Owatonna Area
REAL ESTATE GUIDE
July 2012 This photo is for illustration only. This is not an actual listing.
Owatonna.com
July 2012
Page 2 Real Estate Guide
Bank of America Home Loans® guidance + your real estate professional = home buying made clear Rely on our experience and guidance to help you find the loan option that’s right for your financial circumstances. Combined with your real estate professional’s local market knowledge, you may be able to go from home shopper to homeowner. The first step is easy: We’ll be happy to review your goals and provide you with a prequalification that can help determine how much you can comfortably afford to borrow. With that information, you can then consult with your real estate professional to find a home that’s right for you. And when you apply, you’ll benefit from our exclusive Clarity Commitment® loan summary that will highlight key terms of your loan in easy-to-understand language. In the meantime, you may wish to explore our valuable Home Loan Guide, which provides home financing tools and calculators. You can access the Home Loan Guide directly from our website. Add it up — the expertise of your local real estate professional, coupled with all that Bank of America Home Loans® has to offer, could be your formula for home buying success.
To get started, or for the name of a local real estate professional, contact us today.
Kristin Meier Mortgage Loan Officer (507) 213-9797 Cell (507) 446-1181 Office 102 N. Cedar Avenue Owatonna, MN 55060
Mark Meier Mortgage Loan Officer (507) 363-0030 Cell (507) 446-0080 Office 102 N. Cedar Avenue Owatonna, MN 55060
Kristen.Meier@BankofAmerica.com Kr istin.Meier@BankofA merica.com
Mark .Meier@BankofAmerica.com Mark.Meier@BankofAmerica.com
http://mortgage.bankofamerica.com/kristenmeier http://mortgage.bankofamerica.com/kristinmeier
NMLS 533094
http://mortgage.bankofamerica.com/kristenmeier http://mortgage.bankofameri ca.com/markmeier
NMLS 533156
The Clarity Commitment® summary is provided as a convenience, does not serve as a substitute for a borrower’s actual loan documents and is not a commitment to lend. Borrowers should become fully informed by reviewing all of the loan and disclosure documentation provided. ©2010 Bank of America Corporation ARV225F1 Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Bank of America, N.A., Member FDIC. Equal Housing Lender. Protect your personal information before recycling this document.
EQUAL HOUSING
OPPORTUNITY
July 2012
Page 4 Real Estate Guide
Get a strong team to pull for you We are proud to be part of the community and invite you to call or stop by to discover how we can assist you with your mortgage needs. Whether you are interested in new purchase, refinance, or a home equity loan or line of credit, Wells Fargo Home Mortgage can assist with finding a program that fits your unique goals. �
Call or visit your local team today. Sara Johnson
Home Mortgage Consultant Office: ���-���-���� Cell: ���-���-���� ���� South Oak Avenue Owatonna, MN ����� sara.c.johnson@wellsfargo.com NMLSR ID ������
Jannell Tufte
Home Mortgage Consultant Office: ���-���-���� Cell: ���-���-���� ��� North Cedar Avenue Owatonna, MN ����� jannell.d.tufte@wellsfargo.com NMLSR ID ������
Matthew G LeTourneau
Home Mortgage Consultant Office: ���-���-���� Cell: ���-���-���� ��� N Cedar Avenue Owatonna, MN ����� matthew.g.letourneau@wellsfargo.com NMLSR ID ������
�. Home equity loans and lines of credit are available through Wells Fargo Home Equity Group, a division of Wells Fargo Bank, N.A. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. � ���� Wells Fargo Bank, N.A. All rights reserved. NMLSR ID ������. AS������ �/��-�/��
If your home isn’t listed with a Realtor,
it might as well be You have a home for sale but no one is seeing it. Maybe because it isn’t listed with a professional Realtor. Realtors make it easy for you to buy or sell your home. They have access to a pool of serious home buying prospects... and a Multiple Listing Service that can offer buyers the affordable home of their choice. They do the legwork, the paperwork, and the hard work to help you sell your home quickly.
REALTOR
®
Look for the Realtor logo to find the commitment and full services of a real estate professional.
July 2012
Real Estate Guide Page 5
WANT A LOWER MORTGAGE PAYMENT? ACT NOW WHILE RATES ARE LOW! See the Profinium mortgage staff for an appointment to lower your payment or shorten your mortgage term!*
OWATONNA LOAN PRODUCTION OFFICE
328 North Cedar Ave.
507-444-0101
Equal Housing Lender
www.profinium.com Member FDIC *Qualifications may apply.
Jennifer Svien NMLS # 663481
Matt Walerius NMLS # 663358
Oaks Development Majestic Lots for Sale! Development open for all builders. Lots Starting at $31,000
“Beautiful development in just off of 26th Street in Owatonna. Majestic Oaks offers a great variety of oversized lots. Here you will be able to enjoy the feel of country living with the comforts of an inviting residential neighborhood. Open to all builders!� NEW LISTING!
PRICE REDUCED!
LAKEFRONT PROPERTY!
8PPEWJMMF #MWE r 8BTFDB MLS #4132472 $230,000
SE 4USFFU /& 8BTFDB 4U )XZ / r 8BUFSWJMMF MLS #4141375 $28,697
MLS #4156976 $199,500
Jodie (Priebe) Thompson
507-317-7064 GREAT INVESTMENT OPPORTUNITY
GREAT INVESTMENT OPPORTUNITY
124 5th Street NW., #MPPNJOH 1SBJSJF
108 3rd Street NE., #MPPNJOH 1SBJSJF
MLS # 4041405 $61,900
MLS #4041474 $48,900
jodiethompson@edinareality.com
July 2012
Page 6 Real Estate Guide
FIRST MORTGAGES s 0URCHASES s 2El NANCES s &(! s 6! s #ONVENTIONAL
HOME EQUITIES s &IXED 2ATE s ,INES OF #REDIT
Call Bonnie or Sara 7 "RIDGE 3T s 3 #EDAR /WATONNA s Your Trusted Partner for Financial Success
www.hometowncu.coop
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July 2012
Real Estate Guide Page 7
1 &HGDU 2ZDWRQQD 507.451.7488 800.658.7056 ZZZ HUDKRPH FRP HPDLO HUD#HUDKRPH FRP EQUAL HOUSING
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VISUAL TOUR #2724393
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$314,900
$398,900
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$239,900
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$192,000
VISUAL TOUR #2795938
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ENJOY THE COUNTRY! (DV\ DFFHVV WR +Z\ 1HZHU KRPH RSHQ À RRU SODQ 6HYHUDO VKRSV DFUHV $WWDFKHG GHWDFKHG FDU JDUDJH EHGURRPV EDWKV 8SSHU OHYHO IDPLO\ URRP &RQWDFW &RQQLH .QXWVRQ 0/6
$179,900
$189,000
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4 BEDROOM, 3 BATH RANCH GREAT NE LOCATION!! 0DLQ À RRU ODXQGU\ 0DVWHU EDWK )DPLO\ URRP ZLWK ¿ UHSODFH 'HFN DQG EDFN\DUG SRRO 1HZHU URRI FHQWUDO DLU &RQWDFW 1DQF\ 6OHWWHQ 0/6
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$149,000
NEW CONSTRUCTION AT ITS FINEST! 6SOLW OHYHO À RRU SODQ 2SHQ NLWFKHQ OLYLQJ GLQLQJ URRP &KHUU\ FDELQHWV NLWFKHQ LVODQG SDQHO GRRUV 9HU\ ODUJH VWDOO JDUDJH :DON RXW ORZHU OHYHO UHDG\ WR ¿ QLVK &RQWDFW 0DWW *LOODUG 0/6
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VISUAL TOUR #2793228
VISUAL TOUR #2539653
LIVE ON BROOKTREE GOLF COURSE! (QMR\ \HDU ORQJ IDQWDVWLF YLHZV &ORVH WR ZDONLQJ WUDLOV SDUN EHGURRPV EDWKV GRXEOH GHFNV +DUGZRRG À RRUV QHZ SDLQW DSSOLDQFHV &RXQWOHVV ZLQGRZV ZLWK VN\OLJKWV &RQWDFW 1DQF\ 6OHWWHQ 0/6
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$254,900
$265,000
$215,000
A WELCOMING ATMOSPHERE! &RPIRUWDEOH HQWHUWDLQLQJ KRPH UHOD[DWLRQ )DEXORXV NLWFKHQ ODUJH EHGURRPV /DUJH IDPLO\ URRP ZLWK ZHW EDU +XJH KHDWHG ¿ QLVKHG FDU JDUDJH )RRWLQJV LQ SODFH IRU IXWXUH DGGLWLRQ &RQWDFW 1DQF\ 6OHWWHQ 0/6
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$144,900
VISUAL TOUR #2794281
MAJOR UPDATES & AFFORDABLE! EHGURRPV EDWKV 8SGDWHV LQFOXGH URRI VLGLQJ ZLQGRZV IXUQDFH $SSOLDQFHV QHZ GLVKZDVKHU )DPLO\ URRP 1HZHU GULYHZD\ JDUDJH GRRU &RQWDFW %LOO 7KRPSVRQ 0/6
VISUAL TOUR #2707469
HAVE EVERYTHING! 8SJUDGHV WKURXJKRXW 3OXVK Q\ORQ FDUSHW \HDUV ROG *LDQW PDVWHU EHGURRP 1HZHU URRI VHDVRQ SRUFK *UDQLWH NLWFKHQ FRXQWHUWRSV &RQWDFW &RQQLH .QXWVRQ 0/6
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$204,900
VISUAL TOUR #2773261
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RECENT ADDITION ADDS GENEROUS SIZED BEDROOMS! EHGURRPV ZLWK URRP\ FORVHWV 8SGDWHG NLWFKHQ EDWKURRP +DUGZRRG À RRUV QHZHU DSSOLDQFHV /DUJH VKDGHG IHQFHG EDFN\DUG &RQWDFW 1DQF\ 6OHWWHQ 0/6
July 2012
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Page 8 Real Estate Guide
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$120,000
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VISUAL TOUR #2793253
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$74,999
VISUAL TOUR #2749387
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$99,900
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$84,000
VISUAL TOUR #2779941
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$72,000
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