American Renaissance School 2023 Benefits Guide 23-24PY

Page 27

Vision plan benefits for American Renaissance Charter School Copays

Services/frequency

Monthly premiums

Exam

$10

Materials1

$10

Contact lens fitting

$25

Emp. only Emp. + 1 dependent Emp. + family

$9.41

Exam

12 months

$18.24 $26.77

Frame

24 months

(standard & specialty)

Contact lens fitting

12 months

Lenses

12 months

Contact lenses

Benefits through Superior National network Exam (ophthalmologist) Exam (optometrist) Frames Contact lens fitting (standard2) Contact lens fitting (specialty2) Lenses (standard) per pair Single vision Bifocal Trifocal Progressives lens upgrade Contact lenses4

12 months

(based on date of service)

In-network

Out-of-network

Covered in full Covered in full $150 retail allowance Covered in full $50 retail allowance

Up to $44 retail Up to $39 retail Up to $77 retail Not covered Not covered

Covered in full Covered in full Covered in full See description3 $150 retail allowance

Up to $34 retail Up to $48 retail Up to $64 retail Up to $64 retail Up to $100 retail

Co-pays apply to in-network benefits; co-pays for out-of-network visits are deducted from reimbursements 1 Materials co-pay applies to lenses and frames only, not contact lenses 2 Standard contact lens fitting applies to a current contact lens user who wears disposable, daily wear, or extended wear lenses only. Specialty contact lens fitting applies to new contact wearers and/or a member who wear toric, gas permeable, or multi-focal lenses. 3 Covered to provider’s in-office standard retail lined trifocal amount; member pays difference between progressive and standard retail lined trifocal, plus applicable co-pay. 4 Contact lenses are in lieu of eyeglass lenses and frames benefit .

Discount features Look for providers in the provider directory who accept discounts, as some do not; please verify their services and discounts (range from 10%-30%) prior to service as they vary.

Discounts on covered materials Frames: Conventional contacts Disposable contact

20% off amount over allowance 20% off amount over allowance 20% off amount over allowance

Lens type* Scratch coat Ultraviolet coat Tints, solid Tints, gradient Polycarbonate Blue light filtering Digital single vision Progressive lenses Standard/Premium/Ultra/Ultimate Anti-reflective coating Standard/Premium/Ultra/Ultimate Polarized lenses Plastic photochromic lenses High Index (1.67 / 1.74)

Member out-of-pocket5 $15 $12 $15 $18 $40 $15 $30

(800) 507-3800 Discounts on non-covered exam, services and materials Exams, frames, and prescription lenses: 30% off retail Contacts, miscellaneous options: 20% off retail Disposable contact lenses: 10% off retail Retinal imaging: $39 maximum out-of-pocket

Laser vision correction (LASIK) Laser vision correction (LASIK) is a procedure that can reduce or eliminate your dependency on glasses or contact lenses. This corrective service is available to you and your eligible dependents at a special discount (20-50%) with your Superior Vision plan. Contact QualSight LASIK at (877) 201-3602 for more information.

$55 / $110 / $150 / $225

Hearing discounts

$50 / $70 / $85 / $120 $75 $80 $80 / $120

The Plan discount features are not insurance.

* The above table highlights some of the most popular lens type and is not a complete listing. 5

superiorvision.com

Discounts and maximums may vary by lens type. Please check with your provider

Discounts are subject to change without notice.

A National Hearing Network of hearing care professionals, featuring Your Hearing Network, offers Superior Vision members discounts on services, hearing aids and accessories. These discounts should be verified prior to service. All allowances are retail; the member is responsible for paying the provider directly for all non-covered items and/or any amount over the allowances, minus available discounts. These are not covered by the plan. North Carolina residents: Please contact our customer service department if you are unable to secure a timely (at least 30 days) appointment with your provider or need assistance finding a provider within a reasonable distance (30 miles) of your residence. Adjustments to your benefits may be available

Disclaimer: All final determinations of benefits, administrative duties, and definitions are governed by the Certificate of Insurance for your vision plan. Please check with your Human Resources department if you have any questions. Superior Vision Services, Inc. P.O. Box 967 Rancho Cordova, CA 95741 (800) 507-3800 superiorvision.com The Superior Vision Plan is underwritten by National Guardian Life Insurance Company. National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America, AKA The Guardian or Guardian Life NVIGRP 5-07 0720-BSv2/NC 27


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CONTINUATION OF COVERAGE

0
page 91

WHOLE LIFE INSURANCE PREMIUMS

13min
pages 83-90

Whole Life Plus Insurance

4min
pages 81-82

Term Life Insurance

3min
pages 77-78

Hospital Confinement Indemnity Insurance

1min
page 74

Hospital Confinement Indemnity Insurance Medical Treatment Package

1min
pages 73-74

20%

1min
pages 65-66

Important Plan Provisions

6min
pages 58-63

Voluntary Long-Term Disabilit y Insurance

2min
pages 56-57

Short-Term Disability

5min
pages 49-53

Specified Critical Illness Insurance

1min
pages 44-45

Cancer Assist Benefits Overview

2min
pages 38-39

Cancer Insurance

1min
page 37

Life Planning Services

0
page 35

Health Advocate Employee Assistance + Work/Life Programs

0
page 34

Summary of Basic and Supplemental Group Term Life Benefits for American Renaissance School

1min
pages 31-33

Group Term Life Insurance American Renaissance School

3min
pages 29-30

Vision plan benefits for American Renaissance Charter School

2min
pages 27-28

Delta Dental of North Carolina Dental Benefit Highlights

1min
pages 25-26

TELEMEDICINE BENEFITS

2min
pages 19-24

Dependent Care Account

2min
pages 17-18

THE FSA STORE

0
pages 15-16

Flexible Spending Account

2min
pages 13-14

HARMONY ENROLLMENT INSTRUCTIONS

1min
page 10

ENROLLMENT INFORMATION

0
page 9

QUALIFYING LIFE EVENTS

1min
page 8

QUALIFYING LIFE EVENTS

1min
page 7

IMPORTANT NOTICES

3min
page 6

ELIGIBILITY REQUIREMENTS

0
page 4

EMPLOYEE BENEFITS GUIDE

0
page 2
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