ENJOY A SMOOTH, SIMPLE & EASY LOAN PROCESS

Below is a preliminary list of items that we will need. You can send them to us via email, fax, or hold on to them until you have a contract on a new home (though the sooner the better!).

Clear copy of 2 forms of ID – one must be picture ID

60 days of your most recent bank statement for all accounts—must have all pages even if they are blank

Avoid any deposits, such as cash, that can’t be sourced—call me so I can show you how to properly document a non-payroll related deposit

30 days of your most recent paystubs for all jobs

W2’s for all jobs worked in the last two years

Signed tax returns for the last two years

Current 401(k) statement

Contact information for your landlord to verify last 12 months’ payment history

Additional documents may be requested in the Welcome Letter in your loan package.

•Note that your funds for closing are required to be a wire transaction.

•Please contact me before receiving any Gift Funds from anyone so these funds can be properly documented.

•Be aware that you will need Home Owner’s Insurance. We will provide you with recommended insurance agents that we have worked with in the past and are confident that they offer great customer service.