Whiteville City Schools Benefits Guide 23-24PY

Page 28

Health Advocate Employee Assistance + Work/Life Programs Included in your Colonial Life group term life insurance

Each day comes with its own set of challenges— expected and unexpected. At Colonial Life, we’re here to help you. That’s why we’re offering Health Advocate’s Employee Assistance Program and Work/Life Balance Program (EAP + Work/Life) with our group term life insurance, at no additional cost. More assistance, more ways to find balance Health Advocate provides confidential counseling* and resources via unlimited phone support, online chat, and up to three face-to-face sessions per issue for a variety of personal and work issues:  Stress, anxiety and depression  Substance dependency/addiction  Child care, camps and after-school care  Grief and loss  Special needs services  Identity theft resources  Retirement planning  Staying healthy

Access an expert team for life’s biggest headaches One of Health Advocate’s many services can help relieve the burden of your medical and dental bills not covered by insurance. Medical Bill Saver™ can:

To access, call or go online: 1-888-645-1772 ColonialLife.com/EAP

 Negotiate to help reduce non-covered medical and dental bills over $400 on the balance due and/or payment plans on your behalf  Provide a Saving Results Statement summarizing the outcome  Explain how to maximize savings and get the most value from your benefits

Using trend information, provider specialty, procedure type and geographic region, their experienced negotiators can often obtain significant savings.

28

GROUP TERM LIFE


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CONTINUATION OF COVERAGE

13min
pages 87-91

Hospital Confinement Indemnity Insurance

1min
page 84

Hospital Confinement Indemnity Insurance Medical Treatment Package

1min
pages 83-84

Group Critical Illness Insurance

3min
page 71

Group Critical Illness Insurance Progressive Diseases Rider

1min
page 70

Group Critical Illness Insurance

1min
pages 68-70

Group Critical Illness Insurance

1min
pages 67-68

Group Critical Illness Insurance Plan

2min
pages 65-67

Group Critical Illness Insurance Plan

2min
pages 63-65

Cancer Assist Benefits Overview

2min
pages 57-58

Cancer Insurance

2min
page 56

SHORT-TERM DISABILITY PREMIUMS

4min
pages 49-53

Frequently Asked Questions

2min
pages 46-47

SHORT-TERM DISABILITY BENEFITS

4min
pages 41-45

Vision Care Plan for Whiteville City Schools

1min
pages 39-40

Whole Life Plus Insurance

4min
pages 35-36

How much coverage do you need?

2min
page 32

Term Life Insurance

1min
page 31

Life Planning Services

0
page 29

Health Advocate Employee Assistance + Work/Life Programs

0
page 28

Summary of Basic and Supplemental Group Term Life Benefits for Whiteville City Schools

1min
pages 25-27

Group Term Life Insurance

3min
pages 23-24

Important information

1min
page 21

Frequently asked questions

2min
page 20

Dental Insurance

1min
pages 18-19

Dependent Care Account

2min
pages 15-16

THE FSA STORE

0
pages 13-14

Flexible Spending Account

2min
pages 11-12

ENROLLMENT INFORMATION

0
pages 9-10

QUALIFYING LIFE EVENT

1min
page 8

QUALIFYING LIFE EVENT

1min
page 7

IMPORTANT NOTICES

2min
page 6

ELIGIBILITY REQUIREMENTS

0
page 4

EMPLOYEE BENEFITS GUIDE

0
page 2
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