TABLE OF CONTENTS
EMPLOYEE BENEFITS GUIDE TABLE OF CONTENTS Welcome to Caldwell Community College & Technical Institute’s comprehensive benefits program. This guide highlights the benefits offered to all eligible employees for the plan year listed below. Benefits described in this guide are voluntary, employee-paid benefits unless otherwise noted.
ENROLLMENT DATES: September 5, 2023 - September 29, 2023 PLAN YEAR & EFFECTIVE DATES: January 1, 2024 - December 31, 2024
Important Contact Information............................... 3 Eligibility Requirements......................................... 4 Overview Of Benefits............................................. 5 Important Notices................................................. 6 Qualifying Life Events............................................ 7 Enrollment Information.......................................... 9 Flexible Spending Account..................................... 10 The FSA Store....................................................... 13 Dependent Care Account....................................... 14 Telemedicine Benefits........................................... 17 Dental Insurance................................................... 22 Vision Insurance.................................................... 27 Group Term Life Insurance..................................... 30 Employee Assistance Program............................... 37 Cancer Benefits..................................................... 39 Critical Illness Benefits.......................................... 46 NC State Disability Plan Overview**....................... 58 Short-Term Disability Benefits................................ 59 Accident Benefits.................................................. 66 NC State Health Plan Comparison**....................... 72 Medical Bridge Benefits......................................... 74 Term Life Insurance............................................... 83 Whole Life Insurance............................................. 87 Legal Benefits....................................................... 92 COBRA Continuation Coverage Rights.................... 94 Authorization Form................................................ 96 Privacy Notices..................................................... 97 Continuation Of Coverage...................................... 98
IMPORTANT NOTE & DISCLAIMER This is neither an insurance contract nor a Summary Plan Description and only the actual policy provisions will prevail.
All information in this guide, including premiums quoted, is subject to change. All policy descriptions are for informational purposes only. Your actual policies may be different than those in this guide. **for informational purposes only Rev. 8/11/2023
