📉Detecting early warning signals before financial damage - OWLIN

A Predictive Analytics Platform

Owlin’s solution helps Payment Solution Providers monitor their merchant portfolios, and detect early warning signals as a means to assess potential risks before they cause financial damage.

INDUSTRY CHALLENGES

With a number of players strongly positioned in the market, and having consolidated relationships with big merchants, new players in the payments services industry have to find innovative and disruptive ways to attract their targets, dividing the merchant market into three main categories.

↳ Low Risk Merchants

↳ High Risk Merchants

↳ "Hybrid" Classified Merchants

Owlin's Mobile Predictive Analytics Platform Application

✈ Airlines are a good example of that - many parties would like to work with Airlines, but almost all of them are financially weak.

COVID-19 IMPACT 🦠

Last but unfortunately not least, the COVID-19 outbreak has had a major impact on PSPs’ revenues. Vendors strongly focussed on verticals like Travel, Hospitality and Transportation suffered major losses, and have been struggling to see a silver lining. The virtual shutdown of major global industries, the postponement or cancellation of major events, and localized “shelter-in-place policies” will adversely affect transaction activity and volume in the near term. Payments companies with diverse industries and geographic exposure will be best positioned. Again, diversification, flexibility, and a nimble approach is what C-level payments executives need in order to rock the boat in these choppy waters.

The FlyBe Bankruptcy Analysis 📉

“income falls” “sales down” “sales slide” “shares slide” “name chief” “name executive” “struggling” “acquired” “overname” “acquisition” 16 October 2019❞

Curious what happened between 16 October and February 2020 that led to the Flybe collapse? Read the full visualized case in the PaymentGenes FinTech Magazine Q2