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NEW this Issue: A Special Selection of FEATURED HOMES, See Page 30.
THE
Real EstateBook速 Volume 18, Issue 11
HONOLULU & OAHU, HI
COVER HOME: Desirable Koolaupoku home with sparkling pool, hot tub and lush landscaping. Property details on page 5. Get more photos and details from your phone.
Text P808459 to 85377
RealEstateBook.com
Request FREE MAGAZINES online, or call 800-841-3401.
CONTACT: Kimi Correa (RA) Mobile phone:808-222-3047 Kimi@kimicorrea.com Elite Pacific Properties, LLC www.EliteHawaiiHomes.com TO ADVERTISE, CONTACT: Stephen Doversola: 808-450-4115 stephen@realestatebookoahu.com
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EWA POINTE REALTY Residential Sales & Property Management
w w w. E w a P o i n t e R e a l t y. c o m IN ESC
OCEAN POINTE 4 BD, 3 BA Hot property! Corner lot. $565,000 FS
R OW
OCEAN POINTE 3 BD, 2 BA Single Story, 2 car garage $585,000
OCEAN POINTE 3 BD, 2.5 BA townhouse Granite counters, 2 car garage $511,000
OCEAN FRONT & VIEW 2 BD, 2 BA .28 ac on Ewa Beach $1,250,000 FS
EWA POINTE TOWNHOUSE 2 BD, 1.5 BA, 2 parking Corner unit on second floor $265,000 FS
R OW IN ESC
KE AINA KAI TOWNHOMES 3 BD, 2 BA Single level, end unit $419,000 FS
MEGAZAR JUNTILLA (R) PB 808-277-3719
NITA PEARL SAWYER (RA) 808-221-1747
ESTHER TOVES (RA) 808-623-5215
GORDON KAI (RA) 808-721-3282
ROSELLE SORIANO (RA) 808-741-5764
We help clients and families make positive choices, with one-on-one advisors. 91-1001 Kaimalie Street, Suite 204B Ewa Beach Hawaii 96706 Ph: 808.689.0660 | Fax: 808.689.6044
29202.18.11 ErinYokoC21_0100 10/28/2015 3:21 PM Page 1
SEARCH ALL OAHU LISTINGS!
TEXT 808HOMES TO 85377 Waikele Office. 94-799 Lumiaina Street, #A-1
Thinking of Selling? The Market is HOT! Call Erin for a FREE valuation. Text P266111 to 85377
TURN-KEY HOME Hoakalei at Ka Makana! Beautiful hardwood floors & upgraded carpet throughout. Chef’s kitchen w/ silestone counters. Bose system. Tiled front & back lanai & lg yard. $658,000 FS
Text P329634 to 85377
GROUND FLOOR 2 BR, 2 BA, 2 parking! Pet friendly home w/ split AC & lanai w/extra storage. 10ft ceilings. Complex w/ swimming & BBQ. Near Kapolei shopping, dining, movie theatre and more. $335,000 FS
Text P236984 to 85377
OCEAN VIEWS in gated community of Kumulani! 5 BR, 3 BA, 2394 SF w/ views from living room, kitchen, dining & master BR! Main floor BR/BA. Spacious & bright. 2 car garage + driveway. $899,000 FS
Text P514722 to 85377
LAULANI TIDES 4 BR, 2.5 BA, 2 car garage PLUS additional parking. HOAs incl water, sewer & pool. Fenced yard w/ open lanai. Upgraded stainless steel appliances & pantry in kitchen. Great location! $538,000 FS
ERIN EVANS (RA) RS-72463
808.292.5722 erin.evans@hawaiimoves.com
ABR, CDPE, SFR, MRP
KIMBERLY VAN HORN (RA) YOKO SCHLUETER (RA) RS-76578
2014 Top 50 Real Estate Agents on Oahu 2014 Top 50 CENTURY 21 Agents Nationwide 2014 Aloha ‘Aina REALTOR® Awards Program™ Winner Proud supporter of The Wounded Warrior Project!
RS-75988
808.726.6144
808.779.7700
kimberly.vanhorn@hawaiimoves.com
yoko.schlueter@hawaiimoves.com
JAPANESE SPECIALIST
CENTURY 21 ALL ISLANDS Waikele Shopping Center 94-799 Lumiaina Street, Suite # A-1, Waikele, HI 96797
Centurion Office
CENTURY 21 agents are SMARTER, BOLDER, FASTER CUSTOM COUNTRY A-FRAME
Text P276934 to 85377 SINGLE LEVEL DUPLEX
Text P844765 to 85377
WAIANAE VALLEY Decks in front & back. Cedar vaulted ceilings, hardwood floors. Private master suite w/ huge closet. Front load washer/dryer. $510,000 FS Cherrieann Diaz RB-20618 (808)754-2756 cherrieann.diaz@hawaiimoves.com
PEARL CITY 4BR/3BA main home w/ tile floors & upgraded kitchen. PLUS 2BR/1BA. Plenty of parking & great location. Large lot. Sold as-is. $699,000 FS Cora Ishinaga RB-16456 (808)478-8941 cora.ishinaga@hawaiimoves.com
Century 21 Agents are Smarter, Bolder, Faster! Call TODAY for confidential interview!
Go to www.cherrieanndiaz.com to buy or sell in Paradise!
PEARL COUNTRY GOLF COURSE
Text P844665 to 85377
HawaiiHomesbyRachel@gmail.com
DOWNTOWN BUSINESS DISTRICT
Text P425969 to 85377
HILLS OF AIEA Well-kept & breezy condo at Colonnade On The Greens. Spacious unit. Secure & gated. Tennis, heated pool putting green, more. $410,000 FS Rachel-Joy Nisperos RS-68804 (808)372-0314 HONOLULU PARK PLACE 2BE/2BA & 1 parking. Best of living with unparalleled amenities galore! BBQ area, koi pond, gym, restaurant. $573,000 FS Wendy Hutchins RS-69093 (808)497-4280 wendy.hutchins@century21.com
CHERRIEANN DIAZ RB-20618
Broker-in-Charge, GRI, ABR SFR, RSPS, SRES, e-PRO
Cell Phone: 808-754-2756 cherrieann.diaz@hawaiimoves.com
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On The Cover
KAMA'AINA HOME IN DESIRABLE KOOLAUPOKU - $1,350,000 FS 4 BR, 2 BA home with open floor plan, renovated kitchen, a garage, sparkling pool, hot tub and lush landscaping. Wonderful property with a mix of old & new, just waiting for you to put your finishing touches on it. Walk to Kailua Beach, Kainalu Elementary School, enjoy the bike paths, with easy access to H-3. For more information & photos, Text P808459 to 85377
KIMI CORREA RS-73480
Kimi@kimicorrea.com
808-222-3047
www.EliteHawaiiHomes.com If it’s important to you, it’s important to me.
Text KIMI to 85377
$6
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4211 Waialae Ave, Ste 106, Honolulu HI 96816
LOOK NO FURTHER! Spacious 3 BR, 2 BA corner unit town home in Yacht Club Terrace is now available. This desired floor plan has many large windows in the living room letting lots of light in and looking out to beautiful green landscaping. Master bedroom, kitchen and living room on the first floor. Laundry, second bth and two bedrooms down stairs with a private courtyard, plus this is the floor plan with the bonus large lanai out the back! Convenient access to Kaneohe, Kailua, H-3 and the Marine Base. Located in desired School districts of Aikahi Elemetary and Kalaheo High. For more information & photos, Text P841017 to 85377 Page 5
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Matthew P. Galan (RA)
Kimm M. Hirahara (R)
matthew.galan@sothebysrealty.com
kimm.hirahara@sothebysrealty.com
RS-76768 MILITARY SPECIALIST
Tel: 808.445.1661
RB-21408 VP, TOP PRODUCER
Tel: 808.206.4639
TEXT LISTHAWAII AT 85377 TO ACCESS ALL MLS PROPERTIES ON OAHU
Text P674156 to 85733
Kapolei/Ko’Olina - $728,000
Beautiful ocean and sunset views 2 Br, 2 full bath, Gated Community, Beach access, Ready for you to sitback and relax
Text P808172 to 85733
Robinson Heights - $725,000
MLS# 201512619 Modern and spacious home, 5 Br, 3 Bath, Multiple grand entertainment spaces, large gourmet kitchen.
Text P808173 to 85733
Upper Makakilo - $799,000
MLS# 201515036 Desired location with terrific view, 4 Br, 3 Bath, Fully renovated in 2005. Extra-large master suite and lanai to enjoy the view.
Text P674157 to 85733
Kakaako/Moana Pacific - $838,000
MLS# 201507788 Ocean, City and Diamaond Head views 3 Br, 2 bath, Shopping and resturaunts, Security.
Text P808174 to 85733
Text P830697 to 85733
MLS# 201512452 Trendsetting house, 3 Br, 2 Bath, Seamless indoor-outdoor living with Diamond Head and Waikiki skyline views.
MLS# 201515151 Large corner lot, 3 Br, 1 Bath, Extra storage, Enclosed workshop and convieniently located near shopping center
Ualakaa - $1,395,000
Kukanono/Kailua - $815,000
4211 WAIALAE AVENUE SUITE 100 HONOLULU, HI 96814
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WHICH LENDING OPTION IS RIGHT FOR YOU? Whether you’re looking to make a first-time purchase, refresh an existing home, or simply leverage built-up equity for other reasons, it’s important to figure out which path is right for you and understand the lending options available. irst-time buyers must start with F determining what is affordable. In addition to the mortgage payment, housing costs will include property taxes and homeowners insurance and fees, such as homeowner association dues. Altogether, costs should be no more than 28 percent of monthly gross income and should leave room to continue servicing other debt, such as student loans, credit cards, or auto loans. When preparing to buy a home, work through credit pre-approval to be ready with a strong offer when the opportunity arises. In addition to reviewing credit history, a loan originator will consider the amount of the down payment. A down payment typically ranges from 3-20 percent. A down payment that is less than 20 percent may require you to purchase mortgage insurance. A mortgage originator, however, can provide a variety of lending options to optimize your investment, from 15- and 30-year mortgages to fixed and variable terms. If planning to make some improvements to a much-loved residence, consider financing the
updates through a home equity line of credit (HELOC). Eligibility depends on how much equity has been built up in the home and the lender’s loan-to-value ratio. A HELOC works much like a credit card and offers flexibility. A minimum amount is paid monthly, and interest applies to the amount borrowed. Before embarking on a remodeling project, do some homework. Start with the lender to determine the value of the home and the loan amount available. Then, establish a budget that leaves room for unexpected expenses. Work with a reputable professional to define the project and its requirements, and shop around for bids and recommendations to confidently select a contractor. Some lenders offer checklists to help get the most from the investment. Remember to consult a professional for advice applicable to your specific situation. Begin with a lender who can help you identify financial options available to homebuyers and owners today. With careful planning and budgeting, the financing you need may be well within reach.
Who says you have to suffer through the whole winter season? You can easily take advantage of beautiful destinations while staying on a budget. Say goodbye to that cold and dreary winter vacation and spend it someplace better. Bring the whole family, too!
If you’re not sure where to start, don’t worry. Whether it’s snow skiing or sun bathing on the beach that you’re after, The Real Estate Book has come up with a helpful list of vacation spots, where you can effortlessly cure your wintertime blues. Visit RealEstateBook.com to browse even more properties!
Ski Spots Silverthorne, CO Beautifully situated in the Colorado Rocky Mountains, Silverthorne offers both visitors and residents breathtaking scenery you won’t find anywhere else. There is always something to do in Silverthorne. And if you like skiing, well, let’s just say you’re in for a treat. You’ll have easy access to four world-class ski resorts just within the Summit County limits. Mammoth Lakes, CA The lovely town of Mammoth Lakes is surrounded by two million acres of Inyo National Forest, where you’ll also have access to the Mammoth Lakes Trail System, which features more than 300 miles of trails. Additionally, there are countless mountain resorts where you can ski to your heart’s content!
Beach Spots Honolulu, HI Located on Oahu’s south shore, enjoy your winter vacation in Honolulu, Hawaii’s capital city. Soak up some rays on the beach or explore the Waikiki neighborhood’s dining, shopping, and awesome entertainment. San Juan, PR Puerto Rico’s largest city and capital, San Juan, sits on the island’s Atlantic Coast. Spend your winter vacation on the most amazing beaches and entertaining attractions for the whole family. West Palm Beach, FL Escape the cold during wintertime by renting a home in West Palm Beach, one of Florida’s best and most enjoyable destinations. You’ll never run out of things to do and may not want to leave when winter is over! Corpus Christi, TX Come and stay for a while in Corpus Christi, a charming coastal city in the South Texas region. You’ll have convenient access to the best beaches, bay front promenade, and even cultural entertainment in the arts and museum district.
HOW LONG WILL YOUR HOUSEHOLD FIXTURES LAST? Many maintenance projects for homeowners involve replacing an outdated appliance or fixture, but it can be difficult to discern when a household feature needs replacement. One way to determine how often you should replace items is by its typical lifespan. Fortunately, a lot of household fixtures won’t need expensive replacements for some time. Garage doors, gas fireplaces and linoleum floors are expected to last 25 years. Whirlpool bathtubs and sink faucets can last up to 20 years. Gas ovens and garage door openers may last 18 years, given proper care. Other common appliances and fixtures, however, wear out more quickly. Though washing machines are expected to last 15 years, dryers are expected to last 13. Refrigerators can last up to 13 years, as well. Source: RISMedia’s Housecall
THE NUMBERS GO DOWN FROM THERE: Food Disposals, Water Heaters (12 years) Plasma Televisions (11 years) Lawnmowers, Carpets (10 years) Microwaves, Dishwashers (9 years) Air Conditioners (Window Unit), Mattresses (7 years) Rugs (5 years) Laptops (4 years) Roomba, Keurig Coffee Maker (2 years) And the fixture that lasts longest? Coming in at 45 years, your doorbell will likely continue to operate after you’ve moved on from your current home.
29202.18.11 FosterRealty 10/28/2015 3:28 PM Page 1
Wai’anae’s #1 Real Estate Company
(808) 696-0774 ♥ www.foster-realty.com 85-786 Farrington Hwy, Waianae
SP AC IOU S D ET AC HE D H OME S I N L OV EL Y S EA C OUN TR Y!
MAILI • $559,000 FS • MLS 201515178 Come to Sea Country! DETACHED and NOT a CPR! Big and beautiful FIVE bedroom, THREE bath two-story home, fully fenced yard with attached two-car garage. Close to beaches, parks, and small shopping center with Country Store, NO maintenance fees, only a small monthly association fee!
WAIANAE • $449,000 FS • MLS 201517903 Beautifully redone large, detached 4BR/2.5BA w/ CENTRAL AC, solar water heater, new carpet, kitchen floor & paint throughout. Plenty of light, and fans in every room & solar water heater to save money as well. Community offers a pretty pool, recreation center, general store, day care center & park. Monthly maintenance & association fees $367.
The Leeward Coast Has the Most Affordable Homes on Oahu To see more photos & info, Text P800343 to 85377
To see more photos & info, Text P500811 to 85377
Get more Info & Pics Delivered to your Smart Phone - 24 Hours a Day - Text to 85377
Sylvia “Elsie” Foster, R
Melody Rutherford, RA
RB-15721 CRB, CRS, GRI
(808) 864-1970 Elsie@Foster-Realty.com
OPEN 7 DAYS A WEEK!
♥
RS-71261 SFR, Sales & Foreclosure Specialist
(808) 366-7970 Melody@Foster-Realty.com
Get Property Details! Text HAWAIILIFE to 85377 Text P106163 to 85377
Text P106201 to 85377
KANEOHE Commuter’s dream! Loft House architecturally designed to catch the trade winds, providing excellent ventilation, & views of Kaneohe Bay, Coconut Island and MCBH. New Roof, deck, & paint. New Washer/ Dryer. $799,000 FS
Text P758641 to 85377
LAIE Spectacluar 3 level, one of a kind home. New roof & paint. High beam ceilings, 2 decks, 2 MBRs. Steps to sandy beaches. Views of Maleakahan Bay & Goat Island. Legal 2/1 rental. And so much more! $2,100,000 FS
Text HawaiiLife to 85377
WAIPAHU Village Park Gem. Large corner lot with Ocean Views to Diamond Head, enclosed lanai, fenced in back yard. Tenant occupied, do not disturb. Won’t last long! $599,000 FS
SOLD
EXPLORE OAHU Take a closer look at living the Oahu Lifestyle.
Jennifer Vinson Realtor®-Broker, R(B) 21641 CDPE, BPOR, Veteran Certified Agent Hawaii Life Real Estate Brokers Office: (808) 667-5028 4614 Kilauea Ave. #206 Honolulu, HI 96816
Jennifer.HawaiiLife.com | JenniferVinson@HawaiiLife.com
808.225.6560
HAU’ULA OCEANVIEW HOME Country Living at its Finest! Exquisite 3 BR, 3 BA on an acre of land. Master suite with balcony and ocean views. Newly remodeled bath, walk-in closets, spacious living room, eat-in kitchen. $1,150,000 FS
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Testimonials
Page 14
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OAHU’S INVENTORY SHORTAGE COULD BE YOUR GAIN$$$
• Sellers are receiving top dollar on their properties. What are you waiting for? • Our company has a hyper-local marketing system that gets homes SOLD Faster. • Fancy yard signs & clever slogans don’t sell houses- Our systems do!
Text the Code on each photo below to 85377 & see a small sample of our system.
$6
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LH
THI$ COULD BE YOUR HOME HERE! Call 808-450-4115 to put a SOLD sign on your property!
WAIKIKI Modern comfortable, practical & sophisticated condo. Spectacular ocean views from every room. Porcelain floors & custom solid bamboo pocket doors. For more photos & information, Text P721613 to 85377
$
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$6
FABULOUS KANEOHE BAY VIEWS 6BD/4BA, 3300+ SF living + decking surrounding 3/4 of home that shows like a model! Large lot w/ mature fruit trees. For more photos & information, Text P847985 to 85377
$2
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WAIPAHU ESTATES Beautiful 3bd/2ba on the popular side of Waipahu close to Waikele shopping center. Ample lot with lots of room for a possible extension. For more photos & information, Text P847987 to 85377
$4
BEAUTIFULLY RENOVATED Enjoy the Kailua lifestyle! New paint, ceramic tile floor, granite countertops. Beautiful mountain views & backs against the canal. For more photos & information, Text P808163 to 85377
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Search all Oahu properties! Text OAHUMLS to 85377
Nathalie Mullinix REALTY UNIVERSAL, Inc.
PARK AT PEARLRIDGE upgraded condo w/ new kitchen, paint, new stainless steel appliances, upgraded baths & view of Pearl Harbor. Pet-friendly! Enjoy the pool, whirlpool, two tennis courts, BBQ area, putting green. For more photos & information, Text P847988 to 85377
Stephen Doversola, (RA) RS-41517 cell 808-450-4115 • office 808-261-0350 www.realestatekorner.com
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Christina Nishiyama Working with the RIGHT agent makes ALL the difference! Text P841389 to 85377
MILILANI Corner-end 1st floor unit w/separate living & dining rooms and TWO COVERED PARKING STALLS & STORAGE ROOM! Enjoy indoor/ outdoor living w/230 sf private lanai & yard! Wood laminate, new carpet, W/D, & SS appliances. $435,000 FS
Text P841392 to 85377
PUNCHBOWL Spacious 3BR/3BA, 2car enclosed garage with outdoor patio & back yard! Beautifully remodeled with granite countertops, stainless steel appliances, wood laminate and tile flooring, split A/C, ceiling fan, and solar water heating system. $859,000 FS
Text P838350 to 85377
NUUANU Simgle level living. Beautiful mountain & ocean views, spacious kitchen, separate dining and living room areas, den, great cross ventilation, 2-car garage, and lots of storage. Enjoy the large side & back yards w/ potential to expand! $975,000 FS
Text P841390 to 85377
MAHI KO AT WAIKELE Corner-end, ground floor unit. MOVE-INREADY! Private, fenced courtyard perfect for entertaining, pets & children! TWO PARKING STALLS, new carpet, freshly painted, & new vinyl bathroom flooring. $325,000 FS
Christina Nishiyama (R) Broker-In-Charge Branch Manager - Topa Office / Projects Manager Office: (808) 550-0818 Fax: (808) 550-0819
Cellular: (808) 479-3915 Website: www.ChristinaNishiyama.com Email: Christina@PrimaryHawaii.com
29202.18.11 PrimaryKay 10/28/2015 3:31 PM Page 1
"Trusted Agents... Proven Results" New Price!
Text P777324 to 85377
New Price!
Kay M. Mukaigawa Principal Broker/ (R)
ABR, CRB, CRS, GRI, SRES
RB-15914
MILILANI MAUKA Lowest priced in American Classics. 3BR/2BA with den/possible 4th BR. 2287 SF open floor plan w/ high ceilings. Koa laminate & marble tile flooring, security system, plantation shutters. Full fenced w/ moss rock wall. $920,000 FS MOILIILI Bring your paintbrush and ideas! Cute home in great, central location. Needs cosmetic TLC. Close to bus line and zoned A-2. $569,000 FS
Text P270749 to 85377
Great Potential
Text P750535 to 85377
New Price!
Text P543846 to 85377
(808) 479-9090
RB-18072
New Price!
Text P278729 to 85377
Views!
Text P816553 to 85377
KALIHI Single level 3BR/1.5BA w/ lots of character! Updated floors throughout and updated kitchen & bathrooms. Large carport & automatic garage gate, plus enclosed outdoor laundry. Low maintenance yard. $710,000 FS AHUIMANU PLACE ESTATES Build your dream home with Ko’olau views! Vacant, level CPR lots, great location. New condo project has 5 vacant lots, with infrastructure. Electrical stubbed to common element transformer. Beautiful views! $429,000 FS
3 Dwellings!
Text P811914 to 85377
Vacant Lot
Text P781197 to 85377
KOKO HEAD TERRACE Move-in Ready! 4 BD, 2 BA w/ unique open area upstairs & enclosed lanai. Great home for entertaining or for an investment opportunity. New carpet. Freshly painted inside & out. Great location! $869,000 FS PUUNUI 5BR/4BA on level lot. Spacious dining area & patio perfect for entertaining. Lots of storage. 2 car garage + offstreet parking for 8! Beautiful city & ocean views from upstairs. Amazing location & great school district! $1,288,000 FS PUNCHBOWL Main home 3BR/1.5BA + two 1BR/1BA cottages on 11,600 SF lot. Front cottage just renovated w/ new kitchen cabinets, counters, range/ oven, bathroom & flooring. Fantastic opportunity- so much potential! $1,700,000 FS KANEOHE Kapuna Hale Rarely available, large & level corner lot on which to build the home of your dreams! Views of the majestic Ko’olaus. Fruit bearing trees & easy freeway access Windward City Shopping. $699,000 FS
Register to Attend one of our Informative
Senior LifeStyle Workshops Seminars@PrimaryHawaii.com or 808-725-2000 TOPA FINANCIAL CENTER 745 Fort Street, Suite #608 Honolulu, Hawaii 96813 Ph 808.550.0818 Fax 808.550.0819
STADIUM MALL 4510 Salt Lake Blvd, Ste B-4 Honolulu, HI 96818 Ph. 808.487-3855 Fax 808.369.8898
JAPAN OFFICE 3-3-15 Hongo, Ai Bldg 3F, Bunkyo-ku Tokyo, 113-0033, Japan Email: info@primaryhawaii.co.jp
www.PrimaryHawaii.com
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FREE Google+ Communities for
Organic Ranking on
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Video & information at h t t p :/ / ti n y .c c / x w f b 5 x
FREE Community Social Network For Buyers, Sellers & Agents Check out our FREE Community pages through our Social Media Network: Let our Blog, Pinterest, and Google + community spread the word.
• Educational tips about real estate here on Oahu. • Check out our listings on Oahu and follow us on Pinterest. • Share homes you like with family, friends and your real estate agent. • Become an informed home buyer or seller through conversations with experienced real estate agents; mortgage lenders and general contractors.
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WWW.REALESTATEBOOKOAHU.COM
Transform Small Spaces into Charming Places In home listings across the country, the word small is often replaced with a far more marketable and appealing word: “charming.” But what makes a home charming compared to small? How does a homeowner transition a cramped room into a space with unique and appealing character? Create special spaces and storage Carefully consider the functions of any space, such as TV viewing, reading, or computer use, so that only the items needed for those specific functions are stored there. Understanding how this space is utilized will make it easier to establish dedicated zones and supplies for each activity. Be sure to also create proper storage to manage and maintain a clutter-free home. Make it larger with lighting Clearing a small home of its clutter will automatically make it seem larger. However, the illusion of more space can also be enhanced with proper lighting. The right lighting will also play a big role in helping create a more charming feel. Recessed lighting is visually appealing and perfect for small spaces. You can also affect a room’s lighting with low-cost or no-cost solutions that make the most of the space’s built-in features. For example, highlight windows instead of covering them, or make the fireplace a focal point. Add charming details Woodwork is another simple embellishment that adds instant character and charm without affecting usable space. A chair rail, crown molding, or even baseboards can help take a standard room and outline it with interesting architectural elements. By managing clutter, using lighting to create bright and airy spaces and incorporating simple architectural elements, you can easily transform a cramped area into a charming and inviting room that you – or a potential buyer – can enjoy. Source: ClosetMaid
HOME SECURITY TIPS TO LIVE BY Did you know that every 15.4 seconds, a burglary occurs somewhere across the United States? If you’re a victim, your family may be left feeling vulnerable and violated. So can you protect your home and loved ones? Well, you should first understand some things about this crime. WHEN & HOW DO BURGLARIES OCCUR? The majority of home and apartment burglaries occur during the daytime when residents are away from their house, most likely when they’re at work or school. Home theft is most frequent in the months of July and August, and the fewest burglaries occur in February. According to the FBI, 70 percent of home burglars use some amount of force to enter a residence, but their preference is through an open door or window. Also, you may be surprised to know that homes are not randomly selected. Burglars look for unoccupied homes with the easiest access, greatest amount of cover, and with the best escape routes. Fortunately, there are ways you can minimize your risk to keep your family and belongings safe. Here’s how to make your home look unattractive to burglars.
Source: Crime Doctor
1. DOORS & LOCKS
3. LIGHTING
The more difficult that your home is to break into, the less likely burglars will want to put forth the effort. The FBI recommends using high quality Grade-1 or Grade-2 locks on your exterior doors to resist twisting, prying, and lock-picking attempts. Consider implementing these additions in your home:
Keeping a couple interior lights on gives burglars the message that someone is home. If you don’t have one already, light timers are super inexpensive and easy to find. Use a light timer (even when you’re not on vacation) near the front and back windows behind closed curtains. You should also follow these rules:
•
Solid core or metal door for all entrances
•
Exterior lighting should allow 100 feet of visibility
•
Quality, heavy duty, deadbolt lock with a one-inch throw bolt
•
Use good lighting along the pathway and at your door
•
Quality, heavy duty, knob-in-lock set with a dead-latch mechanism
•
Use light timers or photo-cells to turn on/off lights automatically
•
Heavy duty, four-screw, strike plate with 3-inch screws to penetrate into a wooden door frame
•
Use infrared motion sensor lights on the rear of single family homes
•
Wide-angle 160° peephole mounted no higher than 58 inches
4. ALARM SYSTEMS
2. WINDOWS It is much more common to leave a window open or unlocked than a door. If the burglar sees a home from down the street that has an open window, they will commonly choose that home to burglarize. •
Secure all accessible windows with secondary blocking devices
•
Block accessible windows open no more than 6 inches for ventilation
•
Make sure you can’t reach through an open window and unlock the door
•
Make sure you can’t reach inside the window and remove the blocking device
•
Anti-lift devices to prevent window from being lifted out
•
Crime prevention or alarm decals on ground or on windows that are within reach
If used properly and consistently, alarm systems add a huge benefit to your home’s overall security. As a matter of fact, burglars will often give up on trying to break into a home if it has visible alarm signs in the lawn or decals on the window.
5. GET TO KNOW YOUR NEIGHBORS When it comes to the safety of your home, it’s important that you establish some sort of communication and trust with your neighbors. Good neighbors will watch out for your home when you’re away, and can let you or the police know about any suspicious activity going on. Remember to always keep safety first, communicate, and stay informed!
6 GOOD CREDIT HABITS OF BUYERS AND RENTERS Your credit score has a critical impact on your housing options, and healthy credit is essential to buying a home or renting one. “An important step to finding a home, whether you’re renting or buying, is ensuring that you have a good credit history,” says Frank Keating, president and CEO of the American Bankers Association (ABA). “A strong credit score can open doors to better homes and lower mortgage rates.” To build a good credit history, the ABA recommends adopting these habits.
Request a copy of your credit report–and make sure it is correct. Your credit report illustrates your credit performance, and it needs to be accurate so that you can apply for other loans, such as a mortgage. Everyone is entitled to receive a free copy of his or her credit report annually from each of the three credit reporting agencies, but you must go through the Federal Trade Commission’s website at www. AnnualCreditReport.com or call 1-877322-8228. Note that you may have to pay for the numerical score itself.
your bills in full each month. You often can increase your scores by limiting your charges to 30 percent or less of a card’s limit.
Apply for and open new credit accounts only as needed. Keep this in mind the next time a retailer offers you 10 percent off if you open an account. If you need a new line of credit, don’t jump at the first appealing offer; compare rates and fees offered through mail solicitation, on the Internet or at your local bank.
Set up automatic bill pay.
Don’t close old paid-off accounts.
Payment history makes up 32 percent of your VantageScore credit score and 35 percent of your FICO credit score. The more you pay your bills on time, the better your score. Avoid missed payments by setting as many of your bills as possible to automatic pay.
According to FICO, closing accounts can never help your score and can in fact damage it.
Keep balances low on credit cards and ‘revolving credit.’ Racking up big balances can hurt your scores, regardless of whether you pay Source: ABA.com
Talk to credit counselors if you’re in trouble. Using legitimate, non-profit credit counseling can help you manage your debt and won’t hurt your credit score. For more information on debt management, contact the National Foundation for Consumer Credit by visiting www.NFCC.org.
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Diamond Head Home Inspections
Peace of Mind in Paradise
www.diamondheadhomeinspections.com
Kurt Trouba
808-234-4667 kurt.trouba@dhhomeinspect.com
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Sean Garvey
808-228-7478 sean.garvey@dhhomeinspect.com
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29202.18.11 ArleneOla_0100 10/28/2015 3:19 PM Page 1
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Contact The Real Estate Book of Oahu to advertise in this space.
808-450-4115 or Text OAHU to 85377
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