Caldwell Community College & Technical Institute 2023 Benefits Guide 24PY

Page 26

CALDWELL COMMUNITY COLLEGE AND TECHNICAL Policy #: 010-25199

Provider Flexibility and Network Savings Members aren't limited to one particular dentist, or a small group of providers, who may or may not be taking new patients. Each plan member is free to visit any provider they choose, including your current dentist, regardless if they are in- or out-of-network. And family members do not have to see the same dentist. When yo visit an in-network dentist there are no claim forms to complete. For a list of network dentists in your area, go to Find A Provider at Ameritas.com.

Late Entrant We strongly encourage you and/or your dependents to sign up for coverage when you are initially eligible. If you choose to enroll after initially declined, you and/or your eligible dependents will be considered a Late Entrant. Covered expenses will not include and benefits will not be payable in the first 12 months that a person is insured if the person is a Late Entrant; except for evaluations, prophylaxis (cleanings), and fluoride application. After 12 months, you will have access to all of the plan's benefits.

Member Savings

Customer Service Customer Connections 800-487-5553 www.Ameritas.com Monday - Thursday 7am-12am CST, Friday 7am-6:30pm CST This document is a highlight of plan benefits provided by Ameritas Life Insurance Corp. as selected by your employer. It is not a certificate of insurance and does not include exclusions and limitations. For exclusions and limitations, or a complete list of covered procedures, contact your benefits administrator.

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CONTINUATION OF COVERAGE

0
page 98

COBRA Continuation

12min
pages 94-97

Have You Ever

2min
pages 93-94

Whole Life Plus Insurance

4min
pages 88-89

How much coverage do you need?

2min
page 85

Term Life Insurance

1min
page 84

Hospital Confinement Indemnity Insurance

1min
page 81

Hospital Confinement Indemnity Insurance Medical Treatment Package

1min
pages 80-81

ACCIDENT BENEFIT PREMIUMS

0
pages 71-73

SHORT-TERM DISABILITY PREMIUMS

4min
pages 65-70

Frequently Asked Questions

2min
pages 63-64

SHORT-TERM DISABILITY BENEFITS

2min
pages 59-62

NC State Disability Plan

1min
page 58

Group Critical Illness Insurance

3min
page 55

Group Critical Illness Insurance Progressive Diseases Rider

1min
page 54

Group Critical Illness Insurance

1min
pages 52-54

Group Critical Illness Insurance

1min
pages 51-52

Group Critical Illness Insurance Plan

2min
pages 49-51

Group Critical Illness Insurance Plan

2min
pages 47-49

Cancer Assist Benefits Overview

2min
pages 41-42

Cancer Insurance

2min
page 40

Life Planning Services

0
pages 36-37

Health Advocate Employee Assistance + Work/Life Programs

0
page 35

Summary of Voluntary Group Term Life Benefits for Caldwell Community College and Technical Institute

1min
pages 33-34

GROUP TERM LIFE INSURANCE CALDWELL COMMUNITY COLLEGE AND TECHNICAL INSTITUTE

2min
pages 31-32

Your CEC Vision Benefits Summary

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page 29

Vision Benefits Summary Caldwell Community College and Technical Institute

1min
page 28

CALDWELL COMMUNITY COLLEGE AND TECHNICAL

1min
pages 26-27

CALDWELL COMMUNITY COLLEGE AND TECHNICAL

0
page 24

CALDWELL COMMUNITY COLLEGE AND TECHNICAL

0
page 23

access to quality care... on your schedule!

3min
pages 18-21

Dependent Care Account

2min
pages 15-16

THE FSA STORE

0
pages 13-14

Flexible Spending Account

2min
pages 11-12

ENROLLMENT INFORMATION

0
pages 9-10

QUALIFYING LIFE EVENTS

1min
page 8

QUALIFYING LIFE EVENTS

1min
page 7

IMPORTANT NOTICES

3min
page 6

ELIGIBILITY REQUIREMENTS

0
page 4

EMPLOYEE BENEFITS GUIDE

0
page 2
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