Q2 2024 Newsletter | Pierce Group Benefits

FEATURED

Medicaid Expansion Extends Coverage to 600,000 North Carolinians

Learn more about Medicaid, expansion initiatives, and what these changes entail. North Carolina is the largest state since Pennsylvania in 2015 to expand Medicaid.

Medicaid expansion in North Carolina, as facilitated by the Affordable Care Act (ACA), now extends coverage to an estimated 600,000 individuals aged 19 to 64. Effective from December 1, 2023, this expansion provides essential health services, including primary and preventive care, mental health and substance user disorder treatment, emergency care, and prescription drugs, to individuals earning below $20,120 annually.

Established in 1965, Medicaid operates as a joint federal and state program, offering healthcare coverage to vulnerable populations such as low-income individuals, pregnant women, children, and people with disabilities. Its funding and administration are shared between the federal government and individual states, allowing for flexibility in program design within federal guidelines. The Affordable Care Act (ACA) of 2010 significantly impacted Medicaid by offering states the option to expand coverage to low-income adults up to 138% of the federal poverty level. While the ACA provided federal funding incentives for states to expand Medicaid, the decision to expand remained voluntary, resulting in variations in coverage across states. To date, 40 states and Washington, DC, have adopted the Medicaid expansion, while 10 states have not adopted the expansion.

Written by Kaleb Johnson

Kaleb is the Marketing Strategist for Pierce Group Benefits, responsible for developing and analyzing content to optimize the company’s marketing initiatives across multiple platforms. Kaleb joined the team in May 2023, bringing with him insurance experience, as well as a degree in Marketing and an MBA.

HEALTHY YOU

Fresh & Flavorful Spring Recipes to Welcome the New Season

As winter finally gives way to warmer days, consider trying out one of these spring-inspired recipes! Light, bright, and packed with peak seasonal ingredients, these dishes taste fresh and delicious!

Directions:

French Onion Potatoes

Prep/Total Time: 1 Hour

Serves: 4

Ingredients:

• 2 cups dry white wine

• 2-3 tablespoons olive oil

• 2 white onions, sliced

• 1/2 teaspoon Kosher salt

• Freshly ground black pepper, to taste

• 6 medium yellow or red potatoes, sliced in 1/2-inch. rounds

• 2 teaspoons beef bouillon paste

• 1 tablespoon kosher salt

• 1 tablespoon fresh thyme

• 1 tablespoon fresh rosemary, roughly chopped

• 1-1/2 cups Gruyere cheese, shredded

• Fresh chives, chopped

• Flaky salt, to taste

1. Caramelize the onions by cooking them with wine until the liquid evaporates, then add oil, salt, and pepper and cook on low for an hour.

2. Preheat oven to 450°F. Heat oil on a sheet pan, cook potatoes in water with bouillon paste and salt until soft but not falling apart.

3. Roast potatoes on the preheated sheet pan with salt, thyme, and rosemary until golden brown.

4. Top potatoes with caramelized onions and cheese and bake until cheese melts. Garnish with chives and flaky salt.

5. Bake at 275°F for 8 minutes.

For The Cake:

• 1 1/2 cups all-purpose flour

• 2 teaspoons baking powder

• 3/4 teaspoon sea salt

• 1/2 cup sugar

• 1 tablespoon lemon zest

• 3/4 cup whole milk Greek yogurt

• 1/2 cup extra-virgin olive oil

• 2 large eggs

Directions:

• 1 teaspoon vanilla extract

• 1 1/2 cups blueberries, fresh or frozen

For The Glaze:

• 3/4 cup confectioners’ sugar

• 1/4 teaspoon lemon zest

• 1 1/2 tablespoons fresh lemon juice

1. Preheat oven to 350°F, grease a 9x5-inch pan.

2. Whisk flour, baking powder, and salt. Mix sugar and lemon zest, and add yogurt, oil, eggs, and vanilla. Combine wet and dry ingredients, and fold in blueberries.

3. Bake for 40-50 minutes. Cool completely.

Lemon Blueberry Bread

Prep/Total Time: 1.5 Hours

4. Mix glaze ingredients and drizzle over cooled bread. Cont. »

HEALTHY YOU

Green Goddess Salad

Prep/Total Time: 1 Hour

Serves: 6

Chicken Crust Pizza

Prep/Total Time: 1 Hour

Serves: 2-3

Ingredients:

• 2 large eggs

• 1 lb. ground chicken

For The Dressing:

• Juice of 2 lemons

• 1/4 cup extra-virgin olive oil

• 1/4 cup tahini

• 2 tablespoons red wine vinegar

• 2 cloves garlic, roughly chopped

• 2 small shallots, roughly chopped

• 2 scallions, roughly chopped

• 1 cup baby spinach

• 1/2 cup fresh dill

• 1/4 cup nutritional yeast

• 1 teaspoon dried oregano

• Kosher salt

• Freshly ground black pepper

Directions:

For The Salad:

• 1 small green cabbage, diced

• 2 Persian cucumbers, diced

• 3 scallions, thinly sliced

• 4 oz. feta (vegan or regular), crumbled

• Fresh dill, for garnish

• Toasted sesame seeds, for garnish

• Pita chips or toasted pita for serving

1. Blend dressing ingredients until smooth, and season to taste.

2. Toss cabbage, cucumbers, scallions, and feta with dressing. Garnish with dill and sesame seeds. Serve with pita.

• 1 teaspoon Italian seasonings

• 1/2 garlic powder

• Salt and pepper

Directions:

• 1/2 cup Parmesan cheese, shredded

• 1/2 cup barbecue sauce

• 1 1/2 cups shredded

mozzarella cheese

• 1/4 cup thinly sliced red onion

1. Preheat oven to 400°F and line a baking sheet with parchment paper.

2. Mix chicken, eggs, Parmesan, seasoning, and garlic powder. Shape into a crust on parchment paper.

3. Bake crust for 30 minutes, remove and add barbecue sauce, mozzarella, and onion. Bake for 5-10 minutes more.

4. Serve slices of pizza. Enjoy!

Written by Cassie Dawson

Cassie is the Marketing Assistant for Pierce Group Benefits, responsible for coordinating projects and assisting with the implementation of marketing strategies. Cassie joined the team in January 2024, bringing administrative experience and a degree in Marketing.

BLOG ROUNDUP

Pierce Group Benefits Blog Roundup

Welcome to the PGB blog roundup! In this curated selection of insightful articles, we cover a range of topics impacting the employee benefits landscape. Whether you’re seeking information on updated insurance regulations or strategies to support the well-being of your clients’ employees, this roundup offers valuable insights and practical tools.

Maximizing Employee Assistance Programs (EAPs)

Learn how employers can improve the effectiveness of Employee Assistance Programs (EAPs) and promote employee well-being by implementing strategic initiatives.

Read Now

Evolving Student Loan Governance and Workplace Initiatives

Explore how employers are utilizing recent legislation to support student loan repayment for employees through contributions and matching programs.

Read Now

How Health Plans Can Support Aging Generations

Discover ways health plans can cater to the unique needs of aging populations by integrating technology, financial planning, and more.

Read Now

2024 Federal Poverty Level and ACA Compliance for Employers with Non-Calendar Year Plans

Understand the implications of the 2024 Federal Poverty Level (FPL) increase to $15,060, and how it impacts Affordable Care Act (ACA) affordability calculations for employers implementing strategic initiatives.

Read Now

Overview of ACA Reporting Deadlines and Penalties

Get a comprehensive overview of Affordable Care Act (ACA) updates, deadlines, and potential penalties.

Read Now

Employee Benefits Trends in 2024

Stay updated on the latest trends shaping employee benefits in 2024, including emphasizing mental health support and preventative care.

Read Now

A Guide to Shopping for HSA Approved Products

Explore options for effectively utilizing a Health Savings Account (HSA) by navigating through approved product selections.

Read Now

IRS Announces 2024 Affordability Safe Harbor Adjustments

Review the impact of the adjusted ACA Affordability Safe Harbors in 2024, with the new percentage at 8.39%, and employers’ requirements to offer affordable coverage under the Affordable Care Act (ACA).

Read Now

What is Accident Insurance?

Delve into the intricacies of accident insurance, uncovering its significance and advantages for financial security during unforeseen events.

Read Now

The No Surprises Act and Its Safeguards Against Unexpected Medical Bills

Understand the No Surprises Act’s role in shielding patients from unexpected medical expenses, offering insights into patient protections and rights.

Read Now

Written by Kaleb Johnson

Kaleb is the Marketing Strategist for Pierce Group Benefits, responsible for developing and analyzing content to optimize the company’s marketing initiatives across multiple platforms. Kaleb joined the team in May 2023, bringing with him insurance experience, as well as a degree in Marketing and an MBA.

2024 Rising Healthcare Costs TRENDING NEWS

In 2024, healthcare costs are on the rise due to significant factors, resulting in an increase ranging from 6% to 8.5%. This video will delve into the reasons behind this surge and shed light on the escalating costs. Among the contributing factors are heightened demand for mental health services and an uptick in late-stage cancer diagnoses. Additionally, you’ll discover the proactive steps employers are taking to mitigate these rising expenses. Staying abreast of these developments and taking preemptive action will prove invaluable, ensuring employers are wellprepared for the costs ahead.

Created by Andrew Marnielli

Andrew is the Photo & Audio/Video Specialist for Pierce Group Benefits, responsible for capturing, creating and finalizing Marketing Materials for educational and informational purposes. Andrew joined the team in July 2023, bringing with him years of freelance Videography experience and a degree in Mass Communications.

IMPORTANT ANNOUNCEMENTS

Fostering Footsteps Run

PGB is proudly sponsoring this year’s Fostering Footsteps for Bright Futures fundraising event. Join us by running, walking, or volunteering. Proceeds support Fostering Bright Futures at Wake Technical Community College, aiding youth transitioning from foster care to college. Secure your spot by April 18 at 9:00 pm!

Event Details:

Date: Saturday, April 20

Location: Scott Northern Wake Campus

6600 Louisburg Rd Raleigh, NC 27616

REGISTER HERE

Volunteer Schedule: 8:00 am - 12:00 pm

Tasks: Registration, water distribution, and cheering on runners.

Task assignments will be emailed to volunteers the week before the race.

Race Schedule: 7:00 - 9:00 am: Pre-registration Check-in

7:30 - 8:30 am: Race Day Registration

9:00 am: 5K & 10K Group Start

9:15 am: Fun Mile Group Start 10:30 am: Course Closes

For questions, review FAQs or contact the PGB Human Resources Department at hr@piercegroupbenefits.com.

2024 SUMMER MEETING

Save the Date! You’re invited to PGB’s Summer Meeting:

Together Towards Tomorrow!

Dates: July 25-26, 2024

Location: Grandover Resort & Spa Greensboro, NC

Carolina Hurricanes vs. Detroit Red Wings TEAM BUILDING EVENT

GO CANES!

EMPLOYEE SPOTLIGHT

Congratulations and THANK YOU for your commitment, determination, and contributions. Get to know our PGB All-Stars below!

Janean Kilgore Administrative Assistant

Janean Kilgore, an Administrative Assistant in the Service Center, has 26 years of experience in the insurance industry. Her impressive tenure not only underscores her profound grasp of the industry’s nuances but also speaks volumes about her unwavering dedication to Pierce Group Benefits. Janean’s extensive experience is a testament to her commitment to excellence and her continuous pursuit of professional growth. Moreover, she deeply values the impact of her role and treasures the collaborative relationships she shares with her manager and colleagues. Beyond her professional role, Janean values spending quality time with her family and friends. For her, the perfect day off from work involves taking a trip to the beach, where she can fully enjoy the waves and sun while relishing the precious time spent with loved ones.

Janean’s diverse roles at PGB have equipped her with invaluable skills. We’re grateful to have her on our team; her experience, work ethic, and positive attitude greatly contribute to the department’s operations and the company’s success.

- Janice Wagstaff, Service Center Manager

Robin Craver Senior Service Specialist

Robin Craver, a Senior Service Specialist at PGB, boasts an impressive 25 years of experience in the insurance industry. She finds fulfillment in educating clients’ employees about their benefits and resolving complex issues to achieve positive outcomes. With an Associate of Science degree in Occupational Therapy, Robin has a passion for helping others, and her dedication earned her recognition as the Outstanding Student Graduate in college. Outside of work, Robin enjoys competing in BBQ competitions with her husband; her culinary skills shine through her first-place win in a Kansas City BBQ dessert competition. Additionally, Robin enjoys indulging in DIY home projects like furniture refinishing and updates, reading, fishing, and spending quality time with her family. Her ideal day off involves a beach outing and entertaining friends.

Robin’s dedication and extensive knowledge make her an invaluable asset to our department. Her commitment to excellence is evident in every aspect of her work, and we’re grateful to have her as part of our team at Pierce Group Benefits.

- Janice Wagstaff, Service Center Manager

NEW EMPLOYEE WELCOME

Please join us in extending a very warm welcome to our newest team members — congratulations and welcome, we look forward to working with and getting to know you!

Tiffany Seifert Enrollment Manager

Cassie Dawson Marketing Assistant

Jordan Lee Service Center Specialist

Lexy Messina Client Services Manager

Sherida Moss Account Executive

McKenzie Peterson Production Specialist

BIRTHDAYS

April Birthdays

Donna St. Claire - April 3rd

Arthur Meredith - April 7th

Cindy Blackely - April 11th

James Dubovec - April 14th

Gray Spivey - April 14th

Benjamin Ceja - April 19th

Michelle Chayka - April 19th

June Birthdays

Nina Elghossain - May 8th

Shanisse Spencer - May 8th

Meghan Ezzell - May 21st

Andrew Marinelli - May 21st

BrittanyTurner-June8th

LauraShelton-June14th

MissyAdams-June20th

ChrisPierce-June20th

MonicaNixon-June21st

May Birthdays

WORKAVERSARIES

Be it your first year or your twenty-fifth year, THANK YOU for the work you do for Pierce Group Benefits and our clients, and their employees and families!

CELEBRATING 1 YEAR!

Tyler Blackwell, Benefits Counselor - Congratulations on 1 year!

Missy Adams, Human Resources Generalist - Congratulations on 1 year!

Adam Main, Data Analyst - Congratulations on 1 year!

Antonio Dinkens, Enrollment Technician - Congratulations on 1 year!

Kaleb Johnson, Marketing Strategist - Congratulations on 1 year!

Meghan Ezzell, Senior Executive Assistant - Congratulations on 1 year!

CELEBRATING 2-5 YEARS!

Dave Welker ||, Chief Financial Officer - Congratulations on 2 years!

Nichole Cayia, Human Resources Manager - Congratulations on 3 years!

Wyndham Murray, Producer - Congratulations on 3 years!

Kerri Gilliam, Account Executive - Congratulations on 3 years!

Artina McKnight-Coard, Account Executive- Congratulations on 3 years!

Regina Bartechko, EDI Technician - Congratulations on 4 years!

CELEBRATING 5-10 YEARS!

Carla Carr, Service Specialist- Congratulations on 6 years!

Emily Kesead, Data Management Manager - Congratulations on 8 years!

Jolene Clayton, Senior Accountant- Congratulations on 8 years!

Laura Shelton, Executive Assistant - Congratulations on 10 years!

CELEBRATING 10+ YEARS!

Robin Craver, Senior Service Specialist - Congratulations on 25 years!

Janean Kilgore Administrative Assistant - Congratulations on 26 years!

“THERE ARE ONLY TWO WAYS TO LIVE YOUR LIFE. ONE IS AS THOUGH NOTHING IS A MIRACLE. THE OTHER IS AS THOUGH EVERYTHING IS A MIRACLE.”

- ALBERT EINSTEIN

& DESIGN: MARY HELEN FENNELL-MORGAN EDITING & REVIEW: KALEB JOHNSON