Introduction to DCF Valuation

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USTS WEEK 8 DISCOUNTED CASH FLOW VALUATION


Announcements   This is the last meeting of the quarter   Next quarter, Melanie Gin, the co-president, will join me.

She has been studying abroad this quarter.   I’d like to resume member presentation on week 3 of next

quarter. If you’d like to present, please come talk to me.   Enjoy Thanks Giving, Good Luck on the Finals, and Have

a great Winter Break!


Discounted Cash Flow Valuation   What is it?   Intrinsic valuation   Why use this?   Not susceptible to market error   Flexible to future changes – just apply different inputs.   No need for a peer group   What’s the limitation?   The accuracy (rather, inaccuracy) of assumptions of future.   Very

sensitive to changes in those assumptions

A Subjective process


Process of DCF   1. Calculate weighted average cost of capital (WACC)   

Find out cost of debt Find out cost of equity using CAPM

  2. Select forecast period & period of steady state

condition

  3. Calculate/project the firms’ Unlevered Free Cash Flow

(UFCF) from EBIDTA (just look up Morning star)

  4. Discount each UFCF by WACC to the present value

and add them up.


Process of DCF   5. Calculate the firm’s terminal value (TV) & Discount to

present value   

Exit Multiple Method Perpetuity Growth Rate Method (or both) (personal choice)

  6. Derive Total Enterprise Value 

Tot. EV = Net present value of Future FCF + present value of TV

  7. Derive the firms Total Equity Value from Enterprise

Value 

Equity Val.=Enterprise Val. – debt – preferred stock – minority interest + cash & cash equivalents


Process of DCF   8. Create a range of values by running different

inputs & assumptions   9. Compare it to other valuation methods & see if the

DCF value is reasonable. If there’s a wild difference, figure out why.


1. Calculate WACC   WACC = Ke * (E/D+E) + Kd * (1-T) * (D/D+E)   Ke = Cost of equity (using Capital Asset Pricing Model)   Ke

= Rf + (β * (Rm – Rf)   Rf = Risk free rate (T-bill 10 yr. most commonly used)   Β = Volatility of the stock compared to the market (can be found in Yahoo! Finance, etc.)   Rm = Rate of Return in the market. This is SUBJECTIVE. May use S&P 500 average return.

E = market value of equity = share price * diluted shares outstanding   D = Market value of Debt = May use book value (caution!) or if debt is publicly traded, that price may be used.   T = marginal tax rate 


Calculate WACC   WACC = Ke * (E/D+E) + Kd * (1-T) * (D/D+E)   Kd = Cost of Debt   The

company’s debt footnote in its 10-k or annual report.   If there was a recent debt issuance, use that rate   If the debt is publicly traded, get a quote from there   All else fail, look for a comparable company with a similar risk/ credit profile

  WACC will be your discount rate


Calculate & predict FCF   Unlevered Free Cash Flow: Cash Flow independent of capital

structure (i.e. cash flow after covering cap ex, working cap, investment needs but before interest and dividends) 

No need to calculate this. Just look up in the internet

  Growth projections: may use the firm’s own projections or use

analysts’ consensus.

  What life cycle is it in? steady state, growth, or demise?   Use the rate to calculate each future years’ FCF   Discount it to present Value:   PV = CF1/(1+r)^1 + CF2/(1+r)^2 + …


Calculate Terminal Value   Exit Multiple method: Sell off concept   Terminal Value = Multiple * Financial Metric n   Multiple

= total enterprise value / EBIDTA   Financial Metric n = EBIDTA of year of ending forecast period 

Will the same multiple hold in the future?

  Perpetuity Growth Rate method: goes on forever   TV = (FCF n * (1+g)) / (r-g)   FCFn

= predicted UFCF of future year n   g = steady growth rate (SUBJECTIVE!)   r = WACC


Finally   PV or FCF + PV of TV = Enterprise Value   Equity Value = Enterprise Val. – debt, PFD, minority

int. + cash & equivalents   Equity Value per share = Equity Value / Diluted

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