Wilkes County Schools 2023 Booklet 23-24PY

Page 25

Important information To become insured, you must meet the eligibility requirements set forth by your employer. Your coverage effective date will be determined by the Policy and may be delayed if you are not actively at work on the date your coverage would otherwise go into effect. Similarly, dependent coverage, if offered, may be delayed if your dependents are in the hospital (except for newborns) on the date coverage would otherwise become effective. Refer to the Certificate for details. Limitations and exclusions The below exclusions and limitations may vary by state law and regulations. This list may not be comprehensive. Please see the Certificate or ask your benefits administrator for details. Life In some states, your employer’s group policy may exclude payment for suicide that occurs within a specific time period after the insurance or increase in insurance becomes effective. Please see your Certificate for details. Accidental Death and Dismemberment We will not pay a benefit that is due to or results from: suicide while sane or insane; injuring oneself intentionally; committing or attempting to commit an assault, felony or other criminal act; war or an act of war; active participation in a riot, rebellion or insurrection; voluntary use of any controlled substance/illegal drugs; operation of a motorized vehicle while intoxicated; bodily or mental infirmity or disease or infection unless due to an accidental injury; riding in or driving any motor-driven vehicle in a race, stunt show, or speed test. This Overview is preliminary to the issuance of the Policy. Refer to your Certificate for details. Receipt of this Overview does not constitute approval of coverage under the Policy. In the event of a discrepancy between this Overview, the Certificate and the Policy, the terms of the Policy will govern. Product offerings may not be available in all states and may vary depending on state laws and regulations.

Sun Life companies include Sun Life and Health Insurance Company (U.S.) and Sun Life Assurance Company of Canada (collectively, “Sun Life”). Group life insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) in all states, except New York, under Policy Form Series 93P-LH, 98P-ADD, 12-GP-01, 15-LF-01, 12GPPort-P01, 12-LFPort-C-01, 15-ADD-C-01, 13-ADD-C-01 and 13-ADDPort-C-01. © 2019 Sun Life Assurance Company of Canada, Wellesley Hills, MA 02481. All rights reserved. Sun Life and the globe symbol are trademarks of Sun Life Assurance Company of Canada. Visit us at www.sunlife.com/us. GVBH-EE-8384

SLPC 29579

800-247-6875 • sunlife.com/us/ 800-786-5433 sunlife.com/us/

Basic Life Insurance

24


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I’m Leaving, Now What?

0
page 76

PIERCE GROUP BENEFITS

9min
pages 71-75

Whole Life Plus Insurance

4min
pages 68-70

How much coverage do you need?

2min
page 67

Term Life Insurance

1min
page 66

Hospital Confinement Indemnity Insurance

1min
page 65

Hospital Confinement Indemnity Insurance Medical Treatment Package

1min
pages 64-65

Frequently Asked Questions

7min
pages 51-56

Educator Disability Advantage Short-Term Disability

2min
pages 48-50

Group Critical Illness Insurance

5min
pages 46-47

Group Critical Illness Insurance Progressive Diseases Rider

1min
page 45

Group Critical Illness Insurance

1min
pages 43-45

Group Critical Illness Insurance

1min
pages 42-43

Group Critical Illness Insurance Plan

2min
pages 40-42

Group Critical Illness Insurance Plan

2min
pages 38-40

Cancer Assist Benefits Overview

2min
pages 34-35

Cancer Insurance

1min
page 33

Life Planning Services

1min
pages 31-33

Health Advocate Employee Assistance + Work/Life Programs

0
page 30

Summary of Voluntary Group Term Life Benefits for Wilkes County Schools

1min
pages 28-29

Important information

4min
pages 25-27

Frequently asked questions

1min
page 24

Wilkes County Schools

2min
pages 21-22

Frequently asked questions

5min
pages 18-20

Dental

2min
pages 16-17

Pharmacy

0
page 15

24/7 access to quality care... on your schedule!

1min
pages 12-13

Dependent Care Account

2min
pages 10-11

Flexible Spending Account

2min
pages 8-9

BENSELECT ONLINE ENROLLMENT CONT.:

0
page 7

BENSELECT ONLINE ENROLLMENT:

1min
page 6

EMPLOYEE BENEFITS GUIDE WILKES COUNTY SCHOOLS

1min
page 5

QUALIFICATIONS & IMPORTANT INFO THINGS YOU NEED TO KNOW

2min
page 4
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