on January 1 and July 1 and will remain in effect for the subsequent six month period. Due to the Federal Reserve adjusting the interest rate, the guaranteed rate on these plans will be 2.8% beginning January 2023. The crediting rate will be 2.8% for this period. This rate will be redetermined on July 1, 2023. Please contact Vice President/Treasurer Jeff Warnock at our Home Office with any questions.

CONTENTS

COVER STORY

12 SURVIVORS OF BLUE SUICIDE

Addressing the emotional and psychological needs that arise from the loss of a loved one by suicide in the law enforcement profession.

FEATURES

4 HERO ACADEMY 2022

A group of women from Iowa police and fire departments come together to encourage young women, ages 15-18, to explore a career as a first responder.

DEPARTMENTS

2 WELCOME EXECUTIVE 3 MERITORIOUS SERVICE AWARD 3 UNIT CITATION AWARD 5 SCHOLARSHIP AWARD 6 SPIRIT OF BROTHERHOOD 14 PFIA REMEMBERS 15 BODY SHOP 17 SWAP SHOP 18 ODDS N ENDS 19 CHILI & DONUTS 20 HOME OFFICE/REGIONAL MANAGER DIRECTORY 21 ABM/AR DIRECTORY 25 CHARITABLE FUND

Announcement from the Home Office

Term Life Insurance Conversion

Our term life products provide an option to convert to permanent life insurance. Please refer to your policy for specific conversion rules.

Crediting of Annuity Plans Issued After 2012

Our qualified, non-qualified and ROTH IRA products issued after November 1, 2012 were issued with a guaranteed interest rate of 1.00%. As per the policy language, this rate will be redetermined semiannually on January 1 and July 1 and will remain in effect for the subsequent six month period. Due to the Federal Reserve adjusting the interest rate, the guaranteed rate on these plans will be 2.8% beginning January 1, 2023. The crediting rate will be 2.8% for this period. This rate will be redetermined on July 1, 2023. Please contact Vice President/Treasurer Jeff Warnock at our Home Office with any questions.

Life Products

One Pay Life (Single Premium Whole Life) Select Whole Life Yearly Renewable Term 10-Year 20-Year or 30-Year Level Term

Life Riders

Guaranteed Purchase Option Children’s Benefit Waiver of Premium Roth IRA’s & Annuities Interest rate of 2%, no management fee

Accident & Sickness Products

Cancer Protection (optional family coverage) Accidental Death Only (optional family coverage) Accident Only (optional coverage for spouse/children) Non-Fatal Gunshot Wound Rider Non-Fatal Burn Rider Accident and Health Disability Income

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