It's time to get sparkly Oxford!

Are you ready to light up your life and brighten Oxford this winter? The Oxford Matariki Winter Lights Festival is back! And this year, we're shining brighter than ever before!

From July 1st to 16th, we encourage every business and household to light up anything seen from the road between 6 pm and 10 pm.

This is to light up our streets to mark Matariki and raise community spirit mid-winter, when some people feel lonely, isolated, or depressed.

But what's a festival without some prizes?

This year, we're giving away vouchers that can be redeemed at ANY local Oxford business.

So, when you win, not only do you get to treat yourself to something special, but you're also supporting local businesses and helping keep the money in our community.

Prize money ranges from $200-$600, and that's a lot of cash to splash! Whether you need firewood, a fence fixed, help in the garden, a relaxing massage, a fresh haircut, or even a week's worth of groceries - this prize has got you covered! You can even split the winnings between up to three businesses.

Don't be left in the dark!

Get involved and light up something on your property that can be seen from the street. Let your creativity run wild and show off to our judges.

And it's not just for individuals.

We challenge businesses to join in on the fun and participate by lighting up their storefronts, gardens, or anything seen from the road.

The festival is all about town pride and showcasing our community spirit. It's time to bring out the lights and get illuminated! So, what are you waiting for? Register for the festival today and brighten up your life.

Let's keep the community vibes and make Oxford come alive this July. Invite your friends, family, and neighbours to share the love!

So, what are you waiting for?

It's time to get sparkly, Oxford!

Register at www.oxfordnewzealand.co.nz, message us on Facebook @oxfordlightsnz, email webmaster@oxfordnewzealand.co.nz or call/text 021-0709729

Mortgage repayments going up? LET’S CHAT

In this time of high inflation, petrol price rises, and a cost-of-living crisis, one of the key things impacting household budgets is mortgage interest payments going up.

The Reserve Bank estimates around 90% of mortgages in New Zealand are on fixed rates. A large volume of loans will come off historically low 2 and 3% fixed rates interest in the latter half of this year and into next year.

It is predicated by many economists that fixed rates will peak at around 7% this year before drifting down in 2024 to 6%. The last time rates were at 7% was 2008 and many homeowners have become used to much lower rates in recent years.

It is well worth starting the thinking process of how to get the best rates at least 3 months before your loan is due to come off fixed rates. You may need to restructure or refinance your loan to achieve the best outcome for you and your family.

Take a good look at your budget. A good place to start is highlighting items on your bank statement you could reduce spending on now. Everyone’s situation is different. Let me help guide you through the sometimes-difficult decision-making process. There are a few mortgage options out there which could make a difference to your household budget.

My service is generally free, any fee would be disclosed to you prior to engagement.

I’m available now for a no obligation chat in person, via zoom or by phone at a time to suit you.

I’m local servicing Oxford, Cust, Rangiora and surrounding areas including Christchurch.

Looking for a mortgage?

Whether you’re looking to buy your first home, build your dream home, invest in a rental property, refinance, or consolidate debt, I can help.