Bring this with you
How to open your own account:
when you open your new account and ask your bank or credit union representative to help with these questions.
• Find a participating bank or credit union near you • Visit a participating bank or credit union and open an account through Bank On Spokane • Bring Identification To open a checking account, you’ll need to bring your primary ID. You can use a driver’s license or other government issued ID, or the Mexican Matricular card, as primary ID. You may also need a second form of ID such as a utility bill or other ID card. Because you can earn interest on savings accounts and some checking accounts, you may also need your social security number or an Individual Taxpayer Identification Number.
What is the.. Overdraft fee?
_________________________
Most I will be charged in one day?
_________________________
Bounced check fee?
_________________________
Out-of-network fee? _________________________ (fee for using an ATM that my bank or CU doesn’t own)
Our Bank On partners offer a variety of different services. Make sure that you pick the Bank or Credit Union that meets your needs.
Money order fee?
_________________________
Things to consider when choosing your account:
Cashiers check fee?
_________________________
Are bounced checks paid?
_________________________
Up to what amount?
_________________________
How long does it take to post a check deposit?
_________________________
• Is the bank or credit union easily accessible and near your home or work? • Will you need to have foreign wire transfers available at your bank? • Do you prefer a bank or credit union? • Do you need a second chance account?
How long does it take to post - an ATM cash deposit? _________________________ - an ATM check deposit? When will I get my account statement? Are there online banking tutorials available?
_________________________ _________________________ _________________________
____________________________________________________ Your name
I was referred by… ____________________________________________________ Name
For additional financial education resources visit GetSmartSpokane.org
Organization
__________________________________________________________ Phone number