dollar limits are and then judge them against your specific needs. DON’T Be afraid to ask questions. We see this a lot in the medical community – one of the biggest issues doctors bring up is that patients ask fewer questions at their annual checkups than they do about the menu when they go out to eat. Your health is important, and so is your insurance policy. ASK QUESTIONS. That’s what your agent is there for – they know this stuff inside and out, don’t just pick a policy blindly without fully understanding it. Learn the basics of the policies that are
available so you can make an informed decision; the right decision. You don’t want to leave this type of decision to chance, this isn’t as simple as spinning a globe and pointing a finger to determine your next vacation spot; this will take a real effort to get at the heart of your band’s needs, and match them up with your agent to the right plan. Failing to ask now, means the possibility for headaches later on. So take our advice, spare yourself the trouble and get the questions out of the way NOW. There are no stupid questions, and literally no one’s expecting YOU to be an expert on this stuff. That’s why your agent is there in the first place. Let them do their job
MUSIC BUSINESS
: INSURANCE S FOR MUSICIANS
and ask away. CONCLUSION You’ve heard us repeat it a million times, but to be sure, always check over your insurance policy and ask your provider to answer any questions you may have. They have the answers, trust us. The best policy (no pun intended) is consult a professional whenever you’re in doubt. Stay safe out there and look for more tips in the months ahead. And in the meantime, check out www.kandkinsurance.com – you may qualify to get a quote or even purchase insurance online. PERFORMER MAGAZINE JUNE/JULY 2020 13
