Owatonna Area
REAL ESTATE GUIDE
May 2012 This photo is for illustration only. This is not an actual listing.
Owatonna.com
May 2012
Page 2 Real Estate Guide
Bank of America Home Loans® guidance + your real estate professional = home buying made clear Rely on our experience and guidance to help you find the loan option that’s right for your financial circumstances. Combined with your real estate professional’s local market knowledge, you may be able to go from home shopper to homeowner. The first step is easy: We’ll be happy to review your goals and provide you with a prequalification that can help determine how much you can comfortably afford to borrow. With that information, you can then consult with your real estate professional to find a home that’s right for you. And when you apply, you’ll benefit from our exclusive Clarity Commitment® loan summary that will highlight key terms of your loan in easy-to-understand language. In the meantime, you may wish to explore our valuable Home Loan Guide, which provides home financing tools and calculators. You can access the Home Loan Guide directly from our website. Add it up — the expertise of your local real estate professional, coupled with all that Bank of America Home Loans® has to offer, could be your formula for home buying success. To get started, or for the name of a local real estate professional, contact us today.
Kristin Meier Mortgage Loan Officer (507) 213-9797 Cell (507) 446-1181 Office 102 N. Cedar Avenue Owatonna, MN 55060
Mark Meier Mortgage Loan Officer (507) 363-0030 Cell (507) 446-0080 Office 102 N. Cedar Avenue Owatonna, MN 55060
Kristen.Meier@BankofAmerica.com Kr istin.Meier@BankofA merica.com
Mark .Meier@BankofAmerica.com Mark.Meier@BankofAmerica.com
http://mortgage.bankofamerica.com/kristenmeier http://mortgage.bankofamerica.com/kristinmeier
NMLS 533094
http://mortgage.bankofamerica.com/kristenmeier http://mortgage.bankofameri ca.com/markmeier
NMLS 533156
The Clarity Commitment® summary is provided as a convenience, does not serve as a substitute for a borrower’s actual loan documents and is not a commitment to lend. Borrowers should become fully informed by reviewing all of the loan and disclosure documentation provided. ©2010 Bank of America Corporation ARV225F1 Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Bank of America, N.A., Member FDIC. Equal Housing Lender. Protect your personal information before recycling this document.
May May 2012 2012
Real Real Estate Estate Guide Guide Page Page 31
INDEX Bank of America................................ 2 ERA Gillespie Real Estate................. 6-7 HomeTown Credit Union .................. 7
Owatonna Area
REAL ESTATE GUIDE
The Owatonna Area Real Estate Guide is a monthly publication distributed in the Owatonna People’s Press and at select area locations in Owatonna. It is endorsed by the Owatonna Multiple Listing members. A special project of The Owatonna People’s Press 135 W. Pearl St., Owatonna, MN
ˆ *E\ Publisher RON ENSLEY
Parkside Realty .................................. 8
Advertising Director DEBBIE ENSLEY
Profinium Mortgage ......................... 5
&)88= *6378 09/) &63;2
Wells Fargo Home Mortgage ............ 4
email: densley@owatonna.com Media Consultants DIANE GENGLER, RACHEL EBBERS, DEB THEISEN Advertising Design .)2-2) /9&-78% /)00= /9&-78% /)66- 0=2', 79) 7',978)6
All advertising contained herein is the responsibility of the advertisers. The Owatonna Area Real Estate Guide retains the publication rights to all contents produced or supplied by the Owatonna Area Real Estate Guide. Use of material without written consent of Real Estate Guide is prohibited. All Rights Reserved Š 2012
Owatonna.com EQUAL HOUSING
OPPORTUNITY
EQUAL HOUSING OPPORTUNITY
All real estate advertising in this publication is subject to the Fair Housing Act which makes it illegal to advertise “any preference limitation or discrimination based on race, color, religion, sex, handicap, family status, or national origin, or any intention to make such preferences, limitation or discrimination.� Familial status includes children under the age of 18 living with parents or legal custodians; pregnant women and people securing custody of children under 18. This publication will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777. The toll-free phone number for the hearing impaired is 1-800-927-9275.
May 2012
Page 4 Real Estate Guide
Get a strong team to pull for you We are proud to be part of the community and invite you to call or stop by to discover how we can assist you with your mortgage needs. Whether you are interested in new purchase, refinance, or a home equity loan or line of credit, Wells Fargo Home Mortgage can assist with finding a program that fits your unique goals.�
Call or visit your local team today. Sara Johnson
Home Mortgage Consultant Office: ���-���-���� Cell: ���-���-���� ���� South Oak Avenue Owatonna, MN ����� sara.c.johnson@wellsfargo.com NMLSR ID ������
Jannell Tufte
Home Mortgage Consultant Office: ���-���-���� Cell: ���-���-���� ��� North Cedar Avenue Owatonna, MN ����� jannell.d.tufte@wellsfargo.com NMLSR ID ������
Mickey Kelly
Home Mortgage Consultant Office: ���-���-���� Cell: ���-���-���� Fax: ���-���-���� ��� North Cedar Avenue Owatonna, MN ����� michelle.m.kelly�@wellsfargo.com NMLSR ID ������
�. Home equity loans and lines of credit are available through Wells Fargo Home Equity Group, a division of Wells Fargo Bank, N.A. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. � ���� Wells Fargo Bank, N.A. All rights reserved. NMLSR ID ������. AS������ ŲŶƤųŴƝŲŹƤųŴ
May 2012
Real Estate Guide Page 5
WANT A LOWER MORTGAGE PAYMENT? ACT NOW WHILE RATES ARE LOW! See the Profinium mortgage staff for an appointment to lower your payment or shorten your mortgage term!*
OWATONNA LOAN PRODUCTION OFFICE
328 North Cedar Ave.
507-444-0101
Equal Housing Lender
www.profinium.com Member FDIC *Qualifications may apply.
Jennifer Svien NMLS # 663481
Matt Walerius NMLS # 663358
If your home isn’t listed with a Realtor,
it might as well be You have a home for sale but no one is seeing it. Maybe because it isn’t listed with a professional Realtor. Realtors make it easy for you to buy or sell your home. They have access to a pool of serious home buying prospects... and a Multiple Listing Service that can offer buyers the affordable home of their choice. They do the legwork, the paperwork, and the hard work to help you sell your home quickly.
REALTOR
®
Look for the Realtor logo to find the commitment and full services of a real estate professional.
May 2012
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Page 6 Real Estate Guide
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May 2012
Real Estate Guide Page 7
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www.hometowncu.coop
May 2012
Page 8 Real Estate Guide NEW LISTING
NEW LISTING
NEW LISTING
NEW LISTING
LOVED HOME FOR 40 YEARS. Large 3 bedroom 2 bath Southeast rambler featuring living room, family room with gas fireplace, lower level finished rec room, hardwood floors. Newer steel siding, soffits, roof, and inground sprinkler system. Great floor plan. $145,000. Must see. Call Noel Quale, 455-2882.
LOOKS LIKE NEW!! All new fresh paint, carpet, and vinyl. Nice open 2 bedroom, 2 bath townhome in quiet cul-de-sac. Custom kitchen cabinets with pantry and center island as well as custom cabinets storage in finished double garage. $154,000. Call Noel Quale, 455-2882.
NEIGHBORHOOD, VIEWS & AN AMAZING FLOOR PLAN. A once in a lifetime opportunity to live in your forever home. Lanquish in the privacy of your master suite, gather in the great room designed for entertaining. How to decide which room to enjoy a moment to yourself while soaking up the sun streaming through the windows? This well maintained home on a large homesite is waiting for you to fall in love. Call Shirley Schultz, 444-9999 for more information.
GREAT FAMILY HOUSE! This six bedroom and four bath house located in SW Owatonna is the perfect family home. This beautifully oak trimmed house with 4,076 sq. ft. of living space on three levels is loaded with extras! Priced at $295,000.00, you will love this house with its exceptional quality and floor plan. Call Gary Seykora, 507-390-1976 for additional information or a private showing.
HOME AND BUSINESS IN ONE...located across from our new Quick Trip and zone B-2. Lovely 4 bedroom home with huge maple kitchen, 3 bedrooms, large bath, and finished lower level presently being used as a “man cave”. Use as a family home, a business, or use for both. $99,000. Call Noel Quale, 455-2882.
GERMAN LAKE, cleanest lake in southern Minnesota...beautiful 2 bdrm, 2 bath cedar year round or summer home...loft, stone fireplace, vaulted ceiling with skylights and natural knotty pine interior. Newer carpet, tile, deck, and kitchen. Wooded and fairly private with panoramic view of lake. $299,900. Call Noel Quale, 507-455-2882. o/a
NEED SPACE & LOCATION? Room to gather or spread out in this lovely larger home with flex room, 4 BR, 3.5 baths & storage. Unique home with new wood floors, new shingles ‘09, a covered deck, and a large 1/2 acre homesite for relaxing, puttering or a game of ball. See for yourself how great your life could be. Call Shirley Schultz today, 507-444-9999. $240,0005 This may be the best value in town.
PEACE OF MIND with a history of a dry basement in a brand new rambler by Schultz Homes. Gourmet kitchen, wood floors, large bedrooms, walk-in closets, heated floor in master bath, MF laundry, all just several blocks from Lincoln Elementary. Call Shirley Schultz, builder, 507-444-9999 to tour or look at building a new home with the space only where you want it.
Noel Quale CHS 507-455-2882
Shirley Schultz CHS 507-444-9999
Jill Pelovsky Office Manager
Realtors serving Owatonna with a tradition of sound advice. REALTOR
®
Gary J. Seykora 507-390-1976
REALTOR
®
Visit parksideowatonna.com for more photos and complete listings!
EQUAL HOUSING
OPPORTUNITY