ABC DO CARRO Entenda as principais peças e sistemas de um veículo, de forma simples e clara
Páginas 06 e 07
Braço do Norte:
EX-PREFEITO E ATUAL CONTRARIAM UM AO OUTRO A RESPEITO DAS FINANÇAS
POPULAÇÃO SE MOBILIZA CONTRA INSTALAÇÃO DE NOVAS PCHS NO
RIO BRAÇO DO NORTE
02 eflexão
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03 POPULAÇÃO SE MOBILIZA CONTRA INSTALAÇÃO DE NOVAS PCHS NO
RIO BRAÇO DO NORTE 1
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O que é uma PCH?
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07 Não tem jeito: quem gosta de automóvel sempre quer saber tudo sobre seu funcionamento, mas alguns componentes são bastante complicados para um leigo. Então, se você não é engenheiro mecânico, aqui você encontra a tradução do conceito e da funcionalidade das principais peças e sistemas de um veículo, de forma simples e clara.
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ssociados da Sicoob Credivale tem muito que comemorar. A CooperaƟva terminou 2012 com um saldo posiƟvo superior a R$ 3 milhões e ainda está autorizada a se tornar cooperaƟva de livre admissão de associados. O desempenho de 2012 foi apresentado na assembleia anual, realizada em 22 de março, no Salão Paroquial de Grão-Pará, e contou com a parƟcipação de cerca de 450 associados. O presidente da Sicoob Central/SC e da Confederação Brasileira de CooperaƟvas de Crédito (Confebras), Ruy Schneider da Silva, presente na assembleia, explicou todos os trâmites do processo para transformação em CooperaƟva de Livre Admissão de Associados, aprovado pelo Banco Central do Brasil, a importância para os associados e para o fortalecimento da insƟtuição. O presidente ainda reforçou que o Sicoob Credivale “não deve perder as raízes e olhar cada vez mais para o produtor rural”. Para o gerente geral do Sicoob Credivale, Clóvis Freitas, a conquista permiƟrá que a CooperaƟva ofereça um leque ainda maior de produtos e serviços aos associados. “Estamos num processo de adequação, mas no futuro poderemos oferecer linhas de crédito do BNDES e BRDE, contribuindo ainda mais com o desenvolvimento sócio e econômico da região onde estamos inseridos, informa. “Só conseguimos a autorização porque temos hoje uma cooperaƟva consolidada. E a tendência é crescermos ainda mais, pois estaremos mais compeƟƟvos no mercado”, destaca. Em 2012, o resultado da CooperaƟva foi de R$ 3.064.481,18. “O valor, conforme aprovado em assembleia, não será distribuído entre os associados, mas sim capitalizado para fortalecer ainda mais a cooperaƟva”, explica Clóvis. Nos úlƟmos anos, a Credivale teve expressivo crescimento. As dez agências da CooperaƟva possuem hoje 11.435 associados, mais do que o dobro que Ɵnha em 2008 (5.613). Oferece uma gama variada de produtos e serviços a seus associados, por isto a origem do slogan: “O Banco que você sempre quis não é Banco é uma CooperaƟva”. Além de Braço do Norte, o Sicoob Credivale tem agências em Armazém, São MarƟnho, Grão-Pará, São Ludgero, Orleans, Rio Fortuna, Gravatal, Tubarão e Pedras Grandes.
Para o presidente do Sicoob Credivale Divo Muller, foi um ano muito bom e eufórico falou na assembléia:
PALAVRA DO PRESIDENTE O ano de 2012 foi repleto de desaĮos, pois como cooperaƟvistas, temos o compromisso de contribuir com o crescimento e desenvolvimento dos nossos associados, e acima de tudo do desenvolvimento sócio econômico da região onde estamos inseridos. O momento de instabilidade econômica pelo qual passam alguns países do mundo. A diĮculdade em exportarmos certos produtos, com destaque para o agronegócio nas aƟvidades de avicultura e suinocultura, onde, o custo de produção chegou a estar acima do preço de venda do produto Įnal, aƟngindo significativamente os produtores da região e consequentemente seus fornecedores e o comércio de um modo geral. Cientes estamos, de que outros segmentos também passaram por diĮculdades, porém com braços fortes de trabalhadores dedicados, e de associados que acreditam naquilo que fazem, superamos estas adversidades, e nos preparamos para outras que poderão vir. Mesmo com estas turbulên-
cias, podemos dizer que 2012 foi um ano muito bom. Tivemos um crescimento no resultado de 49,00% em relação a 2011, alcançando o valor de R$ 3.064.481,18. De Patrimônio Líquido ultrapassamos o valor de R$ 10.050.000,00, fundamental para o desenvolvimento e segurança do Sicoob Credivale. Na Carteira de EmprésƟmos/Financiamentos em geral, alcançamos o valor de R$ 48.195.000,00. Valor este, 49,50% superior ao ano anterior. Deste valor R$ 13.744.000,00 é na Carteira Agrícola, sendo 71,00% superior ao aplicado no ano anterior, o que demonstra que a cada dia estamos invesƟndo mais e mais na aƟvidade rural. Os depósitos em Conta Corrente e Aplicações (que é a poupança do associado), ultrapassaram o valor de R$ 64.600.000,00, demonstrando a conĮança dos associados na sua cooperaƟva. Tivemos ainda neste exercício um aumento significativo de sócios chegando a 11.435, representando mais de 20% de
novos sócios, o que demonstra a credibilidade que o Sicoob tem nos municípios onde atua. Inauguramos uma nova agencia em Pedras Grandes. Concluímos o processo de reestruturação das agencias de Armazém, São MarƟnho e Rio Fortuna. Feito isto, podemos dizer que todas as nossas agencias possuem óƟmas instalações, num espaço amplo, dando mais comodidade para podermos proporcionar um melhor atendimento aos nossos associados. Para 2013, nos comprometemos em darmos o máximo de nós, juntamente com todo o Conselho de Administração, Conselho Fiscal, Gerencia e Funcionários, para proporcionarmos melhores alternaƟ vas de negócios aos associados, com qualidade, competência e bom atendimento, para que o Sócio, o Sicoob e a CooperaƟva cresça e se solidiĮque cada vez mais. Agradeço a conĮança e parceria que manƟvemos com todos, e que o interesse coleƟvo e a intercooperação seja um dos focos para o novo exercício.
10 m Rio Fortuna
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12 oluna do Jacino Olaaa pessoar, ieu to aqui numa coluna du seu jornar O 9ISOR, sou um caipira que vim hรก uns anos atraz da lavoura, da agricurtura i acabei bagunรงandu minha fala sabi, falo argumas palavras certas pelos costumes das cidades, e outras palavras viraram relรญquias nu meu palavriado que nunca vai sumi do meu jeito di falรก la da roรงa. Jeitu caipira, ham ham ham Sabe ieu tava vindo aqui pra redaรงรฃo do 9ISOR na nossa querida, bela e tranquila cidade de RIO FOR78N$, quando ieu tava xeganu bem prรณximo do hospitar, vi um mulรฉque, sentado nu mei ยฟo i eli tava com a boca aberta, ieu oiei i falei assim pra eli, minino, ce ta com a boca aberta!, eli mi zoiรด i mi respondeu, ieu sei, foi ieu qui abri!!! ham ham ham , minino macriado sรด...
Facebook (turma do jacino) Responsรกvel: /ima Queiroz E-mail: limabn@hotmail.com &elular (48) 9936-5640 ( produรงรฃo )
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14 É tĂŁo fĂĄcil enganar-se a si mesmo sem o perceber, como ĂŠ difĂcil enganar os outros sem que o percebam.â€? Duque de La Rochefoucauld
assatempo Rindo Muito
1. O que a Caixa de Leite falou para o leite de saquinho?
2. O que aconteceu com o pintinho que nĂŁo passou manteiga de cacau?
3. Como vocĂŞ descobre que a padaria do portuguĂŞs foi informatizada?
Respostas: 1. 9em pra &aixa vocĂŞ tambĂŠm 2. Rachou o bico 3. Ele usa um mouse atrĂĄs da orelha
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16 isĂŁo Geral Vacinação Começou em todo o Brasil e vai atĂŠ 26 de abril a Campanha de Vacinação Contra a Gripe, do MinistĂŠrio da SaĂşde. Em sua 15ÂŞ edição, tem como pĂşblico-alvo gestantes, indĂgenas, presidiĂĄrios, proĂ€ssionais de saĂşde, idosos com 60 anos ou mais e crianças de seis meses a dois anos, alĂŠm de doentes crĂ´nicos e mulheres no perĂodo de atĂŠ 45 dias apĂłs o parto tambĂŠm devem receber a vacina, totalizando mais de 39 milhĂľes de pessoas. As doses protegerĂŁo contra trĂŞs subtipos do vĂrus inĂ uenza: A (H1N1) - conhecido popularmente como gripe suĂna -, A (H3N2) e B. HĂĄ quem defenda que a vacina deve ser distribuĂda para toda a população, entretanto o MinistĂŠrio da SaĂşde garante que somente pessoas com baixa capacidade imunolĂłgica correm risco de morte com a gripe. Por via das dĂşvidas, que nĂŁo faz parte do pĂşblico-alvo da campanha, pode buscar a vacina em clĂnicas e hospitais privados.
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