Owatonna Area
REAL ESTATE GUIDE
December 2012 This photo is for illustration only. This is not an actual listing.
Owatonna.com
Page 2 Real Estate Guide
December 2012
Bankof ofAmerica America Home Home Loans® Loans® guidance guidance Bank yourreal realestate estateprofessional professional ++your homebuying buyingmade made clear clear ==home
Rely on our experience and guidance to help you find the loan option that’s right for your financial Rely on our experience and guidance help you find the loan option right for your financial circumstances. Combined with yourtoreal estate professional’s localthat’s market knowledge, you may be able circumstances. Combined your real estate professional’s local market knowledge, you may be able to go from home shopperwith to homeowner. to go from home shopper to homeowner. The first step is easy: We’ll be happy to review your goals and provide you with a prequalification that can The first step is how easy: We’llyou be can happy to review afford your goals and provide you with a prequalification information, you can thenthat can help determine much comfortably to borrow. With that help determine howreal much youprofessional can comfortably afford to borrow. Withforthat information, can then consult with your estate to find a home that’s right you. And when you apply, you’ll consult with your estate professional to find a home right for whenkey youterms apply,ofyou’ll benefit from ourreal exclusive Clarity Commitment® loanthat’s summary thatyou. will And highlight your loan benefit from our exclusive Clarity Commitment® loan summary that highlight key terms of your loan in easy-to-understand language. In the meantime, you may wish to will explore our valuable Home Loan in Guide, easy-to-understand language. In the meantime, you may wish explore ourthe valuable HomeGuide Loan which provides home financing tools and calculators. Youtocan access Home Loan Guide, which home financing tools and calculators. You can access the Home Loan Guide directly fromprovides our website. directly from our website. Add it up — the expertise of your local real estate professional, coupled with all that Bank of America Home has to offer, couldlocal be your for home buying success. Add it upLoans® — the expertise of your real formula estate professional, coupled with all that Bank of America Home Loans® has to offer, could be your formula for home buying success. To get started, or for the name of a local real estate professional, contact us today. To get started, or for the name of a local real estate professional, contact us today. Kristin Meier Mortgage Loan Officer Kristin MeierCell (507) 213-9797 (507) 446-1181 Office Mortgage Loan Officer 102(507) N. Cedar AvenueCell 213-9797 Owatonna, MN 55060 (507) 446-1181 Office
Mark Meier Mortgage Loan Officer Mark Meier (507) 363-0030 Cell (507) 446-0080 Office Mortgage Loan Officer 102 N. Cedar Avenue Cell (507) 363-0030 Owatonna, MN446-0080 55060 Office (507)
102 N. Cedar Avenue Owatonna, MN 55060 http://mortgage.bankofamerica.com/kristinmeier
Mark .Meier@BankofAmerica.com
Kristin.Meier@BankofA merica.com
102 N. Cedar Avenue
Owatonna, MN 55060 http://mortgage.bankofameri ca.com/markmeier
Mark .Meier@BankofAmerica.com Mark.Meier@BankofAmerica.com Kristen.Meier@BankofAmerica.com Kr istin.Meier@BankofA merica.com http://mortgage.bankofamerica.com/kristenmeier http://mortgage.bankofamerica.com/kristenmeier http://mortgage.bankofameri ca.com/markmeier The Clarity Commitment® summary is providedhttp://mortgage.bankofamerica.com/kristinmeier as a convenience, does not serve as a substitute for a borrower’s actual loan documents and is not a commitment to lend. Borrowers should become fully informed by reviewing all of the loan and disclosure documentation provided. NMLS 533156 NMLS 533094 The Clarity Commitment® summary is provided as a convenience, does not serve as a substitute for a borrower’s actual loan documents and is not a commitment to lend. ©2010 Bank of America Corporation ARV225F1 Borrowers should become fully informed by reviewing all of the loan and disclosure documentation provided.
Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to©2010 lend. Programs, rates, terms and conditions are subject to change without notice. Bank of America Corporation ARV225F1 Bank of America, N.A., Member FDIC. Equal Housing Lender. Protect recycling this document. Credityour and personal collateralinformation are subjectbefore to approval. Terms and conditions apply. This is not a commitment
to lend. Programs, rates, terms and conditions are subject to change without notice. Bank of America, N.A., Member FDIC. Equal Housing Lender. Protect your personal information before recycling this document.
December 2012
Page 3 Real Estate Guide
INDEX
Owatonna Area
REAL ESTATE
GUIDE Bank of America .....................................2 Owatonna Area Real Estate Guide is a monthly ERA Gillespie Real Estate.................5 & 8 The publication distributed in the Owatonna People’s Press and at select area locations in Owatonna. It is endorsed by HomeTown Credit Union ......................5 the Owatonna Multiple Listing members. A special project of Owatonna Public Utilities......................4 The Owatonna People’s Press Profinium Mortgage ...............................6 135 W. Pearl St., Owatonna, MN 507-451-2840 • Fax 507-444-2382 Wells Federal Bank .................................7 Publisher RON ENSLEY
Advertising Director DEBBIE ENSLEY
email: densley@owatonna.com
Owatonna.com
Media Consultants BETTY FROST, LUKE BROWN, DIANE GENGLER,
All advertising contained herein is the responsibility of the advertisers. The Owatonna Area Real Estate Guide retains the publication rights to all contents produced or supplied by the Owatonna Area Real Estate Guide. Use of material without written consent of Real Estate Guide is prohibited. All Rights Reserved © 2012
RACHEL EBBERS, DEB THEISEN Advertising Design TAYLOR HUBER, JENINE KUBISTA, KELLY KUBISTA, PAUL RISTAU,
EQUAL HOUSING
OPPORTUNITY
EQUAL HOUSING OPPORTUNITY
SUE SCHUSTER
All real estate advertising in this publication is subject to the Fair Housing Act which makes it illegal to advertise “any preference limitation or discrimination based on race, color, religion, sex, handicap, family status, or national origin, or any intention to make such preferences, limitation or discrimination.” Familial status includes children under the age of 18 living with parents or legal custodians; pregnant women and people securing custody of children under 18. This publication will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777. The toll-free phone number for the hearing impaired is 1-800-927-9275.
Page 4 Real Estate Guide
December 2012
E SKY, H T M O R R, MILES F 2 T FILTE D E O P O P F O 0 0 DR GH A 1,3 U O R H T YMENT. D O J E S N S E A R P OR YOU F D E L L I AND CH
Owatonna residents might be surprised to learn that we have some of the best drinking water in the country. Our deep well ensures that every drop of water you get from your tap has gone through one of the best filtration systems in the world. Cheers!
A TAP FULL OF GREAT TASTE.
(507) 451-2480 www.owatonnautilities.com
December 2012
Page 5 Real Estate Guide
122 N. Cedar • Owatonna 507.451.7488 800.658.7056 www.erahome.com email: era@erahome.com
save money • save time • simplify your life
$115,000
VISUAL TOUR #2804537
$144,900
VISUAL TOUR #2816632
FRESHLY DECORATED! • 3 bedrooms, 2 baths • Nice basement with family room • Hardwood floors • Updated kitchen & baths • Quiet area, fenced yard Contact Connie Knutson. MLS #4038125
$199,000
VISUAL TOUR #2740778
SMALL TOWN CHARMER IN MEDFORD! • 3 bedrooms, 2-1/2 baths • 1/2 acre lot, 2 porches, mature trees • Double attached garage • Larger kitchen island, lots of cupboard space • Newer windows, high efficiency furnace • Ceramic floors & high ceilings Contact Connie Knutson. MLS #4038453
EQUAL HOUSING
OPPORTUNITY
ENJOY THE COUNTRY! • Easy access to Hwy 35 • Newer home, open floor plan • Several shops, .98 acres • Attached & detached 6 car garage • 4 bedrooms, 3 baths • Upper level family room Contact Connie Knutson. MLS #4036204
LOTS WITH LOTS OF OPTIONS! • Prime & daylight lots • Semi private & patio home lots • Very affordable • Open to all builders! Contact Matt Gillard.
Our Team of
Professionals
Nancy Sletten Broker Associate GRI, SRES
Matt Gillard Realtor GRI
Erin Gillespie Broker Associate GRI, ERS
Sid Schroeder Realtor GRI, ERS
Stephanie Woodrich Realtor
Melinda David Realtor
Mark Woodrich Realtor
Connie Knutson Broker Associate CRS, GRI, ERS ABR
Justin Ohnstad Realtor
Barry Gillespie CRB, CRS, ePRO
Ryan Jirele Mortgage
We Do FHA Mortgages! Purchases FHA • VA • Conventional
Refinances
Lower Your Rate Lower Your Payment Get Cash Out
Eric Miller, MLO# 642739 507-455-6735 Direct 507-456-8987 Cell emiller@hometowncu.coop
Your Trusted Partner for Financial Success
Serving those who live, work, worship or attend school in Dodge, Rice, Steele and Waseca Counties
www.hometowncu.coop
Lud Gillespie 1925-2011
Page 6 Real Estate Guide
December 2012
WANT A LOWER MORTGAGE PAYMENT? ACT NOW WHILE RATES ARE LOW! See the Profinium mortgage staff for an appointment to lower your payment or shorten your mortgage term!*
OWATONNA LOAN PRODUCTION OFFICE
328 North Cedar Ave.
507-444-0101
Equal Housing Lender
www.profinium.com Member FDIC *Qualifications may apply.
Jennifer Svien NMLS # 663481
Matt Walerius NMLS # 663358
If your home isn’t listed with a Realtor,
it might as well be You have a home for sale but no one is seeing it. Maybe because it isn’t listed with a professional Realtor. Realtors make it easy for you to buy or sell your home. They have access to a pool of serious home buying prospects... and a Multiple Listing Service that can offer buyers the affordable home of their choice. They do the legwork, the paperwork, and the hard work to help you sell your home quickly.
REALTOR
®
Look for the Realtor logo to find the commitment and full services of a real estate professional.
December 2012
Page 7 Real Estate Guide
Page 8 Real Estate Guide
December 2012
Nancy Sletten Cell: 507-363-9368 nancy@erahome.com 122 N. Cedar • Owatonna Broker Associate 507.451.7488 • 800.658.7056 Realtor, GRI, SRES www.erahome.com
$79,000
$55,000
Save Money… Save Time… Simplify Your Life EQUAL HOUSING
OPPORTUNITY
FEATURED LISTING
701 Cedar Ave. South $129,500
VISUAL TOUR #2841952
VISUAL TOUR #2793683
SMALL TOWN BEAUTY WITH LOTS OF UPDATES! • Affordable home in New Richland • 3 bedrooms, 2 baths • Main floor laundry & huge kitchen • Two level deck with access to backyard from both floors • Newer roof, windows, siding • 2 car garage MLS #4039125
HAS IMPROVEMENTS, NOW NEEDS A FEW MORE! • Steel roof, permanent siding & good windows • Preserved character • King sized rooms • 2 car garage • Nice backyard with mature trees MLS #4037801
$119,000
$125,000
VISUAL TOUR #2889963
VISUAL TOUR #285709 • Three bedrooms, 2.5 baths, 2 car garage • Dry basement, newer windows, updated electric • Maintenance free deck, permanent siding, newer landscaping and great curb appeal
VISUAL TOUR #2852805
UP-TO-DATE...NOTHING TO DO! • Completely remodeled • 3+ bedroom, 1.5 bath • New kitchen with stainless steel appliances • New 2 car garage • Main floor laundry & huge front porch MLS #4040538
NEW $134,900 LISTING
MOVE-IN READY 3 BEDROOM RANCH IN NEW RICHLAND! • One owner home • Large living room with bow window • Formal dining room • Lower level family room with 2nd kitchen • Lower level bedroom with egress window • Steel siding, new roof MLS #4039438
NEW PRICE
• Spacious living room with inviting front entry • Formal dining with bow window & newer laminate floors
$128,900 • Updated kitchen with pull-out cupboards & breakfast bar • Pantry, eat-in dinette, access to main floor laundry with a half bath
VISUAL TOUR #2897906
VISUAL TOUR #2918401
REMODELED WITH QUALITY IN MIND! • 4 bedroom, 2 bath ranch • New siding, windows, roof • Updated kitchen & bathrooms • Energy efficient tested! • 2 car garage, new concrete driveway MLS #4041324
AFFORDABLE PRICE LIKE NEW! • Fresh interior paint • New stainless steel kitchen appliances • Nice deck and 2 car garage • Easy to finish the lower level • Near school and walking path in Medford MLS #4040738
$139,900
VISUAL TOUR #2794281
COSTLY IMPROVEMENTS...DONE!! • 4 bedroom, 2 bath, multi-level home • 2 car garage • Updates include roof, steel siding, windows, furnace • Newer driveway & garage door • Close to schools & churches MLS #4037815
$174,900
VISUAL TOUR #2795938
ACREAGE IN THE COUNTRY, MUST SEE TO APPRECIATE! • 3.56 acres, pasture land & barn • Fantastic condition inside & outside • 4 bedrooms, 3 baths, attached 2 car garage • Low maintenance native plant gardens • New roof, siding, doors, retaining wall & more... MLS #4037896
• Roomy master bedroom with access to updated master bath with dual sinks MLS# 4039407
$184,900
VISUAL TOUR #2801896
4 BEDROOM, 3 BATH RANCH GREAT NE LOCATION! • Main floor laundry • Master bath • Family room with fireplace • Deck and backyard pool • Newer roof & central air MLS #4038101
$375,000
VISUAL TOUR #2871080
LOADED WITH UPSCALE AMENITIES AND UNEXPECTED SURPRISES! • 5 bedroom, 3 bath ranch overlooking wildlife pond & woods • Brazilian floors, fireplace, cherry cabinets, granite counters • Finished lower level with walk-out & wet bar • Huge extension to lower level with 1000 sq ft bonus space! MLS #4040018