Life Planning Services

Colonial Life has partnered with Health Advocate to o er a helping hand to an insured terminally ill employee or spouse, or designated beneficiaries of an employee or spouse. Life Planning Services can provide guidance when you may have many financial and legal decisions to make and are not sure where to begin.

At no additional cost for 12 months, you have access to Health Advocate’s Life Planning Services that can provide:

 Impartial, confidential consultations

 A Life Planning Resource Guide that contains a tasks and decisions checklist, the basics on settling an estate, and more

 Access to legal and financial experts who can help with decisions, such as dealing with creditors and financial changes

 Tips and downloadable forms relating to wills, estates, survivor benefits and budgeting

*The consultants must abide by federal regulations regarding duty to warn of harm to self or others. In these instances, the consultant may be mandated to report a situation to the appropriate authority.

Smart technology and personalized student loan advice, navigating you to the perfect savings plan

Financial Education Expert Loan Analysis

GradFin consults individually with borrowers to educate them on their student loans.

GradFin simplifies the complex issue of student loans with our knowledge of all repayment, PSLF programs and refinancing options in the market today

PSLF Membership

GradFin’s Public Service Loan Forgiveness (PSLF) Membership Program is designed to help borrowers benefit from tax-free student loan forgiveness

Key components of the PSLF Membership include: personalized compliance plan, annual review, review of eligibility for the new PSLF Temporary Waiver, and a secure online portal for document storage and processing certification forms.

If payments are not properly counted, GradFin will administer an appeals process with the Department of Education on the member's behalf

GradFin experts analyze each borrower's unique loan portfolio and provide options for reducing and managing student loans

GradFin looks at each loan individually to determine which loans are eligible for forgiveness programs, which ones need to be reviewed for refinance and best payoff strategies for the remaining loans

Savings

Borrowers can choose from a variety of fixed and variable loan terms between 5 and 20 years. With GradFin services, borrowers have been able to save thousands of dollars over the life of their loans. GradFin borrowers save an average of $40k over the term of their loans

GradFin uses a variety of lenders to refinance your student loans at the lowest rate

GradFin and Pierce Group Benefits have partnered to offer eligible employees up to $100 off their monthly payments.

G

Click on the video below to learn more about Cancer Benefits!