venue, keep in mind the following four tips:
… …
Location
The venue should be easy to get to. With directions and a simple map, your guests should have no problem finding it. If you can choose one close to the major freeways of the area, that’s even better.
… …
Convenience
Your venue should have ample parking near its entrance. It should be set up in a way that will make the transition from your ceremony to the reception easy, if you are having them at the same location. Also be sure the venue includes what you need. Nowadays, wedding packages usually include a great array of services. This makes it easy for you and everyone else helping out.
… … … … Capacity Do’s & Don’ts Ask about the maximum capacity of each area or rooms you are considering for your wedding or reception. There could be a variance in how many guests each one can hold according to how you set up the room.
Each venue has its advantages and disadvantages. When visiting each venue, ask questions and share your ideas and plans to see if the venue can accommodate you. Some venues have restrictions about event times, decorations, and vendors. This plays a big role in deciding which venue is best when celebrating your big day.
MARCH 2014 · OUR HOMETOWN 17
… I Do, Continued …
Planning The Big Day
After choosing your wedding date and type of ceremony, selecting a venue is the third biggest decision you’ll need to make. Take your time, visit the ones you like most, take good notes, compare packages and pricing and then choose the right one for you. Once you’ve decided and secured your date, have fun planning the details of your wedding. Taking time to create a wonderful wedding and reception will ensure great memories for you, your fiancé, family and friends for years to come.
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18 OUR HOMETOWN · MARCH 2014
Taking time to create a wonderful wedding and reception will ensure great memories for you, your fiancé, family and friends for years to come.
The Chula Vista Golf Course, located at 4476 Bonita Rd., Bonita, CA 91902, invites you to visit for a site tour. Its experienced staff will walk you through the venue and answer all the questions you have. In return, they will give you a complimentary gift certificate for a Groomsmen Golf Outing for four. Call Veronica at (619) 479-4141 ext. 225 or email privateeventmanager@ chulavistagc.com.
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MARCH 2014 · OUR HOMETOWN 19
ON TO P I C : Money
DO YOU KNOW WHO YOUR IRA BENEFICIARY IS— Deciding whom to designate as a beneficiary for your IRA might seem like an easy decision— YOU PROBABLY WANT YOUR MONEY TO GO TO SOMEONE NEAR AND DEAR TO YOU. But is the person (or people) you’re thinking of actually named as the beneficiary on the particular IRA you opened all those years ago? To be certain, it’s wise to review your beneficiary designation form every few years, or whenever you’ve had a change in circumstances, such as a birth of a child or grandchild or change in marital status. Changing your beneficiary is easy—you simply complete a new beneficiary designation form. Keep in mind that a Will or trust does not override this form, or the IRA document itself (which may have “default” beneficiary designations that control even if no beneficiary designation is on file), unless you name your estate or trust as your beneficiary. Because beneficiary designations are important estate-planning documents, you may want to review them with your attorney. You have the option of naming primary and contingent beneficiaries. The primary beneficiary is your first choice to receive your IRA account and can be more than one person or entity. If you choose more than one primary beneficiary, you may specify a percentage to be paid to each person and indicate whether a beneficiary’s share will be void if he or she predeceases you or if that share will pass to his or her children. You also can name a minor as a direct beneficiary of an IRA, but you should clearly name an individual to act as custodian for any minor beneficiary in order to avoid the need for court appointment of a guardian for the minor. A contingent beneficiary is someone you designate to receive your IRA only if all primary beneficiaries predecease you, pass away at the same time as you or disclaim their rights to the IRA assets. 20 OUR HOMETOWN · MARCH 2014
On your doorstep
and Why It Matters? It’s important to note that distributions from an IRA may have tax consequences for your beneficiaries. While taxes shouldn’t be the primary determining factor in naming your beneficiaries, ignoring the impact of taxes could have significant consequences for your family. A tax advisor can help you weigh the pros and cons in order to make sure your wishes are executed in a tax-efficient manner. Remember to look at your IRA assets in context with the rest of your estate before making any decisions. To help ensure that your wishes can be executed as you intended, discuss your beneficiary designations, Wills and other estate matters with your tax and legal advisors and other members of your advisory team.
A PRIMARY BENEFICIARIES PRIMER When naming a primary beneficiary, some designations to be familiar with are all my children, per stirpes and per capita. Terminology and definitions may vary from state to state, however, so you should consult with an attorney before making a final decision. Per Stirpes: Also known as “rights of representation” in some states, per stirpes means that the children of a beneficiary who predeceases you will share equally in the portion of your IRA originally left to the now-deceased child. Per Capita: This method divides your IRA assets equally among your beneficiaries and the descendants of any beneficiary who dies before you. In addition, remember that being precise is better than being vague or general. For example, it’s not uncommon for people to name “All My Children” on a form. However, the better practice is to list the children being designated, and then decide if their share is held “per capita” (meaning if the child dies before you, your IRA assets will be divided among your surviving children, with the remaining children sharing equally) or “per stirpes” (meaning that your deceased child’s children will receive the share).
Courtesy of Gerald Ramirez, CRPC ®; Vice President, Financial Advisor at Morgan Stanley
If you’d like to learn more, please contact Gerald Ramirez, CRPC ®. California Insurance License #: 0D36971; Ramirez works at Morgan Stanley University Towne Center; (858)643-5012; www.morganstanley. com/fa/gerald.ramirez
DISCLAIMER Article by Morgan Stanley Smith Barney LLC. Courtesy of Morgan Stanley Financial Advisor. Articles are published for general information purposes and are not an offer or a solicitation to sell or buy any securities or commodities. This material does not provide individually tailored investment advice. Any particular investment should be analyzed based on its terms and risks as they relate to your specific circumstances and objectives. Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in a written agreement with Morgan Stanley. This material was not intended or written to be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Individuals are encouraged to consult their tax and legal advisors regarding any potential tax and related consequences of any investments made under an IRA. The appropriateness of a particular strategy will depend on an investor's individual circumstances and objectives. Gerald Ramirez, CRPC ® may only transact business in states where he is registered or excluded or exempted from registration www.morganstanley.com/fa/gerald.ramirez. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Gerald Ramirez, CRPC is not registered or excluded or exempt from registration.
© 2013 Morgan Stanley Smith Barney LLC. Member SIPC. | CRC 665410 05/13
MARCH 2014 · OUR HOMETOWN 21
CALENDAR 03/ 7-8 SHREK THE MUSICAL 7 pm @ Mater Dei High School Theater, 1615 Mater Dei Dr; Everyone's favorite ogre comes to life in this CYT debut. This part romance, part twisted fairy tale is irreverent fun for everyone; All seats are reserved and ticket prices are $15 in advance and $18 at the door; For tickets and info, visit www.cytsandiego.org Additional 2 pm showtime on March 8, 9, 15 & 16
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TASTE OF THIRD & ART WALK 4-8 pm @ Third Ave Downtown Chula Vista; Taste your way through the Village with 15+ participants offering dishes; $15 tickets in advance and $20 day of event; Limited number of tickets available at Tava Office, 353 Third Ave.; For a list of participating restaurants, visit us online at www.thirdavenuevillage.com
14-15 SHREK THE MUSICAL 7 pm @ Mater Dei High School Theater 22 OUR HOMETOWN · MARCH 2014
Out & About
MARCH 27 17 st. patrick's day
HOPE FOR WILDLIFE
20 HOPE FOR WILDLIFE 4:30-6:30 pm @ Jump and Rock, 861 Harold Pl #201; A fun learning experience and fundraiser for the Project Wildlife organization brought to you by four 7th graders; Tickets are $7/ea. or $10 for two at the door; For more info about the organization, visit www.projectwildlife.org/
24-28 YMCA SPLASH WEEK @ South Bay Family YMCA; Boys and Girls ages 3-12 welcome; Week Includes Five classes, Pool safety, Rudimentary stroke development and Self-esteem and confidence building; For more info, call (619) 421-9622 or visit ymca.org/splash
4:30-6:30 pm @ Jump and Rock, 861 Harold Pl #201; A fun learning experience and fundraiser for the Project Wildlife organization brought to you by four 7th graders; Tickets are $7/ea. or $10 for two at the door; For more info about the organization, visit www.projectwildlife.org/
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/14 ZUMBA TO BENEFIT THE SCHOOLS PTC
Join us every week on Monday 8:30 - 9:30 am Tuesday 5:30 - 6:30 pm Wed 8:30 - 9:30 am @ Olympic View School Auditorium, 1220 South Greensview Drive; Cost: $3.00/Class; Call Yuko for details at (619) 851-3735; Please note the Spring Break schedule (3/24 - 4/24 ) may change.
FREE SELF DEFENSE CLINIC 6-7:30 pm @ Pride Martial Arts, 2334 Proctor Valley Rd #101; Focus will be on empowerment, situational awareness and tactics for preservation; Space is limited; Call (619) 421-1282 to reserve a spot or visit us online at www. prideata.com
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CHILD ABDUCTION PREVENTION SEMINAR 1-2:30 pm @ Pride Martial Arts, 2334 Proctor Valley Rd #101; The program will teach children Self-Defense Techniques, Recognize Possible Stranger Danger and Deal with Bullies; Free to the public; Call (619) 421-1282 for more info or visit us online at www.prideata.com
EASTLAKE BUSINESS ASSOCIATION every Monday 11:30 am-1 pm at Oggi’s Eastlake; eastlakebusiness.org OTAY RANCH TOWN CENTER FARMER’S MARKET every Tuesday 4-8 pm KIDS READY TO READ every Thursday 11:15 am at Otay Ranch Branch Library; Interactive storytime program for kids 3 and younger; chulavistalibrary.com
PLEASE NOTE EVENTS AND TIMES ARE SUBJECT TO CHANGE.
Once upon a time, THERE WAS A DRESS... resale boutique for women and children*
clothing • furniture household proceeds benefit women and children affected by family violence
*we happily accept gently used donations 1392 East Palomar Street, Suite 503 Tuesday - Friday 11:00 - 6:30 • Saturday 10:00 - 5:00 619.779.7810
BUSINESS HIGHLIGHTS
AARON VALENCIA DJ From the smallest detail to the most extravagant touch in a wedding, a bride and groom want the assurance that everything will go smoothly. Every detail matters and makes an impact on the day of the event.
Photo Credit to Ana Romo, Contributed by Keren DeLeon
A bride and groom can have everything planned before the day of the wedding. Once the big day arrives, it’s their time to relax and enjoy! But whom can you trust with something as valuable as entertaining your guests and making sure everything goes according to schedule? Having a wedding run smoothly is essential, and DJ Aaron Valencia with DJ Sound Express is able to make sure everything goes as planned. With him you can leave all worries aside. Aaron Valencia is a well-established, versatile and experienced DJ who provides an all-inclusive service and takes pride in his work. His excellent service has allowed him to DJ for award-winning country singer Garth Brooks, CBS News 8 co-anchor Dan Cohen, and KGB-FM radio host Shelly Dunn. San Diego Marriott Marina has recommended DJ Sound Express on its preferred vendors list, and Aaron Valencia is DJ of choice for the San Diego Chargers Fan Club. Since Aaron Valencia’s motto is “to exceed your expectations,” he provides multiple services to best accommodate the bride and groom’s needs. With his top-of-the-line equipment, you can expect to have lighting, dinner music, an emcee, and an interactive DJ that is sure to get the party started, plus helpful agenda-planning prior to the event. His music repertoire and selections are versatile and impressive. If you are interested in having an event everyone will remember, contact Aaron Valencia with DJ Sound Express at www. djsoundexpress.com or (619) 247-8422.
24 OUR HOMETOWN · MARCH 2014
ERIC W. Johnson Life is full of surprises. Some are good; some aren’t so good. When life throws you a curve ball and you find yourself in need of someone to trust with those unexpected problems, reach to your local attorney, Eric Johnson. Conveniently located in the Eastlake Business Park, Eric specializes in personal service in the areas of wills and trust/probate, bankruptcy, real estate, business and tax law and civil litigation. Eric knows legal issues can be complex and confusing. It is his goal when meeting with clients to ensure they understand all aspects of their case and their circumstances. When life presents little surprises, Eric is an attorney who can help. With a deep background in law enforcement including federal experience as a special agent with the Naval Criminal Investigative Service and the IRS as well as a full career with the San Diego Police Department, Eric brings more than 20 years of experience to each client with whom he works. Committed to his community and the support of local businesses, Eric currently serves on the board of the Chula Vista Chamber of Commerce and is active in the South Bay Bar Association. Eric and his family have resided in the South Bay for nearly 25 years. Remember, legal troubles are usually unexpected and often scary. Don’t be afraid to reach out to Eric for the highest quality representation when you’re faced with one of life’s little surprises. Law Office of Eric W. Johnson, 2580 Catamaran Way Chula Vista; Eric@MyChulaVistaLawyer.com; (619) 651-7600
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Personalized, one-on-one speech therapy services in the comfort of your own home. research-based bilingual therapy for children and adults. Private pay only. letitia a. stanton-aicher ms, ccc-slP
(855) 619-6191 www.LSABT.com
MARCH 2014 路 OUR HOMETOWN 25
RESIDENT SPOTLIGHT
KESSLER FAMILY
We’ve all known families with twins and maybe even triplets, but how many of us know families with quadruplets? If you live in Eastlake, you may answer, “I do.” If so, it’s most likely the Kessler quadruplets you’re talking about. It’s no surprise that the leader of this small group of sailors is Navy Commander George Albert Kessler, Jr, former commanding officer of a local San Diego ship. But even he reports to a higher command: his wife Michelle. Believe me, anyone who has given birth to quads plus one has earned her rank. A devoted mother of George Albert, Michaela Ann, Rachel Marie, Jared Alexander and baby sister Sarah Elizabeth, Michelle runs a tight ship. It wasn’t always smooth sailing. Giving birth to multiples is very stressful, and Michelle found herself in rough seas after delivery. Under the watchful eyes of her beloved husband, they weathered the storm and were all home safely after a five-and-a-half-week stay in the hospital. Though quads can seem to look alike at first, each child has its own unique personality. George Albert Kessler III is the family namesake. Named after his father and grandfather, he is the oldest and takes his duty as big brother seriously. Michaela Ann is known as the motherly sibling, a loving and caring big sister. Next there’s Rachel Marie. She’s the real deal, a special combination of athleticism and princess. Naturally, you need a thinker, someone who has both feet on the ground, a man with a plan,
and that is Jared Alexander. However, it is evident that the whole family revolves around a darling little two-year-old named Sarah Elizabeth, the anchor for all the love in this family. For the last few years, the Kesslers enlisted the help of au pairs. In the past nine months they have found a natural fit with Delany, as she quickly bonded with all five children. George is a graduate of the Naval Academy and a Naval postgraduate with a master’s degree in national security affairs, and Michelle has a master’s degree in guidance counseling with a bachelor’s degree in psychology. It appears that education and training have prepared them both for the mission of raising five wonderful children. Sadly, the Kesslers are being redeployed to Virginia in May. Hopefully we will have a chance to welcome them back home in the future. Anchors away.
IT APPEARS THAT EDUCATION AND TRAINING HAVE PREPARED THEM BOTH FOR THE MISSION OF RAISING FIVE WONDERFUL CHILDREN. Photo Credit to Schafer Photography
26 OUR HOMETOWN · MARCH 2014
A Neighborhood Church for Eastlakers Like You! We might be new to Eastlake, but we’re not new to Chula Vista. Having outgrown our facilities on the west side of town, we’re expanding to the east and bringing our exciting brand of Spirit-driven worship and high-energy services to this community. Join us this Sunday see what it’s all about!
CHECK US OUT THIS SUNDAY AT 10AM!
THE PERFORMING ARTS CENTER AT EASTLAKE HIGH SCHOOL Childcare & Kids’ Classes | lighthouseeastlake.com
You know how to make money. We know how to help you keep it. With wealth comes great responsibility. Every dollar should be cared for, nurtured and preserved. In other words, your wealth must be managed. As a Financial Advisor, I have the experience and resources to assist in managing the many facets of your financial world—from investments and risk management to estate planning. By working together, we can create a detailed Gerald Ramirez
wealth plan to help protect and grow your wealth.
Chartered Retirement Planning Counselor Vice President Financial Advisor 4350 La Jolla Village Drive, Suite 1000 San Diego, CA 92122 858-643-5012 gerald.ramirez@ms.com www.morganstanley.com/fa/ gerald.ramirez Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. Š 2013 Morgan Stanley Smith Barney LLC. Member SIPC. GP11-01363P-N09/11 7308122 MAR009 10/12