HOME OWNERSHIP 101

With Errol Scott

Are you considering becoming a homeowner? The first step is assessing whether you will be paying cash or obtaining a loan. The loan approval process provides vital insight:

1. Once you have established what monthly payment best fits your budget, the lender can use this detail guide your price point when shopping.

2. Even if you have amazing credit, a perceptive lender can provide tips and strategies, further improving your rating and potentially saving you thousands of dollars in the future.

3. If for some reason you do not qualify to buy, they can educate you on exactly what you need to do to get yourself in a position to purchase.

4. Getting that “Pre-Approval” once you are ready to put an offer in on a house can ensure that you are not setting yourself up for disappointment.

*IMPORTANT… Testimonials are one of the best gauges for finding the right lender for you. There are no obligations, hassles or pressure when approaching a lender.

Stay tuned for more tips and tricks to have you home-shopping like a pro! Follow me on IG @ Hardbodyrealtor www.errolscott.com