November 2011
Page 2 Real Estate Guide
Bankof ofAmerica America Home Home Loans® Loans® guidance guidance Bank yourreal realestate estateprofessional professional ++your homebuying buyingmade made clear clear ==home
Rely on our experience and guidance to help you find the loan option that’s right for your financial Rely on our experience and guidance help you find the loan option right for your financial circumstances. Combined with yourtoreal estate professional’s localthat’s market knowledge, you may be able circumstances. Combined with your real estate professional’s local market knowledge, you may be able to go from home shopper to homeowner. to go from home shopper to homeowner. The first step is easy: We’ll be happy to review your goals and provide you with a prequalification that can The first step is how easy: We’llyou be can happy to review afford your goals and provide you with a prequalification information, you can thenthat can help determine much comfortably to borrow. With that information, can then help determine howreal much youprofessional can comfortably afford to borrow. Withforthat consult with your estate to find a home that’s right you. And when you apply, you’ll consult with your estate professional to find a home right for whenkey youterms apply,ofyou’ll benefit from ourreal exclusive Clarity Commitment® loanthat’s summary thatyou. will And highlight your loan benefit from our exclusive Clarity Commitment® loan summary that highlight key terms of your loan in easy-to-understand language. In the meantime, you may wish to will explore our valuable Home Loan in Guide, easy-to-understand language. In the meantime, you may wish explore ourthe valuable HomeGuide Loan which provides home financing tools and calculators. Youtocan access Home Loan Guide, which home financing tools and calculators. You can access the Home Loan Guide directly fromprovides our website. directly from our website. Add it up — the expertise of your local real estate professional, coupled with all that Bank of America Home has to offer, couldlocal be your for home buying success. Add it upLoans® — the expertise of your real formula estate professional, coupled with all that Bank of America Home Loans® has to offer, could be your formula for home buying success. To get started, or for the name of a local real estate professional, contact us today. To get started, or for the name of a local real estate professional, contact us today. Kristin Meier Mortgage Loan Officer Kristin MeierCell (507) 213-9797 (507) 446-1181 Office Mortgage Loan Officer 102(507) N. Cedar AvenueCell 213-9797 Owatonna, MN 55060 (507) 446-1181 Office
102 N. Cedar Avenue
Kristin.Meier@BankofA merica.com
Owatonna, MN 55060 http://mortgage.bankofamerica.com/kristinmeier
Mark Meier Mortgage Loan Officer Mark Meier (507) 363-0030 Cell (507) 446-0080 Office Mortgage Loan Officer 102 N. Cedar Avenue Cell (507) 363-0030 Owatonna, MN446-0080 55060 Office (507)
102 N. Cedar Avenue
Mark .Meier@BankofAmerica.com
Owatonna, MN 55060 http://mortgage.bankofameri ca.com/markmeier
Mark .Meier@BankofAmerica.com Mark.Meier@BankofAmerica.com Kristen.Meier@BankofAmerica.com Kr istin.Meier@BankofA merica.com http://mortgage.bankofamerica.com/kristenmeier http://mortgage.bankofamerica.com/kristenmeier http://mortgage.bankofameri ca.com/markmeier The Clarity Commitment® summary is providedhttp://mortgage.bankofamerica.com/kristinmeier as a convenience, does not serve as a substitute for a borrower’s actual loan documents and is not a commitment to lend. Borrowers should become fully informed by reviewing all of the loan and disclosure documentation provided. NMLS 533156 NMLS 533094 The Clarity Commitment® summary is provided as a convenience, does not serve as a substitute for a borrower’s actual loan documents and is not a commitment to lend. ©2010 Bank of America Corporation ARV225F1 Borrowers should become fully informed by reviewing all of the loan and disclosure documentation provided.
Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to©2010 lend. Programs, rates, terms and conditions are subject to change without notice. Bank of America Corporation ARV225F1 Bank of America, N.A., Member FDIC. Equal Housing Lender. Protect recycling this document. Credityour and personal collateralinformation are subjectbefore to approval. Terms and conditions apply. This is not a commitment
to lend. Programs, rates, terms and conditions are subject to change without notice. Bank of America, N.A., Member FDIC. Equal Housing Lender. Protect your personal information before recycling this document.
November 2011
Real Estate Guide Page 3
INDEX Assist 2 Sell ....................................... 4 Bank of America................................ 2 ERA Gillespie Real Estate................. 6-8 Extinguisher Services ........................ 5 Flooring Frenzy ................................. 5
Owatonna Area
REAL ESTATE GUIDE
The Owatonna Area Real Estate Guide is a monthly publication distributed in the Owatonna People’s Press and at select area locations in Owatonna. It is endorsed by the Owatonna Multiple Listing members. A special project of The Owatonna People’s Press 135 W. Pearl St., Owatonna, MN
507-451-2840 • Fax 507-444-2382 Publisher RON ENSLEY Advertising Director DEBBIE ENSLEY
HomeTown Credit Union .................. 8
email: densley@owatonna.com
Profinium Mortgage ......................... 5
BETTY FROST, LUKE BROWN,
Wells Fargo Home Mortgage ............ 7
LAURIE JENSEN, DEB THEISEN
Wells Federal Bank ............................ 4
JENINE KUBISTA, KELLY KUBISTA,
Media Consultants DIANE GENGLER,
Advertising Design KERRI LYNCH, SUE SCHUSTER
All advertising contained herein is the responsibility of the advertisers. The Owatonna Area Real Estate Guide retains the publication rights to all contents produced or supplied by the Owatonna Area Real Estate Guide. Use of material without written consent of Real Estate Guide is prohibited. All Rights Reserved © 2011
owatonna.com
EQUAL HOUSING
OPPORTUNITY
EQUAL HOUSING OPPORTUNITY
All real estate advertising in this publication is subject to the Fair Housing Act which makes it illegal to advertise “any preference limitation or discrimination based on race, color, religion, sex, handicap, family status, or national origin, or any intention to make such preferences, limitation or discrimination.” Familial status includes children under the age of 18 living with parents or legal custodians; pregnant women and people securing custody of children under 18. This publication will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777. The toll-free phone number for the hearing impaired is 1-800-927-9275.
November 2011
Page 4 Real Estate Guide
Mortgage Rates Are Low Stop into Wells Federal Bank today and visit with Jeff about financing options for your new home.
496 W North St, Owatonna • 444-0010 www.wellsfederal.com
Member
FDIC
EACH OFFICE INDEPENDENTLY OWNED & OPERATED
U
S
A
assist2sellmn.com SAVE ON COMMISSION WITH FULL SERVICE!
Buyers & Sellers Best Choice
JANESVILLE $189,900.............. 504 N. West St. $169,900.............. 508 Allyn Circle $159,900.............. 510 Allyn Circle $379,000 50809 Carpenter’s Pt. Ln. Elysian • Lake Francis
$155,000.............. 717 N. Craig St. $154,900.............. 713 Northwood Dr. $149,900.............. 610 N. Main St. $149,900.............. 315 W. Grove St.
TWIN HOME
$139,900.............. 100 Meadow Ln.
$162,900 2502 4th St. NE Waseca
NEW!
$84,900.............................145 1st St, Waldorf $68,000.............................. 20600 Matawan, New Richland $53,900.............................. 126 Railway St., Waldorf
$114,900.............. 508 N. Teal St. $108,500.............. 509 W. Front St. $107,500.............. 306 E. South St.
$174,900 505 20th Ave NE Waseca
$154,900...........................1522 2nd Ave. Mankato
$117,900.............. 601 W. 2nd St.
$69,900................ 709 N. Main St.
308 8th Ave NW Waseca
AREA PROPERTIES
A R, 3 B 3+ B
$299,900...........................23 W Raven Rock Rd. Mankato
$119,900.............. 606 N. Main St.
$86,900................ 602 W. 1st St.
$169,900
WASECA $139,900...................... 409 4th Ave NE $99,500........................ 903 2nd St. NW $94,900........................ 912 N. State St. $89,900........................ 302 2nd Ave SE $83,000........................ 105 7th Ave NE $59,900........................ 212 5th Ave SE
Waseca 507-833-3333 Janesville 507-231-3333
LOTS & ACREAGES $119,900...................... 30+ Acres, Janesville $79,500........................ 5957 370th Ave, Janesville $47,500........................ Prairie Ct., Janesville $37,500........................ Country Club Estates, Faribault $35,000........................ Allyn Cr, Janesville (2)
$69,900................ 211 N. Market St.
$32,900........................ Elysian
$56,000................ 305 E. South St.
$28,900+...................... Eastwood Estates, Janesville
$38,000 (Commercial) .. 113 N. Main St.
$27,900........................ 308 W. Allyn St., Janesville
$24,500 (Commercial) .. 118 N. Main St.
$25,000........................ Meadow Ln, Janesville $22,000+...................... Warren St., Janesville
$194,900 6280 French Lake Path Faribault • Walk-out Basement
A ,4B 5 BR
$385,000 13414 383rd Ave. Waseca
November 2011
Real Estate Guide Page 5
and combination Smoke/Carbon Monoxide Alarm Sales
Protect Your Home and Your Family Possibly the Smartest Thing You’ll Ever Do!
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ABC AMEREX EXTINGUISHERS
5# Extinguisher w/wall bracket - $41.75 5# Extinguisher w/vehicle mount - $42.75 10# Extinguisher w/wall bracket - $66.75
Don’t Forget Yearly Inspection and Re-Charging! Heidi & Mike Hartle 507-455-0388
Cell Phones: Heidi (507-456-8519) or Mike (507-456-8521) We Meet State Fire Marshall Requirements Certified & Insured
WANT A LOWER MORTGAGE PAYMENT? REFINANCE WHILE RATES ARE LOW! See the Profinium mortgage staff for an appointment to lower your payment or shorten your mortgage term!*
OWATONNA LOAN PRODUCTION OFFICE
328 North Cedar Ave.
507-444-0101
Equal Housing Lender
www.profinium.com Member FDIC *Qualifications may apply.
Jennifer Svien NMLS # 663481
Matt Walerius NMLS # 663358
November 2011
Page 6 Real Estate Guide
122 N. Cedar • Owatonna 507.451.7488 800.658.7056 www.erahome.com email: era@erahome.com EQUAL HOUSING
OPPORTUNITY
$575,000
save money • save time • simplify your life
VISUAL TOUR #2266695
A PRIVATE RETREAT! • 26.75 secluded acres • 3 bedrooms, 4 baths • Beautiful pond views • 36x50 metal building • Custom built 1978 home Contact Bill Thompson. MLS #4023310
$174,900
VISUAL TOUR #2618905
3 BEDROOM 2 BATH NEW CONSTRUCTION! • Vaulted ceilings • Oak cabinets, breakfast bar • Triple attached garage • Future expansion in lower level • Owner/Agent Contact Bill Thompson. MLS #4022734
ING PEND VAL! RO APP
$101,900
VISUAL TOUR #2468181
AFFORDABLE LIVING! • 3 bedrooms, 1-1/2 baths • Single car garage & shed • Partially finished basement • New roof in 2010 Contact Bill Thompson. MLS #4028939
$29,900
$475,000
VISUAL TOUR #2605358
AMAZING CUSTOM BRICK HOME & SHOP • 4 bedrooms, 3 full baths • Master & mother-in-law suite • Large open floor plan • 4 season porch & more! • 44x60 heated & AC shop/garage Contact Bill Thompson. MLS #4032578
$155,770
VISUAL TOUR #2577587
BACKYARD OASIS • 3 bedroom, 2 bath walk-out • Formal living room with fireplace • Newer roof, fenced yard • Backyard & patio retreat • Family room with fireplace Contact Jennifer Fisher. MLS #4031863
VISUAL TOUR #2615607
BIG HOUSE SMALL PRICE! • 3 plus bedrooms • 2 baths • Permanent siding • Double attached garage • Formal dining Contact Sid Schroeder. MLS #4032806
VISUAL TOUR #2533173
PRIVATE COUNTRY RETREAT • Two story with attached garage • 3 bedrooms, 2 baths • Updated kitchen with appliances • 5.04 acres, great outbuildings • Shaded yard & deck • Additional 8.8 acres available for $35,000 Contact Sid Schroeder. MLS #4030801
$152,500
VISUAL TOUR #2550039
$134,900
VISUAL TOUR #2232353
SOUTH END ONE-STORY HOME • 3 bedrooms, 2 baths • Double attached garage • Large open spaces • Master bedroom & bath • Main floor laundry Contact Connie Knutson. MLS #4022397
$36,500
$69,900
VISUAL TOUR #2551360
LAKE VIEW ACREAGE! • TLC needed • 3 plus bedrooms, 2 baths • 3.8 acres • Septic is compliant, private well • 12x22 garage • Two year home warranty Contact Sid Schroeder. MLS #4031126
VISUAL TOUR #2349702
QUIET HOME TOWN LIVING! • 2 bedrooms, 1 bath • Eat-in kitchen • Den, office • Wooded lot • Seller willing to consider Contract for Deed Contact Connie Knutson. MLS #4017479
$23,000
OWATONNA MORTGAGE
VISUAL TOUR #2612025
1970 WILDFLOWER DRIVE! • Build in this already established neighborhood • One of the last remaining lots • Build now or hold onto it for investment • Priced below similar lots in less established Owatonna developments Contact Mark Woodrich. MLS #4031867
VISUAL TOUR #2553100
LOOKING FOR ALMOST NEW? • 4 bedrooms, 3 baths • Living room with fireplace • Lower level family room with wet bar • Insulated 3 car garage • Basement access from garage Contact Connie Knutson. MLS #4031314
GREAT PLACE TO CALL HOME! • Quiet area, close to schools • Easy access to Highway 35 • 4 bedrooms, 2 baths • Lower level family room • Nice deck • Workshop added to garage Contact Connie Knutson. MLS #4031200
$74,900
$179,900
$184,900
GREAT LOCATION! • Build new in NE Owatonna • All assessments paid • Seller willing to consider Contract for Deed • .57 acres Contact Connie Knutson. MLS #4025916
Division of ERA-Gillespie Real Estate
Call Ryan Jirele
Mortgage Loan Originator # 503704 (507) 676-2708 Ryan@erahome.com
November 2011
Real Estate Guide Page 7
save money • save time • simplify your life
122 N. Cedar • Owatonna 507.451.7488 800.658.7056 www.erahome.com email: era@erahome.com
EQUAL HOUSING
OPPORTUNITY
Our Team of Professionals Nancy Sletten Matt Gillard Betsy Rossi Broker Associate Realtor GRI, SRES GRI, CREA GRI
ABR
Sid Schroeder Realtor GRI, ERS
Nancy Sletten GRI
Erin Gillespie
Broker Associate Matt Gillard GRI, ERS GRI
Barry Gillespie Connie Knutson Deb Gillard Mark Woodrich Connie Knutson CRB, CRS, ePRO Associate Realtor Mark Woodrich Realtor Erin Gillespie Broker CRS, GRI, ERS CRS, GRI, ERS GRI GRI, ERS ABR ABR
Bill Thompson Jennifer Fisher Justin Ohnstad Lud Gillespie Melinda David Stephanie Woodrich Realtor Broker Associate Realtor Retired Realtor Realtor Sid GRI Schroeder GRI, Cathie Miller Rachel Goodwin Lud Gillespie Barry SFRGillespie
GRI, ERS
Retired
CRB, CRS, ePRO
Get a strong team to pull for you We are proud to be part of the community and invite you to call or stop by to discover how we can assist you with your mortgage needs. Whether you are interested in new purchase, refinance, or a home equity loan or line of credit, Wells Fargo Home Mortgage can assist with finding a program that fits your unique goals.�
Call or visit your local team today. Sara Johnson
Home Mortgage Consultant Office: ���-���-���� Cell: ���-���-���� ���� South Oak Avenue Owatonna, MN ����� sara.c.johnson@wellsfargo.com NMLSR ID ������
Jannell Tufte
Home Mortgage Consultant Office: ���-���-���� Cell: ���-���-���� ��� North Cedar Avenue Owatonna, MN ����� jannell.d.tufte@wellsfargo.com NMLSR ID ������
Mickey Kelly
Home Mortgage Consultant Office: ���-���-���� Cell: ���-���-���� Fax: ���-���-���� ��� North Cedar Avenue Owatonna, MN ����� michelle.m.kelly�@wellsfargo.com NMLSR ID ������
�. Home equity loans and lines of credit are available through Wells Fargo Home Equity Group, a division of Wells Fargo Bank, N.A. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. � ���� Wells Fargo Bank, N.A. All rights reserved. NMLSR ID ������. AS������ ��/��-��/��
November 2011
Page 8 Real Estate Guide
Broker Associate Realtor, GRI, SRES NEW
ING!
LIST
Nancy Sletten Cell: 507-363-9368 nancysletten@gmail.com 122 N. Cedar • Owatonna 507.451.7488 • 800.658.7056 www.erahome.com
$91,850
NEW
VISUAL TOUR #2615494
VISUAL TOUR #2533127
3800 SQ FT ON 1/2 ACRE LOT SHORT DRIVE TO ELLENDALE!
$168,000
$85,000
EQUAL HOUSING
OPPORTUNITY
NEW
LOCATION! BIG YARD! AFFORDABLE PRICE! !
NTRY
COU
$223,900
VISUAL TOUR #2344357
EXTRA NICE HOBBY FARM NEAR MEDFORD!
LORE!
ES GA UPDAT
$159,900
ING!
LIST
$54,900
VISUAL TOUR #2581909
VISUAL TOUR #2610764
DIAMOND IN THE ROUGH LOTS OF POTENTIAL!
$348,900
ING!
LIST
Save Money… Save Time… Simplify Your Life
SPRUCED UP WITH IMPROVEMENTS IN KENYON! ! NTRY
COU
$189,900
NEW
ING!
LIST
$159,900
VISUAL TOUR #2615526
ATTRACTIVE 2003 BUILT 2 STORY IN LONSDALE!
!
SOLD
$175,000
VISUAL TOUR #2482031
VISUAL TOUR #2535009
ONE FLOOR LIVING HANDICAP ACCESSIBLE
7 ACES OF “PRIVATE” COUNTRY IN TIP TOP CONDITION
$148,900
VISUAL TOUR #2585609
VISUAL TOUR #2499396
VISUAL TOUR #2539653
LOADED WITH EXTRAS THAT MEAN A LOT!
SPACIOUS RANCH WITH FANTASTIC PRIVATE WOODED BACKYARD!
GOLF COURSE TOWNHOME WITH NEW IMPROVEMENTS!
$75,000
14 UNITS - 7 TOWNHOME BUILDING LOTS