Cancer Insurance Benefits

Radiation/Chemotherapy

Benefit payable period can exceed but will not be less than 365 days per covered person per lifetime

Injected chemotherapy by medical personnel, per day with a maximum of one per calendar week delivered by medical personnel, per day with a maximum of one per calendar week

Chemotherapy, per day with a maximum of one per calendar month per day with a maximum of one per calendar per day with a maximum of one per

Hormonal Chemotherapy (1-24 months), per day with a maximum of one per calendar month

Hormonal Chemotherapy (25+ months), per day with a maximum of one per calendar month

Non-Hormonal Chemotherapy, per day with a maximum of one per calendar month

Reconstructive Surgery, per surgical unit

Second Medical Opinion, per lifetime

Skilled Nursing Care Facility, per day, up to days confined

Benefit payable for at least and not more than 100 days per covered person per lifetime

Skin Cancer Initial Diagnosis

Supportive/Protective Care Drugs/Colony Stimulating Factors, per day

Surgical Procedures

Transportation

Waiver of Premium

Policy-Wellness Benefits

Bone Marrow Donor Screening, per lifetime Cancer Vaccine, per lifetime

Part 1: Cancer Wellness/Health Screening, per year

Part 2: Cancer Wellness/Health Screening, per year

Additional Riders may be available at an additional cost

What is not covered by the policy

Pre-Existing Condition Limitation

One amount per account: $0, $25, $50, $75 or $100

Same as Part 1

We will not pay benefits for the diagnosis of internal cancer or skin cancer that is a pre-existing condition nor will we pay benefits for the treatment of internal cancer or skin cancer that is a pre-existing condition, unless the covered person has satisfied the six-month pre-existing condition limitation period.

Pre-existing condition means a condition for which a covered person was diagnosed prior to the effective date of the policy and for which medical advice or treatment was recommended by or received from a doctor within six months immediately preceding the effective date of the policy.

■ If the diagnosis or treatment of cancer is received outside of the territorial limits of the United States and its possessions; or

■ For other conditions or diseases, except losses due directly from cancer.

Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC

©2018 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company.

We will not pay benefits for cancer or skin cancer: ADR1962-2018

An unexpected moment changes life forever

Chris was mowing the lawn when he suffered a stroke. His recovery will be challenging and he's worried, since his family relies on his income.

HOW CHRIS’S COVERAGE HELPED

The lump-sum payment from his critical illness insurance helped pay for:

Co-payments and hospital bills not covered by his medical insurance

Physical therapy to get back to doing what he loves

Household expenses while he was unable to work

For illustrative purposes only.