TABLE OF CONTENTS
EMPLOYEE BENEFITS GUIDE TABLE OF CONTENTS Welcome to American Renaissance School’s comprehensive benefits program. This guide highlights the benefits offered to all eligible employees for the plan year listed below. Benefits described in this guide are voluntary, employee-paid benefits unless otherwise noted.
ENROLLMENT DATES: August 3, 2023 - August 11, 2023 PLAN YEAR & EFFECTIVE DATES: September 1, 2023 - August 31, 2024
Important Contact Information............................... 3 Eligibility Requirements......................................... 4 Overview Of Benefits............................................. 5 Important Notices................................................. 6 Qualifying Life Events............................................ 7 Enrollment Information.......................................... 9 Harmony Enrollment Instructions........................... 10 Flexible Spending Account..................................... 12 The FSA Store....................................................... 15 Dependent Care Account....................................... 16 Telemedicine Benefits........................................... 19 Dental Insurance................................................... 24 Vision Insurance.................................................... 26 Group Term Life Insurance..................................... 28 Employee Assistance Program............................... 33 Cancer Benefits..................................................... 36 Critical Illness Benefits.......................................... 43 Short-Term Disability Benefits................................ 48 Long-Term Disability Benefits................................. 55 Accident Benefits.................................................. 59 NC State Health Plan Comparison**....................... 65 Medical Bridge Benefits......................................... 67 Term Life Insurance............................................... 76 Whole Life Insurance............................................. 80 Student Loan Assistance Program.......................... 85 Cobra Continuation Coverage Rights...................... 87 Authorization Form................................................ 89 Privacy Notices..................................................... 90 Continuation Of Coverage...................................... 91
IMPORTANT NOTE & DISCLAIMER This is neither an insurance contract nor a Summary Plan Description and only the actual policy provisions will prevail.
All information in this guide, including premiums quoted, is subject to change. All policy descriptions are for informational purposes only. Your actual policies may be different than those in this guide. **for informational purposes only Rev. 7/24/2023
