Caldwell Community College & Technical Institute 2023 Benefits Guide 24PY

Page 49

Group Critical Illness Insurance Plan 2

When life takes an unexpected turn, your focus should be on recovery — not finances. Colonial Life’s group critical illness insurance helps relieve financial worries by providing a lump-sum benefit payable directly to you to use as needed.

Preparing for a lifelong journey Rebecca was born with Down syndrome. Her parents’ critical illness coverage provided a benefit that can help cover expenses related to Rebecca’s care and her changing needs. HOW THEIR COVERAGE HELPED

The lump-sum amount from the family coverage benefit helped pay for:

A hospital stay and treatment for corrective heart surgery Physical therapy to build muscle strength

Special needs daycare

Coverage amount: ____________________________

Critical illness and cancer benefits COVERED CRITICAL ILLNESS CONDITION¹

Benign brain tumor

100%

Coma

100%

End stage renal (kidney) failure

100%

Heart attack (myocardial infarction)

100%

Loss of hearing

100%

Loss of sight

100%

Loss of speech

100%

Major organ failure requiring transplant

100%

Occupational infectious HIV or occupational infectious hepatitis B, C, or D

100%

Permanent paralysis due to a covered accident

100%

Stroke

100%

Sudden cardiac arrest

100%

Coronary artery disease

25%

COVERED CANCER CONDITION¹ For illustrative purposes only.

PERCENTAGE OF APPLICABLE COVERAGE AMOUNT

PERCENTAGE OF APPLICABLE COVERAGE AMOUNT

Invasive cancer (including all breast cancer)

100%

Non-invasive cancer

25%

Skin cancer initial diagnosis ............................................................ $400 per lifetime 49

GCI6000 – PLAN 2 – CRITICAL ILLNESS AND CANCER


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CONTINUATION OF COVERAGE

0
page 98

COBRA Continuation

12min
pages 94-97

Have You Ever

2min
pages 93-94

Whole Life Plus Insurance

4min
pages 88-89

How much coverage do you need?

2min
page 85

Term Life Insurance

1min
page 84

Hospital Confinement Indemnity Insurance

1min
page 81

Hospital Confinement Indemnity Insurance Medical Treatment Package

1min
pages 80-81

ACCIDENT BENEFIT PREMIUMS

0
pages 71-73

SHORT-TERM DISABILITY PREMIUMS

4min
pages 65-70

Frequently Asked Questions

2min
pages 63-64

SHORT-TERM DISABILITY BENEFITS

2min
pages 59-62

NC State Disability Plan

1min
page 58

Group Critical Illness Insurance

3min
page 55

Group Critical Illness Insurance Progressive Diseases Rider

1min
page 54

Group Critical Illness Insurance

1min
pages 52-54

Group Critical Illness Insurance

1min
pages 51-52

Group Critical Illness Insurance Plan

2min
pages 49-51

Group Critical Illness Insurance Plan

2min
pages 47-49

Cancer Assist Benefits Overview

2min
pages 41-42

Cancer Insurance

2min
page 40

Life Planning Services

0
pages 36-37

Health Advocate Employee Assistance + Work/Life Programs

0
page 35

Summary of Voluntary Group Term Life Benefits for Caldwell Community College and Technical Institute

1min
pages 33-34

GROUP TERM LIFE INSURANCE CALDWELL COMMUNITY COLLEGE AND TECHNICAL INSTITUTE

2min
pages 31-32

Your CEC Vision Benefits Summary

0
page 29

Vision Benefits Summary Caldwell Community College and Technical Institute

1min
page 28

CALDWELL COMMUNITY COLLEGE AND TECHNICAL

1min
pages 26-27

CALDWELL COMMUNITY COLLEGE AND TECHNICAL

0
page 24

CALDWELL COMMUNITY COLLEGE AND TECHNICAL

0
page 23

access to quality care... on your schedule!

3min
pages 18-21

Dependent Care Account

2min
pages 15-16

THE FSA STORE

0
pages 13-14

Flexible Spending Account

2min
pages 11-12

ENROLLMENT INFORMATION

0
pages 9-10

QUALIFYING LIFE EVENTS

1min
page 8

QUALIFYING LIFE EVENTS

1min
page 7

IMPORTANT NOTICES

3min
page 6

ELIGIBILITY REQUIREMENTS

0
page 4

EMPLOYEE BENEFITS GUIDE

0
page 2
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