Owatonna Area
REAL ESTATE GUIDE
January 2011 This photo is for illustration only. This is not an actual listing.
owatonna.com
January 2011
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Bank of America + your real estate professional = home buying made simple Today there are more opportunities than ever for qualified homebuyers. And when you combine the home loan lending expertise of Bank of America with your real estate professional’s local market knowledge, you could be on your way from home shopper to homeowner.
Contact us get in in touch touch Contact metoday todayto tofind find out out how how we we can can help help you you get with a real estate professional in your area. with a real estate professional in your area. <First Name><Last Name> <Title> <Phone 1 Number><Phone 1 Des> <Email Address> <Web Address>
102 Cedar Avenue N. Owatonna, MN 55060 Kriss Meier - 507-213-9797 Mark Meier - 507-363-0030
Kriss Meier
Mark Meier
Bank of America, N.A., Member FDIC Equal Housing Lender Š 2009 Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. 00-62-0196D 04-2009 AR70863
January 2011
Real Estate Guide Page 3
INDEX Advisor’s Mortgage, LLC .............................. 13 Bank of America............................................. 2 Century 21 - Vision Real Estate .................... 5-8 Coldwell Banker Home Connection .............. 4 Edina Realty ................................................. 11 ERA Gillespie Real Estate.......................... 12-14 HomeTown Credit Union ............................. 10 Prudential Advantage Realty ........................ 16 River City Mortgage & Financial .................. 15 United Prairie Bank ........................................ 4 Wells Fargo Home Mortgage ......................... 9 Wells Federal Bank ....................................... 14
Owatonna Area
REAL ESTATE GUIDE
The Owatonna Area Real Estate Guide is a monthly publication distributed in the Owatonna People’s Press and at select area locations in Owatonna. It is endorsed by the Owatonna Multiple Listing members. A special project of The Owatonna People’s Press 135 W. Pearl St., Owatonna, MN
507-451-2840 • Fax 507-444-2382 Publisher RON ENSLEY Advertising Director DEBBIE ENSLEY
email: densley@owatonna.com Account Representatives BETTY FROST, DIANE GENGLER, LAURIE JENSEN, DEB THEISEN Advertising Design JENINE KUBISTA, KELLY KUBISTA, KERRI POHLNER, BROOKE SCHROHT, SUE SCHUSTER All advertising contained herein is the responsibility of the advertisers. The Owatonna Area Real Estate Guide retains the publication rights to all contents produced or supplied by the Owatonna Area Real Estate Guide. Use of material without written consent of Real Estate Guide is prohibited. All Rights Reserved © 2011
EQUAL HOUSING
OPPORTUNITY
owatonna.com
EQUAL HOUSING OPPORTUNITY
All real estate advertising in this publication is subject to the Fair Housing Act which makes it illegal to advertise “any preference limitation or discrimination based on race, color, religion, sex, handicap, family status, or national origin, or any intention to make such preferences, limitation or discrimination.” Familial status includes children under the age of 18 living with parents or legal custodians; pregnant women and people securing custody of children under 18. This publication will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-6699777. The toll-free phone number for the hearing impaired is 1-800-927-9275.
January 2011
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dream
We’ll help you get there.
Make it happen Your dream of owning a home can become a reality. Whether you’re buying your first home or upgrading to accommodate your growing family - Rhonda and Millie will work hard to find the right financing for your needs.
Lenders: Rhonda Spatenka Millie Rentmeester
unitedprairiebank.com 507.451.6300 Owatonna
TM
Let our team of experienced agents help you with all of your REAL ESTATE needs.
Lynn Johnson 390-6109
Julie Wesely-Smit 456-1781
Toni Van Esch 213-6009
Chad Hacker 363-4404
Each office independently owned & operated REALTOR
®
Nancy Frits 456-4189
Bill Maxwell 438-1086
Michelle Jandt 456-5804
Chris Reynolds 213-0461
Sandy Penny 456-1601
Sandy Stahl 456-7488
Joyce Drake 363-9193
Dave Richards 383-2116
Joy Groves 213-9377
Susan Bartley 475-3151
NOW IS THE TIME TO BUY! Check Out Our Complete Listings at
www.cbhomeconnection.com
101 22nd Street SE Owatonna 451-8080 or (888) 208-8209
TM
January 2011
Real Estate Guide Page
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速
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January 2011
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January 2011
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Getting your Home Ready For Viewing. 1. Have a clean entrance. 2. Check roof, gutters and exterior paint or siding, repair if necessary. 3. Fix broken windows and screens. 4. Keep the lawn mowed, shrubs and trees trimmed. 5. Wash and wax ďŹ&#x201A;oors, shampoo carpets. 6. Keep your house and garage picked up. 7. Repair poor plumbing, switches, hinges, etc. 8. Donâ&#x20AC;&#x2122;t apologize for you homeâ&#x20AC;&#x2122;s appearance. 9. Let your Realtor do the showing. 10. Answer questions honestly. 11. Repaint walls and ďŹ x worn woodwork. 12. Be sure your Realtor has a key for showing your home when you are away.
January 2011
Page 10 Real Estate Guide
FIRST MORTGAGES • Purchases • Refinances • FHA • VA • Conventional
HOME EQUITIES • Fixed Rate • Lines-of-Credit
Bonnie and Tracy
2400 W. Bridge St. • 1620 S. Cedar Owatonna 507-451-3798 • 888-451-3798 Your Trusted Partner for Financial Success
www.hometowncu.coop
If your home isn’t listed with a Realtor,
it might as well be
You have a home for sale but no one is seeing it. Maybe because it isn’t listed with a professional Realtor. Realtor® make it easy for you to buy of sell your home. They have access to a pool of serious home buying prospects... and a Multiple Listing Service that can offer buyers the affordable home of their choice. They do the legwork, the paperwork, and the hard work to help you sell you home quickly.
REALTOR
®
Look for the Realtor logo to find the commitment and full services of a real estate professional.
January 2011
REALTORS®, CRS, GRI
Real Estate Guide Page 11
Time to Make a Move!
NEW LISTING
NEW LISTING
$49,000
$67,000
$77,000
$79,900
AFFORDABLE LIVING!
CLEAN & NICE!
BEEN WAITING?
NEED SPACE?
Good location 4 bedroom 2 bath. With some TLC could be a nice home.
2 Bedroom 2 bath, spacious eat-in kitchen, upper level nursery off the bedroom.
108 6th Avenue E, Ellendale
316 Aspen Ave S, New Richland
NEW LISTING
Great backyard.
This home offers efficiently designed 5 Bedroom 3 bath home may be your answer. Main floor master bedroom, kitchen with ample cabinets. Good sized rooms throughout plus a deck separate formal dining. Lots of storage. off the front and back to take in 313 Aspen Avenue S, New Richland these Minnesota seasons. 404 Church Street, Hartland
NEW LISTING
$79,900
MOVE IN READY! Complete interior remodeled, 3 bedroom 2 bath. 403 Central Avenue S, Geneva
NEW LISTING
$89,900
$115,000
SOLID TRADITIONAL HOME!
SMALL TOWN LIVING!
Spacious floor plan, all been updated inside 3 bedroom 3 bath. 402 2nd Street N, Ellendale
Good sized kitchen, dining area, 3 bedroom main level, plus finished lower level family room & rec area. 206 1st Avenue NE, Clarks Grove
$117,000 HOW ABOUT A HOME THAT’S BEEN UPDATED INSIDE & OUT ? Beautiful oak cabinets, main floor laundry, plus 24x40 heated garage/workshop. 403 1st Street SW, New Richland PRICE REDUCED
$119,000
$129,000
$179,000
$225,000
ONE LEVEL LIVING!
AREYOU TIRED OF CLIMBING STEPS?
TIME TO UPGRADE!
RURAL PROPERTY!
2 Bedroom 2 bath, 2 car, built in 2008, a value buy. Floor plan is designed for easy living. 312 7th Street NW, New Richland
3 Bedroom 3 bath with office. Features great room, private master suite, all reasonably priced.
2005 built with plenty of room for entertaining. Gorgeous custom cabinets, private master suite, plus finished lower level family room with fireplace.
310 1st Street SW, New Richland
110 5th Street SE, Geneva NEW LISTING
$235,000
21ST CENTURY DESIGN! Open concept, 5 bedroom 3 bath custom. Main floor laundry, plus finished lower level family room where you can get away without going away.
$265,000
$325,000
BUILT IN 2006!
LAKESHORE!
Beaver Lake!
Edge of town location. This open concept invites casual comfortable living. All the upgrades you would expect.
3 Bedroom 2 bath 3 car. Sits on one of the nicest level lots on St. Olaf Lake. Call for details.
405 7th Street NW, New Richland
17262 240th Avenue , New Richland
Build your Dream Home. Access lots include partial ownership on lake front. $64,900-$74,500
309 7th Street NW, New Richland
507-456-0816
www.kimberg.edinarealty.com
This acreage has been a nice mix of home, outbuilding, & pasture. 4 Bedroom 3 bath with some nice updates. Located close to the area lakes, black top road. 16439 240th Avenue, New Richland
REALTOR
®
January 2011
Page 12 Real Estate Guide
122 N. Cedar • Owatonna 507.451.7488 800.658.7056 www.erahome.com email: era@erahome.com EQUAL HOUSING
OPPORTUNITY
$595,000
save money • save time • simplify your life
VISUAL TOUR #2266695
A PRIVATE RETREAT! • 26.75 secluded acres • 3 bedrooms, 4 baths • Beautiful pond views • 36x50 metal building • Custom built 1978 home Contact Bill Thompson. MLS #4023310
$164,900
VISUAL TOUR #2347827
LIVE THE LIFE! • Townhome with nearly 1,900 sq ft • 2 bedrooms & 2 baths, including master bedroom & bath • Living room fireplace, lower level family room • Main floor laundry, 2 stall garage Contact Matt Gillard. MLS #4025262
$134,900
VISUAL TOUR #2232353
$184,900
VISUAL TOUR #2305999
ENJOY EASY LIVING • 3 bedrooms, 3 baths including master bedroom with bath • Main floor laundry • Open and accommodating floor plan • Lower level bedroom and family room with daylight windows Contact Matt Gillard. MLS #4024233
$164,900
VISUAL TOUR #2265749
PERSONALITY PLUS! • 2700+ sq ft multi-level • 4 bedrooms on one floor • 2 baths, great floor plan • Fireplace, deck with shade area • Recent decorating updates Contact Deb Gillard. MLS #4023309
$104,900
SOUTH END ONE-STORY HOME • 3 bedrooms, 2 baths • 2 car garage • Close to parks • Quiet cul-de-sac Contact Connie Knutson. MLS #4022397
VISUAL TOUR #2280698 FRESHLY UPDATED STARTER HOME • Large lot (.44 acres) • 2 bedrooms, 2 baths • Interior updated • Newer appliances, furnace, AC Contact Bill Thompson. MLS #4023642
$89,900
$89,000
VISUAL TOUR #2203121
WELL MAINTAINED 4 BEDROOM • Main floor master & laundry • Replacement windows • Newer roof • 2 car detached garage with shop • Near parks & walking trail Contact Bill Thompson. MLS #4021651
VISUAL TOUR #2358138
AFFORDABLE A-FRAME • 2 bedrooms, 2 baths • Upper level loft • Living room balcony • Nice yard with mature trees Contact Deb/Matt Gillard. MLS #4025522
$179,900
VISUAL TOUR #2244379
NEW SPLIT-LEVEL CONSTRUCTION! • 2 bedrooms, 2 baths • Vaulted ceiling • Oak cabinets, breakfast bar • Triple attached garage • Future expansion in lower level • Owner/Agent Contact Sid Schroeder. MLS #4022734
$142,500
$169,900
VISUAL TOUR #2334447
CONDITION + PRICE + CURB APPEAL...EQUALS A GREAT VALUE! • 3 bedrooms, 2 baths, well maintained • Lower level family room, daylight windows • 2 tier maintenance free deck • New roof, AC & privacy fence Contact Matt Gillard. MLS #4024936
$139,900
VISUAL TOUR #2037680
VISUAL TOUR #2358068
CAREFREE TOWNHOME LIVING! • 2 bedrooms, 2 baths, 2 car garage • Southern exposure for sun room & patio • Appliances included & fresh paint • All living on one level • Gas fireplace, master bath Contact Bill Thompson. MLS #4016362
GREAT LOW TRAFFIC LOCATION • 4 bedroom, 2 bath ranch style home • Over-sized double garage • Lower level family room • Newer windows, siding and kitchen Contact Sid Schroeder. MLS #4025482
$98,900
VISUAL TOUR #2287414
ALL SHINED UP • Delightful character-updated! • Large yard, partially fenced • Front and back porches • 2 bedrooms + den • Main floor laundry Contact Matt/Deb Gillard. MLS #4023807
$74,900
VISUAL TOUR #2358117
ALBERT LEA VALUE! • 3+ bedroom two story • Maintenance free exterior • Updated kitchen • Original woodwork Contact Sid Schroeder. MLS #4025465
$90,000
VISUAL TOUR #2289833
PRIVATE GENEVA AREA ACREAGE • 3 bedrooms, one story home • Attached garage plus additional 3 stall • Newer shingles & vinyl siding Contact Sid Schroeder. MLS #4023856
$55,900
VISUAL TOUR #2293085
I AM SO UGLY I AM CUTE! • Needs TLC • Two bedrooms, 1.5 baths • Double detached garage •1.75 acres • Panoramic views Contact Connie Knutson. MLS #4023922
January 2011
Real Estate Guide Page 13
EQUAL HOUSING
OPPORTUNITY
Our Team of Professionals THINKING OF BUILDING? • 9 wooded & non wooded lots • Great NE Owatonna location • Deep discounts on price Contact Matt Gillard.
COMMERCIAL PROPERTY $235,000
$115,000
$85,000
$75,000
Nancy Sletten Broker Associate GRI, SRES
Matt Gillard Realtor GRI
Barry Gillespie CRB, CRS, ePRO
Bill Thompson Realtor GRI
Erin Gillespie Broker Associate GRI, ERS
Mark Woodrich Realtor
Connie Knutson Broker Associate CRS, GRI, ERS ABR
Deb Gillard Realtor GRI
Sid Schroeder Realtor GRI, ERS
$175,000
$115,000
$120,000
$130,000
save money • save time • simplify your life
122 N. Cedar • Owatonna 507.451.7488 800.658.7056 www.erahome.com email: era@erahome.com
BUILDABLE COMMERCIAL LOTS • 8 commercial lots • High traffic • Great location • NW Owatonna Contact Bill Thompson.
Jennifer Fisher Broker Associate GRI, SFR
Stephanie Woodrich Realtor
Melinda David Realtor
Justin Ohnstad Realtor
Lud Gillespie Retired
Closings that Feel Right... Right from the Beginning.
Assisting you with your mortgage needs. Advisor’s Mortgage, LLC 214 South Oak • Owatonna, MN 507-455-1858 (Office) 877-216-4159 (Toll Free) 507-213-1433 (Cell)
BRENDA BEDNAR Mortgage Advisor NMLS ID#286049
Website: www.brendabednar.com Email: brendabednar@advisorsmtg.com
January 2011
Page 14 Real Estate Guide
Broker Associate Realtor, GRI, SRES
Nancy Sletten Cell: 507-363-9368 nancy@erahome.com 122 N. Cedar • Owatonna 507.451.7488 • 800.658.7056 www.erahome.com
Celebrate the New Year with a New Home! $120,000
VISUAL TOUR #2310222
BUILT IN 2007! • Affordable! • 2 bedroom, 2 car garage • Like brand new! • Lots of upgrades • Appliances included
$119,900
VISUAL TOUR #1976305
CHARMING CAPE COD! • 3 bedrooms, 1-1/2 bath • Hardwood floors • Preserved character • Main floor bedroom • Large beautiful backyard
Save Money… Save Time… Simplify Your Life EQUAL HOUSING
OPPORTUNITY
$243,900
$165,000
VISUAL TOUR #2344357
VISUAL TOUR #2320925
EXTRA NICE HOBBY FARM CONVENIENT LOCATION • 3+ bedroom, 2+ bath • Loaded with special features • Outbuildings in tip top shape • Easy access to I35 on blacktop road • Good for man, horse, and more
1+ ACRES, COUNTRY-LIKE! • Turn of the century home • Tip-top condition, character preserved • New foam formed basement • Finished on all three levels • 30x40 shed
$32,000
$79,000
VISUAL TOUR #996826
CUTE AS A BUTTON! • Remodeled within the last five years • New central air conditioning • 3 bedrooms • Located across from a city park • Just a short drive from Owatonna
VISUAL TOUR #2320321
BUILD NEW! • New development • Located in small community • 14 lots to choose from • Assessments paid by seller • Build your own dream!
Mortgage Rates Are Low Stop into Wells Federal Bank today and visit with Jeff about financing options for your new home.
Member
FDIC
496 W North St, Owatonna • 444-0010 www.wellsfederal.com
January 2011
Real Estate Guide Page 15
Have you sold a property recently on a short sale? You may not have to wait that long to buy a home.
Do you have a 12-month satisfactory housing/rental payment history? Call me for details!! A Lender You Can Trust! Available Evenings and Weekends for Your Convenience
Tina Gjerald • Sr. Mortgage Loan Officer Phone: (612) 518-4297 | Toll Free: (877) 532-7773 Email: TinaG@RCMortgage.com NMLS# 331972
THE BENEFITS
OF
PROPER PRICING
When you determine your home’s price, beware of the pitfalls of overpricing. Logically, you would think that the higher the price of your house the more money you will receive for it, but there is a fine line between supply and demand. Potential buyers who see your home’s listing price may bypass even looking at it without considering making a lower offer. Concurrently, buyers who are looking only in a specific price range that is less than the cost of your house will never have the opportunity to view your home, leaving you with less
marketability. On the flip side, those who could afford to purchase your home will inevitabley be drawn to better values that are offered elsewhere. The perils of overpricing can be negated by the benefits of proper pricing. Below are just a few of the many benefits that can be reaped with proper pricing: • Higher offers accompany a fair market value. • Real estate agents will be more likely to show your home enthusiastically if he/she believes it is a good market value. A reasonably-priced home will generate competing offers among potential buyers. • A well-priced home will attract more qualified buyers, ensuring that its marketability remains.
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REALTOR
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January 2011