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This is hugely controversial, but many homeowners are finding that it is actually a waste of money. If an alarm goes off, the remote operator has no way to know if it is a valid alarm or not and after a quick attempt to contact you they simply call the police. Sounds good, but false alarms normally carry a bill from your city for $50 or more each and these impersonal alarm calls do not normally receive top priority. The normal argument is that "it is such a huge savings on insurance". Truth is that you normally receive a 10% at best discount of only a portion of your homeowners insurance. This typically results in about $30-$50 a year savings at most. With monitoring running from $30-$50/month (on average), the cost of the monitoring is much much more than the insurance savings. But I want my home to be safe - you say. There are most definitely alternatives. One option is a voice dialer - connecting one into your system automatically dials your cell (and up to 3 others depending on model) to let you know there has been a trip event. These typically only run $40-$50 at local electronics stores. The largest growing option, however, is video surveillance. With prices coming down combined with both the clear deterrent (burglars just dont want to get caught on film) and the later value of recordings of sinister activities in court, there really is not substitute for video surveillance. If your alarm goes off and you have a home surveillance system set up, you can flip open your phone, see that there is, in fact, an intruder and place a personal call saying you can see an intruder in your home. That gets an immediate police response. Note that most Security DVRs have the ability to be remotely accessed (by a computer, smartphone, iphone etc) and can also be programmed to send alert emails and/or upload alert pictures to a remote FTP site. That is all in addition to local recording that is all based on motion detection within the field of view of the cameras that are set up in your home. Combined with a good voice dialer to give you an instant alert from your home security system, you have an excellent security combination. Security/Surveillance systems are easy to set up, low cost, and completely replace the need for remote monitoring.
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