January RE Guide 2011

Page 1

Owatonna Area

REAL ESTATE GUIDE

January 2011 This photo is for illustration only. This is not an actual listing.

owatonna.com


January 2011

Page Real Estate Guide

Bank of America + your real estate professional = home buying made simple Today there are more opportunities than ever for qualified homebuyers. And when you combine the home loan lending expertise of Bank of America with your real estate professional’s local market knowledge, you could be on your way from home shopper to homeowner.

Contact us get in in touch touch Contact metoday todayto tofind find out out how how we we can can help help you you get with a real estate professional in your area. with a real estate professional in your area. <First Name><Last Name> <Title> <Phone 1 Number><Phone 1 Des> <Email Address> <Web Address>

102 Cedar Avenue N. Owatonna, MN 55060 Kriss Meier - 507-213-9797 Mark Meier - 507-363-0030

Kriss Meier

Mark Meier

Bank of America, N.A., Member FDIC Equal Housing Lender Š 2009 Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. 00-62-0196D 04-2009 AR70863


January 2011

Real Estate Guide Page 3

INDEX Advisor’s Mortgage, LLC .............................. 13 Bank of America............................................. 2 Century 21 - Vision Real Estate .................... 5-8 Coldwell Banker Home Connection .............. 4 Edina Realty ................................................. 11 ERA Gillespie Real Estate.......................... 12-14 HomeTown Credit Union ............................. 10 Prudential Advantage Realty ........................ 16 River City Mortgage & Financial .................. 15 United Prairie Bank ........................................ 4 Wells Fargo Home Mortgage ......................... 9 Wells Federal Bank ....................................... 14

Owatonna Area

REAL ESTATE GUIDE

The Owatonna Area Real Estate Guide is a monthly publication distributed in the Owatonna People’s Press and at select area locations in Owatonna. It is endorsed by the Owatonna Multiple Listing members. A special project of The Owatonna People’s Press 135 W. Pearl St., Owatonna, MN

507-451-2840 • Fax 507-444-2382 Publisher RON ENSLEY Advertising Director DEBBIE ENSLEY

email: densley@owatonna.com Account Representatives BETTY FROST, DIANE GENGLER, LAURIE JENSEN, DEB THEISEN Advertising Design JENINE KUBISTA, KELLY KUBISTA, KERRI POHLNER, BROOKE SCHROHT, SUE SCHUSTER All advertising contained herein is the responsibility of the advertisers. The Owatonna Area Real Estate Guide retains the publication rights to all contents produced or supplied by the Owatonna Area Real Estate Guide. Use of material without written consent of Real Estate Guide is prohibited. All Rights Reserved © 2011

EQUAL HOUSING

OPPORTUNITY

owatonna.com

EQUAL HOUSING OPPORTUNITY

All real estate advertising in this publication is subject to the Fair Housing Act which makes it illegal to advertise “any preference limitation or discrimination based on race, color, religion, sex, handicap, family status, or national origin, or any intention to make such preferences, limitation or discrimination.” Familial status includes children under the age of 18 living with parents or legal custodians; pregnant women and people securing custody of children under 18. This publication will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-6699777. The toll-free phone number for the hearing impaired is 1-800-927-9275.


January 2011

Page Real Estate Guide

dream

We’ll help you get there.

Make it happen Your dream of owning a home can become a reality. Whether you’re buying your first home or upgrading to accommodate your growing family - Rhonda and Millie will work hard to find the right financing for your needs.

Lenders: Rhonda Spatenka Millie Rentmeester

unitedprairiebank.com 507.451.6300 Owatonna

TM

Let our team of experienced agents help you with all of your REAL ESTATE needs.

Lynn Johnson 390-6109

Julie Wesely-Smit 456-1781

Toni Van Esch 213-6009

Chad Hacker 363-4404

Each office independently owned & operated REALTOR

®

Nancy Frits 456-4189

Bill Maxwell 438-1086

Michelle Jandt 456-5804

Chris Reynolds 213-0461

Sandy Penny 456-1601

Sandy Stahl 456-7488

Joyce Drake 363-9193

Dave Richards 383-2116

Joy Groves 213-9377

Susan Bartley 475-3151

NOW IS THE TIME TO BUY! Check Out Our Complete Listings at

www.cbhomeconnection.com

101 22nd Street SE Owatonna 451-8080 or (888) 208-8209

TM


January 2011

Real Estate Guide Page

REALTOR


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January 2011

REALTOR


January 2011

Real Estate Guide Page

REALTOR


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January 2011

REALTOR


January 2011

Real Estate Guide Page

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Getting your Home Ready For Viewing. 1. Have a clean entrance. 2. Check roof, gutters and exterior paint or siding, repair if necessary. 3. Fix broken windows and screens. 4. Keep the lawn mowed, shrubs and trees trimmed. 5. Wash and wax oors, shampoo carpets. 6. Keep your house and garage picked up. 7. Repair poor plumbing, switches, hinges, etc. 8. Don’t apologize for you home’s appearance. 9. Let your Realtor do the showing. 10. Answer questions honestly. 11. Repaint walls and ďŹ x worn woodwork. 12. Be sure your Realtor has a key for showing your home when you are away.


January 2011

Page 10 Real Estate Guide

FIRST MORTGAGES • Purchases • Refinances • FHA • VA • Conventional

HOME EQUITIES • Fixed Rate • Lines-of-Credit

Bonnie and Tracy

2400 W. Bridge St. • 1620 S. Cedar Owatonna 507-451-3798 • 888-451-3798 Your Trusted Partner for Financial Success

www.hometowncu.coop

If your home isn’t listed with a Realtor,

it might as well be

You have a home for sale but no one is seeing it. Maybe because it isn’t listed with a professional Realtor. Realtor® make it easy for you to buy of sell your home. They have access to a pool of serious home buying prospects... and a Multiple Listing Service that can offer buyers the affordable home of their choice. They do the legwork, the paperwork, and the hard work to help you sell you home quickly.

REALTOR

®

Look for the Realtor logo to find the commitment and full services of a real estate professional.


January 2011

REALTORS®, CRS, GRI

Real Estate Guide Page 11

Time to Make a Move!

NEW LISTING

NEW LISTING

$49,000

$67,000

$77,000

$79,900

AFFORDABLE LIVING!

CLEAN & NICE!

BEEN WAITING?

NEED SPACE?

Good location 4 bedroom 2 bath. With some TLC could be a nice home.

2 Bedroom 2 bath, spacious eat-in kitchen, upper level nursery off the bedroom.

108 6th Avenue E, Ellendale

316 Aspen Ave S, New Richland

NEW LISTING

Great backyard.

This home offers efficiently designed 5 Bedroom 3 bath home may be your answer. Main floor master bedroom, kitchen with ample cabinets. Good sized rooms throughout plus a deck separate formal dining. Lots of storage. off the front and back to take in 313 Aspen Avenue S, New Richland these Minnesota seasons. 404 Church Street, Hartland

NEW LISTING

$79,900

MOVE IN READY! Complete interior remodeled, 3 bedroom 2 bath. 403 Central Avenue S, Geneva

NEW LISTING

$89,900

$115,000

SOLID TRADITIONAL HOME!

SMALL TOWN LIVING!

Spacious floor plan, all been updated inside 3 bedroom 3 bath. 402 2nd Street N, Ellendale

Good sized kitchen, dining area, 3 bedroom main level, plus finished lower level family room & rec area. 206 1st Avenue NE, Clarks Grove

$117,000 HOW ABOUT A HOME THAT’S BEEN UPDATED INSIDE & OUT ? Beautiful oak cabinets, main floor laundry, plus 24x40 heated garage/workshop. 403 1st Street SW, New Richland PRICE REDUCED

$119,000

$129,000

$179,000

$225,000

ONE LEVEL LIVING!

AREYOU TIRED OF CLIMBING STEPS?

TIME TO UPGRADE!

RURAL PROPERTY!

2 Bedroom 2 bath, 2 car, built in 2008, a value buy. Floor plan is designed for easy living. 312 7th Street NW, New Richland

3 Bedroom 3 bath with office. Features great room, private master suite, all reasonably priced.

2005 built with plenty of room for entertaining. Gorgeous custom cabinets, private master suite, plus finished lower level family room with fireplace.

310 1st Street SW, New Richland

110 5th Street SE, Geneva NEW LISTING

$235,000

21ST CENTURY DESIGN! Open concept, 5 bedroom 3 bath custom. Main floor laundry, plus finished lower level family room where you can get away without going away.

$265,000

$325,000

BUILT IN 2006!

LAKESHORE!

Beaver Lake!

Edge of town location. This open concept invites casual comfortable living. All the upgrades you would expect.

3 Bedroom 2 bath 3 car. Sits on one of the nicest level lots on St. Olaf Lake. Call for details.

405 7th Street NW, New Richland

17262 240th Avenue , New Richland

Build your Dream Home. Access lots include partial ownership on lake front. $64,900-$74,500

309 7th Street NW, New Richland

507-456-0816

www.kimberg.edinarealty.com

This acreage has been a nice mix of home, outbuilding, & pasture. 4 Bedroom 3 bath with some nice updates. Located close to the area lakes, black top road. 16439 240th Avenue, New Richland

REALTOR

®


January 2011

Page 12 Real Estate Guide

122 N. Cedar • Owatonna 507.451.7488 800.658.7056 www.erahome.com email: era@erahome.com EQUAL HOUSING

OPPORTUNITY

$595,000

save money • save time • simplify your life

VISUAL TOUR #2266695

A PRIVATE RETREAT! • 26.75 secluded acres • 3 bedrooms, 4 baths • Beautiful pond views • 36x50 metal building • Custom built 1978 home Contact Bill Thompson. MLS #4023310

$164,900

VISUAL TOUR #2347827

LIVE THE LIFE! • Townhome with nearly 1,900 sq ft • 2 bedrooms & 2 baths, including master bedroom & bath • Living room fireplace, lower level family room • Main floor laundry, 2 stall garage Contact Matt Gillard. MLS #4025262

$134,900

VISUAL TOUR #2232353

$184,900

VISUAL TOUR #2305999

ENJOY EASY LIVING • 3 bedrooms, 3 baths including master bedroom with bath • Main floor laundry • Open and accommodating floor plan • Lower level bedroom and family room with daylight windows Contact Matt Gillard. MLS #4024233

$164,900

VISUAL TOUR #2265749

PERSONALITY PLUS! • 2700+ sq ft multi-level • 4 bedrooms on one floor • 2 baths, great floor plan • Fireplace, deck with shade area • Recent decorating updates Contact Deb Gillard. MLS #4023309

$104,900

SOUTH END ONE-STORY HOME • 3 bedrooms, 2 baths • 2 car garage • Close to parks • Quiet cul-de-sac Contact Connie Knutson. MLS #4022397

VISUAL TOUR #2280698 FRESHLY UPDATED STARTER HOME • Large lot (.44 acres) • 2 bedrooms, 2 baths • Interior updated • Newer appliances, furnace, AC Contact Bill Thompson. MLS #4023642

$89,900

$89,000

VISUAL TOUR #2203121

WELL MAINTAINED 4 BEDROOM • Main floor master & laundry • Replacement windows • Newer roof • 2 car detached garage with shop • Near parks & walking trail Contact Bill Thompson. MLS #4021651

VISUAL TOUR #2358138

AFFORDABLE A-FRAME • 2 bedrooms, 2 baths • Upper level loft • Living room balcony • Nice yard with mature trees Contact Deb/Matt Gillard. MLS #4025522

$179,900

VISUAL TOUR #2244379

NEW SPLIT-LEVEL CONSTRUCTION! • 2 bedrooms, 2 baths • Vaulted ceiling • Oak cabinets, breakfast bar • Triple attached garage • Future expansion in lower level • Owner/Agent Contact Sid Schroeder. MLS #4022734

$142,500

$169,900

VISUAL TOUR #2334447

CONDITION + PRICE + CURB APPEAL...EQUALS A GREAT VALUE! • 3 bedrooms, 2 baths, well maintained • Lower level family room, daylight windows • 2 tier maintenance free deck • New roof, AC & privacy fence Contact Matt Gillard. MLS #4024936

$139,900

VISUAL TOUR #2037680

VISUAL TOUR #2358068

CAREFREE TOWNHOME LIVING! • 2 bedrooms, 2 baths, 2 car garage • Southern exposure for sun room & patio • Appliances included & fresh paint • All living on one level • Gas fireplace, master bath Contact Bill Thompson. MLS #4016362

GREAT LOW TRAFFIC LOCATION • 4 bedroom, 2 bath ranch style home • Over-sized double garage • Lower level family room • Newer windows, siding and kitchen Contact Sid Schroeder. MLS #4025482

$98,900

VISUAL TOUR #2287414

ALL SHINED UP • Delightful character-updated! • Large yard, partially fenced • Front and back porches • 2 bedrooms + den • Main floor laundry Contact Matt/Deb Gillard. MLS #4023807

$74,900

VISUAL TOUR #2358117

ALBERT LEA VALUE! • 3+ bedroom two story • Maintenance free exterior • Updated kitchen • Original woodwork Contact Sid Schroeder. MLS #4025465

$90,000

VISUAL TOUR #2289833

PRIVATE GENEVA AREA ACREAGE • 3 bedrooms, one story home • Attached garage plus additional 3 stall • Newer shingles & vinyl siding Contact Sid Schroeder. MLS #4023856

$55,900

VISUAL TOUR #2293085

I AM SO UGLY I AM CUTE! • Needs TLC • Two bedrooms, 1.5 baths • Double detached garage •1.75 acres • Panoramic views Contact Connie Knutson. MLS #4023922


January 2011

Real Estate Guide Page 13

EQUAL HOUSING

OPPORTUNITY

Our Team of Professionals THINKING OF BUILDING? • 9 wooded & non wooded lots • Great NE Owatonna location • Deep discounts on price Contact Matt Gillard.

COMMERCIAL PROPERTY $235,000

$115,000

$85,000

$75,000

Nancy Sletten Broker Associate GRI, SRES

Matt Gillard Realtor GRI

Barry Gillespie CRB, CRS, ePRO

Bill Thompson Realtor GRI

Erin Gillespie Broker Associate GRI, ERS

Mark Woodrich Realtor

Connie Knutson Broker Associate CRS, GRI, ERS ABR

Deb Gillard Realtor GRI

Sid Schroeder Realtor GRI, ERS

$175,000

$115,000

$120,000

$130,000

save money • save time • simplify your life

122 N. Cedar • Owatonna 507.451.7488 800.658.7056 www.erahome.com email: era@erahome.com

BUILDABLE COMMERCIAL LOTS • 8 commercial lots • High traffic • Great location • NW Owatonna Contact Bill Thompson.

Jennifer Fisher Broker Associate GRI, SFR

Stephanie Woodrich Realtor

Melinda David Realtor

Justin Ohnstad Realtor

Lud Gillespie Retired

Closings that Feel Right... Right from the Beginning.

Assisting you with your mortgage needs. Advisor’s Mortgage, LLC 214 South Oak • Owatonna, MN 507-455-1858 (Office) 877-216-4159 (Toll Free) 507-213-1433 (Cell)

BRENDA BEDNAR Mortgage Advisor NMLS ID#286049

Website: www.brendabednar.com Email: brendabednar@advisorsmtg.com


January 2011

Page 14 Real Estate Guide

Broker Associate Realtor, GRI, SRES

Nancy Sletten Cell: 507-363-9368 nancy@erahome.com 122 N. Cedar • Owatonna 507.451.7488 • 800.658.7056 www.erahome.com

Celebrate the New Year with a New Home! $120,000

VISUAL TOUR #2310222

BUILT IN 2007! • Affordable! • 2 bedroom, 2 car garage • Like brand new! • Lots of upgrades • Appliances included

$119,900

VISUAL TOUR #1976305

CHARMING CAPE COD! • 3 bedrooms, 1-1/2 bath • Hardwood floors • Preserved character • Main floor bedroom • Large beautiful backyard

Save Money… Save Time… Simplify Your Life EQUAL HOUSING

OPPORTUNITY

$243,900

$165,000

VISUAL TOUR #2344357

VISUAL TOUR #2320925

EXTRA NICE HOBBY FARM CONVENIENT LOCATION • 3+ bedroom, 2+ bath • Loaded with special features • Outbuildings in tip top shape • Easy access to I35 on blacktop road • Good for man, horse, and more

1+ ACRES, COUNTRY-LIKE! • Turn of the century home • Tip-top condition, character preserved • New foam formed basement • Finished on all three levels • 30x40 shed

$32,000

$79,000

VISUAL TOUR #996826

CUTE AS A BUTTON! • Remodeled within the last five years • New central air conditioning • 3 bedrooms • Located across from a city park • Just a short drive from Owatonna

VISUAL TOUR #2320321

BUILD NEW! • New development • Located in small community • 14 lots to choose from • Assessments paid by seller • Build your own dream!

Mortgage Rates Are Low Stop into Wells Federal Bank today and visit with Jeff about financing options for your new home.

Member

FDIC

496 W North St, Owatonna • 444-0010 www.wellsfederal.com


January 2011

Real Estate Guide Page 15

Have you sold a property recently on a short sale? You may not have to wait that long to buy a home.

Do you have a 12-month satisfactory housing/rental payment history? Call me for details!! A Lender You Can Trust! Available Evenings and Weekends for Your Convenience

Tina Gjerald • Sr. Mortgage Loan Officer Phone: (612) 518-4297 | Toll Free: (877) 532-7773 Email: TinaG@RCMortgage.com NMLS# 331972

THE BENEFITS

OF

PROPER PRICING

When you determine your home’s price, beware of the pitfalls of overpricing. Logically, you would think that the higher the price of your house the more money you will receive for it, but there is a fine line between supply and demand. Potential buyers who see your home’s listing price may bypass even looking at it without considering making a lower offer. Concurrently, buyers who are looking only in a specific price range that is less than the cost of your house will never have the opportunity to view your home, leaving you with less

marketability. On the flip side, those who could afford to purchase your home will inevitabley be drawn to better values that are offered elsewhere. The perils of overpricing can be negated by the benefits of proper pricing. Below are just a few of the many benefits that can be reaped with proper pricing: • Higher offers accompany a fair market value. • Real estate agents will be more likely to show your home enthusiastically if he/she believes it is a good market value. A reasonably-priced home will generate competing offers among potential buyers. • A well-priced home will attract more qualified buyers, ensuring that its marketability remains.


Page 16 Real Estate Guide

REALTOR

January 2011


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