Caldwell Community College & Technical Institute 2023 Benefits Guide 24PY

Page 80

Hospital Confinement Indemnity Insurance Medical Treatment Package The medical treatment package for Individual Medical BridgeSM coverage can help pay for deductibles, co-payments and other out-of-pocket expenses related to a covered accident or covered sickness.

The medical treatment package paired with Plan 2 or Plan 3 provides the following benefits: Air ambulance ............................................................................................. $1,000 Maximum of one benefit per covered person per calendar year

Ambulance .................................................................................................... $100 Maximum of one benefit per covered person per calendar year

Appliance ...................................................................................................... $100 Maximum of one benefit per covered person per calendar year

Doctor’s office visit ................................................................................... $25 per visit Maximum of three visits per calendar year for named insured coverage or maximum of five visits per calendar year for all covered persons combined

Emergency room visit ............................................................................. $100 per visit

For more information, talk with your benefits counselor.

Maximum of two visits per covered person per calendar year

X-ray ................................................................................................ $25 per benefit Maximum of two benefits per covered person per calendar year

THIS POLICY PROVIDES LIMITED BENEFITS. EXCLUSIONS

ColonialLife.com

We will not pay benefits for losses which are caused by: alcoholism or drug addiction, dental procedures, elective procedures and cosmetic surgery, felonies or illegal occupations, pregnancy of a dependent child, psychiatric or psychological conditions, suicide or injuries which any covered person intentionally does to himself or herself, or war. This information is not intended to be a complete description of the insurance coverage available. The insurance has exclusions and limitations which may affect any benefits payable. Applicable to policy form IMB7000-NC. For cost and complete details of coverage, call or write your Colonial Life benefits counselor or the company. Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. © 2021 Colonial Life & Accident Insurance Company. All rights reserved Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company. IMB7000-MEDICAL TREATMENT PACKAGE NORTH CAROLINA EDUCATORS | 3-21 | NS-15014-1-NC

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CONTINUATION OF COVERAGE

0
page 98

COBRA Continuation

12min
pages 94-97

Have You Ever

2min
pages 93-94

Whole Life Plus Insurance

4min
pages 88-89

How much coverage do you need?

2min
page 85

Term Life Insurance

1min
page 84

Hospital Confinement Indemnity Insurance

1min
page 81

Hospital Confinement Indemnity Insurance Medical Treatment Package

1min
pages 80-81

ACCIDENT BENEFIT PREMIUMS

0
pages 71-73

SHORT-TERM DISABILITY PREMIUMS

4min
pages 65-70

Frequently Asked Questions

2min
pages 63-64

SHORT-TERM DISABILITY BENEFITS

2min
pages 59-62

NC State Disability Plan

1min
page 58

Group Critical Illness Insurance

3min
page 55

Group Critical Illness Insurance Progressive Diseases Rider

1min
page 54

Group Critical Illness Insurance

1min
pages 52-54

Group Critical Illness Insurance

1min
pages 51-52

Group Critical Illness Insurance Plan

2min
pages 49-51

Group Critical Illness Insurance Plan

2min
pages 47-49

Cancer Assist Benefits Overview

2min
pages 41-42

Cancer Insurance

2min
page 40

Life Planning Services

0
pages 36-37

Health Advocate Employee Assistance + Work/Life Programs

0
page 35

Summary of Voluntary Group Term Life Benefits for Caldwell Community College and Technical Institute

1min
pages 33-34

GROUP TERM LIFE INSURANCE CALDWELL COMMUNITY COLLEGE AND TECHNICAL INSTITUTE

2min
pages 31-32

Your CEC Vision Benefits Summary

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page 29

Vision Benefits Summary Caldwell Community College and Technical Institute

1min
page 28

CALDWELL COMMUNITY COLLEGE AND TECHNICAL

1min
pages 26-27

CALDWELL COMMUNITY COLLEGE AND TECHNICAL

0
page 24

CALDWELL COMMUNITY COLLEGE AND TECHNICAL

0
page 23

access to quality care... on your schedule!

3min
pages 18-21

Dependent Care Account

2min
pages 15-16

THE FSA STORE

0
pages 13-14

Flexible Spending Account

2min
pages 11-12

ENROLLMENT INFORMATION

0
pages 9-10

QUALIFYING LIFE EVENTS

1min
page 8

QUALIFYING LIFE EVENTS

1min
page 7

IMPORTANT NOTICES

3min
page 6

ELIGIBILITY REQUIREMENTS

0
page 4

EMPLOYEE BENEFITS GUIDE

0
page 2
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